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THE
19 40.
VICTORIA.
STATE SAVINGS
OF VICTORIA.
BANK_
REPORTS, STATEMENTS, RETURNS, ETC.,
FOR THE YEAR ENDED 30TH JUNE, 1940.
PRESENTED TO BOTH HOUSES OF PARLIAMENT PURSUANT TO ACT 19 GEO. V. No. 3777, SECTION 123.
[Approdm.C. 01/ft ~~ J>apor.-Preparation, not stven. Printing (97& ooptes), £68.]
~!1 ~utnoritl)
T, RIDER, GOVERNMENT PRINTER, MELBOURNE,
No. 4.-{lt. Bd.]-10849/to.
, ______________ ............ ~·-····------------'W· .... -."""' ...
THE STATE SAVINGS BANK OF VICTORIA. EsTABLISHED 1841.
(Guaranteed by the Government of Victoria.)
Head Office : 139-153 Elizabeth-street, Melbourne, C.L
The· ColUillissioners of the State Savings Bank of Victoria, incorporated under Act No. 3777, administer two separate and distinct departments, namely:-
THE STATE SAVINGS BANK DEPARTMENT.
(For Report &c., see pages 1 to 26.)
and
THE CREDIT FONCIER DEPARTMENT.
(For Report &c., see pages 27 to 44).
THE STATE SAVINGS BANK DEPARTMENT.
REPORT FOR THE YEAR ENDED 30TH JUNE, 1940, LAID BEFORE THE GOVERNOR AND BOTH HOUSES OF PARLIAMENT AS REQUIRED BY SECTION 123 OF ACT No. 3777.
NINETY-NINTH yEAR.
1. The net profit for the year, after making provision for doubtful debts and depreciation, is £290,594 17 s. 2d. This profit, added to the balance of Profit and Loss Account brought forward from· last year, amounts to £462,673 13s. 9d., from which £280,000 is transferred to Reserve Fund and the balance of £182,673 13s. 9d. is carried forward to next year.
2. The Reserve Fund is £4,045,000.
3. Bauk Premises.-This asset, consisting of 252 properties, stands in the balance-sheet at £750,000 after being written down by £85,200.
4. Liquid Assets (cash on hand and deposits with other Banks) are 32.13 per cent. of depositors' balances. (A sum equal to an additional 39 .13 per cent. of depositors' balances is invested for terms not exceeding five years in Government securities and those of Municipal and other public authorities.)
1940
5. Investment of Funds at 30th June, 1940 :-
Cash on hand and deposits with other banks Australian Consolidated Inscribed Stock and Bonds, and Common
wealth Treasury Bills .. *Debentures of Municipal and other public authorities tMortgage loans, &c. Bank premises
£ 8. d. 21,917,815 12 5
29,466,402 10 5 19,729,054 19 2 2,616,215 15 6
750,000 0 0
t74,479;488 17 6
6. The Amount at Credit of Depositors is £67,360,623 4s. 5d., being £1,858,061 7s. less than depositors' balances at 30th June, 1939, as shown in the following statement:-
Depositors' balances at 30th June, 1939 Deposits received during the year .. Interest added to depositors' accounts
Amount withdrawn during the year
Depositors' balances at 30th June, 1940
£ 8. d. 69,218,684 11 5 52,455,948 18 9 1,320,257 19 7
122,994,891 9 9 55,634,268 5 4
67,360,623 4 5
Withdrawals during the year include more than £1,900,000 known to have been invested by depositors in Commonwealth Loans and War &avings Certificates.
After deducting 425,354 inoperative accounts under £1, the average amount at credit of depositors is £63 13s. lOd., compared with £65 3s. 4d. the previous year.
7. Depositors' Accounts.-
Number at 30th June, 1939 Accounts opened during the year Accounts closed during the year Increase in number of accounts
Number at 30th June, 1940
8. Interest on Depositors' Accounts.-
167,988 147,295
§1,456,440
20,693
§1,477,133
(a) Pass-book accounts (on minimum monthly balance up to £1,000)-2 per cent. per annum.
(b) Deposit Stock (on daily balance up to £1,000)-2! per cent. per annum, free of State Income Tax (ordinary and special), but subject to State Unemployment Tax and Federal Income Taxes.
In addition to having a pass-book account, a depositor may invest in Deposit Stock, in multiples of £10. This Stock may be withdrawn on giving notice varying from one week for £10 to six months for £1,000.
In the event of the death of a registered proprietor, the whole of the Stock is payable at not more than one month's notice.
* Including Credit Foncier Debentures the amount of whkh has been deducted in calculating the percentage S9·1S appearing in paragraph 4.
t The term for most of these loans is limited te three Y~'MS. Long-term loans are granted in the Credit Foncier Department. :1: This sum includes Insurance Trust Funds, which were deducted when calculating the percentage of liquid assets to depositors'
balances shown in paragraph 4. § Excluding Deposit Steck accounts and accounts of School Banks and Group Savings Club depositors referred to in paragrapha
8, 9, and 10.
5 1940
9. School Banks number 2,884, compared with 2,781 at 30th June, 1939; 424 are in the metropolitan area and 2,460 are in the country. Depositors number 208,012 and the amount at their credit is £286,964----an average of £1 7s. 7d. each.
Depositors' balances exceed £2,000 at each of two schools, and exceed £1,000 at each of 30 others.
In recognition of the voluntary services rendered by teachers the Bank gives two scholarships, each of £40 per annum, for competition by resident students doing the primary course at the Teachers' Training College.
10. The Service Department (inaugurated 1927). Eight hundred and twenty-seven Group Savings Clubs with a total membership of
64,027 are established in factories and business houses to enable employees to make deposits on their respective pay days without having to visit the Bank. During the year 1,369,807 deposits amounting to £554,709 16s. 4d. were made. The amount at credit of these depositors is £339,101 6s. 8d.
Pay envelopes numbering 8,489,650, conveying thrift messages, were supplied to 2,632 factories, firms, &c. The number of pay envelopes supplied since they were first distributed in October, 1915, is 146,969,280.
Safety money boxes numbering 55,852 were sold during the year at a cost of 6d. each. An approximate average of the contents of boxes opened at branches is £1 lls. lld. Since the date of the first issue in 1908, 1,545,594 have been sold.
11. Progress of the Bank during the 99 years of its existence is reflected in the statements presented with this Report, covering the operations of 220 branches and 387 agencies. At the principal metropolitan branch, in Elizabeth-street, the balances at credit of 187,481 depositors total £9,114,516. At seven other branches, depositors' balances exceed £1,000,000-
Gee long Ballarat Swanston-street Bendigo Footscray Prahran Brunswick
£
1,821,781 1,762,199 1,721,649 1,230,888 1,137,493 1,124,975 1,003,483
Growth in the number of depositors and in the amount at their credit, in three successive periods of ten years :-
1920
1930
1940
Year.
886,344
1,256,823
1,477,133
Amount at Credit (inclusive).
£ 37,745,228
62,942,975
67,360,623
12. New Branches. During the year branches were established at-
BRUNSWICK WEST, corner Melville-road and Whitby-street, on 4th December, 1939.
PRESTON NORTH, corner High-street and Beauchamp-street, on 1st April, 1940.
1940 6
13. Commonwealth Loans.-During the year 7,555 cash applications, amounting to £1,162,700, were lodged through the Bank by depositors for investment in the two loans floated by the Commonwealth Government. Since 1915 depositors have lodged cash applications through the Bank for £27,016,560.
On 18th March, 1940, the Commonwealth Government commenced the sale of War Savings Certificates with a currency of seven years. To 30th June depositors have invested £739,582, being the cash price of certificates for a face value of £924,477, which amount represents 51.4 per cent. of the total sales in Victoria.
The Bank has also co-operated in the collection and transmission of gifts and interestfree loans to the Commonwealth Government.
14. Facilities for Members of the Defence Forces stationed within Australia and overseas have been provided.
At large camps in Victoria suitable buildings have been erected for use as sub-offices at which ordinary banking business may be effected at convenient hours. At other camps officers of the Bank attend regularly to proyide similar services.
Members of the forces stationed in States other than Victoria may avail themselves of the inter-state facilities provided for the convenience of depositors.
Arrangements have· been made with Barclays Bank Limited, with which is associated Barclays Bank (Dominion Colonial and Overseas), enabling depositors who are memberS' of the Australian Defence Forces, the Red Cross Society, and kindred organizations, and who are serving overseas, to withdraw up to £10 sterling per month (£20 sterling in exceptional cases) by cable or mail at minimum cost. This facility is available at all branches of Barclays Bank which is widely represented throughout Great Britain, Palestine and the Near East.
For many members of the forces the Bank is collecting fortnightly allotment money for the credit of their accounts or of the accounts of their nominees. This service is appreciated by their dependants.
Valuable documents, securities, &c., are held for safe custody without charge during a depositor's period of service.
15. Banking by Post.-Depositors, residing in sparsely populated parts of the State some distance from a branch or agency of the Bank, may deposit or withdraw money through the post free of cost, postage stamps and stationery being provided; 1,446 depositors avail themselves of this system.
16. The Safe Deposit Department holds, free of charge, on behalf of depositors 44,294 lodgments of debentures, issued or guaranteed by the Commonwealth or Victorian State Governments, for a total face value of £10,975,610. In addition parcels and boxes containing deeds, &c., for which (with the exception noted in paragraph 14) a small charge is made, are held for 13,957 depositors.
17. The Insurance Trust Fund, established in March, 1921, amounts to £802,332 6s. 8d. There are 40,963 policies, amounting to £30,541,331.
18. Loans on Mortgage.-Following the outbreak of war, restrictions were placed on new advances; during the year the amount advanced was £350,606 and at 30th June there are 2,170 current loans for £2,600,571. The rate of interest has been 4i per cent. per annum throughout the year.
19. The Board of Commissioners.-Vacancies caused by the retirement of Sir Waiter Leitch, C.B.E. and Mr. A. E. Hocking were filled by the appointment of Prof. D. B. Copland, C.M.G. and Mr. Hector T. McKenzie.
7 1910
20. The Staff.-The Bank has afforded eligible members of the staff every opportunity to enlist for active service in the navy, army or air force. At 30th June, 177 members have enlisted; of these 99 are on service in Australia or abroad and 78 are awaiting entry into camp.
21. Aunual and Progressive Statements will be found on the succeeding pages:(1) Balance-sheet and Profit and Loss Account. (2) Summary Statement of Assets, Liabilities and Surplus Funds. (3) Accounts furnished under section 123 of Act No. 3777. (4) Business at Branches (deposits, repayments and depositors' balances). (5) Business at Branches (number of depositors and transactions). (6) and (7) Progressive Statements. (8) Classification of depositors' balances.
16th August, 1940.
W. WARREN KERR, Chairman
JAS. C. GATES, Deputy Chairman Commissioners.
JNO. KEAN D. B. COPLAND HECTOR T. McKENZIE
J. THORNTON JONES, General Manager.
1!NO
LIABILITIES. Depoe~.tol'll' :&lanoea, with Interest to da.te
Oarrent Aooounts Sohool Bank Acoounta • • •• Victori&n Savings Bank Deposit Stook A.coounts
8
Balance due for Agents' Salaries, and School Bank Commiallion Sundry .Amounts held in TI'UBt Credit Foncier Department Oflicen' Trust and Provident Funds III!Iura.noe Ttust Fund .Account Rese~ Fnnd •• Interest Fluctuation A.coount Depreciation Fund Fidelity Guarantee Fund .•. Profit and !..ols A.coount ••
Dr.
To Interest cll!dited to Depositon~-Current A.coounts .. .. . . Victorian Savings Bank Deposit Stock Acoounts
., Interest credited to Fidelity Guarantee Fund
.. ..
., Interest credited to Oflioen~' Trust and Provident Funds
. . . . .. ..
.. .. .. . .
., ExpeW11118 of Management • • • • . • • • • • , Expenditure on Bank Premises for Maintenance, Painting, Repa.llll, &c. , Writing down Bank Premises • • • • • • . • , Transfer to Oflicen' Provident Fund under General Ordt'r No. 36 , Transfer to Depreciation Fund .. ,, Transfer to Reserve Fund .. .. " llala.noe :-
Forward from last year .. Profli for year .. .. Lu.-Traruder to Relerve Fnnd
Forward to neldi year
Helbourne, 16th August, 1940.
J. THORNTON JONES, General Manager.
..
. . . . .. ..
.. .. . . ..
.. . .
.. . .
.. .. .. ..
.. ..
..
..
No. THE STATE SAVINGS
£ 11. tl. 64,417,039 10 9
286,964 16 11 2,666,618 16 9
BALANCE SHEET
£ 11. tl.
67,360,623 4 5
12,946 15 3 69,653 11 10 35,439 13 9
800,319 11 10 802,332 6 8
4,045,000 0 0 955,500 0 0 205,000 0 0
10,000 0 0 182,673 13 9
74,479,488 17 6
PROFIT AND LOSS ACCOUNT FOR
£ 11. tl. .£ '· tl. . . 1,254,308 19 10 .. 65,948 19 9 1,320,257 19 7 . . . . . . 500 0 0 .. . . .. 37,342 19 5 . . .. . . 569,712 18 5 . . .. .. 11,084 1 0 .. . . . . 85,200 0 0 .. .. . . 10,423 0 0
. . .. . . 140,000 0 0 .. .. .. 280,000 0 0
£ '· tl. . . 172,078 16 7 290,594 17 2 .. 462,673 13 9 .. 280,000 0 0
.. .. .. 182,673 13 9
~12 2
We, the undersigned Auditors, in aeoordanoe with Section 49 of Aot No. 3771, report that we have examined the the al!88ts, and that the above Balance-sheet is, in our opinion, a correct statement of their accounts, and agrees with
The Ba.lance.aheete from the Branches have been accepted on the signatu.rea of the respective Managen.
Melbourne, 9th August, 1940.
We, the underaigned AuditonJ appointed by the Governor in Council under Section 124 (2) of t\ct No. 3777, report Sa11 ings Bank of Victoria, and have satisfied oun~elvea u to the exiatenoe of the assets.
Melbourne, 19th August. 1940.
9
1. BANK OF VICTORIA
30TH JUNE, 1940.
ASSETS. Cash on hand and at Bankers, Bank Fixed Deposit& with Accrued Interest, and other liquid
aaeets
Anstr&lia.n Consolidated Inscribed Stook for the State of Victoria. (Face Value, . £ 11. d. £28,144,980 4s. 8d.) .. 1 28,144,980 4 8
Accrued Interest I 390,276 7 5
Australian Consolidated Treasury Bonds and Stock, and Commonwealth Treasury Bills (Face Value, £956,000) • • . • • • • • • • • •
Accrued Interest
!
927,571 10 8 ;{,574 7 8
13,650,030 0 0 69,258 10 7
Credit Foncier Debentures and Stock (Face Value, £13,650,030) Accrued Interest • • • • • • • •
Melbourne and .Metropolitan Board of Works Debentures and Stock (Face Value, £1,759,500) 1,641,762 0 0 i
Accrued Interest
Municipal and other Public Authorities' Debentures and Stock (Face Value, £4,344,864 3s. 1 Od.) ••
Interest Accrued or Due
Mortgage Securities Properties in Possession
Interest after provision
Bank Premises ••
26,180 2 6! i
4,294,436 17 2• 47,387 811
2,600,571 8 10 7,896 6 8
2,608,467 15 6 7,748 0 0
£ ~. a. 21,917,815 12 5
28,535,256 12 1
931,145 18 4
13,719,288 10 7
1,667,942 2 6
4,341,824 6 1
2,616,215 15 6 750,000 0 0
74,479,488 17 6
THE YEAR ENDED 30TII JUNE, 1940. Or.
By Balance from l~~o~~t year
., Gross Income for year, after provision for doubtfnl debt&
£ ~.d.
172,078 16 7
2,465,115 15 7
12 2
JAS. C. GATES, C-ommissionelll of W. WARREN KERR, }
JNO. KEAN, the State Savings D. B. COPLAND, Bank of Victoria.. HECTOR T. McKENZIE.
books, accounts, and vouchelll of the Commissioners, that we have satisfied oulllelves as to the existence of the whole of their books.
J. G. DA VIS, } Chartered Accountants (Auat.), A. H. BARRACLOUGH, Auditors.
that we have examined the above Balance·shoot, and found it to agree with the books of the Commissioners of the State
J. W ALLACE ROBS, }Chartered Accountants (Aust.), A. A. FITZGERALD Auditoll.
No. 2.
THE STATE SAVINGS BANK OF VICTORIA.
&VIl!IGS BANK DEPA.B.THE:NT.
SUMMARY STATEMENT OF ASSETS, LIABILlTIES, AND SURPLUS FUNDS FOR SIX YEARS FROM lll35 TO 1940.
.AsSETS. Cash on hand and at Bankers and Bank Fixed Depoal.ts . • • • . . Australian Consolidated Inscribed Stook for the State of Victoria and Victorian
Treasury Deposit • • • • • • • • • • • • • • Australian Consolidated Treasury Bonds and Stook and (XIm.monwealth Treasury
Bills • . . . • . .. .. .. .. •• •• Credit Foncier ·Debentures and Stock • • • • • • • • • • Melbourne and Metropolitan Board of Works Debentures and Stock • • • • Municipal and other Public Authorities Debentures and Stock • • • • • • Mortgage Loans • . . • • • • • • • • • • . • • Properties in Possession • • • • • • • • • • • • • • Bank Premises • • .. .. • • .. .. • • . . Sundry Iteme • • • • • • • • • • • • • • . .
Incres.se of Total Funds for Year
Lu.mLrnu. Depositors' Balances •• Sundry Items • • • • Insurance '.l'mat Fund Account Officers' '.l'mat and Provident Funds ••
Sllln'LUS FuNDS. Reserve Fund • • , , Interest Fluctuation Account Depreciation Fund • • • • Fidelity Guarantee Fund ••
Carried Forward
Total Liabilities and Surplus Funds
30th June, 1935.
£
19,023,708
28,989,096
441,444 13,094,835 1,736,300 2,205,855 1,569,720
105,206 960,000
10,961
68,137,125
1,844,812
63,108,006 24,169
58.'),381 511,314
3,000,000 750,000
10,000 148,255
68,137,125
*»-.
30th June, 1986.
£
20,134,629
29,008,889
856,860 13,091,929 1,736,329 2,241,557 1,688,169
29,270 960,000
4,797
69,752,429
~.615,304
64,402,802 44,871
630,452 560,061
3,000,000 955,500
10,000 148,743
69,752,429
30th June, 1987.
£
21,289,914
29,011,775
1,053,268 13,087,191 1,741,255 2,537,569 1,753,548
20,156 960,000
7,036
71,461,712
1,709,283
65,755,192 39,302
676,589 609,477
3,250,000 955,500
10,000 165,652
71,461,712
30th June, 1938, 30th June, 1989. 80th June, 19t0.
£ £ £
22,505,416 22,394,328 21,912,259
29,013,690
1,431,222 13,092,105 1,668,592 3,696,727 1,922,948
5,235 870,000
5,006
29,266,900
1,543,198 13,561,554 1,667,942 4,024,879 2,4li3,820
7,901 800,000
4,411
74,209,941 75,724,933
2,748,229
68,142,032 34.765
725,133 666,015
3,500,000 955,500
10,000 176,496
74,209,941
1,514,992
69,218,685 48,470
756,416 733,783
3,765,000 955,500 65,000 10,000
172,079
75,724,933
28,535,257
931,146 13,719,288 1,667,942 4,341,824 2,608,320
7,896 750,000
5,556
74,479,488
1,245,445*
67,360,623 118,041 802,332 800,319
4,045,000 955,500 205,000
10,000 182,673
74,479,488
..... s
,..... 0
11 1940
No. 3.
THE STATE SAVINGS BANK OF VICTORIA.
SAVINGS BANK DBl'A.IITMl!lNT.
AOOOUNTS MADE UP TO 30TH JUNE. 1940, IN ACCORDANCE WITH SECTION 123 OF ACT No. 3777.
For Statements required by Sub·section 1 (b), (c) and (d), see Returns numbered 1 and 4.
Sub-section I (a)-The Commia.sioners of the State Savings Bank of Victoria in account current with the various Branches
lfr. for the year ended 3oth day of June, 1940-
Or. £ B. a. £ "· iJ,.
By Drafts on Commissioners, Tralll!-To Ba.lane~~ at Credit of Branches at let July, 1939
,. Sums remitted or tralll!ferred from other Savings Banks ••
65,724,426 1 4
12,024,269 8 5 400,004 11 7
1,254,308 19 10
f'ers to other Savings Banks, &c. 15,629,344 15 9 ,. Ba.lance at Credit of Branches at
3oth June, 1940 63,773,664 5 5 .. Charges • • . . ,. Interest allowed to Depositors
£79,403,009 1 2
INVEST?.1ENTS UNDER THE PRINCIPAL ACT.
Sub-section 1 (e)-Amount invested in current mortgag-Upon metropolitan, city, and town properties
Rate ofinterest thereon (average) £4 9s. lid. per cent. Amount of interest received thereon Amount of interest received on loans paid off in full during
the year • • . • • . Upon pastoral and agricultural lands
Rate of interest thereon £4 !Os. per cent. Amount of interest received thereon Amount of interest received on loans paid off in full during
the year
Amount invested in properties in poa.session but not foreclosedUpon metropolitan. city, and town properties Upon pastoral and agricultural lands ••
Amount invested in freeholds acquired by foreclosure
£84,446
4,728
29,836
799
£79,403,009 1 2
£1,948,246 16 8
6 8
4 5 652,324 12 2
3 10
8 1
£2,600,571 8 10
£804 3 1 7,092 3 7 Nil
Tru: NuKBJm Oil' MoRTGAGES, showing the total amount of those under £2,000, and those at and over that sum up to £4,000, and thence to £6,000, and thUll increasing by £2,000 to the highest sum advanced :-
No. of Claas111catlon. Total Amollllt. Amount Invested I
Amollllt Paid Olf Mortgapa. dm:lng the Year. I dm:log the Year.
£ B. tl. £ 8. iJ. £ 8, iJ. 1,873 Under £2,000 .. .. .. 1,244,686 0 0 135,515 0 0 77,265 8 2
202 £2,000 and under £4,000 .. .. 541,857 17 1 105,060 0 0 20,105 0 0 36 4,000 .. 6,000 .. .. 167,267 12 9 42,460 0 0 4,162 10 0 20 6,000 .. 8,000 .. .. 131,200 0 0 20,600 0 0 ..
9 8,000 .. 10,000 .. .. 79,614 19 0 .. 8,350 0 0 10 10,000 .. 12,000 .. .. 107,050 0 0 .. .. 5 12,000 .. 14,000 .. .. 62,275 0 0 .. .. 5 14,000 " 16,000 .. .. 74,500 0 0 .. .. 1 16,000
" 18,000 .. .. 16,500 0 0 .. ..
5 18,000 .. 20,000 .. .. 93,190 0 0 .. .. 3 20,000 .. 22,000 .. .. 60,100 0 0 ..
! .. I 22,000 " 24,000 .. .. 22,330 0 0 22,330 0 0
I 325,955 0 0 109,882 IS 2
Amounts increasing existing mortfages .• 34,415 5 0 i .. I
.. V a.rioUll amounts in reduction o existing
mortgages .. .. .. .. i . . .. 96,756 3 5
2,170 .. .. .. . . . . £2,600,571 8 10 360,370 5 0 : 206,639 1 7
Two hundred and fifty-two properties for Bank premises .. .. .. £750,000 0 0
TirE NUMBER Oil' BoEROWBBS in arrear with payment of interesi, and gross amount of such a.rrea.rs :-
Number of Borrowers. Amount of Arrears.
91 *£2,872
i940 12
No. 3--continuea. Sub-section 1 (J to j).
AMOUNT INVESTED IN STOCK, DEBENTURES, BONDS, ETC.
i
Amount lnveated Rate of Year when Ma.rket Value durl~~gJ;ear Book Value. Face Value. Interest Repayable. per cent. at lnclu og per cent. 80.6.1940. m-lnvestmentt
(Nominal Value).
£ 8. d. £ 8. d. % £ 8. d. £ 8. d.
1,486,500 0 0 1,486,500 0 0 3J 1945 1,486,500 0 0 1,130,950 0 0 1,130,950 0 0 £3/8/5 1940 1,141,400 0 0 1,141,400 0 0 3! 1941 6,370,000 0 0 6,370,000 0 0 £3/15/10 1943 Not quoted
Australian Consolidated 2,331,470 4 8 2,331,470 4 8 3f 1941 Special Inscribed Stook for 1,580,000 0 0 1,580,000 0 0 3f 1944 Maturity State of Victoria 2,482,000 0 0 2,482,000 0 0 at 1955 Dates 2,482,000 0 0
1,875,750 0 0 1,875,750 0 0 £3/19/1 1942 4,061,000 0 0 4,061,000 0 0 £ajl9/2 1944 4,061,000 0 0 5,685,910 0 0 5,685,910 0 0 £3/19/4 1942
Australian Consolidated { 210,672 6 6 225,000 0 0 a 1948 .. 98 10 0 Inscribed Stook 258,5a2 10 0 267,000 0 0 3! 1951 .. 104 a 9
105,482 10 0 107,000 0 0 at 1955 .. 106 12 0
Australian CoiJBolidated { 48,750 0 0 50,000 0 0 at 1956 .. Not quoted 50,000 0 0 Treasury Bonds , 154,7a2 10 0 157,000 0 0 at 1954 .. 106 3 9
Commonwealth Treasury { 49,781 17 0 50,000 0 0 1! 1910 .. Not quoted 50,000 0 0 Bills 99,619 17 2 100,000 0 0 li 1940 .. Not quoted 100,000 0 0
1a,ooo,ooo 0 0 1a,ooo,ooo 0 0 3 1941 .. Not quoted la,ooo,ooo 0 0 Credit Foooi~ Dobon-{ 10,900 0 0 10,900 0 0 at 1944 .. 100 2 6
tures and Stock 165,590 0 0 165,590 0 0 at 1950 .. lOO 12 6 165,590 0 0 466,540 0 0 466,540 0 0 4 1949 .. 102 12 6
7,000 0 0 7,000 0 0 £4/1/4} 1941 .. 101 0 0
240,000 0 0 240,000 0 0 3i 1949 .. Not quoted City of Melbourne De-I 195,400 0 0 195,400 0 0 3! 1940 .. Not quoted
bentures and Stock 50,000 0 0 50,000 0 0 4 1943 .. Not quoted
l a76,aoo 0 0 a76,aoo 0 0 !f 195a .. Not quoted 200,000 0 0 200,0 0 0 0 1951 .. Not quoted
State Electricity Com- 784,000 0 0 784,000 0 0 at 1940-1948 .. Not quoted mission of Victoria 250,000 0 0 250,000 0 0 a* 1940-1950 .. Not quoted 250,000 0 0 Inscribed Stock
Melbourne Harbour Trust 25,000 Debentures
0 0 25,000 0 0 5 1949 .. Not quoted
Geelong Waterworks and 40,000 0 0 40,000 0 0 4l 1942 .. Not quoted Sewerage Trust Deben-tures
Queen's Memorial a5,5a7 0 0 In.fectiou.s Diseaees
a7,245 0 0 4j 1940-196a .. Not quoted
Hospital Debentures
Country Fire Brigades 8,645 0 0 8,645 0 0 4! 1940-1948 .. Not quoted Board Debentures
Melbourne and Metro- 401,9ao 0 0 401,9ao 0 0 4t 1940...1946 .. Not quoted ~olitan Tramways
oard Stock 6,400 0 0 at 1947 .. 98 0 0
124,000 0 0 3J 1946 .. Not quoted 50,000 0 0 al 1940 .. 100 0 0
100,000 0 0 at 1945 .. Not quoted ao,400 0 0 at 1951 .. Not quoted
223,500 0 0 4 1943 .. Not quoted Melbourne and Metro- 25,000 0 0 4 1945 .. Not quoted
politan Board of Works 1,641,762 0 0 156,000 0 0 4 1947 .. Not quoted Debentures and Stock 74,300 0 0 4 1949 .. Not quoted
10,100 0 0 4 1950 .. Not quoted 259,800 0 0 4 1953 .. Not quoted 50,000 0 0 4l 1951 .. 101 2 6
300,000 0 0 4l 1943 .. Not quoted 100,000 0 0 5 1941 .. Not quoted 250,000 0 0 5 1942 .. Not quoted
21,635 0 0 3-& 1940-1945 .. Not quoted 17,798 0 0 3i 1940-1955 .. Not quoted
1,26a 0 0 3i 1940-1945 .. Not quoted 41,750 0 0 3! 1940--1955 .. Not quoted
Other Municipal De ben- 1,687,624 17 2 50,500 0 0 4 1940-1964 .. Not quoted tures 449,508 0 0 4l 1940-1959 .. Not quoted 127,500 0 0
a04,627 0 0 4l 1940-1961 .. Not quoted 28,000 0 0 94,599 0 0 4t 1940-1958 .. Not quoted
754,664 3 10 4l 1940-1959 .. Not quoted 44,600 0 0
I
The rates of interest quoted above are those in operation during the currency of the Financial Emergency Act.
13 1940
.No. 3-oontin'IJRil. Sub-section 1 (k).
THE GROSS AMOUNT ON FIXED DEPOSIT WITH THE BANKS (ALL DUE WITHIN TWO YEARS).
Adelaide Australasia Commercial Commercial Banking Company of Sydney Commonwealth . . . . • • English, Scottish and Australian National New South Wales Queensland National Union
Snb-aection 1 {l).
£325,000 1,660,000 2,307,000 2,325,000 4,100,000 2,005,000 2,267,000 2,959,000
100,000 1,855,000
£19,903,000
Interest Rates 2! to 3 fOr cent. .. 2! " 3 " 2! " 3 .. 2! " 3 I! "
3
" 2! " 3
" 2! " 3 " " 2! " 3 ..
Interest Rate 3 .. Interest Rates 2f " 3
MODE Ai~D AMOUNTS IN WHICH THE BALANCE OF FUNDS IS INVESTED OR HELD. Cash Available at Call- £ a. d. £ a. d.
At Commissioners' Bankers-Current Accmmt 745,963 4 9 At Head Office, Branches, Agencies, and In Transit 1,ll0,354 15 8
1,856,318 0 5 Amount owing by Savings Banks in other States . • . . 5,556 4 0 Accrued Interest at 30th June, 1940, included in Balance-sheet
as good assets-On Australian Consolidated Inscribed Stock for the State
of Victoria 390,276 7 G , Alllltralian Consolidated Treasury Bonds and Stock,
and Commonwealth Treasury Bills 3,574 7 8 ., Credit l!'oncier Debentures and Stock 69,258 10 7 , Bank Fixed Deposit Receipts 152,941 8 0 , Melbourne and Metropolitan Board of Works Deben·
tures and Stock 26,180 2 6 , Municipal and other Public Authorities Debentures
and Stock 47,387 811
" Mortgage Securities 7,748 0 0 697,366 5
2,559,240 9 6
ll'o. 4.
SUMMARY STATEMENT of the State Savings Bank of Victoria for Twelve Months ended 30th .June, 1940 (Branches including Ageudes).
.... I
Ikporits, &payments, and Deporitor1, Balance~. -------
I "a:~ Traruferred Interest Transferred Total A.mouns of Depoaltom• Balances.
Banks. la Date of Cash from other Credited to Cash to other Ill <'le-. Decreaee. n. Opening. Deposita. Savings Depositon' Repayment& Savings Sebool Deposit G:rand 11-."'i
Banks. Acoounte Banks. l..oeal. AflllllOJ'< B1111k. To tel. Stock. Total.
£ £ £ £ £ £ £ £ £ £ £ £ £ 1, Eliza.beth-stroot, Melb. 130 1.1.42 8,131,070 1,347,176 168,869 7,913,173 1,889,250 .. 155,307 7,861,782 971,384 .. 8,833,166 281,350 9,114,516 1 2. Bourke-stroot, Melb ••. . . 22.10.00 342,466 46,206 9,662 387,517 42,218 31,400 489,770 . . . . 489,770 19,960 509,730 2 3. Flindors-stroet, Melb ••. .. 2.10.11 273,009 40,951 11,175 289,165 23,171 12,800 .. 584,538 .. .. 584,538 13,310 597,848 3 4. Swanston-street, Melb. .. 11.2.25 1,511,977 322,051 32,096 1,681,878 189,058 4,811 1,676,214 .. 1,676,214 45,435 1,721,649 4 5. Western Branch, Melb. .. 18.12.24 394,668 62,723 6,774 397,400 64,544 2,220 . . 351,585 .. 13,316 364,902 13,370 378,272 5 6. Abbotsford .. .. 16.2.85 228,551 30,490 7,121 253,596 36,417 .. 23,850 361,538 .. 720 362,258 14,680 376,938 6 7. Abbotsford North .. .. 17.4.39 97,400 31,366 1,380 91,798 9,033 29,315 82,181 .. 398 82,579 1,130 83,709 7 8. Albert Park .. .. .. 30.11.23 263,379 46,501 7,429 284,498 i 41,153 i .. 8,341 379,960 .. 764 380,724 18,470 399,194 8 9. Alphington .. . . .. 24.5.28 57,631 6,663 1,587 60,146 7,181 .. 1,445 80,428 .. 507 80,936 1,500 82,436 9
10. Arma.da.le .. .. .. 18.4.10 290,559 52,533 7,210 316,452 43,786 .. 9,936 375,462 .. 407 375,869 17,850 393,719 10 ll. Ascot V a.le .. .. .. 2.11.10 207,796 30,041 6,437 218,635 30,731 .. 5,092 334,182 . . 1,766 335,948 13,250 349,198 n 12. Auburn .. .. 10.6.24 ll2,678 21,326 2,905 127,807 21,334 .. 12,231 146,521 .. 1,132 147,654 9,500 157,154 12 13. Auburn South .. .. 10.3.24 140,068 19,530 3,688 154,112 15,687 .. 6,511 191,125 .. 507 191,633 12,370 204,003 13 14. Balacla.va. . . .. .. 16.9.12 382,150 61,615 9,862 419,639 ' 51,275 17,287 505,599 .. 700 506,299 18,570 524,869 14 15. Ba.lwyn .. .. .. 7.7.26 177,65.'5 37,926 3,644 180,483 24,904 13,838 .. 192,115 .. 1,651 193,767 2,590 196,357 15 16. Bentleigh .. . . .. 2.7.28 171,863 40,284 4,024 173,865 22,881 19,426 .. 216,377 .. 635 217,012 9,980 226,992 16 17. Black burn .. .. 6.3.30 57,466 13,427 1,219 60,741 10,776 596 .. 65,427 .. 320 65,748 850 66,598 17 18. Black Rock .. .. .. 27.4.28 78,737 17,119 1,315 86,617 9,346 1,207 .. 71,349 .. 305 71,655 3,850 75,505 18 19. Box Hill .. .. 1.2 .12 294,126 56,401 8,134 306,003 42,038 10,619 .. 423,88.'5 .. 1,004 424,889 25,980 450,869 19 20. Brighton Middle .. .. 29.11.90 344,976 56,355 7,910 359,391 38,648 ll,202 418,454 .. 993 i 419,447 17,690 437,137 20 21. Brighton North . . .. 6.5.15 • • 281,025 42,725 7,099 306,714 37,710 .. 13,574 362,019 .. 362,019 11,750 373,769 21 22. Brunswick .. .. 4.1.86 525,533 85,143 19,107 605,093 ll2,731 .. 88,040 948,693 .. 1,609 950,303 53,180 ' 1,003,483 22 23. Brunswick East .. .. 27.5.18 144,408 22,678 3,919 149,816 24,849 3,660 196,502 .. 1,356 197,858 6,390 204,248 23 24. Brunswick West .. .. 4.12.39 41,299 77,361 738 32,757 4,225 82,416 80,369 .. 2,047 82,416 3,950 86,366 24 25. Burnley . . .. .. 28.7.22 108,505 11,876 3,333 117,530 14,196 . 8,0ll 167,133 .. 429 167,562 3,870 171,432 25 26. Burwood . . .. 28.6.38 80,757 18,398 1,575 81,069 10,408 ' 9,253 88,085 .. 268 88,353 1,460 89,813 26 27. Ca.mberwell •• .. .. 18.3.08 498,464 84,701 14,069 548,579 108,145 . . 59,489 ' 705,502 . .. 16 7'05,519 25,750 731,269 27 28. C1mberwell East .. 10.6.24 82,160 16,096 1,653 90,782 11,407 ~:2781 84,333 .. 935 85,268 5,920 91,188 28 29. Ca.mberwell Junction •• .. 13.2.39 194,793 100,310 4,009 199,448 28,538 71,126 231,500 .. 689 232,190 6,910 239,100 29 30. Ca.mberwell South .. .. 15.4.29 135,886 21,021 2,998 133,871 22,508 3,526 152,805 .. 732 153,538 3,310 156,848 30 3l. Cmterbury •. .. .. 16.9.12 268,575 41,860 6,545 310,297 35,722 .. 29,037 325,342 . . 997 326,339 15,920 342,259 31 32. Cil.I'lton .. .. .. 1.3.82 246,089 21,800 8,289 302,870 33,657 .. 60,348 399,751 . . 838 400,590 22,560 423,160 32 33. Ca.rlton North .. .. 24.7.24 U5,414 15,891 3,035 132,198 15,700 .. 13,556 1.'52,217 .. 1,699 153,916 4,030 157,946 33 34. Ca.megie •• .. .. 14.5.23 200,028 36,078 5,295 206,899 35,679 .. 1,176 272,135 .. 796 272,931 5,740 278,671 34 35. Caulfield East .. .. 21.2.13 302,203 55,804 7,424 326,353 38,915 163 .. 385,438 .. 1,383 386,821 9,210 396,031 35 36. Cariliield South .. .. 15.9.24 194,878 38,217 4,739 209,060 24,112 4_662 .. 248,032 .. 806 248,838 3,730 252,568 36 37. Cariliield West .. .. 17.10.21 213,941 40,270 5,414 227,170 26,758 5,697 .. 284,226 .. 1,229 285,455 8,860 294,315 37
38. Chelsea .. .. 7.7.26 77,380 23,938 1,701 87,477 16,292 748 91,045 .. 331 91,377 720 92,097 38 39. Cheltenham •• .. .. 22.12.13 115,101 18,537 3,114 120,950 14,389 1,414 162,926 .. 786 163,712 6,620 170,332 39 40. Clifton Hill •• . . .. 1.4.89 239.570 31.153 7,945 249,863 34,849 . . 6,042 416,178 .. 1,735 417,913 14,330 432,248 40
~
41. Coburg .. .. .. 29.5.13 446,609 70,136 12,336 480,160 52,463 3,541 I 632,724 .. 2,830 635,557 21,050 656,607 41
42. Croxton .. .. .. 16.5.23 135,273 23,015 3,814 141,828 1S,440 1,835 196,S65 .. . . 196,865 2,140 199,005 42 43. Croydon .. .. .. 3.4.2S 75,379 23,05S 1,863 91,067 14,943 ~:710 90,S52 .. 692 91,544 5,440 96,984 4.3 44. Duling .. .. 6.3.30 84,276 17,095 1,655 87,842 13,98S 1,197 S6,304 .. 1,604 S7,009 1,880 89,789 44. 45. Elsternwick •• .. .. 1. 7.07 442,342 81,359 12,509 488,195 66,845 .. 18,829 645,232 .. 645,232 29,380 674,612 45 46. Elwood .. .. 24.4.23 217,771 37,911 4,871 225,343 26,556 8,655 .. 260,233 . . 2,730 262,964 9,050 272,014 46 47. E9sendon .. .. 26.9.13 291,949 58,457 9,315 314,551 42,802 2,368 .. 4S7,568 .. 1,987 489,555 22,000 511,645 47 48. Essendon North .. .. 1S.l.28 127,557 32,200 3,337 128,124 15,952 19,018 183,524 .. 808 184,332 9,310 193,642 48 49. Fairfield .. .. 24.5.16 206,675 32,198 6,210 217,715 35,973 .. 8,605 316,742 .. 2,660 319,402 15,099 334,501 49 50. Fitzroy •• .. .. 1.3. 79 405,332 44,731 16,382 469,639 70,781 .. 73,974 834,066 .. 701 834,768 44.,700 879,468 50 51. Fitzroy West .. .. 1.5.24 70,406 11,128 1,785 77,087 15,233 .. 8,999 86,527 .. 221 86,749 3,060 89,809 51 52. Footscray .• .. .. 2.7.87 580,140 S5,510 21,544 653,464 55,SS7 22,156 1,100,160 .. 4,532 1,104,693 32,800 1,137,493 52 53. G:udenvale .. .. .. 26.1.21 190,459 29,223 4,8S4 190,734 25,707 S,124 260,577 .. 619 261,197 8,020 269,217 63 54. Glenhuntly .• .. .. 26.1.21 235,071 35,106 6,207 250,081 30,906 .. 4,602 321,694 . . 2,194 323,888 S,790 332,678 54 55. Glen Iris .• .. .. 15,5.29 166,320 32,535 3,538 183,112 25,472 6,1S9 1S2,402 .. .. 182,402 10,040 192,442 1)5 56. H>mpton .. .. .. 29.9.21 215,S05 51,183 5,507 241,800 2S,084 2,521 .. 285,437 .. 2,125 287,562 S,760 296,322 56 57. :0: \rtwell .. .. .. 19.2.30 173,117 41,942 3,60S 177,443 19,9S7 21,236 199,973 .. 7SS 200,761 6,430 207,191 57 58. H'l.wthorn .. .. 2.8.88 350,346 64,645 10,780 407,409 76,2S6 57,924 536,019 .. 728 536,74S 25,735 562,483 58 59. H1owthorn N~rlh .. .. 19.12.38 88,907 28,097 1,522 88,202 9,316 21,008 .. 90,304 .. .. 90,304 1,730 92,034 59 60. H~wthorn West .. .. 30.4.25 117,546 23,608 3,375 125,928 19,515 .. 914 175,309 .. 700 176,010 5,300 181,310 00 61. H3idelberg •• .. .. I 22.12.14 105,594 16,218 3,031 112,964 15,936 .. 4,056 158,963 .. 605 159,569 5,S70 165,439 61 62. Hughesda.!e .• .. .. I 27.2.30 67,400 12,857 1,2SO 70,751 10,626 160 .. 67,874 .. .. 67,S74 3,960 71,S34 62 63. lvanhoe .. . . 28.4.20 252,088 43,267 6,664 252,255 27,511 22,253 .. 351,269 1,S66 353,136 10,720 363,856 63 64. K<Jmington : : .. .. .. 20.6.21 116,846 15,S24 3,651 126,170 14,167 .. 4,015 191,080 .. 871 191,951 7,935 199,8S6 64 65. Kew .• .. .. 12.2.02 461,659 75,270 13,374 510,375 62,624 22,695 685,590 .. 1,297 686,887 25,220 712,107 65 66. Kew Ea.st .. .. . . 11.8.26 185,284 34,460 4,351 190,506 24,797 8,792 .. 235,262 .. 1,023 236,285 14,610 250,895 66 67. Malvern .. .. 16.6.02 502,316 93,401 14,594 548,395 76,468 .. 14,550 750,745 .. .. 750,745 30,340 781,085 67 68. Malvern East· .... .. .. 3.4.28 183,406 30,879 3,277 199,329 23,207 4,974 168,780 .. 239 169,020 9,590 178,610 68 c;R 69. 1\Ientone .. .. . . 1.7.27 124,490 22,515 2,203 124,S72 13,510 10,S27 120,111 .. 320 120,431 1,060 121,491 69 70. Middle Park .. .. 2.3.08 19S,70S 32,623 5,512 210,865 29,811 .. 3,S33 2S1,360 . . 1,212 2S2,573 7,600 290,173 70 7l. Mitcham .. .. .. 13.3.30 70,512 9,903 1,603 77,809 9,S4S 5,63S 79,434 .. 366 79,800 4,420 84,220 71 72. Mont Albert .. .. 29.1.30 107,235 1S,297 2,035 IOS,535 10,965 S,06S .. 110,S66 .. .. 110,S66 5,400 116,266 72 73. M'>onee Ponds .. .. 20.3.99 508,755 90,490 16,055 572,682 6S,774 .. 26,156 S25,137 .. 1,262 S26,400 30,0SO 856,4SO 73 74. Mordialloo .. .. .. 27.11.14 86,615 23,273 2,237 95,427 20,863 .. 4,164 114,446 .. 454 114,900 4,370 119,270 74 75. M;:,reland .. .. 22.12.13 422,18S 60,180 14,042 461,02S 54,Sl7 19,433 715,337 .. 4,165 719,502 27,220 746,722 75 76. Murrumbecn~ • .. .. 15.9.24 156,40S 25,712 3,891 157,173 11,567 17,270 .. 212,007 . . 557 212,564 9,2SO 221,S44 76 77. Newmarket .• .. .. 1.8.90 199,408 26,754 6,530 212,1SS 21,241 .. 736 342,347 .. 1,234 343,5S2 i 18,120 361,702 77 78. Newport .. .. .. 9.S.l5 165,146 20,307 5,579 175,835 17,6S6 .. 2,488 287,401 . . 1,042 2SS,4441 16,1SO 304,624 7S 79. Northcote .. .. 2.4.06 2S6,S91 3S,l77 10,SSS 319,643 3S,526 .. 22,212 553,332 .. 500 553,S33 15,450 569,2S3 79 80. Northcote South .. .. 2.1.31 128,S04 20,963 3,560 139,233 15,594 .. 1,49S IS2,8S7 .. .. 1S2,8S7 7,550 190,437 80 81. North Fitzroy .. .. 1.3.90 230,5S5 21,274 S,702 254,649 31,858 .. 25,945 433,295 .. .. 433,295 27,4SO 460,775 81 82. North Melbourne .. .. 1.9.S2 274,925 26,51S 9,9S7 322,296 37,S97 .. 4S,762 498,115 .. 1,247 499,362 23,580 522,942 S2 83. 0'lkleigh .. .. .. 8.5.13 2S2,98S 34,S42 7,S20 313,346 30,473 IS,l6S 397,433 .. 2,121 399,555 15,470 415,025 83 S4. Ormond .. .. 18.8.26 159,771 30,67S 3,736 156,772 19,069 1S,343 202,S41 .. 1,259 204,101 4,530 20S,631 84 S5. Port Melbourne .. .. 1.3.86 231,874 25,875 S,361 260,207 26,396 .. 20,493 423,SS4 .. 904 424,78S 12,900 437,68S Si 86. Prahran .. .. 25.9. 79 633,62S 104,583 20,983 715,220 96,955 .. 52,9SO 1,072,4SO .. 974 1,073,455 51,520 1,124,975 S6 S7. Prahran Ea.st .. .. 26.10.12 162,583 30,849 4,852 178,116 24,S67 .. 4,69S 248,926 .. 1,152 250,078 13,640 263,71S S7 S8. Preston .. .. .. 1. 7.20 245,207 48,174 6,98S 261,231 79,68S .. 40,549 327,117 .. 2,90S 330,026 S,040 338,066 ss S9. Preston Ea.st .. .. 12.9.27 98,9S2 12,752 2,525 104,308 12,359 2,407 127,974 .. 1,414 129,389 3,350 132,739 Sll 00. Preston North .. .. 1.4.40 '11,4S7 54,643 221 12,247 1,665 52,439 51,439 .. 999 52,439 1,100 53,539 90 9l. Regent .. .. .. 25.3.29 114,417 18,345 3,467 125,325 16,295 .. 5,390 176,125 . . 544 176,670 4,720 1S1,390 91 92. Richmond .. .. 1.4.80 325,239 48,404 11,190 366,734 46,759 .. 28,659 i 564,395 .. l,S34 566,229 22,130 5S8,359 92 9:1. Richmond South .. .. 11.12.02 231,67S 33,5051 8,2S2 263,479 32,203 .. 22,2171 422,373 . . 647 423,021 23,520 446,541 93 ..... !l4. Rin~wood .. .. .. 15.10.23 63,376 19,165 2,109 76,760 13,379 .. 5,489 106,679 .. 669 to7,349 I 2,850 110,199 94 I 95. Ripponlea .. .. .. 19.10.20 1.56,997 24,734 3,SOS 169,103 22,231 .. 5,795 190,182 .. 1,041 191,224 11,100 i 202,324 95
No. 4 -contin'!Ud.
SUMMARY STATEMENT of the State Savings Bank of Victoria for Twelve months ended 30th .June, 1940, &c -continued.
u Traruderred Interest Transferred Total Amount of Deposlton' Bala.ncel!,
Banks. Date of Cash from other Credited to Cash to other Increase. Deel'elltre. Opening. Depo•ltB. Ravings Depositon• Repa)'JllelltB. Savings School Banks. AooountB. Banks. Local. Agency. Bank. Total.
£ £ £ £ £ £ £ £ £ £ £ 96. Sandringham .. .. 9.12.12 197,073 38,312 4,781 220,449 25,475 .. 5,758 245,434 .. 1,029 246,464 97. Seddon .. .. 15.11.22 85,008 13,505 3,142 94,736 12,618 .. 5,697 158,338 .. 158,338 98. South Melbourne .. .. 8.9.80 324,403 42,023 11,785 365,571 53,918 .. 41,277 591,731 .. 1,242 592,974 99. South Y arra .. .. 17.4.99 310,556 57,381 8,601 343,233 i 51,190 .. 17,884 438,947 .. 576 439,524
100. Spotswood .. .. 9.9.29 40,029 7,049 970 45,877 6,121 .. 3,949 49,090 .. 345 49,435 101. St. George's-road, North .. 21.7.24 116,479 19,294 3,434 122,503 17,341 .. 637 173,692 .. 884 174,577
Fitzroy 3,953 102. St. Kilda .. .. 1.9.84 124,826 25,885 135,817 26,304 .. 7,455 201,910 .. . . 201,910
103. St. Kilda South .. .. 9.8.23 213,458 45,991 5,091 232,615 33,849 .. 1,923 263,840 .. 31 263,871 104. St. Kilda West .. .. 21.10.14 305,525 61,333 7,291 334,872 53,104 13,826 376,305 .. 576 376,881 105. Sunshine .. .. . . ll.5.14 163,342 19,684 3,926 166,234 16,577 4,141 .. 207,067 .. 1,273 208,341 106. Surrey Hills .• .. .. 27.9.16 165,841 30,706 4,530 173,216 28,736 873 231,492 .. 2,097 233,589 107. Thornbury .. .. . . 1.3.15 274,917 50,066 9,261 291,688 38,426 4,130 .. 475,988 .. 2,189 478,178 108. Toorak .. .. . . 3.3.21 247,121 40,913 4,581 240,770 30,370 21,475 .. 246,384 .. 708 I 247,093 109. Tooronga .. .. . . 6.9.23 134,781 25,638 3,756 142;725 19,432 2,018 .. 196,384 .. .. 196,384 IIO. Victoria Market .. .. 19.1.89 213,777 23,149 5,973 240,049 23,647 .. 20,795 304,681 .. 143 304,825 Ill. Williamstown .. .. 14.2.87 302,702 33,746 10,773 340,553 30,055 .. 23,385 545,098 .. 2,321 547,420 112. Yarravillo .. .. .. 7.3.10 181,192 20,510 6,063 188,403 24,016 .. 4,652 312,200 .. 1,963 314,163
113. Alex:andra .. .. 3 28.7.21 43,847 7,314 1,289 51,236 9,636 .. 8,420 60,781 3,706 813 65,300 ll4. Ara.rat .. .. 6 8.8.03 135,263 22,834 4,807 170,210 33,250 .. 40,556 192,397 38,344 2,467 233,209 115. Avoca .. .. 2.4.12 41,680 8,758 1,698 50,287 9,075 .. 7,225 84,796 .. 673 85,470 116. Bacchus Marsh .. .. 4.3.12 66,672 7,139 2,353 70,754 13,520 .. 8,110 117,649 .. 708 118,357 117. Ba.irnsdalo .. .. 9 15.2.86 166,270 26,813 5,645 177,796 31,512 .. 10,579 222,359 66,216 2,847 291,423 US. Ballarat .. .. 15 15.11.56 883,665 114,502 33,674 1,048,210 98,140 .. 114,509 1,568,133 115,902 15,013 1,699,049 119. Beaufort .. .. 26.2.12 39,632 6,044 1,569 49,004 6,333 .. 8,091 76,894 1,082 77,976 120. Beechworth •• .. 2 6.9.97 49,796 9,360 2,568 53,549 9,395 .. 1,219 125,871 6,724 868 133,465 i 121. Bena.lla .. .. 6 6.9.97 143,394 26,467 4,470 164,027 25,420 .. 15,115 195,530 27,658 1,325 224,514 122. Bendigo .. .. 7 17.3.56 555,723 75,219 23,472 634,320 74,776 .. 54,681 1,166,162 25,617 8,768 1,200,548 123. Beulah .. .. . . 9.11.25 23,843 2,778 574 23,829 4,7!17 .. 1,430 28,952 .. 606 29,558 124. Birchip .. .. . . 20.1.26 28,535 3,860 853 26,825 5,481 943 .. 46,074 .. 337 46,412 125. Boort .. .. 6 11.5.14 57,435 6,796 1,912 59,034 16,428 .. 9,317 58,683 38,725 2,399 99,808 126. Bright .. .. 2 4.3.12 31,820 5,166 1,473 35,182 9,465 .. 6,188 62,177 9,783 684 72,645 127. Caroperdown .. 5 1.11.05 159,212 20,187 5,280 168,382 27,494 .. ll,l96 199,220 69,214 2,968 271,403 128. Casterton .. .. 3 19.2.12 74,626 8,680 2,617 76,312 9,833 .. 220 109,636 29,227 1,197 140,060 129. Ca.stlemaine .. .. 6 1.12.55 232,695 27,479 8,864 270,007 33,660 .. 34,628 412,327 31,542 3,026 446,896 130. Cha.rlton .. .. 4 15.4.12 78,794 11,929 2,384 77,278 18,151 .. 2,321 91,505 31,940 1,540 124,986 131. Chiltern .. .. . . 2.4.12 19,672 2,389 1,111 26,495 5,748 .. 9,070 53,537 .. 136 53,674 132. Chmea .. .. .. 2.4.12 20,243 2,603 825 22,293 3,522 .. 2,143 41,423 .. 304 41,727 133. Cobram .. .. .. 7.7.30 28,294 7,572 701 29,706 7,982 .. 1,120 35,722 .. 178 35,900 134. Cohu'na .. .. 2 8.9.24 47,877 6,534 1,398 47,238 9,834 .. 1,261 63,781 7,354 1,076 72,212 135. Colac .. .. 9 10.12.00 297,025 31,293 8,515 315,739 42,259 .. 21,164 349,918 85,723 3,809 439,451
Depo~it Stock.
£ 7,920 7,090
22,880 10,830
1,010 4,630
6,300 4,910
14,650 5,845
11,260 16,750 6,110 7,030
11,840 42,650 15,230
1,150 11,720 8,350 3,900 3,790
63,150 4,210
12,690 8,180
30,340 2,250 3,520 5,980 2,500
20,635 7,255
28,310 10,940 4,430
880 2,920 3,940
13,560
Grand Total,
£ 254,384 165,428 615,854 450,354 50,445
179,207
208,210 268,781 391,531 214,186 244,849 494,928 253,203 203,414 316,665 590,070 329,393
66,450 244,929 93,820
122,257 295,213
1,762,199 82,186
146,155 232,694
1,230,888 31,808 49,932
105,788 75,145
292,038 147,315 475,206 135,926 58,104 42,607 38,820 76,152
453,011
96 97 98 99
lOO 101
102 103 104 105 106 107 108 109 uo Ill 112
113 Il4 115 Il6 117 118 119 120 121 122 123 124 125 126 127 128 129 130 131 132 133 134 135
-~
1-1 a:.
136. Coleraine .. .. I .. 26.1.21 44,693 4,085 1,430 46,684 6,566 . . 3,041 73,436 . . 778 74,214 5,980 80,194 136 .... 137. Creswick .. 4 6.9.97 37,071 5,380 1,742 43,734 6,579 .. 6,120 63,513 20,359 1,353 85,225 1,300 86,525 137 ~ 138. Da.ndenong .. .. 13 1.1l.ll 336,103 62,178 9,133 361,009 58,608 .. 12,202 330,878 138,018 4,D06 472,904 24,970 497,874 138 ~ 139. Daylesford •. .. 3 16.3.85 118,357 19,338 4,403 126,268 21,889 .. 6,058 184,172 40,276 1,480 225,930 12,950 238,880 139 ~ 140. Dimboola •. .. .. 1 6.12 41,703 5,789 1,474 54,748 6,2ll .. 11,992 69,112 .. !141 70,053 2,810 72,863 140 •1
141. Dona.ld •• .. .. 15.4.12 55,665 7,777 1,603 57,295 12,270 .. 4,519 80,278 .. 836 81,115 4,450 85,565 141 to 142. Drouin •. .. 2 23.11.16 75,020 14,454 2,065 79,289 12,291 .. 39 80,494 27,287 857 108,638 6,550 115,188 142
143. Dunolly .. .. .. 2.4.12 19,346 3,108 1,037 21,587 5,421 .. 3,516 51,704 .. 532 52,237 1,080 53,317 143 144. Ea.~leha.wk •. .. .. 3.7.82 50,866 6,657 2,328 59,083 11,474 .. 10,706 115,165 .. 1,034 116,200 6,820 123,020 144 145. Eo uca. .• .. 2 7.12.89 155,082 17,676 4,719 166,191 29,018 .. 17,731 209,822 32,925 1,384 244,132 8,730 252,862 145 146. Elmore .. .. .. 13.5.24 30,581 3,016 959 31,837 4,852 .. 2,131 48,685 .. 281 48,966 4,940 53,006 146 147. Euroa .; .. .. 15.6.08 74,692 9,047 2,514 83,164 10,626 7,535 129,220 .. 572 129,792 13,020 142,821 147 148. Frankston . ~ .. .. 21.8.12 147,512. 44,629 3,110 157;876 27,924 9,450 .. 165,656 . . 980 166,637 6,610 173,247 148 149. Geelong .. 18 1.7.48
1,048,825 . 124,704 34,412 1,165,258 108,568 .. 65,883 1,622,320 150,527 7,922 1,780,771 41,010 1,821,781 149 150. Geelong Weat .. .. 28.10.20 161,202 22,424 5,926 175,030 17,875 .. 3,353 298,599 3,848 302,448 16,530 318,978 150 151. Hamilton .. .. 13 3.11.62 284,252 23,231 9,238 329,656 39,350 .. 52,284 334,850 127,072 3,936 465,858 19,830 485,688 151 152. Hca.lesville .. .. .. 28.7.19 . 47,733 9,710 1,337 52,362 11,117 .. 4,698 65,055 .. 653 65,708 2,050 67,758 152 153. Hca.thcote .. .. .. 15.4.12 32,192 . 3,993 1,455 30,545 6,866 230 .. 76,397 .. 557 76,954 1,690 78,644 153 154. Hopetoun .. .. .. 6.1.26 27,025 3,692 639 23,650 4,413 3,294 . . . 36,282 . . 480 36,762 550 37,312 154 155. Horaham .. .. 6 9.5.91 208,820 28,186
~:~~I 227,633 37,454 .. 21,281 278,491 63,385 3,231 345,107 11,035 356,142 155 156. lnglewood .. .. 3 19.2.12 63,935 7,703 69,242 13,381 . .. 8,409 73,440 53,336 2,001 • 128,779 4,680 133,459 156 157. Jepa.rit .. . . .. 15.3.26 28,839 2,693 910 28,059 7,578 . . 3,195 46,338 649 46,987 2,430 49,417 157 158. Kera.ng .. .. 5 1.9.11 104,796 14,905 3,745 116,174 25,939 .. 18,667 134,326 46,015 2,149 182,491 6,100 188,591 158 159. K.ilmore .. . . .. 4.3.12 37,012 3,973 1,182 38,390 5,662 .. 1,885 60,622 .. 332 60,954 5,170 66,124 159 160. Koroit .. .. .. 28.9.20 38,741 4,434 1,198 40,133 6,089 .. 1,848 61,762 .. 304 . 62,067 8,240 70,307 160 161. Korumburra .. 7 16.6.02 143,922 17,219 4,176 137,114 28,605 .. 402 169,050 49,164 2,192 . 220,407 14,300 234,707 161 162. Kya.bram ·" .. .. ll.5.14 76,937 12,718 2,072 80,317 11,718 . .. 307 110,136 .. 916 ll1,053 3,550 114,603 162 163. Kyneton .. .. 5 6.3.61 161,018 25,997 6,393 177,599 25,511 .. 9,701 281,146 42,541 1,161 324,849 7,340 332,189 163 164. Lancefield .. .. .. 19.2.12 25,387 3,494 1,044 29,510 4,853 .. 4,436 52,610 .. 188 52,799 5,180 57,9791164 ........
...:t 165. Leongatha .. .. 8 11.3.12 127,829 22,707 3,720 125,677 30,152 .. 1,572 114,734 79,176 2,910 • 196,821 7,750 204,571 165 166. Lilydale .. .. .. 26.2.12 48,305 12,069 1,636 55,424 11,062 .. 4,474 84,165 967 85,132 6,300 91,432 166 167. Maffra .. .. , 1 27.2.14 65,734 9,296 2,058 63,096 14,170 . .. 178 97,982 7,121 962 106,065 4,090 ll0,155 . 167 168. Maldon . . .. 1.8.07 36,215 7,109 1,206 42,906 8,353 . . 6,727 62,097 324 62,421 2,960 65,381 168 169. Ma.nsfield 4 1.12.11 81,386 8,754 2,605 83,521 15,532 .. 6,306 114,178 20,192 695 135,067 11,520 146,587 169 170. Ma.ryborough. • .. 5 13.7.59 176,269 26,145 6,208 196,680 34,387 .. 22,444 285,187 27,232 2,774 I 315,194 10,160 325,354 170 171. Morbein •. .. .. 30.10.28 56,476 7,401 1,224 57,864 10,964 .. 3,725 63,656 755 64,411 2,310 66,721 171 172. Mildura .. .. 3 4.4.10 189,820 31,206 5,427 213,805 41,338 .. 28,689 256,136 5,628 2,780 264,545 7,460 272,005 172 173. Minyip .. .. 2.6.26 29,269 4,005 1,053 35,372 6,562 .. 7,605 51,381 . . 807 52,189 4,420 56,609 173 174. Mornington •• .. .. 16.9.12 80,237 19,488 2,041 75,866 28,436 2,535 105,839 .. 431 106,271 6,910 113,181 174 175. Mortlake •• .. .. 28.11.21 47,554 3,444 1,515 42,690 6,018 3,805 . . 79,950 685 80,636 6,210 86,846 175 176. Morwell .. .. 4 10.5.17 76,491 15,621 2,510 81,799 16,321 .. 3,497 85,840 42,873 1,538 130,251 4,230 134,481 176 177. Murtoa. .. .. .. 11.3.12 37,597 4,886 1,138 40,051 8,112 4,541 56,255 .. 718 56,974 8,110 65,084 177 178. Myrtleford .. .. .. 8.2.39 26,060 6,697 746 28,725 3,363 1,414 . . 37,256 . . 875 38,131 290 38,421 178 179. Naga.mbio .. .. .. 15.12.20 28,173 4,806 987 25,899 7,109 958 51,017 .. 322 51,340 4,850 56,190 179 180. Nathalia. .. .. .. 27.10.21 29,182 4,762 934 32,056 7,248 .. 4,425 46,491 .. 462 46,953 1,540 48,493 180 181. Nhill .. .. .. 14.10.12 72,527 9,076 2,773 88,792 10.927 .. 15,342 135,610 1,812 137,422 10,150 147,572 181 182. Numurkah .. .. 3 1.11.12 57,079 7,396 1,751 55,114 11,953 . . 840 82,437 7,885 1,147 91,470 6,630 98,100 182 183. Orbost .. .. .. 19.10.21 37,397 4,073 970 34,347 8,809 .. 715 50,245 1,135 51,380 690 52,070 183 184. Ouyen .. .. 4 8.3.26 51,077 5,745 1,360 48,305 17,950 .. 8,072 36,539 30,175 1,570 68,284 1,890 70,174 184 185. Port Fairy .. .. .. 1.1.50 59,807 8,232 2,185 65,789 9,496 .. 5,060 111,817 .. 619 112,437 4,300 116,737 185 186. Portland .. .. .. 1.1.48 83,696 17,364 3,150 98,850 15,746 .. 10,385 159,389 .. 971 160,360 11,360 171,720 186 187. Queenacliff .. .. .. 11.3.12 39,297 15;405 1,243 43,917 15,262 .. 3,234 65,121 .. 565 65,686 4,400 70,086 187 188. Rainbow .. .. .. 6.1.261 23,432 3,062 828 28,904 5,350 .. 6,932 37,785 .. 857 38,642 5,910 44,552 188 ,...~
189. Red Cliffs .. .. •.. 17.10.28 72,004 16,364 1,535 72,553 20,144 .. 2,793 78,190 .. 1,475 79,665 3,790 83,455 189 l 190. Rochester .. .. .. I 26.2.12 68,057 9,658 2,169 73,598 11,907 .. 5,620 111,801 .. 479 112,280 4,710 116,990 lOO
No. 4-ccmtinued.
SUMMARY STATEMENT of the State Savings Bank of Victoria for Twelve Months ended 30th June, 1940, &e.-continued.
~ ! Transferred Jntenilt TriLIISferred Total Amount of Depositors' Balance&. Ba k8 J '<I Date of Ca.sh from other Credited to Cash to other Iner- Deereaee
n • ~;I Opening. Deposits. Savings Depositors' Repaymentl!. Savings ' ' School Deposit Orand l<l!t Banks. Accounts. Banl<B. Local. Agency. Bank. Total. Stock. Tom:
£ £ £ £ £ £ £ £ £ £ £ £ £ 191. Rushworth .. . . .. 15.4.12 31,178 4,504 1,032 41,864 4,755 • . 9,904 48,419 . . 616 49,036 6,520 55,556 191 192. Rutherg1en . . . . 1 1.10.98 45,050 5,924 2,123 53,561 9,820 .. 10,283 96,420 8,257 503 105,181 6,420 111,601 192 193. Sale . . .. 2 10.11.80 124,473 19,636 3,974 130,340 21,090 •• 3,346 185,330 20,391 2,078 207,799 33,440 241,239 193 194. Sea. Lake . . . . . . 26.5.26 30,888 5,205 768 26,140 7,953 2,767 . . 41,084 . . 782 41,867 600 42,467 194 195. Seymour .. 5 1.2.08 137,646 20,532 3,450 107,484 44,004 10,139 . . 131,970 55,241 1,248 188,461 9,660 198,121 195 196. Shepparton . . . . 5 6.9.97 267,725 37,825 7,314 296,450 '44,273 . . 27,857 ' 315,903 58,453 3,553 377,910 14,890 392,800 196 197. St. Arnaud .. .. 5 1.2.87 138,518 16,129 4,951 139,446 27,457 .. 7,304 216,503 39,999 1,778 258,281 17,960 276,241 197 198. Sta.well . . . . 6 22.4.80 146,179 16,009 4,928 155,673 27,362 . . 15,918 203,021 45,294 2,679 250,995 11,260 262,255 198 199. Stratford .. .. •. 15.7.29 19,032 2,199 555 20,353 2,293 .. 859 28,871 233 29,105 1,120 30,225 199 200. Swan Hill . . . . 5 18.12.12 131,058 18,347 3,235 125,577 26,555 508 . . 146,273 22,769 2,784 171,828 9,360 181,188 200 201. Ta.llangatta. .. .. 3 18.3.12 , 54,673 4,119 1,968 51,545 8,716 498 .. 69,756 29,706 1,848 101,311 2,100 103,411 201 202. Tatura. .. .. .. 11.5.14 52,089 7,324 1,434 54,167 7,292 .. 6ll 74,471 . . 370 74,842 10,920 85,762 202 203. Terang .. .. 2 1.5.09 93,910 10,818 2,990 99,625 14,635 . . 6,542 147,399 3,693 1,237 152,320 5,690 158,019 203 204. TrafaJ.gar .. . . 3 10.11.24 87,626 12,058 2,385 99,966 12,206 .. 10,102 66,867 49,762 1,164 117,794 6,430 124,224 204 205. Traralgon . . 4 16.11.09 119,186 16,239 3,413 124,0ll 20,055 .. 5,228 150,022 22,579 1,221 173,823 7,620 181,443 205 206. Wangara.tta. .. .. 4 24.9.00 190,482 26,343 6,788 211,239 32,947 .. 20,572 320,573 16,824 1,632 339,031 32,070 371,101 206 207. Warburton .. .. 2. 7.28 39,056 7,556 737 43,363 6,501 .. 2,513 37,712 .. 367 38,080 800 38,880 207 208. Warraclma.bea.l .. 1 1.10.07 117,199 15,415 3,588 130,560 17,428 .. 11,785 178,211 2,842 1,497 182,551 6,700 189,251 208 209. Warra.gul .. .. 5 16.6.02 174,041 29,076 5,094 200,382 32,560 .. 24,730 219,237 35,912 1,627 256,777 8,700 265,477 209 210. Warrna.mbool •. 1 25.ll.59 241,216 38,070 9,012 280,705 43,083 .. 35,490 439,154 3,910 2,723 445,788 32,730 478,518 210 211. Werribee • . . • 3.9.21 77,812 10,932 2,032 69,654 10,714 10,408 . . 109,705 1,388 111,093 8,940 120,033 2ll 212. Wodonga. .• .. 4 1.2.12 85,002 13,583 2,852 104,304 17,344 . . 20,210 114,978 20,165 1,281 136,425 8,410 144,835 212 213. Wontha.ggi , , .. • . 14.9.11 75,772 9,611 3,276 93,506 19,059 .. 23,906 154,597 .. 2,375 156,972 8,040 165,012 213 214. Woodend .. • • 14.11.27 34,970 5,693 1,093 42,848 4,467 .. 5,559 54,255 . . 265 54,520 2,710 57,230 214 215. Wycheproof . . • • • . 16.6.24 35,159 5,664 758 33,543 11,867 • • 3,828 37,635 . . 978 38,614 4,650 43,264 215 216. Ya.oka.nda.ndah • . • • 25.3.12 28,711 3,250 1,262 32,549 2,446 .. 1,772 62,567 .. 445 63,012 3,280 66,292 216 217. Ya.llourn .. .. .. 19.2.23 85,734 10,644 1,853 89,889 14,155 .. 5 810 93,129 .. 786 93,916 5,420 99,336 217 218. Ya.rram .. .. 1.6.12 73,894 6,053 2,223 69,697 14,534 • . 2 060 ll5,I75 1,145 ll6,321 5,360 121,681 218 219. Ya.rrawonga. .. .. 2 2.9.12 67,859 . 9,355 2,348 86,605 21,873 .. 23,915 90,444 17,701 806 108,953 3,680 II2,633 219 220. Yea . • •• 1 25.3.12 35,8961. 7,290 1,333 34,900 8,785 836 . . 59,182 8,574 616 68,373 2,210 70,583 230
London • • • . • . . . I 1,399 . . . . 7,343 . . . • 5,943 . . • . . . . . . . . . In transit (net) .. / .. .. -3,257
1
. . . . +70 • . 3,327 16,236 . . . • 16,236 . . 16,236 .• Accrued Interest • -~· ..
1
. . I • • • • • • • · • • • • • • • • • • • • 26,954 26,954 .•
· 387 . . l44,647,88717,399,52811.~54,308 47,692,814 7,468,670 1 . . 1,859,759 61,384,698 3,032,341 286,964 64,704,004 2,656,618 67,360,623
~
l
..... 00
No. 5.
SUMMARY STATEMENT of the State Savings Bank of Victoria for Twelve Month8 ended 30th June, 1940
Number of Depositors and Transactions.
\ \ I Number of Depositors. . \. Number o! Transactions.
1 I j Date of I l I I Total Number ot Open Account& at '[ 1
I [ 1
Banks. I 'a . I Openln I 1 30th J"une, 1940. · Deposits. i .1
tl '!l g. Accounts I Accounts Exclusive of School Bank Account.&. I I Exclusive of I
1
. Loan .Q 'a Opened. Closed. I Increase. \ Dem:eue. I _ j Males. Females. 1 Schoo.l Repayments. Itcceipts. Total.
1
.
Si I I I
1
1 I Bank. I ___ I '~ l I : : I Local. :Agency. I Total.
1
1 1 ___ !
1
___
1
1
_
1. Elizabeth-strcet, Melbourne •• '!130 i 1.1.42 1
1
21,295 I 18,889 1 2,406 • • I 142,809 1
1
44,672 [ 187,481 110,119 77,362 I 735,297 . 686,113 I 1,934 1,423,344 1 2. Bourke-street, Melbourne . • • . 22.10.00 1,2291 1,253 i • • i 24 • 11,821 . . i 11,821 7,242 4,579 1 36,758 33,526 .
1
1,033 71,317 2 3. Flinders-street, Melbourne .. [ .. 2.10.11 • 466 542 1 .. 'j 76 I 20,714 1 • • I 20,714 1 14,987 5,727 I 12,952 13,264 552 26,768 3 4. Swanston-street, Melbourne •• 1 .. 11.2.25 I 5,572 I 4,678 [ 894 • • I 29,076 I . . \ 29,076 ! 12,727 16,349 i 179,742 172,781 1· 2,735 355,258 4 5. Western. Branch, Melbourne •• I' .. 18.12.24 ·~ 1,013 ,
1
902 .
1
lll I .. I 5,998 'I . . 1 5,998 '[ 5,183 815 \ 43,431 38,721 . 2,853 85,005 5 6. Abbotsfo. rd.. . . • •
1
. . 16.2.85 1,130 1,101 291 •• 12,659 . • i 12,659 6,487 6,172 I 31,401 27,075 I 558 59,034 , 6 7. Abbotsford North •• .. .. 17.4.39 1,144 204 940. .• 1,965 ·1 .. ! 1,965 I 982 983 16,388 9,794 'I 187 26,3691 7 8. Albt:rt Pa.rk . • • . . . 30.ll.23 ·1 1,361 1,233 I 128 . , 7,464
1 • • ) 7,464 3,345 4,11~ 'I 37,365 32,245 364 69,974 8
9 Alphington .. .. .. I .. 24.5.28 . 198 195 \. 3 • . 1,665 1 • • • 1,665 810 85o 9,392 5,949 1,080 16,421 9 10. Armada.le . . .. .. ! • • 18.4.10 I 783 736 47 • • 5,722 1 .. 5,722 2,164 3,558 j 30,4ll 31,978 . 382 62,771 10 11. Ascot Va.le.. .. •• I .. 2.11.101 891 750 1 141 .. 7,175 . . . 7,175 3,470 3,705 I 32,435 25,3221 1,715 59,472 11 ....,. 12. Auburn . . • . . ..
1
.. 10.6.24 434 385 . 49 .. 2,563 I . . 2,563 1,144 1,419 I 14,887 14,494 ·1 321 29,702 12 ~ 13. Auburn South . . • . • • 10.3.24 455 399 1
1
56 ' .. 3,196 1 .. 3,196 1,350 1,846 1 18,330 17,441 . 600 36,371 13 14. Bala.clava. .. .. .. .. 16.9.12 1,310 1,301 9 .. 9,426 i .. 9,426 3,928 5,498 I 44,900 44,127 [ 673 89,700 14 15. Ba.lwyn . . . • . • I .. 7. 7.26 691 515 1 176 .. 4,012
1
1 • • 4,012 1,691 2,321 i 24,682 21,277 .
1
2,181 48,140 15 16. Bentlcigh . . .. .• .. 2.7.28 955 5891 366 .. 5,067
1 • • 5,067 2,374 2,693 I 27,589 20,860 3,096 51,545 16
17. Bla.ckburn .. .. .. I .. 6.3.30 238 167 71 .. 1,442 I .. 1,442 713 729 1 8,096 7,749 ., 738 16,583 17 18. Black Rock • . . . I .. 27.4.28 356 3161 40 . . 1,824 . . 1,824 850 974 1 13,513 ll,659 . 435 25,607 I 18 19. Box Hill .. .. . . .. 1.2 .12 I 1,083 797 286 • . 8,150 • • 8,150 4,025 4,125 i 39,789 34,277 I 2,620 76,686 19 20. Brighton Middle . . ··1 .. 29.11.90 921 741 180 .. 7,161 .. 7,161 3,188 3,973 ! 33,872 34,965 1,305 70,142 20 21. Brighton North . . . • . . 6.5.15 906 830 1
1 76 . . 6,702 1 • • 6,702 3,016 3,686 I 32,367 30,558 1,690 64,615 21
22. Bnmswick .. •• .• •. 4.1.86 2,508 2,986 ·I •• 478 25,907 1 •• 25,907 12,590 13,317 I 89,638 69,945 4,210 163,793 22 23. Brunswick East .. .. . .. 27.5.18 690 637
1 53 .. 4,773 I .. 4,773 2,454 2,319 1' 22,969 16,994 761 40,724 23
24. Br1mswick West •. . ·1 .. 4.12.39 1,754 48 , 1,706 .. 1,706 .. 1,706 835 871 , 9,468 4,271 579 14,318 24 25. Burnley .. .. . . .. 28.7.22 588 495 93 .. 3,778 I[, .. 3,778 2,011 1,767 1
1
17,908 14,091 325 32,324 25 26. Burwood .. .. .. .. 28.6.38 485 147 338 .. 1,550 .. 1,550 725 8251 10,538 8,150 . 1,264 19,952 26 27. Cambcrwell .. .. 1 . . 18.3.08 1,235 1,932 .. 697 11,495 I . . ll,495 4,427 7,068 56,565 57,614 I 2,400 116,579 27 28. Ca.mberwell East .. . . · .. 10.6.24 178 159 19 .. 1,286 .. 1,286 465 821 , 9,344 9,456 . 202 19,002 28 29. Ca.mherweU Junction .. I . . 13.2.39 1 1,667 324 ' 1,343 • . 3,184 i . . 3,184 1,149 2,035 il 26,462 23,002 1,649 51,113 29 30. Ca.mbcrwell South . • . . · . . 15.4.29 385 354 31 • • 2,539 i • • 2,539 958 1,581 . 16,639 14,410 983 32,032 30 31. Canterbury.. • . .. .. 16.9.12 702 719 .. 17 5,210 .. 5,210 2,195 3,015 I 34,527 31,423 1,039 66,989 31 32. Carlton .. .. .. .. 1.3.82 1,132 1,182 .. 50 14,742 .. 14,742 7,118 7,624
1
. 30,243 26,113 400 56,756 32 33. Ca.rlton North • . • • . • 24.7.24 634 559 75 • . 3,746 • . 3,746 1,877 1,869 . 17,377 14,070 148 31,595 33 34. Carnegie .. .. .. . . 14.5.23 1,076 758 318 .. 6,120 .. 6,120 2,836 3,284 J 37,039 26,837 2,524 66,400 34 35. Caulfield East .. .. .. 21.2.13 887 836 51 •. 6,739 .. 6,739 3,ll3 3,626 i 33,610 30,854 1,022 65,486 35 36. Caulfield South . . .. .. 15.9.24 I 810 575 235 .. 4,987 .. 4,987 2 .• 216 2,771 I 25,229 22,405 1,826 49,460 36 s"""' 37. Caulfield West .. .. . • 17.10.21 ·1 635 573 62 • . 4,345 . • 4,345 1.690 2,655 i 26,869 23,993 712 51,574 37 38. Chelsea .. 7. 7.26 , 500 341 159 .. 2,706 .. 2, 706 1,286 1,420 I 13,091 11,689 718 25,498 38
No. 5-confinwed • i .lYJ.JZJ,.L1,,U,. .1.. i>J.L.£:J,.._A.J,...:..Io.1'.l...a.:..!~" ..L v• 1.1:1-l'U UI'UI"'V ...... ..._,"'............. ...... .... 'R """'_ . ...,. .... _ --- .. --. - --- --·-·--
--I l!l'OJDber of Depooltors. .Number of l'ranaa.ctlonl.
'\!!, Date Of Total Number of Open Aecountll at
!;!ana. 30th June, 1940. Dep<ll!lts.
Ai Opening. Accounte Acooootll Exclnalve of School Bank Aecoun tll. Exelu.slve of Loan Opened. Closed. In cr-. Decre&~e. Male•. Femalee. School Reeeiptll. Total.
u. Bank. )I!; <I! Local. Agency. Total.
-----39. Cheltenham .. .. .. 22.12.13 368 294 74 .. 3,190 .. 3,190 1,709 1,481 13,529 12,048 783 26,360 39
40. Clifton Hill .. .. .. 1.4.89 877 900 .. 23 8,925 .. 8,925 4,330 4,595 31,429 27,508 -l89 59,426 40
41. Coburg .. .. .. .. 29.5.13 2,229 1,685 544 .. 15,798 .. 15,798 7,489 8,309 81,345 54,200 8,988 144,533 41
42. Croxton .. .. ") .. 16.5.23 655 533 122 .. 4,179 .. 4,179 2,008 2,171 25,190 15,385 1,321 41,896 42
43. Croydon .. .. .. . . 3.4.28 327 250 77 .. 1,963 .. 1,963 962 1,001 9,432 9,320 381 19,133 43
44. Da-rling .. .. . . 6.3.30 371 264 107 .. 1,787 .. 1,787 718 1,069 12,077 9,844 533 22,454 44
45. Elsternwick .. .. .. l. 7.07 1,418 1,396 22 .. 10,952 .. 10,952 4,435 6,517 54,825 53,596 1,780 110,201 45
46. Elwood .. .. .. .. 24.4.23 657 571 86 .. 3,724 .. 3,724 1,327 2,397 22,104 23,850 320 45,274 45
47. Essendon .. .. .. 26.9.13 859 694 165 .. 7,305 .. 7,305 3,453 3,852 35,299 30,065 2,634 67,998 47
48. Essendon North .. .. .. 18.1.28 695 396 299 .. 3,986 .. 3,986 1,918 2,068 21,915 15,973 3,094 40,982 48
49. ]'airfield .. .. .. .. 24.5.16 811 750 61 .. 6,702 .. 6,702 3,177 3,525 34,555 26,239 3,186 63,980 49
50. ]'itzroy .. .. •. I .. 1.3. 79 1,822 2,302 .. 480 29,594 .. 29,594 15,432 14,162 58,353 50,364 740 109,457 50
51. l!'itzroy West .. .. .. 1.5.24 568 533 35 .. 3,013 .. 3,013 1,590 1,423 11,945 11,140 157 23,242 51
52. Footseray .. .. .. 2.7.87 2,752 2,120 632 .. 26,949 .. 26,949 14,081 12,868 92,770 65,919 4,031 162,720 52
53. Garden vale .• .. .. .. 26.1.21 535 484 51 .. 4,264 .. 4,264 1,900 2,364 24,728 21,689 925 47,342 53
54. Glenhuntly .. .. .. .. 26.1.21 872 767 105 .. 6,202 . . 6,202 2,838 3,364 35,611 29,352 2,591 67,554 54 55. Glen Iris .. .. .. .. 15.5.29 471 402 69 .. 3,227 .. 3,227 1,209 2,018 20,399 17,729 1,752 39,880 55
56. Hampton .. .. .. .. 29.9.21 887 660 227 .. 5,885 .. 5,885 2,490 3,395 30,661 27,004 2,789 60,454 56
57. Hartwell .. .. .. .. 19.2.30 718 431 287 .. 4,155 .. 4,155 1,870 2,285 25,024 19,986 2,766 47,776 57
58. Hawthorn .. .. .. .. 2.8.88 1,016 1,195 .. 179 11,461 .. 11,461 5,240 6,221 39,802 40,710 749 81,261 58
59. Hawthorn No-rth .. .. .. 19.12.38 706 206 500 .. 1,458 .. 1,458 579 879 11,932 9,159 185 21,276 . 59
60. Hawthorn West .. .. . . 30.4.25 486 385 101 .. 2,561 .. 2,561 1,130 1,431 16,441 13,741 312 30,494 60
61. Heidelberg .. .. :: I
.. 22.12.14 423 370 53 .. 3,317 .. 3,317 1,632 1,685 15,408 11,307 1,631 28,346 61
62. Hughesda!e .. .. 27.2.30 328 181 147 .. 1,614 .. 1,614 725 889 10,681 8,207 1,144 20,032 62
63. Ivanh )e .. .. .. .. 28.4.20 856 538 318 .. 5,897 .. 5,897 2,499 3,398 33,970 26,262 2,794 63,026 I 63
64. Ken'>ington .. .. .. .. 20.6.21 557 494 63 .. 4,166 .. 4,166 2,117 2,049 18,695 14,415 330 33,440 i 64
65. Kew .. .. .. .. 12.2.02 1,108 1,146 .. 38 10,098 .. 10,098 4,051 6,047 51,076 50,143 2,069 103,288 65
66. Kew East .. . . .. .. ll.8.26 705 468 237 . . 4,297 . . 4,297 1,834 2,463 26,490 21,129 2,178 49,797 66
67. Malvern .. .. .. 16.6.02 1,507 1,427 80 .. 12,023 .. 12,023 4,867 7,156 55,363 58,188 1,100 114,651 67
68. l\1alvern East .. .. .. 3.4.28 400 369 31 .. 2,424 .. 2,424 784 1,640 17,470 19,051 171 36,692 68
69. Mentone .. .. .. I. 7.27 562 335 227 .. 2,970 .. 2,970 1,403 1,567 15,693 1 13,643 850 30,186 69
70. Middle Park .. .. I .. 2.3.08 709 687 22 .. 4,602 . . 4,602 2,098 2,504 25,282 . 22,349 215 47,846 70
71. Mitcham .. .. .. . . 13.3.30 309 240 69 .. 1,900 .. 1,900 1,008 892 9,409 8,319 555 I 18,2831 7l
72. Mont Albert .. .. I .. 29.1.30 250 151 99 .. 1,654 .. 1,654 673 981 11,651 11,139 3,~1 23,233 72
73. Moonee Ponds .. . . 20.3.99 1,950 1,659 291 .. 15,932 .. 15,932 7,294 8,638 73,487 59,326 136,665 73
74. Mordialloc •• .. .. .. 27.11.14 426 344 82 .. 2,883 .. 2,883 1,463 1,420 12,ll5 11,302 641 24,058 74
75. Moreland .. .. .. 22.12.13 1,441 1,462 .. 21 13,606 . . 13,606 6,514 7,092 63,880 49,931 4,580 118,391 I 75
76. Murrumbeena. .. .. .. 15.9.24 505 418 87 .. 3,784 .. 3,784 1,704 2,080 24,485 18,912 1,650 45,047 76
77. Newma.rket . . .. .. 1.8.90 684 601 83 .. 8,002 .. 8,002 4,323 3,679 25,559 22,328 512 48,399 77
78. Newport .. .. .. .. 9.8.15 765 616 149 .. 6,096 .. 6,096 3,342 2,754 27,126. 20,624 2,419 50,169 I 78
79. Northcote .. .. .. .. 2.4.06 1,139 1,164 . . 25 11,670 .. 11,570 5,640 5,930 51,186 36,381 3,079 90,646 7!il
t8
80. Northcote South .. .. .. I 2.1.31 545 406' 139 .. 2,961 . . 2,961 1,370 1,591 19,122 13,997 357 33,476 8() 81. North J<'itzroy .. .. .. 1.3.90 1,013 1,045 .. 32 10,830 .. 10,830 5,648 5,182 35,227 27,434 813 63,474 81 82. North Melbourne .. .. .. 1.9.82 1,297 1,233 64 . . 18,233 .. 18,233 9,961 8,272 41,707 37,308 409 79,424 82 83. Oakleigh .. .. .. .. 8.5.13 1,255 982 273 .. 10,098 .. 10,098 5,062 5,036 45,415 34,808 3,815 84,038 83 84. Ormond .. .. .. 18.8.26 709 514 195 .. 4,488 .. 4,488 2,080 2,408 26,673 19,165 3,569 49,407 84 85. Port Melbourne .. .. .. 1.3 .86 986 869 117 .. 13,226 .. 13,226 6,794 6,432 37,621 29,955 2,510 70,086 85 86. Prahran .. .. .. 25.9.79 2,720 2,763 .. 43 29,019 .. 29,019 12,182 16,837 79,828 77,326 1,119 158,273 86 87. Prahran East .. .. .. 26.10.12 730 640 90 .. 4,593 .. 4,593 1,960 2,633 22,445 20,226 218 42,889 87 88. Preston .. .. .. I. 7.20 1,000 1,587 .. 587 7,926 .. 7,926 4,082 3,844 39,522 32,462 5,568 77,552 88 89. Preston East .. .. .. 12.9.27 516 400 116 . . 3,451 .. 3,451 1,681 1,770 18,414 12,847 3,354 34,615 89 90. Preston North .. .. .. 1.4.40 1,030 13 1,017 .. 1,017 .. 1,017 474 543 3,719 1,534 400 5,653 90 91. Regent .. .. .. 25.3.29 605 484 121 .. 4,172 .. 4,172 2,039 2,133 21,622 14,580 3,952 40,154 91 92. Richmond .. .. .. .. 1.4.80 1,705 1,673 32 .. 19,324 .. 19,324 10,707 '8,617 52,285 42,296 576 95,157 92 93. Richmond South .. .. .. 11.12.02 1,311 1,325 .. 14 11,772 .. 11,772 5,846 5,926 40,071 31,833 377 72,281 93 94. Ringwood .• .. .. .. 15.10.23 366 299 67 .. 2,583 .. 2,583 1,355 1,228 9,789 9,026 591 19,406 94 95. Ripponlea .• . . .. .. 19.10.20 427 439 .. 12 2,792 . . 2,792 1,190 1,602 16,972 15,341 374 32,687 95 96. Sandringham .. .. .. 9.12.12 742 550 192 .. 5,245 .. 5,245 2,338 2,907 27,333 27,258 1,878 56,469 96 97. Seddon .• .. .. .. 15.11.22 357 395 .. 38 2,899 .. 2,899 1,580 1,319 13,897 9,054 503 23,454 97 98. South Melbourne .. .. .. 8.9.80 1,514 1,510 4 .. 21,726 .. 21,726 10,494 11,232 43,905 39,605 420 83,930 98 99. South Yarra .. .. .. 17.4.99 1,222 1,211 11 .. 8,989 .. 8,989 3,832 5,157 34,868 36,187 377 71,432 99
100. Spotswood .. .. .. 9.9.29 201 146 55 .. 1,317 . . 1,317 776 541 7,763 5,618 527 13,908 100 101. St. C'..eorge's-road, North Fitzroy .. 21.7.24 555 478 77 .. 3,274 .. 3,274 1,590 1,684 17,297 13,921 622 31,840 101 102. St. Kilda .. .. .. 1.9.84 545 535 10 .. 6,261 .. 6,261 3,145 3,116 14,238 15,379 255 29,872 102 103. St. Kilda South .. .. .. 9.8.23 968 786 182 .. 4,486 . . 4,486 1,780 2,706 25,483 23,970 313 49,766 103 104. St. Kilda West .. .. .. 21.10.14 1,131 1,139 .. 8 6,094 .. 6,094 2,250 3,844 28,257 32,681 247 61,185 104 105. Sunshine .. .. .. 11.5.14 935 699 236 .. 5,878 . . 5,878 3,499 2,379 49,808 21,981 1,887 73,676 105 106. Surrey Hills .. .. .. 27.9.16 475 477 . . 2 4,015 .. 4,015 1,751 2,264 22,140 20,109 1,644 43,893 106 107. Thornbury .. .. .. 1.3 .15 1,133 1,041 92 9,909 .. 9,909 4,745 5,164 47,878 34,633 3,571 86,082 107 b:) .. . .. ...... 108. Toorak .. .. .. .. 3.3.21 746 525 221 .. 3,623 . . 3,623 1,199 2,424 21,847 22,376 138 44,361 108 109. Tooronga .. .. . . 6.9.23 471 476 .. 5 3,765 .. 3,765 1,696 2,069 21,769 15,840 853 38,462 109 110. Victoria Market .. .. .. 19.1.89 740 742 .. 2 8,627 .. 8,627 5,543 3,084 52,252 23,658 753 76,663 llO Ill. Williamstown .. .. .. 14.2.87 919 773 146 . . 10,863 .. 10,863 5,548 5,315 39,363 30,982 1,401 71,746 Ill 112. Yarrll.ville .• .. .. .. 7.3.10 775 629 146 .. 7,052 .. 7,052 3,706 3,346 29,486 21,263 1,235 51,984 112 113. Alexandra .• .. .. 3 28.7.21 162 139 23 .. 1,353 239 1,592 915 677 4,764 4,071 126 8,961 113 114. Ararat .. .. .. 6 8.8.03 553 551 2 .. 4,571 1,249 5,820 3,188 2,632 16,822 15,100 500 32,422 114 115. Avoca .. .. .. 2.4.12 116 121 .. 5 1,589 .. 1,589 908 681 4,159 4,328 45 8,532 115 116. &cchu.'3 Marsh .. .. .. 4.3.121 219 220 .. 1 2,160 .. 2,160 1,229 931 6,905 5,603 254 12,762 U6 117. &irnsdale .. .. .. 9 15.2.86 804 683 121 .. 7,750 3,178 10,928 6,325 4,603 22,086 18,861 662 41,609 117 118. Ballarat .. .. .. 15 15.11.56 2,989 3,581 .. 592 33,383 3,671 37,054 19,336 17,718 . 117,500 88,094 780 206,374 i us 119. Beaufort .. .. .. 26.2.12 140 123 17 .. 1,545 .. 1,545 902
6431 3,963 4,040 51 8,054 U9
120. Beechworth .. .. 2 6.9.97 188 200 .. 12 2,186 492 2,678 1,546 1,132 6,034 5,662 76 11,772 120 121. Benalla. .. .. .. 6 6.9.97 614 546 68 .. 5,235 1,582 6,817 3,610 3,207 15,667 16,573 492 32,732 121 122. Bendigo .. .. .. 7 17.3.56 1,935 1,943 .. 8 29,135 2,850 31,985 17,361 14,624 i 64,453 65,039 1,376 130,868 122 123. Beulah .. .. .. .. 9.11.25 88 90 .. 2 818 ' .. 818 457 361 2,336 2,293 66 4,695 123 124. Birchip .. .. .. .. 20.1.26 158 112 46 .. 1,067 .. 1,067 602 465 3,385 3,101 i92 6,678 124 125. Boort .. .. 6 11.5.14 265 253 12 .. 1,332 1,858 3,190 1,850 1,340 6,724 6,359 145 13,228 125 126. Bright .. .. .. 2 4.3.12 135 261 .. 126 1,051 731 1,782 1,062 720 3,834 3,385 12 7,231 126 127. Ca.mperdown .. .. 5 1.11.05 611 583 28 .. 4,341 2,106 6,447 3,631 2,816 17,292 14,259 361 31,912 127 128. Casterton .. .. .. 3 19.2.12 312 238 74 .. 2,670 688 3,358 1,876 1,482 8,504 7,035 376 15,915 128 129. C!l.stlema.ine .. .. 6 1.12.55 581 678 .. 97 8,068 974 9,042 5,145 3,897 23,451 21,144 183 44,778 129 130. Charlton .. .. .. 4 15.4.12 272 266 6 .. 2,007 1,256 3,263 1,883 1,380 8,260 8,290 231 16,781 130 131. Chiltern .. .. .. .. 2.4.12 71 101 .. 30 985 .. 985 567 418 2,607 2,295 8 4,910 131
i 132. Clunes .. .. .. . . 2.4.12 73 105 .. 32 977 .. 977 540 437 2,898 2,769 24 5,691 132 133. Cobram .. .. .. .. 7.7.30 178 127 51 .. 937 .. 937 542 395 3,777 3,258 117 7,152 133
No.6~i~.
SUMMARY STATEMENT of the State Savings Bank of Victoria for Twelve Months ended 30th June, 1940, &e.--«M'Uinu~. i ~------------------------~--
lflllllber of Depoo.tton. lflllDber of Tralllllctlolllo
'Cl Date of Tot.&! Number of Open Accounta at I I ll&Dka. i Opening Soth J"une, 11140. I J.s · Accounta A.CCJOnnta Increue. Dear-. Rxclnslve of School Bank Accounta. Ma.let!. ! Female•.
m lil Opened. Oloeed. ------ - I'
lzi-=' Local I A.<(ooey. I Total. , -----------------------1-·--!1--·-----:------ i ,-------:------~·
Depot!l.ts. Exclusive of Repayment& LoaD Tot.&!. School Recelp~a.
Baok.
i-
134. Cohuna. • • • • .. 2 8.9.24 265 210 65 .. 1,622 410 2,032 1,147 885 135. Cola.c .. .. . • 9 10.12.00 1,182 955 227 • • 8,393 3,485 11,878 6,638 5,240 136. Colera.ine • . • • .. • • 26.1.21 158 146 12 • • 1,711 . • 1,711 936 775 137. Creswick •• •• 4 6.9.97 138 117 21 •. 1,250 630 1,880 1,088 792 138. Da.ndenong .. .. .. 13 1.11.11 1,346 1,024 322 • • 6,965 4,250 11,215 6,140 5,075 139. Daylesford .. • • .. 3 16.3.85 356 313 43 • • 3,924 835 4, 759 2, 747 2,012 140. Dimboola. • • .. • • • • 1.6 .12 178 186 . • 8 2,274 . . 2,274 1,169 1,105 141. Dona.ld .. •• •• 15.4.12 212 217 .. 5 2,202 .. 2,202 1,202 1,000 142. Drouin . • .. .. 2 23.11.16 375 245 130 .. 2,019 913 2,932 1,692 1,240 143. Dunolly .. .. • . 2 .4 .12 78 83 .. 5 958 .. 95S 555 403 144. Eagleha.wk . . • • .. • . 3. 7.82 152 190 .. 38 3,313 .. 3,313 1,933 1,380 145. Echuca • . • • • • 2 7 .12.S9 550 545 5 • . 5,963 1,450 7,413 4,319 3,094 146. Elmore .. .. .. .. 13.5.24 87 101 . . 14 1,13S .. 1,13S 622 516 147. Euroa. .. • • .. 15.6.0S 306 229 77 .. 2,S14 .. 2,814 1,567 1,247 14S. Fra.nkston .. •• • . .. 21.8.12 622 461 161 .. 3,707 .. 3,707 1,871 1,836 149. Geolong .. • • 18 1. 7.48 3,354 3,039 315 .. 32,942 4,363 37,305 19,670 17,635 150. Geelong West •• .. 28.10.20 725 645 SO .. 6,422 6,422 3,38S 3,034 151. Hamilton .. . • 13 3.11.62 1,020 1,003 17 .. 7,959 4,570 12,529 7,386 5,143 152. Hea.lesville . . • • .. .. 2S. 7.19 211 19S 13 • • 1,625 .. 1,625 S52 773 153. Hea.thcote • . .. .. .. 15.4.12 100 99 1 • , 1,40S . . 1,40S 799 609 154. Hopetoun .. .. .. 6.1.26 12S SO 4S .. 1,080 .. 1,0SO 606 474 155. Horsha.m . • • • 6 9.5.91 936 753 1S3 • • 7,687 2,445 10,132 5,531 4,601 156. lnglewood . • .. .. 3 19.2.12 222 216 6 .. 1,502 1,509 3,0ll 1,620 1,391 157. Jepa.rit .. .. .. .. 15.3.26 112 9S 14 . • 1,002 . . 1,002 536 466 15S. Kera.ng .. .. .. 5 1.9.11 4S1 495 .. 14 3,943 1,S35 5,77S 3,262 2,516 159. Kilmore .. .. .. .. 4.3.12 105 90 15 .. 1,276 .. 1,276 723 553 160. Koroit . • . . . . 28.9.20 153 107 46 . • 1,416 . . 1,416 806 610 161. Korumburra. . • . . 7 16.6.02 525 462 63 . • 3,610 2,394 6,004 3,653 2,351 162. Kyabra.m .. .. .. .. 11.5.14 339 262 77 .. 2,934 .. 2,934 1,675 1,259 163. Kyneton .. .. 5 6.3.61 477 460 17 .. 5,592 1,255 6,847 3,721 3,126 164. Lancefield .. .. .. . . 19.2.12 61 55 6 .. 800 .. 800 482 318 165. Leonga.tha. .. .. .. 8 11.3.12 605 545 60 . . 2,816 2,602 5,418 3,229 i 2,189 ' 166. Lilydale .. .. .. .. 26.2.12 216 202 14 .. 1,826 .. 1,826 1,036 790 167. Ma.ffra .. .. .. 1 27.2.14 298 267 '31 .. 2,838 219 3,057 1,767 1,290 168. Ma.ldon .. .. .. 1.8.07 88 110 .. 22 1,211 .. 1,211 718 493 169. Mansfield . • .. 4 1.12.11 268 233 35 .. 1,966 637 2,603 1,561 1,042 170. Ma.ryborough .. .. 5 13.7.59 550 526 24 .. 6,765 1,225 7,990 4,496 3,494 171. Merbein . . .. .. 30.10.28 284 267 17 .. 2,106 .. 2,106 1,277 829 172. Mildura •. .. .. 3 4.4.10 968 969 •• I 8,951 1,109 10,060 5,939 4,121 173. Minyip .. .. •• • . 2.6.26 981 107 . • ~ 1,042 . . 1,042 562 480 174. Mornington .. .. .. 16.9.12 326 203 123 .. 1, 759 .. 1, 759 966 793
6,561 5,090 196 11,847 134. 33,466 28,505 1,090 63,061 135 4,S11 4,444 105 9,360 136 4,742 4,059 14 8,815 137
36,967 33,165 1,341 71,473 138 12,584 11,354 129 24,067 139 5,350 5,113 305 10,768 140 5,447 5,580 117 11,144 141 8,598 7,548 430 16,576 142 2,680 2,231 10 4,921 143 5,606 5,585 44 11,235 144
15,929 15,834 330 32,093 145 2,757 3,007 102 5,866 146
~ 7,455 7,780 254 15,489 147 16,770 16,938 411 34,119 148
123,031 99,S85 2,491 225,407 149 26,629 19,585 949 47,163 150 27,559 25,287 347 53,193 151 6,572 5,596 143 12,311 152 3,308 2,912 37 6,257 153 2,767 2,87S 206 5,851 154
24,419 23,431 641 48,491 155 6,964 7,050 58 14,072 156 3,128 3,130 135 6,393 157
13,244 11,445 493 25,182 158 4,030 3,633 50 7,713 159 3,898 3,901 53 7,852 160
16,160 13,478 507 30,145 161 9,627 8,310 410 18,347 162
18,770 15,643 234 34,647 163 2,472 2,631 39 5,142 164
15,742 12,459 360 28,561 165 6,770 5,850 124 12,744 166 8,634 6,554' 751 15,939 167 3,366 3,7S9 45 7,200 16S 6,579 6,773 172 ' 13,524 16~
18,962 16,744 372 36,078 170 7,080 6,539 69 13,688 171
26,107 ' 24,158 1,308 51,573 172 3,1081 3,047 75 6,230 173 9,142 8,828 253 18,223 174
175. Mortl&ke .. .. .. . . 28.11.21 I69 138 31 .. 1,389 .. 1,389 782 607 4,252 3,136 158 7,546 175 176. Morwell .. .. .. 4 10.5.17 542 340 202 .. 1,993 2,046 4,039 2,452 1,587 11,008 7,562 336 18,906 176 177. Murtoa .. .. .. .. ll.3.12 139 161 .. 22 1,384 .. 1,384 739 645 4,071 4,I40 ll3 8,324 I77
178. Myrtleford •• .. .. . . 8.2.39 283 72 211 .. 785 .. 785 452 333 3,350 2,459 6 5,815 178 179. Na.gambie .. .. .. . . 15.12.20 89 99 .. 10 952 .. 952 550 402 3,414 2,664 34 6,112 179 180. Na.tha.lia. .. .. .. . . 27.10.21 liS 145 .. 27 I,254 .. 1,254 695 559 3,601 3,425 125 7,151 180
181. Nhill .. .. . . 14.10.I2 293 285 8 .. 3,I40 .. 3,I40 1,612 1,528 8,004 7,875 380 16,259 181 182. Numnrka.h .• .. .. 3 l.Il.I2 207 I87 20 .. 2,0I3 4.S5 2,498 1,370 1,I28 6,53I 6,490 136 13,162 182
183. Orboat .. .. .. .. I9.10.2I 204 I94 IO .. I,822 .. I,822 I,042 780 5,860 4,246 185 I0,29I 183 184. Ouyen .. .. 4 8.3.26 248 263 .. I5 I,46I I,140 2,60I 1,507 1,094 6,416 6,137 212 12,765 184 185. Port Fairy .. .. .. .. 1. 1.50 158 183 . . 25 2,592 .. 2,592 1,519 1,073 5,915 5,340 153 11,408 180 186. Portland .. .. .. . . 1.1.48 378 270 108 .. 3,520 .. 3,520 1,841 1,679 10,087 9,524 163 19,774 186 187. Queenacliff .. .. .. .. 11.3.12 340 293 47 .. 1,683 .. 1,683 1,023 660 6,763 5,808 167 12,738 187 188. Rainbow .. .. . . 6.1.26 127 138 .. 11 1,294 .. 1,294 69'f 597 3,565 3,632 253 7,450 188 189. Red Cliffs .. .. .. .. 17.10.28 562 467 95 2,851 .. 2,851 1,726 1,125 9,990 9,846 93 19,929 189 190. Rocheater .. .. .. 26.2.12 214 189 25 .. 2,619 .. 2,619 1,457 1,162 7,868 6,982 197 15,047 190 191. Rnshworth .. .. .. .. 15.4.12 122 120 2 .. 1,383 .. 1,383 759 624 4,204 3,582 148 7,934 191 192. Rutherglen .• .. .. 1 1.10.98 165 173 .. 8 2,531 249 2,780 1,693 1,087 5,352 5,061 36 10,449 192 193. Sale .. .. .. 2 10.11.80 490 458 32 .. 5,950 978 6,928 4,075 2,853 14,882 13,8I4 956 29,652 193 194. Sea la~oke .. .. .. . . 26.5.26 130 110 20 .. 1,088 .. 1,088 646 442 3,300 2,919 229 6,448 194 195. Seymour .. .. .. 5 1.2.08 762 495 267 .. 2,449 1,894 4,343 2,509 1,834 18,639 14,594 531 33,764 195 196. Shepparton .. .. 5 6.9.97 1,223 1,069 154 . . 8,504 2,848 ll,352 6,463 4,889 32,53I 29,500 955 62,986 196 I97. St. Arnaud .. .. 5 1.2.87 398 418 .. 20 4,676 2,408 7,084 4,IIl3 2,891 14,295 12,489 243 27,027 197 198. Stawell .. .. .. 6 22.4.80 508 508 .. .. 5,323 1,838 7,I61 4,080 3,081 16,596 16,823 489 33,908 I98 199. Stratford .. .. .. 15.7.29 66 73 . . 7 617 .. 617 345 272 2,226 1,756 35 4,0I7 199 200. Swan Hill •• .. .. 5 18.12.12 656 597 59 .. 4,700 1,371 6,071 3,478 2,593 15,715 I4,334 922 30,971 200 t!o:> 201. TaJlanga.tta .. .. 3 18.3.12 267 239 28 .. 1,577 1,232 2,809 1,662 I,147 6,230 4,817 73 11,120 201 c:.<l•
202. Tatnra .. .. .. .. 11.5.14 263 207 56 .. 1,838 . . 1,838 1,026 812 6,933 5,460 229 12,622 202 203. Terang .. .. .. 2 1.5.09 406 316 90 .. 3,726 233 3,959 2,186 1,773 10,762 8,421 329 19,512 203 204. Trafalgar .. .. .. 3 10.11.24 411 330 81 .. 1,533 1,583 3,ll6 1,743 1,373 10,776 8,747 378 19,901 204 205. Tra.ralgon .. .. .. 4 I6.11.09 605 465 I40 .. 3.442 869 4,311 2,472 1,839 15,417 11,ll7 395 26,929 205 206. W anga.ra.tta. .. .. 4 24.9.00 709 6I6 93 .. 6,752 1,195 7,947 4,602 3,345 19,116 17,569 335 37,020 206 207. Warburton •. .. .. .. 2.7.28 I 59 156 3 .. 984 . . 984 562 422 4,478 3,748 I65 8,391 207 208. Wa.rra.ckna.bea.l .. .. I 1.10.07 443 394 49 .. 3,946 616 4,562 2,6IIl 1,943 I2,004 ll,901 284 24,189 208 209. Warragul .. .. 5 16.6.02 799 692 107 .. 4,806 2,447 7,253 4,238 3,015 20,912 18,189 758 39,809 209 210. Wa.rrnamboo1 .. .. I 25.11.59 964 797 167 .. ll,ll7 476 11,593 6,042 5,551 26,964 21,601 479 49,044 210 211. Werribee .. .. .. 3.9.21 365 266 99 .. 2,339 .. 2,339 1,459 880 8,041 6,173 561 14,775 2ll 2I2. Wodonga. •• .. .. 4 1.2.12 408 329 79 . . 2,544 624 3,168 1,775 1,393 8,125 7,676 230 16,031 212 213. Wontha.ggi .. .. .. .. 14.9.ll 395 387 8 . . 4,310 ..
i 4,310 2,592 1,718 10,178 9,222 449 19,849 213
2I4. Woodend .. .. .. .. 14.11.27 137 IOI 36 .. 1,012 .. 1,012 525 487 4,175 3,749 164 8,088 214 215. Wycheproof .. .. .. 16.6.24 152 146 6 .. 1,024 .. 1,024 588 436 3,766 3,662 121 7,549 215 2I6. Ya.ckanda.nda.h .. .. .. 25.3.12 102 71 31 .. 1,038 .. 1,038 607 43I 2,798 2,4IO 33 5,24I 216 2I7. Y allonrn .. .. .. .. 19.2.23 345 293 52 .. 2,637 .. 2,637 1,799 838 11,387 10,359 94 21,840 2I7 218. Yarratn .. .. .. 1.6.I2 282 277 5 .. 3,087 .. 3,087 1,795 1,292 8,336 6,680 36I 15,377 218 219. Ya.rra.wonga. .. .. 2 2.9.12 261 322 .. 6I 2,801 593 3,394 1,927 . 1,467 7,070 7,758 233 15,06I 2Hl 220. Yea .. .. .. I 25.3.12 140 I33 7 .. 1,477 425 I,902 1,218 684 4,547 3,794 149 8.490 220
Londo:11. .. .. .. .. .. .. 59 .. 59 .. .. .. .. .. 28 92
387 .. 167,988 147,295 20,693 .. 1,349,901 127,232 1,477,133 772,003 705,130 5,531,211 4,780,538 I I I
...... l
1940 24
No. 6. PROGRESSIVE STATEMENT of the State Savings Bank of Victoria from 30th June, 1910, to 30th June, 1940.
Yearended i SothJune. '
1910 1911 1912 1913 1914 1915 1916 1917 1918 1919 1920 1921 1922 1923 1924 1925 1926 1927 1928 1929 1930 1931 1932 1933 1934 1935 1936 1937 1938 1939 1940
Year ended 80th Jun e.
1910 .. 1911 .. 1912 .. 1913 .. 1914 .. 1915 .. 1916 .. 1917 .. 1918 .. 1919 .. 1920 .. 1921 .. 1922 .. 1923 .. 1924 .. 1925 .. 1926 .. 1927 .. 1928 .. 1929 .. 1930 .. 1931 .. 1932 ..
1933 ..
1934, .. 1936 .. 1936 .. 1937 .. 1938 .. 1939 .. 1940 ..
I
of Offices. Deposita. ··--·---·--··
Received from Depositors. Paid to Deposltol'o. ~ .. -~----··
Banks. Agencies. Transfers Transfers Cash Deposits. from other Total. Cash to other Total,
Savings Ba.nkll. Repayments. Sa vlngs .Banks.
£ £ £ £ £ £ 68 348 10,467,628 1,364,949 11,832,578 9,598,803 1,331,329 10,930,132 69 354 11,995,137 1,489,622 13,484,759 10,632,016 1,464,457 12,096,474
103 319 14,439,615 2,419,095 16,858,710 12,676,331 2,377,578 15,013,910 115 318 15,596,476 3,120,891 18,717,367 14,423,322 3,066,449 17,489,772 123 322 16,526,509 2,661,476 19,187,985 15,495,014 2,612,722 18,107,736 128 323 15,877,325 2,390,837 18,268,163 15,027,640 2,347,817 17,375,457 129 332 17,339,489 2,516,086 19,855,576 16,887,775 2,497,461 19,385,237 132 327 19,261,331 2,627,261 21,888,592 17,975,671 2,608,921 20,584,593 133 331 21,226,068 3,012,567 24,238,635 19,869,254 2,966,783 22,836,037 132 336 25,785,482 4,539,863 30,325,346 23,568,243 4,501,849 28,070,092 134 339 32,623,586 6,300,238 38,923,825 30,675,370 6,299,278 36,974,648 144 340 36,772,007 6,984,142 43,756,150 32,501,845 6,965,912 39,467,757 151 348 34,840,406 5,954,4i9 40,794,865 33,426,163 5,957,797 39,383,961 157 361 38,074,742 6,674,671 44,749,413 36,263,232 6,637,048 42,900,280 167 373 42,701,893 8,177,199 50,879,092 42,554,852 8,162,551 50,717,403 176 376 40,746,196 6,983,366 47,729,562 40,935,738 6,998,580 47,934,319 184 375 42,919,692 7,260,333 50,179,925 41,479,766 7,347,043 48,826,809 188 388 43,233,344 7,502,993 50,736,338 43,487,811 7,473,054 50,960,866 196 392 44,089,004 7,846,146 51,935,150 43,326,162 7,808,941 51,135,103 203 392 45,234,329 7,965,634 53,199,961 44,493,587 8,036,962 52,530,550 211 389 42,500,559 7,601,314 50,101,873 48,195,274 7,610,472 55,805,747 213 379 34,390,918 6,372,860 40,763,779 42,443,512 6,273,884 48,717,397 213 373 31,610,474 5,212,321 36,822,796 31,915,934 5,236,878 37,152,812 213 372 32,513,810 5,320,740 37,834,551 32,538,587 5,374,130 37,912,718 213 373 33,829,820 5,670,831 39,500,652 33,622,0ll 5,713,102 39,335,114 213 373 36,409,899 5,987,098 42,396,997 35,942,821 6,015,862 41,958,683 213 371 40,005,084 6,468,614 46,47:J,699 40,010,817 i 6,536,137 46,546,954 213 373 141 ,221,163 6,576,504 47,797,668 41,278,060 6,641,135 47,919,195 214 375 43,745,711 6,788,131 50,533,842 42,701,519 6,900,659 49,602,178 218 383 46,521,767 9,846,600 56,368,368 46,808,907 9,928,870 56,737,778 220 387 i 44,647,887 7,399,528 52,047,416 47,692,814 7,468,670 55,161,484
Interest credited to Depositors. Depositors' .Bala.nces at 30th June. ~--------··----------------
0 dl I Average :Rates. Amount. r nary Total. Increase. 'Balance pe:r Accounts. t:Rates of Amount. i Deposltot. •
Interest. I
£ £ £ i £ £ £ /1, d. 31 to £100 ; 3 £101 to £250 .. 413,732 15,417,887 .. .. 115,417,887 1,316,177 39 5 10 As above to 31.12.10, thence 3! to 468,250 17,274,423 .. . . 17,274,423 1,856,536 40 910
£100; 3£101 to £250 3! to £100; 3 £101 to £250 .. 543,241 19,662,465 .. . . 19,662,465 2,388,042 40 2 6 3! to £100; 3 £101 to £350 .. 621,774 21,511,835 3 to £1,000 54,086 • 21,565,921 1,903,455 41 711 3! to £100; 3 £101 to £350 .. 674.741 23,266,826 3 114,870 23,381,696 1,815,774 42 19 10 3! to £100 ; 3 £101 to £350 .. 725,070 24,884,602 3 159,426 25,044,029 1,662,333 45 7 8 3! to £350 .. .. . . 799,801 26,154,742 3! 249,541 26,404,284 1,360,255 46 2 6 3! to £350 to 30.9.16, thence 3f .. 896,648 28,355,390 3f from 1.10.16 301,604 28,656,994 2,252,710 47 12 3 3! to £350 .. .. .. 1,007,373 30,765,927 3! 342,509 31,108,436 2,451,442 49 711 3! to £350 .. . . .. 1,077,870 34,111,748 3f 399,818 34,511,566 3,403,130 52 7 7 31; to £350 .. .. .. 1,178,928 37,240,497 3! 504,730 37,745,227 3,233,661 54 17 4 4 to £350 to 31.10.20, thence 4 to 1,444,650 42,968,118 4 697,273 43,665,392 5,920,165 60 13 2
£500 4 to £500 .. . . .. 1,609,663 45,988,090 4 738,827 46,726,918 3,061,526 61 19 5 4 to £500 to 31.1.23, thence 4 to 1,726,215 49,570,559 4 788,918 50,359,477 3,632,559 63 8 10
£500; 3 £501 to £750 4 to £500; 3 £501 to £750 to 1,827,245 51,554,686 4 803,526 52,358,212 1,998,735 62 13 5
31.3.24 thence 4 to £500 ; 3! £501 to£1,000
4 to £500; 3! £501 to £1,000 .. 1,897,663 53,246,154 4 742,499 53,988,654 1,660,441 62 12 8 4 to £500; 3! £501 to £1,000 .. 2,003,171 56,602,541 4 738,072 57,340,614 3,351,960 64 15 7 4 to £500; 3! £501 to £1,000 .. 2,104,233 58,482,247 4 797,539 59,279,786 1,939,172 64 18 1 4 to £1,000 .. .. .. 2,203,617 61,485,911 4! from 1.8.27 1,295,447 62,781,359 3,501,572 67 6 5 4to £1,000 .. .. . . 2,327,960 64,483,285 4! 1,646,355 66,129,641 3,348,282 69 1 1
Decrease. 4 to £1,000 . . .. .. 2,354,531 61,133,943 4! 1,809,031 62,942,975 3,186,666 6414 2 4 to£1,000 .. . . .. 2,145,853 55,326,179 4! 1,812,083 57,138,263 5,804,712 59 13 6
Increase. 4 to £1,000to 31.7.31; thence 3! to 1,745,474 56,741,638 4!% to 1,839,764 58,581,403 1,443,139 61 14 9
30.11.31; thence 31 to 31.3.32; 31.7.31; thenoo3 4% to
30.11.31; thence3!%
3 to £1,000 to 30.11.32; thence 21; 1,1)()6,418 58,169,890 3!% to 2,056,181 60,226,071 1,644,668 62 1G 4, to 28.2.33 ; thence 2! 15.11.32;
thence 3% 2! to £1,000 to 31.5.34 ; then<:e 2! 1,378,742 59,714,171 3% 1,895,975 61,610,146 1,384,075 63 14 5 21 to £1,000 to 31.12.34 thence 2 1,217,976 61,370,460 3% to 1,737,545 63,108,005 1,497,858 64, 811
31.10.34; thence2!%
2 to £1,000 .. .. .. 1,174,,168 62,471,373 2! 1,931,428 64,402,802 1,294,796 64 10 11 2 to £1,000 .. .. . . 1,181,256 63,531,102 2t 2,224,089 65,755,192 1,352,390 64. li'l 6 2 to £1,000 .. .. .. 1,220,799 65,683,566 2! 2,458,464 . 68,142,031 2,386,839 65 6 ' 2 to £1,000 .. .. .. 1,249,606 66,563,763 2! 2,654,921 169,218,684 1,076,652 66 3 4
Decrease 2 to £1000 .. . . .. 1,254,308 64,704,004 2! 2,656,618 67,360,623 1,858,061 63 13 10
• Omltlbg Inoperative acrounts under One pound and School Bank A~ounts, but Including Deposit Stock, t A reduction of lntereei on De;pOBli Stock although operative far new money onlf appliei to em:rent ltocll: after m mont.lll' aottco.
i $ l,
llfo. 7.
Nl.lllllllll OJ' 0DICIIlll. l>BPolll'J!OBII. ·--
Year ended 30tb .June. Total Number
Banks. Ageocles. New Acoounlill Acoounta lnCJeaSe. ot Acoonuta Males. ll'emales. Opened. Closed. open at 30~
JUDe.
----- ----·1910 68 348 96,749 68,659 28,000 560,5Ui 293,306 267,209 19ll 69 354 107,937 73,028 34,909 595,424 3ll,919 283,505 1912 103 319 140,172 93,860 46,812 641,736 338,073 303,663 1913 115 318 142.678 109,872 32,806 674,542 354,958 319,584 l9I4 123 322 130,357 99,870 30,487 705,029 371,603 333,426 1915 128 323 ll3,584 96,677 16,007 721,936 378,227 343,709 1916 I29 332 119.738 95,077 I 24,66I 746,597 385,071 361,526 19I7 132 327 118,174 84,632 33,542 780,139 396,560 3!:!3,579 19I8 133 331 ll7,271 84,379 32,892 813,031 4ll,743 401,288 19I9 132 336 I31,68T 94-,232 37,455 ~50,486 4:16,969 413,1'>17 1920 I34 339 155,675 119,817 35,858 886,344 460,244 426.100 1921 144 340 157,805 116,140 (1,665 928,009 482,675 445,334 1922 151 348 153,043 ll0,621 42,422 970,431 504,332 466,099 1923 157 361 161,286 116,371 44,915 1,015,346 528,362 486.984 1924 167 373 171.216 127,554 43,662 1,059.008 552,456 506,552 1925 176 376 168,966 132,5I2 36,454 1,095,462 571,074 524,388 1926 184 375 164,884 130,225 34,659 1,130,121 588,848 1)41,273 I927 188 388 172,442 134,&32 37,510 1,167,631 607,574 560,057 1928 196 392 172,632 138,232 34,400 1,202,031 624,866 577,165 1929 203 392 171,002 139,575 31,427 1,233,458 639,805 593,593 1930 ;:;:u 389 165,262 I41,897 23,365 1.256,823 650,390 606,433 1931 213 379 131,328 137,278 5,950* 1,250,873 646,372 604,501 1932 213 373 ll9,612 117,051 2,561 1,253,434 648,547 604,887 1933 213 372 133,001 114,431 18,570 1,272,004 659,763 612,241 1934 213 373 142,890 117,060 25,830 1,297,834 674,459 623,375 I935 213 373 148,663 121,391 27,272 1,325,106 689,597 635,509 1936 213 371 164,041 129,673 34,368 1,359,474 709,035 650,439 1937 213 373 165,431 131,791 33,640 1,393,ll4 726,553 666,561 1938 214 375 171,246 134,088 37,158 1,430,272 746,800 683,472 1939 218 383 170,173 144,005 26,168 1,456,440 761,714 694,726 1940 220 387 I67,988 147,295 20,693 1,477,133 772,003 705,130
i I
• Decrease
Cash Deposits,
Number. Average Amollll~.
£ '· d. I,372,605 7 I2 6 1,574,985 7 12 4 1,825,673 7 18 2 1.945,161 8 0 4 2,072,043 8 I 11 1,891,884 8 7 9 2,002,919 8 I3 I 2,356,596 8 3 5 2.:l72,533 8 18 11 2,5~1,899 9 19 8 2.657,938 I2 5 6 2,861,908 12 17 0 3,092,474 ll 5 4 3,229,022 11 15 10 3,505,283 12 3 7 3,599,232 11 6 5 3,703,607 1111 9 3,917,792 11 0 8 4,196,971 10 9 6 4,316,945 10 9 7 4,399,615 9 13 2 3,855,069 8 18 5 3,778,708 8 7 4 3,902,612 8 6 8 4,137,224 8 3 6 4,359,460 8 7 0 4,766,186 8 7 10 4,997,018 8 5 0 5,349,596 8 3 7 5,273,662 8 16 5 5,072,580 8 16 0
TB.f.NIIACTIONB,
Oash Payments.
1-·- -----·--
Number. Average Amonu~
--------£ 8. d.
I,089,I38 8 I6 3 1,154,00I 9 4 3 1,292,589 9 16 2 I,494,146 9 I3 0 I,574,696 9 19 8 1.659,296 9 I I 1,672,444 IO Ill 1,696,193 101111 1.743,964 11 7 IO 1,974,732 11 18 8 2,338,760 I3 2 4 2,435,052 13 6 10 2,389,045 13 19 10 2.474,887 14 13 1 2,636,470 16 2 9 2,762,426 14 16 4 2,884,534 14 7 7 3,006,551 14 9 3 3,210,633 13 9 1 3,443,379 12 18 5 3,727,438 12 18 7 4,020,424 10 11 1 3,870,789 8 411 3,801,248 811 2 3,826,160 8 15 9 3,876,767 9 5 5 4,005,393 9 I9 9 4,067,736 ' 10 211 4,090,008 10 8 10 4,338,054 10 15 10 4,321,867 11 0 8
Total Number of
Tra118&ctloDS, lnclndlng Transfers.
-----2,585,875 2,877,432 3,317,428 3,666,200 3,862,196 3,775,005 3,935,919 4,405,135 4,682,860 5,213,165 5,502,833 5,771,713 5,933,557 6,199,121 6,673,347 6,982,ll2 7,277,585 7,658,395 8,170,422 8,409,414 8,821,133 8,549,181 8,319,655 8,396,344 8,694,230 9,003,041 9,li73,337 9,878,156
10,272,062 10,498,668 10,311,749
-
ear ended 30th JUDO.
1910 1911 19I2 HH3 1914 1915 19I6 1917 1918 1919 1920 1921 1922 1923 ~ 1924 et 1925 1926 1927 1928 1929 1930 1931 1932 1933 1934 1935 1936 1937 1938 1939 1940
.... I '
No\ exceeding £50. Exceeding £50, no\ exceeding £100.
l'fo. 8. CLASSIFICATWN OF DEPOSITORS' BALANCES.
(Not including BG/wol Bank J)epart'l'lllml nor DepOIIil Block.)
Exceedln~ £100, J Exceeding £150, no\ exceeding £loO. noi exceeding £200.
Exceeding £200, no\ ex~!l&dlng £300.
Exceeding £300, ooi exceeding £500. Exceeding £500. I Exceeding £750. Exceeding £1,000.
At .June 80th. I I I I I I I ~--] -Numtwrot ToW ~Numberofl Tow.! Nnmberot\ Tota.l Nomberof Total Numberof Total iNumberof ToW Numberof
--I Accounts.I_Amou.n\:__J Acoounts.j Amouni. ~~~~~:.._Accounts. I~~ Accoun~~ Amount. jAccounts. ~~i.JAccounts. Number of 1 Total Nttmber of\ ToW To \a. I Amount.
At June aou. ..
1913 Ull4 1915 1916 1917 1918 1919 1920 1921 1922
Accounts. Amou.n\.
£
558,137 3,620,887 580.896 3,769,802 592,398 3,787,736 609,773 4,043,924 628.189 4,233,130 660,296 4,329,798 673,804 4,535.344 702,024 4,693,117 727,026 4,889,701 763,213 5,107,730
Accounts. Amount.
46,123 48,781 48,980 53,114 60,419 61,891 65,332 64,747 68,701 69,712
£
3,252.513 3.,420,938 3,467,228 3,757,684 4,292,308 4,404,509 4,639,560 4,591,588 4,877,519 4,952,281
26,017 27,530 28,161 29,211 32,739 35,698 37,342 37,41) 39,664 40,511
£
3,122,167 3,308,850 3,384.653 3,521,737 3,953,481 4,325,991 4,530,820 4,539,619 4,807,991 4,918,715
£
13,227 2.282,475 14,035 2,417,900 14,565 2,513,744 15,445 2,663,774 17,177 2,970,054 18,807 3,248,877 20,737 3,!i8l ,442 20,894 3,610.882 22,405
1~ 3,871,184
22,862 3,955.308
£
19,012 4,636,265 18,709 4,562,947 19,775 4,819,812 19,754 4,81 0,117 21,101 5,128,938 23,273 5,658,181 26,020 ~ 6,326,076 27,88716,788,946 29,297 7,124,304 29,741 7,243,705
10,951 13,722 16,546 17,776 19,046 21,288 24.944 30,175 31,753 30,914
£
3,892,561 4,897,798 5,902.146 6,364,753 6,819,247 7,651,328 8,988,696
10,880,832 12,009,009 11,894,705
£
1,075 697,373 1,356 874,704 1,511 995,490 1,524 977,660 1,468 942,254 1,779 1,133,050 2,307 1,484,283 3,206 2,109,024 9,163 6.363,641
13,478 7,883,260
Bxceedfng £600, not exceeding £750.
1923 1924 1925
800,10215,348,948 835,980 5,604,627 869,673 5,779,461
71,316 ! 5,053.046 75,382 5,346,816 76,069 5,391,007
·U,374 ! 5,019,723 43,078 6,221,074 4..'!,301 5,247,986
23,291 14,027,601 24,537 4,336,379 24,519 4,233,476
30,531 31,141} 31,777
7,417,780 7,482,542 7,721,984
31,116 (l1,999,601115,26818,548,976 30,274 111.658,202 15,302 8,752,977 30,276 U,654,044 15,300 8,916,720.
1926 897,555 6.952,562 76,894 5,450,892 43.944!5.335,599 24.781 I 4,283.243 32,766 7,960,245 31,809 [12.274.933 1927 929,368 6,159,580 79,506 5,614,201 44,844 5,450,264 25,247 4,364,592 32,895 8,0U,834 32,170 i12,409,1l62 1928 959,878 6,343,462 80,899 5,731,772 45,345 5,511,858 26,212 4,527,606 33,935 8,252,835 31,936 112,293,3411 1929 985,103 s,447,846 81,706 5,768,387 45,5oo 1 5,528,437 26,465 4,582,430 34,078 8,306,428 32,348 12,465,877 1930 1,014,604 6,616,717 82,131 5,801,166 45,582 5,463,513 ' 25,971 4,492,016 32,888 7,997,141 30,289 !11,633,4981 1931 1,028,718 6,291,349 76,452 5,410,039 42,749 5,201,005 24,055 4,164,882 30,198 7,350,383 26,670 jl0,220,5841 1932 1,035,143 5,991,919 71,901 5,098,127 40,942 4,976,268 23,365 4,045,488 30,126 7,327,220 27,645 '110,602,315 1933 1,051,615 6,035,825 73,713 15,245,256 39,792 4,830,377 23,192 4,012,766 29,758 7,241,760 28,006 10,767,0771 1934 1,074,123 6,386,273 74,854 5,347,831 40,303 4,890,387 23,349 4,027,653 29,604 7,212,830 28,429 ~110,928,1861 1935 1,097,017 6,581,663 76,630 5,476.192 41,000 4,974,314 23,649 4,082,422 29,898 7,268,766 28,390 ~110,920,404. 1936 1,124,764 6,889,408 80,420 5,726,220 42,417 5,227,206 24,300 4,114,757 30,314 7,376,910 28,687 11,014,7941
~ 1937 1,149,616 7,1{)2,527 85,120 6,041,774 44,7181~ 5,422,21)1 25,220 ~14,344,292 31,107 7,556,297 29,064 111,148,158 1938 ,1,176,000 7,489,219 90,118 6,391,966 47,409 5,768,850 25,762 4,454,461 32,346 7,846,795 29,780 11L431,543 1939 1,198,342 7,449,708 90,595 6,434,118 47,961 5,818,877 26,775 4,640,209 33,133 8,047,356 30,579 11,744,597
_I~ 1,220,420 7,522,615 91,687 6,493,067 48,187 5,842,829 26,518 4,580,432 33,646 8,151,927 30,032 ,U,527,231
16,54819,625,034 17,039 9,959,555 17,133 110,182,4841 17,626 10,562,1221 15,750 9,464,0731 13,726 8,260,188! 14,497 8,724,7071 15,015 9,066,3961' 15,514 9,370,038 15,941 9,638,5961 15,897 9,627,6861 15,799 9,562,998! 16,187 9,773,1911~ 16,309 9,854,796 15,181 9,160,897
l~ "'"' G>ct:l <:>·~ Hgj "'d ~~ <> .... 1::1"'
j] lj+> .... ~ :le eo., ""'I!'
j~ 2,348 3,306 4,452
£
2,104,727 3,079,694 4,186,945
--~--Exceeding £750, not
exceeding £1,000.
3,956 13,368,192 4,336 j3.704,590 5,471 i4. 703,692 6,536 i5,634,509i 5,956 1!5,123,5171 5,207 ~4,488,430i 6,057 1'5,227,155! 6,901 .5,972,329! 7,254 ]6,304,270/ 7,752 j6,728,8511' 7,907 !6,882,064 7,889 ~16,846,453 7,966 6,933,086 7,974 [6,917,7131~ 7,288 16,307,942
----1-----·---
Ill) 1::1 • ·~"CC
1i ~..!! ~; l::i,..:j
]~ "'""' .;a~
~~ .....11:
ss ~~ ~
1,868 2,226 3,222 4,096 3,652 3,098 3,758 4,012 4,404 4,829 4,768 4,581 4,704 4,772 4,174
£
1913 1914 1915 1916 1917 1918 1919 1920 1921 1922
1923 1924 1925
2,201,420 11926 2,612,760 1927 3, 706,358 1928 4,881,729 ~ 1929 4,241,638 1930 3,631,315 1931 4,456,532 1932 4,707,635 1933 4,947,383 1934 5,411,529 1935 5,314,287 1936 5,113,00' 1937 5,286,278 1938 5,343,591 I 1939 4,813,858 1940
I
~ ~
=-====- - -··· - ··- =--=· = =====
1940.
TI-IE CRBJDirr FONCIER DEPARTMENT.
REPORT~ STATEMENTS, RETURNS, ETC., FOR THE YEAR ENDED 30TH JUNE, 1940.
10849/40.-4
r.
1146 28
THE CREDIT FONCIER DEPARTMENT.
REPORT FOR THE YEAR ENDED 30TH JUNE, 1940, LAID BEFORE THE GOVERNOR AND BOTH HOUSES OF PARLIAMENT AS REQUIRED BY SECTION 123 OF ACT No. 3777.
FoRTY-FOURTH YEAR.
1. The Credit Foncier Department was established in 1896, under Act No. 1481, for the purpose of granting long term loans to assist persons employed in agricultural, horticultural, viticultural, or pastoral pursuits. In 1910, under Act No. 2280, the authority to make advances was extended to include loans for the purchase or erection of dwellings and shops, and in 1920 was again extended, under Act No. 3088, to include loans to persons of small means for the erection or purchase of their dwellings. Acts No. 3098 in 1920 and No. 3145 in 1921 authorized the Bank to make advanc~s to country industries on the security of first mortgage· over land, buildings, machinery and uncalled capital.
2. (a) Credit Foncier Loans, secured by first mortgages, are granted on freehold land or land which can be made freehold. Following the outbreak of war, new advances have been temporarily curtailed. At present loans not exceeding £1,000 each are granted for the undermentioned purposes :-
Farms.-Up to two-thirds of the Bank's valuation. To improv~ or develop the land, to purchase stock or implements, and to carry on.
DweUing~ and. Shops.-Up to 70 per cent. of the Bank's valuation. dwellings and shops. Buildings must be erected under the supervision the Bank or an archite~t favourably known to the Bank.
To erect of either
(b) Credit Foncier Housing Advances, secured by Contracts of Sale, are niade for the erection of houses for persons who do not own a dwelling house, and w~o are in receipt of an income of not more than £400 per annum. The principal co~ditions fo~ the erection of these dwelling houses are as follows :-
(i) The applicant must provide as deposit at least 15 per cent. of the estimated capital cost to the Commissioners ; and the balance of purchase money outstanding on completion of the dwelling house must not exceed 85 per cent. of the Bank's valuation of the property, with a maximum of £850 for a wooden dwelling, or £1,000 for a brick, stone, or concrete dwelling. In determining the amount of the advance, allowance will be made for the estimated cost of any anticipated liability for street construction, sewerage, &c.
(ii) The amount provided by the Bank is repayable by monthly instalments of principal and interest over 27 ll/12th years. The present rate of repayment (including interest at the rate of 4! per cent. per annum) is 10s. 6d. per. month for each £100, but, at the end of ten years and twenty years after the date of contract, the repayment and interest rates will be reviewed ; the interest rate will not, however, be increased beyond the Bank's then ruling rate.
29 1940
(iii) Dweping houses ·must be erected under the supervisiOn of the Bank, and in accordance with either of the following methods :-
To a plan selected from lOO of the Bank's designs, and in accordance with the Bank's standard specifications. A fee of £8 is charged for plans, specifications and supervision.
To plans prepared by the Bank in accordance with the applicant's own design, and to the Bank's standard specifications. A fee of £20 is charged for the preliminary sketch designs, plans, specifications and supervision.
(iv) Any purchaser who is not in arrear may at any time deposit with the Bank any sum to be held for future payments, and interest will be credited on such deposit at the same rate as is payable on the balance of purchase money (now 4! per cent.).
(v) The purchaser must personally occupy the house and cannot therefore let, lease, sell or mortgage his interest in the property without the written consent of the Commissioners.
(vi) The purchaser may at any time after five years pay off the balance of his purchase· money with interest to date of payment, and will be given a transfer, the cost of which must be borne by him.
Since the inception of these advances in the year 1921, houses numbering 8,211 have been erected, and 4,280 have been purchased for applicants.
3. The Net Profit for the Year, after making provision for doubtful debts, is £32,615 4s. 3d. compared with £32,156 5s. 1d. for the previous year. As required by the Act, the profit has been carried to the Reserve Fund, increasing it to £659,878 lls. 10d., in addition to which there is a Depreciation Fund 'of £500,000.
4. Funds for the Purpose of Making Advances are obtained from the flotation of Credit Foncier debenture loans and from repayments made by borrowers. Debenture loans current at 30th June total £20,754,930-the same amount as at 30th June, 1939. Debenture Loan " J " of £2,000,000 which matured lst lVIay, 1940, was converted .by the issue of a new loan for the same amount at' 3£ per cent. per annum for ten years.. These debenture loans are guaranteed by the State Government and the interest is free from both ordinary and special State Income Tax, but is subject to Unemployment Relief Tax and 'FederaJ Income Taxes.
5.· Advances made during the year amounted to £1,574,357, compared with £1,974,722 in the previous year. ·
6. Various Classes of Loans.-The following statement shows, under each class of loan, the total sums advanced and repaid from the commencement of Credit Foncier loans in 1897 to date, the number of current loans and the balance of principal :-
i Commenced I Number or I Balanoo Clasa of Loan. Adva.nced. Repaid. Current of (Year). LoaDs. Principal.
£ £ £ Farms . . . . .. . . 1897 11,853,875 7,414,932 4,701 4,438,943 Dwellings and shops . . .. •. I 1911
I
31,005,192 18,942,908 26,171 12,062,284 Housing . . .. . . . . 1921 9,067,020 3,857,975 9,263 *5,209,045 Country industries . . . . .. 1922 187,059 151,434 I 5 35,625
i
I 52,113,146 I 30,367,249
I 40,140 f21,745,897
--·-~~--~-··-~·~-·--·-·-··~----·~·~--~-------·-·-·-·-·------
• Including land at Garden City, Port Melbourne, for future operations, £29,723. t Towards the repayment of this amount, borrowers have lod!ftd to their credit, In advance, £3117,743, wbich earu interest at the rate pllld on the
Ioa.n account. · ·
1940 30
7. The Average Balance of Loans at 30th June, 1940, is as follows :-
Farm loans ..
Loans on dwellings and shops
Housing loans
£ 8.
944 5
460 18
562 7
d. 1
0
0
8. Repayments of Principal.-The amount of principal repaid each of the past five years is shown in the following statement:-
by borrowers during
I I 1
I
Clal!s of Loan. 193(1. 1937. 1938. 1989. 1940.
£ £ £ £ £ Partns 0 0 0 0 0 0 226,095 220,382 303,944 216,576 255,093 Dwellings and shops 0. 0. 970,893 857,186 833,621 880,988 994,385 1tousing .. 0. • 0 459,443 410,346 314,181 296,150 314,596 Country Industries • 0 • 0
i
6,009 16,352 9,592 11,460 i
8,100
1,662,440 : 1,504,266 i ] ,461,338 1,405,174 1,572,174 i
I I
9. Borrowers who have Paid their Interest in Full.-The percentages, at 30th June, of those who have paid their interest to the end of the previous quarter (31st March) are as follows :-
. Farm loans 84 · 07 per cent.
Loans on dwellings and shops
Housing loans ..
97·88
98·95 "
"
10. The Percentage of Properties in Possession is less than · 4 of the total number of securities.
11. The Rate of Interest for all loans has been 4i per cent. per annum throughout the year.
12. Repayments.-The instalments (including principal and interest) for new loans are as follows :-
Farm loans .. Loans on dwellings and
shops Housing 'loans
Half-yearly payment of £3 for each £100 borrowed.
Quarterly payment of £1 10s. for each £100 borrowed.
Monthly payment of 10s. 6d. for each £100 borrowed.
Loans, with the exception of housing loans-see paragraph 2 (b)-are for· a period of ten years, but, provided the conditions of the mortgage have been fulfilled, the borrower will be entitled to a renewal on terms ruling at the time, subject to revaluation of the security if deemed necessary. If not in arrear, a borrower may pay portion of the debt into a fund for earljer redemption of the loan, and receive interest thereon at a rate corresponding. to the rate payable on the loan account ; after three years he may pay off the balance of the advance before the maturity date, without penalty.
13. Garden City, Port Melbourne.-At 30th June 238 houses have been completed and eight are in course of construction. The area will permit the erection of a further 76 houses.
31 1940
14. The Balance-sheet and Profit and Loss Account, with other statements, &e., will be found on subsequent pages.
16th August, 1940.
W. WARREN KERR, Chairman
JAS. C. GATES, Deputy Chairman Commissioners.
JNO. KEAN D. B. COPLAND HECTOR T. McKENZIE
J. THORNTON JONES, General Manager.
11NO
LIABILITIEK
De~ntures and Debenture Stook, 3 per cent.
.. ., ,. ., 3& per cent.
.. " " .. ..
3! per cent. 3r percent. 4 per cent • 4i per cent.
32
.. ,, 51 per cent. (.Financial Emergency Act, £4 ls. 4!d. per cent.)
Accrued Interest
Interest on Debentures and Debenture Stock, due but not paid Debentures and Debenture Stook matured but not yet pa.id
Borrowers' Payments in Advance on account of Principal, with interest added Other Payments in Advance not bearing interest
Sundry Amounts held in Trust Depl.'l'{'iation Fund •• Reaerve Fund
THE STATE SAVINGS
CREDIT FONCIER
BALANCE-SHEET,
£ 8. d.. I 113,000,000 0 o'
1.605,940 ..0 ol 2,000,000 0 ol
:!2.'1,570 0 gl 1,000,000 0 1,425,420 0 01
i 1,500,000 0 o! 120,754,930 0 0 1 115,284 14 u
£ B. d. 397,743 2 7
276 16 6
20,870,214 14 11
1,819 16 2 4,700 0 0
398,019 19 l 103,720 11 ll 500,000 0 0 659,878 11 1 0
22,538,353 13 ll
Dri PROFIT AND LOSS ACCOUN'f FOR
To Interest on Debentures and Debenture Stock ., Interest oil Borrowers' Payments in Advance .. Provision for extinction of Discount on Debentures and Stock ., Expelllle& of Management • • • • ,. Va.luators' and Arcbitects' Salaries and Expenses ., Profit for year-transferred to Reserve Fund
Kelbolll'De, 16th August, 1940. J. THORNTON JONES,
General Manager.
£ B. d. 751,179 0 8
16,263 19 9 5,764 2 0
108,717 6 l 15,065 4 5 32,615 4 3
929,604 17 2
We, the undersigned Auditors, in accordance with section 49 of Aot No. 3777, report that we jlave e:mmlned the a oorreot 11tatement of its accounts, and agrees with its books.
We have satisfied ourselves that all Soourities are in the possession or in the oontrol of the Commisaionen, and that
KelbolU'IIe, 9th August, 1940.
We, the undersigned Auditora sppointed by the Governor in CouuoU under section 124 (2) of Act No. 3777, report We further :report that in aooordance with IJI!:t'tion 122 (2) of lhe above-mentioned Act, and eo far u we are able
Melbou:rne. 19th August, 1940.
' '
33 1940
H:BNT A.
BANK o:r VwTo:su ..
DEPARTMENT.
30TH JUNE, l940.
ASSETS. I Mortgage Securities- £ 8. d. £ 8, d. Farm Loans .. .. .. . . . . .. .. 3,901,388 7 5 Farm Loans, Returned So1diera •. . . . . . . .. . . 333,809 3 2 Loans on Dwellings and Shops (including progress payments on houses in
course of erection) .• .. . . . . . . .. .. 10,062,719 15 8 Loans on Dwellings and Shops, Returned Soldiera.. • • . . • . 1,992,392 14 5 Housing Loans (including land acquired for building purposes, II.Ild progress
payments on houses in oourae of erection) .. .. .. .. 5,206,793 3 8 Properties Let or Leased .. . . .. .. .. .. 176,108 3 7 Properties in Possession . . .. .. .. .. .. 37,060 11 5 Loans to Country Industries . . .. . . .. .. . . 35,624 13 10
21,745,896 13 2 Interest after provision .. . . . . .. 12,139 811
21,758,036 2 1 Bank Fixed Deposit Receipts .. .. .. .. .. . . 575,000 0 0
Accrued Interest .. .. . . .. . . 4,775 6 8 579,775 6 8
Discount on issue of current Debentures and Stock .. .. . . .. 38,981 10 10 Lu11 Proportion written off to date .. . . .. .. . . 30,259 8 9
8,722 2 1 Savings Bank Department .. .. .. . ' .. .. .. 35,439 13 9 Sundry Debtors • • • • .. .. .. .. .. .. 1,115 1 6 Caah at Bankers .. . . .. . . .. . . . . .. 155,265 '1 10
22,538,353 13 11
THE YEAR ENDED 30m JUNE, 1940. Or.
£ 8. d. . By Grou Income, after provision for doubtful debta 929,604 17 2
929,604 17 2
W. WARREN KERR, } . JAS. C. GATES, Com.miuioners ot JNO. KEAN, the Sts.te Savings D. B. COPLAND, Bank of Victoria. RECTOR T. MoKENZIE.
boob, acoounte, and vouchers of the Credit Foncier Department, and that the above B&l&DOII-sheet is, in ou:r opinloD,
the cash at Banken is correct.
J. G. DAVIS, } Chartered Accountants (All.lt.) A. H. BARRACLOUGR, Auditors.
that we have .. examined the above Balance-sheet,.and found it. to agree with the books of the Credit Fon.oier Departmenfi. to form an opinion, the net profit& am as stated,
J. WALLACE ROSS,. }Chartered Aooountanta (Aullt.). A. A. FrFZGERALD. Auditors.
19~ ·:..'·r·,,..
34
STATEMENT "B ".
OREDI'f FONOIER DEPARTMENT.
ACCOUNTS MADE UP TO 30TH JUNE, 1940, IN ACCORDANCE WITH SECTION 123 OF ACT No .. 3777.
Sub-section 1 (m)For Statements required by Sub-section 1 (b), (e) and (d), see Return "A",
G:Ross AssETs AND LIABILITil!IS of the Commissioners under Part III. of Act No. 3777, and their Receipt.! a.nd Payl!lenta under such Part during the Year.
r
Grosa Aesets. GrOM Llablllti~~o~. Gr01a Reeelpts.
£22,538,353 13 11 £21,378,475 2 1 £2,686,887 IS 3
TB:E GROSS AMOlTNT ON FIXED DEPOSIT WITH TBJ!i BA:!fKS.
AustraJ.asia. Commercia.l Commonwea.lth English, Scottish and Australian National New South Wales Union
£125,000 Interest Rate 75,000
175,000 75,000 25,000 75.000 25~000
£575,000
..
.. "
Ho:aTiiU.GB Bo.lfDS, DBBIIlfTUli.EB, AlfD lliSClUllBD STOClt.
Gr01111 Paym.en ts.
£2,743,792 15
3 per cent. 3 per cent. 3 per cent • 3 per cent. 3 per cent. 3 per cent. 3 per cent,
2
I18Ued. Amount ReceiTed from Sale.
·~·-·-
-
Mortgage Bonda . . Debentures .. IDIJilribed Stock ..
J'or Y eu ended Total. ll0tll1ue, 11140. Jl'or Year ended ------ 3oth 1nne, 11140.
Number. Amount. Number. I
Amount.. I
£ £ £ 11. d. .. .. 43,344 1,083,600 . . 817 13,199,800 51,412 *198,831,000}
I 14,996,626 5 2 .. 1,962,400 .. t 16,504,655
.. l 15,162,200 .. 216,419,255 14.996,626 5 2
• l!lxelwdve of Dtlbentlll\llllulle4 In excllange tor Kortcace Bon!H, lltl,600. t Exclusive of Stock IMcrlbed In excbaqe t011 Dtlbtat-, 12,321),100.
Total.
£ 8. d. 1,083,650 3 1 0
215,026,335 IS 9
216,109,986 2 7
STATlilMENT ",B "-continued.
Sub-aootion I (o)-
MoRTGAGll BoNDs, Du:a.&NTtTil.BS, AND lNSOl!.lBliD SToo~r:.
Mortgage Bonds •• Mortgage Bonds cancelled by issue or Debentures Debentures Debentures ca.ncelled by inscription of Stock Stock redeemed ..
Tot a. I
Sub-section 1 (p)-
Redeemed.
During Year ended Both June, 1940.
£
13,292,900 162,200
1,707,100
15,162,20()
*GROSS AMOUNT ADVA!'C.HD TO BoRROWERS.
(Including advances w1der Housing Conditions.)
J<'reebold Securltlea, luc!ud!ng Dwelling
Leasehold Ml..:ed Securities,
Freehold e.nd Total.
Total.
£ 962,050 121,550
182,617,350 2,329,100
12,084,925
198,ll4,975
t Iut&lmenta In Arrear.
and Shop Propertice, and Seeuritlea. L<lasebold. Number ', of Int«eat. Rolll!ing Loans.
Bono wen. Prlnclpal,
£ 8. d. £ 8. d. £ 8. d. £, 6. d. £ £ For year ended 30th
0 June, 1940 .. l,!i:i8,:l09 l 3 885 0 .. 1,559,Hl4 1 3 1,086 35,076 8,625
Totals .. 4\J,fj 8 4 1,920,2, 4 0 323,459 4 10 151 ~1>41\-10 17 2 1,086 141,188 10,003
•
• Exclusive of £187,058 lls. 7d. advanced to Mslst Count.ry IndUBtrleo, £1>5,712 128. 7d. expended on land and ho- In eourae ol erection under Rousing Ctlnditlona, and £15,854 2s. 7<i. expended on house• In courae of erection ooder Ondit Foncter ooodltlom.
t Full pro,illlon nu been made for theae.
Sub-section l (q)-
The nominal value of mortgage bonds sold .• The priee obtained therefor {premium £50 3s. lOd.) The nominal value of bonds outstanding The nominal value of debentures issued in exchange for bonds The nominal value of debentures and stock sold The price obtained for debentures and stock The nominal value of debentures outst1mding Balance at credit of Stockholders .. Total amount of principal money advanced to farmers and unpaid Total amount of principal money advanced to farmers and unpaid (Soldiers' Loam;) Total amount of principal money adv>moed OQ dwellings and shops and unpaid Tot»l amount of principal money a.(lvanced on dwellings ~nd shops and unpaid (Soldiers'
Loans) . . . . . . . . . . . . • . • • . • Total amount of principal money advanced under Housing conditloll!! and unpaid Total amount of principal money adva.noed to Country Industries and unpaid .. Amount received in advance from mortgagors and purchasers on a.ccount of principal
Sub-section 1 (r)-
£ '·d. 1,083,60() 0 0 1,083,650 3 10
Nil 121,550 0 0
215,335,655 0 0 215,026,335 18 9
14,006,100 0 0 6, 748,830 0 0 4,089,159 14 7
349,783 0 6 10,066,503 8 6
1,995,780 16 6 5,209,044 19 3
35,624 13 10 397,743 2 7
-~mount paid to the Commissioners by the TreaBurer (under part IlL of A.et) Nil
Sub.aection 1 {s)-
The amount payable by the Government of Victoria to the Commissionere {und•r Part Ill. of Act.) llil
Sub.seotion 1 {t)-The amount of Profits during the year The tota.l amount of such Profits (under Part Ill. of Act) How such profits have been disposed of--
Written off aga.i:nflt the balance of preliminary expe1111e11 Carried to reserve Fund
Sub-section 1 (ii)-The amount to the 4lllldit of Reaerve Fund Advanced on mortgage or ava.ila.ble therefQI' Transferred' to Depreciation Fund ..
!1,462 7 I 759,878 ll 10
The amount placed to the cmdit of Reserve Fund during year (unoor Part BL of Act)
761,3;W 19 7
009,878 11 HI 659,878 ll 10 100,000 (t 0 3!,111 4 ~
1940
BTATB:Mli:NT c. CREDIT FONCIER DEPARTMENT.
Interest Rate c.n New Loall8. Repaymenta Balance of Loans Current of Prlnclpo.l at end ot Yen.
!i ear ended 30th June. duling Year.
From. Amount. No. Amoullt.
£ £
LOANS ON FARMS •
181)7 ... 108,300 108,350 1898 q 420,305 4,803 1,143 523,85% 1899 .. 4! 262,200 26,462 1,672 759,679 J900 4! 182,400 46,843 2,033 896,326 1901 4! 189,670 63,159 2,323 1,022,836 1902 4! 201,405 78,280 2,625 1,145,961 1903 4} 224,973 101,364 2,911 1,269,570 1904 4l 159,9'25 88,945 3,074 1,340,550 1905 4i 1st October, 1904 •• 140,890 109,226 3,165 1,372,214 1006 4i 131,034 152,625 3,175 1,350,622 1907 4i 89,975 189,547 3,056 1,251,050 1908 4l 30th July, 1907 , 143,180 168,800 3,030 1,225,430 l909 4! 238,210 151,436 3,109 1,312.204 1910 4t 165,015 153,355 3,131 1,323,864 1911 4} 139,610 156,817 3,096 1,306,657 1912 q 157,295 120,460 3,139 1,343,492 1913 5 16th Juty, i912 254,285 85,979 3,350 1,5ll,798 1914 5 282,105 117,471 3,513 1,676,432 1916 5 223,726 117,115 3,622 1,783,042
1916 { :• 13th July, 1915 } 152,218 101,272 3,696 1,833,988 9th December, 1915 1917 6 173,630 89,590 3,824 1,918,028 1918 6 163,960 126,259 3,896 1,955,729 1919 6 133,000 139,706 3,872 1,949,023 1920 6 227,700 231,596 3,794 1,945,127 1921 6 380,095 201,164 3,865 2,124,058
1922 H. 15th September, 1921 415,599 157,656 4,085 2,382,001 21st June, 1922 1923 6 1~t September, 1922 310,389 193,865 4,111 2,498,525 1924 66 6th February, 1924 377,570 186,047 4,239 2,690,048 1925 7 nth March, 1925 592,032 193,980 4,524 3,088,100
1928 {:* 19th August, 1925 } 407,723 267,168 4,000 3,228,655 27th January, 1926 1927 '6 533,358 259.615 4,776 3,502,498
(6% to ) • £1,000 1928 i 6l% over r 12th January, 1928 1,044,746 278,393 5,317 4,268,851
l £1,000 J 1929 , 1,080,784 361,240 5,700 4,988,395
1930 {~ 12th November, 1929 } 978,032 254,742 6,115 5,711,685 25th February, 1930 1931 6 lBt April, 1931 181,578 190,498 6,119 5,702,765 1932 6 73,110 249,1542 5,962 5,526,333 1933 5 1st January, 1933 •• 61,624 286,324 5,771 5,301,634 1934 5 40,263 245,505 5,534 5,096,392 1935 4l 1st July, 1934 82,674 247,086 5,340 4,931,980 1936 4l 81,749 226,095 5,175 4,787,634 1937 4l 139,962 220,382 5,084 4,707,214 1938 4! 185,308 303,944 4,902 4,588,578 1939 4l ··' 167,429 216,576 4,827 4,539,431 1940 4i ••' 154,605 255,093 4,701 4,438,943
NoTE~.:_From November, 1919, Returned Soldiers were granted loans at ! per cent. leas than above interest rates, where more than 5 per cent. Intert>.st rates on all current loans were voluntarily reduced by the Bank to a. lllll.ximum of 6 per cent. from 1st April, 1931. Additional reductions were made as from lst October, 1931, under the Financial Emergency Act. The Bank further voluntarily reduced all rates from 1st January, 1933, to· a· maximum of 5 per cent., and again to a maximum of 4! per cent. from 1st June, 1934 (operative from the ensuing interest date).
37
STATEMENT 0--oontinued.
CREDIT FONCIER DEPARTMENT-continued.
Intered RAte OD New Loana. J Advances made Year ended SO'b June.
i during Year.
--0·----------·---··-·-Bale. From. Amount. Amolmi.
£ £
LoANS ON DWELLINGS AND SHOPS. liHl 41 124,200 269 451 124,021 1912 4! 545,985 16,894 2,301 ·653,112 1913 5 16th July, 1912 526,095 43,153 4,063 1,136,054 1914 li 520,9110 79,037 5,788 1,577,967 1915. li
I } 467,530 103,781 7,046 1,941,716
1916 g• 13th July, 19111 •• 442,090 151,460 8,181 2,232,346 9th ~xnbe~ 1915 1917 6 353,885 1118,636 8,983 2,427,595 . t918 6 354,665 2;16,675 9.564 2.545,5811 1919 6 546,165 310,602 10,293 2,781,148 1920 6 1,032,805 522,027 11,315 3,291,926 1921 6 1,856,830 514,130 13,817 4,634,626
1922 u. 15th Septexnber, l\!21 } 1,970,500 597,247 16,406 6,007,879 21st June, 1922 1923 6 1st Septexnber, 1922 2,146,937 830,596 18,520 7,324,220 ;g:u 8f 6th February, 1924 3,063,M9 796,196 22,541 9,591,073 1925 7 llth Mall:lh, 1925 2,169,427 788,158 24,933 10,972,342
!9.26 { 6l • . 19th August, 1925 } 1,196,834 928,648 25,384 11,240,5~. : ::I :~th Janu.S.:y, 192~. 1927 1,765,915 983,787 26,663 12,022,6116:
6% to l 1928 I{ 6i~O:er J 12th January, 192S 2,042,250 980,406 ~.478 13,084,500
I
I n,ooo I \ .. . . I
1929 " I •• 2,538,327 1,108,522 30,645 I 14,516,305
1930 I { ~l .. I 12th Novexnber, 1929 } 1,954,340 1,017,686 32,283 15,452,9119 ·. • •I 25th February, 1930
1031 ' 6 .. i bt April, 1931 •• 193,741 900,343 31,620 14,746,357 1932 I 6 "I .. .. .. 67,800 768,091 30,627 14,046,066 1933
I li • .. ht Junuary,l933 .. 109,622 814,280 29,336 13,341,408
1934 5 ••I 78,515 844,362 I 27,995 12,57 5,561 1935 I 4! "I lat July, 1934 201,312 911,402 26,759 11,865,471, l93t\ 4! ··I 422,080 970,893 25,859 11,316,6118 1037 i 4! 622,172 857,186 25,415 11,081,6;W 193!1 4! 979,572 833,621 25,494 11,227,595 1939 4! 1,565,519 880,988 26,283 11,912,126 1940 4} 1,144,543 994,385 ! 26,171 12,062,284
NoTE.-From November, 1919, Returned Soldiers were granted loans at ! per cent. les.s than above interest rates, where more than 5 per eent. Interest rate;; on all current loans Wf're voluntarily reduced by the Bank to a. xnaximum of 6 per cent. from 1st April. 1931. Additional reductions were made as from lst October, 1931, under , the Fina.ncial Exnergency Act. The Bank further voluntarily reduced all rates from 1st ,January, 1933, to a. :maximum of 5 per cent., and again to a maximum of 4! per cent. from 1st June, 1934 (operative from the ensuing interest date).
·-·-·-··--·-
HousiNG LoANS. 1921
I{ 6! .. ! .. 27,841 11 84 27,830
1922 71 •• 1 15th Septexnber, 1921 } 476,839 5,323 1,260 499,346 6f •• ,21st June, 1922 •• 1923 I 6i . • lat Septexnber, 1922 488,259 25,508 2,019 962,097 1924 ! 6f . • 6th February, 1924 .. 612.719 45,935 2,718 1,528,881' 1925 71 ' 11th March, 1925 •• 450,851 58,469 3,201 1,921,263
1926 r 61 19th August, 1925 •• 403,7AH 81,180 3,822 2,243,784 'l 6i 27th January, 1926 1927 6t 552,041 92,898 4,423 2,712,927 1928 6! 908,407 123,209 5,893 3,498,125 1929 f1t 1,087,893 15'7,003 6,932 4,429,015
1930 i{ 6f 12th Novexnber, 1929 } 975,430 183,787 7,702 5,220,658 1i 25th February, 1930 1931 6 lat April, 1931 282,707 201,591 7,849 5,301,774 1932 6 176,354 219,816 7,908 5,258,312 1933 5 1st J!Uluary, 1933 .• 223,562 224,526 8,010
I 5,257,348
1!)34 4! ::1
1st June, 1934 279,612 260,556 8,180 5,276,4M 1935 4! 446,792 385,262 8,483 ! 5,337,934 1936 4! .. 495,143 459,443 8,789 5,373,634 1937 4! 412,990 410,346 9,018 5,376,278 1938 4! I 250,296 314,181 9,119 5,312,393 .. I 1939 4i .. 234,873 296,150 9,203 5,251,116 1940 4! 272,525 314,596 9,263 5,209,045
NoTB.-Interest rates on all current loans were voluntarily reduced by the Ba.nk to a :maxixnum of 6 per eent. froxnlst April,l931. Additional reductions were xnade as froxn 1st October, 1931, under the Finallcia.l Exnergenoy Act. The Bank further voluntarily reduced &ll rates froxnlst J~Wuary, 1933, to a xna:dDalUll of 5 per cent., and again io a lllA.Sixnuxn of 4f per oent. froxn 1st June, 1934 (operative from the ensuing interest date).
STATEMENT D. CREDIT FONCIER LOANS ON DWELLINGS, SHOPS, ETC.
Classification showing the amount of Loans in Municipalities and Shires within the Metropolitan area and Country Towns at 30th June, 1940.
ToWD LoaDa. Ho111lng-Part m., Dlvllllon f. ofthe Act.
TotaL
KuDiclpalliJ or l!lblre. -··--·· ·-
Number. Amount. Nnmber. Amount. Numbel-. Amount.
£ 8. d. £ 8. d. £ 8. d. Black burn and Mitcha.m .• .. 175 71,672 10 2 93 50,331 2 8 268 122,003 12 10 Box Hill .. .. .. 563 253,327 12 6 249 148,708 12 0 812 402,036 4 6 Bray brook .. .. . . 155 54,678 8 9 142 68,684 11 0 297 123,362 19 9 Brighton .. .. . . 1,066 656,579 2 7 205 131,459 13 4 1,271 788,038 15 11 Broa.dmoodows •. .. .. 107 61,227 19 0 182 113,312 210 289 174,540 1 10 Brunswick .. .. . . 1,220 470,039 3 9 .282 H2,703 18 11 1,502 612,743 2 8 Ca.mberweU .. .. . . 2,873 1,701,288 2 6 1,129 705,958 13 11 4,002 2,407,246 16 5 Ca.ulfield .. .. .. 2,703 1,400,666 9 4 457 243,788 ll 6 3,160 1,644,455 0 10 Coburg .. .. . . 1,653 667,895 3 1 608 327,745 4 3 2,261 995,640 7 4 Collingwood . . .. .. 124 35,682 12 4 1 493 12 ll 125 36,176 5 3 Don caster .. .. . . 5 1,540 6 5 .. . . 5 1,540 6 5 Eltham .. . . .. 29 8,8ll 3 1 12 6,1Q2 17 5 41 14,974 0 6 Essen don .. .. .. 1,244 551,869 1 5 452 256,907 8 2 1,696 808,776 9 7 Fitzroy .. .. .. 119 41,567 2 2 8 2,928 13 4 127 44,495 15 6 Footscra.y .. .. 695 229,581 17 6 159 74,891 6 6 854 304,473 4 0 Hawthorn .. .. .. 699 396,777 17 4 41 26,558 17 3 740 423,336 14 7 Heide1berg .. .. . . 1,024 485,223 15 6 485 275,106 16 2 1,509 760,330 11 8 Keilor •. .. . . .. 33 13,031 10 3 80 46,939 8 2 113 59,970 18 5 Kew .. .. .. 845 502,472 1 10 180 92,325 17 8 1,025 594,797 19 6 Malvern .. .. . . 1,185 684,342 2 9 87 50,668 15 3 1,272 735,010 18 0 Melbourne .. .. . . . 319 120,109 1 3 7 2,828 12 7 326 122,937 13 10 Mentone .. .. .. 96 36,507 4 10 42 23,211 9 5 138 59,718 14 3 Moorabbin .. .. .. 706 371,098 4 2 456 290,668 14 4 1,162 661,766 18 6 Mulgrave .. .. . . 12 4,379 15 4 19 8,494 9 9 31 12,874 5 1 North cote .. .. . . 1,481 524,117 1 4 282 137,642 16 5 1,763 661,759 17 9 Oakleigh .. . . .. 390 165,697 14 9 220 ll2,625 12 6 610 278,323 7 3 Port Melbourne .. .. 40 10,415 12 1 233 185,574 4 3 273 195,989 16 4 Prahran .. .. . . 253 140,995 13 10 4 2,033 11 1 257 143,029 411 Preston .. .. .. 1,342 524,908 13 10 1,002 545,292 18 0 2,344 1,070,201 11 10 Richmond .. .. . . 162 49,765 19 8 12 4,859 4 4 174 54,625 4 0 Sandringham .. .. .. 708 362,045 7 5 287 173,435 4 8 995 535,480 12 1 South Melbourne .. .. 125 49,222 16 5 9 5,468 7 0 134 54,691 3 5 St. Kilda .. .. .. 393 229,725 7 6 8 5,101 0 9 401 234,826 8 3 Werribee .. .. .. 24 7,954 11
~ I 12 5,583 6 9 36 13,547 18 3
Whittlesea .. .. .. 2 562 14 .. .. I
2' 562 14 3 Williamstown .. .. .. 291 105,685 5 222 107,370 0 4 5131 213,055 fi 6
Metropolitan Total .. .. 22,861 I?·~~!·~?? 5 7 7,667 ' 4,375,865 15 5 30,528115,367,341 1 0 Country Total .. .. 3,294 1;139,610 3 10 1,590 787,627 15 8 4,884 1,927,237 19 6
G:a..um TOTAL .. .. 26,155112,13 9 5 9,257 5,163,493 ll 1 35,412,17,294,579 0 6
39 1940
STATlllMENT E.
LOANS TO FARMERS-CREDIT FONCIER DEPARTMENT.
COUJITY CLASSIFICATION, SHOWING NUMBER AND AMOUNT OF LOANS IN BACH: CoUNTY AB AT 30TH: JUllfJI, 194().
No.ot Loans,
117t 33
74t 84 70t
233 728
11 59 70
140 48
209l 25 54!
121 95
lOOt 42 76 48
287! 80
3 188 566 92l
123 34
112t 71 52
174 179 32
132 8!
4,575
Anglesey Benambra Bendigo .• Begong .• Borung .• Bourke .. Buln Buln Croajingalong Dalhousie Dargo Delatite Dundas .• Evelyn .. Follett .• Gladstone Grant Grenville Gun bower
·Hampden Heytesbury Ka.ra Kara. Karkarooe Lowan Millewa ; .. Moira :M:omington Norman by Polwarth Ripon Rodney Tal bot Tambo Tanjil Tatehera Villiera .. Weeah .. Wonnanga.tta
-----~~-----
County. Amount ot Loana
(including Interest due).
£ 8. d.
94,279 12 8 28,896 12 3 60,270 7 6 74,912 10 5 74,472 1 8
192,744 13 7 610,052 6 4
5,229 11 3 43,118 9 9 52,047 10 7
121,051 1 0 38,788 0 1
101,346 9 9 16,986 0 0 72,422 15 3
105,472 9 3 102,380 19 2 118,230 17 9 40,061 1 8 69,959 l 5 66,524 ll 4
394,319 9 7 99,765 17 7
2,559 18 6 231,421 9 5 452,979 5 4 52,099 8 3
107,891 18 11 30,901 12 3
134,448 15 9 52,104 10 6 47,717 8 0
178,407 15 6 274,725 17 9 33,064 6 10
196,232 5 3 4,236 10 0
4,382,123 12
NOTE.-The fractional number of loans in some Counties refers to loans on farlll8 which are not entirely in one County and are therefore divided in the classification.
STATEMENT F.
LOANS TO FARMERS-CREDIT FONCIER DEPARTMENT.
STATEMlllNT OF VALUATION OF SEOURITil!ll!l,
Total s.rea of Securities
DETAILS OF VALUATION :BY COMMISSIONEltS' VALUATORB
Land (exclusive of improvements) Fencing Buildings .. Vines Other Fruit Trees .. Other Special Plantations Other Improvements
TOTAL VALUATION :BY COMMISSIONERS' VALUATORS (Equal to £7 lOs. lld. per acre average)
TOTAL MuNICIPAL V ALUATIONS (Equal to £6 2s. 2d. per acre average)
Balance of Mortgage Loans on above securities outstanding at 30th June, 1940 ..
.. £ 8. d.
6,859,174 0 0 435,004 0 0
1,503,699 0 0 9,584 0 0
56,653 0 0 15,155 0 0 41,720 0 0
8,920,~89 0 0 ----·~·---··-
7,222,724 0 0 ~~-------- --- --
4,382,123 12 l
A. a.. P. 1,182,133 3 28
1940 40
STATEMENT G.
LOANS TO FARl\IERS-CREDIT FONCIER DEPARTMENT.
SHIRE. CLASSIFICATioN showing the amount of loans an'l the area in ea.eh Shire.
Shbe. Amount of Loa.nll (Including Interest
<tue).
£ 8. d. A. R, P. Alberton 24,423 19 2 7,106 2 7 Alexandra 28,929 1 4 13,133 1 37 Arapiles 9,250 8 2 4,477 () 31J Ararat 27,595 8 6 11,777 1 11 Avoca 6,376 . () 10 2,424 1 38 Avon 17,773 1 11 5,010 0 31 Bacchus Marsh 16,397 7 9 2,241 0 36 Bairnsdale 51,042 18 5 18,002 3 38 Ballarat 2,200 0 9 548 0 12 Ball an 6,579 13 6 2,064 2 12 Bannockburn 9,499 2 9 2.775 1 35 Barrabool 19,478 19 3 3,366 l 3 Bass .. 57,884 0 5 9,298 3 19 Belfast 15,078 5 3 1,047 3 :39 Bellarine 24,972 3l0 2,792 () 1 Benalla l'i6,453 )) 9 20,726 I 7 Berwick 163,225 10 0 18,358 3 24 Bet Bet 6,236 12 8 2,2·i9 3 28 Birchip 21,631 HI 10 8,157 3 21 Borung 6,900 8 0 1,34!) 1 36 Bright 6,867 ll 1 2,430 3 36 Broad ford 5,428 15 1 3,678 1 13 BroadmeadowA 20,000 19 1 8,869 () 23 Bulla 13;905 4 8 2,564 2 6 Buln Bnln 122,844 4 7 19,846 2 3 Bungaree 4,326 3 8 i)98 0 32 Buninyong 7.908 5 1 2,848 0 30 Charlton 29.(i00 011 5,.)68 1 31 Chiltem 5,250 15 11 8(\6 3 39 Cohuna 27,698 3 I :1,;W7 I 8 Colac, 136,12!) 1!l 4 14.090 2 6 Corio 9,41i9 13 4 1,413 () ()
Cra.nbourne 82.320 )) l 10,278 H 14 Creswick 2,820 411 >!64 0 24 Dandenong 27"f>f>8 4 i) l,8!ll () ;}:3 Doa.kin 44.,440 I 9 6,008 :l 12 Dimboo1a 24,872 l 2 11,867 010 Dona.}d 26,379 9 10 6,273 3 28 Don caster 16,934 15 8 6!)5 ~ 15 Dundas 9,477 7 8 :2,.)9:3 3 37 Uunronnklt• 14,962 0 !) 2.37::1 3 );) Ea,st Loddon Hi.431 8 2 3,923 l :32 Eltham 27,436 5 l 4,441 3 22 Euroa 48,707 6 1 14,003 2 37 Ji'erntree Gully 16,612 2 10 1,784 :J 38 Flinders 20,342 13 10 3,353 0 39 Frankston and Hasting' 17.758 4 8 2,5!)3 3 4 Gisborne 6,8!19 8 1 1,501 3 0 Glenelg 40,429 7 0 15.097 2 0 Glenlyon 9,616 ll 7 2,0!)7 0 9 Gordon 15,150 10 9 7,289 0 34 Goulburn 16,067 14 6 5,304 2 31 Grenville 11,326 4 3 4,647 0 30 Hampden 50,187 7 0 9,589 2 13 Hea1esville 4,500 14 7 2,332 2 21 Heytesbury 62.203 12 4 11.545 1 4 Huntly 4,289 1 5 1,363 0 6 Kara Kara 6,656 0 6 3,785 0 7 Karkarooc 149,626 ll 3 79,129 2 22 Keilor 5,267 12 8 1,379 2 22 Kera.ng 103,646 711 28,857 2 3 Kilmore 7,795 8 8 1,919 2 9 Korong 41,876 1!l 11 13,545 3 6 Korumburra 81,439 9 2 9,7!11 1 37 Kowree 29,828 10 4 16,540 0 34 Kyneton 17,767 14 3 3,173 2 1 La.wloit 25,024 5 9 7,794 1 4
.Leigh 3,992 18 5 1,887 I 2 Lexton 2,578 8 6 1,358 0 14 Lillyda.lo 31,177 6 2 3,078 3 24 Lowan 28,882 711 11,638 3 7
Maffra 62,680 13 0 9,504 0 10 Ma.ldon ll,983 2 0 4,503 2 17 Ma.nsfield 29,784 4 2 15,195 1 27 Marong 15,746 14 6 6,554 3 36 Melton 10,123 19 2 2,671 2 30 Metca.lfe 4,207 6 5 2,574 0 13 Mildura 15,372 0 0 12,114 3 39 Mirboo 23,300 16 3 4,057 0 14 Mitcham and Blackburn 5,257 14 11 131 0 14 Mornington !1,294 14 8 956 3 16 Mort lake 6,301 2 1 757 0 22 Morwell 36:303 4 2 10,966 3 0 Mulgrave 4,951 0 5 245 0 4
41 194A)
8TATBM•KT G-ccmtinued.
LOANS TO FARMERS-CREDIT FONCIER-rontinued.
SHIRE CLASSIFICATION showing the Amount of Loans, &c.-rontinued.
Amount of Loans Shire. (Including Interest ,Al't'J&.
due).
£ 8. d. A. :&, p, Mclvor 4,331 11 1 1,529 1 31 Na.rracan .. 124,178 8 10 15,982 2 20 Newham and Woodend 10,951 2 6 3,098 2 17 Numurka.h 42,235 6 5 8,977 1 15 Omeo 48,668 15 4 26,661 0 38 Or host 7,827 16 10 4,270 3 3 Otwa.y 22,926 0 11 6,281 2 37 Oxley 31,595 17 9 9,102 2 38 Phillip Island •. 6,675 11 9 2,730 2 35 Poowong and Jeetho 12,108 12 0 1,965 2 0 Portland .. 33,675 I 9 11,588 0 39 Ripon • 10,770 16 1 3,951 3 21 Rochester 30,571 18 7 7,522 3 2 Rodncy 67,365 11 0 7,817 2 37 Romsey 34,332 15 0 5,813 3 24 Roseda.le 71,380 15 8 12,642 2 32 Rutherglen 5,963 19 8 2,501 0 26 &>ymour 17,455 17 1 7,928 011 Shepparton 44,667 16 8 7,960 1 38 South :Ba.rwon 4,900 7 8 604 2 21 South Gippsland 48,981 13 I 10,079 3 0 Sta.well 15,101 6 4 6,689 ] 39 Stra.tbfieldsa.ye 7,470 1 0 1,902 3 10 Swan Hill 242,447 5 7 95,724 I 0 Ta1bot 5,876 9 2 1,754 0 29 Ta.mbo 39,220 12 6 12,606 3 7 Towong 22,620 6 7 5,525 1 34 Tra.ra.Igon 34,127 6 0 8,525 1 23 Tullaroop 14,271 8 5 4,111 l 15 Tungamah 49,467 2 7 10,173 3 21 Upper Yarra. 16,177 14 10 3,720 2 37 Violet Toy;-n 21,224 16 8 9,498 2 22 Wa.lpeup 258,931 10 4 120,916 1 7 Wanga.ratta. 17,936 7 0 5,178 0 17 Wannon 23,ll2 10 2 8,260 233 Wa.ranga. 18,556 7 4 4,882 3 38 Wa.rra.gul 90,752 711 9,625 3 32 W a.rrna.mbool 15,948 11 6 2,403 0 26 Werribee 12,667 I 4 2,230 2 6 Whittlesea. 43,152 4 0 4,837 1 6 Wimmera. 14,997 6 4 4,24J 3 13 Winchelsea. 22,I26 5 4 5,319 2 3I Wodonga. 12,730 2 9 3,I81 2 19 Woora.yl 83,605 2 2 I6,149 0 25 Wycheproof 152,791 17 52,449 0 14 Y n.c ka.nda.nda.h 16,417 1 8 4,765 0 28 Ya.rrawonga 6,73I 710 I,954 0 36 Yea. .. 5I,783 3 0 21,594 3 8 *Various other Shir08 14,147 5 7 5,993 0 26
Cities 15,078 810 823 1 26
Towns 4,637 I 11 275 3 17
*Boroughs I0,423 7 986 1 15
4,382,123 12 I,182,133 3 28
• ThO'<!e seven other Shires llJld BoroQghs are grouped together beeall!!e there are not more than four loans Ill any one of them. They are as folloW!! :-Shire.t-Beechwo inha.mlte, Mount Rouse, Newstead and Mount Alooo:anqer, North Ovens, Pyalong and Upper Murra>. Borouuhs-Clunes, Eaglehawk, o\t,, Port Fairy Rlngwood, Bt. Arna.ud, Wangarat.ta and Wonthaggl. Totvn•-Hamllton and Sale. Cities-Box Hill, Heidelberg, Moora.bbln, and Preston.
NEW BRANCH BANK, Erected at Melville-street, Brunswick West.
Interior of Banking Chamber of new Branch Bank, High-street, Preston North.
108!9/-!0.-5
BRICK VENEER RESIDENCE. Erected under the supervision of the Bank, on Credit Foncier Housing Conditions.
1 , . r t 1'2 ~o " o-c;.
LOU~Gt.
. I
LAI'ooJ\ '
, . ' . :s -o ~ ; f.!-o ·
TIMBER-FRAMED RESIDENCE, Erected und~r the supervision of the Bank, on Credit F oncier Housing Conditions.
I " ! I , [ ID G" 1'2 o
fG R O UND
~-~~- .-----
PLAN
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