The Universal Bank of Spirit Consciousness

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    2012 amAya Niraj Naik

    http://www.amAyaSounds.com

    and

    The spiritual currency is energy.

    Give value to the universe and help the spiritual bank to grow.

    The more value you give, the more you are valued

    and the more you will be rewarded in whatever way you desire.

    If you want money, you will get money

    If you want power, you will get power

    If you want sex, you will get sex

    If you want better health, you will get better health.

    If you want love, you will get love

    If you want peace, you will get peace

    Whatever you desire, you will receive

    But be careful in choosing whatever you desire as anything that

    you choose that exits on the physical dimension, like superficial

    sex, self indulgent possessions and power is subject to the laws

    that govern the physical dimension.

    These are desires driven by your ego and this requires funding

    from the universal spiritual bank.

    Alternatively desires driven by your ego that are aligned with

    the laws of consciousness, will result in the manifestation of

    things in the physical dimension that are beneficial to universal

    growth.

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    2012 amAya Niraj Naik

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    Self indulgence is only a one way flow of energy from the

    universal bank to you.

    So you could end up spending more than you save and invest

    What you do with the energy you receive is very important.

    If you use that energy you are rewarded with to further add

    more value to the universe, then your account balance will

    skyrocket.

    There is a simple formula for adding value

    Identify Problems + Find Solutions To Fix Them =

    Value

    Spiritually this can be identified by working on raising the

    vibrational energy of a person or system from low energy

    (emotions such as apathy, fear, anger) to higher energy(emotions such as courage, acceptance and peace)

    Here are ways to increase energy and add more value:

    1.Just little things like helping out around the house, payingthe bills, cleaning the dishes, doing things for the people

    you love.

    2.Making a kind gesture to someone on the street. Makingan unconditional compliment to a friend or family

    member. Basically making someone else feel good for a

    change without expecting anything in return.

    3.Doing a job well that you love within a company orsystem that adds value to the customer

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    4.Creating a product or service that adds value to thecustomer. The more the product helps a persons own

    spiritual bank account to grow, the greater your reward.

    5.Creating a system that adds more value to more people. Soif you create many products and you create a system to

    distribute these to people then you will be rewarded many

    more times than if you just had one product. If you dont

    have your own product but you create a system to

    distribute other peoples products, you will be rewarded in

    the same regard.

    6. If you go one step up and create a system that employspeople or works with people to grow everyone who is

    involved's, own spiritual bank account then you will berewarded significantly.

    Products and services can exist in many forms, in the form or

    delivery of spiritually purposeful information such as books,

    audio, video, through to the creation or distribution of physical

    products such as spiritually enhancing food, tools, homes and

    machines.

    If you however create systems or products or work knowingly

    within companies that devalue universal spirit, suck energy off

    the land without giving anything back, then you run the risk of

    getting heavily overdrawn.

    If however a company, system or service first starts with the

    intention of delivering a valuable service, but then realises that it

    is now doing more harm then good but does not change andcontinues, they will be penalised for it. But if they learn and

    change then they will be rewarded much more.

    If you pursue the goal of creating value but you ignore all the

    little details like being kind to others, finishing your chores,

    making time for your family, this will negatively impact on the

    success of your journey, as it is the mastery of self and

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    remembering the little details that will allow you to create value

    purposefully.

    So first work on yourself and make an agreement to

    continuously improve in order to add more value to others.

    If you learn from the lessons the bank will throw at you,

    continue to develop your own self by learning from the wisdom

    of others, then your ability to grow your account will be much

    easier and less costly over time.

    This works exactly like a normal bank account. If you borrow

    and self indulge in things you cant really afford, without paying

    back, you have to pay back much more over time.

    If you work hard, save and grow your account, the bank rewards

    you with more money.

    But taking from the spiritual bank without paying back arises in

    negative consequences instead of interest charges

    Negative consequences will appear as negative emotions:

    Apathy

    Grief

    Fear

    Lust

    Anger

    You will know your bank is growing as positive

    consequences will appear as positive emotions:

    Courage

    Acceptance

    Peace

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    Your soul must realise that it is part of the chemistry of the

    consequences

    Emotion is a consequence of vibrational energy.

    LOVE is merely a measure of vibrational energy:

    LLevel

    O. Of

    V. Vibrational

    E.Energy

    Peace (eternal love for all) is at the highest level, Apathy (no

    love, devoid of energy) is at the lowest level.

    What the universe also understands is that your physical body is

    subject to death, but this does not mean your account only lasts

    the lifetime of your physical body.

    The funds in your account that you are left with when you die

    will dictate how many lessons you will be given in your next

    life.

    The more debt you owe to the universal bank of spiritual

    consciousness, the more things you will need to learn in order to

    pay back the loan.

    The more you save and invest in this universal bank, the higher

    the state of your vibrational energy becomes.

    When you reach the highest level of love, peace, your soul

    transcends and breaks free from the cycle of the necessity to

    learn.

    The universal bank does not care what religion, faith or colour

    you are. The bank balance everyone receives at birth comes

    from the same singular source of energy - The universal energy

    of consciousness.

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    2012 amAya Niraj Naik

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    So any negative impact you make with your life on the life,

    ecosystem and material that coexists with you, will have an

    inevitable negative consequence on your own life as you spend

    away the energy from your own spiritual bank.

    If you continue to take from the soil without sowing and

    nurturing the seed, you will starve.

    Whether you choose to believe whether this bank really exists

    does not matter.

    This is merely an analogy of the common sense laws that govern

    you.

    The more you take from other people, the earth, in order to

    obtain material possessions, loveless sex , greed and power

    without giving back in the form of real value, the unhappier you

    will become as the spiritual energy that drives you is stripped

    away from you in order to protect the universe.

    Your acceptance that adding value to the universe will bring

    forth whatever you desire, is based on having faith and keeping

    integrity at all times with respect to the laws that govern your

    universe.

    Ultimately if you do not adhere to the laws that govern the

    universe then these very laws will weed out the dna that

    manifested your life from existence in order to protect it.

    A classic example of these laws in motion is when an artist

    makes great art that many many fans love. In return they receive

    lots of love, money, power, sex, and fame. The musician then

    abuses this wealth of energy received and uses the money for

    self indulgence, has copius amounts of sex without love, burns

    bridges with all their friends as their ego drive increases, stops

    writing the great music they once wrote that the people wanted,

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    then wonders why they have ended up in rehab, sick, broke,

    poor and alone

    Those musicians who are not sidetracked by fame, money, sex

    and power and continue on a journey of self improvement with a

    purposeful and conscious ego, write great songs that enhance

    and inspire the souls of countless people, enjoy the merits of a

    blissful journey through life.

    You may feel resentment and cheated by the universe when you

    see corrupt and greedy people getting financially rich by

    manipulating other people. But when you closely examine the

    emotional state of these people, you will quickly realise thatthey live within only the lowest levels of vibrational energy of

    fear, anger and grief. That is a very dark, cold and lonely place

    to be.

    Increasing your vibrational energy requires discipline and

    focused action. When you do this, your ability to create value is

    enhanced. Miraculous results will show in your own health,

    vitality and well being.

    You can master this discipline by making and strictly adhering

    to the following agreements.

    1.Be impeccable with your word - trust and honour is builton this.

    2.Don't take anything personally, we are all in this journeytogether, everyone makes mistakes and any negative

    emotion directed to you from others is just a signal that

    you need to add more value.

    3.Don't make assumptions do not take things face value.Ignorance is very dangerous. Always continue to learn

    4.Be skeptical but learn to listen. There will always be thosewho will try to mislead you, but there will also be those

    who will try to guide you. Always listen to those who have

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    gone further down the journey you are also taking. They

    will have priceless wisdom for you to learn from.

    5.Always do your best.

    For your:

    Body eat a healthy diet, detox and exercise regularly

    Mind meditate, constantly grow your knowledge and learn

    from wisdom

    This will result in a free, content and peaceful spirit.

    Just imagine what could be achieved if we all focused on

    increasing our spiritual accounts instead of just our financial

    accounts.

    The universal bank of consciousness would grow exponentially

    in rhythm with the conscious energy we supply it.

    Bringing the highest vibrational energy of peace to each and

    everything in this universe as one.

    Peace, Love + Blessings

    amAya x