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8/3/2019 The Universal Bank of Spirit Consciousness
1/9
8/3/2019 The Universal Bank of Spirit Consciousness
2/9
2012 amAya Niraj Naik
http://www.amAyaSounds.com
and
The spiritual currency is energy.
Give value to the universe and help the spiritual bank to grow.
The more value you give, the more you are valued
and the more you will be rewarded in whatever way you desire.
If you want money, you will get money
If you want power, you will get power
If you want sex, you will get sex
If you want better health, you will get better health.
If you want love, you will get love
If you want peace, you will get peace
Whatever you desire, you will receive
But be careful in choosing whatever you desire as anything that
you choose that exits on the physical dimension, like superficial
sex, self indulgent possessions and power is subject to the laws
that govern the physical dimension.
These are desires driven by your ego and this requires funding
from the universal spiritual bank.
Alternatively desires driven by your ego that are aligned with
the laws of consciousness, will result in the manifestation of
things in the physical dimension that are beneficial to universal
growth.
8/3/2019 The Universal Bank of Spirit Consciousness
3/9
2012 amAya Niraj Naik
http://www.amAyaSounds.com
Self indulgence is only a one way flow of energy from the
universal bank to you.
So you could end up spending more than you save and invest
What you do with the energy you receive is very important.
If you use that energy you are rewarded with to further add
more value to the universe, then your account balance will
skyrocket.
There is a simple formula for adding value
Identify Problems + Find Solutions To Fix Them =
Value
Spiritually this can be identified by working on raising the
vibrational energy of a person or system from low energy
(emotions such as apathy, fear, anger) to higher energy(emotions such as courage, acceptance and peace)
Here are ways to increase energy and add more value:
1.Just little things like helping out around the house, payingthe bills, cleaning the dishes, doing things for the people
you love.
2.Making a kind gesture to someone on the street. Makingan unconditional compliment to a friend or family
member. Basically making someone else feel good for a
change without expecting anything in return.
3.Doing a job well that you love within a company orsystem that adds value to the customer
8/3/2019 The Universal Bank of Spirit Consciousness
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2012 amAya Niraj Naik
http://www.amAyaSounds.com
4.Creating a product or service that adds value to thecustomer. The more the product helps a persons own
spiritual bank account to grow, the greater your reward.
5.Creating a system that adds more value to more people. Soif you create many products and you create a system to
distribute these to people then you will be rewarded many
more times than if you just had one product. If you dont
have your own product but you create a system to
distribute other peoples products, you will be rewarded in
the same regard.
6. If you go one step up and create a system that employspeople or works with people to grow everyone who is
involved's, own spiritual bank account then you will berewarded significantly.
Products and services can exist in many forms, in the form or
delivery of spiritually purposeful information such as books,
audio, video, through to the creation or distribution of physical
products such as spiritually enhancing food, tools, homes and
machines.
If you however create systems or products or work knowingly
within companies that devalue universal spirit, suck energy off
the land without giving anything back, then you run the risk of
getting heavily overdrawn.
If however a company, system or service first starts with the
intention of delivering a valuable service, but then realises that it
is now doing more harm then good but does not change andcontinues, they will be penalised for it. But if they learn and
change then they will be rewarded much more.
If you pursue the goal of creating value but you ignore all the
little details like being kind to others, finishing your chores,
making time for your family, this will negatively impact on the
success of your journey, as it is the mastery of self and
8/3/2019 The Universal Bank of Spirit Consciousness
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2012 amAya Niraj Naik
http://www.amAyaSounds.com
remembering the little details that will allow you to create value
purposefully.
So first work on yourself and make an agreement to
continuously improve in order to add more value to others.
If you learn from the lessons the bank will throw at you,
continue to develop your own self by learning from the wisdom
of others, then your ability to grow your account will be much
easier and less costly over time.
This works exactly like a normal bank account. If you borrow
and self indulge in things you cant really afford, without paying
back, you have to pay back much more over time.
If you work hard, save and grow your account, the bank rewards
you with more money.
But taking from the spiritual bank without paying back arises in
negative consequences instead of interest charges
Negative consequences will appear as negative emotions:
Apathy
Grief
Fear
Lust
Anger
You will know your bank is growing as positive
consequences will appear as positive emotions:
Courage
Acceptance
Peace
8/3/2019 The Universal Bank of Spirit Consciousness
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2012 amAya Niraj Naik
http://www.amAyaSounds.com
Your soul must realise that it is part of the chemistry of the
consequences
Emotion is a consequence of vibrational energy.
LOVE is merely a measure of vibrational energy:
LLevel
O. Of
V. Vibrational
E.Energy
Peace (eternal love for all) is at the highest level, Apathy (no
love, devoid of energy) is at the lowest level.
What the universe also understands is that your physical body is
subject to death, but this does not mean your account only lasts
the lifetime of your physical body.
The funds in your account that you are left with when you die
will dictate how many lessons you will be given in your next
life.
The more debt you owe to the universal bank of spiritual
consciousness, the more things you will need to learn in order to
pay back the loan.
The more you save and invest in this universal bank, the higher
the state of your vibrational energy becomes.
When you reach the highest level of love, peace, your soul
transcends and breaks free from the cycle of the necessity to
learn.
The universal bank does not care what religion, faith or colour
you are. The bank balance everyone receives at birth comes
from the same singular source of energy - The universal energy
of consciousness.
8/3/2019 The Universal Bank of Spirit Consciousness
7/9
2012 amAya Niraj Naik
http://www.amAyaSounds.com
So any negative impact you make with your life on the life,
ecosystem and material that coexists with you, will have an
inevitable negative consequence on your own life as you spend
away the energy from your own spiritual bank.
If you continue to take from the soil without sowing and
nurturing the seed, you will starve.
Whether you choose to believe whether this bank really exists
does not matter.
This is merely an analogy of the common sense laws that govern
you.
The more you take from other people, the earth, in order to
obtain material possessions, loveless sex , greed and power
without giving back in the form of real value, the unhappier you
will become as the spiritual energy that drives you is stripped
away from you in order to protect the universe.
Your acceptance that adding value to the universe will bring
forth whatever you desire, is based on having faith and keeping
integrity at all times with respect to the laws that govern your
universe.
Ultimately if you do not adhere to the laws that govern the
universe then these very laws will weed out the dna that
manifested your life from existence in order to protect it.
A classic example of these laws in motion is when an artist
makes great art that many many fans love. In return they receive
lots of love, money, power, sex, and fame. The musician then
abuses this wealth of energy received and uses the money for
self indulgence, has copius amounts of sex without love, burns
bridges with all their friends as their ego drive increases, stops
writing the great music they once wrote that the people wanted,
8/3/2019 The Universal Bank of Spirit Consciousness
8/9
2012 amAya Niraj Naik
http://www.amAyaSounds.com
then wonders why they have ended up in rehab, sick, broke,
poor and alone
Those musicians who are not sidetracked by fame, money, sex
and power and continue on a journey of self improvement with a
purposeful and conscious ego, write great songs that enhance
and inspire the souls of countless people, enjoy the merits of a
blissful journey through life.
You may feel resentment and cheated by the universe when you
see corrupt and greedy people getting financially rich by
manipulating other people. But when you closely examine the
emotional state of these people, you will quickly realise thatthey live within only the lowest levels of vibrational energy of
fear, anger and grief. That is a very dark, cold and lonely place
to be.
Increasing your vibrational energy requires discipline and
focused action. When you do this, your ability to create value is
enhanced. Miraculous results will show in your own health,
vitality and well being.
You can master this discipline by making and strictly adhering
to the following agreements.
1.Be impeccable with your word - trust and honour is builton this.
2.Don't take anything personally, we are all in this journeytogether, everyone makes mistakes and any negative
emotion directed to you from others is just a signal that
you need to add more value.
3.Don't make assumptions do not take things face value.Ignorance is very dangerous. Always continue to learn
4.Be skeptical but learn to listen. There will always be thosewho will try to mislead you, but there will also be those
who will try to guide you. Always listen to those who have
8/3/2019 The Universal Bank of Spirit Consciousness
9/9
2012 amAya Niraj Naik
http://www.amAyaSounds.com
gone further down the journey you are also taking. They
will have priceless wisdom for you to learn from.
5.Always do your best.
For your:
Body eat a healthy diet, detox and exercise regularly
Mind meditate, constantly grow your knowledge and learn
from wisdom
This will result in a free, content and peaceful spirit.
Just imagine what could be achieved if we all focused on
increasing our spiritual accounts instead of just our financial
accounts.
The universal bank of consciousness would grow exponentially
in rhythm with the conscious energy we supply it.
Bringing the highest vibrational energy of peace to each and
everything in this universe as one.
Peace, Love + Blessings
amAya x