The Well Fund

Allison PutnamMicah Elconin

Improve Lives. Create Wealth. Invest in Wellness.

$2.3 trillion $4.2 trillion

Major Risk FactorsAlcohol Blood pressure Body weightCholesterolExisting conditionHDLIllness daysLife satisfactionPerception of healthPhysical activitySafety belt usageSmokingStress

More than 15 drinks per weekSystolic >139 or Diastolic >89BMI >27.5Greater than 239 Heart, cancer, diabetes, strokeLess than 35More than 5 days/yearPartly or not satisfiedFair or poorLess than once per weekAnything less than 100%Current smokerHigh

People who are low risk (0-2 risk factors) cost $1397.People who are high risk (>5 risk factors) cost $4279.

ROI

Improved Productivity

Reduced Absenteei

sm

Healthcare Savings

Reduced

Turnover

Employees

TrustCamaraderie

Pride

– Statements: React on a scale of 1-5

– Summary: “This is a great place to work”

– Randomized presentation– No incentives to answer

– One survey per company– Complete discretion– Open ended questions

Management

Four Pillars of Wellness

Physical Facilities Culture

Leadership

OrganizationSpecific

Physical Facilities

• Fitness center on-site– Discounts /

membership at off-site facilities

• Healthy food options– Cafeteria– Vending machines• Low cost or company

subsidized• Ergonomic Workstations• Safety Equipment

• High participation• Positive reinforcement • Cognitive prioritization of

health and whole wellbeing• Physical prioritization

– Make the job itself physically safer/healthier

CultureLeadershi

pOrganization Specific

• Top management support• PhD supervision• Certified exercise

physiologist • Internal and external

support team

• Health risk assessments (HRAs) to identify most at-risk individuals

• Access to data • Personal, group,

organization goals• Incentives

Turnover • 56.4% - Food Service/Accommodation• 52.4% - Leisure/Hospitality• 34.7% - Retail Trade• 28.7% - Construction• 27.8% - Professional & Business

Services• 27.4% - Transportation and Utilities

Absenteeism • 10.7% - Emergency

Services• 10.7% - Healthcare• 8.7% - Utilities• 8.5% - Transportation• 7.7% - Customer

Service• 6.4% - Manufacturing

Employee Health Coverage• 83% - Utilities• 74% - Mining, Oil, Gas Extraction• 67% - Manufacturing• 65% - Finance & Insurance• 61% - Educational Services• 61% - Communications• 60% - Wholesale Trade• 58% - Transportation and

Warehousing

Industry Focus• Utilities• Manufacturing• Transportation• Finance and Insurance• Emergency Services and Healthcare• Customer Service (Retail, Hospitality, Food

Service)

Selection Criteria

1 year 3 year 5 year 10 year

-10.00%

-5.00%

0.00%

5.00%

10.00%

15.00%

20.00%

25.00%

30.00%

35.00%

40.00%

US Large CapUS Mid CapUS Small CapUS Balanced

Risk and Return

Performance of S.I.F. Mutual Funds vs Benchmarks

Fortune 100 vs the Stock Market

Potential Investors

• Companies– Outdoor Products– Health Products– Athletics– Natural Foods– Agriculture– Vitamins/

Supplements– Insurance Companies

• Foundations– Reduction of

primary health issues

– Parks and Recreation

– Environment

• LOHAS consumers

Questions?