This Deed was prepared by:

___________________________

DEED

THIS DEED, is made this _____ day of _____________ in the year

_____ between UNION VALLEY CORPORATION, a corporation of the State of New Jersey, having offices at P.O. Box 594, Howell, New Jersey, 07731 referred to in this document as "Grantor", and _______________________ residing or located at ________________________________________ referred to in this document as "Grantee". (The words "Grantor" and "Grantee" include all Grantors and all Grantees under this Deed.)

In return for the payment to the Grantor by the Grantee

of ____________________________________________________________ ($ ) Dollars, the Grantor grants and conveys to the Grantee all of the land located in the Township of Monroe, County of Middlesex, and State of New Jersey, specifically described as follows:

Lot ___________ in Block ____________ as appearing on a map

entitled: _______________________________________, which was filed in the Office of the Middlesex County Clerk on _______________________ as Map Number __________. This land is referred to in this Deed as the "Home".

The Home is now designated as Lot __________ in Block __________ on

the Municipal Tax Map of the Township of Monroe (or as Account No. ___________.)

(check box if applicable) ___ No property tax identification number for the land is available at the time of this conveyance.

This conveyance is subject to the following: the covenants,

conditions, restrictions and easements included in the Declaration of Covenants and Restrictions for Whittingham, recorded in the Middlesex County Clerk's Office on _____________ in Book ______ at Page ______, and the Articles of Incorporation and By-Laws of Whittingham Homeowners Association together with any amendments to the terms, conditions, reservations, rights-of-way, air rights, covenants of record, governmental statutes, ordinances and regulations, possible added assessments for the year of sale as set or levied under N.J.S.A. 54:4-63.1, et seq. and all facts that an accurate survey may disclose.

This Deed entitles the Grantee to have and to hold for its proper

use and benefit forever the premises and all it is subject to as described in this document.

The Grantor covenants that the Grantor has done nothing, which encumbers or adversely affects title to the Home or the Common Property.

By the acceptance of this Deed, the Grantee consents to any future

amendments or revisions of the Declaration mentioned above or the By-Laws of the Homeowners Association (referred to in this Deed as the "Homeowners Documents"), which may be required by the laws or governmental agencies of the States of New Jersey or New York in connection with the sale of any property described in either of the Homeowners Documents; and/or by any title insurance company insuring title to any portion of lands subject to the Declaration at the Grantor's request; and/or by an institutional lender (including the Grantor) providing mortgage loans to owners of land subject to the Declaration.

If an amendment is required for any one of the reasons described

above, then the Grantee expressly agrees that the Grantor is authorized, on behalf of the Grantee, to sign and record any document necessary to make the amendment effective. This authority is called a power of attorney and the Grantor, in exercising this authority, is referred to as the Grantee's attorney-in-fact. By this Deed, the Grantee designates the Grantor as having this authority. This power of attorney will be binding upon anyone who claims an interest in the Property by or through the Grantee, such as a mortgagee, other lienholders, a purchaser, a tenant or someone with an interest acquired through a will or by operation of law. If an amendment is required for one of the reasons expressed, only the signature of the attorney-in-fact is required in order for the amendment to be effective. However, the Grantor may not exercise its authority as attorney-in-fact without a separate written consent of the Grantee if the amendment would increase the financial obligations of the Grantee under the Homeowners Documents; or reserve any additional special privileges for the Grantor.

The Grantee declares and acknowledges that this power of attorney is

coupled with an interest in the subject matter. The Grantee understands that the Grantor has caused the Homeowners Documents to be adopted, recorded, and is binding on the owners of all the lands subject to the Declaration for the mutual benefit of the owners of all the lands subject to the Declaration including the Grantor. The Grantor, as the developer of the lands subject to the Declaration, the initial Seller of the lands subject to the Declaration and the present owner of land subject to the Declaration, has an interest in the amendment of the Homeowners Documents under the circumstances described. For this reason, this power of attorney may not be revoked by the Grantee.

This power of attorney shall be effective until five (5) years from the date title to the first Home is conveyed or until the sale of the last unit, whichever first occurs. This power of attorney shall not be affected by the death or disability of any principal.

The Grantor has received the full payment from the Grantee. This Deed is signed by the Grantor's Corporate Officers and its

Corporate Seal is affixed on the date first mentioned above. ATTEST: UNION VALLEY CORPORATION, Grantor ___________________________ By:________________________________

Secretary President

__________________________ (L.S.) WITNESS: Grantee _________________________ _ __________________________ (L.S.)

Grantee __________________________ (L.S.)

Grantee

CERTIFICATE OF ACKNOWLEDGMENT BY GRANTEES STATE OF NEW JERSEY )

ss: COUNTY OF )

I am a Notary Public authorized to take acknowledgments and proofs in this State. I sign this acknowledgment below to certify that it was made before me.

On _______________________, ______________________________

appeared before me in person. (If more than one person appears the words "this person" shall include all persons named who appeared before the officer and made this acknowledgment.) I am satisfied that this person is the person named in and who signed this Deed. This person acknowledged signing, sealing and delivering this Deed as this person's act and deed for the uses and purposes expressed in this Deed. ________________________________

Signature of Notary Public

CORPORATE ACKNOWLEDGMENT STATE OF NEW JERSEY )

) ss: COUNTY OF )

I am a Notary Public authorized to take acknowledgments and proofs in this State.

On ___________________ , _____________________________

___________________________ (the "Corporate Officer") appeared before me in person and was duly sworn by me according to. law under oath and stated and proved to my satisfaction that:

1. He is the ________________________________ of UNION VALLEY

CORPORATION, which is the Grantor in this Deed and signed the Deed in such capacity.

2. The making, signing, sealing and delivery of this Deed have

been duly authorized by a proper resolution of the Board of Directors of the Corporation.

3. The Corporate Officer knows the corporate seal of the

Corporation. The seal was affixed to this Deed by the Corporate Officer. The Corporate Officer signed and delivered this Deed as and for the voluntary act and deed of the Corporation.

4. The Corporate Officer also acknowledged that the full and

actual consideration paid or to be paid for the transfer of title to realty evidenced by this Deed, as such consideration is defined in P.L. 1968, C.49, l(c), is $______________.

________________________________ Signature of Notary Public

This Deed was prepared by:____________________________

SAMPLE POLICY

WHITTINGHAM, SECTION II

INDIVIDUAL DWELLING UNITS

ALTA Owner's Policy Form B - 1970-M

C#458-87

SCHEDULE A

Date of Policy No. To be inserted Policy To be inserted Amount $ To be inserted

INSURED

Names of Owners to be set forth 1. Title to the estate or interest covered by this policy at the date hereof Is vested in the

Insured. Deed Information to be set forth 2. The estate or interest in the land described or referred to In this Schedule covered by this

policy Is Fee Simple 3. The land referred to In this policy Is situated In the State of New Jersey, County of

Middlesex , Township of Monroe and Is described as follows:

BEING known and designated as Lot______ in Block______ as shown on a certain map entitled "Final Map, Section II, Whittingham, Monroe Township, Middlesex County, NJ", which map was filed in the Middlesex County Clerk's Office on _________ as Map #_____File #_____.

SCHEDULE B

Policy No. To be inserted This policy does not Insure against loss or damage by reason of the following:

OMIT 1. Encroachments, overlaps, boundary line disputes, and any other matters, which

would be disclosed by an accurate survey and Inspection of the premises.

See Survey Endorsement attached.

2. TAXES: Certified as paid through _____ quarter 19__. Subject to added taxes for additional construction or Improvements, If any, pursuant to Chapter 397 of the Laws of 1941, amendments and supplements thereto.

3. Water Main Easement recorded in deed book 3121 page 214. 4. Sanitary Sewer Easement recorded In deed book 3175 page 421. 5. Water Easement recorded In deed book 2786 page 1007. 6. Utility Easement recorded In deed book 2514 page 947. 7. Sewerage Easement recorded In deed book 2799 page 960. 8. Water Service Agreement recorded In deed book 2686 page 696 and assigned by

deed book 2984 page 357. 9. Sewer Service Agreement recorded In deed book 2686 page 723 and assigned by

deed book 2984 page 357. 10. Utility Easement recorded in deed book 2013 page 336, deed book 3505 page 574,

deed book 3580 page 327 and deed book 3624 page 116. 11. Conservation and Maintenance Easement recorded In deed book 3539 page 820. 12. Subject to terms of Declaration of Covenants and Restrictions for Whittingham,

Section (I, recorded In deed book____ page___. Restrictions are not violated and any future violation thereof will not result In re-entry or effect a forfeiture or reversion of title. (Continued)

15. (Mortgages taken out by individual owners will be included

in each individual policy).

FIRST AMERICAN TITLE INSURANCE COMPANY

SURVEY ENDORSEMENT File No. C#458-87 Attached to Policy No. To be inserted Exception number 1 in Schedule B of this policy is hereby deleted and the following is substituted therefore:

Certificate

1. Based upon a survey made by Name of Surveyor to be inserted dated To be Inserted the Company hereby Insures against loss or damage, which the Insured shall sustain by reason of any encroachments, overlaps, boundary line disputes or easements, except as follows:

Pertinent Information to be Inserted.

This endorsement is made a part of the policy or commitment and is subject to all the terms and provisions thereof and of any prior endorsements thereto. Except to the extent expressly stated, it neither modifies any of the terms and provisions of the policy or commitment and prior endorsements If any, nor does It extend the effective date of the policy or commitment and prior endorsements or Increase the face amount thereof. Dated: To be inserted

Attached to and forming a part

of Policy No. To be inserted This policy is hereby amended by deleting therefrom Exclusions from Coverage Nos. 1 and 2 substituting In lieu thereof the following: 1. (a) Governmental police power.

(b) Any law, ordinance or governmental regulation relating to environmental protection. (c) Any law, ordinance or governmental regulation (including but not limited to building

and zoning ordinances) restricting or regulating or prohibiting the occupancy, use or enjoyment of the land, or regulating the character, dimensions of location of any improvements now or hereafter erected on the land, or prohibiting a separation in owner-ship or a change in the dimension or area of the land or any parcel of which the land is or was a part.

(d) The effect of any violation of the matters excluded under (a), (b) or (c) above, unless

notice of a defect, lien or encumbrance resulting from a violation has been recorded at Date of Policy in those records in which under state statutes deed, mortgages, lis pendens, liens or other title encumbrances must be recorded in order to impart constructive notice to purchasers of the land for value and without knowledge; provided, however, that without limitation, such records shall not be construed to include records in any of the offices of federal, state or local environmental protection, zoning, building, health or public safety authorities.

2. Rights of eminent domain unless notice of the exercise of such rights appear in the

public records at Date of Policy. This endorsement is made a part of the policy and is subject to all the terms and provisions thereof and of any prior endorsements thereto. Except to the extent expressly stated, it neither modifies any of the terms and provisions of the policy and any prior endorsements nor does increase the face amount thereof.

FIRST AMERICAN TITLE INSURANCE COMPANY

Authorized Signature New Jersey - Interim Policy Endorsement - ALTA Revisions of 3/3/84 and 10/17/84