© van den Berg AG 2018 Page 1 February 2018

#TIPSapp Challenge

© van den Berg AG 2018 Page 2 February 2018

vdb/IP Solution for banks and Netcetera IP App

Pay by Instant Payments

Paym

ent

initia

tion

Payment data

o Amount

o Currency

o Time stamp

o IBAN of the payee (account holder)

o BIC of the payee (account holder)

o Name of the payee (account holder)

o Remittance information

o End-to-End reference

o Purpose code (optional)

o Name of the payee if different from the account holder

vdb/IP-

Gateway

vdb/IP-

Gateway

vdb/GS1-

Adapter

© van den Berg AG 2018 Page 3 February 2018

Example of a pain.001

© van den Berg AG 2018 Page 4 February 2018

vdb/IP Solution for banks and Netcetera IP App

Pay by Instant Payments

Payment data

Sta

tus r

equest

Acknow

ledgem

ent

Sta

tus r

equest

Sta

tus r

esponse

Confirmation

SCTinst SCTinst

Paym

ent

initia

tion

Confirmation (Settlement)

Confirmation (Settlement)

Syntax

Plausibility

Sanctions Screening

CSM Routing

Sta

tus r

esponse

Syntax

Plausibility

Account

Sanctions Screening

Fraud Detection

pacs.002

vdb/IP-

Gateway

vdb/IP-

Gateway

vdb/GS1-

Adapter

Payment accepted

© van den Berg AG 2018 Page 5 February 2018

Netcetera IP App – Payment User Flow

© van den Berg AG 2018 Page 6 February 2018

Netcetera IP App – Transfer / Transactions

© van den Berg AG 2018 Page 7 February 2018

van den Berg - Customers

© van den Berg AG 2018 Page 8 February 2018

Netcetera – Selected Customers

2016

2015

2014

2013

2016

2014

2013

© van den Berg AG 2018 Page 9 February 2018

#TIPSapp Challenge

stand O