★ 12TH ANNUAL ORIGINATOR LIST ★ SUPERSTAR CHARACTERISTICS ★ A REFI BOOMLET? ★ MARKETING ENGINE TUNEUP ★

2007 Top Producer

Lists, Profiles and

Strategies

April 2008www.MortgageOriginator.com

Last year was a slump for much of the mortgage in-dustry, but the diffi cult conditions didn’t prevent the nation’s top producers from excelling, according to

Mortgage Originator’s 12th annual Top Originator ranking. There are still hundreds of Superstars, including the 200+ who are highlighted in this issue.

The 2007 top originators’ volume ranged from $1.129 billion to $55 million and from 1,439 loans to 216 loans. This compared to the previous year’s fi gures: $1.05 billion to $70.5 million and 1606 loans to 271 loans.

Melissa Cohn, Manhattan Mortgage Company, was the number one originator on the dollar volume and units list ($1.129 billion and 1,439 loans) for 2007. Other top-ranked LOs include Mark Cohen, Cohen Financial Group ($916 million, 1,047 loans); Shawn Portmann, PC Bank ($242 million, 1,119 loans); Jon Levin, Wells Fargo ($347 million, 679 loans); and Rodney Anderson, CTX Mort-gage ($165 million, 1,089 loans).

List CriteriaM.O.M. editors compiled this year’s list using the same

criteria as in previous years. To be eligible for consideration, loan originators had to personally close at least $35 million and/or 175 loans of personal, residential volume in 2007.

M.O.M. emphasized that originators could not count as their volume loans that had been generated/closed by others who received commission on the transactions. We stressed that although originators can have assistants and other support, as long as they are responsible for originat-ing their business (the loans are generated as a result of their referral network and related marketing efforts), the volume is considered theirs.

We included all qualifi ed originators who met the sub-mission deadlines. In addition to announcing the Top Origi-nator list in several issues of M.O.M. and on our Web site, we contacted those who appeared on earlier lists and other pre-vious Superstars. We also provided entry forms to a number of other fi rms and industry associations. We received initial information from nearly 600 loan originators, a signifi cant number considering that many originators had left the in-dustry or moved to other fi rms sometime in 2007.

The Assistant SystemDuring the fi rst few years the list appeared in M.O.M.,

most originators had no or few assistants. It’s clear that today’s originators have embraced the team concept. The 2007 ranking indicates the number of assistants the top producers have, so that readers can better understand the support that is usually involved. Obviously, there are di-verse operational models involved in achieving Superstar production. For example, 80 percent of the originators on the Top Originator list have at least one assistant, in addi-

tion to processing support, to help them handle the vol-ume. They have made the investment or sought fi nancial assistance elsewhere to develop this support structure.

In addition, the list highlights the percentage of applica-tions that individual loan originators take themselves. Sev-eral originators took fewer than fi ve percent of their appli-cations. In most cases, this will also give readers the proper perspective to understand how the top originators are able to handle such expanded pipelines. The team approach en-ables them to close higher volumes.

2007 StatisticsIn addition to the top ranking lists, we have profi led fi ve

originators, beginning on page 28, with another fi ve high-lighted in our Subscriber Only section of M.O.M.’s Web site, which also includes the FHA/VA ranking. Notable statistics include:◆ Average loan amount for top 200: $110,357,600◆ Average number of loans for top 200: 347 ◆ Most experience as an originator: 44 years◆ Least experience as an originator: 2 years◆ Average number of years as an originator: 14 years◆ Five states with most top producers: CA, IL, NY, PA, MD◆ Average number of assistants: 1.5

While there are other superstars who could have made the Top Originator list but who chose not to submit infor-mation (or whose data was otherwise unavailable), we’re confi dent that this is representative of the industry’s most successful loan originators.

—M.O.M.

List Verifi cation Process

M.O.M’s due diligence process helps ensure the

accuracy of the Top 200 Originator listing.

Originators fi rst completed an online entry form

that confi rmed their personal loan volume for 2007.

After meeting the basic criteria, the top 200 were

asked to provide a copy of their 2007 production re-

port—detailing the number and amounts of loans closed

last year—along with a letter from the company CPA or

their CFO at company headquarters (if multi-branch

company), which stated that their numbers were accu-

rate and to confi rm that, “No other loan originator was

paid commission on these loans. No loans from anoth-

er originator’s production pipeline can be included.”

The letter and the production report were compared to

the numbers submitted with the initial entry form and

discrepancies were clarifi ed. Loan originators who are

unable to provide the requested verifi cation informa-

tion are not included on the annual list.

M.O.M. Recognizes 200+ OriginatorsChallenging Year Doesn’t Stop Top Producers

* Total % not available** Not Available

51 Michael Berrodin PHH Mortgage NJ 363 $77,575,070 52 Danny Nausha Real Estate Mortgage Exchange CA 361 $177,581,000 53 Tim Roach Trident Mortgage Company PA 358 $103,100,061 54 Jack Soussana The Lending Foundation CA 357 $175,488,642 55 Georgette Mooneyham SunTrust Mortgage GA 353 $80,776,646 56 David Jaffe Chase Home Loans CA 352 $195,747,751

Shimmy Braun Guaranteed Rate IL 352 $103,997,190 58 Lance Dickson NOVA Home Loans AZ 351 $83,804,014 59 Michael Maxwell Trident Mortgage Company PA 344 $72,409,283 60 Mark Meader PHH Home Loans MN 342 $58,544,513 61 Don Zender Evergreen Home Loans WA 340 $89,343,197

Daniel Rogers BancGROUP Mortgage Corp. IL 340 $60,000,474 63 Vince Kueffner Professional Mortgage Partners, Inc. IL 339 $76,371,956 64 Jim Rademann R & R Mortgage, Inc. CA 331 $123,372,000 65 Victor Angel The Manhattan Mortgage Company NY 330 $151,924,623 66 Rocky Kobel National City Mortgage IN 328 $22,000,750 67 Linda Mister WR Starkey Mortgage TX 326 $47,769,573

Mark Klein Pacific Coast Lending CA 326 $208,066,656 69 Linda Davidson Service First Mortgage TX 324 $38,178,514 70 Jason Palliser MoneyTree Mortgage MO 323 $36,020,251 71 Gary O Maddox SunTrust Mortgage VA 320 $49,582,787

David Harvey Trident Mortgage Company PA 320 $83,467,746

Willie Bren National City Mortgage IL 320 $58,149,067 74 Kevin Weatherspoon SunTrust Mortgage VA 319 $49,346,649 75 John Coneys National City Mortgage PA 318 $56,325,725 76 Mary Keene SunTrust Mortgage FL 317 $40,700,497 77 Mark Davis National City Mortgage VA 309 $49,948,976 78 Liz McElroy SunTrust Mortgage VA 306 $88,827,467 79 Amy Bell HSBC Mortgage Corporation (USA) NY 304 $27,817,000 80 Steven Grossman NJ Lenders Corp. NJ 297 $130,517,150 81 Kathy Shaw First Place Bank OH 292 $75,152,254 82 Shawn Huss National City Mortgage OH 291 $46,186,397 83 Christal Nuness HSBC Mortgage Corporation (USA) NY 290 $33,333,000 84 Miguel Narvaez Merdias Capital NV 289 $49,494,304 85 Shawn Meehan SunTrust Mortgage TN 287 $55,793,987 86 Brooks Grasso The Columbia Bank MD 286 $56,167,751 87 Susan Moore WR Starkey Mortgage TX 285 $38,300,395

Craig Meyer PC Bank Home Loans WA 285 $65,738,754

Alene Gnyp SunTrust Mortgage TN 285 $70,342,350

Dan Crum Professional Mortgage Partners, Inc. IL 285 $62,606,029 91 Ron Erdmann Jr. National City Mortgage OH 284 $29,687,420 92 Dave Gibbs Mortgage Master, Inc. MA 283 $71,227,398 93 Greg Thomas First Place Bank IN 282 $41,292,811 94 Steve Laner Perl Mortgage, Inc. IL 281 $112,940,220 95 Darla Bruder-Goodlick National City Mortgage IL 280 $24,416,647 96 Lottie McCormick SunTrust Mortgage TN 279 $52,831,348 97 Mark Ross Opteum Mortgage GA 278 $44,248,143 98 Sam Rosenblatt Greentree Mortgage MD 278 $59,121,415 99 Jorden Brok M Team Mortgage Group IL 278 $95,416,470 100 Thomas Digan Mortgage Master, Inc. MA 277 $106,504,010

# Name Company State Loans $ Volume# Name Company State Loans $ Volume

1 Melissa Cohn The Manhattan Mortgage Company NY 1,439 $1,129,126,981 2 Shawn Portmann PC Bank WA 1,119 $342,759,238 3 Rodney Anderson CTX Mortgage Co. TX 1,089 $165,353,280 4 Mark Cohen Cohen Financial Group CA 1,047 $916,087,910 5 Thomas Lavallee Mortage Bancorp Services IL 972 $221,064,690 6 Dan Milstein Gold Star Mortgage MI 836 $282,014,532 7 James Pope M&I Bank WI 820 $170,620,150 8 Denise Goodman Countrywide Home Loans CA 800 $195,276,641 9 Jon Volpe NOVA Home Loans AZ 771 $176,835,503 10 Roy Meshel State Mortgage AZ 739 $148,939,978 11 Dana Gounaris Coldwell Banker Home Loans, LLC NJ 733 $106,183,175 12 Jon Levin Wells Fargo CA 679 $347,951,511 13 Rod Flowers SunTrust Mortgage MD 669 $135,333,280 14 Trent Annicharico Countrywide Bank, FSB CA 663 $265,228,581 15 Dennis Duncan GMAC Mortgage, LLC VA 648 $76,336,141 16 Diana MacFarlane Countrywide Home Loans CA 636 $321,312,319 17 Jerry Sundt Sundt Mortgage Group AZ 627 $118,224,418 18 Joseph Phalen Professional Mortgage Partners, Inc. IL 588 $130,915,849 19 Michael Knight SunTrust Mortgage FL 586 $126,808,470 20 Mickey Parseghian Countrywide Home Loans CA 581 $193,049,635

Kevin Lyons Anchor Funding, Inc. CA 581 $184,784,007 22 Michelle Coolidge First U.S. Mortgage Group WA 567 $98,275,126 23 Mike Meena Augusta Financial CA 562 $168,997,770 24 Jody Cooper Wells Fargo Home Mortgage CO 529 $251,698,544 25 Matt Elerding Chase WA 509 $91,255,000 26 Jeff Crothers National City Mortgage CA 473 $121,738,625 27 John Abraham National City Mortgage IL 458 $81,154,390 28 Tom Roth Summit First Financial, LLC IL 442 $52,155,093 29 Ricardo Ramos Platinum Home Mortgage Corp. CA 440 $124,668,335 30 David Martin SunTrust Mortgage NC 437 $45,982,729 31 Philip Scaglia National City Mortgage KS 436 $90,680,196 32 Jeffrey Slater BancGROUP Mortgage Corp. IL 433 $94,599,638 33 Larry Cohen Trident Mortgage Company PA 429 $120,106,637 34 Beata Bukowski IVC Mortgage Group, Inc. IL 428 $97,070,000 35 Jim Bane WR Starkey Mortgage TX 418 $66,357,845 36 James Nesbit National City Mortgage WA 411 $83,044,018 37 Steven Siwinski BancGROUP Mortgage Corp. IL 410 $82,548,283

Rick Richter Gold Star Mortgage MI 410 $98,376,445

Mark Casamassina NJ Lenders Corp. NJ 410 $111,203,319 40 Sharla Ellis Chase UT 409 $187,703,156 41 Marc Western Access Mortgage, LLC UT 408 $67,744,420 42 Jeff Lake Guaranteed Rate-Lake Team IL 405 $110,000,100 43 David Godwin SunTrust Mortgage GA 401 $58,058,000 44 Mark Lewin First Horizon Home Loan Corporation IN 398 $49,861,414 45 Michael Daversa Atlantic National Mortgage CT 397 $190,667,700 46 Tammy Colangelo Wells Fargo Home Mortgage CA 391 $125,636,867 47 Keith Thompson National City Mortgage IL 380 $44,330,825 48 Larry Flick, V Trident Mortgage Company PA 369 $78,987,516 49 Penny Hill Chase FL 366 $156,179,000 50 Joseph Caltabiano Guaranteed Rate, Inc. IL 363 $110,147,248

* Total % not available** Not Available

# Name Company State Loans $ Volume# Name Company State Loans $ Volume

152 Bruce Maasbach The Manhattan Mortgage Company NY 242 $201,751,275 153 Scott Jordan Rondout Savings Bank NY 240 $43,480,562 154 Frank Fannon, IV SunTrust Mortgage VA 239 $69,538,243 155 Sally Turek Trident Mortgage Company PA 238 $41,393,606

Jeff Ihrig HSBC Mortgage Corporation (USA) NY 238 $58,216,000 157 Dean Vlamis Perl Mortgage, Inc. IL 236 $65,057,765

David Prince SunTrust Mortgage TN 236 $29,556,476

Debbie Johnson National City Mortgage IL 236 $22,361,335 160 Brian Robinson SunTrust Mortgage FL 235 $48,326,145

Beth Divney The Manhattan Mortgage Company NY 235 $161,559,324 162 James Nuesslein Mortgage Bancorp Services IL 234 $85,260,456

Dan Moralez First Place Bank MI 234 $34,891,497

Bill Burchette SunTrust Mortgage FL 234 $100,915,150

Robert Bram Preferred Empire Mortgage NY 234 $67,122,700 166 Leslie Zovko National City Mortgage PA 233 $20,128,748 167 Lorie Zemlo SunTrust Mortgage FL 231 $56,318,000

Denise Phillippi Peoples Bank KS 231 $42,797,566 169 Mark Maimon Universal Mortgage, Inc. NY 230 $90,575,400

Michael Bischof Biltmore Financial Bancorp, Inc. IL 230 $86,200,000

Glenn Behrends National City Mortgage IL 230 $30,351,362 172 Larry Long Trident Mortgage Company PA 229 $39,834,765

John Kalin Mortgage Master, Inc. MA 229 $67,868,440

Jason Griesser, CMB Trident Mortgage Company PA 229 $46,378,449 175 Harinder Johar Mortgage Master, Inc. MA 228 $54,003,000 176 John Price Professional Mortgage Partners, Inc. IL 227 $37,733,475

Tom Lewis Huntington Mortgage Group OH 227 $87,671,385 178 M. Dwayne Smith SunTrust Mortgage VA 226 $38,261,266

Jack Lieberman USA Mortgage TX 226 $40,477,208

Kathleen Bornhorst National City Mortgage OH 226 $41,275,490

Kimberle Barton CTX Mortgage Company AL 226 $39,749,568 182 John Willis Mortgage Master, Inc. MA 225 $59,770,465

J.S. Erskine Professional Mortgage Partners, Inc. IL 225 $108,482,458 184 Jay McDonald SunTrust Mortgage SC 224 $43,652,678 185 Barry Schwartz Perl Mortgage, Inc. IL 223 $68,807,030

W Shawn Manley HSBC Mortgage Corporation (USA) NY 223 $36,730,000

Bill Katakis National City Mortgage CA 223 $86,554,747 188 William Tull SunTrust Mortgage PA 221 $28,489,019

Carlos Martinez Empire Financial Services, Inc. MD 221 $69,036,743

Kent Allen Trident Mortgage Company PA 221 $47,919,008 191 Karen Sharp First Place Bank OH 219 $39,826,053

Phyllis Cheong SunTrust Mortgage GA 219 $41,719,226

Tina Blakeman The Manhattan Mortgage Company NY 219 $141,639,030 194 Scott Mazur Professional Mortgage Partners, Inc. IL 218 $51,710,401

Scott Dillon National City Mortgage IL 218 $29,432,961

Barry Butler SunTrust Mortgage GA 218 $45,247,543 197 Richard Faust Wells Fargo Home Mort./ Bank of America Mort. CA 217 $140,723,849

Alex Reilley Trident Mortgage Company PA 217 $54,481,811 199 Sherri Sampson National City Mortgage KY 216 $19,324,015

Rich Campanella Wachovia Mortgage FL 216 $106,897,825

Nikitas Kouimanis Global Home Loans and Finance NY 216 $48,507,120

101 Lucy Haislip SunTrust Mortgage NC 272 $37,022,003 102 Amanda Sessa CTX Mortgage Company CO 271 $65,371,839

Patrick McCrossan HSBC Mortgage Corporation (USA) NY 271 $34,370,000

Aaron Jernigan BancorpSouth MO 271 $54,409,589

Mary Glavin Professional Mortgage Partners, Inc. IL 271 $61,366,608

Diane Clark PrimeLending A PlainsCapital Company TX 271 $65,863,620 107 Rod Morley Allegiance Home Loans UT 270 $49,639,577

Mark J. Hanna Directors Mortgage, Inc. OR 270 $64,849,002 109 Evan Vanderwey Cornerstone Home Loans MI 269 $38,470,895 110 Rodney Whittington HSBC Mortgage Corporation NY 268 $35,559,272 111 Jim DeVries National City Mortgage MI 267 $27,374,491 112 Sal Savastano National City Mortgage RI 266 $50,125,000

Nila Khoury HSBC Mortgage Corporation (USA) NY 266 $30,903,000

Nick Gottuso Affiliated Capital Captners CA 266 $95,081,765 115 Gerry McCarthy Mortgage Master, Inc. MA 265 $76,440,300

Lonnie Joyce SunTrust Mortgage VA 265 $52,152,447

Chris Hutchens Alpha Mortgage Corporation NC 265 $63,809,762 118 Tony Umholtz SunTrust Mortgage FL 263 $61,592,114 119 John Weller Megastar Financial Corp. CO 262 $70,414,093

Ray Cohen Revere Mortgage, Ltd IL 262 $90,333,404 121 Ron Thomas National City Mortgage WA 261 $47,899,046

Al Hensling United American Mortgage Corp. CA 261 $137,218,679 123 Michael Shane Sammamish Mortgage WA 260 $71,608,047 124 David Stallings Opteum Mortgage GA 259 $46,384,000

Christian Emmel Trident Mortgage Company PA 259 $51,130,960 126 David Baca SunTrust Mortgage MD 257 $80,329,709 127 Tim Schweigert National City Mortgage IL 256 $25,368,106

Christopher Eastman, CRMS Advanced Mortgage Systems, LLC IL 256 $38,350,661 129 Kelly Riordan HSBC Mortgage Corporation (USA) NY 255 $32,796,000

J. Mark Heppard Mutual Mortgage Corporation MI 255 $46,441,391

Christopher Washburn National City Mortgage MD 255 $75,188,263 132 Vikki Price National City Mortgage IL 253 $23,819,722 133 Brian McCorvey Community Mortgage Services GA 252 $51,112,059 134 Charles Shulman NJ Lenders Corp. NJ 251 $94,934,450

Lawrence Montani First Interstate Financial Corp. NJ 251 $66,915,204

Tammy McNeany National City Mortgage IL 251 $30,315,075

Brian Doyle HSBC Mortgage Corporation (USA) NY 251 $30,851,000 138 Amy Bonis Alera Financial NC 250 $51,676,932

Brad Belcher National City Mortgage KY 250 $24,521,099

Timothy Atkinson First Place Bank OH 250 $45,901,941 141 Sherry Zickert US Bank WI 249 $36,011,816 142 Laura Sosa-Rocha Truth And Lending, Inc. GA 248 $52,227,220

Michael Monile Wells Fargo Home Mortgage NY 248 $48,035,353

Scott Jongsma National City Mortgage MI 248 $30,524,500 145 Stu Hall SunTrust Mortgage MD 247 $70,350,000 146 Kenton Davidson Trident Mortgage Company PA 246 $44,168,606 147 Ben Leske PC Bank WA 244 $54,448,398 148 Mehdi Pirzadeh Mason Dixon Funding, Inc. MD 243 $87,434,263

Michael Moffitt US Bank Home Mortgage Corporation MN 243 $47,916,656

Glenn Colley WR Starkey Mortgage TX 243 $29,889,011 151 Michael Zwiezen National City Mortgage IL 242 $55,340,032

* Total % not available** Not Available

# Name Company State $ Volume Loans # Name Company State $ Volume Loans

51 Jeff Crothers National City Mortgage CA $121,738,625 47352 Larry Cohen Trident Mortgage Company PA $120,106,637 42953 Jerry Sundt Sundt Mortgage Group AZ $118,224,418 62754 Bobby Khorshidi Wells Fargo Home Mortgage CA $117,943,143 12755 Steve Laner Perl Mortgage, Inc. IL $112,940,220 28156 Morgan Fine Wells Fargo Home Mortgage CA $111,611,787 17757 Mark Casamassina NJ Lenders Corp. NJ $111,203,319 41058 Joseph Caltabiano Guaranteed Rate, Inc. IL $110,147,248 36359 Jeff Lake Guaranteed Rate-Lake Team IL $110,000,100 40560 J.S. Erskine Professional Mortgage Partners, Inc. IL $108,482,458 22561 Rich Campanella Wachovia Mortgage FL $106,897,825 21662 Thomas Digan Mortgage Master, Inc. MA $106,504,010 27763 Dana Gounaris Coldwell Banker Home Loans, LLC NJ $106,183,175 73364 Shimmy Braun Guaranteed Rate IL $103,997,190 35265 Tim Roach Trident Mortgage Company PA $103,100,061 35866 Patricia Romanzi PAR East Mortgage NY $101,025,080 17267 Bill Burchette SunTrust Mortgage FL $100,915,150 23468 Alec Hanson Countrywide Home Loans CA $100,470,405 17569 Rick Richter Gold Star Mortgage MI $98,376,445 41070 Michelle Coolidge First U.S. Mortgage Group WA $98,275,126 56771 Julie Teitel NYMC-IndyMac Bank NY $97,427,000 14972 Jamie Tyndall Mortgage Master, Inc. MA $97,326,804 10473 Beata Bukowski IVC Mortgage Group, Inc. IL $97,070,000 42874 Jorden Brok M Team Mortgage Group IL $95,416,470 27875 Nick Gottuso Affiliated Capital Captners CA $95,081,765 26676 Mike Schreibeis SunTrust Mortgage MD $94,938,860 20977 Charles Shulman NJ Lenders Corp. NJ $94,934,450 25178 Jeffrey Slater BancGROUP Mortgage Corp. IL $94,599,638 43379 Patti Frank PAR East Mortgage NY $92,626,776 14380 Shelly Logemann Emery Financial, Inc. CA $92,012,735 18981 Matt Elerding Chase WA $91,255,000 50982 Philip Scaglia National City Mortgage KS $90,680,196 43683 Mark Maimon Universal Mortgage, Inc. NY $90,575,400 23084 Ray Cohen Revere Mortgage, Ltd IL $90,333,404 26285 Karen Davis SunTrust Mortgage NC $89,668,193 18586 Don Zender Evergreen Home Loans WA $89,343,197 34087 Liz McElroy SunTrust Mortgage VA $88,827,467 30688 Eric Liboy HSBC Mortgage Corporation (USA) NY $88,341,000 2389 Tom Lewis Huntington Mortgage Group OH $87,671,385 22790 Mehdi Pirzadeh Mason Dixon Funding, Inc. MD $87,434,263 24391 Bill Katakis National City Mortgage CA $86,554,747 22392 Michael Bischof Biltmore Financial Bancorp, Inc. IL $86,200,000 23093 James Nuesslein Mortgage Bancorp Services IL $85,260,456 23494 Bradley Scott Cohen Mason Dixon Funding MD $83,820,787 21595 Lance Dickson NOVA Home Loans AZ $83,804,014 35196 David Harvey Trident Mortgage Company PA $83,467,746 32097 Steven Peterson JPMorgan Chase CA $83,327,000 16798 James Nesbit National City Mortgage WA $83,044,018 41199 Jay Kunkle Countrywide Home Loans, Premier Lending Group CA $82,669,735 116100 Steven Siwinski BancGROUP Mortgage Coproration IL $82,548,283 410

1 Melissa Cohn The Manhattan Mortgage Company NY $1,129,126,981 1,4392 Mark Cohen Cohen Financial Group CA $916,087,910 1,0473 Jon Levin Wells Fargo CA $347,951,511 6794 Daniel Lado HSBC Mortgage Corporation (USA) NY $326,333,000 2025 Diana MacFarlane Countrywide Home Loans CA $321,312,319 6366 Dan Milstein Gold Star Mortgage MI $282,014,532 8367 Trent Annicharico Countrywide Bank, FSB CA $265,228,581 6638 Jody Cooper Wells Fargo Home Mortgage CO $251,698,544 5299 Shawn Portmann PC Bank WA $242,759,238 1,11910 Thomas Lavallee Mortage Bancorp Services IL $221,064,690 97211 Mark Klein Pacific Coast Lending CA $208,066,656 32612 Bruce Maasbach The Manhattan Mortgage Company NY $201,751,275 24213 David Jaffe Chase Home Loans CA $195,747,751 35214 Denise Goodman Countrywide Home Loans CA $195,276,641 80015 Mickey Parseghian Countrywide Home Loans CA $193,049,635 58116 Michael Daversa Atlantic National Mortgage CT $190,667,700 39717 Sharla Ellis Chase UT $187,703,156 40918 Kevin Lyons Anchor Funding, Inc. CA $184,784,007 58119 Anthony Musante Wells fargo CA $182,356,437 20520 Danny Nausha Real Estate Mortgage Exchange CA $177,581,000 36121 Jon Volpe NOVA Home Loans AZ $176,835,503 77122 Jack Soussana The Lending Foundation CA $175,488,642 35723 James Pope M&I Bank WI $170,620,150 82024 Mike Meena Augusta Financial CA $168,997,770 56225 Rodney Anderson CTX Mortgage Co. TX $165,353,280 1,08926 Richard Jones CalPacific Mortgage Consultants CA $163,049,281 15327 Norma Nelson-Wiberg Wells Fargo Private Mortgage Banking CA $162,634,075 18928 Beth Divney The Manhattan Mortgage Company NY $161,559,324 23529 Penny Hill Chase FL $156,179,000 36630 Victor Angel The Manhattan Mortgage Company NY $151,924,623 33031 Roy Meshel State Mortgage AZ $148,939,978 73932 Tina Blakeman The Manhattan Mortgage Company NY $141,639,030 21933 Brian Wada Chase/Chase Home Loans CA $140,754,000 19634 Richard Faust Wells Fargo Home Mort./ Bank of America Mort CA $140,723,849 21735 Al Hensling United American Mortgage Corp. CA $137,218,679 26136 Sean Barry Wells Fargo Home Mortgage CA $135,812,696 12037 Rod Flowers SunTrust Mortgage MD $135,333,280 66938 David Woldman SunTrust Mortgage NC $133,851,074 17039 Ryan Boyajian Premier Lending Group CA $133,404,550 17140 Michael Prime Wells Fargo Home Mortgage CA $133,034,043 11541 Bill Kelso Countrywide Home Loans CA $131,613,395 9542 Joseph Phalen Professional Mortgage Partners, Inc. IL $130,915,849 58843 Steven Grossman NJ Lenders Corp. NJ $130,517,150 29744 Dave Schweitzer Countrywide Home Loans CA $127,645,634 16945 Michael Knight SunTrust Mortgage FL $126,808,470 58646 Kate Sappenfield Countrywide Bank, FSB CA $125,869,950 20547 Tammy Colangelo Wells Fargo Home Mortgage CA $125,636,867 39148 Lloyd Streisand Sterling National Mortgage NY $124,836,716 13149 Ricardo Ramos Platinum Home Mortgage Corp. CA $124,668,335 44050 Jim Rademann R & R Mortgage, Inc. CA $123,372,000 331

* Total % not available** Not Available

# Name Company State $ Volume Loans # Name Company State $ Volume Loans

151 Dean May SunTrust Mortgage VA $65,350,382 110152 Heather Devoto First Home Mortgage Corporation VA $65,148,114 190153 Dean Vlamis Perl Mortgage, Inc. IL $65,057,765 236154 Mark J. Hanna Directors Mortgage, Inc. OR $64,849,002 270155 Art Karalexis SunTrust Mortgage GA $63,975,002 202156 Chris Hutchens Alpha Mortgage Corporation NC $63,809,762 265157 Todd Beal Trident Mortgage Company PA $62,672,098 214158 Dan Crum Professional Mortgage Partners, Inc. IL $62,606,029 285159 Charles Bradford Mortgage Master, Inc. MA $62,473,732 61160 RJ Crosby CTX Mortgage Co., LLC AZ $62,271,752 195161 Scott McCarter Emery Financial, Inc. CA $62,110,085 137162 Tony Umholtz SunTrust Mortgage FL $61,592,114 263163 Mark Fitzpatrick SunTrust Mortgage FL $61,592,004 211164 Michael Fenlon National City Mortgage AZ $61,532,946 161165 Mary Glavin Professional Mortgage Partners, Inc. IL $61,366,608 271166 Mark Scott SunTrust Mortgage DC $60,900,061 185167 Tricia Eldridge SunTrust Mortgage SC $60,350,740 134168 Melissa Shephard SunTrust Mortgage NC $60,257,524 140169 Kenneth Perlmutter Perl Mortgage, Inc. IL $60,102,799 165170 Grant Norris Platinum Capital Group CA $60,050,550 101171 Daniel Rogers BancGROUP Mortgage Corp. IL $60,000,474 340172 John Willis Mortgage Master, Inc. MA $59,770,465 225173 Sam Rosenblatt Greentree Mortgage MD $59,121,415 278174 Matt Eckard Wells Fargo Home Mortgage OR $59,119,432 201175 Elise Leve The Manhattan Mortgage Company NY $59,050,540 122176 Craig Strent Apex Home Loans, Inc. MD $59,031,289 187177 Mark Meader PHH Home Loans MN $58,544,513 342178 Jeff Ihrig HSBC Mortgage Corporation (USA) NY $58,216,000 238179 Willie Bren National City Mortgage IL $58,149,067 320180 David Godwin SunTrust Mortgage GA $58,058,000 401181 Carolyn Frame CFA Northwest Mortgage Professionals WA $57,738,147 179182 Kathy Neal SunTrust Mortgage VA $57,526,240 119183 Alan Sagatelyan Home Lending Company CA $57,416,125 113184 Mark Owen National City Mortgage MI $56,843,045 176185 Craig Thomason CTX Mortgage CA $56,594,092 128186 Klaus Jensen Mortgage Master, Inc. MA $56,557,225 174187 John Coneys National City Mortgage PA $56,325,725 318188 Lorie Zemlo SunTrust Mortgage FL $56,318,000 231189 Brooks Grasso The Columbia Bank MD $56,167,751 286190 James Cain SunTrust Mortgage VA $56,060,309 149191 Robert Vester National City Mortgage PA $55,859,751 119192 Mai Yahn NOVA Home Loans AZ $55,834,202 178193 Shawn Meehan SunTrust Mortgage TN $55,793,987 287194 Dennis Kinslow Trident Mortgage Company PA $55,720,810 167195 Steven Saucer Countrywide Bank, FSB CA $55,588,074 100196 Michael Zwiezen National City Mortgage IL $55,340,032 242197 Steve Bertone National City Mortgage CA $55,160,875 174198 Brett Nicoletti Catapult Mortgage, Inc. CA $54,923,849 117199 Alex Reilley Trident Mortgage Company PA $54,481,811 217200 Ben Leske PC Bank WA $54,448,398 244

101 John Downs National City Mortgage MD $82,104,469 204102 Mike Fitzmeyer SunTrust Mortgage GA $82,053,627 182103 John Abraham National City Mortgage IL $81,154,390 458104 George Learn Chase CA $80,845,970 88105 Georgette Mooneyham SunTrust Mortgage GA $80,776,646 353106 David Baca SunTrust Mortgage MD $80,329,709 257107 Larry Flick, V Trident Mortgage Company PA $78,987,516 369108 Carl Nielsen King Mortgage Corp. NJ $78,494,746 134109 Michael Berrodin PHH Mortgage NJ $77,575,070 363110 Tina Vo Wells Fargo Home Mortgage CA $76,922,262 134111 Denise Mortenson National City Mortgage OH $76,792,200 185112 Sharul Betesh The Manhattan Mortgage Company NY $76,484,160 200113 Gerry McCarthy Mortgage Master, Inc. MA $76,440,300 265114 Vince Kueffner Professional Mortgage Partners, Inc. IL $76,371,956 339115 Dennis Duncan GMAC Mortgage, LLC VA $76,336,141 648116 Zachary Rose Wells Fargo Home Mortgage CA $76,323,782 178117 Christopher Washburn National City Mortgage MD $75,188,263 255118 Kathy Shaw First Place Bank OH $75,152,254 292119 Todd Pianin Samuel Scott Financial Group CA $74,880,490 117120 Brad Troha SunTrust Mortgage GA $74,766,129 147121 Brian Flood Countrywide Premier Lending Group CA $74,680,435 146122 Jim Doan Pacific Capital Mortgage CA $74,183,614 194123 Dianne Crosby LaSalle Financial Services CA $74,002,315 191124 David Walling National City Mortgage CA $73,696,412 166125 Steve Gray Washington Mutual CA $73,095,970 194126 Alison Freed Mortgage Master, Inc. MA $73,045,275 198127 Michael Maxwell Trident Mortgage Company PA $72,409,283 344128 Lori Donnelly M&I Bank MN $71,841,312 157129 Michael Shane Sammamish Mortgage WA $71,608,047 260130 Dave Gibbs Mortgage Master, Inc. MA $71,227,398 283131 Jason Winkler Wells Fargo Home Mortgage CA $71,000,000 180132 Jon Shimazaki Countrywide CA $70,445,765 193133 John Weller Megastar Financial Corp. CO $70,414,093 262134 Stu Hall SunTrust Mortgage MD $70,349,231 247135 Alene Gnyp SunTrust Mortgage TN $70,342,350 285136 Frank Fannon, IV SunTrust Mortgage VA $69,538,243 239137 Carlos Martinez Empire Financial Services, Inc. MD $69,036,743 221138 Barry Schwartz Perl Mortgage, Inc. IL $68,807,030 223139 Mark Taylor Security Mortgage AZ $68,785,497 184140 John Yeu Wells Fargo Home Mortgage CA $68,388,859 181141 John Kalin Mortgage Master, Inc. MA $67,868,440 229142 Christopher Bucci Countrywide Home Loans CA $67,778,261 160143 Marc Western Access Mortgage, LLC UT $67,744,420 408144 Robert Bram Preferred Empire Mortgage NY $67,122,700 234145 Lawrence Montani First Interstate Financial Corp. NJ $66,915,204 251146 Jim Chubb Pacific Inland Home Mortgage CA $66,401,664 166147 Jim Bane WR Starkey Mortgage TX $66,357,845 418148 Diane Clark PrimeLending A PlainsCapital Company TX $65,863,620 271149 Craig Meyer PC Bank Home Loans WA $65,738,754 285150 Amanda Sessa CTX Mortgage Company CO $65,371,839 271