Transforming Apps into Ecosystems

Payment processors like Stripe and Adyen have successfully enabled borderless e-commerce transactions within apps people use on a daily basis. Their full-suite APIs can easily be integrated into any app for a seamless user experience.

Wallets are the unrecognised common de-nominator to move small-value between people, especially for small amounts such as $10. This is a key value driver and ecosystem enabler that a handful of apps like WeChat (China), Grab and Go-Jek (Southeast Asia) have adopted and built in-house.

The Case for In-App wallets

PAYMENT PROCESSORS:

Adyen | Stripe

Transfer of Money

Store of Money

Customisability

Person to Business

Person to Person

White- Labeling

In addition to the capabilities of a payment processor, digital wallets can be used to store money. This enables transfers between people (Person-to-Person) and unlocks innovative payment methods such as pay- per-use, pay later, and installments. How- ever, full-suite APIs to launch in-app wallets within apps are still missing.

The Wallet EngineTM is the first end-to-end solution providing these powerful capabilities to any business without the need to hire payment experts or become a regulated entity themselves. Combining scalable wallet technology, hyper-local top-up and withdra-wal channels in over 200 countries as well as regulatory compliance in 100+ countries through a single API gateway.

Person to Person

Person to Business

DIGITAL WALLETS & BANKS:

Paypal | WeChat | PayTM Grab | Revolut | N26

WALLET-AS-A-SERVICE:

Store of Money

Add-on financial services

Store of Money

White- Labeling

Set Your Own Fees

Person to Business

Regulated Payment Landscape

+ =

Building your own wallet is hard

Using the Wallet Engine is easy

Sneak peek of what customers are building with The Wallet EngineTM

ABIZO - PHILIPPINES

Abizo aims to be the go-to app for insurance & financial services for the 16m+ Overseas Filipino Workers & their families.

Wallet Launch – Q1 2020

Mario in Manila sends a message inside the Abizo App

Maria in Dubai spontaneously helps her brother with a few pesos

35 500

Launching a wallet within your app is a complex endeavor that requires licensing and regulated operations, relia-ble infrastructure and ongoing maintenance of hyper-local integrations to add and withdraw money from wallets.

The Wallet EngineTM is a Wallet-as-a-Service platform enabling the rapid launch of fully customisable in-app wallets with a global footprint, including regulatory compliance.

+ AAA =

Hi Sis! I need your help! I’m stuck at the bus terminal and need some cash!Could u lend me some money?

Sure! No problem

SENDING… >> AED 35.00 >>

AED PHP

Robust Technology

Multi-Country Licensing

ComplianceMonitoring

PaymentExperts

Hyper-localintegrations

TransactionProcessing

www.walletengine.io

Innovative businesses build on The Wallet EngineTM

There are thousands of wallets around the world, but the lack of interoperability has limited their ability to unlock signficiant potential.

We are driven by the transforma-tional character of mobile payments with borderless capabilities.

If you would like to join us on this journey and share our vision - a vision that people everywhere can be a part of the digital economy - get in touch.

Over 70% of the world lives on less than $10 a day and 99% of all adults wake up each day to go and earn money.

The Wallet Engine™ will make a difference by laying the foundation for these people to participate in the digital economy, irrespective of where they live or their level of financial inclusion.

Creating impact beyond financial inclusion