Q. What is the

A. The TransitChek Card,a prepaid Visa®card, is the TransitChek Program’s newest commuter benefit product. It is an anonymous Card, which allows you to purchase MetroCard®,transit tickets, or passes using tax-free dollars wherever Visa debit cards are accepted.

TransitChek Card?

ABOUT THE TRANSITCHEK CARD

Q. Is the TransitChek Card a credit card?

A. No.The TransitChek Card is a preloaded Card with tax-freefunds that allows you to purchase MetroCard, transit ticketsand passes using MetroCard and ticket vending machines.You don’t need to provide any personal information to use it.It is ready to use as soon as you receive it.

TransitChek Cards come in?Q. What values do the TransitChek Cards are available in a wide variety of denomination up to the current IRS monthly limit of $230, providing enhanced flexibility for employees.

The TransitChek Prepaid Visa Card is issued by The Bancorp Bank pursuant to a license from Visa U.S.A. Inc. The Bancorp Bank; Member FDIC. ®®

What’s the difference between the the TransitChek® Voucher?

TransitChek Card andQ.

Preloaded with tax-free dollars, the TransitChek Card provides the same ease and flexibility as the paper TransitChek Voucher, with the added convenience and durability of a card. It can be used at all MetroCard and ticket vending machines, and station windows that accept Visa debit cards. If your commuting cost exceeds the value of the benefit amount of the TransitChek Card, you can add your own funds from a personal debit or credit card prior to initiating the transaction to cover the entire expense.

A.

TransitChek®

Card FAQs

A. Some MetroCard and ticket vending machines require a zipcode to complete the transaction and to help prevent fraud.This information is not stored or used for any other purpose.

Q. How do I know how much value is on a TransitChek Card?

A. The initial value of the TransitChek Card is embossed on thefront of the Card. As you begin using the TransitChek Card you can check your balance by visiting www.tccard.transitcenter.comor by calling 1.888.288.CHEK (2435).

Q. Can I use the

A. Yes. You can use the Card to make several purchases.

For Employees

Q. How do I know if my transit service will accept theTransitChek Card?The TransitChek Cardis accepted at all MetroCard and ticketvending machines, and station windows that accept Visa debitcards. Use the TransitChek Transit Operators List which youcan get from your employer to find out if your transitprovider accepts the TransitChek Card.

A.

Q. How do I use the TransitChek Card?For MetroCard and ticket vending machines, follow the on-screen instructions, then insert theTransitChek Card whenprompted to begin the transaction. If given the option to

A.

.” If asked toprovide zip code information enter your home zip code.

TransitChek Card for more than one purchase?

However, you must have enough money on your Card tomake the purchase.

choose between “debit” and “credit,” choose “credit

Q. Can I use the TransitChek Card along with cash, a personalcheck, or another card to pay for a ticket or pass?MetroCard and ticket vending machines only accept one formof payment (cash or debit/credit card) for a single purchase.At station windows, some transit operators may allow combined forms of payment for one transaction. Please check with your transit operator to see if split transactions arepermitted.

Q. What if my monthly commuting cost is more than theamount on the TransitChek Card?

A. You will be able to add value to your Card using your personaldebit or credit card, up to three times per TransitChek Card, for a maximum value of $500. You can do this through theTransitChek Card web site at www.tccard.transitcenter.com.The TransitChek Card must be registered in order to addfunds, which will require some personal information.

Q. Why is personal information required to add value to theTransitChek Card?

A. Because adding value from a personal debit or credit card is a financial transaction, financial institutions require some personal information to verify the transaction.

Q. What if I still have a balance on the TransitChek Card by thetime I get a new Card?

A. If you haven’t used the entire value of one TransitChek Cardyou can transfer the remaining balance to a new TransitChekCard. Balance transfers can be made through the TransitChekweb site at www.tccard.transitcenter.com or by calling1.888.288.CHEK (2435).

Q. Do I need to keep my Card after I’ve used up all the value?You should keep your TransitChek Card until the fare mediavalue purchased is depleted, or the benefit month is over,whichever is later. If your transit operator needs to reverse acharge, you will need your TransitChek Card number toprocess your refund.

Is it true that MTA New York City Transit no longer accepts TransitChek Vouchers?

Yes. In 2007, MTA New York City Transit discontinued itsacceptance of transit vouchers, including the TransitChekVouchers, at subway station booths.TransitChek Vouchers arestill accepted by other transit operators including MTA Metro-North Railroad, MTA Long Island Rail Road, PATH and NJTRANSIT. And you can still purchase the MetroCard usingTransitChek Vouchers at participating MetroCard retail outlets,like Hudson News.

For Employees

A.

Q.

A.*

* If you need to make a purchase for more money than is onyour Card, you must add additional value to the Card using a personal debit or credit card, or you can transfer balancesfrom one TransitChek Card to another TransitChek Card inorder to have sufficient funds.This must be done prior toinitiating the transaction.

TransitChek®

Card FAQs

ABOUT THE TRANSITCHEK® CARD......................................Q. What is the TransitChek® Card?A. The TransitChek® Card, a prepaid Visa® card, is the newest addition to the TransitChek® Program and the nation’s fi rst anonymous card designed specifi cally for commuter benefi ts. The TransitChek® Card is fully compliant with IRS regulations.

Q. What’s the difference between the TransitChek® Card and the TransitChek® Voucher?A. Pre-loaded with tax-free dollars, the TransitChek® Card provides the same ease and fl exibility as the paper TransitChek®

Voucher, with the added convenience and durability of a card. It can be used at ticket vending machines for transit services, and at station windows where Visa® debit cards are accepted. The TransitChek® Card is also available in a broader range of denominations minimizing the number of Cards to be purchased. Finally, orders of TransitChek® Cards are shipped

in an inactive state protecting the value of the shipment.

Q. What denominations does the TransitChek® Card come in?A. The TransitChek® Card is available in a variety of denominations: $30, $35, $45, $50, $60, $65 and $115.

Q. Are TransitChek® Cards accepted by all transit operators?A. TransitChek® Cards can be used to purchase tickets and passes from all operators that accept Visa debit cards. TransitChek®

Transit Operators List is included in this information Kit and can be downloaded from our online TransitChek® Card Info Center at www.transitcenter.com/order.

Q. How do I order the TransitChek® Card?A. Order forms for all TransitChek® products, including the TransitChek® Card, are available at www.transitcenter.com/order.

Q. Are there any additional administrative fees associated with ordering the TransitChek® Card?A. No. The same 4.5% processing fee will apply to all TransitChek® products including the new TransitChek® Card.

Q. How many Cards can I order at one time? Are there any minimum quantities required?A. As with all TransitChek® products, there are no minimum quantities required.You can order as many TransitChek® Cards as you like. TransitChek® Cards are valid for two years.

Q. What do I need to do before distributing TransitChek®

Cards to employees?A. TransitChek® Cards must be activated before distributing them to your employees. Shipping the Cards in an inactive state protects the value of the Cards if they are lost in delivery or at the workplace.

For Employers

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And you can still purchase the MetroCard using TransitChek Vouchers at participating MetroCard retail outlets, like Hudson News.

The TransitChek Prepaid Visa Card is issued by The Bancorp Bank pursuant to a license from Visa U.S.A. Inc. The Bancorp Bank; Member FDIC. ®®