Tuyen Tap Cau Hoi Phong Van Vao Ngan Hang - Demo

TUYN TP CU HI PHNG VN VO NGN HNG [MC LC]

TUYN TP CU HI PHNG VN VO NGN HNG

The collection of Interviewing Questions of Bank

MC LC

LI M U .............................................................................................................................. 3

BNG T VIT TT V THUT NG CHUYN NGNH .......... Error! Bookmark not

defined.

PHN 1: CHUN B CHO MT CUC PHNG VN ......... Error! Bookmark not defined.

Chng 1: Trang phc phng vn ....................................................... Error! Bookmark not defined.

Chng 2: C ch, thi khi phng vn ............................................ Error! Bookmark not defined.

Chng 3: Nhng ch ...................................................................... Error! Bookmark not defined.

PHN 2: NHNG LI KHUYN CHO CUC PHNG VN U TIN Error! Bookmark

not defined.

PHN 3: CU HI PHNG VN CHUNG ............................................................................. 4

Chng 1: Hi v thng tin c nhn ...................................................................................................... 4

Chng 2: Hi v qu trnh cng tc ..................................................................................................... 7

Chng 3: Hi v v tr ng tuyn ......................................................................................................... 8

PHN 4: CU HI PHNG VN NGHIP V .................................................................... 12

Chng 1: Cu hi v tr giao dch vin .............................................................................................. 12

Chng 2: Cu hi nghip v tn dng ................................................................................................ 14

Chng 3: Cu hi v tr K ton ngn hng / K ton ni b ............................................................ 20

Chng 4: Cu hi v tr Thanh ton quc t ...................................................................................... 21

Chng 4: Cu hi v tr Thm nh v Ti thm nh ........................................................................ 23

Chng 5: Cu hi v tr Php ch v Kim sot tn dng .................................................................. 26


PHN 5: HNG DN CCH VIT CV, TH XIN VIC V TH CM N ................ 30

Chng 1: Cch vit S yu l lch (CV) ............................................................................................ 31

Chng 2: Cch vit n xin vic (Cover Letter) .............................................................................. 31

Chng 3: Cch vit Th cm n (Thank you notes) ......................................................................... 39

PHN 6: M T CNG VIC CC V TR TRONG NGN HNG .................................. 35

PH LC SCH ........................................................................ Error! Bookmark not defined.

PH LC 1: NGUYN TC PHI MU CHO TRANG PHC ..... Error! Bookmark not defined.

PH LC 2: 7 GIAI ON CA MT DOANH NGHIP ............. Error! Bookmark not defined.

PH LC 3: CCH LP BO CO LU CHUYN TIN ............ Error! Bookmark not defined.

PH LC 4: MU BO CO TI CHNH CA NGN HNG ... Error! Bookmark not defined.


LI M U

Vng phng vn vo cc ngn hng l chng ua cui cng dnh cho cc ng vin. Bi vy

vng thi ny rt rt quan trng v cn c u t k lng. Tip sau thnh cng ca sch

Tuyn tp thi vo cc Ngn hng, ti thc hin quyn sch ni v vn ny

quyn sch ng nh tn gi ca n: TUYN TP CU HI PHNG VN VO NGN

HNG.

Vi d nh ban u, quyn sch ch n thun ting Vit vi cc cu hi phng vn km

hng dn cng cu tr li mu; nhng do nhu cu phng vn ting Anh, phng vn vo cc

Ngn hng nc ngoi rt nhiu hin nay l mt ng lc thi thc ti vit song song quyn

sch vi 2 ngn ng Anh Vit.

Cun sch chc chn s gip cho bn rt nhiu kin thc v l hnh trang b ch trong chin

lc tm vic lm ca mi ngi. Sch Tuyn tp cu hi phng vn l mt trong nhng

quyn sch song ng Anh Vit u tin trn th trng sch ti Vit Nam v lnh vc Ti

chnh Ngn hng c tng cng 322 cu phng vn trong gm c: 103 Cu hi phng vn

thng tin chung v 219 Ccu hi phng vn nghip v cc v tr: Giao dch vin, Tn dng,

K ton ngn hng, Thanh ton quc t, Thm nh-Ti thm nh, Php ch, Kim sot

tn dng. Chc chn rng cun sch s khng dng li s lng cu hi trn m s ngy mt

nhiu thm nhng cu hi mi, nhng v tr d tuyn mi.

Hy tr thnh nhng ngi ch ng trong bui phng vn. Chc bn tm c cho mnh mt

vic lm nh v thc s t tin, ni bt trc nh tuyn dng sau khi c xong quyn sch ny

ca ti.

Trn trng !


PART 2: FIRST JOB INTERVIEW TIPS

Li dn: Cuc sng ca chng ta l s tip ni ca nhng k thi, nhng iu cn phi c gng phn u v vn ln, chng c chng ng no tri thm hoa hng cho chng ta bc. Chng c tht bi u tin cng nh thnh cng sau cng, bn hy c tm nim iu ny. Hy c bnh tnh, t tin, chun b mi th v c gng ht sc mnh

PHN 3: CU HI PHNG VN CHUNG

PART 3: COMMONLY INTERNVIEWING QUESTIONS

Chng 1: Hi v thng tin c nhn

Chapter 1: Personal information questions

Danh sch cu hi Kh nng hi Mc ch

1. Hy gii thiu i iu v bn 95%

2. trng bn thch hc mn no nht v ti sao?

10%


3. trng bn khng thch hc mn no nht v ti sao?

10%

4. im trung bnh lp i hc ca bn l bao nhiu?

6%

5. Xem h s ca bn, ti thy c mt s mn hc bn khng t kt qu cao. Bn c th ni nguyn nhn?

15%

6. Bn nh gi nh th no v kh nng giao tip ng x ca bn thn?

8%

7. Sau khi c xong CV ca bn, ti c mt cht thc mc: Da vo u m bn ni rng bn c K nng giao tip tt?

65%

8. C khi no c mt ngi khng c n tng tt vi bn nhng nh vo kh nng giao tip ca mnh bn thay i cch nhn nhn ca ngi khng?

35%

9. Kh khn ca bn khi trnh by trc m ng l g?

12%

10. Bn tng tht bi bao gi cha? Hy k v tht bi ln nht m bn tri qua?

15%

11. Bn bao gi gp iu g bt hnh cha? Lc bn suy ngh nh th no?

12%

12. Bn hc c g t nhng sai lm?

(Cu hi tng t:

- Hy m t mt tnh hung kh khn bn tng

gp phi v cch bn x tr?

- Rc ri ln nht m bn tng gp phi trong

i l g, v bn lm g gii quyt n n

tha?)

20%

13. Hy m t mt tnh hung kh khn bn tng gp phi v cch bn x tr?

(Cu hi tng t:

- Rc ri ln nht m bn tng gp phi trong

i l g, v bn lm g gii quyt n n

20%


tha?)

14. Bn nh ngha nh th no l Thnh cng? 17%

15. Bn c dm i mt vi nhng th thch, kh khn khng?

11%

16. iu g thng khin bn do d, kh x nht? 15%

17. Bn c nhng s thch g? 20%

18. Bn c thch c sch khng? Cun sch gn nht m bn c l cun sch no?

5%

19. Bn c l tng sng khng? l g? 8%

20. Thn tng ca bn l ai? 8%

21. Theo bn iu g l quan trng hn c: Tin bc hay a v? Ti sao?

4%

22. im mnh nht ca bn l g? 20%

23. im yu nht ca bn l g? 20%

24. Bn thch iu g nht? 14%

25. Bn ght iu g nht? 14%

26. Bn ght iu g nht trong cuc sng v trong cng vic?

14%

27. iu g khin bn t ho nht v bn thn? 12%

28. iu g khin bn tht vng nht v bn thn? 12%

29. Bn thch mu g? V ti sao? 5%


30. Nu c v mnh nh mt loi hoa. Bn thch l loi hoa g?

2%

31. Nu c tr thnh mt loi vt. Bn mun mnh l con vt no?

2%

32. Khi ra cc quyt nh quan trng, bn thng tham kho kin ca ai?

6%

33. Khi lm vic nhm bn thng m nhn v tr no, trng nhm hay thnh vin?

7%

34. Theo bn c nhn phi tn trng tp th hay tp th phi v c nhn?

6%

35. Bn cn c nhng nng khiu no khng? 35%

36. Nu ch chn 1 (mt) t din t v bn thn mnh. Bn s ni g?

5%

37. Nu bn c tin bc, ai khuyn bn nn ngh sm, bn c ng khng?

8%

38. Bn c quen ai lm vic ti ngn hng chng ti khng?

70%

[ TT C CC CU HI TRN

S C TR LI TRONG PHIN BN Y CA SCH ]

Chng 2: Hi v qu trnh cng tc

Chapter 2: Working history questions

( nhng cu hi v qu trnh lm vic trc y, tt hn ht l bn hy tr li thnh tht vi

nh tuyn dng. Bi ch c s thnh tht mi gip bn c c mt s nghip vng chc v c

c cm tnh t ngi tuyn dng. Bn ng c gng che giu hay phng i qu mc bi h

l nhng ngi chuyn nhn ngi v lun c cch thm d mc thnh thc ca bn.)


Danh sch cu hi Kh nng hi

1. Bn lm g cng vic trc y? 85%

2. Ti sao bn ri b cng vic c?

(Cu hi tng t:

- Ti sao bn li thi vic?)

60%

3. V sao bn mun thay i cng vic? 60%

4. V sao bn li mun thay i nhiu ni lm vic nh vy? 50%

5. Bn ngh g v ng ch c? 15%

6. Theo bn ngi lnh o cn c nhng phm cht g?

(Cu hi tng t:

- Bn mun cp trn ca mnh s l ngi nh th no?)

7%

7. Hy k v ng ch ti nht m bn gp? 5%

8. Bn bao gi gp kh khn khi lm vic vi ngi qun l cha?

8%

9. Bn c nhng k nng cng vic no? 40%

10. Bn thch g hay khng thch g cng vic c? 20%

11. Hy k v nhng thnh tch ni tri ca bn cng vic c? 10%

12. ng ch c ca bn nhn xt g v bn? 5%

13. ng nghip c ca bn nhn xt g v bn? 5%

14. Bn thuyt phc c bao nhiu ngi lm theo bn? 5%

15. Lng ca bn trc y l bao nhiu? 35%

[ TT C CC CU HI TRN



Chng 3: Hi v v tr ng tuyn

Chapter 3: Applying position questions

(Trc khi ng tuyn vo mt v tr, bn cn tm hiu r v ni dung cng vic ca v tr

tin m phn v lng, hi han ch lm vic v tr li nhng cu hi ca nh tuyn dng.

hiu r v M t cng vic cc v tr bn hy xem Phn 6 ca sch.

Nhng cu hi phng vn di y rt hay gp khi bn xin vic bt c u, cu tr li nu

bn di mi cu hi l nhng chnh, bn c th thm tht hoc c nhn ho n thnh ca

bn da trn nhng hiu bit v cng vic m bn xem qua Phn 6!)


1. V sao bn chn v tr ny? 80%

2. V sao chng ti nn tuyn bn? 40%

3. Theo h s th bn l ngi c rt nhiu kinh nghim lm vic,

vy ti sao bn li chn v tr cng vic ny? 40%

4. Ti sao bn li mun ng tuyn vo ngn hng chng ti? 45%

5. Bn bit n ngn hng MB chng ti nh th no? 20%

6. Bn hiu Ngn hng l g? 15%

7. V sao bn mun lm vic ti ngn hng chng ti? 30%

8. Bn bit g v mi trng lm vic y? 35%

9. Bn bit g v v tr cng vic ny cha? 40%

10. Khi tm vic th nhng iu g bn s quan tm n? 15%

11. Bn ngh rng mnh c th lm tt nhng cng vic g? 18%

12. Bn c kinh nghim no lin quan n v tr ny khng? 20%

13. Nguyn tc lm vic ca bn l g? 18%

14. Theo bn cng vic ny i hi nhng k nng g? 35%

15. Theo bn cng vic ny i hi nhng t cht g? 35%

16. Bn x l s cng thng v p lc cng vic nh th no? 20%

17. ng lc no bn lm tt cng vic? 15%

18. iu g lm bn mt tp trung trong cng vic? 15%

19. y c phi l ngh m bn thc s mong mun v quyt tm 20%


theo ui?

20. Bn mong i iu g v tr ng tuyn ny? 24%

21. Bn k vng g cp trn ca mnh? 20%

22. Bn mong mun lm vic trong mt mi trng nh th no?

(Cu hi tng t:

- Cng vic l tng ca bn l g?)

26%

23. C kh khn no cn tr bn trong cng vic ny khng? 15%

24. Nhng iu g lm bn lo lng khi lm mt cng vic? 18%

25. Bn thng khng thch lm vic vi nhng ngi nh th no? 15%

26. Bn cn thi gian bao lu thch nghi vi cng vic? 18%

27. Theo bn nn tng trong cng vic v cc mi quan h l iu g?

20%

28. Bn c thch tnh k lut khng? V sao? 20%

29. Bn cao yu t no nht trong cng vic: k lut, trung thc,

t do? 20%

30. Bn thch lm vic trong mi trng k lut v gi gic hay t

do thi gian? 15%

31. Bn c kh nng lm vic trong mi trng cng thng, p lc

hay khng? 28%

32. Bn c sn sng lm ngoi gi khng? 30%

33. Bn c sn sng i cng tc xa gia nh khng? 30%

34. Nu ngn hng m phng giao dch rt xa v ang thiu ngi, bn c chp nhn i khng?

34%

35. Nu ch c la chn gia gia nh hoc cng vic th bn s chn g?

35%

36. Trong trng hp t xut phi lm vic vo ngy ngh, bn c

ng khng? 38%

37. Theo bn ai l ngi tr lng cho bn? 25%

38. Bn c sn sng t quyn li ca ngn hng trn quyn li c

nhn hay khng? 28%

39. Nu trong trng hp la chn gia quyn li ca khch hng 28%


v quyn li ca ngn hng th bn s chn bn no?

40. Bn c sn lng khi b ct gim lng khng?

(Cu hi tng t: Bn c sn lng th vic vi mt mc lng

thp hn mong mun khi vo y khng?)

25%

41. Nu ngn hng ch tr cho bn mc lng thp ko nh mong

mun ca bn, bn c chp nhn lm khng? 28%

42. Ngn hng ang cn u t vo 1 d n c tnh chin lc, nn

c th vn cha tng lng cho bn, liu bn c chp nhn khng? 25%

43. Bn yu cu mc lng nh th no th s chp nhn lm vic?

(Cu hi tng t:

- Bn ngh mc lng ra sao?

- Hy cho chng ti bit mc lng mong mun ca bn?)

50%

44. Bn c t mc tiu cho bui phng vn ny khng? 45%

45. Ngoi xin vic y bn cn ang np h s nhng ni no? 60%

46. Bn c cu hi no cho chng ti khng? 80%

47. Nu c trng tuyn v tr ny, bn s ngh sao?

(Cu hi tng t:

- Bn hy nu k hoch cng vic nu c trng tuyn v tr

ny.)

30%

48. Bn s lm g nu khng trng tuyn vo y? 30%

49. Rt tic, chng ti khng th tuyn bn c!

(Cu hi tng t:

- Bn ngh sao nu bn tht bi trong bui phng vn ny?)

28%

50. Theo bn trong cuc phng vn hm nay t l thnh cng ca

bn l bao nhiu? 25%

[ TT C CC CU HI TRN



PHN 4: CU HI PHNG VN NGHIP V

PART 4: PROFESSIONAL INTERNVIEWING QUESTIONS

Chng 1: Cu hi v tr giao dch vin

Chapter 1: Interview questions for Bank Teller position


KIN THC CHUNG

1. Giao dch vin cn c nhng k nng g? K nng no l quan

trng nht? 80%

2. Bng cch no bn s li ko khch hng s dng sn phm ca ngn hng mnh?

60%

3. Bn s lin h vi khch hng tip th sn phm/dch v ca ngn hng qua nhng knh no?

35%

4. Khch hng ang s dng mt th ATM ca ngn hng X, nu bn tip th khch hng ny m thm th ATM ca ngn hng mnh th bn s lm th no?

40%

5. C 3 ngi cng n rt tin gp l: 1 ngi gi, 1 tr em, 1 ngi tn tt. Bn s x l theo th t nh th no?

28%

6. Mt khch hng n qu np tin v khng theo di qu trnh kim m ca nhn vin qu, sau khi nhn vin qu kim tin th thy thiu mt t v thng bo cho khch hng bit nhng khch hng khng chu nhn tin ca mnh thiu v l b tin va rt t ngn hng khc mang n ngn hng np, sau khi NV qu gii thch m khch hng khng ng nn lp bin bn nhng khch hng khng k. Nu bn l nhn vin qu th s gii quyt ra sao rt kinh nghim.

30%

7. C 1 khch hng sau khi lnh tin ti NH v t sng, k giy nhn tin. Nhng n cui ngy h quay li v ni s tin GDV a khng . GDV c kim qu th thy khng tha qu, GDV gii thch nhng khch hng to ting v cng quyt l cha nhn tin. V s tin ny nh nn GDV ny nh x l bng cch ly tin ti a cho khch hng v cho h ra v.

25%


Hi:

1- Bn nhn xt nh th no v cch x l ca GDV ny?

2- Cch x l ny c nh hng g n ngn hng khng?

3- Em s x l tnh hung ny nh th no?

8. KH gi in n ngn hng mng v li m giao dch vin nhm ln gy ra, bn khng h bit v li ca giao dch vin. Bn s x l tnh hung ny nh th no?

25%

9. Khi c 1 khch VIP n ngn hng rt ton b s tin gi sang ngn hng khc vi mc li sut cao hn, em s lm th no gi v khch li?

45%

10. Khi KH n giao dch ti quy giao dch ca em, em c ni chuyn vi khch khng? Cu u tin em bt chuyn vi h s l g?

15%

11. Ngoi ng tuyn ngn hng MB bn cn ng tuyn ngn hng no na khng?

70%

12. Nu c c 3 ngn hng cng gi in n (trong c c MB) mi em i lm vic th em s chn ngn hng no?

50%

13. Lm pht l g? Lm pht c nh hng g ti hot ng kinh doanh ca ngn hng?

10%

KIN THC NGHIP V

14. C bao nhiu loi ti khon ngn hng m bn bit? 10%

15. Trong h thng k ton ngn hng ti khon c my loi: 7, 8, 9, 10?

6%

16. Trong bo co kt qu kinh doanh (bo co thu nhp) ca mt ngn hng, theo bn ch tiu no l quan trng nht? V sao?

20%

17. S khc bit gia Doanh thu v Thu nhp l g? 10%

18. C tc l g? C nhng loi c tc no? 10%

19. V sao mt ng tin hm nay li c gi hn mt ng ngy mai? 12%

20. Sc l g? 18%

21. Phn bit gia sc v hi phiu? 18%

22. Bn c bit g v Tin nha hay khng? 22%


Chng 2: Cu hi nghip v tn dng

Chapter 2: Interview questions for Credit position

(Dnh cho cc v tr: H tr tn dng/ Tn dng/ Chuyn vin QHKH/ Chuyn vin Thm nh/

Ti thm nh)

V tr nhn vin tn dng (NVTD) l v tr ph bin, chim s lng ln ti cc ngn hng.

NVTD khng ch cn c sc kho m cn cn c c nghip v; NVTD cn bit cc kin thc

v k ton doanh nghip, phn tch bo co ti chnh (nu l NVTD khch hng doanh nghip),

cn bit cc kin thc v Thanh ton quc t (v c nhng lc thc hin cho vay chit khu b

chng t, m L/C, chuyn tin TT cho khch hng). Ngoi ra, NVTD phi c hiu bit v kin

thc chuyn mn khc na nh: Lut, Cho vay, Bo lnh, Marketing, Ti tr d n, Di

y, trong sch ny ti xin tng hp li cc cu hi phng vn v tr tn dng hoc lin quan khi

thi tuyn vo cc ngn hng ti Vit Nam v p n tr li.


KIN THC CHUNG

1. Bn hiu nh th no v cng vic ca mt nhn vin tn dng? 90%

2. Theo bn nhn vin tn dng cn c nhng t cht no? T cht

no l quan trng nht? 70%

3. Ngoi ng tuyn ngn hng MB bn cn ng tuyn ngn hng no na khng?

30%

4. Lm pht l g? Lm pht c nh hng g ti hot ng kinh doanh ca ngn hng?

15%

5. Theo bn trong tnh hnh kinh t x hi hin nay (lm pht, ngn hng ang gp kh khn), nu l mt nhn vin tn dng bn s tp trung vo cc i tng khch hng no l ch yu?

28%

6. L NVTD, bn s pht trin khch hng mi nh th no? 45%

7. Lm th no va m bo tng trng tn dng theo k hoch ca ngn hng t ra cho bn (l nhn vin tn dng) va m bo an ton cho vn vay?

32%

8. CAMEL l phng php nh gi tng th v hot ng ngn hng. Phng php ny xem xt n nhng nhm ch tiu no?

30%

9. Lnh vc hot ng (sn xut, kinh doanh) no bn u tin trong vic tm kim khch hng ca bn? V sao?

20%


10. Hy nu nhng loi hnh ri ro chnh trong hot ng ngn hng? Ri ro o c l g?

48%

11. Nhng du hiu i vi mt khch hng c biu hin chy v khng c kh nng thanh ton l g? i vi trng hp ny, cn b tn dng s c trch nhim g v x l nh th no?

45%

KIN THC NGHIP V

A. Lut

12. Theo Lut cc TCTD, gii hn cho vay i vi mt khch hng c quy nh nh th no?

12%

13. Theo Lut cc TCTD, gii hn cho vay i vi nhm khch hng c quy nh nh th no?

13%

14. Ngn hng c c php cho vay o n khng? 8%

15. Hy nu nhng quy nh php lut v tn dng v em bit? Q 457 quy nh iu g?

24%

16. Li ch ca vic ng k giao dch bo m ti sn l g? 16%

17. Mt ti sn th chp c th m bo cho nhiu ngha v hay khng?

12%

18. Nu c 1 khch hng n vay vn, m khch hng lm S T Php, quen thn vi cng chng, khch hng yu cu a h s cho cng chng k m khng cn phi c mt k v bn cng chng bit r v ngi . Nu bn l CBTD th c ng cho cng chng k nh vy khng? Bn c ng cng chng k h s m khng cn c mt khch hng khng?

10%

19. Mt doanh nghip c nh xng sn xut ti mt Khu cng nghip, c Giy chng nhn quyn s dng t ti Khu cng nghip v mun dng ti sn th chp vay vn ngn hng. Vy ngn hng c th chp nhn ti sn th chp khng? Ti sao?

19%

B. Cho vay

20. Quy trnh tn dng thng c nhng bc no? 21%

21. V sao cc ngn hng thng u tin cho vay cc khch hng c hn l cho vay khch hng mi?

16%

22. V sao ngn hng ngi cho vay cc DN c quy m nh? 15%

23. Li sut cho vay ca ngn hng i vi cc mn vay khc nhau s khc nhau do ph thuc vo yu t g?

14%

24. Khi thm nh cho vay mt khch hng bn s xem xt n nhng vn no?

55%


25. Khi thm nh cho vay i vi mt nhu cu vay vn ca mt doanh nghip, bn quan tm n nhng kha cnh no?

42%

26. Nn cho vay doanh nghip lnh vc no? thi im no? 33%

27. Khi thm nh cho vay khch hng c nhn th iu g l quan trng nht?

65%

28. Em bit nhng loi sn phm tit kim no ti ngn hng? 30%

29. Khch hng c mt s tit kim 1 t ng gi k hn 1 thng, n ngy 20 khch hng c nhu cu xin rt tin v mc ch c nhn? Em s t vn g cho khch hng?

35%

30. Khi thm nh cho vay khch hng doanh nghip th iu g l quan trng nht?

65%

31. Mt doanh nghip bun bn st thp, ti sn th chp l 1 t ng, theo quy nh ch c vay 70% tc c vay 700 triu nhng DN c nhu cu vay 1 t. Sau khi thm nh th thy doanh nghip rt tt, kh nng tr n cc cao, bn s x l th no?

52%

32. V sao cc ngn hng phi phn tch tnh hnh ti chnh khch hng trc khi cho vay?

26%

33. Ngn hng thng cho vay ngn hn ti tr cho nhng nhu cu no? Ngun tr n ca cc mn vay ngn hn thng l g?

22%

34. Ngn hng thng cho vay trung di hn ti tr cho nhng nhu cu no? Ngun tr n ca cc mn vay trung di hn l g?

18%

35. Khi nh gi mt ti sn bo m, bn thng cn c vo nhng yu t no?

70%

36. Ti sn bo m cho mn vay cn phi p ng nhng iu kin g?

58%

37. Tnh lng ca mt ti sn c xc nh bi nhng yu t no? 37%

38. Cho vay thu chi l g? c im ca loi hnh ny? 12%

39. C nhng hnh thc cho vay ti tr xut khu no hin nay m bn

bit? Hy nu c im ca chng? 30%

40. C nhng hnh thc cho vay ti tr nhp khu no hin nay m bn bit? Hy nu c im ca chng?

30%

41. C nhng hnh thc chit khu chng t xut khu no? 20%

42. C nhng hnh thc bo m tin vay no m bn bit? 25%

43. Th chp ti sn l g? Th chp TS dng vay vn ngn hng l g? Nhng loi ti sn no thng c em ra th chp?

20%


44. Cm c ti sn l g? Cm c TS vay vn ngn hng l g? Nhng loi ti sn no thng c em ra cm c?

20%

45. Cm c ti sn khc g vi vic th chp ti sn? 20%

46. Phn bit gia cho thu ti chnh v cho thu hot ng? 15%

47. Cc nguyn nhn ca ri ro tn dng t pha khch hng l g? 28%

48. Phn bit gia cc hnh thc Khoanh n, Gin n v o n? 32%

49. Th no l n hn n? Trong thi gian n hn khch hng c phi tr li khng?

32%

50. Th no l gia hn n? Gia hn n khc g so vi n hn n? 34%

51. Khon n nh th no c gi l n kh i? Nhng nguyn nhn v biu hin ca khon n kh i?

30%

52. Khi bn lm 1 h s thy ri ro rt cao, khng th cho vay nhng gim c li yu cu bt buc phi cho vay th bn x l nh th no?

80%

C. Bo lnh

53. Bo lnh l g? Bo lnh ngn hng l g? Hy nu cc loi bo lnh ngn hng m bn bit Vit Nam?

30%

54. Khi no ngha v bo lnh ca TCTD vi khch hng chm dt? 20%

55. Loi bo lnh no ph bin nht Vit Nam. c im ca bo lnh ?

25%

56. Trong ngnh xy dng c bn thng c nhng loi bo lnh ngn hng no v khi no cn pht hnh loi bo lnh ?

20%

57. V sao cn c bo lnh d thu trong ngnh xy dng c bn? 10%

D. K ton v Phn tch BCTC

58. Bo co ti chnh ca doanh nghip phn nh nhng iu g? 35%

59. Bng cn i k ton ca mt doanh nghip l g? 30%

60. Cc khon doanh thu khc ca DN bao gm nhng khon no? 25%

61. Doanh nghip giu l hoc giu li bng cch no? 30%

62. Th no l dng vn v th no l dng tin? 22%

63. Phn chi ph tr li vay c tnh vo dng tin no ca doanh nghip trong Bo co lu chuyn tin t lp theo phng php trc tip?

22%

64. Khu hao l g? C nhng cch tnh khu hao no? 22%


65. Ti sn c nh v hnh l g? TSC v hnh c phi tnh khu hao khng? C nhng cch tnh khu hao no?

25%

66. Ti sn c nh l g? Nhng tiu chun no ghi nhn mt ti sn l TSC?

25%

67. Ti khon lng tnh l g? Bn bit nhng ti khon lng tnh no?

25%

68. S d C v d N ca TK 131 phn nh iu g? 24%

69. S d C v d N ca TK 331 phn nh iu g? 24%

70. N phi tr l g? 25%

71. Vn lu ng l g? c im ca n? 25%

72. C nhng ch tiu no nh gi hiu qu s dng vn lu ng? 30%

73. C nhng hnh thc ti tr vn lu ng no? Hnh thc no l ti

u vi 1 DN? 10%

74. Chi ph c nh l g? Chi ph bin i l g? 16%

75. Vn c nh l g? c im ca n? 16%

76. Vn ch s hu l g? 17%

77. Khi no doanh thu bn hng ca doanh nghip c ghi nhn? 22%

78. Vng quay Vn lu ng l g? 18%

79. V sao cn phn tch cc h s ti chnh ca doanh nghip khi cho vay? C nhng loi h s ti chnh no?

38%

80. H s th Axit l g? ngha ca h s ny? 12%

81. n by ti chnh l g? Cng thc tnh ca h s ny? V sao ngi ta ni y l mt con dao hai li?

30%

82. T l n xu trn tng d n cho vay phn nh iu g? 30%

83. T l ti a ca ngun vn ngn hn Ngn hng thng mi c cho vay trung v di hn l bao nhiu?

35%

E. Ti tr d n

84. Mc tiu ca vic phn tch, thm nh d n? 30%

85. Mc ch c bn ca cc NHTM khi tin hnh thm nh ti chnh ca d n l g?

30%

86. Thm nh ti chnh ca d n c tc dng g? 35%

87. Nu c 2 d n bng nhau v NPV th ta s chn d n no? 28%


88. T sut hon vn ni b l g? 28%

89. Dng tin ca d n cn c xc nh da trn nhng nguyn tc no?

20%

90. Cch xc nh dng tin thun ca d n u t? 20%

91. V sao sau khi tnh dng tin ca d n th Khu hao phi c cng vo Li nhun sau thu?

24%

F. Thanh ton quc t

92. Hy nn tn nhng chng t thng thng trong mt b chng t thng mi?

18%

93. Cc phng thc thanh ton quc t ph bin? Phng thc no l c li nht cho nh xut khu?

25%

94. ng trn phng din ca ngi nhp khu, phng thc thanh ton no l c li nht? V sao?

25%

95. Cc phng tin dng thanh ton trong giao dch ngoi thng gm nhng loi no? c im ca chng?

20%

96. C my loi nh thu. Trong phng thc nh thu km chng t, loi hnh thanh ton no c li cho nh xut khu. V sao?

25%

97. Cc loi L/C m bn bit? Loi L/C no ph bit nht trong thng mi quc t?

25%

98. Loi L/C no l t ri ro nht i vi nh xut khu. V sao? 25%

99. L/C gip lng l g? L/C iu khon l g? 18%

100. Khi pht hnh 1 L/C (k qu di 100%) l ngn hng pht hnh

ang cp tn dng cho nh nhp khu? ng hay sai? Gii thch? 23%

101. B chng t hon ho l g? Nu b chng t khng c ghi ch Clean th c c coi l B chng t hon ho hay khng?

40%

[ TT C CC CU HI TRN



Chng 3: Cu hi v tr K ton ngn hng / K ton ni b

Chapter 3: Interview questions for Bank Accountant / Internal Accountant Position


KIN THC CHUNG

1. Theo bn lm tt v tr mt nhn vin k ton ngn hng

th s cn nhng t cht g? Ci no l quan trng nht? 60%

2. V sao mt ngn hng c quy m vn ln thng d to ra nhiu li nhun hn so vi mt ngn hng quy m nh?

15%

3. Cc NHTM Vit Nam c c php tham gia v hot ng kinh doanh trn th trng chng khon hay khng?

10%

4. Nu bn l mt k ton, khi tng gim c yu cu trn thu th bn s lm th no?

20%

KIN THC NGHIP V

5. Hy nu nhng nguyn tc nh khon c bn? 25%

6. K ton c nhng nguyn tc c bn no? 30%

7. K ton c nhng yu cu c bn no? 30%

8. Hy phn loi cc ti khon trong h thng ti khon k ton ngn hng?

35%

9. Bng cn i k ton ca mt ngn hng phn nh iu g? 15%

10. Yu cu khi lp bng cn i k ton ca ngn hng l g? 28%

11. Bo co kt qu kinh doanh ca ngn hng phn nh iu g?

Yu cu khi lp bo co l g? 20%

12. K ton ngn hng ging v khc g so vi k ton doanh nghip?

25%

13. Kho bc l g? 10%

14. Tri phiu l g? 15%

15. Tri khon l g? 10%

16. S khc nhau gia c phiu v tri phiu l g? 15%

17. Phn bit s khc nhau gia tri phiu, tn phiu v k phiu?

15%


18. Phn bit s khc nhau gia hi phiu, thng phiu v chp phiu?

15%

19. Li thu chi l g? 30%

20. Li d thu, li d chi l g? 35%

21. Ngi nc gi tin tit kim bng ngoi t ti ngn hng th ngn hng s chi tr tin gc, li bng loi tin no?

35%

[ TT C CC CU HI TRN


Chng 4: Cu hi v tr Thanh ton quc t

Chapter 4: Interview questions for International Payment Position


KIN THC CHUNG

1. Bn bit m t cng vic ca v tr nhn vin Thanh ton

quc t cha? 80%

2. Theo bn nhn vin Thanh ton quc t cn nhng k nng

no? K nng no l quan trng nht? 40%

KIN THC NGHIP V

3. Trnh by cc iu kin p dng tp qun quc t quy nh trong

h thng lut ca nc CHXHCN Vit Nam v gii thiu nhng

vn bn php lut ch yu quy nh cc iu kin ?

35%

4. Ph sut tn dng (cost of credit) l g? 20%

5. Phn tch cc yu t cu thnh ca ph sut tn dng? 15%


6. T gi hi oi l g? Cc loi ngoi hi quy nh trong Quy

ch qun l ngoi hi ca NHNN? 20%

7. Chuyn ch hng ho bng ng st. Cc toa tu c ni vi

cng mt on tu. Th tn dng quy nh partial shipments not

allowed. Hng ho c chuyn ch trn ba toa xe, mi toa 60

tn v trong cng mt ngy, theo cng mt tuyn ng st, cng

mt ni d hng xung bi cng mt on tu. Ngi chuyn ch

pht hnh ba vn ti n ng st khc nhau. Hi theo quy

nh ca UCP 500 1993 ICC:

Liu cc toa xe c th coi l nhng phng tin vn ti khc

nhau khng?

Liu Ngn hng pht hnh c t chi tip nhn cc vn ti n

ng st v L/C quy nh partial shipment not

allowed?

25%

8. Freight forwarder l g? V sao cn Freight forwarder

trong thng mi quc t? 25%

A. CHUYN TIN

9. Phng thc chuyn tin (Remittence) l g? c im v

trng hp p dng? 40%

B. GHI S

10. Phng thc thanh ton ghi s (Open Account) l g? c im

v trng hp p dng? 30%

11. Nu quy trnh ca phng thc thanh ton ghi s (Open

Account)? 25%

C. TN DNG CHNG T

12. Transferable L/C l g? Dng trong trng hp no? Cc m hnh

chuyn nhng L/C? 25%

13. Mt L/C yu cu Ngi hng li xut trnh Clean on Board

Bill of Lading. Ngn hng pht hnh kim tra chng t pht

hin ra rng trn Bill of Lading xut trnh xo ch Clean, do

ngn hng pht hnh cho rng Bill of Lading ny l

Unclean, nn t chi tip nhn chng t v tr li ngi

xut trnh. Hi ngn hng lm nh vy l ng hay sai, bit rng

L/C ny c ghi l tham chiu UCP 500 1993 ICC?

30%


14. Trnh by cc quy trnh nghip v thanh ton bng L/C nhp khu

theo tp qun ca cc NHTM Vit Nam. Vai tr ca chi nhnh

ca cc NHTM trong quy trnh nghip v thanh ton ny nh th

no. Nu chi nhnh c ngn hng pht hnh ch nh l ngn

hng tr tin (Paying bank) cho ngi hng li L/C th c tri g

vi UCP 500 1993 ICC khng?

30%

15. Th tn dng thng mi (Commercial Letter of Credit) l g?

Tnh cht ca L/C thng mi? Trong bun bn thng qua trung

gian, ngi ta thng s dng loi L/C no?

35%

16. L/C gip lng (Back to back L/C) l g? c im v trng

hp p dng? 35%

17. L/C iu khon (Red Clause L/C) l g? c im v trng

hp p dng? 35%

D. NH THU

18. C nhng loi nh thu no? Phng thc no c p dng ph

bin? V sao? 40%

[ TT C CC CU HI TRN


Chng 5: Cu hi v tr Thm nh v Ti thm nh

Chapter 5: Interview questions for Appraisal and Re-Appraisal position

(V tr Thm nh,Ti thm nh trong mt ngn hng thng yu cu c t 1 nm kinh nghim

tr ln l CBTD hoc v tr tng ng; v tr ny i hi bn phi am hiu nghip v tn

dng, quy ch vn bn php lut lin quan v c mt s kin thc nht nh lin quan n

thm nh, nh gi ti sn bo m, phn tch ngnh ngh, hot ng kinh doanh v phn tch


bo co ti chnh. Ngoi hiu bit cc kin thc Chng 2 Phn 4: Cu hi nghip v

tn dng, bn cn cn PHI bit thm c cc kin thc sau.)


KIN THC NGHIP V

1. Khi thm nh mt khch hng, bn s quan tm n nhng vn

no? 60%

2. Thm nh h s php l ca doanh nghip, bn s ch trng n nhng vn g?

30%

3. Thm nh tnh hnh hot ng sn xut kinh doanh ca doanh nghip, bn s quan tm n nhng vn no?

40%

4. Thm nh tnh hnh ti chnh ca khch hng, bn s xem xt nhng vn no?

38%

5. Khi thm nh mt ti sn bo m l bt ng sn, bn s quan tm n nhng vn no?

68%

6. Khi thm nh mt ti sn bo m l my mc, thit b, phng tin vn ti, bn s quan tm n nhng vn no?

35%

7. Khi thm nh mt ti sn bo m l hng ho, bn s quan tm n nhng vn no?

22%

8. Khi thm nh mt ti sn bo m l s tit kim / giy t c gi, bn s quan tm n nhng vn no?

16%

9. Khi thm nh mt ti sn bo m l s d ti khon, vng bc, qu, ngoi t, bn s quan tm n nhng vn no?

10%

10. Khi xc nh gi tr ca mt ti sn bo m l bt ng sn, bn s nh gi bng cch no?

45%

11. Khi xc nh gi tr ca mt ti sn bo m l ng sn, bn s nh gi bng cch no?

38%

12. Khch hng l mt c nhn c nhu cu vay vn ti ngn hng? Bn s yu cu khch hng chun b nhng h s no?

32%

13. Khch hng l mt c nhn c nhu cu vay gp vn vo mt cng ty khc? Bn s yu cu khch hng chun b nhng h s no?

8%

14. Khch hng l mt t chc c nhu cu xin vay hn mc ti ngn hng? Bn s yu cu khch hng chun b nhng h s no?

24%

15. Khch hng l mt t chc c nhu cu xin cp bo lnh ti ngn hng? Bn s yu cu khch hng chun b nhng h s no?

16%


16. Cng ty A c nhu cu thanh ton TT tr trc. Bn s yu cu khch hng b sung nhng h s thc hin nghip v ny?

19%

17. Cng ty B c nhu cu thanh ton TT tr sau. Bn s yu cu khch hng b sung nhng h s thc hin nghip v ny?

14%

18. Khch hng vay m L/C k qu di 100% th s cn nhng h s g?

15%

19. Khch hng vay m L/C k qu 100% th s cn nhng h s g?

15%

20. Cng ty TNHH Quang Minh ang c cc nhu cu s dng dch v ca Ngn hng v bn nhn c h s chi tit, bao gm:

M L/C s tin tng ng 15 t ng (k qu 10%);

Vay mn s tin 05 t ng nhm mc ch b sung vn lu

ng;

Cp hn mc s tin 50 t ng mc ch b sung vn lu

ng;

Cp 01 bo lnh d thu s tin 25 t ng cho cng trnh X;

Trong trng hp phi trnh h s ring l theo tng nhu cu, bn

hy nu th t trnh duyt h s mt cch ph hp nht v gii thch

l do?

24%

21. Bo co ti chnh ca doanh nghip gm nhng loi bo co no? Trnh t cc bc lp cc bo co ny?

18%

22. Phn tch ch s ti chnh Doanh nghip thng phn tch nhng nhm ch s no? Cch tnh tng ch s v ngha ca tng ch s?

60%

23. Hn mc tn dng l g? Hy nu cc cch xc nh hn mc tn dng m bn bit?

35%

24. nh gi hiu qu ti chnh d n, cn b thm nh c th s dng cc ch tiu no nh gi. Theo bn nn chn ch tiu no trong s nhng ch tiu ?

30%

25. Yu t quan trng nht trong phn tch 5C i vi khch hng doanh nghip?

60%

26. S dng ti sn bo m hnh thnh t vn vay hin nay c nhng vng mc kh khn g?

25%

27. Ti sao n xu ca Ngn hng thng mi Vit nam li thp hn so vi nh gi ca cc t chc quc t? N xu c phi l tiu thc nh gi ri ro v xp hng t chc tn dng khng?

25%


[ TT C CC CU HI TRN


Chng 6: Cu hi v tr Php ch v Kim sot tn dng

Chapter 6: Interview questions for Lawyer and Credit control Position

(Nhn vin Kim sot tn dng i hi c 1 nm kinh nghim lm tn dng; do vy ngoi vic

am hiu nhng kin thc phng vn Chng 2 Phn 4: Cu hi nghip v tn dng trong

sch ny. Bn cn cn phi nm c cc kin thc nhng trong mc A di y!

Nhn vin php ch cng l v tr yu cu c kinh nghim hoc tt nghip chuyn ngnh bng

gii. Nu ng tuyn v tr php ch, bn cn phi nm c cc kin thc mc B di y.)


KIN THC NGHIP V

A. V tr Kim sot tn dng

1. Thc t hin nay, vic nhn ti sn bo m thng gp nhng

ri ro no? 70%

2. H s ti sn bo m l bt ng sn bao gm nhng giy t no?

30%

3. H s ti sn bo m l ng sn bao gm nhng giy t no? 30%

4. H s ti sn bo m l giy t c gi bao gm nhng giy t no?

20%

5. H s ti sn bo m l quyn i n, cc khon phi thu bao gm nhng giy t no?

25%

6. H s ti sn bo m l bo lnh/ u thc vn ca bn th ba gm nhng giy t no?

15%

7. Nhng du hiu cnh bo no c th gip nh qun l ngn hng 20%


nhn bit c khon vay c vn ?

8. Giao dch cm c ti sn, th chp ti sn c hiu lc t thi im no?

30%

9. Trng hp mt khon vay c bo m bng nhiu ti sn th trn hp ng bo m c cn ghi t l bo m/gi tr bo m ca tng ti sn khng?

15%

10. T l d tr bt buc l g? Quy nh ca NHNN v t l ny hin nay l bao nhiu?

30%

11. Doanh nghip c t cch php nhn v t cch php l t khi no?

45%

12. Trng hp mt vn bn y quyn khng ghi thi hn y quyn th thi hn y quyn c xc nh nh th no?

45%

B. V tr Php ch

13. Tnh hung: ng Nam vay ngn hng 5 t ng, thi hn vay 12 thng, li tr hng thng, gc tr cui k, ngy gii ngn 01/01/2011. TSB l quyn s dng t ng tn Lng Th Huyn, v ng Lc tr gi 10 t ng. Hp ng th chp ti sn bo m tin vay v mt php l m bo y th tc. Sau khi vay ng Sn khng tr c n pht sinh n xu, Ngn hng kim tra li h s bo m th pht hin ng Sn k mo danh ch k ca v l b Lng Th Huyn trn Hp ng th chp c Phng Cng chng, chng thc. Hi:

1- Sai phm khu no? Ai sai? V sao?

2- Cc bin php x l?

3- Cc bin php phng nga?

15%

14. Tnh hung: ng Nguyn Tin Quyt vay Ngn hng 12 t ng, thi hn vay 12 thng, li tr hng thng, gc tr 02 k 50% mi k, ngy gii ngn 01/01/2010. TSB l quyn s dng t ca v chng ng Quyt tr gi 20 t ng. Hp ng th chp ti sn bo m tin vay c hai bn l Ngn hng cng ng Quyt v v ng Quyt k nhng khng Cng chng, chng thc, ng thi TSB cng khng ng k giao dch bo m. Sau gii ngn, Ngn hng pht hin sai st nn kin quyt buc ng Hoch tr li vn vay nhng ng Hoch khng tr. Trao i vi Cng an th c tr li trng hp ny nu tin hnh iu tra th phi x l cn b Ngn hng trc. Do , Ngn hng khng chuyn cho Cng an v nu khi kin dn s th cng s nhn c phc p l cho vay khng c ti sn bo m do hp ng th chp v hiu.

15%


Hi:

1- Sai phm khu no? Ai sai? V sao?

2- Cc bin php x l?

3- Cc bin php phng nga?

15. Tnh hung: B Hong Lan vay Ngn hng 8 t ng, thi hn vay 12 thng, li tr hng thng, gc tr cui k, ngy gii ngn 01/01/2009. TSB tr gi 10 t ng ca b m y quyn li cho b Mai em th chp ngn hng, thi hn y quyn ghi trong Hp ng y quyn l 18 thng k t ngy 01/12/2008. Ht thi hn y quyn (01/5/2010) b Lan khng tr c n gc v mt phn li. Ngn hng khi kin dn s th Ta n thng bo thi hn hp ng y quyn qu hn nn Hp ng th chp ti sn v hiu. Chuyn h s sang Cng an th c tr li l khng c du hiu hnh s.

15%

16. Cng ty TNHH X ch c hai thnh vin. Mt thnh vin l ngi i din theo php lut ca cng ty b mt th ai l ngi i din Cng ty X ng ra giao dch?

20%

17. Cng ty TNHH mt thnh vin Y (Cng ty Y) l cng ty hch ton c lp, ch s hu l Cng ty Z. Vy Cng ty Y c thm quyn quyt nh vic vay vn ca Cng ty Y khng?

20%

18. Cng ty TNHH A c n v ph thuc l Chi nhnh B. Hin nay, Chi nhnh B c nhu cu vay vn ti ngn hng. Vy, Chi nhnh B c c coi l mt khch hng c lp khng? Ngn hng c th cho vay i vi khch hng l Chi nhnh B khng?

20%

19. Mt khch hng vay vn theo hp ng hn mc tn dng c thi hn cp hn mc l 12 thng (k t ngy 01/3/2011 n ngy 29/02/2012), thi hn mi khon vay theo kh c nhn n khng qu 04 thng. Vy n ngy 14/01/2012 SHB c th cho khch hng nhn n theo kh c mi l 06 thng khng?

25%

20. Vietinbank pht hnh th bo lnh cho khch hng tham gia d thu xy dng cho mt d n s dng trn 30% vn nh nc. Hiu lc ca th bo lnh l 150 ngy k t ngy ng thu (15/11/2011). Khch hng tham gia d thu v trng thu theo thng bo ca bn mi thu (ngy 30/12/2011). Vy Vietinbank c th gii ta bo lnh d thu trc thi hn (vo ngy15/01/2012) khi khch hng cha np bo lnh thc hin hp ng cho bn mi thu c khng?

25%

21. Trong thi k hn nhn, ng A c tha k ca b m mt cn nh v t. Hin ng A lm th tc sang tn trn s (ch ghi tn ng A). Vy nu ng A th chp cnnh vay vn ca TCTD th c cn ngi v cng k vo hp ng th chp khng?

20%


22. V chng ng A v b B lp di chc chung li di sn l quyn s dng t cho ngi con ca mnh l ng C. Ngy 01/01/2012, ng A cht (b B cn sng), trn c s di chc chung ca v chng ng A v b B, ngy 15/01/2012, ng C n ngn hng vay vn v mun th chp quyn s dng t c tha k ny. Hi trng hp ny, ngn hng c c nhn th chp quyn s dng t theo ngh ca ng C khng?

20%

23. Khch hng l Cng ty c phn c nh xng c xy dng trn 06 l t lin nhau. Cc l t ny do 06 thnh vin gp vn vo cng ty (theo bin bn gp vn gia cc thnh vin) nhng trn S vn ng tn cc thnh vin. Vy Cng ty cn nhng th tc g th chp quyn s dng t v ti sn gn lin vi t nu trn vay vn ti TCTD?

25%

24. Khch hng A v B ng tn trn Giy chng nhn quyn s dng t c cp nm 2009. A v B ng k kt hn nm 2010. Nm 2011, A v B c nhu cu th chp ti sn vay vn ti TCTD. Vic A v B k trn hp ng th chp vi t cch l bn th chp c ph hp vi quy nh ca php lut khng?

25%

25. Quyn s dng t c cp nm 2004 cho h gia nh c 03 thnh vin gm: 02 v chng (ng A, b B) v 01 ngi con l anh C. Nm 2011, Anh C cht (khng li di chc), ti thi im cht anh C c v. Hin ti cc bn vn cha chia di sn tha k i vi quyn s dng t ca anh C, hi khi th chp quyn s dng ca h gia nh nu trn c phi c s ng ca v anh C khng?

28%

26. Seabank v cc thnh vin ca h gia nh cn k ph lc hp ng th chp (ti sn th chp l nh t ca h gia nh), nhng ti thi im k th h gia nh c thm 1 thnh vin 15 tui. Vy, thnh vin 15 tui ny c cn k vo ph lc hp ng th chp khng?

22%

27. ng Nguyn Vn A hin ang vay vn ti MSB, nay ng Nguyn Vn A ci chnh h tch, i tn thnh Nguyn Quang B. Trng hp ny, vic ci chnh h tch c lm thay i quyn v ngha v ca khch hng vi MSB khng?

28%

28. Thi hn hiu lc ca Th bo lnh thanh ton do Oceanbank pht hnh l 30 ngy. Tuy nhin, ngy hiu lc cui cng ca th bo lnh trng vi ngy ngh cui tun, ngy l. Vy thi hn thc hin ngha v bo lnh ca Oceanbank c chm dt vo ngy ngh, ngy l khng?

28%

29. Khch hng l Cng ty ABC th chp mt Quyn s dng t vay mua mt chic xe t phc v hot ng sn xut kinh doanh l cho thu xe du lch. Sau , cng ty ABC li pht sinh nhu cu vay mt mn ngn hn na ti ngn hng v mun dng chic xe t ny

16%


lm ti sn bo m cho mn vay tip theo. Vy chic xe t ny c c s dng th chp tip cho mn vay mi khng? Cn phi ch iu g trong trng hp ny?

30. ng A l ch s hu cn h chung c X, hin nay ng A ang chu hnh pht t trong tri giam. Vy ng A c c dng ti sn l cn h chung c X th chp ngn hng bo m cho ngha v vay vn ca b B hay khng?

14%

[ TT C CC CU HI TRN


PHN 5: HNG DN CCH VIT CV, TH XIN VIC V TH CM N

PART 5: HOW TO WRITE CV, COVER LETTER AND THANK YOU LETTER

Mt h s xin vic thng gm c:

n xin vic (Cover Letter)

S yu l lch (Curriculum Vitae /Resum)

Bng cp, chng ch


Cc ti liu chng minh thnh tch

Sau y, GiangBLOG s gii thiu vi cc bn nhng ni dung c bn m CV, Th xin vic,

Th cm n cn c. Ngoi ra l cc mu CV, Th xin vic, Th cm n chi tit v xc tch.

Nhng h s xin vic cng chi tit, cng chng t bn tn tu v chm cht th no vi cng

vic d tuyn. iu minh chng phn no bn ang nghim tc khi tm cho mnh mt cng

vic m c, mt cng vic sut i v c trch nhim vi nhng g bn lm.

Chng 1: Cch vit S yu l lch (CV)

Chapter 1: How to write a Circurmulate Viate/Resume

A. Cc ni dung trong bn CV

B. Cc im cn phi nu bt trong CV to s ch ti nh tuyn dng

C. Cc im trong CV m nh tuyn dng s ch n

Di y, trong khun kh ca sch ny, GiangBLOG xin gii thiu n cc bn 3 mu

CV c nh gi cao nht trong cc ln ng tuyn gn y.

MU CV 01: CV ng tuyn vo v tr Cn b Quan h khch hng Vietinbank nm 2012 (ng vin c

kinh nghim)

Mu CV2: CV ng tuyn vo v tr K ton ni b ti ACB 2012 (ng vin l ngi c kinh nghim

lnh vc khc)

MU CV3: CV ng tuyn vo v tr Giao dch vin ti Seabank 2012 (ng vin l sinh vin mi tt

nghip)

Chng 2: Cch vit n xin vic (Cover Letter)

Chapter 2: How to write a Cover Letter

Trong h s xin vic, n xin vic l mt v kh b mt gip bn c th dnh c cm tnh

ca nh tuyn dng v chin thng cc i th cnh tranh. Mc ch ca n xin vic l

khi dy c s t m ca ngi c; bn ng ch nn sao chp chiu l m phi thc s

dn tm huyt cho l n; c tnh ho n, ngn t xc tch va ng li d m trong lng

ngi c. Nhiu ngn hng cn yu cu h s phi c n xin vic vit tay nhm mun xem

nt ch nt ngi v phn on tnh cch ca cc ng vin.

I. Yu cu i vi n xin vic

Trnh by trn giy A4 v ch trn mt mt ca t giy.

Khng c vit sai du hoc sai chnh t.


Nu n xin vic nh my th phi thng nht mt kiu font v c ch. Mun nhn

mnh t no bn nn gch chn hoc in nghing t .

Mi ch ci u tin u phi vit hoa.

n xin vic nn c gi ti cho C nhn hoc Phng Tuyn dng/Phng Nhn s

ca ngn hng (cng ty). Ni dung n xin vic phi thc t, i thng vo vn m ngn hng (cng ty) ang

quan tm ti (tt nhin bn cn xem k yu cu ca ngn hng [cng ty] trc khi vit

n ny); Trong l n phi t r s quan tm, t ho v trch nhim ca bn vi cng

vic ng tuyn bng lng chn thnh v hp tc.

II. Ni dung ca n xin vic

Ni dung ca n xin vic gm c 5 phn chnh sau y:

1. Phn m u:

2. Phn th hai:

3. Phn th ba:

4. Phn th t:

5. Phn cui cng:

III. Cc mu n xin vic

1. Mu 1

n xin vic ca ng vin c kinh nghim v

tr tng t

Vietnamese Version (Sample 1)

CNG HA X HI CH NGHA VIT NAM

c lp T do Hnh phc

-----o0o-----

N XIN VIC

Knh gi: Ban gim c Ngn hng TMCP X

ng/ B Trng phng hnh chnh nhn s


Ti tn l: L Phng Lan

Sinh ngy : 10/10/1986

Qu qun: Vn Tin - Yn Lc - Vnh Phc

Hin ti: S 4 - Phng Mai - ng a - H Ni

Trnh chuyn mn: C nhn kinh t - Hc vin Ngn hng

Ti c bit qu ngn hng ang c nhu cu tuyn dng v tr K ton giao dch qua thng

tin ng tuyn trn website www.abcbank.com.vn. Ti rt mong c hp tc lm vic

cng qu ngn hng, ti nh gi rt cao nhng gi tr m ngn hng mang li cho khch

hng v trn ht l ngn hng ang to iu kin cho nhng ai mun tm kim mt c hi

ngh nghip hp dn hn, th thch hn v th v hn. Ti vit n ny gi n qu ngn

hng nhm c cho chnh mnh vo v tr k ton giao dch m ngn hng ang cn tuyn.

[This is demo version]

Ti xin chn thnh cm n!

Cover letter of an experienced person in the same

position

English Version (Sample 1)

SOCIALIST REPUBLIC OF VIETNAM

Independence Freedom Happiness

----- O0o -----

COVER LETTER

To: Board of Directors Bank X

Mr / Mrs Supervisor of The personnel department

My name is: Le Phuong Lan

Birthdat: 10/10/1986

Hometown: Van Tien - Yen Lac - Vinh Phuc

Contact address: No.4, Phuong Mai St., Dong Da Dist., Hanoi

Qualifications: Bachelor of Economics, Banking Academy

I know that your bank is having demand to recruit personnel at Transaction accounting

position through information on website www.abcbank.com.vn. I look forward to working


together with your bank, I appreciate the value that the bank gave customers and above all,

banks are facilitating those who want to find a job opportunity career more attractive, more

challenging and more interesting. I wrote this application sent to your nominated bank to

position them on accounting transactions that banks are seeking.


I sincerely thank you!

2. Mu 2: n xin vic ca ng vin c kinh nghim nhng v tr khc

3. Mu 3: n xin vic ca ng vin cha c kinh nghim

Chng 3: Cch vit Th cm n (Thank you notes)

Chapter 3: How to write a Thank you notes

Sau bui phng vn (trong vng 24h), bn nn gi cho nh tuyn dng mt l th cm n

nhc kho nh tuyn dng v bn v by t s cm n i vi bui phng vn qua. Hy

l th y to cho bn nt c bit ring so vi cc ng vin khc.

L th y phi n tay ngi phng vn bn trc khi ng/b y ra quyt nh cui cng s

tuyn dng ai. Th cm n phi ni c nhiu hn mt li cm n n gin. Mun th, khi

vit th cm n gi cho nh tuyn dng, bn phi khng qun cc yu cu sau.

I. Ni dung th cm n

- By t s nhit tnh vi v tr mun vo lm

- Khng nh quan im ca mnh

- Chn thnh

- Mang r du n c nhn

II. Yu cu i vi th cm n:


III. Cc mu th cm n

PHN 6: M T CNG VIC CC V TR TRONG NGN HNG

PART 6: JOB DESCRIPTION OF POSITIONS IN BANK

V tr khng yu cu nm kinh nghim

V tr yu cu c kinh nghim (t 6 thng tr ln)

Danh sch cc v tr

1. Giao dch vin 2. Kim sot vin giao dch 3. Nhn vin th qu

4. Nhn vin TTQT 5. NV nghin cu PTSP 6. NV chm sc KH

7. NV PT & H tr KD 8. NV Kinh doanh ngoi t 9. Nhn vin tn dng

10. Nhn vin thm nh 11. Nhn vin marketing 12. Nhn vin tin hc

13. Nhn vin php ch 14. Nhn vin x l n 15. Nhn vin nhn s

16. Nhn vin l tn 17. NV vn th lu tr 18. NV KT, kim ton ni b

19. NV K ton ti chnh 20. Nhn vin ngun vn


1. Giao dch vin Bank Teller

- Nhn tip qu nghip v u ngy v

kt qu cui ngy.

- M v qun l ti khon tin gi, tin

gi thanh ton, ti khon tit kim ca

khch hng l cc t chc kinh t, c

nhn.

- Hch ton chng t pht sinh trong

ngy kp thi, chnh xc, y v

chu trch nhim v cc giao dch thc

hin.

- Thc hin chuyn tin thanh ton

trong nc, thanh ton th tn dng,

dch v W.U, thu i ngoi t

- Phong ta, gii to ti khon, s tit

kim theo nghip v v ngh ca

cc phng/ban lin quan.

- Kim tra chng t gc, nhp liu v

hch ton.

- Hng dn th tc, t vn khch hng

v gii quyt cc khiu ni ca khch

hng trong phm vi thm quyn cho

php, m bo b mt thng tin cho

khch hng

- Thc hin thu ng v cc loi ph

dch v theo biu ph ban hnh.

- Receiving fund at the start and

close fund at the end of day.

- Openning and managing deposit

account, payment account, saving

account of the individual and

economic organization customers.

- Entrying up-to-time, correctly,

fully documents arising in day and

have responbility with entried

transactions.

- Transfering money to pay

domestic, pay credit card, Western

Union (W.U) services, exchange

foreign currency.

- Blocking and unblocking account,

saving book follow transaction and

the proposal of related departments.

- Checking the root documents, input

data and entry.

- Consulting to the customers and

solve their complaints in authority,

ensure keep secrect customer's

information.

- Receiving true and enough all fees

follow table of fees issued.

Kh nng cn c: Ability requirements:

+ C sc khe tt, chu c p lc cng

vic

Healthy, can work under high

pressure

K nng cn c: Skill requirements:

+ K nng giao tip, ng x

+ K nng trnh by, thuyt trnh

Behavioring skills

Presentating skills


+ K nng m phn, thng lng Negotiating skills

Yu cu khc: Other requirements:

+ Ngoi hnh, gng mt a nhn

+ Cn thn, t m

+ Nhanh nhn

Appearances, good-looking face

Be careful, detailed

Agile

2. Kim sot vin giao dch Transactions Controller

3. .


Sch ny l tp hp cc cu hi phng vn

vo cc ngn hng ti nhiu k thi t nm 2009 n nm 2012

1) K thi tuyn dng vo Ngn hng Nng Nghip & Pht trin Nng thn Vit Nam

(Agribank) cc nm 2010, 2011

2) K thi tuyn dng vo Ngn hng TMCP Si Gn H Ni (SHB), Chi nhnh Thng

Long, Chi nhnh Nng, Chi nhnh H Ni, Chi nhnh Hi Phng cc nm 2009,

2010, 2011, 2012

3) K thi tuyn dng vo Ngn hng TMCP Phng Nam (SouthernBank)

4) K thi tuyn dng vo Ngn hng TMCP Cng thng Vit Nam (Vietinbank) cc nm

2009, 2010, 2012

5) K thi tuyn dng vo Ngn hng TMCP Nh H Ni (Habubank) nm 2009, 2010,

2011

6) K thi tuyn dng vo Ngn hng u t v Pht trin Vit Nam (BIDV) nm 2010,

2011

7) K thi tuyn dng vo Ngn hng TMCP Qun i (MB)

8) K thi tuyn dng vo Ngn hng TMCP i Dng (OceanBank) nm 2010, 2011

9) K thi tuyn dng vo Ngn hng TMCP An Bnh (AnbinhBank) nm 2010, 2011

10) K thi tuyn dng vo Ngn hng TMCP ng (DongABAnk) nm 2010, 2011

Gi: 50.000 M s: SB1

Tc gi: Thc s MBA Nguyn Chin Thng Tin s Ton L nh Nam, L Giang nh dng file PDF (~20MB) Bn y gm c 570 trang c p n.

NI DUNG SCH

PHN 1: CU HI TRC NGHIM (gm 555 cu trc nghim nghip v: Tn dng, K ton, Giao dch vin , Thanh ton quc t.

PHN 2: CU HI T LUN (gm 67 cu hi)

PHN 3: BI TP (gm 25 dng bi tn dng, 15 dng bi k ton khc nhau)

PHN 4: IQ V GMAT (gm 51 cu hi GMAT, 150 cu hi IQ vi nhiu kiu t duy khc nhau)

PHN 5: TING ANH (gm 142 cu hi ting Anh chia lm 9 DNG chnh)

PHN 6: TIN HC (gm 150 cu hi tin hc)

PHN 7: VERBAL TEST - NUMERICAL TEST-CLERICAL TEST (Gm 44 cu hi ting Anh thi vo cc ngn hng nc ngoi nh HSBC, JP Morgan Chase)

P N (Phn trc nghim, Cu hi t lun, Bi tp nghip v, Ting Anh, IQ v GMAT u c p n, c gii thch ngn gn v xc tch)

Gi: 100.000 M s: SB2

Tc gi: Thc s MBA Nguyn Chin Thng, L Giang nh dng file PDF (~10MB) Bn y gm c 362 trang vi 322 cu hi phng vn song ng Vit - Anh c p n.

NI DUNG SCH

PHN 1: CHUN B CHO MT CUC PHNG VN

PHN 2: NHNG LI KHUYN CHO CUC PHNG VN U TIN

PHN 3: CU HI PHNG VN CHUNG

PHN 4: CU HI PHNG VN NGHIP V

PHN 5: HNG DN CCH VIT CV, TH XIN VIC V TH CM N

PHN 6: M T CNG VIC CC V TR TRONG NGN HNG

PHN 7: PH LC SCH (Nguyn tc phi mu trang phc, giai on ca mt doanh nghip, cch lp bo co lu chuyn tin, mu bo co ti ca ngn hng).

P N (322 cu phng vn c p n song ng Vit - Anh trong c 103 Cu hi phng vn thng tin chung v 219 cu hi phng vn nghip v ).

GII THIU SCH THAM KHO ( BN FULL)TUYN TP THI, CU HI PHNG VN VO CC NGN HNG

CCH THANH TAN V NHN SCH

Cch 1: Thanh ton bng th co Viettel nhn sch bn ch cn mua 1 th co Viettel mnh gi tng ng n gi sch v cc gi khuyn mi, sau bn son tin nhn c ni dung bao gm m s th co, Email v gi n s 0985.142.984. Sau khi kim tra thng tin mnh s gi ngay sch cho bn qua Email.

Cch 2: Thanh ton qua ngn hng qu trnh thanh ton c nhanh chng, thun tin mnh ch cung cp duy nht mt ti khon ngn hng Vietinbank ng k s dng dch v SMS Banking, t ng nhn tin nhn thng bo qua SMS ngay khi c thay i s d.

Gi tin hoc chuyn khon vi s tin tng ng n gi sch v cc gi khuyn mi vo ti khon sau

Ngn hng TMCP Cng thng Vit Nam (Vietinbank) chi nhnh B Ra - Vng Tu Ch ti khon: NGUYN VN MINH S Ti khon: 711A16993918

Lu : xc nhn thng tin khi thanh ton qua ngn hng Ngay sau khi chuyn khon/np tin bn hy son tin nhn vi ni dung bao gm H tn y ca bn, Email, S ti khon chuyn tin (nu chuyn khon) v gi n s 0985.142.984. Sau khi kim tra thng tin mnh s gi ngay sch cho bn qua Email.

N GI SCH V CC GI KHUYN MI

THNG TIN KHUYN MI

(ch p dng khi thanh ton qua ngn hng)

Khi mua sch cc bn cn c gi km ton b gi khuyn mi 4 in 1 di y (M s: KM1)

+/ 1 ti khon vip trn tailieu.vn khng gii hn s lng v thi gian,

+/ 1 b ti liu n thi vo ngn hng Sacombank lu hnh ni b, c p n. thang im.

+/ 1 b sch H Thng Bi Tp, Bi Gii V Dng Thi Nghip V Ngn Hng Thng Mi

(Ti liu cc him ca PGS.TS Nguyn ng Dn, trng H Kinh T TP HCM )

+/ 1 b lut ngn hng, lut cc t chc tn dng mi nht.

.Lu : gi bn l cho gi khuyn mi trn l 20.000 thanh ton theo phng thc di y.

THNG TIN KHUYN MI

(ch p dng khi thanh ton qua ngn hng)

Khi mua sch cc bn cn c gi km ton b gi khuyn mi 9 in 1 di y (M s: KM2)

+/ 1 ti khon vip hc ting anh 1 nm trn hellochao.vn, tienganh123.com

+/ 1 ti khon vip Up.4share.vn thi hn 1 nm

+/ 37 dng bi tp tn dng c p n

+/ 14 thi vo cc ngn hng nm 2011, 2012 c p n

+/ 25 Mu S yu l lch (CV/Resume)

+/ 12 Mu Th xin vic (Cover Letter)

+/ Ni dung phng vn Tn dng CN v DN nm 2012

+/ Tng hp 60 cu trc nghim Thi giao dch vin

+/ B vn bn php lut tn dng hin hnh

Lu : gi bn l cho gi khuyn mi trn l 50.000 thanh ton theo phng thc di y.

STT M s Tn giao dch Gi

1 KM1 Gi khuyn mi 4 in 1 20.000

2 KM2 Gi khuyn mi 9 in 1 50.000

3 SB1 Sch Tuyn tp thi vo cc Ngn hng 50.000

4 SB2 Sch Tuyn tp Cu hi phng vn vo ngn hng 100.000

MT S CU HI THNG GP

Cu hi 1: Ti c th nhn sch trc gi tin sau c khng ?

Tr li: Chp nhn cch thanh ton ny. Tuy nhin sch gi trc c t pass gii nn, khi no bn gi m th co hp l hay thanh ton thnh cng qua ngn hng mnh s gi pass bn gii nn.

Cu hi 2: Khi giao dch thnh cng, sau bao lu ti c th nhn c sch?

Tr li: Thng th khng qu 5 pht sau thanh ton thnh cng bng mt trong hai cch trn bn s nhn c sch v c rt nhiu cch gi sch d bn giao dch bt k thi im no trong ngy.

Trng hp mnh ang s dng my tnh bn s nhn c ngay Email chuyn tip. Trng hp mnh khng s dng my tnh bn vn nhn c sch ngay bng cch Gi ti khon Email do mnh lp cho bn qua SMS bn download ti liu c sn trong hp th n Gi link download qua SMS bn ti trc tip t trnh duyt web.

Cu hi 3: Nu c bn cp nht mi ti c c nhn khng?

Tr li: Bn cp nht mi s t ng gi qua Email lu tr thng tin c nhn do bn cung cp, v c thng bo trc qua SMS. u tin gi sm cho nhng bn thanh ton qua ngn hng, giao dch nhiu ln (VIP).

HNG DN S DNG SCH

I. HNG DN M SCH +/ Sau khi nhn c Email bn ti file nh km sau gii nn v m bng phn mm c file PDF. +/ C mt s trng hp bn khng th m c file pdf. Nguyn nhn: Bn ang dng phn mm c file pdf phin bn c. Khi gp trng hp ny bn hy ti file nh km Email FoxitReader.rar hoc click TI Y ti link trc tip sau ci t v m sch.

II. HNG DN TRA CU Hin sch c to cc siu lin kt (l cc ch mu xanh) gia cu hi v cu tr li, do vic tra cu v s dng rt n gin v d dng. Bn ch vic Click vo phn ch c cha lin kt s thy ngay p n hoc click ngc li thy cu hi.

Mi vn lin quan n ti liu lin h theo thng tin di y c h tr sm nht.

Anh Minh Mobile: 0985.142.984 Yahoo: sorry_honeyhn

GII THIU SCH THAM KHOTUYN TP THI, CU HI PHNG VN VO CC NGN HNGUntitled

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