Manulife Financial is a leading Canadian-based financial services group operating in 21 countries and territories worldwide. For more than 120 years, clients have looked to Manulife for strong, reliable, trustworthy and forward-thinking solutions for their most significant financial decisions. Our international network of employees, financial planners and distribution partners offers financial protection and wealth management products and services to millions of clients. We provide asset management services to institutional customers worldwide as well as reinsurance solutions, specialising in property and casualty retrocession.

Our strong and stable capital levels enables us to sustain high credit ratings, finance new opportunities and most importantly maintain our commitment to our policyholders.

Manulife Financial Corporation trades as ‘MFC’ on the TSX, NYSE and PSE, and under ‘945’ on the SEHK.

Manulife Financial can be found on the Internet at www.manulife.com

About Manulife Financial

IMPORTANT NOTES AND DISCLAIMER: Buying a life insurance policy is a long-term commitment. An early termination of the policy usually involves high costs and the surrender value payable (if any) may be less than the total premiums paid. This marketing material is not a contract of insurance and is not intended as an offer or recommendation to the purchase of the plan. The specific details applicable to this insurance plan are set out in the policy contract. This marketing material is for general information only and does not have regard to your specific investment objectives, financial situation and any of your particular needs. You may wish to seek advice from a financial adviser before making a commitment to purchase the plan. In the event that you choose not to seek advice from a financial adviser, you should consider carefully whether this plan is suitable for you.

Manulife (Singapore) Pte Ltd, Reg No. 198002116D

A Manulife Financial Company Main Office: Manulife Centre, 51 Bras Basah Road, #09-00, Singapore 189554 Tel: 6737 1221 Website: www.manulife.com.sg Client Service Centre: #01-02C, Manulife Centre (Entrance off Waterloo Street) Tel: 6833 8188

Manulife Financial and the block design are registered service marks and trademarks of The Manufacturers Life Insurance Company and are used by it and its affiliates, including Manulife Financial Corporation.

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重要信息和免责声明:投保人寿保险计划是一项长远的承诺。提早断保一般涉及很高的

开支，保单的断保价值(若有)，可能比已缴的总保费来得低。此传单并非保险

合约，也并非向任何人提议或推荐购买此计划。此计划的详细资料已刊载于

保单合约中。此传单仅供参考使用，并不以您的特定投资目标、财务状况及个

别需要作为考量。在购买此计划之前，您或应向财务顾问咨询。若您选择不

向财务顾问咨询，您应谨慎考虑此计划是否适合您。

此传单附有中英文版，若出现语言间的差异，将以英文版为准。

宏利金融为加拿大主要的

财 务 服 务 集 团，业 务

遍布全球 2 1个国家和

地区。在过去120多年以

来，我们的顾客一直依靠

我们提供实力雄厚、稳健可靠、深受信赖、和高瞻远

瞩的理财方案，以助他们在财务上作出最重大的决

策。我们旗下庞大的雇员、财务策划咨询专员及销售

伙伴网络，为全球数百万客户，提供财务保障及财富

管理的产品和服务，并为全球的机构客户提供资产管

理服务和再保险方案，特别是财险和意外险等方面。

由于我们资金充裕和稳定，财务状况稳固，不单使我们

一直获得甚高的信贷评级，也方便我们开拓业务，把握

商机，而最重要的则是让我们能够遵守对保户的承诺。

宏利金融有限公司在多伦多，纽约及菲律宾股票交易

所的股份代号为MFC，在联交所的股份代号则为945

其网址为 www.manulife.com

Manulife (Singapore) Pte Ltd, Reg No. 198002116D

A Manulife Financial Company Main Office: Manulife Centre, 51 Bras Basah Road, #09-00, Singapore 189554 Tel: 6737 1221 Website: www.manulife.com.sg Client Service Centre: #01-02C, Manulife Centre (Entrance off Waterloo Street) Tel: 6833 8188

Manulife Financial and the block design are registered service marks and trademarks of The Manufacturers Life Insurance Company and are used by it and its affiliates, including Manulife Financial Corporation.

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