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Version 01 | 08.15.2017 U.S. SSP STYLE GUIDE Dental

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Page 1: U.S. SSP STYLE GUIDE Dental - MetLifeGSSP U.S. | STYLE GUIDE IMPORTANT NOTES “PAGE 2” TAB STRUCTURE 1 Dsktp. Tabs - Spacing 2 Dsktp. Tabs - Fonts/Colors 3 Mobile Tabs - Spacing

Version 01 | 08.15.2017

U.S. SSP STYLE GUIDE

Dental

Page 2: U.S. SSP STYLE GUIDE Dental - MetLifeGSSP U.S. | STYLE GUIDE IMPORTANT NOTES “PAGE 2” TAB STRUCTURE 1 Dsktp. Tabs - Spacing 2 Dsktp. Tabs - Fonts/Colors 3 Mobile Tabs - Spacing

GSSP U.S. | STYLE GUIDE

IMPORTANT NOTES

“PAGE 2” TAB STRUCTURE 1 Dsktp. Tabs - Spacing 2 Dsktp. Tabs - Fonts/Colors 3 Mobile Tabs - Spacing 4 Mobile Tabs - Fonts, Colors 5 Tablet Tab Takeover Menu 6 Tablet Tab Takeover -Spacing 7 Tablet Tab Takeover - Fonts/Colors 8 Pnone Tab Takeover Menu 9 Tablet Tab Takeover - All Specs

“PAGE 2” I Want To MENUS 10 Dsktp. I Want To Menu 11 Dsktp. I Want To - All Specs 12 Tablet I Want To13 Tablet I Want To - All Specs14 Phone I Want To

POLICY INFORMATION TAB 16 Dsktp. Policy Info Tab 17 Dsktp. Policy Info Tab - Spacing 18 Dsktp. Policy Info Tab - Fonts/Colors 19 Tablet Policy Info Tab 20 Tablet Policy Info Tab - All Specs 21 Phone Policy Info Tab 22 Phone Policy Info Tab - All Specs 23 Dsktp. Benefits Info Turbo Flip 24 Dsktp. Benefits Info Turbo Flip - Spacing25 Dsktp. Benefits Info Turbo Flip - Fonts/Col-ors 26 Tablet Benefits Info Turbo Flip 27 Tablet Benefits Info Turbo Flip - All Specs 28 Phone Benefits Info Turbo Flip 29 Phone Benefits Info Turbo Flip - All Specs 30 Dsktp. Network Benefits Overlay

31 Dsktp. Network Benefits Overlay - Spacing 32 Dsktp. Network Ben. Overlay - Fonts/Colors 33 Tablet Network Benefits Takeover 34 Phone Network Benefits Takeover 35 Phone Network Benefits Takeover - All Specs 36 Dsktp. Leaving Metlife Overlay

COVERAGES TAB 37 Dsktp. Coverages Tab 38 Dsktp. Coverages Tab - Spacing 39 Dsktp. Coverages Tab - Fonts/Colors40 Tablet Coverages Tab41 Tablet Coverages Tab - All Specs42 Phone Coverages Tab 43 Phone Coverages Tab - All Specs 44 Dsktp. Composites Turbo Flip

(Table Entries Collapsed)45 Dsktp. Composites Turbo Flip

(Table Entry Expanded) 46 Dsktp. Composites Turbo Flip

(Table Entry Expanded, Note Epanded) 47 Dsktp. Composites Turbo Flip - Spacing 48 Dsktp. Cmpsts. Turbo Flip - Colors/Fonts 49 Tablet Composites Turbo Flip 50 Tablet Composites Turbo Flip - All Specs 51 Phone Composites Turbo Flip 52 Phone Composites Turbo Flip - All Specs 53 Dsktop. Orthodontics Turbo Flip 54 Dsktop. Orthodontics Turbo Flip - All Specs

COMMON QUESTIONS TAB 55 Dsktp. Common Questions Tab 56 Dsktp. Common Questions - Spacing 57 Dsktp. Common Questions - Colors/Fonts 58 Tablet Common Questions Tab 59 Tablet Common Questions - All Specs

60 Phone Common Questions Tab 61 Phone Common Questions - All Specs

DRAWERS 62 Dsktp. Choose a Dental Office Drawer 63 Dsktp. Choose a Dental Office - Spacing 64 Dsktp. Choose a Dental Off. - Colors/Fonts 65 Dsktp. Send a Message by Email Drawer 65 Dsktp. Send a Message by Email Drawer 66 Dsktp. Email Coverage Info Drawer 1 67 Dsktp. Email Coverage Info Drawer 2 68 Dsktp. Email Cov. Info Drwr. 1 - All Specs 69 Tablet Email Coverage Info Drawer 1

Dental | CONTENTS (Section Headers hyperlink to Pages)

U.S. SSP | STYLE GUIDE

IMPORTANT - ABOUT THIS STYLE GUIDE!!!!!

Please read important notes on the following page and see downloads and Pattern Library URLs.

Please do not detach single pages to give to developers. All pages are inter-dependent. A style or spacing spec-ed on a page is not repeated on subsequent pages, so the entire guide is needed for reference for anyone coding this feature.

See www.ux.metlife.com for button, link, dropdown, form field behaviors and specs - and palette, fonts, etc.

Page 3: U.S. SSP STYLE GUIDE Dental - MetLifeGSSP U.S. | STYLE GUIDE IMPORTANT NOTES “PAGE 2” TAB STRUCTURE 1 Dsktp. Tabs - Spacing 2 Dsktp. Tabs - Fonts/Colors 3 Mobile Tabs - Spacing

My Accounts / PDP Plus

MY ACCOUNTS CLAIM CENTER DOCUMENTS & FORMS

2Welcome DavidCarestream, Inc.

Group DentalPDP PlusProvided by Carestream, Inc.

I want to… !

Eligibility is not a guarantee of coverage as actual benefit payments are determined only when a

claim is processed.

If MetLife determines that a less costly service than the covered service performed by a dentist

could have been performed to treat a dental condition, MetLife may pay benefits based upon the

less costly service if such service 1) Would produce a professionally acceptable result under

generally accepted dental standards, and 2) Would qualify as a covered service.

If MetLife pays a benefit based upon a less costly service, the dentist may charge a patient or a

patient's dependent for the difference between the service that was performed and the less costly

service. This may be the case, even if the service is performed by an in-network dentist.

A pretreatment estimate is recommended before the start of extensive dental treatment such as

crowns, veneers, bridgework, implants, orthodontics,or periodontal services. Learn more about how to request a pretreatment estimate.

© 2017 MetLife MetLife Term Life Insurance issued by MetLife Insurance Company USA, Charlotte, NC, 28277 (except in NY), on policy form #5E-23-12, and

by Metropolitan Life Insurance Company, New York, NY 10166 (NY only), on policy form #1E-23-12-NY. Both are MetLife companies. L1016481177[exp1217]

[All States][DC,GU,MP,PR,VI]

Privacy Policy • Terms of Use • Contact Us • Important Information

General Information

Network name: PDP Plus

Policy status: Enrolled

Effective coverage period: 09/01/2017-08/31/2018

Coverage elected for: David Faulkner, Joan Faulkner, Sean Faulkner

Coordination of benefits: Birthday Rule

Non-duplication of benefits applies

Co-pay: Yes

View co-pay schedules

""

Policy Coverages

Benefits available for for teeth lost prior to effective date: Yes

Maximum dependent age: Up to age 24

Maximum student age: Up to age 24

Orthodontics

Dependent child’s age: Up to age 19

Full-time student age: Up to age 19

All others: Not covered

View all coverages and procedures

Benefit Information

Name Effective Date

David Faulkner 09/01/2014Insured: Self

Joan Faulkner 09/01/2014Dependent: Spouse

Sean Faulkner 09/01/2014Dependent: Child

Your dependents are eligible for coverage. Each dependent is listed when the first claim or pretreatment for that dependent is processed.

DETAILS

LEARN MORE

Your dental plan is designed to make it more affordable to see a dentist regularly. You can go

to any licensed dentist, but staying in-network helps you save on services and get more value

from your plan!

Benefit programs offered by MetLife and its affiliates contain certain exclusions, exceptions, waiting periods, reductions, limitations and terms for keeping them in force. Contact MetLife or your plan administrator for more details.

The Benefits of Staying In-Network

PRINT CARDS

ID Cards

PDP PlusID Number 0123456

Network PDP Plus

Name David Faulkner

Dental Group Plan 142093

Your ID can be used when calling MetLife or submitting claims.

Member Service: www.website.com

LEARN MORE

News & UpdatesExcept as otherwise required by state law, the Carestream dental options allow associates to provide dental coverage for their unmarriedchildren who are (1) under the age of 19, or (2) qualified students under the age of 23. If you have any questions regarding dependent eligibility, please contact Carestream HR Services at1-800-234-6229.

Send us a request to add your dentist if he or she isn’t in your network.

Recommend a Dentist

ADD A DENTIST

Policy Information Coverages Claim History Common Questions

205px x 55px

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25px 25px5px10px tall band

joan.kristensen
Text Box
See Navigation and Footer in FOUNDATIONAL UI ELEMENTS PDF for final navigation details and specs.
Page 4: U.S. SSP STYLE GUIDE Dental - MetLifeGSSP U.S. | STYLE GUIDE IMPORTANT NOTES “PAGE 2” TAB STRUCTURE 1 Dsktp. Tabs - Spacing 2 Dsktp. Tabs - Fonts/Colors 3 Mobile Tabs - Spacing

My Accounts / PDP Plus

MY ACCOUNTS CLAIM CENTER DOCUMENTS & FORMS

2Welcome DavidCarestream, Inc.

Group DentalPDP PlusProvided by Carestream, Inc.

I want to… !

Eligibility is not a guarantee of coverage as actual benefit payments are determined only when a

claim is processed.

If MetLife determines that a less costly service than the covered service performed by a dentist

could have been performed to treat a dental condition, MetLife may pay benefits based upon the

less costly service if such service 1) Would produce a professionally acceptable result under

generally accepted dental standards, and 2) Would qualify as a covered service.

If MetLife pays a benefit based upon a less costly service, the dentist may charge a patient or a

patient's dependent for the difference between the service that was performed and the less costly

service. This may be the case, even if the service is performed by an in-network dentist.

A pretreatment estimate is recommended before the start of extensive dental treatment such as

crowns, veneers, bridgework, implants, orthodontics,or periodontal services. Learn more about how to request a pretreatment estimate.

© 2017 MetLife MetLife Term Life Insurance issued by MetLife Insurance Company USA, Charlotte, NC, 28277 (except in NY), on policy form #5E-23-12, and

by Metropolitan Life Insurance Company, New York, NY 10166 (NY only), on policy form #1E-23-12-NY. Both are MetLife companies. L1016481177[exp1217]

[All States][DC,GU,MP,PR,VI]

Privacy Policy • Terms of Use • Contact Us • Important Information

General Information

Network name: PDP Plus

Policy status: Enrolled

Effective coverage period: 09/01/2017-08/31/2018

Coverage elected for: David Faulkner, Joan Faulkner, Sean Faulkner

Coordination of benefits: Birthday Rule

Non-duplication of benefits applies

Co-pay: Yes

View co-pay schedules

"

How a plan pays benefits when a patient is covered bymore than one dental benefits plan.

?

Policy Coverages

Benefits available for for teeth lost prior to effective date: Yes

Maximum dependent age: Up to age 24

Maximum student age: Up to age 24

Orthodontics

Dependent child’s age: Up to age 19

Full-time student age: Up to age 19

All others: Not covered

View all coverages and procedures

Benefit Information

Name Effective Date

David Faulkner 09/01/2014Insured: Self

Joan Faulkner 09/01/2014Dependent: Spouse

Sean Faulkner 09/01/2014Dependent: Child

Your dependents are eligible for coverage. Each dependent is listed when the first claim or pretreatment for that dependent is processed.

DETAILS

LEARN MORE

Your dental plan is designed to make it more affordable to see a dentist regularly. You can go

to any licensed dentist, but staying in-network helps you save on services and get more value

from your plan!

Benefit programs offered by MetLife and its affiliates contain certain exclusions, exceptions, waiting periods, reductions, limitations and terms for keeping them in force. Contact MetLife or your plan administrator for more details.

The Benefits of Staying In-Network

PRINT CARDS

ID Cards

PDP PlusID Number 0123456

Network PDP Plus

Name David Faulkner

Dental Group Plan 142093

Your ID can be used when calling MetLife or submitting claims.

Member Service: www.website.com

LEARN MORE

News & UpdatesExcept as otherwise required by state law, the Carestream dental options allow associates to provide dental coverage for their unmarriedchildren who are (1) under the age of 19, or (2) qualified students under the age of 23. If you have any questions regarding dependent eligibility, please contact Carestream HR Services at1-800-234-6229.

Send us a request to add your dentist if he or she isn’t in your network.

Recommend a Dentist

ADD A DENTIST

Policy Information Coverages Claim History Common Questions

color: #333333 100%opacity: 100%font-size: 16pxfont-face: NotoSans-Boldcharacter: 0.4pxline: 22px (1.4)

color: #FFFFFF 100%opacity: 100%font-size: 14pxfont-face: NotoSanscharacter: 0pxline: 19px (1.4)

fill: #A4CE4E 100%opacity: 100%radius: 0px; 5px, 0px, 0px

Band:fill: #A4CE4E 100%opacity: 100%

fill: #007ABC 100%opacity: 100%radius: 0px; 5px, 0px, 0px

Page 5: U.S. SSP STYLE GUIDE Dental - MetLifeGSSP U.S. | STYLE GUIDE IMPORTANT NOTES “PAGE 2” TAB STRUCTURE 1 Dsktp. Tabs - Spacing 2 Dsktp. Tabs - Fonts/Colors 3 Mobile Tabs - Spacing

My Accounts / PDP Plus

MY ACCOUNTS CLAIM CENTER DOCUMENTS & FORMS

Welcome NicoleCarestream, Inc.

Group DentalPDP PlusProvided by Carestream, Inc.

I want to… !

Eligibility is not a guarantee of coverage as actual benefit payments are determined only when a claim is

processed.

If MetLife determines that a less costly service than the covered service performed by a dentist could have

been performed to treat a dental condition, MetLife may pay benefits based upon the less costly service if

such service 1) Would produce a professionally acceptable result under generally accepted dental

standards, and 2) Would qualify as a covered service.

If MetLife pays a benefit based upon a less costly service, the dentist may charge a patient or a patient's

dependent for the difference between the service that was performed and the less costly service. This may

be the case, even if the service is performed by an in-network dentist.

A pretreatment estimate is recommended before the start of extensive dental treatment such as crowns,

veneers, bridgework, implants, orthodontics,or periodontal services. Learn more about how to request a

pretreatment estimate.

© 2015 MetLife MetLife Term Life Insurance issued by MetLife Insurance Company USA, Charlotte, NC, 28277 (except in NY),

on policy form #5E-23-12, and by Metropolitan Life Insurance Company, New York, NY 10166 (NY only), on policy form #1E-23-12-NY.

Both are MetLife companies.

Privacy Policy • Terms of Use • Contact Us • Important Information

"Policy Information

GET CARDS

ID Cards

PDP PlusID Number 0123456

Network PDP Plus

Name Asteca Bodok

Dental Group Plan 142093

Your ID can be used when calling MetLife or submitting claims.

Member Service: www.website.com

General Information

Network name Network Name

Policy status Enrolled

Effective

coverage period Period

Coverage elected

for Employee Name, Employee Spouse, Employee Child

Coordination of

benefits Birthday RuleNon-duplication of benefits applies

Co-pay Yes

View co-pay

schedules

? $

Policy Coverages

Benefits available

for teeth lost

prior to

effective date Yes

Maximum

dependent

age Up to age 24

Maximum

student age Up to age 24

Orthodontics

Dependent

child’s age Up to age 19

Full-time

student age Up to age 19

All others Not coverd

View all coverages

and procedures

Benefit Information

Name Effective Date

Asteca Bodok 09/01/2014Insured: Self

Arsuso Bodok 09/01/2014Dependent: Spouse

Arsuso Bodok 09/01/2014Dependent: Child

Duks Bodok 09/01/2014Dependent: Child

Your dependents are eligible for coverage. Each dependent is listed when the first claim or pretreatment for that dependent is processed.

DETAILS

LEARN MORE

Your dental plan is designed to make it more affordable to see a dentist regularly.

You can go to any licensed dentist, but staying in-network helps you save on

services and get more value from your plan!

Benefit programs offered by MetLife and its affiliates contain certain exclusions, exceptions, waiting periods, reductions, limitations and terms for keeping them in force. Contact MetLife or your plan administrator for more details.

The Benefits of Staying In-Network

LEARN MORE

News & UpdatesExcept as otherwise required by state law, the Carestream, Inc. dental options allow associates to provide dental coverage for their unmarried children who are (1) under the age of 19, or (2) qualified students under the age of 23. If you have any questions regarding dependent eligibility, please contact Carestream’s HR Services at1-800-234-6229.

Send us a request to add your dentist if he or she isn’t in your network.

Recommend a Dentist

ADD A DENTIST

190px x 45px 40px

34px

10px

10px

15px 17px

Tapping this icon/tab invokes the Tabs Takeover

Page 6: U.S. SSP STYLE GUIDE Dental - MetLifeGSSP U.S. | STYLE GUIDE IMPORTANT NOTES “PAGE 2” TAB STRUCTURE 1 Dsktp. Tabs - Spacing 2 Dsktp. Tabs - Fonts/Colors 3 Mobile Tabs - Spacing

My Accounts / PDP Plus

MY ACCOUNTS CLAIM CENTER DOCUMENTS & FORMS

Welcome NicoleCarestream, Inc.

Group DentalPDP PlusProvided by Carestream, Inc.

I want to… !

Eligibility is not a guarantee of coverage as actual benefit payments are determined only when a claim is

processed.

If MetLife determines that a less costly service than the covered service performed by a dentist could have

been performed to treat a dental condition, MetLife may pay benefits based upon the less costly service if

such service 1) Would produce a professionally acceptable result under generally accepted dental

standards, and 2) Would qualify as a covered service.

If MetLife pays a benefit based upon a less costly service, the dentist may charge a patient or a patient's

dependent for the difference between the service that was performed and the less costly service. This may

be the case, even if the service is performed by an in-network dentist.

A pretreatment estimate is recommended before the start of extensive dental treatment such as crowns,

veneers, bridgework, implants, orthodontics,or periodontal services. Learn more about how to request a

pretreatment estimate.

© 2015 MetLife MetLife Term Life Insurance issued by MetLife Insurance Company USA, Charlotte, NC, 28277 (except in NY),

on policy form #5E-23-12, and by Metropolitan Life Insurance Company, New York, NY 10166 (NY only), on policy form #1E-23-12-NY.

Both are MetLife companies.

Privacy Policy • Terms of Use • Contact Us • Important Information

"Policy Information

GET CARDS

ID Cards

PDP PlusID Number 0123456

Network PDP Plus

Name Asteca Bodok

Dental Group Plan 142093

Your ID can be used when calling MetLife or submitting claims.

Member Service: www.website.com

General Information

Network name Network Name

Policy status Enrolled

Effective

coverage period Period

Coverage elected

for Employee Name, Employee Spouse, Employee Child

Coordination of

benefits Birthday RuleNon-duplication of benefits applies

Co-pay Yes

View co-pay

schedules

? $

Policy Coverages

Benefits available

for teeth lost

prior to

effective date Yes

Maximum

dependent

age Up to age 24

Maximum

student age Up to age 24

Orthodontics

Dependent

child’s age Up to age 19

Full-time

student age Up to age 19

All others Not coverd

View all coverages

and procedures

Benefit Information

Name Effective Date

Asteca Bodok 09/01/2014Insured: Self

Arsuso Bodok 09/01/2014Dependent: Spouse

Arsuso Bodok 09/01/2014Dependent: Child

Duks Bodok 09/01/2014Dependent: Child

Your dependents are eligible for coverage. Each dependent is listed when the first claim or pretreatment for that dependent is processed.

DETAILS

LEARN MORE

Your dental plan is designed to make it more affordable to see a dentist regularly.

You can go to any licensed dentist, but staying in-network helps you save on

services and get more value from your plan!

Benefit programs offered by MetLife and its affiliates contain certain exclusions, exceptions, waiting periods, reductions, limitations and terms for keeping them in force. Contact MetLife or your plan administrator for more details.

The Benefits of Staying In-Network

LEARN MORE

News & UpdatesExcept as otherwise required by state law, the Carestream, Inc. dental options allow associates to provide dental coverage for their unmarried children who are (1) under the age of 19, or (2) qualified students under the age of 23. If you have any questions regarding dependent eligibility, please contact Carestream’s HR Services at1-800-234-6229.

Send us a request to add your dentist if he or she isn’t in your network.

Recommend a Dentist

ADD A DENTIST

color: #333333 100%opacity: 100%font-size: 14pxfont-face: NotoSans-Boldcharacter: 0.4pxline: 22px (1.4)

13px circle#A4CE4E

10px circles#999999

color: #FFFFFF 100%opacity: 100%font-size: 18pxfont-face: Font Awesome% fa-chevron-right []

fill: #A4CE4E 100%opacity: 100%radius: 0px; 5px, 0px, 0px

fill: #007ABC 100%opacity: 100%radius: 0px; 5px, 0px, 0px

RULE:color: #CCCCCClength: 610pxweight; 1px

Page 7: U.S. SSP STYLE GUIDE Dental - MetLifeGSSP U.S. | STYLE GUIDE IMPORTANT NOTES “PAGE 2” TAB STRUCTURE 1 Dsktp. Tabs - Spacing 2 Dsktp. Tabs - Fonts/Colors 3 Mobile Tabs - Spacing

My Accounts / PDP Plus

MY ACCOUNTS CLAIM CENTER DOCUMENTS & FORMS

Welcome NicoleCarestream, Inc.

Group DentalPDP Plus

Provided by Carestream, Inc.

I want to… !

+

Your Network BenefitsYour dental plan is designed to help protect your dental health and make it more affordable to see

your dentist regularly. You can go to any licensed dentist — in or out of the network. The choice is

yours.

Just remember that staying in-network helps you stretch your plan maximums and get more savings

from our dental benefits.

A participating dentist has agreed to accept negotiated fees as payment in full for services provided to

plan members. Negotiated fees typically range from 15% - 45%* below the average fees charged in a

dentist’s community for the same or substantially similar services.

A participating dentist has agreed to accept negotiated fees as payment in full for services provided to

plan members. Negotiated fees typically range from 15% - 45%* below the average fees charged in a

dentist’s community for the same or substantially similar services.

Lorem ipsum dolor sit amet, consectetur adipisicing elit, sed do eiusmod tempor incididunt ut labore et

dolore magna aliqua. Ut enim ad minim veniam, quis nostrud exercitation ullamco laboris nisi ut aliquip.

Lorem ipsum dolor sit amet, consectetur adipisicing elit, sed do eiusmod tempor incididunt ut labore et

dolore magna aliqua. Ut enim ad minim veniam, quis nostrud exercitation ullamco laboris nisi ut aliquip.

Benefit programs offered by MetLife and its affiliates contain certain exclusions, exceptions, waiting periods, reductions,

limitations and terms for keeping them in force. Contact MetLife or your plan administrator for more details.

Custom Network

Out-of-Network

Out-of-Network MetLife Choice Savings Program

In Network

Benefits for Using a Participating, Network Dentist

Benefits for Using a Non-Participating , Out-of-Network Dentist

One of the largest Dental Networks

Savings

CLOSE

Policy Information

Coverages

Claim History

Common Questions

Group DentalPDP Plus

Provided by Carestream, Inc.

Page 8: U.S. SSP STYLE GUIDE Dental - MetLifeGSSP U.S. | STYLE GUIDE IMPORTANT NOTES “PAGE 2” TAB STRUCTURE 1 Dsktp. Tabs - Spacing 2 Dsktp. Tabs - Fonts/Colors 3 Mobile Tabs - Spacing

My Accounts / PDP Plus

MY ACCOUNTS CLAIM CENTER DOCUMENTS & FORMS

Welcome NicoleCarestream, Inc.

Group DentalPDP PlusProvided by Carestream, Inc.

I want to… !

Policy Information

Coverages

Claim History

Common Questions

Group DentalPDP PlusProvided by Carestream, Inc.

20px

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30px

237px 244px287px

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238px

Bold/Underscore indicates the currently selected tab.

Tapping any tab title closes the takeover and returns to the page with that tab selected.

Tapping close without selecting a new tab returns to original page that launched this takeover.

Page 9: U.S. SSP STYLE GUIDE Dental - MetLifeGSSP U.S. | STYLE GUIDE IMPORTANT NOTES “PAGE 2” TAB STRUCTURE 1 Dsktp. Tabs - Spacing 2 Dsktp. Tabs - Fonts/Colors 3 Mobile Tabs - Spacing

My Accounts / PDP Plus

MY ACCOUNTS CLAIM CENTER DOCUMENTS & FORMS

Welcome NicoleCarestream, Inc.

Group DentalPDP PlusProvided by Carestream, Inc.

I want to… !

Policy Information

Coverages

Claim History

Common Questions

Group DentalPDP PlusProvided by Carestream, Inc.

border: 1px center* #999999 100%opacity: 100%

color: #0061A0 100%font-size: 14pxfont-face: NotoSanscharacter: 0px

CURRENT SELECTED TAB:color: #0061A0 100%font-size: 14pxfont-face: NotoSans-BoldUnderscore

Same specs as top of all pages in desktop view

Page 10: U.S. SSP STYLE GUIDE Dental - MetLifeGSSP U.S. | STYLE GUIDE IMPORTANT NOTES “PAGE 2” TAB STRUCTURE 1 Dsktp. Tabs - Spacing 2 Dsktp. Tabs - Fonts/Colors 3 Mobile Tabs - Spacing

Policy Information

Coverages

Claim History

Common Questions

Group DentalPDP PlusProvided by Carestream, Inc.

Page 11: U.S. SSP STYLE GUIDE Dental - MetLifeGSSP U.S. | STYLE GUIDE IMPORTANT NOTES “PAGE 2” TAB STRUCTURE 1 Dsktp. Tabs - Spacing 2 Dsktp. Tabs - Fonts/Colors 3 Mobile Tabs - Spacing

!

Policy Information

Coverages

Claim History

Common Questions

Group DentalPDP PlusProvided by Carestream, Inc.

70px

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Page 12: U.S. SSP STYLE GUIDE Dental - MetLifeGSSP U.S. | STYLE GUIDE IMPORTANT NOTES “PAGE 2” TAB STRUCTURE 1 Dsktp. Tabs - Spacing 2 Dsktp. Tabs - Fonts/Colors 3 Mobile Tabs - Spacing

My Accounts / PDP Plus

MY ACCOUNTS CLAIM CENTER DOCUMENTS & FORMS

2Welcome DavidCarestream, Inc.

Group DentalPDP PlusProvided by Carestream, Inc.

I want to… !

Eligibility is not a guarantee of coverage as actual benefit payments are determined only when a

claim is processed.

If MetLife determines that a less costly service than the covered service performed by a dentist

could have been performed to treat a dental condition, MetLife may pay benefits based upon the

less costly service if such service 1) Would produce a professionally acceptable result under

generally accepted dental standards, and 2) Would qualify as a covered service.

If MetLife pays a benefit based upon a less costly service, the dentist may charge a patient or a

patient's dependent for the difference between the service that was performed and the less costly

service. This may be the case, even if the service is performed by an in-network dentist.

A pretreatment estimate is recommended before the start of extensive dental treatment such as

crowns, veneers, bridgework, implants, orthodontics,or periodontal services. Learn more about how to request a pretreatment estimate.

© 2017 MetLife MetLife Term Life Insurance issued by MetLife Insurance Company USA, Charlotte, NC, 28277 (except in NY), on policy form #5E-23-12, and

by Metropolitan Life Insurance Company, New York, NY 10166 (NY only), on policy form #1E-23-12-NY. Both are MetLife companies. L1016481177[exp1217]

[All States][DC,GU,MP,PR,VI]

Privacy Policy • Terms of Use • Contact Us • Important Information

General Information

Network name: PDP Plus

Policy status: Enrolled

Effective coverage period: 09/01/2017-08/31/2018

Coverage elected for: David Faulkner, Joan Faulkner, Sean Faulkner

Coordination of benefits: Birthday Rule

Non-duplication of benefits applies

Co-pay: Yes

View co-pay schedules

""

Policy Coverages

Benefits available for for teeth lost prior to effective date: Yes

Maximum dependent age: Up to age 24

Maximum student age: Up to age 24

Orthodontics

Dependent child’s age: Up to age 19

Full-time student age: Up to age 19

All others: Not covered

View all coverages and procedures

Benefit Information

Name Effective Date

David Faulkner 09/01/2014Insured: Self

Joan Faulkner 09/01/2014Dependent: Spouse

Sean Faulkner 09/01/2014Dependent: Child

Your dependents are eligible for coverage. Each dependent is listed when the first claim or pretreatment for that dependent is processed.

DETAILS

LEARN MORE

Your dental plan is designed to make it more affordable to see a dentist regularly. You can go

to any licensed dentist, but staying in-network helps you save on services and get more value

from your plan!

Benefit programs offered by MetLife and its affiliates contain certain exclusions, exceptions, waiting periods, reductions, limitations and terms for keeping them in force. Contact MetLife or your plan administrator for more details.

The Benefits of Staying In-Network

PRINT CARDS

ID Cards

PDP PlusID Number 0123456

Network PDP Plus

Name David Faulkner

Dental Group Plan 142093

Your ID can be used when calling MetLife or submitting claims.

Member Service: www.website.com

LEARN MORE

News & Updates Except as otherwise required by state law, the Carestream dental options allow associates to provide dental coverage for their unmarried children who are (1) under the age of 19, or (2) qualified students under the age of 23. If you have any questions regarding dependent eligibility, please contact Carestream HR Services at 1-800-234-6229.

Send us a request to add your dentist if he or she isn’t in your network.

Recommend a Dentist

ADD A DENTIST

Policy Information Coverages Claim History Common Questions

Dentist or practice name (optional)

FIND

ZIP Code

07834

Find a Dentist Related Links

View Policy Documents

View Claim Forms

Update Preferences

Resources

Glossary

Oral Health Library

Tools

Recommend a dentist

Procedure Fee Tool

Request a Translation

View/Print ID Card

File a Grievance

I want to… !

Page 13: U.S. SSP STYLE GUIDE Dental - MetLifeGSSP U.S. | STYLE GUIDE IMPORTANT NOTES “PAGE 2” TAB STRUCTURE 1 Dsktp. Tabs - Spacing 2 Dsktp. Tabs - Fonts/Colors 3 Mobile Tabs - Spacing

My Accounts / PDP Plus

MY ACCOUNTS CLAIM CENTER DOCUMENTS & FORMS

2Welcome DavidCarestream, Inc.

Group DentalPDP PlusProvided by Carestream, Inc.

I want to… !

Eligibility is not a guarantee of coverage as actual benefit payments are determined only when a

claim is processed.

If MetLife determines that a less costly service than the covered service performed by a dentist

could have been performed to treat a dental condition, MetLife may pay benefits based upon the

less costly service if such service 1) Would produce a professionally acceptable result under

generally accepted dental standards, and 2) Would qualify as a covered service.

If MetLife pays a benefit based upon a less costly service, the dentist may charge a patient or a

patient's dependent for the difference between the service that was performed and the less costly

service. This may be the case, even if the service is performed by an in-network dentist.

A pretreatment estimate is recommended before the start of extensive dental treatment such as

crowns, veneers, bridgework, implants, orthodontics,or periodontal services. Learn more about how to request a pretreatment estimate.

© 2017 MetLife MetLife Term Life Insurance issued by MetLife Insurance Company USA, Charlotte, NC, 28277 (except in NY), on policy form #5E-23-12, and

by Metropolitan Life Insurance Company, New York, NY 10166 (NY only), on policy form #1E-23-12-NY. Both are MetLife companies. L1016481177[exp1217]

[All States][DC,GU,MP,PR,VI]

Privacy Policy • Terms of Use • Contact Us • Important Information

General Information

Network name: PDP Plus

Policy status: Enrolled

Effective coverage period: 09/01/2017-08/31/2018

Coverage elected for: David Faulkner, Joan Faulkner, Sean Faulkner

Coordination of benefits: Birthday Rule

Non-duplication of benefits applies

Co-pay: Yes

View co-pay schedules

""

Policy Coverages

Benefits available for for teeth lost prior to effective date: Yes

Maximum dependent age: Up to age 24

Maximum student age: Up to age 24

Orthodontics

Dependent child’s age: Up to age 19

Full-time student age: Up to age 19

All others: Not covered

View all coverages and procedures

Benefit Information

Name Effective Date

David Faulkner 09/01/2014Insured: Self

Joan Faulkner 09/01/2014Dependent: Spouse

Sean Faulkner 09/01/2014Dependent: Child

Your dependents are eligible for coverage. Each dependent is listed when the first claim or pretreatment for that dependent is processed.

DETAILS

LEARN MORE

Your dental plan is designed to make it more affordable to see a dentist regularly. You can go

to any licensed dentist, but staying in-network helps you save on services and get more value

from your plan!

Benefit programs offered by MetLife and its affiliates contain certain exclusions, exceptions, waiting periods, reductions, limitations and terms for keeping them in force. Contact MetLife or your plan administrator for more details.

The Benefits of Staying In-Network

PRINT CARDS

ID Cards

PDP PlusID Number 0123456

Network PDP Plus

Name David Faulkner

Dental Group Plan 142093

Your ID can be used when calling MetLife or submitting claims.

Member Service: www.website.com

LEARN MORE

News & Updates Except as otherwise required by state law, the Carestream dental options allow associates to provide dental coverage for their unmarried children who are (1) under the age of 19, or (2) qualified students under the age of 23. If you have any questions regarding dependent eligibility, please contact Carestream HR Services at 1-800-234-6229.

Send us a request to add your dentist if he or she isn’t in your network.

Recommend a Dentist

ADD A DENTIST

Policy Information Coverages Claim History Common Questions

Dentist or practice name (optional)

FIND

ZIP Code

07834

Find a Dentist Related Links

View Policy Documents

View Claim Forms

Update Preferences

Resources

Glossary

Oral Health Library

Tools

Recommend a dentist

Procedure Fee Tool

Request a Translation

View/Print ID Card

File a Grievance

I want to… !

20px

20px

20px

290px 290px

290px

870px

272px

23px x 26px20px

20px

25px

40px

25px

30px

20px

20px

20px

20px

color: #333333 100%=font-size: 18pxfont-face: Georgia-Boldcharacter: 0px

color: #333333 100%font-size: 14pxfont-face: NotoSans-Boldcharacter: 0px

color: #007ABCc 100%font-size: 13pxfont-face: NotoSanscharacter: 0px

fill: #FFFFFF 100%border: 1px inside* #007ABC 100%

opacity: 100%radius: 2px

Page 14: U.S. SSP STYLE GUIDE Dental - MetLifeGSSP U.S. | STYLE GUIDE IMPORTANT NOTES “PAGE 2” TAB STRUCTURE 1 Dsktp. Tabs - Spacing 2 Dsktp. Tabs - Fonts/Colors 3 Mobile Tabs - Spacing

My Accounts / PDP Plus

MY ACCOUNTS CLAIM CENTER DOCUMENTS & FORMS

Welcome NicoleCarestream, Inc.

Group DentalPDP PlusProvided by Carestream, Inc.

I want to… !

Eligibility is not a guarantee of coverage as actual benefit payments are determined only when a claim is processed.

If MetLife determines that a less costly service than the covered service performed by a dentist could have been performed to

treat a dental condition, MetLife may pay benefits based upon the less costly service if such service 1) Would produce a

professionally acceptable result under generally accepted dental standards, and 2) Would qualify as a covered service.

If MetLife pays a benefit based upon a less costly service, the dentist may charge a patient or a patient's dependent for the

difference between the service that was performed and the less costly service. This may be the case, even if the service is

performed by an in-network dentist.

A pretreatment estimate is recommended before the start of extensive dental treatment such as crowns, veneers, bridgework,

implants, orthodontics,or periodontal services. Learn more about how to request a pretreatment estimate.

© 2015 MetLife MetLife Term Life Insurance issued by MetLife Insurance Company USA, Charlotte, NC, 28277 (except in NY),

on policy form #5E-23-12, and by Metropolitan Life Insurance Company, New York, NY 10166 (NY only), on policy form #1E-23-12-NY.

Both are MetLife companies.

Privacy Policy • Terms of Use • Contact Us • Important Information

"Policy Information

PRINT CARDS

ID Cards

PDP PlusID Number 0123456

Network PDP Plus

Name David Faulkner

Dental Group Plan 142093

Your ID can be used when calling MetLife or submitting claims.

Member Service: www.website.com

General Information

Network name: PDP Plus

Policy status: Enrolled

Effective

coverage period: 09/01/2017-08/31/2018

Coverage elected for: David Faulkner, Joan Faulkner, Sean Faulkner

Coordination

of benefits: Birthday RuleNon-duplication of benefits applies

Co-pay: Yes

View co-pay schedules

##

Policy Coverages

Benefits available for

for teeth lost prior

to effective date: Yes

Maximum

dependent age: Up to age 24

Maximum student age: Up to age 24

Orthodontics

Dependent

child’s age: Up to age 19

Full-time

student age: Up to age 19

All others: Not covered

View all coverages

and procedures

Benefit Information

Name Effective Date

David Faulkner 09/01/2014Insured: Self

Joan Faulkner 09/01/2014Dependent: Spouse

Sean Faulkner 09/01/2014Dependent: Child

Your dependents are eligible for coverage. Each dependent is listed when the first claim or pretreatment for that dependent is processed.

DETAILS

LEARN MORE

Your dental plan is designed to make it more affordable to see a dentist regularly. You can go

to any licensed dentist, but staying in-network helps you save on services and get more value

from your plan!

Benefit programs offered by MetLife and its affiliates contain certain exclusions, exceptions, waiting periods, reductions, limitations and terms for keeping them in force. Contact MetLife or your plan administrator for more details.

The Benefits of Staying In-Network

LEARN MORE

News & Updates Except as otherwise required by state law, the Carestream dental options allow associates to provide dental coverage for their unmarried children who are (1) under the age of 19, or (2) qualified students under the age of 23. If you have any questions regarding dependent eligibility, please contact Carestream HR Services at 1-800-234-6229.

Send us a request to add your dentist if he or she isn’t in your network.

Recommend a Dentist

ADD A DENTIST

−Related Links

View Policy Documents

View Claim Forms

Update Preferences

+Resources

+Tools

Dentist or practice name (optional)

FIND

ZIP Code

07834

Find a Dentist

I want to… !

Page 15: U.S. SSP STYLE GUIDE Dental - MetLifeGSSP U.S. | STYLE GUIDE IMPORTANT NOTES “PAGE 2” TAB STRUCTURE 1 Dsktp. Tabs - Spacing 2 Dsktp. Tabs - Fonts/Colors 3 Mobile Tabs - Spacing

My Accounts / PDP Plus

MY ACCOUNTS CLAIM CENTER DOCUMENTS & FORMS

Welcome NicoleCarestream, Inc.

Group DentalPDP PlusProvided by Carestream, Inc.

I want to… !

Eligibility is not a guarantee of coverage as actual benefit payments are determined only when a claim is processed.

If MetLife determines that a less costly service than the covered service performed by a dentist could have been performed to

treat a dental condition, MetLife may pay benefits based upon the less costly service if such service 1) Would produce a

professionally acceptable result under generally accepted dental standards, and 2) Would qualify as a covered service.

If MetLife pays a benefit based upon a less costly service, the dentist may charge a patient or a patient's dependent for the

difference between the service that was performed and the less costly service. This may be the case, even if the service is

performed by an in-network dentist.

A pretreatment estimate is recommended before the start of extensive dental treatment such as crowns, veneers, bridgework,

implants, orthodontics,or periodontal services. Learn more about how to request a pretreatment estimate.

© 2015 MetLife MetLife Term Life Insurance issued by MetLife Insurance Company USA, Charlotte, NC, 28277 (except in NY),

on policy form #5E-23-12, and by Metropolitan Life Insurance Company, New York, NY 10166 (NY only), on policy form #1E-23-12-NY.

Both are MetLife companies.

Privacy Policy • Terms of Use • Contact Us • Important Information

"Policy Information

PRINT CARDS

ID Cards

PDP PlusID Number 0123456

Network PDP Plus

Name David Faulkner

Dental Group Plan 142093

Your ID can be used when calling MetLife or submitting claims.

Member Service: www.website.com

General Information

Network name: PDP Plus

Policy status: Enrolled

Effective

coverage period: 09/01/2017-08/31/2018

Coverage elected for: David Faulkner, Joan Faulkner, Sean Faulkner

Coordination

of benefits: Birthday RuleNon-duplication of benefits applies

Co-pay: Yes

View co-pay schedules

##

Policy Coverages

Benefits available for

for teeth lost prior

to effective date: Yes

Maximum

dependent age: Up to age 24

Maximum student age: Up to age 24

Orthodontics

Dependent

child’s age: Up to age 19

Full-time

student age: Up to age 19

All others: Not covered

View all coverages

and procedures

Benefit Information

Name Effective Date

David Faulkner 09/01/2014Insured: Self

Joan Faulkner 09/01/2014Dependent: Spouse

Sean Faulkner 09/01/2014Dependent: Child

Your dependents are eligible for coverage. Each dependent is listed when the first claim or pretreatment for that dependent is processed.

DETAILS

LEARN MORE

Your dental plan is designed to make it more affordable to see a dentist regularly. You can go

to any licensed dentist, but staying in-network helps you save on services and get more value

from your plan!

Benefit programs offered by MetLife and its affiliates contain certain exclusions, exceptions, waiting periods, reductions, limitations and terms for keeping them in force. Contact MetLife or your plan administrator for more details.

The Benefits of Staying In-Network

LEARN MORE

News & Updates Except as otherwise required by state law, the Carestream dental options allow associates to provide dental coverage for their unmarried children who are (1) under the age of 19, or (2) qualified students under the age of 23. If you have any questions regarding dependent eligibility, please contact Carestream HR Services at 1-800-234-6229.

Send us a request to add your dentist if he or she isn’t in your network.

Recommend a Dentist

ADD A DENTIST

−Related Links

View Policy Documents

View Claim Forms

Update Preferences

+Resources

+Tools

Dentist or practice name (optional)

FIND

ZIP Code

07834

Find a Dentist

I want to… !

5px

290px

fill: #F2F2F2 100%radius: 0px

25px

50px=

20px 30px

30px

20px

20px 20px

25px

25px

Page 16: U.S. SSP STYLE GUIDE Dental - MetLifeGSSP U.S. | STYLE GUIDE IMPORTANT NOTES “PAGE 2” TAB STRUCTURE 1 Dsktp. Tabs - Spacing 2 Dsktp. Tabs - Fonts/Colors 3 Mobile Tabs - Spacing

Eligibility is not a guarantee of coverage as actual benefit payments are determined only when a claim is processed.

If MetLife determines that a less costly service than the covered service performed by a dentist could have been performed to treat a dental condition, MetLife may pay benefits based upon the less costly service if such service 1) Would produce a professionally acceptable result under generally accepted dental standards, and 2) Would qualify as a covered service.

If MetLife pays a benefit based upon a less costly service, the dentist may charge a patient or a patient's dependent for the difference between the service that was performed and the less costly service. This may be the case, even if the service is performed by an in-network dentist.

A pretreatment estimate is recommended before the start of extensive dental treatment such as crowns, veneers, bridgework, implants, orthodontics,or periodontal services. Learn more

about how to request a pretreatment estimate.

LEARN MORE

Your dental plan is designed to make it more affordable to see a dentist regularly.

You can go to any licensed dentist, but staying in-network helps you save on

services and get more value from your plan!

Benefit programs offered by MetLife and its affiliates contain certain exclusions, exceptions, waiting periods, reductions, limitations and terms for keeping them in force. Contact MetLife or your plan administrator for more details.

The Benefits of Staying In-Network

Benefit Information

Name Effective Date

Asteca Bodok 09/01/2014Insured: Self

Arsuso Bodok 09/01/2014Dependent: Spouse

Arsuso Bodok 09/01/2014Dependent: Child

Duks Bodok 09/01/2014Dependent: Child

Your dependents are eligible for coverage. Each dependent is listed when the first claim or pretreatment for that dependent is processed.

DETAILS

General Information

Network name Network Name

Policy status Enrolled

Effective coverage period Period

Coverage elected for Employee Name,

Employee Spouse, Employee Child

Coordination of benefits Birthday Rule

Non-duplication of benefits applies

Co-pay YesView co-pay schedules

? "

Group DentalPDP PlusProvided by Carestream, Inc.

I want to… #

$Policy Information

Policy Coverages

Benefits available for teeth lost prior to effective date Yes

Maximum dependent age Up to age 24

Maximum student age Up to age 24

Orthodontics

Dependent child’s age Up to age 19

Full-time student age Up to age 19

All others Not coverdView all coverages and procedures

GET CARDS

ID Cards

PDP PlusID Number 0123456Network PDP PlusName Asteca BodokDental Group Plan 142093

Your ID can be used when calling MetLife or submitting claims.

Member Service: www.website.com

Send us a request to add your dentist if he or she isn’t in your network.

Recommend a Dentist

ADD A DENTIST

LEARN MORE

News & Updates Except as otherwise required by state law, the Carestream, Inc. dental options allow associates to provide dental coverage for their unmarried children who are (1) under the age of 19, or (2) qualified students under the age of 23. If you have any questions regarding dependent eligibility, please contact Carestream’s HR Services at 1-800-234-6229.

© 2015 MetLife MetLife Term Life Insurance issued by MetLife Insurance Company USA, Charlotte, NC, 28277 (except in NY), on policy form #5E-23-12, and

by Metropolitan Life Insurance Company, New York, NY 10166 (NY only), on policy form #1E-23-12-

NY. Both are MetLife companies.

Privacy Policy • Terms of Use

Contact Us • Important Information

−Related Links

View Policy Documents

View Claim Forms

Update Preferences

+Resources

+Tools

Dentist or practice name (optional)

FIND

ZIP Code07834

Find a Dentist

I want to… #

&

270px

171px

250px

Page 17: U.S. SSP STYLE GUIDE Dental - MetLifeGSSP U.S. | STYLE GUIDE IMPORTANT NOTES “PAGE 2” TAB STRUCTURE 1 Dsktp. Tabs - Spacing 2 Dsktp. Tabs - Fonts/Colors 3 Mobile Tabs - Spacing

My Accounts / PDP Plus

MY ACCOUNTS CLAIM CENTER DOCUMENTS & FORMS

2Welcome DavidCarestream, Inc.

Group DentalPDP PlusProvided by Carestream, Inc.

I want to… !

Eligibility is not a guarantee of coverage as actual benefit payments are determined only when a

claim is processed.

If MetLife determines that a less costly service than the covered service performed by a dentist

could have been performed to treat a dental condition, MetLife may pay benefits based upon the

less costly service if such service 1) Would produce a professionally acceptable result under

generally accepted dental standards, and 2) Would qualify as a covered service.

If MetLife pays a benefit based upon a less costly service, the dentist may charge a patient or a

patient's dependent for the difference between the service that was performed and the less costly

service. This may be the case, even if the service is performed by an in-network dentist.

A pretreatment estimate is recommended before the start of extensive dental treatment such as

crowns, veneers, bridgework, implants, orthodontics,or periodontal services. Learn more about how to request a pretreatment estimate.

© 2017 MetLife MetLife Term Life Insurance issued by MetLife Insurance Company USA, Charlotte, NC, 28277 (except in NY), on policy form #5E-23-12, and

by Metropolitan Life Insurance Company, New York, NY 10166 (NY only), on policy form #1E-23-12-NY. Both are MetLife companies. L1016481177[exp1217]

[All States][DC,GU,MP,PR,VI]

Privacy Policy • Terms of Use • Contact Us • Important Information

General Information

Network name: PDP Plus

Policy status: Enrolled

Effective coverage period: 09/01/2017-08/31/2018

Coverage elected for: David Faulkner, Joan Faulkner, Sean Faulkner

Coordination of benefits: Birthday Rule

Non-duplication of benefits applies

Co-pay: Yes

View co-pay schedules

""

Policy Coverages

Benefits available for for teeth lost prior to effective date: Yes

Maximum dependent age: Up to age 24

Maximum student age: Up to age 24

Orthodontics

Dependent child’s age: Up to age 19

Full-time student age: Up to age 19

All others: Not covered

View all coverages and procedures

Benefit Information

Name Effective Date

David Faulkner 09/01/2014Insured: Self

Joan Faulkner 09/01/2014Dependent: Spouse

Sean Faulkner 09/01/2014Dependent: Child

Your dependents are eligible for coverage. Each dependent is listed when the first claim or pretreatment for that dependent is processed.

DETAILS

LEARN MORE

Your dental plan is designed to make it more affordable to see a dentist regularly. You can go

to any licensed dentist, but staying in-network helps you save on services and get more value

from your plan!

Benefit programs offered by MetLife and its affiliates contain certain exclusions, exceptions, waiting periods, reductions, limitations and terms for keeping them in force. Contact MetLife or your plan administrator for more details.

The Benefits of Staying In-Network

PRINT CARDS

ID Cards

PDP PlusID Number 0123456

Network PDP Plus

Name David Faulkner

Dental Group Plan 142093

Your ID can be used when calling MetLife or submitting claims.

Member Service: www.website.com

LEARN MORE

News & Updates Except as otherwise required by state law, the Carestream dental options allow associates to provide dental coverage for their unmarried children who are (1) under the age of 19, or (2) qualified students under the age of 23. If you have any questions regarding dependent eligibility, please contact Carestream HR Services at 1-800-234-6229.

Send us a request to add your dentist if he or she isn’t in your network.

Recommend a Dentist

ADD A DENTIST

Policy Information Coverages Claim History Common Questions

Page 18: U.S. SSP STYLE GUIDE Dental - MetLifeGSSP U.S. | STYLE GUIDE IMPORTANT NOTES “PAGE 2” TAB STRUCTURE 1 Dsktp. Tabs - Spacing 2 Dsktp. Tabs - Fonts/Colors 3 Mobile Tabs - Spacing

My Accounts / PDP Plus

MY ACCOUNTS CLAIM CENTER DOCUMENTS & FORMS

2Welcome DavidCarestream, Inc.

Group DentalPDP PlusProvided by Carestream, Inc.

I want to… !

Eligibility is not a guarantee of coverage as actual benefit payments are determined only when a

claim is processed.

If MetLife determines that a less costly service than the covered service performed by a dentist

could have been performed to treat a dental condition, MetLife may pay benefits based upon the

less costly service if such service 1) Would produce a professionally acceptable result under

generally accepted dental standards, and 2) Would qualify as a covered service.

If MetLife pays a benefit based upon a less costly service, the dentist may charge a patient or a

patient's dependent for the difference between the service that was performed and the less costly

service. This may be the case, even if the service is performed by an in-network dentist.

A pretreatment estimate is recommended before the start of extensive dental treatment such as

crowns, veneers, bridgework, implants, orthodontics,or periodontal services. Learn more about how to request a pretreatment estimate.

© 2017 MetLife MetLife Term Life Insurance issued by MetLife Insurance Company USA, Charlotte, NC, 28277 (except in NY), on policy form #5E-23-12, and

by Metropolitan Life Insurance Company, New York, NY 10166 (NY only), on policy form #1E-23-12-NY. Both are MetLife companies. L1016481177[exp1217]

[All States][DC,GU,MP,PR,VI]

Privacy Policy • Terms of Use • Contact Us • Important Information

General Information

Network name: PDP Plus

Policy status: Enrolled

Effective coverage period: 09/01/2017-08/31/2018

Coverage elected for: David Faulkner, Joan Faulkner, Sean Faulkner

Coordination of benefits: Birthday Rule

Non-duplication of benefits applies

Co-pay: Yes

View co-pay schedules

"

How a plan pays benefits when a patient is covered by more than one dental benefits plan.

?

Policy Coverages

Benefits available for for teeth lost prior to effective date: Yes

Maximum dependent age: Up to age 24

Maximum student age: Up to age 24

Orthodontics

Dependent child’s age: Up to age 19

Full-time student age: Up to age 19

All others: Not covered

View all coverages and procedures

Benefit Information

Name Effective Date

David Faulkner 09/01/2014Insured: Self

Joan Faulkner 09/01/2014Dependent: Spouse

Sean Faulkner 09/01/2014Dependent: Child

Your dependents are eligible for coverage. Each dependent is listed when the first claim or pretreatment for that dependent is processed.

DETAILS

LEARN MORE

Your dental plan is designed to make it more affordable to see a dentist regularly. You can go

to any licensed dentist, but staying in-network helps you save on services and get more value

from your plan!

Benefit programs offered by MetLife and its affiliates contain certain exclusions, exceptions, waiting periods, reductions, limitations and terms for keeping them in force. Contact MetLife or your plan administrator for more details.

The Benefits of Staying In-Network

PRINT CARDS

ID Cards

PDP PlusID Number 0123456

Network PDP Plus

Name David Faulkner

Dental Group Plan 142093

Your ID can be used when calling MetLife or submitting claims.

Member Service: www.website.com

LEARN MORE

News & Updates Except as otherwise required by state law, the Carestream dental options allow associates to provide dental coverage for their unmarried children who are (1) under the age of 19, or (2) qualified students under the age of 23. If you have any questions regarding dependent eligibility, please contact Carestream HR Services at 1-800-234-6229.

Send us a request to add your dentist if he or she isn’t in your network.

Recommend a Dentist

ADD A DENTIST

Policy Information Coverages Claim History Common Questions

Page 19: U.S. SSP STYLE GUIDE Dental - MetLifeGSSP U.S. | STYLE GUIDE IMPORTANT NOTES “PAGE 2” TAB STRUCTURE 1 Dsktp. Tabs - Spacing 2 Dsktp. Tabs - Fonts/Colors 3 Mobile Tabs - Spacing

My Accounts / PDP Plus

MY ACCOUNTS CLAIM CENTER DOCUMENTS & FORMS

2Welcome DavidCarestream, Inc.

Group DentalPDP PlusProvided by Carestream, Inc.

I want to… !

Eligibility is not a guarantee of coverage as actual benefit payments are determined only when a

claim is processed.

If MetLife determines that a less costly service than the covered service performed by a dentist

could have been performed to treat a dental condition, MetLife may pay benefits based upon the

less costly service if such service 1) Would produce a professionally acceptable result under

generally accepted dental standards, and 2) Would qualify as a covered service.

If MetLife pays a benefit based upon a less costly service, the dentist may charge a patient or a

patient's dependent for the difference between the service that was performed and the less costly

service. This may be the case, even if the service is performed by an in-network dentist.

A pretreatment estimate is recommended before the start of extensive dental treatment such as

crowns, veneers, bridgework, implants, orthodontics,or periodontal services. Learn more about how to request a pretreatment estimate.

© 2017 MetLife MetLife Term Life Insurance issued by MetLife Insurance Company USA, Charlotte, NC, 28277 (except in NY), on policy form #5E-23-12, and

by Metropolitan Life Insurance Company, New York, NY 10166 (NY only), on policy form #1E-23-12-NY. Both are MetLife companies. L1016481177[exp1217]

[All States][DC,GU,MP,PR,VI]

Privacy Policy • Terms of Use • Contact Us • Important Information

General Information

Network name: PDP Plus

Policy status: Enrolled

Effective coverage period: 09/01/2017-08/31/2018

Coverage elected for: David Faulkner, Joan Faulkner, Sean Faulkner

Coordination of benefits: Birthday Rule

Non-duplication of benefits applies

Co-pay: Yes

View co-pay schedules

"

How a plan pays benefits when a patient is covered by more than one dental benefits plan.

?

Policy Coverages

Benefits available for for teeth lost prior to effective date: Yes

Maximum dependent age: Up to age 24

Maximum student age: Up to age 24

Orthodontics

Dependent child’s age: Up to age 19

Full-time student age: Up to age 19

All others: Not covered

View all coverages and procedures

Benefit Information

Name Effective Date

David Faulkner 09/01/2014Insured: Self

Joan Faulkner 09/01/2014Dependent: Spouse

Sean Faulkner 09/01/2014Dependent: Child

Your dependents are eligible for coverage. Each dependent is listed when the first claim or pretreatment for that dependent is processed.

DETAILS

LEARN MORE

Your dental plan is designed to make it more affordable to see a dentist regularly. You can go

to any licensed dentist, but staying in-network helps you save on services and get more value

from your plan!

Benefit programs offered by MetLife and its affiliates contain certain exclusions, exceptions, waiting periods, reductions, limitations and terms for keeping them in force. Contact MetLife or your plan administrator for more details.

The Benefits of Staying In-Network

PRINT CARDS

ID Cards

PDP PlusID Number 0123456

Network PDP Plus

Name David Faulkner

Dental Group Plan 142093

Your ID can be used when calling MetLife or submitting claims.

Member Service: www.website.com

LEARN MORE

News & Updates Except as otherwise required by state law, the Carestream dental options allow associates to provide dental coverage for their unmarried children who are (1) under the age of 19, or (2) qualified students under the age of 23. If you have any questions regarding dependent eligibility, please contact Carestream HR Services at 1-800-234-6229.

Send us a request to add your dentist if he or she isn’t in your network.

Recommend a Dentist

ADD A DENTIST

Policy Information Coverages Claim History Common Questions

360px

25px

30px

30px

188px 30px 30px 30px

30px

20px

20px20px 20px

20px

20px

20px

20px

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Metlife Logo:88px x 20px

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Page 20: U.S. SSP STYLE GUIDE Dental - MetLifeGSSP U.S. | STYLE GUIDE IMPORTANT NOTES “PAGE 2” TAB STRUCTURE 1 Dsktp. Tabs - Spacing 2 Dsktp. Tabs - Fonts/Colors 3 Mobile Tabs - Spacing

My Accounts / PDP Plus

MY ACCOUNTS CLAIM CENTER DOCUMENTS & FORMS

2Welcome DavidCarestream, Inc.

Group DentalPDP PlusProvided by Carestream, Inc.

I want to… !

Eligibility is not a guarantee of coverage as actual benefit payments are determined only when a

claim is processed.

If MetLife determines that a less costly service than the covered service performed by a dentist

could have been performed to treat a dental condition, MetLife may pay benefits based upon the

less costly service if such service 1) Would produce a professionally acceptable result under

generally accepted dental standards, and 2) Would qualify as a covered service.

If MetLife pays a benefit based upon a less costly service, the dentist may charge a patient or a

patient's dependent for the difference between the service that was performed and the less costly

service. This may be the case, even if the service is performed by an in-network dentist.

A pretreatment estimate is recommended before the start of extensive dental treatment such as

crowns, veneers, bridgework, implants, orthodontics,or periodontal services. Learn more about how to request a pretreatment estimate.

© 2017 MetLife MetLife Term Life Insurance issued by MetLife Insurance Company USA, Charlotte, NC, 28277 (except in NY), on policy form #5E-23-12, and

by Metropolitan Life Insurance Company, New York, NY 10166 (NY only), on policy form #1E-23-12-NY. Both are MetLife companies. L1016481177[exp1217]

[All States][DC,GU,MP,PR,VI]

Privacy Policy • Terms of Use • Contact Us • Important Information

General Information

Network name: PDP Plus

Policy status: Enrolled

Effective coverage period: 09/01/2017-08/31/2018

Coverage elected for: David Faulkner, Joan Faulkner, Sean Faulkner

Coordination of benefits: Birthday Rule

Non-duplication of benefits applies

Co-pay: Yes

View co-pay schedules

"

How a plan pays benefits when a patient is covered by more than one dental benefits plan.

?

Policy Coverages

Benefits available for for teeth lost prior to effective date: Yes

Maximum dependent age: Up to age 24

Maximum student age: Up to age 24

Orthodontics

Dependent child’s age: Up to age 19

Full-time student age: Up to age 19

All others: Not covered

View all coverages and procedures

Benefit Information

Name Effective Date

David Faulkner 09/01/2014Insured: Self

Joan Faulkner 09/01/2014Dependent: Spouse

Sean Faulkner 09/01/2014Dependent: Child

Your dependents are eligible for coverage. Eachdependent is listed when the first claim or pretreatment for that dependent is processed.

DETAILS

LEARN MORE

Your dental plan is designed to make it more affordable to see a dentist regularly. You can go

to any licensed dentist, but staying in-network helps you save on services and get more value

from your plan!

Benefit programs offered by MetLife and its affiliates contain certain exclusions, exceptions, waiting periods, reductions, limitations and terms for keeping them in force. Contact MetLife or your plan administrator for more details.

The Benefits of Staying In-Network

PRINT CARDS

ID Cards

PDP PlusID Number 0123456

Network PDP Plus

Name David Faulkner

Dental Group Plan 142093

Your ID can be used when calling MetLife or submitting claims.

Member Service: www.website.com

LEARN MORE

News & Updates Except as otherwise required by state law, the Carestream dental options allow associates to provide dental coverage for their unmarried children who are (1) under the age of 19, or (2) qualified students under the age of 23. If you have any questions regarding dependent eligibility, please contact Carestream HR Services at 1-800-234-6229.

Send us a request to add your dentist if he or she isn’t in your network.

Recommend a Dentist

ADD A DENTIST

Policy Information Coverages Claim History Common Questions

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font-size: 16pxfont-face: Noto-Sanscharacter: 0pxline: 19px (1.2)font-size:13px

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Page 21: U.S. SSP STYLE GUIDE Dental - MetLifeGSSP U.S. | STYLE GUIDE IMPORTANT NOTES “PAGE 2” TAB STRUCTURE 1 Dsktp. Tabs - Spacing 2 Dsktp. Tabs - Fonts/Colors 3 Mobile Tabs - Spacing

My Accounts / PDP Plus

MY ACCOUNTS CLAIM CENTER DOCUMENTS & FORMS

Welcome NicoleCarestream, Inc.

Group DentalPDP PlusProvided by Carestream, Inc.

I want to… !

Eligibility is not a guarantee of coverage as actual benefit payments are determined only when a claim is processed.

If MetLife determines that a less costly service than the covered service performed by a dentist could have been performed to

treat a dental condition, MetLife may pay benefits based upon the less costly service if such service 1) Would produce a

professionally acceptable result under generally accepted dental standards, and 2) Would qualify as a covered service.

If MetLife pays a benefit based upon a less costly service, the dentist may charge a patient or a patient's dependent for the

difference between the service that was performed and the less costly service. This may be the case, even if the service is

performed by an in-network dentist.

A pretreatment estimate is recommended before the start of extensive dental treatment such as crowns, veneers, bridgework,

implants, orthodontics,or periodontal services. Learn more about how to request a pretreatment estimate.

© 2015 MetLife MetLife Term Life Insurance issued by MetLife Insurance Company USA, Charlotte, NC, 28277 (except in NY),

on policy form #5E-23-12, and by Metropolitan Life Insurance Company, New York, NY 10166 (NY only), on policy form #1E-23-12-NY.

Both are MetLife companies.

Privacy Policy • Terms of Use • Contact Us • Important Information

"Policy Information

PRINT CARDS

ID Cards

PDP PlusID Number 0123456

Network PDP Plus

Name David Faulkner

Dental Group Plan 142093

Your ID can be used when calling MetLife or submitting claims.

Member Service: www.website.com

General Information

Network name: PDP Plus

Policy status: Enrolled

Effective

coverage period: 09/01/2017-08/31/2018

Coverage elected for: David Faulkner, Joan Faulkner, Sean Faulkner

Coordination

of benefits: Birthday RuleNon-duplication of benefits applies

Co-pay: Yes

View co-pay schedules

##

Policy Coverages

Benefits available for

for teeth lost prior

to effective date: Yes

Maximum

dependent age: Up to age 24

Maximum student age: Up to age 24

Orthodontics

Dependent

child’s age: Up to age 19

Full-time

student age: Up to age 19

All others: Not covered

View all coverages

and procedures

Benefit Information

Name Effective Date

David Faulkner 09/01/2014Insured: Self

Joan Faulkner 09/01/2014Dependent: Spouse

Sean Faulkner 09/01/2014Dependent: Child

Your dependents are eligible for coverage. Each dependent is listed when the first claim or pretreatment for that dependent is processed.

DETAILS

LEARN MORE

Your dental plan is designed to make it more affordable to see a dentist regularly. You can go

to any licensed dentist, but staying in-network helps you save on services and get more value

from your plan!

Benefit programs offered by MetLife and its affiliates contain certain exclusions, exceptions, waiting periods, reductions, limitations and terms for keeping them in force. Contact MetLife or your plan administrator for more details.

The Benefits of Staying In-Network

LEARN MORE

News & Updates Except as otherwise required by state law, the Carestream dental options allow associates to provide dental coverage for their unmarried children who are (1) under the age of 19, or (2) qualified students under the age of 23. If you have any questions regarding dependent eligibility, please contact Carestream HR Services at 1-800-234-6229.

Send us a request to add your dentist if he or she isn’t in your network.

Recommend a Dentist

ADD A DENTIST

Page 22: U.S. SSP STYLE GUIDE Dental - MetLifeGSSP U.S. | STYLE GUIDE IMPORTANT NOTES “PAGE 2” TAB STRUCTURE 1 Dsktp. Tabs - Spacing 2 Dsktp. Tabs - Fonts/Colors 3 Mobile Tabs - Spacing

My Accounts / PDP Plus

MY ACCOUNTS CLAIM CENTER DOCUMENTS & FORMS

Welcome NicoleCarestream, Inc.

Group DentalPDP PlusProvided by Carestream, Inc.

I want to… !

Eligibility is not a guarantee of coverage as actual benefit payments are determined only when a claim is processed.

If MetLife determines that a less costly service than the covered service performed by a dentist could have been performed to

treat a dental condition, MetLife may pay benefits based upon the less costly service if such service 1) Would produce a

professionally acceptable result under generally accepted dental standards, and 2) Would qualify as a covered service.

If MetLife pays a benefit based upon a less costly service, the dentist may charge a patient or a patient's dependent for the

difference between the service that was performed and the less costly service. This may be the case, even if the service is

performed by an in-network dentist.

A pretreatment estimate is recommended before the start of extensive dental treatment such as crowns, veneers, bridgework,

implants, orthodontics,or periodontal services. Learn more about how to request a pretreatment estimate.

© 2015 MetLife MetLife Term Life Insurance issued by MetLife Insurance Company USA, Charlotte, NC, 28277 (except in NY),

on policy form #5E-23-12, and by Metropolitan Life Insurance Company, New York, NY 10166 (NY only), on policy form #1E-23-12-NY.

Both are MetLife companies.

Privacy Policy • Terms of Use • Contact Us • Important Information

"Policy Information

PRINT CARDS

ID Cards

PDP PlusID Number 0123456

Network PDP Plus

Name David Faulkner

Dental Group Plan 142093

Your ID can be used when calling MetLife or submitting claims.

Member Service: www.website.com

General Information

Network name: PDP Plus

Policy status: Enrolled

Effective

coverage period: 09/01/2017-08/31/2018

Coverage elected for: David Faulkner, Joan Faulkner, Sean Faulkner

Coordination

of benefits: Birthday RuleNon-duplication of benefits applies

Co-pay: Yes

View co-pay schedules

##

Policy Coverages

Benefits available for

for teeth lost prior

to effective date: Yes

Maximum

dependent age: Up to age 24

Maximum student age: Up to age 24

Orthodontics

Dependent

child’s age: Up to age 19

Full-time

student age: Up to age 19

All others: Not covered

View all coverages

and procedures

Benefit Information

Name Effective Date

David Faulkner 09/01/2014Insured: Self

Joan Faulkner 09/01/2014Dependent: Spouse

Sean Faulkner 09/01/2014Dependent: Child

Your dependents are eligible for coverage. Each dependent is listed when the first claim or pretreatment for that dependent is processed.

DETAILS

LEARN MORE

Your dental plan is designed to make it more affordable to see a dentist regularly. You can go

to any licensed dentist, but staying in-network helps you save on services and get more value

from your plan!

Benefit programs offered by MetLife and its affiliates contain certain exclusions, exceptions, waiting periods, reductions, limitations and terms for keeping them in force. Contact MetLife or your plan administrator for more details.

The Benefits of Staying In-Network

LEARN MORE

News & Updates Except as otherwise required by state law, the Carestream dental options allow associates to provide dental coverage for their unmarried children who are (1) under the age of 19, or (2) qualified students under the age of 23. If you have any questions regarding dependent eligibility, please contact Carestream HR Services at 1-800-234-6229.

Send us a request to add your dentist if he or she isn’t in your network.

Recommend a Dentist

ADD A DENTIST

30px

50px

30px

30px

15px 15px

354px

20px

20px

20px

314px

203px

738px

20px

Page 23: U.S. SSP STYLE GUIDE Dental - MetLifeGSSP U.S. | STYLE GUIDE IMPORTANT NOTES “PAGE 2” TAB STRUCTURE 1 Dsktp. Tabs - Spacing 2 Dsktp. Tabs - Fonts/Colors 3 Mobile Tabs - Spacing

Eligibility is not a guarantee of coverage as actual benefit payments are determined only when a claim is processed.

If MetLife determines that a less costly service than the covered service performed by a dentist could have been performed to treat a dental condition, MetLife may pay benefits based upon the less costly service if such service 1) Would produce a professionally acceptable result under generally accepted dental standards, and 2) Would qualify as a covered service.

If MetLife pays a benefit based upon a less costly service, the dentist may charge a patient or a patient's dependent for the difference between the service that was performed and the less costly service. This may be the case, even if the service is performed by an in-network dentist.

A pretreatment estimate is recommended before the start of extensive dental treatment such as crowns, veneers, bridgework, implants, orthodontics,or periodontal services. Learn more

about how to request a pretreatment estimate.

LEARN MORE

Your dental plan is designed to make it more affordable to see a dentist regularly.

You can go to any licensed dentist, but staying in-network helps you save on

services and get more value from your plan!

Benefit programs offered by MetLife and its affiliates contain certain exclusions, exceptions, waiting periods, reductions, limitations and terms for keeping them in force. Contact MetLife or your plan administrator for more details.

The Benefits of Staying In-Network

Benefit Information

Name Effective Date

Asteca Bodok 09/01/2014Insured: Self

Arsuso Bodok 09/01/2014Dependent: Spouse

Arsuso Bodok 09/01/2014Dependent: Child

Duks Bodok 09/01/2014Dependent: Child

Your dependents are eligible for coverage. Each dependent is listed when the first claim or pretreatment for that dependent is processed.

DETAILS

General Information

Network name Network Name

Policy status Enrolled

Effective coverage period Period

Coverage elected for Employee Name,

Employee Spouse, Employee Child

Coordination of benefits Birthday Rule

Non-duplication of benefits applies

Co-pay YesView co-pay schedules

? "

Group DentalPDP PlusProvided by Carestream, Inc.

I want to… #

$Policy Information

Policy Coverages

Benefits available for teeth lost prior to effective date Yes

Maximum dependent age Up to age 24

Maximum student age Up to age 24

Orthodontics

Dependent child’s age Up to age 19

Full-time student age Up to age 19

All others Not coverdView all coverages and procedures

GET CARDS

ID Cards

PDP PlusID Number 0123456Network PDP PlusName Asteca BodokDental Group Plan 142093

Your ID can be used when calling MetLife or submitting claims.

Member Service: www.website.com

Send us a request to add your dentist if he or she isn’t in your network.

Recommend a Dentist

ADD A DENTIST

LEARN MORE

News & Updates Except as otherwise required by state law, the Carestream, Inc. dental options allow associates to provide dental coverage for their unmarried children who are (1) under the age of 19, or (2) qualified students under the age of 23. If you have any questions regarding dependent eligibility, please contact Carestream’s HR Services at 1-800-234-6229.

© 2015 MetLife MetLife Term Life Insurance issued by MetLife Insurance Company USA, Charlotte, NC, 28277 (except in NY), on policy form #5E-23-12, and

by Metropolitan Life Insurance Company, New York, NY 10166 (NY only), on policy form #1E-23-12-

NY. Both are MetLife companies.

Privacy Policy • Terms of Use

Contact Us • Important Information

%

Page 24: U.S. SSP STYLE GUIDE Dental - MetLifeGSSP U.S. | STYLE GUIDE IMPORTANT NOTES “PAGE 2” TAB STRUCTURE 1 Dsktp. Tabs - Spacing 2 Dsktp. Tabs - Fonts/Colors 3 Mobile Tabs - Spacing

Eligibility is not a guarantee of coverage as actual benefit payments are determined only when a claim is processed.

If MetLife determines that a less costly service than the covered service performed by a dentist could have been performed to treat a dental condition, MetLife may pay benefits based upon the less costly service if such service 1) Would produce a professionally acceptable result under generally accepted dental standards, and 2) Would qualify as a covered service.

If MetLife pays a benefit based upon a less costly service, the dentist may charge a patient or a patient's dependent for the difference between the service that was performed and the less costly service. This may be the case, even if the service is performed by an in-network dentist.

A pretreatment estimate is recommended before the start of extensive dental treatment such as crowns, veneers, bridgework, implants, orthodontics,or periodontal services. Learn more

about how to request a pretreatment estimate.

LEARN MORE

Your dental plan is designed to make it more affordable to see a dentist regularly.

You can go to any licensed dentist, but staying in-network helps you save on

services and get more value from your plan!

Benefit programs offered by MetLife and its affiliates contain certain exclusions, exceptions, waiting periods, reductions, limitations and terms for keeping them in force. Contact MetLife or your plan administrator for more details.

The Benefits of Staying In-Network

Benefit Information

Name Effective Date

Asteca Bodok 09/01/2014Insured: Self

Arsuso Bodok 09/01/2014Dependent: Spouse

Arsuso Bodok 09/01/2014Dependent: Child

Duks Bodok 09/01/2014Dependent: Child

Your dependents are eligible for coverage. Each dependent is listed when the first claim or pretreatment for that dependent is processed.

DETAILS

General Information

Network name Network Name

Policy status Enrolled

Effective coverage period Period

Coverage elected for Employee Name,

Employee Spouse, Employee Child

Coordination of benefits Birthday Rule

Non-duplication of benefits applies

Co-pay YesView co-pay schedules

? "

Group DentalPDP PlusProvided by Carestream, Inc.

I want to… #

$Policy Information

Policy Coverages

Benefits available for teeth lost prior to effective date Yes

Maximum dependent age Up to age 24

Maximum student age Up to age 24

Orthodontics

Dependent child’s age Up to age 19

Full-time student age Up to age 19

All others Not coverdView all coverages and procedures

GET CARDS

ID Cards

PDP PlusID Number 0123456Network PDP PlusName Asteca BodokDental Group Plan 142093

Your ID can be used when calling MetLife or submitting claims.

Member Service: www.website.com

Send us a request to add your dentist if he or she isn’t in your network.

Recommend a Dentist

ADD A DENTIST

LEARN MORE

News & Updates Except as otherwise required by state law, the Carestream, Inc. dental options allow associates to provide dental coverage for their unmarried children who are (1) under the age of 19, or (2) qualified students under the age of 23. If you have any questions regarding dependent eligibility, please contact Carestream’s HR Services at 1-800-234-6229.

© 2015 MetLife MetLife Term Life Insurance issued by MetLife Insurance Company USA, Charlotte, NC, 28277 (except in NY), on policy form #5E-23-12, and

by Metropolitan Life Insurance Company, New York, NY 10166 (NY only), on policy form #1E-23-12-

NY. Both are MetLife companies.

Privacy Policy • Terms of Use

Contact Us • Important Information

15px

25px

20px15px

15px25px

15px

30px

%

10px

10px

270px

171px

250px

Page 25: U.S. SSP STYLE GUIDE Dental - MetLifeGSSP U.S. | STYLE GUIDE IMPORTANT NOTES “PAGE 2” TAB STRUCTURE 1 Dsktp. Tabs - Spacing 2 Dsktp. Tabs - Fonts/Colors 3 Mobile Tabs - Spacing

My Accounts / PDP Plus

MY ACCOUNTS CLAIM CENTER DOCUMENTS & FORMS

2Welcome DavidCarestream, Inc.

Benefits InformationBACK

These values may increase in the next year. This information is as of <mm/dd/yyyy>.The maximums may be combined with other types of procedures, such as TMJ and Periodontal.For additional limitations, please review applicable age limitations mentioned on your Policy Information tab.

Out-of-network

In network !

!

Met to date: $50.00

Deductible: $50.00

Used to date: $600.00

$1,500.00 Plan Maximum$1,500.00 Plan Maximum

Used to date: $100.00

$1,500.00 Plan Maximum$1,500.00 Plan Maximum

Used to date: $1,200.00

$5,000.00 Plan Maximum$5,000.00 Plan Maximum

Used to date: $1,500.00

$3,000.00 Plan Maximum$3,000.00 Plan Maximum

Deductible: $500.00

Deductible: $500.00

Deductible: $50.00

Met to date: $50.00

Met to date: $50.00

Met to date: $50.00

Benefit Period Maximum & Deductibles Lifetime Maximum and DeductiblesNetwork

Learn more about how your deductibles are met and maximums are calculated +

View all coverages and procedures

Eligibility is not a guarantee of coverage as actual benefit payments are determined only when a claim is processed.

If MetLife determines that a less costly service than the covered service performed by a dentist could have been performed to treat a dental condition, MetLife may pay benefits based upon the less costly service if such service 1) Would produce a professionally acceptable result under generally accepted dental standards, and 2) Would qualify as a covered service.

If MetLife pays a benefit based upon a less costly service, the dentist may charge a patient or a patient's dependent for the difference between the service that was performed and the less costly service. This may be the case, even if the service is performed by an in-network dentist.

A pretreatment estimate is recommended before the start of extensive dental treatment such as crowns, veneers, bridgework, implants, orthodontics,or periodontal services. Learn more about how to request a pretreatment estimate.

Individual Basic Plan Family Basic Plan

Network: PDP PlusCoverage effective from: 09/01/2017

David Faulkner " Please Note: Benefits are not paid in a lump sum as 20% of the submitted total fee is reimbursed at 50%. Payments are made quarterly over the treatment plan outlined from the orthodontist.

Specifically, MetLife will pay an initial appliance component (banding fee) based on 20% of the submitted expense, at the 50% coinsurance level: $5,000 (submitted expense) x 20% = $1,000 x 50% benefit = $500

The first payment will be $500. The remaining expense will be spread over the expected length of treatment.

CLOSE

© 2017 MetLife MetLife Term Life Insurance issued by MetLife Insurance Company USA, Charlotte, NC, 28277 (except in NY), on policy form #5E-23-12, and by Metropolitan Life Insurance Company, New York, NY 10166 (NY only), on policy form #1E-23-12-NY. Both are MetLife companies. L1016481177[exp1217][All States][DC,GU,MP,PR,VI]

Privacy Policy • Terms of Use • Contact Us • Important Information

I want to… "

Policy Information Coverages Claim History Common Questions

Group DentalPDP PlusProvided by Carestream, Inc.

Page 26: U.S. SSP STYLE GUIDE Dental - MetLifeGSSP U.S. | STYLE GUIDE IMPORTANT NOTES “PAGE 2” TAB STRUCTURE 1 Dsktp. Tabs - Spacing 2 Dsktp. Tabs - Fonts/Colors 3 Mobile Tabs - Spacing

My Accounts / PDP Plus

MY ACCOUNTS CLAIM CENTER DOCUMENTS & FORMS

2Welcome DavidCarestream, Inc.

Benefits InformationBACK

These values may increase in the next year. This information is as of <mm/dd/yyyy>.The maximums may be combined with other types of procedures, such as TMJ and Periodontal.For additional limitations, please review applicable age limitations mentioned on your Policy Information tab.

Out-of-network

In network !

!

Met to date: $50.00

Deductible: $50.00

Used to date: $600.00

$1,500.00 Plan Maximum$1,500.00 Plan Maximum

Used to date: $100.00

$1,500.00 Plan Maximum$1,500.00 Plan Maximum

Used to date: $1,200.00

$5,000.00 Plan Maximum$5,000.00 Plan Maximum

Used to date: $1,500.00

$3,000.00 Plan Maximum$3,000.00 Plan Maximum

Deductible: $500.00

Deductible: $500.00

Deductible: $50.00

Met to date: $50.00

Met to date: $50.00

Met to date: $50.00

Benefit Period Maximum & Deductibles Lifetime Maximum and DeductiblesNetwork

Learn more about how your deductibles are met and maximums are calculated +

View all coverages and procedures

Eligibility is not a guarantee of coverage as actual benefit payments are determined only when a claim is processed.

If MetLife determines that a less costly service than the covered service performed by a dentist could have been performed to treat a dental condition, MetLife may pay benefits based upon the less costly service if such service 1) Would produce a professionally acceptable result under generally accepted dental standards, and 2) Would qualify as a covered service.

If MetLife pays a benefit based upon a less costly service, the dentist may charge a patient or a patient's dependent for the difference between the service that was performed and the less costly service. This may be the case, even if the service is performed by an in-network dentist.

A pretreatment estimate is recommended before the start of extensive dental treatment such as crowns, veneers, bridgework, implants, orthodontics,or periodontal services. Learn more about how to request a pretreatment estimate.

Individual Basic Plan Family Basic Plan

Network: PDP PlusCoverage effective from: 09/01/2017

David Faulkner " Please Note: Benefits are not paid in a lump sum as 20% of the submitted total fee is reimbursed at 50%. Payments are made quarterly over the treatment plan outlined from the orthodontist.

Specifically, MetLife will pay an initial appliance component (banding fee) based on 20% of the submitted expense, at the 50% coinsurance level: $5,000 (submitted expense) x 20% = $1,000 x 50% benefit = $500

The first payment will be $500. The remaining expense will be spread over the expected length of treatment.

CLOSE

© 2017 MetLife MetLife Term Life Insurance issued by MetLife Insurance Company USA, Charlotte, NC, 28277 (except in NY), on policy form #5E-23-12, and by Metropolitan Life Insurance Company, New York, NY 10166 (NY only), on policy form #1E-23-12-NY. Both are MetLife companies. L1016481177[exp1217][All States][DC,GU,MP,PR,VI]

Privacy Policy • Terms of Use • Contact Us • Important Information

I want to… "

Policy Information Coverages Claim History Common Questions

Group DentalPDP PlusProvided by Carestream, Inc.

15px

20px

20px 30px

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Page 27: U.S. SSP STYLE GUIDE Dental - MetLifeGSSP U.S. | STYLE GUIDE IMPORTANT NOTES “PAGE 2” TAB STRUCTURE 1 Dsktp. Tabs - Spacing 2 Dsktp. Tabs - Fonts/Colors 3 Mobile Tabs - Spacing

My Accounts / PDP Plus

MY ACCOUNTS CLAIM CENTER DOCUMENTS & FORMS

2Welcome DavidCarestream, Inc.

Benefits InformationBACK

These values may increase in the next year. This information is as of <mm/dd/yyyy>.The maximums may be combined with other types of procedures, such as TMJ and Periodontal.For additional limitations, please review applicable age limitations mentioned on your Policy Information tab.

Out-of-network

In network !

!

Met to date: $50.00

Deductible: $50.00

Used to date: $600.00

$1,500.00 Plan Maximum$1,500.00 Plan Maximum

Used to date: $100.00

$1,500.00 Plan Maximum$1,500.00 Plan Maximum

Used to date: $1,200.00

$5,000.00 Plan Maximum$5,000.00 Plan Maximum

Used to date: $1,500.00

$3,000.00 Plan Maximum$3,000.00 Plan Maximum

Deductible: $500.00

Deductible: $500.00

Deductible: $50.00

Met to date: $50.00

Met to date: $50.00

Met to date: $50.00

Benefit Period Maximum & Deductibles Lifetime Maximum and DeductiblesNetwork

Learn more about how your deductibles are met and maximums are calculated +

View all coverages and procedures

Eligibility is not a guarantee of coverage as actual benefit payments are determined only when a claim is processed.

If MetLife determines that a less costly service than the covered service performed by a dentist could have been performed to treat a dental condition, MetLife may pay benefits based upon the less costly service if such service 1) Would produce a professionally acceptable result under generally accepted dental standards, and 2) Would qualify as a covered service.

If MetLife pays a benefit based upon a less costly service, the dentist may charge a patient or a patient's dependent for the difference between the service that was performed and the less costly service. This may be the case, even if the service is performed by an in-network dentist.

A pretreatment estimate is recommended before the start of extensive dental treatment such as crowns, veneers, bridgework, implants, orthodontics,or periodontal services. Learn more about how to request a pretreatment estimate.

Individual Basic Plan Family Basic Plan

Network: PDP PlusCoverage effective from: 09/01/2017

David Faulkner " Please Note: Benefits are not paid in a lump sum as 20% of the submitted total fee is reimbursed at 50%. Payments are made quarterly over the treatment plan outlined from the orthodontist.

Specifically, MetLife will pay an initial appliance component (banding fee) based on 20% of the submitted expense, at the 50% coinsurance level: $5,000 (submitted expense) x 20% = $1,000 x 50% benefit = $500

The first payment will be $500. The remaining expense will be spread over the expected length of treatment.

CLOSE

© 2017 MetLife MetLife Term Life Insurance issued by MetLife Insurance Company USA, Charlotte, NC, 28277 (except in NY), on policy form #5E-23-12, and by Metropolitan Life Insurance Company, New York, NY 10166 (NY only), on policy form #1E-23-12-NY. Both are MetLife companies. L1016481177[exp1217][All States][DC,GU,MP,PR,VI]

Privacy Policy • Terms of Use • Contact Us • Important Information

I want to… "

Policy Information Coverages Claim History Common Questions

Group DentalPDP PlusProvided by Carestream, Inc.

color: #333333 100%font-size: 18pxfont-face: Georgia-Boldcharacter: 0px

color: #333333 100%font-size: 13pxfont-face: NotoSans-Boldcharacter: 0.3pxline: 17px (1.4)

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fill: #F2F2F2 100%opacity: 100%radius: 0px

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* #cccccc 100%opacity: 100%

fill: #F2F2F2 100%opacity: 100%radius: 0px

Corner Color: #0090DA

Page 28: U.S. SSP STYLE GUIDE Dental - MetLifeGSSP U.S. | STYLE GUIDE IMPORTANT NOTES “PAGE 2” TAB STRUCTURE 1 Dsktp. Tabs - Spacing 2 Dsktp. Tabs - Fonts/Colors 3 Mobile Tabs - Spacing

My Accounts / PDP Plus

MY ACCOUNTS CLAIM CENTER DOCUMENTS & FORMS

Welcome NicoleCarestream, Inc.

Group DentalPDP PlusProvided by Carestream, Inc.

I want to… !

Individual Basic Plan !

Learn more about how your deductibles are met and maximums are calculated +

These values may increase in the next year. This information is as of <mm/dd/yyyy>.The maximums may be combined with other types of procedures, such as TMJ and Periodontal.For additional limitations, please review applicable age limitations mentioned on your Policy Information tab.

View all coverages and procedures

In network

Out-of-network

$3,000.00 Plan maximum$3,000.00 Plan maximum

Lifetime Maximum and Deductible

Used to date: $1,500.00

Deductible: $500.00Met to date: $50.00

Deductible: $50.00Met to date: $50.00

Benefit Period Maximum and Deductible

Used to date: $100.00

$1,500.00 Plan Maximum$1,500.00 Plan Maximum

Met to date: $50.00

Used to date: $600.00

$1,500.00 Plan Maximum$1,500.00 Plan Maximum

Deductible: $50.00

Benefit Period Maximum and Deductible

Used to date: $1,200.00

$5,000.00 Plan Maximum$5,000.00 Plan Maximum

Deductible: $500.00Met to date: $50.00

Lifetime Maximum and Deductible

© 2015 MetLife MetLife Term Life Insurance issued by MetLife Insurance Company USA, Charlotte, NC, 28277 (except in NY), on policy form #5E-23-12, and by Metropolitan Life Insurance Company, New York, NY 10166 (NY only), on policy form #1E-23-12-NY.

Both are MetLife companies.

Privacy Policy • Terms of Use • Contact Us • Important Information

Please Note: Benefits are not paid in a lump sum as 20% of the submitted total fee is reimbursed at 50%. Payments are made quarterly over the treatment plan outlined from the orthodontist.

Specifically, MetLife will pay an initial appliance component (banding fee) based on 20% of the submitted expense, at the 50% coinsurance level:$5,000 (submitted expense) x 20% = $1,000 x 50% benefit = $500

The first payment will be $500. The remaining expense will be spread over the expected length of treatment. (Citi)

Benefits InformationBACK

CLOSE

"Policy Information

Network: PDP Plus

Coverage effective from: <mm/dd/yyyy>

Insured Name !

Eligibility is not a guarantee of coverage as actual benefit payments are determined only when a claim is processed.

If MetLife determines that a less costly service than the covered service performed by a dentist could have been performed to treat a dental condition, MetLife may pay benefits based upon the less costly service if such service 1) Would produce a professionally acceptable result under generally accepted dental standards, and 2) Would qualify as a covered service.

If MetLife pays a benefit based upon a less costly service, the dentist may charge a patient or a patient's dependent for the difference between the service that was performed and the less costly service. This may be the case, even if the service is performed by an in-network dentist.

A pretreatment estimate is recommended before the start of extensive dental treatment such as crowns, veneers, bridgework, implants, orthodontics,or periodontal services. Learn more about how to request a pretreatment estimate.

Page 29: U.S. SSP STYLE GUIDE Dental - MetLifeGSSP U.S. | STYLE GUIDE IMPORTANT NOTES “PAGE 2” TAB STRUCTURE 1 Dsktp. Tabs - Spacing 2 Dsktp. Tabs - Fonts/Colors 3 Mobile Tabs - Spacing

My Accounts / PDP Plus

MY ACCOUNTS CLAIM CENTER DOCUMENTS & FORMS

Welcome NicoleCarestream, Inc.

Group DentalPDP PlusProvided by Carestream, Inc.

I want to… !

Individual Basic Plan !

Learn more about how your deductibles are met and maximums are calculated +

These values may increase in the next year. This information is as of <mm/dd/yyyy>.The maximums may be combined with other types of procedures, such as TMJ and Periodontal.For additional limitations, please review applicable age limitations mentioned on your Policy Information tab.

View all coverages and procedures

In network

Out-of-network

$3,000.00 Plan maximum$3,000.00 Plan maximum

Lifetime Maximum and Deductible

Used to date: $1,500.00

Deductible: $500.00Met to date: $50.00

Deductible: $50.00Met to date: $50.00

Benefit Period Maximum and Deductible

Used to date: $100.00

$1,500.00 Plan Maximum$1,500.00 Plan Maximum

Met to date: $50.00

Used to date: $600.00

$1,500.00 Plan Maximum$1,500.00 Plan Maximum

Deductible: $50.00

Benefit Period Maximum and Deductible

Used to date: $1,200.00

$5,000.00 Plan Maximum$5,000.00 Plan Maximum

Deductible: $500.00Met to date: $50.00

Lifetime Maximum and Deductible

© 2015 MetLife MetLife Term Life Insurance issued by MetLife Insurance Company USA, Charlotte, NC, 28277 (except in NY), on policy form #5E-23-12, and by Metropolitan Life Insurance Company, New York, NY 10166 (NY only), on policy form #1E-23-12-NY.

Both are MetLife companies.

Privacy Policy • Terms of Use • Contact Us • Important Information

Please Note: Benefits are not paid in a lump sum as 20% of the submitted total fee is reimbursed at 50%. Payments are made quarterly over the treatment plan outlined from the orthodontist.

Specifically, MetLife will pay an initial appliance component (banding fee) based on 20% of the submitted expense, at the 50% coinsurance level:$5,000 (submitted expense) x 20% = $1,000 x 50% benefit = $500

The first payment will be $500. The remaining expense will be spread over the expected length of treatment. (Citi)

Benefits InformationBACK

CLOSE

"Policy Information

Network: PDP Plus

Coverage effective from: <mm/dd/yyyy>

Insured Name !

Eligibility is not a guarantee of coverage as actual benefit payments are determined only when a claim is processed.

If MetLife determines that a less costly service than the covered service performed by a dentist could have been performed to treat a dental condition, MetLife may pay benefits based upon the less costly service if such service 1) Would produce a professionally acceptable result under generally accepted dental standards, and 2) Would qualify as a covered service.

If MetLife pays a benefit based upon a less costly service, the dentist may charge a patient or a patient's dependent for the difference between the service that was performed and the less costly service. This may be the case, even if the service is performed by an in-network dentist.

A pretreatment estimate is recommended before the start of extensive dental treatment such as crowns, veneers, bridgework, implants, orthodontics,or periodontal services. Learn more about how to request a pretreatment estimate.

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20px

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20px

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79px 79px65px

25px

20px 20px30px

Page 30: U.S. SSP STYLE GUIDE Dental - MetLifeGSSP U.S. | STYLE GUIDE IMPORTANT NOTES “PAGE 2” TAB STRUCTURE 1 Dsktp. Tabs - Spacing 2 Dsktp. Tabs - Fonts/Colors 3 Mobile Tabs - Spacing

Eligibility is not a guarantee of coverage as actual benefit payments are determined only when a claim is processed.

If MetLife determines that a less costly service than the covered service performed by a dentist could have been performed to treat a dental condition, MetLife may pay benefits based upon the less costly service if such service 1) Would produce a professionally acceptable result under generally accepted dental standards, and 2) Would qualify as a covered service.

If MetLife pays a benefit based upon a less costly service, the dentist may charge a patient or a patient's dependent for the difference between the service that was performed and the less costly service. This may be the case, even if the service is performed by an in-network dentist.

A pretreatment estimate is recommended before the start of extensive dental treatment such as crowns, veneers, bridgework, implants, orthodontics,or periodontal services. Learn more about how to request a pretreatment estimate.

Please Note: Benefits are not paid in a lump sum as 20% of the submitted total fee is reimbursed at 50%. Payments are made quarterly over the treatment plan outlined from the orthodontist.

Specifically, MetLife will pay an initial appliance component (banding fee) based on 20% of the submitted expense, at the 50% coinsurance level:$5,000 (submitted expense) x 20% = $1,000 x 50% benefit = $500

The first payment will be $500. The remaining expense will be spread over the expected length of treatment. (Citi)

© 2015 MetLife MetLife Term Life Insurance issued by MetLife Insurance Company USA, Charlotte, NC, 28277 (except in NY), on policy form #5E-23-12, and

by Metropolitan Life Insurance Company, New York, NY 10166 (NY only), on policy form #1E-23-12-

NY. Both are MetLife companies.

Privacy Policy • Terms of Use

Contact Us • Important Information

Learn more about how your deductibles are met and maximums are calculated

+

These values may increase in the next year. This information is as of <mm/dd/yyyy>.The maximums may be combined with other types of procedures, such as TMJ and Periodontal.For additional limitations, please review applicable age limitations mentioned on your Policy Information tab.

View all coverages and procedures

In network

Out-of-network

$3,000.00 Plan maximum$3,000.00 Plan maximum

Lifetime Maximum and Deductible

Used to date: $1,500.00

Deductible: $500.00

Met to date: $50.00

Deductible: $50.00

Met to date: $50.00

Benefit Period Maximum and Deductible

Used to date: $100.00

$1,500.00 Plan Maximum$1,500.00 Plan Maximum

Used to date: $1,200.00

$5,000.00 Plan Maximum$5,000.00 Plan Maximum

Deductible: $500.00

Met to date: $50.00

Lifetime Maximum and Deductible

Met to date: $50.00

Used to date: $600.00

$1,500.00 Plan Maximum$1,500.00 Plan Maximum

Deductible: $50.00

Benefit Period Maximum and Deductible

CLOSE

Individual Basic Plan !

Network: PDP Plus

Coverage effective from: <mm/dd/yyyy>

Insured Name !

Benefits InformationBACK

Group DentalPDP PlusProvided by INPRS

I want to… !

"Policy Information

#

Page 31: U.S. SSP STYLE GUIDE Dental - MetLifeGSSP U.S. | STYLE GUIDE IMPORTANT NOTES “PAGE 2” TAB STRUCTURE 1 Dsktp. Tabs - Spacing 2 Dsktp. Tabs - Fonts/Colors 3 Mobile Tabs - Spacing

Eligibility is not a guarantee of coverage as actual benefit payments are determined only when a claim is processed.

If MetLife determines that a less costly service than the covered service performed by a dentist could have been performed to treat a dental condition, MetLife may pay benefits based upon the less costly service if such service 1) Would produce a professionally acceptable result under generally accepted dental standards, and 2) Would qualify as a covered service.

If MetLife pays a benefit based upon a less costly service, the dentist may charge a patient or a patient's dependent for the difference between the service that was performed and the less costly service. This may be the case, even if the service is performed by an in-network dentist.

A pretreatment estimate is recommended before the start of extensive dental treatment such as crowns, veneers, bridgework, implants, orthodontics,or periodontal services. Learn more about how to request a pretreatment estimate.

Please Note: Benefits are not paid in a lump sum as 20% of the submitted total fee is reimbursed at 50%. Payments are made quarterly over the treatment plan outlined from the orthodontist.

Specifically, MetLife will pay an initial appliance component (banding fee) based on 20% of the submitted expense, at the 50% coinsurance level:$5,000 (submitted expense) x 20% = $1,000 x 50% benefit = $500

The first payment will be $500. The remaining expense will be spread over the expected length of treatment. (Citi)

© 2015 MetLife MetLife Term Life Insurance issued by MetLife Insurance Company USA, Charlotte, NC, 28277 (except in NY), on policy form #5E-23-12, and

by Metropolitan Life Insurance Company, New York, NY 10166 (NY only), on policy form #1E-23-12-

NY. Both are MetLife companies.

Privacy Policy • Terms of Use

Contact Us • Important Information

Learn more about how your deductibles are met and maximums are calculated

+

These values may increase in the next year. This information is as of <mm/dd/yyyy>.The maximums may be combined with other types of procedures, such as TMJ and Periodontal.For additional limitations, please review applicable age limitations mentioned on your Policy Information tab.

View all coverages and procedures

In network

Out-of-network

$3,000.00 Plan maximum$3,000.00 Plan maximum

Lifetime Maximum and Deductible

Used to date: $1,500.00

Deductible: $500.00

Met to date: $50.00

Deductible: $50.00

Met to date: $50.00

Benefit Period Maximum and Deductible

Used to date: $100.00

$1,500.00 Plan Maximum$1,500.00 Plan Maximum

Used to date: $1,200.00

$5,000.00 Plan Maximum$5,000.00 Plan Maximum

Deductible: $500.00

Met to date: $50.00

Lifetime Maximum and Deductible

Met to date: $50.00

Used to date: $600.00

$1,500.00 Plan Maximum$1,500.00 Plan Maximum

Deductible: $50.00

Benefit Period Maximum and Deductible

CLOSE

Individual Basic Plan !

Network: PDP Plus

Coverage effective from: <mm/dd/yyyy>

Insured Name !

Benefits InformationBACK

Group DentalPDP PlusProvided by INPRS

I want to… !

"Policy Information

20px

20px

20px20px

20px

20px

20px

20px

65px

15px

30px

30px

30px

30px

30px

30px

25px

25px

30px

270px

171px

250px

15px15px

10px10px

#

Page 32: U.S. SSP STYLE GUIDE Dental - MetLifeGSSP U.S. | STYLE GUIDE IMPORTANT NOTES “PAGE 2” TAB STRUCTURE 1 Dsktp. Tabs - Spacing 2 Dsktp. Tabs - Fonts/Colors 3 Mobile Tabs - Spacing

My Accounts / PDP Plus

MY ACCOUNTS CLAIM CENTER DOCUMENTS & FORMS

2Welcome DavidCarestream, Inc.

Group DentalPDP PlusProvided by Carestream, Inc.

I want to… !

Eligibility is not a guarantee of coverage as actual benefit payments are determined only when a

claim is processed.

If MetLife determines that a less costly service than the covered service performed by a dentist

could have been performed to treat a dental condition, MetLife may pay benefits based upon the

less costly service if such service 1) Would produce a professionally acceptable result under

generally accepted dental standards, and 2) Would qualify as a covered service.

If MetLife pays a benefit based upon a less costly service, the dentist may charge a patient or a

patient's dependent for the difference between the service that was performed and the less costly

service. This may be the case, even if the service is performed by an in-network dentist.

A pretreatment estimate is recommended before the start of extensive dental treatment such as

crowns, veneers, bridgework, implants, orthodontics,or periodontal services. Learn more about how to request a pretreatment estimate.

© 2017 MetLife MetLife Term Life Insurance issued by MetLife Insurance Company USA, Charlotte, NC, 28277 (except in NY), on policy form #5E-23-12, and

by Metropolitan Life Insurance Company, New York, NY 10166 (NY only), on policy form #1E-23-12-NY. Both are MetLife companies. L1016481177[exp1217]

[All States][DC,GU,MP,PR,VI]

Privacy Policy • Terms of Use • Contact Us • Important Information

General Information

Network name: PDP Plus

Policy status: Enrolled

Effective coverage period: 09/01/2017-08/31/2018

Coverage elected for: David Faulkner, Joan Faulkner, Sean Faulkner

Coordination of benefits: Birthday Rule

Non-duplication of benefits applies

Co-pay: Yes

View co-pay schedules

""

Policy Coverages

Benefits available for for teeth lost prior to effective date: Yes

Maximum dependent age: Up to age 24

Maximum student age: Up to age 24

Orthodontics

Dependent child’s age: Up to age 19

Full-time student age: Up to age 19

All others: Not covered

View all coverages and procedures

Benefit Information

Name Effective Date

David Faulkner 09/01/2014Insured: Self

Joan Faulkner 09/01/2014Dependent: Spouse

Sean Faulkner 09/01/2014Dependent: Child

Your dependents are eligible for coverage. Each dependent is listed when the first claim or pretreatment for that dependent is processed.

DETAILS

LEARN MORE

Your dental plan is designed to make it more affordable to see a dentist regularly. You can go

to any licensed dentist, but staying in-network helps you save on services and get more value

from your plan!

Benefit programs offered by MetLife and its affiliates contain certain exclusions, exceptions, waiting periods, reductions, limitations and terms for keeping them in force. Contact MetLife or your plan administrator for more details.

The Benefits of Staying In-Network

PRINT CARDS

ID Cards

PDP PlusID Number 0123456

Network PDP Plus

Name David Faulkner

Dental Group Plan 142093

Your ID can be used when calling MetLife or submitting claims.

Member Service: www.website.com

LEARN MORE

News & Updates Except as otherwise required by state law, the Carestream dental options allow associates to provide dental coverage for their unmarried children who are (1) under the age of 19, or (2) qualified students under the age of 23. If you have any questions regarding dependent eligibility, please contact Carestream HR Services at 1-800-234-6229.

Send us a request to add your dentist if he or she isn’t in your network.

Recommend a Dentist

ADD A DENTIST

Policy Information Coverages Claim History Common Questions

+

Your Network BenefitsYour dental plan is designed to help protect your dental health and make it more affordable to see your dentist regularly. You can go to any licensed dentist — in or out of the network. The choice is yours.

Just remember that staying in-network helps you stretch your plan maximums and get more savings from our dental benefits.

A participating dentist has agreed to accept negotiated fees as payment in full for services provided to plan members. Negotiated fees typically range from 15% - 45%* below the average fees charged in a dentist’s community for the same or substantially similar services.

A participating dentist has agreed to accept negotiated fees as payment in full for services provided to plan members. Negotiated fees typically range from 15% - 45%* below the average fees charged in a dentist’s community for the same or substantially similar services.

Lorem ipsum dolor sit amet, consectetur adipisicing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam, quis nostrud exercitation ullamco laboris nisi ut aliquip.

Lorem ipsum dolor sit amet, consectetur adipisicing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam, quis nostrud exercitation ullamco laboris nisi ut aliquip.

Benefit programs offered by MetLife and its affiliates contain certain exclusions, exceptions, waiting periods, reductions, limitations and terms for keeping them in force. Contact MetLife or your plan administrator for more details.

Custom Network

Out-of-Network

Out-of-Network MetLife Choice Savings Program

In Network

Benefits for Using a Participating, Network Dentist

Benefits for Using a Non-Participating , Out-of-Network Dentist

One of the largest Dental Networks

Savings

CLOSE

Page 33: U.S. SSP STYLE GUIDE Dental - MetLifeGSSP U.S. | STYLE GUIDE IMPORTANT NOTES “PAGE 2” TAB STRUCTURE 1 Dsktp. Tabs - Spacing 2 Dsktp. Tabs - Fonts/Colors 3 Mobile Tabs - Spacing

My Accounts / PDP Plus

MY ACCOUNTS CLAIM CENTER DOCUMENTS & FORMS

2Welcome DavidCarestream, Inc.

Group DentalPDP PlusProvided by Carestream, Inc.

I want to… !

Eligibility is not a guarantee of coverage as actual benefit payments are determined only when a

claim is processed.

If MetLife determines that a less costly service than the covered service performed by a dentist

could have been performed to treat a dental condition, MetLife may pay benefits based upon the

less costly service if such service 1) Would produce a professionally acceptable result under

generally accepted dental standards, and 2) Would qualify as a covered service.

If MetLife pays a benefit based upon a less costly service, the dentist may charge a patient or a

patient's dependent for the difference between the service that was performed and the less costly

service. This may be the case, even if the service is performed by an in-network dentist.

A pretreatment estimate is recommended before the start of extensive dental treatment such as

crowns, veneers, bridgework, implants, orthodontics,or periodontal services. Learn more about how to request a pretreatment estimate.

© 2017 MetLife MetLife Term Life Insurance issued by MetLife Insurance Company USA, Charlotte, NC, 28277 (except in NY), on policy form #5E-23-12, and

by Metropolitan Life Insurance Company, New York, NY 10166 (NY only), on policy form #1E-23-12-NY. Both are MetLife companies. L1016481177[exp1217]

[All States][DC,GU,MP,PR,VI]

Privacy Policy • Terms of Use • Contact Us • Important Information

General Information

Network name: PDP Plus

Policy status: Enrolled

Effective coverage period: 09/01/2017-08/31/2018

Coverage elected for: David Faulkner, Joan Faulkner, Sean Faulkner

Coordination of benefits: Birthday Rule

Non-duplication of benefits applies

Co-pay: Yes

View co-pay schedules

""

Policy Coverages

Benefits available for for teeth lost prior to effective date: Yes

Maximum dependent age: Up to age 24

Maximum student age: Up to age 24

Orthodontics

Dependent child’s age: Up to age 19

Full-time student age: Up to age 19

All others: Not covered

View all coverages and procedures

Benefit Information

Name Effective Date

David Faulkner 09/01/2014Insured: Self

Joan Faulkner 09/01/2014Dependent: Spouse

Sean Faulkner 09/01/2014Dependent: Child

Your dependents are eligible for coverage. Each dependent is listed when the first claim or pretreatment for that dependent is processed.

DETAILS

LEARN MORE

Your dental plan is designed to make it more affordable to see a dentist regularly. You can go

to any licensed dentist, but staying in-network helps you save on services and get more value

from your plan!

Benefit programs offered by MetLife and its affiliates contain certain exclusions, exceptions, waiting periods, reductions, limitations and terms for keeping them in force. Contact MetLife or your plan administrator for more details.

The Benefits of Staying In-Network

PRINT CARDS

ID Cards

PDP PlusID Number 0123456

Network PDP Plus

Name David Faulkner

Dental Group Plan 142093

Your ID can be used when calling MetLife or submitting claims.

Member Service: www.website.com

LEARN MORE

News & Updates Except as otherwise required by state law, the Carestream dental options allow associates to provide dental coverage for their unmarriedchildren who are (1) under the age of 19, or (2) qualified students under the age of 23. If you have any questions regarding dependent eligibility, please contact Carestream HR Services at 1-800-234-6229.

Send us a request to add your dentist if he or she isn’t in your network.

Recommend a Dentist

ADD A DENTIST

Policy Information Coverages Claim History Common Questions

+

Your Network BenefitsYour dental plan is designed to help protect your dental health and make it more affordable to see your dentist regularly. You can go to any licensed dentist — in or out of the network. The choice is yours.

Just remember that staying in-network helps you stretch your plan maximums and get more savings from our dental benefits.

A participating dentist has agreed to accept negotiated fees as payment in full for services provided to plan members. Negotiated fees typically range from 15% - 45%* below the average fees charged in a dentist’s community for the same or substantially similar services.

A participating dentist has agreed to accept negotiated fees as payment in full for services provided to plan members. Negotiated fees typically range from 15% - 45%* below the average fees charged in a dentist’s community for the same or substantially similar services.

Lorem ipsum dolor sit amet, consectetur adipisicing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam, quis nostrud exercitation ullamco laboris nisi ut aliquip.

Lorem ipsum dolor sit amet, consectetur adipisicing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam, quis nostrud exercitation ullamco laboris nisi ut aliquip.

Benefit programs offered by MetLife and its affiliates contain certain exclusions, exceptions, waiting periods, reductions, limitations and terms for keeping them in force. Contact MetLife or your plan administrator for more details.

Custom Network

Out-of-Network

Out-of-Network MetLife Choice Savings Program

In Network

Benefits for Using a Participating, Network Dentist

Benefits for Using a Non-Participating , Out-of-Network Dentist

One of the largest Dental Networks

Savings

CLOSE

20px

20px

25px

25px

25px

20px

30px

30px

30px

30px

30px

20px

25px

20px

60px

99px

40px 40px

40px

247px

623px

20px

20px

20px

750px

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My Accounts / PDP Plus

MY ACCOUNTS CLAIM CENTER DOCUMENTS & FORMS

2Welcome DavidCarestream, Inc.

Group DentalPDP PlusProvided by Carestream, Inc.

I want to… !

Eligibility is not a guarantee of coverage as actual benefit payments are determined only when a

claim is processed.

If MetLife determines that a less costly service than the covered service performed by a dentist

could have been performed to treat a dental condition, MetLife may pay benefits based upon the

less costly service if such service 1) Would produce a professionally acceptable result under

generally accepted dental standards, and 2) Would qualify as a covered service.

If MetLife pays a benefit based upon a less costly service, the dentist may charge a patient or a

patient's dependent for the difference between the service that was performed and the less costly

service. This may be the case, even if the service is performed by an in-network dentist.

A pretreatment estimate is recommended before the start of extensive dental treatment such as

crowns, veneers, bridgework, implants, orthodontics,or periodontal services. Learn more about how to request a pretreatment estimate.

© 2017 MetLife MetLife Term Life Insurance issued by MetLife Insurance Company USA, Charlotte, NC, 28277 (except in NY), on policy form #5E-23-12, and

by Metropolitan Life Insurance Company, New York, NY 10166 (NY only), on policy form #1E-23-12-NY. Both are MetLife companies. L1016481177[exp1217]

[All States][DC,GU,MP,PR,VI]

Privacy Policy • Terms of Use • Contact Us • Important Information

General Information

Network name: PDP Plus

Policy status: Enrolled

Effective coverage period: 09/01/2017-08/31/2018

Coverage elected for: David Faulkner, Joan Faulkner, Sean Faulkner

Coordination of benefits: Birthday Rule

Non-duplication of benefits applies

Co-pay: Yes

View co-pay schedules

"

How a plan pays benefits when a patient is covered by more than one dental benefits plan.

?

Policy Coverages

Benefits available for for teeth lost prior to effective date: Yes

Maximum dependent age: Up to age 24

Maximum student age: Up to age 24

Orthodontics

Dependent child’s age: Up to age 19

Full-time student age: Up to age 19

All others: Not covered

View all coverages and procedures

Benefit Information

Name Effective Date

David Faulkner 09/01/2014Insured: Self

Joan Faulkner 09/01/2014Dependent: Spouse

Sean Faulkner 09/01/2014Dependent: Child

Your dependents are eligible for coverage. Each dependent is listed when the first claim or pretreatment for that dependent is processed.

DETAILS

LEARN MORE

Your dental plan is designed to make it more affordable to see a dentist regularly. You can go

to any licensed dentist, but staying in-network helps you save on services and get more value

from your plan!

Benefit programs offered by MetLife and its affiliates contain certain exclusions, exceptions, waiting periods, reductions, limitations and terms for keeping them in force. Contact MetLife or your plan administrator for more details.

The Benefits of Staying In-Network

PRINT CARDS

ID Cards

PDP PlusID Number 0123456

Network PDP Plus

Name David Faulkner

Dental Group Plan 142093

Your ID can be used when calling MetLife or submitting claims.

Member Service: www.website.com

LEARN MORE

News & Updates

Send us a request to add your dentist if he or she isn’t in your network.

Recommend a Dentist

ADD A DENTIST

Policy Information Coverages Claim History Common Questions

+

Your Network BenefitsYour dental plan is designed to help protect your dental health and make it more affordable to see your dentist regularly. You can go to any licensed dentist — in or out of the network. The choice is yours.

Just remember that staying in-network helps you stretch your plan maximums and get more savings from our dental benefits.

A participating dentist has agreed to accept negotiated fees as payment in full for services provided to plan members. Negotiated fees typically range from 15% - 45%* below the average fees charged in a dentist’s community for the same or substantially similar services.

A participating dentist has agreed to accept negotiated fees as payment in full for services provided to plan members. Negotiated fees typically range from 15% - 45%* below the average fees charged in a dentist’s community for the same or substantially similar services.

Lorem ipsum dolor sit amet, consectetur adipisicing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam, quis nostrud exercitation ullamco laboris nisi ut aliquip.

Lorem ipsum dolor sit amet, consectetur adipisicing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam, quis nostrud exercitation ullamco laboris nisi ut aliquip.

Benefit programs offered by MetLife and its affiliates contain certain exclusions, exceptions, waiting periods, reductions, limitations and terms for keeping them in force. Contact MetLife or your plan administrator for more details.

Custom Network

Out-of-Network

Out-of-Network MetLife Choice Savings Program

In Network

Benefits for Using a Participating, Network Dentist

Benefits for Using a Non-Participating , Out-of-Network Dentist

One of the largest Dental Networks

Savings

color: #333333 100%font-size: 28pxfont-face: Georgia-Boldcharacter: 0px

color: #333333 100%font-size: 14pxfont-face: NotoSanscharacter: 0pxline: 19px (1.4)

rule: 1px center* #999999 100%

color: #333333 100%font-size: 18pxfont-face: FontAwesome− fa-minus [&#xf068;]

color: #333333 100%font-size: 18pxfont-face: FontAwesome+ fa-plus [&#xf067;]

color: #0061A0 100%font-size: 14pxfont-face: NotoSans-Boldcharacter: 0pxline: 19px (1.4)

See Metlife Pattern Library:

ux.metlife.com

For link behavior, specs and code.

Retain color for link as shown here.

color: #333333 100%font-size: 16pxfont-face: NotoSans-Boldcharacter: 0pxline: 22px (1.4)

color: #333333 100%font-size: 12pxfont-face: NotoSanscharacter: 0pxline: 16px (1.4)

Page 35: U.S. SSP STYLE GUIDE Dental - MetLifeGSSP U.S. | STYLE GUIDE IMPORTANT NOTES “PAGE 2” TAB STRUCTURE 1 Dsktp. Tabs - Spacing 2 Dsktp. Tabs - Fonts/Colors 3 Mobile Tabs - Spacing

My Accounts / PDP Plus

MY ACCOUNTS CLAIM CENTER DOCUMENTS & FORMS

Welcome NicoleCarestream, Inc.

Group DentalPDP Plus

Provided by Carestream, Inc.

I want to… !

+

Your Network BenefitsYour dental plan is designed to help protect your dental health and make it more affordable to see

your dentist regularly. You can go to any licensed dentist — in or out of the network. The choice is

yours.

Just remember that staying in-network helps you stretch your plan maximums and get more savings

from our dental benefits.

A participating dentist has agreed to accept negotiated fees as payment in full for services provided to

plan members. Negotiated fees typically range from 15% - 45%* below the average fees charged in a

dentist’s community for the same or substantially similar services.

A participating dentist has agreed to accept negotiated fees as payment in full for services provided to

plan members. Negotiated fees typically range from 15% - 45%* below the average fees charged in a

dentist’s community for the same or substantially similar services.

Lorem ipsum dolor sit amet, consectetur adipisicing elit, sed do eiusmod tempor incididunt ut labore et

dolore magna aliqua. Ut enim ad minim veniam, quis nostrud exercitation ullamco laboris nisi ut aliquip.

Lorem ipsum dolor sit amet, consectetur adipisicing elit, sed do eiusmod tempor incididunt ut labore et

dolore magna aliqua. Ut enim ad minim veniam, quis nostrud exercitation ullamco laboris nisi ut aliquip.

Benefit programs offered by MetLife and its affiliates contain certain exclusions, exceptions, waiting periods, reductions,

limitations and terms for keeping them in force. Contact MetLife or your plan administrator for more details.

Custom Network

Out-of-Network

Out-of-Network MetLife Choice Savings Program

In Network

Benefits for Using a Participating, Network Dentist

Benefits for Using a Non-Participating , Out-of-Network Dentist

One of the largest Dental Networks

Savings

CLOSE

Page 36: U.S. SSP STYLE GUIDE Dental - MetLifeGSSP U.S. | STYLE GUIDE IMPORTANT NOTES “PAGE 2” TAB STRUCTURE 1 Dsktp. Tabs - Spacing 2 Dsktp. Tabs - Fonts/Colors 3 Mobile Tabs - Spacing

!

CLOSE

+

Your Network BenefitsYour dental plan is designed to help protect

your dental health and make it more

affordable to see your dentist regularly. You

can go to any licensed dentist — in or out of

the network. The choice is yours.

Just remember that staying in-network

helps you stretch your plan maximums and

get more savings from our dental benefits.

A participating dentist has agreed to accept

negotiated fees as payment in full for

services provided to plan members.

Negotiated fees typically range from 15% -

45%* below the average fees charged in a

dentist’s community for the same or

substantially similar services.

A participating dentist has agreed to accept

negotiated fees as payment in full for

services provided to plan members.

Negotiated fees typically range from 15% -

45%* below the average fees charged in a

dentist’s community for the same or

substantially similar services.

Lorem ipsum dolor sit amet, consectetur

adipisicing elit, sed do eiusmod tempor

incididunt ut labore et

dolore magna aliqua. Ut enim ad minim

veniam, quis nostrud exercitation ullamco

laboris nisi ut aliquip.

Lorem ipsum dolor sit amet, consectetur

adipisicing elit, sed do eiusmod tempor

incididunt ut labore et dolore magna aliqua.

Ut enim ad minim veniam, quis nostrud

exercitation ullamco laboris nisi ut aliquip.

Benefit programs offered by MetLife and its

affiliates contain certain exclusions, exceptions,

waiting periods, reductions, limitations and terms

for keeping them in force. Contact MetLife or your

plan administrator for more details.

Custom Network

Out-of-Network

Out-of-Network MetLife Choice Savings Program

In Network

Benefits for Using a Participating, Network Dentist

Benefits for Using a Non-Participating , Out-of-Network Dentist

One of the largest Dental Networks

Savings

Page 37: U.S. SSP STYLE GUIDE Dental - MetLifeGSSP U.S. | STYLE GUIDE IMPORTANT NOTES “PAGE 2” TAB STRUCTURE 1 Dsktp. Tabs - Spacing 2 Dsktp. Tabs - Fonts/Colors 3 Mobile Tabs - Spacing

CLOSE

+

Your Network BenefitsYour dental plan is designed to help protect

your dental health and make it more

affordable to see your dentist regularly. You

can go to any licensed dentist — in or out of

the network. The choice is yours.

Just remember that staying in-network

helps you stretch your plan maximums and

get more savings from our dental benefits.

A participating dentist has agreed to accept

negotiated fees as payment in full for

services provided to plan members.

Negotiated fees typically range from 15% -

45%* below the average fees charged in a

dentist’s community for the same or

substantially similar services.

A participating dentist has agreed to accept

negotiated fees as payment in full for

services provided to plan members.

Negotiated fees typically range from 15% -

45%* below the average fees charged in a

dentist’s community for the same or

substantially similar services.

Lorem ipsum dolor sit amet, consectetur

adipisicing elit, sed do eiusmod tempor

incididunt ut labore et

dolore magna aliqua. Ut enim ad minim

veniam, quis nostrud exercitation ullamco

laboris nisi ut aliquip.

Lorem ipsum dolor sit amet, consectetur

adipisicing elit, sed do eiusmod tempor

incididunt ut labore et dolore magna aliqua.

Ut enim ad minim veniam, quis nostrud

exercitation ullamco laboris nisi ut aliquip.

Benefit programs offered by MetLife and its

affiliates contain certain exclusions, exceptions,

waiting periods, reductions, limitations and terms

for keeping them in force. Contact MetLife or your

plan administrator for more details.

Custom Network

Out-of-Network

Out-of-Network MetLife Choice Savings Program

In Network

Benefits for Using a Participating, Network Dentist

Benefits for Using a Non-Participating , Out-of-Network Dentist

One of the largest Dental Networks

Savings

270px

color: #333333 100%font-size: 22pxfont-face: Georgia-Boldcharacter: 0pxline: 25px (1.1)

Page 38: U.S. SSP STYLE GUIDE Dental - MetLifeGSSP U.S. | STYLE GUIDE IMPORTANT NOTES “PAGE 2” TAB STRUCTURE 1 Dsktp. Tabs - Spacing 2 Dsktp. Tabs - Fonts/Colors 3 Mobile Tabs - Spacing

My Accounts / PDP Plus

MY ACCOUNTS CLAIM CENTER DOCUMENTS & FORMS

2Welcome DavidCarestream, Inc.

© 2017 MetLife MetLife Term Life Insurance issued by MetLife Insurance Company USA, Charlotte, NC, 28277 (except in NY), on policy form #5E-23-12, and by Metropolitan Life Insurance Company, New York, NY 10166 (NY only), on policy form #1E-23-12-NY. Both are MetLife companies. L1016481177[exp1217][All States][DC,GU,MP,PR,VI]

Privacy Policy • Terms of Use • Contact Us • Important Information

OrthodonticsBACK

D2335

D2392

D2394

D2940

Resin - Four or More Surfaces, Or Involving Incisal Angle (Anterior)

Resin-Based Composite - Two Surfaces, Posterior

Resin - Four or More Surfaces Posterior

Protective Restoration +

+

+

+

Procedure NameProcedure Code

Procedure codes are based on current dental terminology © American Dental Association.

Frequency Limitation: 1 time in 24 months

Initial Orthodontic Placement:

In Network: 25%

Out of Network: 25%

Ongoing Orthodontic Placement:

In Network: 25%

Out of Network: 25%

Maximum age for Orthodontics:

Dependent Child: Up to age 19

Dependent Child (full-time student): Up to age 23

All Others: No age limit

Remaining benefits for the appliance adjustment visits will be paid automatically on a periodic basis provided that the patient is still eligible for coverage, active treatment is still being rendered, and the lifetime orthodontic maximum benefits have not been exceeded.

Last date of Service: <mm/dd/yyyy>

Deals with the study and supervision of the growth and development of teeth. Orthodontic services include the preventive and corrective treatment for irregularities in the alignment of teeth and supporting structures. Orthodontic treatments may include braces or retainers. Treatment can be performed on baby teeth, permanent teeth or a combination (mixed dentition).

Coverages for: Kevin Millington !

Please Note: Benefits are not paid in a lump sum as 20% of the submitted total fee is reimbursed at 50%. Payments are made quarterly over the treatment plan outlined from the orthodontist.

Specifically, MetLife will pay an initial appliance component (banding fee) based on 20% of the submitted expense, at the 50% coinsurance level: $5,000 (submitted expense) x 20% = $1,000 x 50% benefit = $500 The first payment will be $500. The remaining expense will be spread over the expected length of treatment. (Citi)

View Plan Coverage Notes +

CLOSE

Group DentalPDP PlusProvided by Carestream, Inc.

I want to… !

CoveragesPolicy Information Claim History Common Questions

You’re now leaving MetLifeChoose OK to continue or cancel to stay on this page.

CancelOK

Page 39: U.S. SSP STYLE GUIDE Dental - MetLifeGSSP U.S. | STYLE GUIDE IMPORTANT NOTES “PAGE 2” TAB STRUCTURE 1 Dsktp. Tabs - Spacing 2 Dsktp. Tabs - Fonts/Colors 3 Mobile Tabs - Spacing

My Accounts / PDP Plus

MY ACCOUNTS CLAIM CENTER DOCUMENTS & FORMS

2Welcome DavidCarestream, Inc.

Eligibility is not a guarantee of coverage as actual benefit payments are determined only when a claim is processed.

If MetLife determines that a less costly service than the covered service performed by a dentist could have been performed to treat a dental condition, MetLife may pay benefits based upon the less costly service if such service 1) Would produce a professionally acceptable result under generally accepted dental standards, and 2) Would qualify as a covered service.

If MetLife pays a benefit based upon a less costly service, the dentist may charge a patient or a patient's dependent for the difference between the service that was performed and the less costly service. This may be the case, even if the service is performed by an in-network dentist.

A pretreatment estimate is recommended before the start of extensive dental treatment such as crowns, veneers, bridgework, implants, orthodontics,or periodontal services. Learn more about how to request a pretreatment estimate.

Frequency Limitation: 1 time in 24 months

Last date of Service: <mm/dd/yyyy>

Composites / Fillings

X-rays of a patients full mouth either individual x-rays (full mouth series)or one film (panotrex).

DETAILS

Frequency Limitation: 1 time in 24 months

Last date of Service: <mm/dd/yyyy>

Deep Sedation / General ANES

X-rays of a patients full mouth either individual x-rays (full mouth series)or one film (panotrex). X-rays of a patients full mouth either individual…

DETAILS

Frequency Limitation: 1 time in 24 months

Last date of Service: <mm/dd/yyyy>

Endodontics / Root Canal

X-rays of a patients full mouth either individual x-rays (full mouth series)or one film (panotrex).

DETAILS

Frequency Limitation: 1 time in 24 months

Last date of Service: <mm/dd/yyyy>

Implants and Supported Prosphetics

X-rays of a patients full mouth either individual x-rays (full mouth series)or one film (panotrex).

DETAILS

Frequency Limitation: 1 time in 24 months

Last date of Service: <mm/dd/yyyy>

Crown Repair

X-rays of a patients full mouth either individual x-rays (full mouth series)or one film (panotrex).

DETAILS

Frequency Limitation: 1 time in 24 months

Last date of Service: <mm/dd/yyyy>

Denture

X-rays of a patients full mouth either individual x-rays (full mouth series)or one film (panotrex).

DETAILS

Frequency Limitation: 1 time in 24 months

DETAILS

Last date of Service: <mm/dd/yyyy>

Extractions

X-rays of a patients full mouth either individual x-rays (full mouth series)or one film (panotrex).

Frequency Limitation: 1 time in 24 months

DETAILS

Last date of Service: <mm/dd/yyyy>

Inlay / Onlay

X-rays of a patients full mouth either individual x-rays (full mouth series)or one film (panotrex).

View Only Routine ProceduresCoverages for: David Millington !

© 2017 MetLife MetLife Term Life Insurance issued by MetLife Insurance Company USA, Charlotte, NC, 28277 (except in NY), on policy form #5E-23-12, and by Metropolitan Life Insurance Company, New York, NY 10166 (NY only), on policy form #1E-23-12-NY. Both are MetLife companies. L1016481177[exp1217][All States][DC,GU,MP,PR,VI]

Privacy Policy • Terms of Use • Contact Us • Important Information

Group DentalPDP PlusProvided by Carestream, Inc.

I want to… !

CoveragesPolicy Information Claim History Common Questions

Page 40: U.S. SSP STYLE GUIDE Dental - MetLifeGSSP U.S. | STYLE GUIDE IMPORTANT NOTES “PAGE 2” TAB STRUCTURE 1 Dsktp. Tabs - Spacing 2 Dsktp. Tabs - Fonts/Colors 3 Mobile Tabs - Spacing

My Accounts / PDP Plus

MY ACCOUNTS CLAIM CENTER DOCUMENTS & FORMS

2Welcome DavidCarestream, Inc.

Eligibility is not a guarantee of coverage as actual benefit payments are determined only when a claim is processed.

If MetLife determines that a less costly service than the covered service performed by a dentist could have been performed to treat a dental condition, MetLife may pay benefits based upon the less costly service if such service 1) Would produce a professionally acceptable result under generally accepted dental standards, and 2) Would qualify as a covered service.

If MetLife pays a benefit based upon a less costly service, the dentist may charge a patient or a patient's dependent for the difference between the service that was performed and the less costly service. This may be the case, even if the service is performed by an in-network dentist.

A pretreatment estimate is recommended before the start of extensive dental treatment such as crowns, veneers, bridgework, implants, orthodontics,or periodontal services. Learn more about how to request a pretreatment estimate.

Frequency Limitation: 1 time in 24 months

Last date of Service: <mm/dd/yyyy>

Composites / Fillings

X-rays of a patients full mouth either individual x-rays (full mouth series)or one film (panotrex).

DETAILS

Frequency Limitation: 1 time in 24 months

Last date of Service: <mm/dd/yyyy>

Deep Sedation / General ANES

X-rays of a patients full mouth either individual x-rays (full mouth series)or one film (panotrex). X-rays of a patients full mouth either individual…

DETAILS

Frequency Limitation: 1 time in 24 months

Last date of Service: <mm/dd/yyyy>

Endodontics / Root Canal

X-rays of a patients full mouth either individual x-rays (full mouth series)or one film (panotrex).

DETAILS

Frequency Limitation: 1 time in 24 months

Last date of Service: <mm/dd/yyyy>

Implants and Supported Prosphetics

X-rays of a patients full mouth either individual x-rays (full mouth series)or one film (panotrex).

DETAILS

Frequency Limitation: 1 time in 24 months

Last date of Service: <mm/dd/yyyy>

Crown Repair

X-rays of a patients full mouth either individual x-rays (full mouth series)or one film (panotrex).

DETAILS

Frequency Limitation: 1 time in 24 months

Last date of Service: <mm/dd/yyyy>

Denture

X-rays of a patients full mouth either individual x-rays (full mouth series)or one film (panotrex).

DETAILS

Frequency Limitation: 1 time in 24 months

DETAILS

Last date of Service: <mm/dd/yyyy>

Extractions

X-rays of a patients full mouth either individual x-rays (full mouth series)or one film (panotrex).

Frequency Limitation: 1 time in 24 months

DETAILS

Last date of Service: <mm/dd/yyyy>

Inlay / Onlay

X-rays of a patients full mouth either individual x-rays (full mouth series)or one film (panotrex).

View Only Routine ProceduresCoverages for: David Millington !

© 2017 MetLife MetLife Term Life Insurance issued by MetLife Insurance Company USA, Charlotte, NC, 28277 (except in NY), on policy form #5E-23-12, and by Metropolitan Life Insurance Company, New York, NY 10166 (NY only), on policy form #1E-23-12-NY. Both are MetLife companies. L1016481177[exp1217][All States][DC,GU,MP,PR,VI]

Privacy Policy • Terms of Use • Contact Us • Important Information

Group DentalPDP PlusProvided by Carestream, Inc.

I want to… !

CoveragesPolicy Information Claim History Common Questions

500px

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25px

25px15px

15px360px

30px

20px

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20px

20px 20px

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Page 41: U.S. SSP STYLE GUIDE Dental - MetLifeGSSP U.S. | STYLE GUIDE IMPORTANT NOTES “PAGE 2” TAB STRUCTURE 1 Dsktp. Tabs - Spacing 2 Dsktp. Tabs - Fonts/Colors 3 Mobile Tabs - Spacing

My Accounts / PDP Plus

MY ACCOUNTS CLAIM CENTER DOCUMENTS & FORMS

2Welcome DavidCarestream, Inc.

Eligibility is not a guarantee of coverage as actual benefit payments are determined only when a claim is processed.

If MetLife determines that a less costly service than the covered service performed by a dentist could have been performed to treat a dental condition, MetLife may pay benefits based upon the less costly service if such service 1) Would produce a professionally acceptable result under generally accepted dental standards, and 2) Would qualify as a covered service.

If MetLife pays a benefit based upon a less costly service, the dentist may charge a patient or a patient's dependent for the difference between the service that was performed and the less costly service. This may be the case, even if the service is performed by an in-network dentist.

A pretreatment estimate is recommended before the start of extensive dental treatment such as crowns, veneers, bridgework, implants, orthodontics,or periodontal services. Learn more about how to request a pretreatment estimate.

Frequency Limitation: 1 time in 24 months

Last date of Service: <mm/dd/yyyy>

Composites / Fillings

X-rays of a patients full mouth either individual x-rays (full mouth series)or one film (panotrex).

DETAILS

Frequency Limitation: 1 time in 24 months

Last date of Service: <mm/dd/yyyy>

Deep Sedation / General ANES

X-rays of a patients full mouth either individual x-rays (full mouth series)or one film (panotrex). X-rays of a patients full mouth either individual…

DETAILS

Frequency Limitation: 1 time in 24 months

Last date of Service: <mm/dd/yyyy>

Endodontics / Root Canal

X-rays of a patients full mouth either individual x-rays (full mouth series)or one film (panotrex).

DETAILS

Frequency Limitation: 1 time in 24 months

Last date of Service: <mm/dd/yyyy>

Implants and Supported Prosphetics

X-rays of a patients full mouth either individual x-rays (full mouth series)or one film (panotrex).

DETAILS

Frequency Limitation: 1 time in 24 months

Last date of Service: <mm/dd/yyyy>

Crown Repair

X-rays of a patients full mouth either individual x-rays (full mouth series)or one film (panotrex).

DETAILS

Frequency Limitation: 1 time in 24 months

Last date of Service: <mm/dd/yyyy>

Denture

X-rays of a patients full mouth either individual x-rays (full mouth series)or one film (panotrex).

DETAILS

Frequency Limitation: 1 time in 24 months

DETAILS

Last date of Service: <mm/dd/yyyy>

Extractions

X-rays of a patients full mouth either individual x-rays (full mouth series)or one film (panotrex).

Frequency Limitation: 1 time in 24 months

DETAILS

Last date of Service: <mm/dd/yyyy>

Inlay / Onlay

X-rays of a patients full mouth either individual x-rays (full mouth series)or one film (panotrex).

View Only Routine ProceduresCoverages for: David Millington !

© 2017 MetLife MetLife Term Life Insurance issued by MetLife Insurance Company USA, Charlotte, NC, 28277 (except in NY), on policy form #5E-23-12, and by Metropolitan Life Insurance Company, New York, NY 10166 (NY only), on policy form #1E-23-12-NY. Both are MetLife companies. L1016481177[exp1217][All States][DC,GU,MP,PR,VI]

Privacy Policy • Terms of Use • Contact Us • Important Information

Group DentalPDP PlusProvided by Carestream, Inc.

I want to… !

CoveragesPolicy Information Claim History Common Questions

color: #333333 100%font-size: 18pxfont-face: Georgia-Boldcharacter: 0pxline: 21

color: #333333 100%font-size: 13pxfont-face: NotoSans Regular/Boldcharacter: 0.3pxline: 17px (1.3)

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border: 1px center* #CCCCCC 100%

border: 1px center* #CCCCCC 100%

Page 42: U.S. SSP STYLE GUIDE Dental - MetLifeGSSP U.S. | STYLE GUIDE IMPORTANT NOTES “PAGE 2” TAB STRUCTURE 1 Dsktp. Tabs - Spacing 2 Dsktp. Tabs - Fonts/Colors 3 Mobile Tabs - Spacing

My Accounts / PDP Plus

MY ACCOUNTS CLAIM CENTER DOCUMENTS & FORMS

Welcome NicoleCarestream, Inc.

Group DentalPDP PlusProvided by Carestream, Inc.

I want to… !

Coverages for: David Millington !

Composites/FillingsDETAILS

X-rays of a patients full mouth either

individual x-rays (full mouth series) or

one film (panotrex).

Deep Sedation / General ANES

DETAILS

X-rays of a patients full mouth either

individual x-rays (full mouth series) or

one film (panotrex). X-rays of patients…

Endodontics / Root CanalDETAILS

X-rays of a patients full mouth either

individual x-rays (full mouth series) or

one film (panotrex).

Implants and Supported Prosphetics

DETAILS

X-rays of a patients full mouth either

individual x-rays (full mouth series) or

one film (panotrex).

Crown RepairDETAILS

X-rays of a patients full mouth either

individual x-rays (full mouth series) or

one film (panotrex).

DentureDETAILS

X-rays of a patients full mouth either

individual x-rays (full mouth series) or

one film (panotrex).

ExtractionsDETAILS

X-rays of a patients full mouth either

individual x-rays (full mouth series) or

one film (panotrex).

Inlay / OnlayDETAILS

X-rays of a patients full mouth either

individual x-rays (full mouth series) or

one film (panotrex).

Eligibility is not a guarantee of coverage as actual benefit payments are determined only when a claim is

processed.

If MetLife determines that a less costly service than the covered service performed by a dentist could have

been performed to treat a dental condition, MetLife may pay benefits based upon the less costly service if

such service 1) Would produce a professionally acceptable result under generally accepted dental

standards, and 2) Would qualify as a covered service.

If MetLife pays a benefit based upon a less costly service, the dentist may charge a patient or a patient's

dependent for the difference between the service that was performed and the less costly service. This may

be the case, even if the service is performed by an in-network dentist.

A pretreatment estimate is recommended before the start of extensive dental treatment such as crowns,

veneers, bridgework, implants, orthodontics,or periodontal services. Learn more about how to request a pretreatment estimate.

View Only Routine Procedures

"Coverages

© 2015 MetLife MetLife Term Life Insurance issued by MetLife Insurance Company USA, Charlotte, NC, 28277 (except in NY),

on policy form #5E-23-12, and by Metropolitan Life Insurance Company, New York, NY 10166 (NY only), on policy form #1E-23-12-NY.

Both are MetLife companies.

Privacy Policy • Terms of Use • Contact Us • Important Information

Page 43: U.S. SSP STYLE GUIDE Dental - MetLifeGSSP U.S. | STYLE GUIDE IMPORTANT NOTES “PAGE 2” TAB STRUCTURE 1 Dsktp. Tabs - Spacing 2 Dsktp. Tabs - Fonts/Colors 3 Mobile Tabs - Spacing

My Accounts / PDP Plus

MY ACCOUNTS CLAIM CENTER DOCUMENTS & FORMS

Welcome NicoleCarestream, Inc.

Group DentalPDP PlusProvided by Carestream, Inc.

I want to… !

Coverages for: David Millington !

Composites/FillingsDETAILS

X-rays of a patients full mouth either

individual x-rays (full mouth series) or

one film (panotrex).

Deep Sedation / General ANES

DETAILS

X-rays of a patients full mouth either

individual x-rays (full mouth series) or

one film (panotrex). X-rays of patients…

Endodontics / Root CanalDETAILS

X-rays of a patients full mouth either

individual x-rays (full mouth series) or

one film (panotrex).

Implants and Supported Prosphetics

DETAILS

X-rays of a patients full mouth either

individual x-rays (full mouth series) or

one film (panotrex).

Crown RepairDETAILS

X-rays of a patients full mouth either

individual x-rays (full mouth series) or

one film (panotrex).

DentureDETAILS

X-rays of a patients full mouth either

individual x-rays (full mouth series) or

one film (panotrex).

ExtractionsDETAILS

X-rays of a patients full mouth either

individual x-rays (full mouth series) or

one film (panotrex).

Inlay / OnlayDETAILS

X-rays of a patients full mouth either

individual x-rays (full mouth series) or

one film (panotrex).

Eligibility is not a guarantee of coverage as actual benefit payments are determined only when a claim is

processed.

If MetLife determines that a less costly service than the covered service performed by a dentist could have

been performed to treat a dental condition, MetLife may pay benefits based upon the less costly service if

such service 1) Would produce a professionally acceptable result under generally accepted dental

standards, and 2) Would qualify as a covered service.

If MetLife pays a benefit based upon a less costly service, the dentist may charge a patient or a patient's

dependent for the difference between the service that was performed and the less costly service. This may

be the case, even if the service is performed by an in-network dentist.

A pretreatment estimate is recommended before the start of extensive dental treatment such as crowns,

veneers, bridgework, implants, orthodontics,or periodontal services. Learn more about how to request a pretreatment estimate.

View Only Routine Procedures

"Coverages

© 2015 MetLife MetLife Term Life Insurance issued by MetLife Insurance Company USA, Charlotte, NC, 28277 (except in NY),

on policy form #5E-23-12, and by Metropolitan Life Insurance Company, New York, NY 10166 (NY only), on policy form #1E-23-12-NY.

Both are MetLife companies.

Privacy Policy • Terms of Use • Contact Us • Important Information

25px

25px10px10px

30px

290px

65px

20px20px

20px

Description text truncates with an ellipsis at end of line 3.

79px 79px

610px

Page 44: U.S. SSP STYLE GUIDE Dental - MetLifeGSSP U.S. | STYLE GUIDE IMPORTANT NOTES “PAGE 2” TAB STRUCTURE 1 Dsktp. Tabs - Spacing 2 Dsktp. Tabs - Fonts/Colors 3 Mobile Tabs - Spacing

View Only Routine Procedures

Group DentalPDP PlusProvided by INPRS

I want to… !

Coverages for: David Millington !

"Coverages

Eligibility is not a guarantee of coverage as actual

benefit payments are determined only when a

claim is processed.

If MetLife determines that a less costly service than

the covered service performed by a dentist could

have been performed to treat a dental condition,

MetLife may pay benefits based upon the less

costly service if such service 1) Would produce a

professionally acceptable result under generally

accepted dental standards, and 2) Would qualify as

a covered service.

If MetLife pays a benefit based upon a less costly

service, the dentist may charge a patient or a

patient's dependent for the difference between the

service that was performed and the less costly

service. This may be the case, even if the service is

performed by an in-network dentist.

A pretreatment estimate is recommended before

the start of extensive dental treatment such as

crowns, veneers, bridgework, implants,

orthodontics,or periodontal services. Learn more about how to request a pretreatment estimate.

Composites/FillingsDETAILS

Deep Sedation / General ANES

DETAILS

DentureDETAILS

Endodontics / Root CanalDETAILS

ExtractionsDETAILS

Inlay / OnlayDETAILS

Occusal GuardsDETAILS

Oral ExamsDETAILS

Oral SurgeryDETAILS

OrthodonticsDETAILS

Paliative TreatmentDETAILS

Periodontal Maintenance

DETAILS

Implants and Supported Prosphetics

DETAILS

© 2015 MetLife MetLife Term Life Insurance issued

by MetLife Insurance Company USA, Charlotte, NC,

28277 (except in NY), on policy form #5E-23-12, and

by Metropolitan Life Insurance Company, New

York, NY 10166 (NY only), on policy form #1E-23-12-

NY. Both are MetLife companies.

Privacy Policy • Terms of Use

Contact Us • Important Information

#

Page 45: U.S. SSP STYLE GUIDE Dental - MetLifeGSSP U.S. | STYLE GUIDE IMPORTANT NOTES “PAGE 2” TAB STRUCTURE 1 Dsktp. Tabs - Spacing 2 Dsktp. Tabs - Fonts/Colors 3 Mobile Tabs - Spacing

View Only Routine Procedures

Group DentalPDP PlusProvided by INPRS

I want to… !

Coverages for: David Millington !

"Coverages

Eligibility is not a guarantee of coverage as actual

benefit payments are determined only when a

claim is processed.

If MetLife determines that a less costly service than

the covered service performed by a dentist could

have been performed to treat a dental condition,

MetLife may pay benefits based upon the less

costly service if such service 1) Would produce a

professionally acceptable result under generally

accepted dental standards, and 2) Would qualify as

a covered service.

If MetLife pays a benefit based upon a less costly

service, the dentist may charge a patient or a

patient's dependent for the difference between the

service that was performed and the less costly

service. This may be the case, even if the service is

performed by an in-network dentist.

A pretreatment estimate is recommended before

the start of extensive dental treatment such as

crowns, veneers, bridgework, implants,

orthodontics,or periodontal services. Learn more about how to request a pretreatment estimate.

Composites/FillingsDETAILS

Deep Sedation / General ANES

DETAILS

DentureDETAILS

Endodontics / Root CanalDETAILS

ExtractionsDETAILS

Inlay / OnlayDETAILS

Occusal GuardsDETAILS

Oral ExamsDETAILS

Oral SurgeryDETAILS

OrthodonticsDETAILS

Paliative TreatmentDETAILS

Periodontal Maintenance

DETAILS

Implants and Supported Prosphetics

DETAILS

© 2015 MetLife MetLife Term Life Insurance issued

by MetLife Insurance Company USA, Charlotte, NC,

28277 (except in NY), on policy form #5E-23-12, and

by Metropolitan Life Insurance Company, New

York, NY 10166 (NY only), on policy form #1E-23-12-

NY. Both are MetLife companies.

Privacy Policy • Terms of Use

Contact Us • Important Information

20px

20px

20px

20px

10px

#

Page 46: U.S. SSP STYLE GUIDE Dental - MetLifeGSSP U.S. | STYLE GUIDE IMPORTANT NOTES “PAGE 2” TAB STRUCTURE 1 Dsktp. Tabs - Spacing 2 Dsktp. Tabs - Fonts/Colors 3 Mobile Tabs - Spacing

My Accounts / PDP Plus

MY ACCOUNTS CLAIM CENTER DOCUMENTS & FORMS

2Welcome DavidCarestream, Inc.

D2332

D2335

D2390

D2391

D2392

D2392

D2394

D2410

D2420

D2430

D2940

Resin - Three Surface, Anterior

Resin - Four or More Surfaces, Or Involving Incisal Angle (Anterior)

Resin - Based Composite Crown, Anterior

Resin-Based Composite - One Surface, Posterior

Resin-Based Composite - Two Surfaces, Posterior

Resin-Based Composite - Three Surfaces, Posterior

Resin - Four or More Surfaces Posterior

Gold Foil - One Surface

Gold Foil - Two Surfaces

Gold Foil- Three Surfaces

Protective Restoration +

+

+

+

+

+

+

+

+

+

+

+D2331 Resin - Two Surface, Anterior

++SHOW MORED2330 Resin - One Surface, Anterior

Procedure NameProcedure Code

Procedure codes are based on current dental terminology © American Dental Association.

View Plan Coverage Notes +

CLOSECLOSE

© 2017 MetLife MetLife Term Life Insurance issued by MetLife Insurance Company USA, Charlotte, NC, 28277 (except in NY), on policy form #5E-23-12, and

by Metropolitan Life Insurance Company, New York, NY 10166 (NY only), on policy form #1E-23-12-NY. Both are MetLife companies. L1016481177[exp1217]

[All States][DC,GU,MP,PR,VI]

Privacy Policy • Terms of Use • Contact Us • Important Information

Frequency Limitation: 1 time in 24 months

Last date of Service: <mm/dd/yyyy>

Showing coverage details for zip code 07946

If this is not your dentist’s zip code, please update zip code

X-rays of a patients full mouth either individual x-rays(full mouth series) or one film (panotrex).

Coverages for: David Millington !

Dentist’s Zip Code SAVE

Please Note: Benefits are not paid in a lump sum as 20% of the submitted total fee is reimbursed at 50%. Payments are made

quarterly over the treatment plan outlined from the orthodontist.

Specifically, MetLife will pay an initial appliance component (banding fee) based on 20% of the submitted expense,

at the 50% coinsurance level: $5,000 (submitted expense) x 20% = $1,000 x 50% benefit = $500

The first payment will be $500. The remaining expense will be spread over the expected length of treatment. (Citi)

Composites / FillingsBACK

Group DentalPDP PlusProvided by Carestream, Inc.

I want to… !

CoveragesPolicy Information Claim History Common Questions

Page 47: U.S. SSP STYLE GUIDE Dental - MetLifeGSSP U.S. | STYLE GUIDE IMPORTANT NOTES “PAGE 2” TAB STRUCTURE 1 Dsktp. Tabs - Spacing 2 Dsktp. Tabs - Fonts/Colors 3 Mobile Tabs - Spacing

My Accounts / PDP Plus

MY ACCOUNTS CLAIM CENTER DOCUMENTS & FORMS

2Welcome DavidCarestream, Inc.

Individual

In Network Out of Network

Benefit Period

Met-to-Date

Lifetime

Met-to-Date

$50

$0

$0

Not Applicable

$50

$0

$0

Not Applicable

Individual

In Network Out of Network

Benefit Period

Used-to-Date

Lifetime

Used-to-Date

$1,500

$0

$0

$0

$1,500

$0

$0

$0

Family

In Network Out of Network

Benefit Period

Met-to-Date

Lifetime

Met-to-Date

$50

$0

$0

Not Applicable

$50

$0

$0

Not Applicable

Family

In Network Out of Network

Benefit Period

Used-to-Date

Lifetime

Used-to-Date

$0

$0

$0

$0

$0

$0

$0

$0

These values may increase in the next year. This information is as of <mm/dd/yyyy>.The maximums may be combined with other types of procedures, such as TMJ and Periodontal.

Maximum Benefits

Deductibles

Benefit Level

In Network: 80%Out of Network: 80%

D2330 Resin - One Surface, Anterior −

D2331

D2332

D2335

D2390

D2391

D2392

D2392

D2394

D2410

D2420

D2430

D2940

Resin - Two Surface, Anterior

Resin - Three Surface, Anterior

Resin - Four or More Surfaces, Or Involving Incisal Angle (Anterior)

Resin - Based Composite Crown, Anterior

Resin-Based Composite - One Surface, Posterior

Resin-Based Composite - Two Surfaces, Posterior

Resin-Based Composite - Three Surfaces, Posterior

Resin - Four or More Surfaces Posterior

Gold Foil - One Surface

Gold Foil - Two Surfaces

Gold Foil- Three Surfaces

Protective Restoration +

+

+

+

+

+

+

+

+

+

+

+

Procedure NameProcedure Code

Learn more about how your deductibles are met and maximums are calculated +

Procedure codes are based on current dental terminology © American Dental Association.

View Plan Coverage Notes +

CLOSE

© 2017 MetLife MetLife Term Life Insurance issued by MetLife Insurance Company USA, Charlotte, NC, 28277 (except in NY), on policy form #5E-23-12, and

by Metropolitan Life Insurance Company, New York, NY 10166 (NY only), on policy form #1E-23-12-NY. Both are MetLife companies. L1016481177[exp1217]

[All States][DC,GU,MP,PR,VI]

Privacy Policy • Terms of Use • Contact Us • Important Information

Frequency Limitation: 1 time in 24 months

Last date of Service: <mm/dd/yyyy>

Showing coverage details for zip code 07946If this is not your dentist’s zip code, please update zip code

X-rays of a patients full mouth either individual x-rays(full mouth series) or one film (panotrex).

Coverages for: David Millington "

Dentist’s Zip Code SAVE

Please Note: Benefits are not paid in a lump sum as 20% of the submitted total fee is reimbursed at 50%. Payments are made quarterly over the treatment plan outlined from the orthodontist.

Specifically, MetLife will pay an initial appliance component (banding fee) based on 20% of the submitted expense, at the 50% coinsurance level: $5,000 (submitted expense) x 20% = $1,000 x 50% benefit = $500 The first payment will be $500. The remaining expense will be spread over the expected length of treatment. (Citi)

If MetLife pays a benefit based upon a less costly service, the dentist may charge a patient or a

patient's dependent for the difference between the service that was performed and the less

costly service. This may be the case, even if the service is performed by an in-network dentist.

A pretreatment estimate is recommended before the start of extensive dental treatment such

as crowns, veneers, bridgework, implants, orthodontics,or periodontal services. Learn more

about how to request a pretreatment estimate.

If MetLife pays a benefit based upon a less costly service, the dentist may charge a patient or a

patient's dependent for the difference between the service that was performed and the less

costly service. This may be the case, even if the service is performed by an in-network dentist.

A pretreatment estimate is recommended before the start of extensive dental treatment such

as crowns, veneers, bridgework, implants, orthodontics,or periodontal services. Learn more

about how to request a pretreatment estimate.

Plan Coverage Notes −

CLOSE

Composites / FillingsBACK

Group DentalPDP PlusProvided by Carestream, Inc.

I want to… "

CoveragesPolicy Information Claim History Common Questions

Page 48: U.S. SSP STYLE GUIDE Dental - MetLifeGSSP U.S. | STYLE GUIDE IMPORTANT NOTES “PAGE 2” TAB STRUCTURE 1 Dsktp. Tabs - Spacing 2 Dsktp. Tabs - Fonts/Colors 3 Mobile Tabs - Spacing

My Accounts / PDP Plus

MY ACCOUNTS CLAIM CENTER DOCUMENTS & FORMS

2Welcome DavidCarestream, Inc.

Individual

In Network Out of Network

Benefit Period

Met-to-Date

Lifetime

Met-to-Date

$50

$0

$0

Not Applicable

$50

$0

$0

Not Applicable

Individual

In Network Out of Network

Benefit Period

Used-to-Date

Lifetime

Used-to-Date

$1,500

$0

$0

$0

$1,500

$0

$0

$0

Family

In Network Out of Network

Benefit Period

Met-to-Date

Lifetime

Met-to-Date

$50

$0

$0

Not Applicable

$50

$0

$0

Not Applicable

Family

In Network Out of Network

Benefit Period

Used-to-Date

Lifetime

Used-to-Date

$0

$0

$0

$0

$0

$0

$0

$0

These values may increase in the next year. This information is as of <mm/dd/yyyy>.The maximums may be combined with other types of procedures, such as TMJ and Periodontal.

Maximum Benefits

Deductibles

Benefit Level

In Network: 80%Out of Network: 80%

D2330 Resin - One Surface, Anterior −

D2331

D2332

D2335

D2390

D2391

D2392

D2392

D2394

D2410

D2420

D2430

D2940

Resin - Two Surface, Anterior

Resin - Three Surface, Anterior

Resin - Four or More Surfaces, Or Involving Incisal Angle (Anterior)

Resin - Based Composite Crown, Anterior

Resin-Based Composite - One Surface, Posterior

Resin-Based Composite - Two Surfaces, Posterior

Resin-Based Composite - Three Surfaces, Posterior

Resin - Four or More Surfaces Posterior

Gold Foil - One Surface

Gold Foil - Two Surfaces

Gold Foil- Three Surfaces

Protective Restoration +

+

+

+

+

+

+

+

+

+

+

+

Procedure NameProcedure Code

Learn more about how your deductibles are met and maximums are calculated +

Procedure codes are based on current dental terminology © American Dental Association.

View Plan Coverage Notes +

CLOSE

© 2017 MetLife MetLife Term Life Insurance issued by MetLife Insurance Company USA, Charlotte, NC, 28277 (except in NY), on policy form #5E-23-12, and

by Metropolitan Life Insurance Company, New York, NY 10166 (NY only), on policy form #1E-23-12-NY. Both are MetLife companies. L1016481177[exp1217]

[All States][DC,GU,MP,PR,VI]

Privacy Policy • Terms of Use • Contact Us • Important Information

Frequency Limitation: 1 time in 24 months

Last date of Service: <mm/dd/yyyy>

Showing coverage details for zip code 07946If this is not your dentist’s zip code, please update zip code

X-rays of a patients full mouth either individual x-rays(full mouth series) or one film (panotrex).

Coverages for: David Millington "

Dentist’s Zip Code SAVE

Please Note: Benefits are not paid in a lump sum as 20% of the submitted total fee is reimbursed at 50%. Payments are made quarterly over the treatment plan outlined from the orthodontist.

Specifically, MetLife will pay an initial appliance component (banding fee) based on 20% of the submitted expense, at the 50% coinsurance level: $5,000 (submitted expense) x 20% = $1,000 x 50% benefit = $500 The first payment will be $500. The remaining expense will be spread over the expected length of treatment. (Citi)

Composites / FillingsBACK

Group DentalPDP PlusProvided by Carestream, Inc.

I want to… "

CoveragesPolicy Information Claim History Common Questions

Page 49: U.S. SSP STYLE GUIDE Dental - MetLifeGSSP U.S. | STYLE GUIDE IMPORTANT NOTES “PAGE 2” TAB STRUCTURE 1 Dsktp. Tabs - Spacing 2 Dsktp. Tabs - Fonts/Colors 3 Mobile Tabs - Spacing

My Accounts / PDP Plus

MY ACCOUNTS CLAIM CENTER DOCUMENTS & FORMS

2Welcome DavidCarestream, Inc.

Individual

In Network Out of Network

Benefit Period

Met-to-Date

Lifetime

Met-to-Date

$50

$0

$0

Not Applicable

$50

$0

$0

Not Applicable

Individual

In Network Out of Network

Benefit Period

Used-to-Date

Lifetime

Used-to-Date

$1,500

$0

$0

$0

$1,500

$0

$0

$0

Family

In Network Out of Network

Benefit Period

Met-to-Date

Lifetime

Met-to-Date

$50

$0

$0

Not Applicable

$50

$0

$0

Not Applicable

Family

In Network Out of Network

Benefit Period

Used-to-Date

Lifetime

Used-to-Date

$0

$0

$0

$0

$0

$0

$0

$0

These values may increase in the next year. This information is as of <mm/dd/yyyy>.The maximums may be combined with other types of procedures, such as TMJ and Periodontal.

Maximum Benefits

Deductibles

Benefit Level

In Network: 80%Out of Network: 80%

D2330 Resin - One Surface, Anterior −

D2331

D2332

D2335

D2390

D2391

D2392

D2392

D2394

D2410

D2420

D2430

D2940

Resin - Two Surface, Anterior

Resin - Three Surface, Anterior

Resin - Four or More Surfaces, Or Involving Incisal Angle (Anterior)

Resin - Based Composite Crown, Anterior

Resin-Based Composite - One Surface, Posterior

Resin-Based Composite - Two Surfaces, Posterior

Resin-Based Composite - Three Surfaces, Posterior

Resin - Four or More Surfaces Posterior

Gold Foil - One Surface

Gold Foil - Two Surfaces

Gold Foil- Three Surfaces

Protective Restoration +

+

+

+

+

+

+

+

+

+

+

+

Procedure NameProcedure Code

Learn more about how your deductibles are met and maximums are calculated +

Procedure codes are based on current dental terminology © American Dental Association.

View Plan Coverage Notes +

CLOSE

© 2017 MetLife MetLife Term Life Insurance issued by MetLife Insurance Company USA, Charlotte, NC, 28277 (except in NY), on policy form #5E-23-12, and

by Metropolitan Life Insurance Company, New York, NY 10166 (NY only), on policy form #1E-23-12-NY. Both are MetLife companies. L1016481177[exp1217]

[All States][DC,GU,MP,PR,VI]

Privacy Policy • Terms of Use • Contact Us • Important Information

Frequency Limitation: 1 time in 24 months

Last date of Service: <mm/dd/yyyy>

Showing coverage details for zip code 07946If this is not your dentist’s zip code, please update zip code

X-rays of a patients full mouth either individual x-rays(full mouth series) or one film (panotrex).

Coverages for: David Millington "

Dentist’s Zip Code SAVE

Please Note: Benefits are not paid in a lump sum as 20% of the submitted total fee is reimbursed at 50%. Payments are made quarterly over the treatment plan outlined from the orthodontist.

Specifically, MetLife will pay an initial appliance component (banding fee) based on 20% of the submitted expense, at the 50% coinsurance level: $5,000 (submitted expense) x 20% = $1,000 x 50% benefit = $500 The first payment will be $500. The remaining expense will be spread over the expected length of treatment. (Citi)

Composites / FillingsBACK

Group DentalPDP PlusProvided by Carestream, Inc.

I want to… "

30px

90px90px

252px

40px

1020px

37px20px

20px20px

58px

16px

16px

20px 20px

980px

42px

58px

1140px

42px

475px

37px

37px

37px

37px

10px

5px

5px

180px

30px

20px20px

20px

20px

20px

20px

20px

20px

25px

25px

25px15px

15px

25px

25px

30px

30px

15px

15px

15px

15px

15px15px

15px

15px 15px

15px

20px

20px 30px

25px

25px

25px

25px

30px

30px

30px72px

CoveragesPolicy Information Claim History Common Questions

Page 50: U.S. SSP STYLE GUIDE Dental - MetLifeGSSP U.S. | STYLE GUIDE IMPORTANT NOTES “PAGE 2” TAB STRUCTURE 1 Dsktp. Tabs - Spacing 2 Dsktp. Tabs - Fonts/Colors 3 Mobile Tabs - Spacing

My Accounts / PDP Plus

MY ACCOUNTS CLAIM CENTER DOCUMENTS & FORMS

2Welcome DavidCarestream, Inc.

Individual

In Network Out of Network

Benefit Period

Met-to-Date

Lifetime

Met-to-Date

$50

$0

$0

Not Applicable

$50

$0

$0

Not Applicable

Individual

In Network Out of Network

Benefit Period

Used-to-Date

Lifetime

Used-to-Date

$1,500

$0

$0

$0

$1,500

$0

$0

$0

Family

In Network Out of Network

Benefit Period

Met-to-Date

Lifetime

Met-to-Date

$50

$0

$0

Not Applicable

$50

$0

$0

Not Applicable

Family

In Network Out of Network

Benefit Period

Used-to-Date

Lifetime

Used-to-Date

$0

$0

$0

$0

$0

$0

$0

$0

These values may increase in the next year. This information is as of <mm/dd/yyyy>.The maximums may be combined with other types of procedures, such as TMJ and Periodontal.

Maximum Benefits

Deductibles

Benefit Level

In Network: 80%Out of Network: 80%

D2330 Resin - One Surface, Anterior −

D2331

D2332

D2335

D2390

D2391

D2392

D2392

D2394

D2410

D2420

D2430

D2940

Resin - Two Surface, Anterior

Resin - Three Surface, Anterior

Resin - Four or More Surfaces, Or Involving Incisal Angle (Anterior)

Resin - Based Composite Crown, Anterior

Resin-Based Composite - One Surface, Posterior

Resin-Based Composite - Two Surfaces, Posterior

Resin-Based Composite - Three Surfaces, Posterior

Resin - Four or More Surfaces Posterior

Gold Foil - One Surface

Gold Foil - Two Surfaces

Gold Foil- Three Surfaces

Protective Restoration +

+

+

+

+

+

+

+

+

+

+

+

Procedure NameProcedure Code

Learn more about how your deductibles are met and maximums are calculated +

Procedure codes are based on current dental terminology © American Dental Association.

View Plan Coverage Notes +

CLOSE

© 2017 MetLife MetLife Term Life Insurance issued by MetLife Insurance Company USA, Charlotte, NC, 28277 (except in NY), on policy form #5E-23-12, and

by Metropolitan Life Insurance Company, New York, NY 10166 (NY only), on policy form #1E-23-12-NY. Both are MetLife companies. L1016481177[exp1217]

[All States][DC,GU,MP,PR,VI]

Privacy Policy • Terms of Use • Contact Us • Important Information

Frequency Limitation: 1 time in 24 months

Last date of Service: <mm/dd/yyyy>

Showing coverage details for zip code 07946If this is not your dentist’s zip code, please update zip code

X-rays of a patients full mouth either individual x-rays(full mouth series) or one film (panotrex).

Coverages for: David Millington "

Dentist’s Zip Code SAVE

Please Note: Benefits are not paid in a lump sum as 20% of the submitted total fee is reimbursed at 50%. Payments are made quarterly over the treatment plan outlined from the orthodontist.

Specifically, MetLife will pay an initial appliance component (banding fee) based on 20% of the submitted expense, at the 50% coinsurance level: $5,000 (submitted expense) x 20% = $1,000 x 50% benefit = $500 The first payment will be $500. The remaining expense will be spread over the expected length of treatment. (Citi)

Composites / FillingsBACK

Group DentalPDP PlusProvided by Carestream, Inc.

I want to… "

fill: #0090DA 100%opacity: 100%radius: 0px

fill: #A4CE4E 100%opacity: 100%radius: 0px

border: 2px inside* #A4CE4E 100%opacity: 100%radius: 0px

color: #333333 100%font-size: 16pxfont-face: Georgia-Bold

color: #333333 100%font-size: 13pxfont-face: Noto Sans Bold

color: #333333 100%font-size: 16pxfont-face: Noto Sans Bold

fill: #007ABC 100%opacity: 100%radius: 0px

fill: #F2F2F2 100%opacity: 100%radius: 0px

border: 1px center* #333333 100%opacity: 100%

color: #333333 100%font-size: 13pxfont-face: NotoSanscharacter: 0.1pxline: 17px (2.8)paragraph: 20px

border: 1px center* #CCCCCC 100%opacity: 100%

color: #333333 100%font-size: 13pxfont-face: NotoSanscharacter: 0pxline: 17px (1.3)

color: #333333 100%font-size: 18pxfont-face: Font Awesome+ fa-plus [&#xf067;]

color: #333333 100%font-size: 18pxfont-face: Font Awesome− fa-minus [&#xf068;]

fill: #F2F2F2 100%opacity: 100%radius: 0px

color: #0061A0 100%font-size: 14pxfont-face: NotoSans-Boldcharacter: 0pxline: 19px (1.4)

color: #333333 100%font-size: 14pxfont-face: NotoSanscharacter: 0.1px

border: 1px center* #0090DA 100%opacity: 100%

color: #0061A0 100%font-size: 14pxfont-face: NotoSans-Bold

color: #333333 100%font-size: 13pxfont-face: NotoSans Regular / Boldcharacter: 0.3pxline: 17px (1.3)

color: #333333 100%opacity: 100%font-size: 15pxfont-face: NotoSans-Boldcharacter: 0pxline: 20px (1.3)

BOX:fill: #F2F2F2 100%opacity: 100%radius: 0px

border: 1px center* #CCCCCC 100%opacity: 100%

color: #FFFFFF 100%opacity: 100%font-size: 16pxfont-face: Georgia-Bold

CoveragesPolicy Information Claim History Common Questions

Page 51: U.S. SSP STYLE GUIDE Dental - MetLifeGSSP U.S. | STYLE GUIDE IMPORTANT NOTES “PAGE 2” TAB STRUCTURE 1 Dsktp. Tabs - Spacing 2 Dsktp. Tabs - Fonts/Colors 3 Mobile Tabs - Spacing

My Accounts / PDP Plus

MY ACCOUNTS CLAIM CENTER DOCUMENTS & FORMS

Welcome NicoleCarestream, Inc.

Group DentalPDP PlusProvided by Carestream, Inc.

I want to… !

Coverages for: David Millington !

Composites/FillingsDETAILS

X-rays of a patients full mouth either

individual x-rays (full mouth series) or

one film (panotrex).

Deep Sedation / General ANES

DETAILS

X-rays of a patients full mouth either

individual x-rays (full mouth series) or

one film (panotrex). X-rays of patients…

Endodontics / Root CanalDETAILS

X-rays of a patients full mouth either

individual x-rays (full mouth series) or

one film (panotrex).

Implants and Supported Prosphetics

DETAILS

X-rays of a patients full mouth either

individual x-rays (full mouth series) or

one film (panotrex).

Crown RepairDETAILS

X-rays of a patients full mouth either

individual x-rays (full mouth series) or

one film (panotrex).

DentureDETAILS

X-rays of a patients full mouth either

individual x-rays (full mouth series) or

one film (panotrex).

ExtractionsDETAILS

X-rays of a patients full mouth either

individual x-rays (full mouth series) or

one film (panotrex).

Inlay / OnlayDETAILS

X-rays of a patients full mouth either

individual x-rays (full mouth series) or

one film (panotrex).

Eligibility is not a guarantee of coverage as actual benefit payments are determined only when a claim is

processed.

If MetLife determines that a less costly service than the covered service performed by a dentist could have

been performed to treat a dental condition, MetLife may pay benefits based upon the less costly service if

such service 1) Would produce a professionally acceptable result under generally accepted dental

standards, and 2) Would qualify as a covered service.

If MetLife pays a benefit based upon a less costly service, the dentist may charge a patient or a patient's

dependent for the difference between the service that was performed and the less costly service. This may

be the case, even if the service is performed by an in-network dentist.

A pretreatment estimate is recommended before the start of extensive dental treatment such as crowns,

veneers, bridgework, implants, orthodontics,or periodontal services. Learn more about how to request a pretreatment estimate.

View Only Routine Procedures

"Coverages

© 2015 MetLife MetLife Term Life Insurance issued by MetLife Insurance Company USA, Charlotte, NC, 28277 (except in NY),

on policy form #5E-23-12, and by Metropolitan Life Insurance Company, New York, NY 10166 (NY only), on policy form #1E-23-12-NY.

Both are MetLife companies.

Privacy Policy • Terms of Use • Contact Us • Important Information

25px

25px10px10px

30px

290px

65px

Description text truncates with an ellipsis at end of line 3.

79px 79px

© 2015 MetLife MetLife Term Life Insurance issued by MetLife Insurance Company USA, Charlotte, NC, 28277 (except in NY),

on policy form #5E-23-12, and by Metropolitan Life Insurance Company, New York, NY 10166 (NY only), on policy form #1E-23-12-NY.

Both are MetLife companies.

Privacy Policy • Terms of Use • Contact Us • Important Information

Please Note: Benefits are not paid in a

lump sum as 20% of the submitted total

fee is reimbursed at 50%. Payments are

made quarterly over the treatment plan

outlined from the orthodontist.

Specifically, MetLife will pay an initial

appliance component (banding fee) based

on 20% of the submitted expense, at the

50% coinsurance level:$5,000 (submitted expense) x 20% = $1,000 x 50% benefit = $500

The first payment will be $500. The

remaining expense will be spread over the

expected length of treatment. (Citi)

Showing coverage details for zip code 07946If this is not your dentist’s zip code, please

update zip code

Frequency Limitation: 1 time in 24 months

Last date of Service: <mm/dd/yyyy>

Dentist’s Zip Code

SAVE

D2331

D2332

D2335

D2390

D2391

D2392

D2392

D2394

D2410

D2420

D2430

D2940

Resin - Two Surface, Anterior

Resin - Three Surface, Anterior

Resin - Four or More Surfaces, Or Involving

Incisal Angle (Anterior)

Resin - Based Composite Crown, Anterior

Resin-Based Composite - One Surface, Posterior

Resin-Based Composite - Two Surfaces, Posterior

Resin-Based Composite - Three Surfaces, Posterior

Resin - Four or More Surfaces Posterior

Gold Foil - One Surface

Gold Foil - Two Surfaces

Gold Foil- Three Surfaces

Protective Restoration +

+

+

+

+

+

+

+

+

+

+

+

View Plan Coverage Notes +

Procedure codes are based on current dental terminology © American Dental Association.

These values may increase in the next year. This information is as of <mm/dd/yyyy>.The maximums may be combined with other types of procedures, such as TMJ and Periodontal.

Deductibles

Maximum Benefits

Individual

In Network

Out of Network

BenefitPeriodMet-to-Date

Lifetime

Met-to-Date

$50

$0

$0

Not

Applicable

$50

$0

$0

Not

Applicable

Family

In Network

Out ofNetwork

BenefitPeriodMet-to-Date

Lifetime

Met-to-Date

$50

$0

$0

Not

Applicable

$50

$0

$0

Not

Applicable

Individual

In Network

Out of Network

BenefitPeriodUsed-to-Date

Lifetime

Used-to-Date

$1,500

$0

$0

$0

$1,500

$0

$0

$0

Family

In Network

Out of Network

BenefitPeriodUsed-to-Date

Lifetime

Used-to-Date

$0

$0

$0

$0

$0

$0

$0

$0

Benefit Level

In Network: 80%Out of Network: 80%

−Collapse this section

Learn more about how your deductibles are met and maximums are calculated +

D2330 Resin - One Surface, Anterior

Procedure NameProcedure Code

Coverages for: David Millington !

X-rays of a patients full mouth either

individual x-rays (full mouth series) or one

film (panotrex).

Composites / FillingsBACK

CLOSE

Page 52: U.S. SSP STYLE GUIDE Dental - MetLifeGSSP U.S. | STYLE GUIDE IMPORTANT NOTES “PAGE 2” TAB STRUCTURE 1 Dsktp. Tabs - Spacing 2 Dsktp. Tabs - Fonts/Colors 3 Mobile Tabs - Spacing

My Accounts / PDP Plus

MY ACCOUNTS CLAIM CENTER DOCUMENTS & FORMS

Welcome NicoleCarestream, Inc.

Group DentalPDP PlusProvided by Carestream, Inc.

I want to… !

Coverages for: David Millington !

Composites/FillingsDETAILS

X-rays of a patients full mouth either

individual x-rays (full mouth series) or

one film (panotrex).

Deep Sedation / General ANES

DETAILS

X-rays of a patients full mouth either

individual x-rays (full mouth series) or

one film (panotrex). X-rays of patients…

Endodontics / Root CanalDETAILS

X-rays of a patients full mouth either

individual x-rays (full mouth series) or

one film (panotrex).

Implants and Supported Prosphetics

DETAILS

X-rays of a patients full mouth either

individual x-rays (full mouth series) or

one film (panotrex).

Crown RepairDETAILS

X-rays of a patients full mouth either

individual x-rays (full mouth series) or

one film (panotrex).

DentureDETAILS

X-rays of a patients full mouth either

individual x-rays (full mouth series) or

one film (panotrex).

ExtractionsDETAILS

X-rays of a patients full mouth either

individual x-rays (full mouth series) or

one film (panotrex).

Inlay / OnlayDETAILS

X-rays of a patients full mouth either

individual x-rays (full mouth series) or

one film (panotrex).

Eligibility is not a guarantee of coverage as actual benefit payments are determined only when a claim is

processed.

If MetLife determines that a less costly service than the covered service performed by a dentist could have

been performed to treat a dental condition, MetLife may pay benefits based upon the less costly service if

such service 1) Would produce a professionally acceptable result under generally accepted dental

standards, and 2) Would qualify as a covered service.

If MetLife pays a benefit based upon a less costly service, the dentist may charge a patient or a patient's

dependent for the difference between the service that was performed and the less costly service. This may

be the case, even if the service is performed by an in-network dentist.

A pretreatment estimate is recommended before the start of extensive dental treatment such as crowns,

veneers, bridgework, implants, orthodontics,or periodontal services. Learn more about how to request a pretreatment estimate.

View Only Routine Procedures

"Coverages

© 2015 MetLife MetLife Term Life Insurance issued by MetLife Insurance Company USA, Charlotte, NC, 28277 (except in NY),

on policy form #5E-23-12, and by Metropolitan Life Insurance Company, New York, NY 10166 (NY only), on policy form #1E-23-12-NY.

Both are MetLife companies.

Privacy Policy • Terms of Use • Contact Us • Important Information

25px

25px10px10px

30px

290px

65px

Description text truncates with an ellipsis at end of line 3.

79px 79px

© 2015 MetLife MetLife Term Life Insurance issued by MetLife Insurance Company USA, Charlotte, NC, 28277 (except in NY),

on policy form #5E-23-12, and by Metropolitan Life Insurance Company, New York, NY 10166 (NY only), on policy form #1E-23-12-NY.

Both are MetLife companies.

Privacy Policy • Terms of Use • Contact Us • Important Information

Please Note: Benefits are not paid in a

lump sum as 20% of the submitted total

fee is reimbursed at 50%. Payments are

made quarterly over the treatment plan

outlined from the orthodontist.

Specifically, MetLife will pay an initial

appliance component (banding fee) based

on 20% of the submitted expense, at the

50% coinsurance level:$5,000 (submitted expense) x 20% = $1,000 x 50% benefit = $500

The first payment will be $500. The

remaining expense will be spread over the

expected length of treatment. (Citi)

Showing coverage details for zip code 07946If this is not your dentist’s zip code, please

update zip code

Frequency Limitation: 1 time in 24 months

Last date of Service: <mm/dd/yyyy>

Dentist’s Zip Code

SAVE

D2331

D2332

D2335

D2390

D2391

D2392

D2392

D2394

D2410

D2420

D2430

D2940

Resin - Two Surface, Anterior

Resin - Three Surface, Anterior

Resin - Four or More Surfaces, Or Involving

Incisal Angle (Anterior)

Resin - Based Composite Crown, Anterior

Resin-Based Composite - One Surface, Posterior

Resin-Based Composite - Two Surfaces, Posterior

Resin-Based Composite - Three Surfaces, Posterior

Resin - Four or More Surfaces Posterior

Gold Foil - One Surface

Gold Foil - Two Surfaces

Gold Foil- Three Surfaces

Protective Restoration +

+

+

+

+

+

+

+

+

+

+

+

View Plan Coverage Notes +

Procedure codes are based on current dental terminology © American Dental Association.

These values may increase in the next year. This information is as of <mm/dd/yyyy>.The maximums may be combined with other types of procedures, such as TMJ and Periodontal.

Deductibles

Maximum Benefits

Individual

In Network

Out of Network

BenefitPeriodMet-to-Date

Lifetime

Met-to-Date

$50

$0

$0

Not

Applicable

$50

$0

$0

Not

Applicable

Family

In Network

Out of Network

BenefitPeriodMet-to-Date

Lifetime

Met-to-Date

$50

$0

$0

Not

Applicable

$50

$0

$0

Not

Applicable

Individual

In Network

Out of Network

BenefitPeriodUsed-to-Date

Lifetime

Used-to-Date

$1,500

$0

$0

$0

$1,500

$0

$0

$0

Family

In Network

Out of Network

BenefitPeriodUsed-to-Date

Lifetime

Used-to-Date

$0

$0

$0

$0

$0

$0

$0

$0

Benefit Level

In Network: 80%Out of Network: 80%

−Collapse this section

Learn more about how your deductibles are met and maximums are calculated +

D2330 Resin - One Surface, Anterior

Procedure NameProcedure Code

Coverages for: David Millington !

X-rays of a patients full mouth either

individual x-rays (full mouth series) or one

film (panotrex).

Composites / FillingsBACK

CLOSE

65px

20px

20px 30px

30px

20px20px

25px

25px

30px

30px

30px

25px 290px

79px 79px

610px

610px

15px

20px 20px

270px

570px

20px

20px

Page 53: U.S. SSP STYLE GUIDE Dental - MetLifeGSSP U.S. | STYLE GUIDE IMPORTANT NOTES “PAGE 2” TAB STRUCTURE 1 Dsktp. Tabs - Spacing 2 Dsktp. Tabs - Fonts/Colors 3 Mobile Tabs - Spacing

Please Note: Benefits are not paid in a lump sum as 20% of the submitted total fee is reimbursed at 50%. Payments are made quarterly over the treatment plan outlined from the orthodontist.

Specifically, MetLife will pay an initial appliance component (banding fee) based on 20% of the submitted expense, at the 50% coinsurance level:$5,000 (submitted expense) x 20% = $1,000 x 50% benefit = $500

The first payment will be $500. The remaining expense will be spread over the expected length of treatment. (Citi)

© 2015 MetLife MetLife Term Life Insurance issued by MetLife Insurance Company USA, Charlotte, NC, 28277 (except in NY), on policy form #5E-23-12, and

by Metropolitan Life Insurance Company, New York, NY 10166 (NY only), on policy form #1E-23-12-

NY. Both are MetLife companies.

Privacy Policy • Terms of Use

Contact Us • Important Information

Showing coverage details for zip code 07946If this is not your dentist’s zip code, please update zip code

Frequency Limitation: 1 time in 24 months

Last date of Service: <mm/dd/yyyy>

Dentist’s Zip Code

SAVE

View Plan Coverage Notes +

Procedure codes are based on current dental terminology © American Dental Association.

These values may increase in the next year. This information is as of <mm/dd/yyyy>.The maximums may be combined with other types of procedures, such as TMJ and Periodontal.

Deductibles

Maximum Benefits

+

Procedure Code:D2331Procedure Name:Resin - One Surface, Anterior

+

Procedure Code:D2332Procedure Name:Resin - Three Surface, Anterior

+

Procedure Code:D2335Procedure Name:Resin - Four or More Surfaces, Or Involving Incisal Angel (Anterior)

+

Procedure Code:D2335Procedure Name:Resin - One Surface, Anterior

CLOSE

Individual

In Network

Out of Network

BenefitPeriodMet-to-Date

Lifetime

Met-to-Date

$50

$0

$0

NotApplicable

$50

$0

$0

NotApplicable

Family

In Network

Out of Network

BenefitPeriodMet-to-Date

Lifetime

Met-to-Date

$50

$0

$0

NotApplicable

$50

$0

$0

NotApplicable

Individual

In Network

Out of Network

BenefitPeriodUsed-to-Date

Lifetime

Used-to-Date

$1,500

$0

$0

$0

$1,500

$0

$0

$0

Family

In Network

Out of Network

BenefitPeriodUsed-to-Date

Lifetime

Used-to-Date

$0

$0

$0

$0

$0

$0

$0

$0

Benefit Level

In Network: 80%Out of Network: 80%

Procedure Code:D2330Procedure Name:Resin - One Surface, Anterior

−Collapse this section

Learn more about how your deductibles are met and maximums are calculated

+

Coverages for: David Millington "

X-rays of a patients full mouth eitherindividual x-rays (full mouth series) or onefilm (panotrex).

Composites/FillingsBACK

Group DentalPDP PlusProvided by INPRS

I want to… "

#Coverages

$

Page 54: U.S. SSP STYLE GUIDE Dental - MetLifeGSSP U.S. | STYLE GUIDE IMPORTANT NOTES “PAGE 2” TAB STRUCTURE 1 Dsktp. Tabs - Spacing 2 Dsktp. Tabs - Fonts/Colors 3 Mobile Tabs - Spacing

Please Note: Benefits are not paid in a lump sum as 20% of the submitted total fee is reimbursed at 50%. Payments are made quarterly over the treatment plan outlined from the orthodontist.

Specifically, MetLife will pay an initial appliance component (banding fee) based on 20% of the submitted expense, at the 50% coinsurance level:$5,000 (submitted expense) x 20% = $1,000 x 50% benefit = $500

The first payment will be $500. The remaining expense will be spread over the expected length of treatment. (Citi)

© 2015 MetLife MetLife Term Life Insurance issued by MetLife Insurance Company USA, Charlotte, NC, 28277 (except in NY), on policy form #5E-23-12, and

by Metropolitan Life Insurance Company, New York, NY 10166 (NY only), on policy form #1E-23-12-

NY. Both are MetLife companies.

Privacy Policy • Terms of Use

Contact Us • Important Information

Showing coverage details for zip code 07946If this is not your dentist’s zip code, please update zip code

Frequency Limitation: 1 time in 24 months

Last date of Service: <mm/dd/yyyy>

Dentist’s Zip Code

SAVE

View Plan Coverage Notes +

Procedure codes are based on current dental terminology © American Dental Association.

These values may increase in the next year. This information is as of <mm/dd/yyyy>.The maximums may be combined with other types of procedures, such as TMJ and Periodontal.

Deductibles

Maximum Benefits

+

Procedure Code:D2331Procedure Name:Resin - One Surface, Anterior

+

Procedure Code:D2332Procedure Name:Resin - Three Surface, Anterior

+

Procedure Code:D2335Procedure Name:Resin - Four or More Surfaces, Or Involving Incisal Angel (Anterior)

+

Procedure Code:D2335Procedure Name:Resin - One Surface, Anterior

CLOSE

Individual

In Network

Out of Network

BenefitPeriodMet-to-Date

Lifetime

Met-to-Date

$50

$0

$0

NotApplicable

$50

$0

$0

NotApplicable

Family

In Network

Out of Network

BenefitPeriodMet-to-Date

Lifetime

Met-to-Date

$50

$0

$0

NotApplicable

$50

$0

$0

NotApplicable

Individual

In Network

Out of Network

BenefitPeriodUsed-to-Date

Lifetime

Used-to-Date

$1,500

$0

$0

$0

$1,500

$0

$0

$0

Family

In Network

Out of Network

BenefitPeriodUsed-to-Date

Lifetime

Used-to-Date

$0

$0

$0

$0

$0

$0

$0

$0

Benefit Level

In Network: 80%Out of Network: 80%

Procedure Code:D2330Procedure Name:Resin - One Surface, Anterior

−Collapse this section

Learn more about how your deductibles are met and maximums are calculated

+

Coverages for: David Millington "

X-rays of a patients full mouth eitherindividual x-rays (full mouth series) or onefilm (panotrex).

Composites/FillingsBACK

Group DentalPDP PlusProvided by INPRS

I want to… "

#Coverages

20px

20px

290px

90px10px

10px

10px

10px

270px

$

Page 55: U.S. SSP STYLE GUIDE Dental - MetLifeGSSP U.S. | STYLE GUIDE IMPORTANT NOTES “PAGE 2” TAB STRUCTURE 1 Dsktp. Tabs - Spacing 2 Dsktp. Tabs - Fonts/Colors 3 Mobile Tabs - Spacing

My Accounts / PDP Plus

MY ACCOUNTS CLAIM CENTER DOCUMENTS & FORMS

2Welcome DavidCarestream, Inc.

© 2017 MetLife MetLife Term Life Insurance issued by MetLife Insurance Company USA, Charlotte, NC, 28277 (except in NY), on policy form #5E-23-12, and by Metropolitan Life Insurance Company, New York, NY 10166 (NY only), on policy form #1E-23-12-NY. Both are MetLife companies. L1016481177[exp1217][All States][DC,GU,MP,PR,VI]

Privacy Policy • Terms of Use • Contact Us • Important Information

OrthodonticsBACK

D2335

D2392

D2394

D2940

Resin - Four or More Surfaces, Or Involving Incisal Angle (Anterior)

Resin-Based Composite - Two Surfaces, Posterior

Resin - Four or More Surfaces Posterior

Protective Restoration +

+

+

+

Procedure NameProcedure Code

Procedure codes are based on current dental terminology © American Dental Association.

Frequency Limitation: 1 time in 24 months

Initial Orthodontic Placement:

In Network: 25%

Out of Network: 25%

Ongoing Orthodontic Placement:

In Network: 25%

Out of Network: 25%

Maximum age for Orthodontics:

Dependent Child: Up to age 19

Dependent Child (full-time student): Up to age 23

All Others: No age limit

Remaining benefits for the appliance adjustment visits will be paid automatically on a periodic basis provided that the patient is still eligible for coverage, active treatment is still being rendered, and the lifetime orthodontic maximum benefits have not been exceeded.

Last date of Service: <mm/dd/yyyy>

Deals with the study and supervision of the growth and development of teeth. Orthodontic services include the preventive and corrective treatment for irregularities in the alignment of teeth and supporting structures. Orthodontic treatments may include braces or retainers. Treatment can be performed on baby teeth, permanent teeth or a combination (mixed dentition).

Coverages for: Kevin Millington !

Please Note: Benefits are not paid in a lump sum as 20% of the submitted total fee is reimbursed at 50%. Payments are made quarterly over the treatment plan outlined from the orthodontist.

Specifically, MetLife will pay an initial appliance component (banding fee) based on 20% of the submitted expense, at the 50% coinsurance level: $5,000 (submitted expense) x 20% = $1,000 x 50% benefit = $500 The first payment will be $500. The remaining expense will be spread over the expected length of treatment. (Citi)

View Plan Coverage Notes +

CLOSE

Group DentalPDP PlusProvided by Carestream, Inc.

I want to… !

CoveragesPolicy Information Claim History Common Questions

Page 56: U.S. SSP STYLE GUIDE Dental - MetLifeGSSP U.S. | STYLE GUIDE IMPORTANT NOTES “PAGE 2” TAB STRUCTURE 1 Dsktp. Tabs - Spacing 2 Dsktp. Tabs - Fonts/Colors 3 Mobile Tabs - Spacing

My Accounts / PDP Plus

MY ACCOUNTS CLAIM CENTER DOCUMENTS & FORMS

2Welcome DavidCarestream, Inc.

© 2017 MetLife MetLife Term Life Insurance issued by MetLife Insurance Company USA, Charlotte, NC, 28277 (except in NY), on policy form #5E-23-12, and by Metropolitan Life Insurance Company, New York, NY 10166 (NY only), on policy form #1E-23-12-NY. Both are MetLife companies. L1016481177[exp1217][All States][DC,GU,MP,PR,VI]

Privacy Policy • Terms of Use • Contact Us • Important Information

OrthodonticsBACK

D2335

D2392

D2394

D2940

Resin - Four or More Surfaces, Or Involving Incisal Angle (Anterior)

Resin-Based Composite - Two Surfaces, Posterior

Resin - Four or More Surfaces Posterior

Protective Restoration +

+

+

+

Procedure NameProcedure Code

Procedure codes are based on current dental terminology © American Dental Association.

Frequency Limitation: 1 time in 24 months

Initial Orthodontic Placement:

In Network: 25%

Out of Network: 25%

Ongoing Orthodontic Placement:

In Network: 25%

Out of Network: 25%

Maximum age for Orthodontics:

Dependent Child: Up to age 19

Dependent Child (full-time student): Up to age 23

All Others: No age limit

Remaining benefits for the appliance adjustment visits will be paid automatically on a periodic basis provided that the patient is still eligible for coverage, active treatment is still being rendered, and the lifetime orthodontic maximum benefits have not been exceeded.

Last date of Service: <mm/dd/yyyy>

Deals with the study and supervision of the growth and development of teeth. Orthodontic services include the preventive and corrective treatment for irregularities in the alignment of teeth and supporting structures. Orthodontic treatments may include braces or retainers. Treatment can be performed on baby teeth, permanent teeth or a combination (mixed dentition).

Coverages for: Kevin Millington !

Please Note: Benefits are not paid in a lump sum as 20% of the submitted total fee is reimbursed at 50%. Payments are made quarterly over the treatment plan outlined from the orthodontist.

Specifically, MetLife will pay an initial appliance component (banding fee) based on 20% of the submitted expense, at the 50% coinsurance level: $5,000 (submitted expense) x 20% = $1,000 x 50% benefit = $500 The first payment will be $500. The remaining expense will be spread over the expected length of treatment. (Citi)

View Plan Coverage Notes +

CLOSE

Group DentalPDP PlusProvided by Carestream, Inc.

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CoveragesPolicy Information Claim History Common Questions

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My Accounts / PDP Plus

MY ACCOUNTS CLAIM CENTER DOCUMENTS & FORMS

2Welcome DavidCarestream, Inc.

© 2017 MetLife MetLife Term Life Insurance issued by MetLife Insurance Company USA, Charlotte, NC, 28277 (except in NY), on policy form #5E-23-12, and by Metropolitan Life Insurance Company, New York, NY 10166 (NY only), on policy form #1E-23-12-NY. Both are MetLife companies. L1016481177[exp1217][All States][DC,GU,MP,PR,VI]

Privacy Policy • Terms of Use • Contact Us • Important Information

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Email a SpecialistGet support for your dental insurance questions.

Send questions to [email protected]

<1-xxx-xxx-xxxx><Monday - Friday>

<08:00 AM to 11:00 PM ET>

Send <Claims, Billing, etc> questions to<MetLife address name>

<Address line 1><Address line 2><City, State, Zip>

Email

Phone

Fax

Mail

SEND AN EMAIL

<1-xxx-xxx-xxxx>

What is the Explanation of Benefits (EOB) statement?

Question

Question

Expand all

+

+

Does this answer your question?

Yes

No

Lorem ipsum dolor sit amet, consectetur adipiscing elit. Aenean euismod bibendum laoreet. Proin gravida dolor sit amet lacus accumsan et viverra justo commodo. Proin sodales pulvinar tempor. Cum sociis natoque penatibus et magnis dis parturient montes, nascetur ridiculus mus. Nam fermentum, nulla luctus pharetra vulputate, felis tellus mollis orci, sed rhoncus sapien nunc eget odio.

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Group DentalPDP PlusProvided by INPRS

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My Accounts / PDP Plus

MY ACCOUNTS CLAIM CENTER DOCUMENTS & FORMS

2Welcome DavidCarestream, Inc.

© 2017 MetLife MetLife Term Life Insurance issued by MetLife Insurance Company USA, Charlotte, NC, 28277 (except in NY), on policy form #5E-23-12, and by Metropolitan Life Insurance Company, New York, NY 10166 (NY only), on policy form #1E-23-12-NY. Both are MetLife companies. L1016481177[exp1217][All States][DC,GU,MP,PR,VI]

Privacy Policy • Terms of Use • Contact Us • Important Information

Acme Co. Group Message. Neque porro quisquam est qui dolorem ipsum

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LEARN MORE

Headline

Email a SpecialistGet support for your dental insurance questions.

Send questions to [email protected]

<1-xxx-xxx-xxxx><Monday - Friday>

<08:00 AM to 11:00 PM ET>

Send <Claims, Billing, etc> questions to<MetLife address name>

<Address line 1><Address line 2><City, State, Zip>

Email

Phone

Fax

Mail

SEND AN EMAIL

<1-xxx-xxx-xxxx>

What is the Explanation of Benefits (EOB) statement?

Question

Question

Expand all

+

+

Does this answer your question?

Yes

No

Lorem ipsum dolor sit amet, consectetur adipiscing elit. Aenean euismod bibendum laoreet. Proin gravida dolor sit amet lacus accumsan et viverra justo commodo. Proin sodales pulvinar tempor. Cum sociis natoque penatibus et magnis dis parturient montes, nascetur ridiculus mus. Nam fermentum, nulla luctus pharetra vulputate, felis tellus mollis orci, sed rhoncus sapien nunc eget odio.

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Group DentalPDP PlusProvided by INPRS

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50px

15px

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My Accounts / PDP Plus

MY ACCOUNTS CLAIM CENTER DOCUMENTS & FORMS

2Welcome DavidCarestream, Inc.

© 2017 MetLife MetLife Term Life Insurance issued by MetLife Insurance Company USA, Charlotte, NC, 28277 (except in NY), on policy form #5E-23-12, and by Metropolitan Life Insurance Company, New York, NY 10166 (NY only), on policy form #1E-23-12-NY. Both are MetLife companies. L1016481177[exp1217][All States][DC,GU,MP,PR,VI]

Privacy Policy • Terms of Use • Contact Us • Important Information

Acme Co. Group Message. Neque porro quisquam est qui dolorem ipsum

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Email a SpecialistGet support for your dental insurance questions.

Send questions to [email protected]

<1-xxx-xxx-xxxx><Monday - Friday>

<08:00 AM to 11:00 PM ET>

Send <Claims, Billing, etc> questions to<MetLife address name>

<Address line 1><Address line 2><City, State, Zip>

Email

Phone

Fax

Mail

SEND AN EMAIL

<1-xxx-xxx-xxxx>

What is the Explanation of Benefits (EOB) statement?

Question

Question

Expand all

+

+

Does this answer your question?

Yes

No

Lorem ipsum dolor sit amet, consectetur adipiscing elit. Aenean euismod bibendum laoreet. Proin gravida dolor sit amet lacus accumsan et viverra justo commodo. Proin sodales pulvinar tempor. Cum sociis natoque penatibus et magnis dis parturient montes, nascetur ridiculus mus. Nam fermentum, nulla luctus pharetra vulputate, felis tellus mollis orci, sed rhoncus sapien nunc eget odio.

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Group DentalPDP PlusProvided by INPRS

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My Accounts / PDP Plus

MY ACCOUNTS CLAIM CENTER DOCUMENTS & FORMS

Welcome NicoleCarestream, Inc.

Group DentalPDP PlusProvided by Carestream, Inc.

I want to… !

"Common Questions

© 2015 MetLife MetLife Term Life Insurance issued by MetLife Insurance Company USA, Charlotte, NC, 28277 (except in NY), on policy form #5E-23-12, and by Metropolitan Life Insurance Company, New York, NY 10166 (NY only), on policy form #1E-23-12-NY.

Both are MetLife companies.

Privacy Policy • Terms of Use • Contact Us • Important Information

Learn More About Your Dental Insurance

What is the Explanation of Benefits (EOB) statement?

Question

Question

Expand all

+

+

Does this answer your question?

Yes

No

Lorem ipsum dolor sit amet, consectetur adipiscing elit. Aenean euismod bibendum laoreet. Proin gravida dolor sit amet lacus accumsan et viverra justo commodo. Proin sodales pulvinar tempor. Cum sociis natoque penatibus et magnis dis parturient montes, nascetur ridiculus mus. Nam fermentum, nulla luctus pharetra vulputate, felis tellus mollis orci, sed rhoncus sapien nunc eget odio.

Email a SpecialistGet support for your dental insurance questions.

Send questions to [email protected]

<1-xxx-xxx-xxxx><Monday - Friday>

<08:00 AM to 11:00 PM ET>

Send <Claims, Billing, etc> questions to<MetLife address name>

<Address line 1><Address line 2><City, State, Zip>

Email

Phone

Fax

Mail

SEND AN EMAIL

<1-xxx-xxx-xxxx>

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My Accounts / PDP Plus

MY ACCOUNTS CLAIM CENTER DOCUMENTS & FORMS

Welcome NicoleCarestream, Inc.

Group DentalPDP PlusProvided by Carestream, Inc.

I want to… !

"Common Questions

© 2015 MetLife MetLife Term Life Insurance issued by MetLife Insurance Company USA, Charlotte, NC, 28277 (except in NY), on policy form #5E-23-12, and by Metropolitan Life Insurance Company, New York, NY 10166 (NY only), on policy form #1E-23-12-NY.

Both are MetLife companies.

Privacy Policy • Terms of Use • Contact Us • Important Information

Learn More About Your Dental Insurance

What is the Explanation of Benefits (EOB) statement?

Question

Question

Expand all

+

+

Does this answer your question?

Yes

No

Lorem ipsum dolor sit amet, consectetur adipiscing elit. Aenean euismod bibendum laoreet. Proin gravida dolor sit amet lacus accumsan et viverra justo commodo. Proin sodales pulvinar tempor. Cum sociis natoque penatibus et magnis dis parturient montes, nascetur ridiculus mus. Nam fermentum, nulla luctus pharetra vulputate, felis tellus mollis orci, sed rhoncus sapien nunc eget odio.

Email a SpecialistGet support for your dental insurance questions.

Send questions to [email protected]

<1-xxx-xxx-xxxx><Monday - Friday>

<08:00 AM to 11:00 PM ET>

Send <Claims, Billing, etc> questions to<MetLife address name>

<Address line 1><Address line 2><City, State, Zip>

Email

Phone

Fax

Mail

SEND AN EMAIL

<1-xxx-xxx-xxxx>

Acme Co. Group Message. Neque porro quisquam est qui dolorem ipsum

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30px

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© 2015 MetLife MetLife Term Life Insurance issued by MetLife Insurance Company USA, Charlotte, NC, 28277 (except in NY), on policy form #5E-23-12, and

by Metropolitan Life Insurance Company, New York, NY 10166 (NY only), on policy form #1E-23-12-

NY. Both are MetLife companies.

Privacy Policy • Terms of Use

Contact Us • Important Information

What is the Explanation of Benefits (EOB) statement?

Question

Question

Expand all

+

+

Does this answer your question?

Yes

No

Lorem ipsum dolor sit amet, consectetur adipiscing elit. Aenean euismod bibendum laoreet. Proin gravida dolor sit amet lacus accumsan et viverra justo commodo. Proin sodales pulvinar tempor. Cum sociis natoque penatibus et magnis dis parturient montes, nascetur ridiculus mus. Nam fermentum, nulla luctus pharetra vulputate, felis tellus mollis orci, sed rhoncus sapien nunc eget odio.

Acme Co. Group Message. Neque porro quisquam est qui dolorem ipsum

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Headline

Email a Specialist

Send questions to [email protected]

<1-xxx-xxx-xxxx><Monday - Friday>

<08:00 AM to 11:00 PM ET>

Send <Claims, Billing, etc> questions to<MetLife address name>

<Address line 1><Address line 2><City, State, Zip>

Email

Phone

Fax

Mail

SEND AN EMAIL

<1-xxx-xxx-xxxx>

Get support for your dental insurance questions.

Learn More About Your Dental Insurance

Group DentalPDP PlusProvided by Carestream, Inc.

I want to… "

#Common Questions

$

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© 2015 MetLife MetLife Term Life Insurance issued by MetLife Insurance Company USA, Charlotte, NC, 28277 (except in NY), on policy form #5E-23-12, and

by Metropolitan Life Insurance Company, New York, NY 10166 (NY only), on policy form #1E-23-12-

NY. Both are MetLife companies.

Privacy Policy • Terms of Use

Contact Us • Important Information

What is the Explanation of Benefits (EOB) statement?

Question

Question

Expand all

+

+

Does this answer your question?

Yes

No

Lorem ipsum dolor sit amet, consectetur adipiscing elit. Aenean euismod bibendum laoreet. Proin gravida dolor sit amet lacus accumsan et viverra justo commodo. Proin sodales pulvinar tempor. Cum sociis natoque penatibus et magnis dis parturient montes, nascetur ridiculus mus. Nam fermentum, nulla luctus pharetra vulputate, felis tellus mollis orci, sed rhoncus sapien nunc eget odio.

Acme Co. Group Message. Neque porro quisquam est qui dolorem ipsum

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LEARN MORE

Headline

Email a Specialist

Send questions to [email protected]

<1-xxx-xxx-xxxx><Monday - Friday>

<08:00 AM to 11:00 PM ET>

Send <Claims, Billing, etc> questions to<MetLife address name>

<Address line 1><Address line 2><City, State, Zip>

Email

Phone

Fax

Mail

SEND AN EMAIL

<1-xxx-xxx-xxxx>

Get support for your dental insurance questions.

Learn More About Your Dental Insurance

Group DentalPDP PlusProvided by Carestream, Inc.

I want to… "

#Common Questions

20px

20pxcolor: #333333 100%font-size: 24pxfont-face: Georgia-Boldcharacter: 0.2pxline: 27px (1.1)

290px

15px15px

$

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My Accounts / PDP Plus

MY ACCOUNTS CLAIM CENTER DOCUMENTS & FORMS

2Welcome DavidCarestream, Inc.

Be sure you and your family finish all in-progress dental work before changing dental offices. (Check the “Evidence of Coverage” included with your enrollment materials for more information.)

David Faulkner

Joan Faulkner

Sean Faulkner

SUBMITCancel

You chose this dental office:

<Facility Name>

<Facility ID><Address 1><Address 2><City>, <State> <Zip><###-###-####>

Assign family members to this dental office.

Choose a Dental Office

Please check the information below.!

Please choose a least one family member.

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My Accounts / PDP Plus

MY ACCOUNTS CLAIM CENTER DOCUMENTS & FORMS

2Welcome DavidCarestream, Inc.

Be sure you and your family finish all in-progress dental work before changing dental offices. (Check the “Evidence of Coverage” included with your enrollment materials for more information.)

David Faulkner

Joan Faulkner

Sean Faulkner

SUBMITCancel

You chose this dental office:

<Facility Name>

<Facility ID><Address 1><Address 2><City>, <State> <Zip><###-###-####>

Assign family members to this dental office.

Choose a Dental Office

Please check the information below.!

Please choose a least one family member.

25px

25px

25px

30px

20px

20px

20px

20px

25px

5px

15px

15px

15px

15px

15px

15px

10px

10px

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20px

20px

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My Accounts / PDP Plus

MY ACCOUNTS CLAIM CENTER DOCUMENTS & FORMS

2Welcome DavidCarestream, Inc.

Be sure you and your family finish all in-progress dental work before changing dental offices. (Check the “Evidence of Coverage” included with your enrollment materials for more information.)

David Faulkner

Joan Faulkner

Sean Faulkner

SUBMITCancel

You chose this dental office:

<Facility Name>

<Facility ID><Address 1><Address 2><City>, <State> <Zip><###-###-####>

Assign family members to this dental office.

Choose a Dental Office

Please check the information below.!

Please choose a least one family member.

color: #333333 100%font-size: 18pxfont-face: Georgia-Boldcharacter: 0px

color: #333333 100%font-size: 14pxfont-face: NotoSans Regular/Boldcharacter: 0pxline: 19px (1.4)

color: #333333 100%font-size: 13pxfont-face: NotoSanscharacter: 0pxline: 17px (1.3)

color: #DB1818 100%font-size: 20pxfont-face: FontAwesomefa-exclamation-circle [&#xf06a;]character: 0pxline: 20px (1)

color: #333333 100%font-size: 14pxfont-face: Noto Sans Boldcharacter: 0pxline: 15px (1.2)

fill: #FDE8E8 100%opacity: 100%radius: 0px

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My Accounts / PDP Plus

MY ACCOUNTS CLAIM CENTER DOCUMENTS & FORMS

2Welcome DavidCarestream, Inc.

© 2017 MetLife MetLife Term Life Insurance issued by MetLife Insurance Company USA, Charlotte, NC, 28277 (except in NY), on policy form #5E-23-12, and by Metropolitan Life Insurance Company, New York, NY 10166 (NY only), on policy form #1E-23-12-NY. Both are MetLife companies. L1016481177[exp1217][All States][DC,GU,MP,PR,VI]

Privacy Policy • Terms of Use • Contact Us • Important Information

Acme Co. Group Message. Neque porro quisquam est qui dolorem ipsum

quia dolor sit amet, consectetur.

LEARN MORE

Headline

Email a SpecialistGet support for your dental insurance questions.

Send questions to [email protected]

<1-xxx-xxx-xxxx><Monday - Friday>

<08:00 AM to 11:00 PM ET>

Send <Claims, Billing, etc> questions to<MetLife address name>

<Address line 1><Address line 2><City, State, Zip>

Email

Phone

Fax

Mail

SEND AN EMAIL

<1-xxx-xxx-xxxx>

What is the Explanation of Benefits (EOB) statement?

Question

Question

Expand all

+

+

Does this answer your question?

Yes

No

Lorem ipsum dolor sit amet, consectetur adipiscing elit. Aenean euismod bibendum laoreet. Proin gravida dolor sit amet lacus accumsan et viverra justo commodo. Proin sodales pulvinar tempor. Cum sociis natoque penatibus et magnis dis parturient montes, nascetur ridiculus mus. Nam fermentum, nulla luctus pharetra vulputate, felis tellus mollis orci, sed rhoncus sapien nunc eget odio.

Learn More About Your Dental Insurance

I want to… "

Common QuestionsPolicy Information Coverages Claim History

Group DentalPDP PlusProvided by INPRS

Send a Message by Email

Send us your product, policy, or account-related questions below.

We respond to all technical and/or security-related issues by phone rather than email. Call us at 1-XXX-XXX-XXXX.

All fields are required unless noted.

Tell us your name and email so we can reply to you:

Message

Your name

Email address

Send a copy to your email address.

CancelSEND

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My Accounts / PDP Plus

MY ACCOUNTS CLAIM CENTER DOCUMENTS & FORMS

2Welcome DavidCarestream, Inc.

Eligibility is not a guarantee of coverage as actual benefit payments are determined only when a claim is processed.

If MetLife determines that a less costly service than the covered service performed by a dentist could have been performed to treat a dental condition, MetLife may paybenefits based upon the less costly service if such service 1) Would produce a professionally acceptable result under generally accepted dental standards, and 2)Would qualify as a covered service.

If MetLife pays a benefit based upon a less costly service, the dentist may charge a patient or a patient's dependent for the difference between the service that was performed and the less costly service. This may be the case, even if the service is performed by an in-network dentist.

A pretreatment estimate is recommended before the start of extensive dentaltreatment such as crowns, veneers, bridgework, implants, orthodontics,or periodontalservices. Learn more about how to request a pretreatment estimate.

Frequency Limitation: 1 time in 24 months

Last date of Service: <mm/dd/yyyy>

Composites / Fillings

X-rays of a patients full mouth either individual x-rays (full mouth series) or one film (panotrex).

DETAILS

Frequency Limitation: 1 time in 24 months

Last date of Service: <mm/dd/yyyy>

Deep Sedation / General ANES

X-rays of a patients full mouth either individual x-rays (full mouth series)or one film (panotrex). X-rays of a patients full mouth either individual…

DETAILS

Frequency Limitation: 1 time in 24 months

Last date of Service: <mm/dd/yyyy>

Endodontics / Root Canal

X-rays of a patients full mouth either individual x-rays (full mouth series)or one film (panotrex).

DETAILS

Frequency Limitation: 1 time in 24 months

Last date of Service: <mm/dd/yyyy>

Implants and Supported Prosphetics

X-rays of a patients full mouth either individual x-rays (full mouth series)or one film (panotrex).

DETAILS

Frequency Limitation: 1 time in 24 months

Last date of Service: <mm/dd/yyyy>

Crown Repair

X-rays of a patients full mouth either individual x-rays (full mouth series) or one film (panotrex).

DETAILS

Frequency Limitation: 1 time in 24 months

Last date of Service: <mm/dd/yyyy>

Denture

X-rays of a patients full mouth either individual x-rays (full mouth series)or one film (panotrex).

DETAILS

Frequency Limitation: 1 time in 24 months

DETAILS

Last date of Service: <mm/dd/yyyy>

Extractions

X-rays of a patients full mouth either individual x-rays (full mouth series)or one film (panotrex).

Frequency Limitation: 1 time in 24 months

DETAILS

Last date of Service: <mm/dd/yyyy>

Inlay / Onlay

X-rays of a patients full mouth either individual x-rays (full mouth series)or one film (panotrex).

View Only Routine ProceduresCoverages for: David Millington !

© 2017 MetLife MetLife Term Life Insurance issued by MetLife Insurance Company USA, Charlotte, NC, 28277 (except in NY), on policy form #5E-23-12, and by Metropolitan Life Insurance Company, New York, NY 10166 (NY only), on policy form #1E-23-12-NY. Both are MetLife companies. L1016481177[exp1217][All States][DC,GU,MP,PR,VI]

Privacy Policy • Terms of Use • Contact Us • Important Information

Group DentalPDP PlusProvided by Carestream, Inc.

I want to… !

Policy Information Coverages Claim History Common Questions

Individual

In Network Out of Network

Benefit Period

Met-to-Date

Lifetime

Met-to-Date

$50

$0

$0

Not Applicable

$50

$0

$0

Not Applicable

Individual

In Network Out of Network

Benefit Period

Used-to-Date

Lifetime

Used-to-Date

$1,500

$0

$0

$0

$1,500

$0

$0

$0

Family

In Network Out of Network

Benefit Period

Met-to-Date

Lifetime

Met-to-Date

$50

$0

$0

Not Applicable

$50

$0

$0

Not Applicable

Family

In Network Out of Network

Benefit Period

Used-to-Date

Lifetime

Used-to-Date

$0

$0

$0

$0

$0

$0

$0

$0

These values may increase in the next year. This information is as of <mm/dd/yyyy>.The maximums may be combined with other types of procedures, such as TMJ and Periodontal.

Maximum Benefits

Deductibles

Benefit Level

In Network: 80%

Out of Network: 80%

D2330 Resin - One Surface, Anterior −

D2331

D2332

D2335

D2390

D2391

D2392

D2392

D2394

D2410

D2420

D2430

D2940

Resin - Two Surface, Anterior

Resin - Three Surface, Anterior

Resin - Four or More Surfaces, Or Involving Incisal Angle (Anterior)

Resin - Based Composite Crown, Anterior

Resin-Based Composite - One Surface, Posterior

Resin-Based Composite - Two Surfaces, Posterior

Resin-Based Composite - Three Surfaces, Posterior

Resin - Four or More Surfaces Posterior

Gold Foil - One Surface

Gold Foil - Two Surfaces

Gold Foil- Three Surfaces

Protective Restoration +

+

+

+

+

+

+

+

+

+

+

+

Procedure NameProcedure Code

Learn more about how your deductibles are met and maximums are calculated +

Procedure codes are based on current dental terminology © American Dental Association.

View Plan Coverage Notes +

CLOSE

© 2017 MetLife MetLife Term Life Insurance issued by MetLife Insurance Company USA, Charlotte, NC, 28277 (except in NY), on policy form #5E-23-12, and by Metropolitan Life Insurance Company, New York, NY 10166 (NY only), on policy form #1E-23-12-NY. Both are MetLife companies. L1016481177[exp1217][All States][DC,GU,MP,PR,VI]

Privacy Policy • Terms of Use • Contact Us • Important Information

Frequency Limitation: 1 time in 24 months

Last date of Service: <mm/dd/yyyy>

Showing coverage details for zip code 07946

If this is not your dentist’s zip code, please update zip code

X-rays of a patients full mouth either individual x-rays(full mouth series) or one film (panotrex).

Coverages for: David Millington !

Dentist’s Zip Code SAVE

Please Note:

Benefits are not paid in a lump sum as 20% of the submitted total fee is reimbursed at 50%. Payments are made quarterly over the treatment plan outlined from the orthodontist.

Specifically, MetLife will pay an initial appliance component (banding fee) based on 20% of the submitted expense, at the 50% coinsurance level: $5,000 (submitted expense) x 20% = $1,000 x 50% benefit = $500

The first payment will be $500. The remaining expense will be spread over the expected length of treatment. (Citi)

Composites / FillingsBACK

Email a PDF of procedures covered under David Millington’s plan.

All fields are required unless noted.

Choose the categories of procedures to include:

Select all

Email Coverage Information

To:

Please enter a valid email address

CC (Optional)

Message (Optional)

Composites/Fillings

Crown Repair

Deep Sedation/ General ANES

Denture

Endodontics

ExtractionsChoosing a category is required

CancelSEND

Please check the information below.#

Page 69: U.S. SSP STYLE GUIDE Dental - MetLifeGSSP U.S. | STYLE GUIDE IMPORTANT NOTES “PAGE 2” TAB STRUCTURE 1 Dsktp. Tabs - Spacing 2 Dsktp. Tabs - Fonts/Colors 3 Mobile Tabs - Spacing

My Accounts / PDP Plus

MY ACCOUNTS CLAIM CENTER DOCUMENTS & FORMS

2Welcome DavidCarestream, Inc.

Eligibility is not a guarantee of coverage as actual benefit payments are determined only when a claim is processed.

If MetLife determines that a less costly service than the covered service performed by a dentist could have been performed to treat a dental condition, MetLife may paybenefits based upon the less costly service if such service 1) Would produce a professionally acceptable result under generally accepted dental standards, and 2)Would qualify as a covered service.

If MetLife pays a benefit based upon a less costly service, the dentist may charge a patient or a patient's dependent for the difference between the service that was performed and the less costly service. This may be the case, even if the service is performed by an in-network dentist.

A pretreatment estimate is recommended before the start of extensive dentaltreatment such as crowns, veneers, bridgework, implants, orthodontics,or periodontalservices. Learn more about how to request a pretreatment estimate.

Frequency Limitation: 1 time in 24 months

Last date of Service: <mm/dd/yyyy>

Composites / Fillings

X-rays of a patients full mouth either individual x-rays (full mouth series) or one film (panotrex).

DETAILS

Frequency Limitation: 1 time in 24 months

Last date of Service: <mm/dd/yyyy>

Deep Sedation / General ANES

X-rays of a patients full mouth either individual x-rays (full mouth series)or one film (panotrex). X-rays of a patients full mouth either individual…

DETAILS

Frequency Limitation: 1 time in 24 months

Last date of Service: <mm/dd/yyyy>

Endodontics / Root Canal

X-rays of a patients full mouth either individual x-rays (full mouth series)or one film (panotrex).

DETAILS

Frequency Limitation: 1 time in 24 months

Last date of Service: <mm/dd/yyyy>

Implants and Supported Prosphetics

X-rays of a patients full mouth either individual x-rays (full mouth series)or one film (panotrex).

DETAILS

Frequency Limitation: 1 time in 24 months

Last date of Service: <mm/dd/yyyy>

Crown Repair

X-rays of a patients full mouth either individual x-rays (full mouth series) or one film (panotrex).

DETAILS

Frequency Limitation: 1 time in 24 months

Last date of Service: <mm/dd/yyyy>

Denture

X-rays of a patients full mouth either individual x-rays (full mouth series)or one film (panotrex).

DETAILS

Frequency Limitation: 1 time in 24 months

DETAILS

Last date of Service: <mm/dd/yyyy>

Extractions

X-rays of a patients full mouth either individual x-rays (full mouth series)or one film (panotrex).

Frequency Limitation: 1 time in 24 months

DETAILS

Last date of Service: <mm/dd/yyyy>

Inlay / Onlay

X-rays of a patients full mouth either individual x-rays (full mouth series)or one film (panotrex).

View Only Routine ProceduresCoverages for: David Millington !

© 2017 MetLife MetLife Term Life Insurance issued by MetLife Insurance Company USA, Charlotte, NC, 28277 (except in NY), on policy form #5E-23-12, and by Metropolitan Life Insurance Company, New York, NY 10166 (NY only), on policy form #1E-23-12-NY. Both are MetLife companies. L1016481177[exp1217][All States][DC,GU,MP,PR,VI]

Privacy Policy • Terms of Use • Contact Us • Important Information

Group DentalPDP PlusProvided by Carestream, Inc.

I want to… !

Policy Information Coverages Claim History Common Questions

Individual

In Network Out of Network

Benefit Period

Met-to-Date

Lifetime

Met-to-Date

$50

$0

$0

Not Applicable

$50

$0

$0

Not Applicable

Individual

In Network Out of Network

Benefit Period

Used-to-Date

Lifetime

Used-to-Date

$1,500

$0

$0

$0

$1,500

$0

$0

$0

Family

In Network Out of Network

Benefit Period

Met-to-Date

Lifetime

Met-to-Date

$50

$0

$0

Not Applicable

$50

$0

$0

Not Applicable

Family

In Network Out of Network

Benefit Period

Used-to-Date

Lifetime

Used-to-Date

$0

$0

$0

$0

$0

$0

$0

$0

These values may increase in the next year. This information is as of <mm/dd/yyyy>.The maximums may be combined with other types of procedures, such as TMJ and Periodontal.

Maximum Benefits

Deductibles

Benefit Level

In Network: 80%

Out of Network: 80%

D2330 Resin - One Surface, Anterior −

D2331

D2332

D2335

D2390

D2391

D2392

D2392

D2394

D2410

D2420

D2430

D2940

Resin - Two Surface, Anterior

Resin - Three Surface, Anterior

Resin - Four or More Surfaces, Or Involving Incisal Angle (Anterior)

Resin - Based Composite Crown, Anterior

Resin-Based Composite - One Surface, Posterior

Resin-Based Composite - Two Surfaces, Posterior

Resin-Based Composite - Three Surfaces, Posterior

Resin - Four or More Surfaces Posterior

Gold Foil - One Surface

Gold Foil - Two Surfaces

Gold Foil- Three Surfaces

Protective Restoration +

+

+

+

+

+

+

+

+

+

+

+

Procedure NameProcedure Code

Learn more about how your deductibles are met and maximums are calculated +

Procedure codes are based on current dental terminology © American Dental Association.

View Plan Coverage Notes +

CLOSE

© 2017 MetLife MetLife Term Life Insurance issued by MetLife Insurance Company USA, Charlotte, NC, 28277 (except in NY), on policy form #5E-23-12, and by Metropolitan Life Insurance Company, New York, NY 10166 (NY only), on policy form #1E-23-12-NY. Both are MetLife companies. L1016481177[exp1217][All States][DC,GU,MP,PR,VI]

Privacy Policy • Terms of Use • Contact Us • Important Information

Frequency Limitation: 1 time in 24 months

Last date of Service: <mm/dd/yyyy>

Showing coverage details for zip code 07946

If this is not your dentist’s zip code, please update zip code

X-rays of a patients full mouth either individual x-rays(full mouth series) or one film (panotrex).

Coverages for: David Millington !

Dentist’s Zip Code SAVE

Please Note:

Benefits are not paid in a lump sum as 20% of the submitted total fee is reimbursed at 50%. Payments are made quarterly over the treatment plan outlined from the orthodontist.

Specifically, MetLife will pay an initial appliance component (banding fee) based on 20% of the submitted expense, at the 50% coinsurance level: $5,000 (submitted expense) x 20% = $1,000 x 50% benefit = $500

The first payment will be $500. The remaining expense will be spread over the expected length of treatment. (Citi)

Composites / FillingsBACK

OK

Success! Your information has been sent

Email Coverage Information

Page 70: U.S. SSP STYLE GUIDE Dental - MetLifeGSSP U.S. | STYLE GUIDE IMPORTANT NOTES “PAGE 2” TAB STRUCTURE 1 Dsktp. Tabs - Spacing 2 Dsktp. Tabs - Fonts/Colors 3 Mobile Tabs - Spacing

My Accounts / PDP Plus

MY ACCOUNTS CLAIM CENTER DOCUMENTS & FORMS

2Welcome DavidCarestream, Inc.

Eligibility is not a guarantee of coverage as actual benefit payments are determined only when a claim is processed.

If MetLife determines that a less costly service than the covered service performed by a dentist could have been performed to treat a dental condition, MetLife may paybenefits based upon the less costly service if such service 1) Would produce a professionally acceptable result under generally accepted dental standards, and 2)Would qualify as a covered service.

If MetLife pays a benefit based upon a less costly service, the dentist may charge a patient or a patient's dependent for the difference between the service that was performed and the less costly service. This may be the case, even if the service is performed by an in-network dentist.

A pretreatment estimate is recommended before the start of extensive dentaltreatment such as crowns, veneers, bridgework, implants, orthodontics,or periodontalservices. Learn more about how to request a pretreatment estimate.

Frequency Limitation: 1 time in 24 months

Last date of Service: <mm/dd/yyyy>

Composites / Fillings

X-rays of a patients full mouth either individual x-rays (full mouth series) or one film (panotrex).

DETAILS

Frequency Limitation: 1 time in 24 months

Last date of Service: <mm/dd/yyyy>

Deep Sedation / General ANES

X-rays of a patients full mouth either individual x-rays (full mouth series)or one film (panotrex). X-rays of a patients full mouth either individual…

DETAILS

Frequency Limitation: 1 time in 24 months

Last date of Service: <mm/dd/yyyy>

Endodontics / Root Canal

X-rays of a patients full mouth either individual x-rays (full mouth series)or one film (panotrex).

DETAILS

Frequency Limitation: 1 time in 24 months

Last date of Service: <mm/dd/yyyy>

Implants and Supported Prosphetics

X-rays of a patients full mouth either individual x-rays (full mouth series)or one film (panotrex).

DETAILS

Frequency Limitation: 1 time in 24 months

Last date of Service: <mm/dd/yyyy>

Crown Repair

X-rays of a patients full mouth either individual x-rays (full mouth series) or one film (panotrex).

DETAILS

Frequency Limitation: 1 time in 24 months

Last date of Service: <mm/dd/yyyy>

Denture

X-rays of a patients full mouth either individual x-rays (full mouth series)or one film (panotrex).

DETAILS

Frequency Limitation: 1 time in 24 months

DETAILSExtractions

X-rays of a patients full mouth eithe ll mouth series)or one film (panotrex).

Frequency Limitation: 1 time in 24 months

DETAILS

Last date of Service: <mm/dd/yyyy>

Inlay / Onlay

X-rays of a patients full mouth either individual x-rays (full mouth series)or one film (panotrex).

View Only Routine ProceduresCoverages for: David Millington !

© 2017 MetLife MetLife Term Life Insurance issued by MetLife Insurance Company USA, Charlotte, NC, 28277 (except in NY), on policy form #5E-23-12, and by Metropolitan Life Insurance Company, New York, NY 10166 (NY only), on policy form #1E-23-12-NY. Both are MetLife companies. L1016481177[exp1217][All States][DC,GU,MP,PR,VI]

Privacy Policy • Terms of Use • Contact Us • Important Information

Group DentalPDP PlusProvided by Carestream, Inc.

I want to… !

Policy Information Coverages Claim History Common Questions

Individual

In Network Out of Network

Benefit Period

Met-to-Date

Lifetime

Met-to-Date

$50

$0

$0

Not Applicable

$50

$0

$0

Not Applicable

Individual

In Network Out of Network

Benefit Period

Used-to-Date

Lifetime

Used-to-Date

$1,500

$0

$0

$0

$1,500

$0

$0

$0

Family

In Network Out of Network

Benefit Period

Met-to-Date

Lifetime

Met-to-Date

$50

$0

$0

Not Applicable

$50

$0

$0

Not Applicable

Family

In Network Out of Network

Benefit Period

Used-to-Date

Lifetime

Used-to-Date

$0

$0

$0

$0

$0

$0

$0

$0

These values may increase in the next year. This information is as of <mm/dd/yyyy>.The maximums may be combined with other types of procedures, such as TMJ and Periodontal.

Maximum Benefits

Deductibles

Benefit Level

In Network: 80%

Out of Network: 80%

D2330 Resin - One Surface, Anterior −

D2331

D2332

D2335

D2390

D2391

D2392

D2392

D2394

D2410

D2420

D2430

D2940

Resin - Two Surface, Anterior

Resin - Three Surface, Anterior

Resin - Four or More Surfaces, Or Involving Incisal Angle (Anterior)

Resin - Based Composite Crown, Anterior

Resin-Based Composite - One Surface, Posterior

Resin-Based Composite - Two Surfaces, Posterior

Resin-Based Composite - Three Surfaces, Posterior

Resin - Four or More Surfaces Posterior

Gold Foil - One Surface

Gold Foil - Two Surfaces

Gold Foil- Three Surfaces

Protective Restoration +

+

+

+

+

+

+

+

+

+

+

+

Procedure NameProcedure Code

Learn more about how your deductibles are met and maximums are calculated +

Procedure codes are based on current dental terminology © American Dental Association.

View Plan Coverage Notes +

CLOSE

© 2017 MetLife MetLife Term Life Insurance issued by MetLife Insurance Company USA, Charlotte, NC, 28277 (except in NY), on policy form #5E-23-12, and by Metropolitan Life Insurance Company, New York, NY 10166 (NY only), on policy form #1E-23-12-NY. Both are MetLife companies. L1016481177[exp1217][All States][DC,GU,MP,PR,VI]

Privacy Policy • Terms of Use • Contact Us • Important Information

Frequency Limitation: 1 time in 24 months

Last date of Service: <mm/dd/yyyy>

Showing coverage details for zip code 07946

If this is not your dentist’s zip code, please update zip code

X-rays of a patients full mouth either individual x-rays(full mouth series) or one film (panotrex).

Coverages for: David Millington !

Dentist’s Zip Code SAVE

Please Note:

Benefits are not paid in a lump sum as 20% of the submitted total fee is reimbursed at 50%. Payments are made quarterly over the treatment plan outlined from the orthodontist.

Specifically, MetLife will pay an initial appliance component (banding fee) based on 20% of the submitted expense, at the 50% coinsurance level: $5,000 (submitted expense) x 20% = $1,000 x 50% benefit = $500

The first payment will be $500. The remaining expense will be spread over the expected length of treatment. (Citi)

Composites / FillingsBACK

Email a PDF of procedures covered under David Millington’s plan.

All fields are required unless noted.

Choose the categories of procedures to include:

Select all

Email Coverage Information

To:

Please enter a valid email address

CC (Optional)

Message (Optional)

Composites/Fillings

Crown Repair

Deep Sedation/ General ANES

Denture

Endodontics

ExtractionsChoosing a category is required

CancelSEND

Please check the information below.#

25px

25px

25px

25px

25px

30px

30px

20px

15px

10px

10px

Page 71: U.S. SSP STYLE GUIDE Dental - MetLifeGSSP U.S. | STYLE GUIDE IMPORTANT NOTES “PAGE 2” TAB STRUCTURE 1 Dsktp. Tabs - Spacing 2 Dsktp. Tabs - Fonts/Colors 3 Mobile Tabs - Spacing

My Accounts / PDP Plus

MY ACCOUNTS CLAIM CENTER DOCUMENTS & FORMS

Welcome NicoleCarestream, Inc.

Group DentalPDP PlusProvided by Carestream, Inc.

I want to… !

Coverages for: David Millington !

Composites/FillingsDETAILS

X-rays of a patients full mouth either

individual x-rays (full mouth series) or

one film (panotrex).

Deep Sedation / General ANES

DETAILS

X-rays of a patients full mouth either

individual x-rays (full mouth series) or

one film (panotrex). X-rays of patients…

Endodontics / Root CanalDETAILS

X-rays of a patients full mouth either

individual x-rays (full mouth series) or

one film (panotrex).

Implants and Supported Prosphetics

DETAILS

X-rays of a patients full mouth either

individual x-rays (full mouth series) or

one film (panotrex).

Crown RepairDETAILS

X-rays of a patients full mouth either

individual x-rays (full mouth series) or

one film (panotrex).

DentureDETAILS

X-rays of a patients full mouth either

individual x-rays (full mouth series) or

one film (panotrex).

ExtractionsDETAILS

X-rays of a patients full mouth either

individual x-rays (full mouth series) or

one film (panotrex).

Inlay / OnlayDETAILS

X-rays of a patients full mouth either

individual x-rays (full mouth series) or

one film (panotrex).

Eligibility is not a guarantee of coverage as actual benefit payments are determined only when a claim is

processed.

If MetLife determines that a less costly service than the covered service performed by a dentist could have

been performed to treat a dental condition, MetLife may pay benefits based upon the less costly service if

such service 1) Would produce a professionally acceptable result under generally accepted dental

standards, and 2) Would qualify as a covered service.

If MetLife pays a benefit based upon a less costly service, the dentist may charge a patient or a patient's

dependent for the difference between the service that was performed and the less costly service. This may

be the case, even if the service is performed by an in-network dentist.

A pretreatment estimate is recommended before the start of extensive dental treatment such as crowns,

veneers, bridgework, implants, orthodontics,or periodontal services. Learn more about how to request a pretreatment estimate.

View Only Routine Procedures

"Coverages

© 2015 MetLife MetLife Term Life Insurance issued by MetLife Insurance Company USA, Charlotte, NC, 28277 (except in NY),

on policy form #5E-23-12, and by Metropolitan Life Insurance Company, New York, NY 10166 (NY only), on policy form #1E-23-12-NY.

Both are MetLife companies.

Privacy Policy • Terms of Use • Contact Us • Important Information

25px

25px10px10px

30px

290px

65px

20px20px

20px

Description text truncates with an ellipsis at end of line 3.

79px 79px

610px

© 2015 MetLife MetLife Term Life Insurance issued by MetLife Insurance Company USA, Charlotte, NC, 28277 (except in NY),

on policy form #5E-23-12, and by Metropolitan Life Insurance Company, New York, NY 10166 (NY only), on policy form #1E-23-12-NY.

Both are MetLife companies.

Privacy Policy • Terms of Use • Contact Us • Important Information

Please Note: Benefits are not paid in a

lump sum as 20% of the submitted total

fee is reimbursed at 50%. Payments are

made quarterly over the treatment plan

outlined from the orthodontist.

Specifically, MetLife will pay an initial

appliance component (banding fee) based

on 20% of the submitted expense, at the

50% coinsurance level:$5,000 (submitted expense) x 20% = $1,000 x 50% benefit = $500

The first payment will be $500. The

remaining expense will be spread over the

expected length of treatment. (Citi)

Showing coverage details for zip code 07946If this is not your dentist’s zip code, please

update zip code

Frequency Limitation: 1 time in 24 months

Last date of Service: <mm/dd/yyyy>

Dentist’s Zip Code

SAVE

D2331

D2332

D2335

D2390

D2391

D2392

D2392

D2394

D2410

D2420

D2430

D2940

Resin - Two Surface, Anterior

Resin - Three Surface, Anterior

Resin - Four or More Surfaces, Or Involving

Incisal Angle (Anterior)

Resin - Based Composite Crown, Anterior

Resin-Based Composite - One Surface, Posterior

Resin-Based Composite - Two Surfaces, Posterior

Resin-Based Composite - Three Surfaces, Posterior

Resin - Four or More Surfaces Posterior

Gold Foil - One Surface

Gold Foil - Two Surfaces

Gold Foil- Three Surfaces

Protective Restoration +

+

+

+

+

+

+

+

+

+

+

+

View Plan Coverage Notes +

Procedure codes are based on current dental terminology © American Dental Association.

These values may increase in the next year. This information is as of <mm/dd/yyyy>.The maximums may be combined with other types of procedures, such as TMJ and Periodontal.

Deductibles

Maximum Benefits

Individual

In Network

Out of Network

BenefitPeriodMet-to-Date

Lifetime

Met-to-Date

$50

$0

$0

Not

Applicable

$50

$0

$0

Not

Applicable

Family

In Network

Out of Network

BenefitPeriodMet-to-Date

Lifetime

Met-to-Date

$50

$0

$0

Not

Applicable

$50

$0

$0

Not

Applicable

Individual

In Network

Out of Network

BenefitPeriodUsed-to-Date

Lifetime

Used-to-Date

$1,500

$0

$0

$0

$1,500

$0

$0

$0

Family

In Network

Out of Network

BenefitPeriodUsed-to-Date

Lifetime

Used-to-Date

$0

$0

$0

$0

$0

$0

$0

$0

Benefit Level

In Network: 80%Out of Network: 80%

−Collapse this section

Learn more about how your deductibles are met and maximumsare calculated +

D2330 Resin - One Surface, Anterior

Procedure NameProcedure Code

Coverages for: David Millington !

X-rays of a patients full mouth either

individual x-rays (full mouth series) or one

film (panotrex).

Composites / FillingsBACK

CLOSE

Email a PDF of procedures covered under

David Millington’s plan.

All fields are required unless noted.

Choose the categories of procedures

to include:

Select all

Email Coverage Information

To:

Please enter a valid email address

CC (Optional)

Message (Optional)

Composites/Fillings

Crown Repair

Deep Sedation/ General ANES

Denture

Endodontics

Extractions

Choosing a category is required

CancelSEND

Please check the information below.$