Embed Size (px)
Citation preview
Guarantee Growth
Get the Best of Both Worlds+
For internal circulation only
Tata Means
TrustWe Promise We Deliver
…at instances we have Exceeded the Expectations
For internal circulation only
**SUPERIOR AND CONSISTENT BONUS HISTORY OF PAR PRODUCTS** | Last 5 years including FY 19-20
Tata AIA has been declaring higher bonus Vs. Illustrated @8% in Benefit Illustration.
Products Type of Plan Bonus type Bonus @8% BI FY 15-16 FY 16-17 FY 17-18 FY-18-19 FY-19-20 Status
Money Maxima (12 to 20 year term) Par Endowment Simple 4.30% 4.60% 4.60% 4.60% 4.60% 4.60%
Money Maxima (21 to 30 year term) Par Endowment Simple 4.80% 5.10% 5.10% 5.10% 5.10% 4.75%
MahaLife Magic Par Endowment Compound 4.00% 4.25% 4.25% 4.25% 4.25% 4.25%
Money Back Plus V1 Par Money Back Compound 2.60% 2.75% 2.75% 2.75% 2.75% 2.75%
Insta Wealth Plan Par Endowment (OTC) Compound 2.75% 3.25% 3.25% 3.25% 3.25% 3.25%
Smart 7 (Sum Assured < INR 5 Lac) Par Endowment Compound 3.35% NA 3.55% 3.55% 3.55% 3.55%
Smart 7 (Sum Assured 5Lac to INR 9.99 Lac) Par Endowment Compound 3.40% NA 3.60% 3.60% 3.60% 3.60%
Smart 7 (Sum Assured >= INR 10 Lac) Par Endowment Compound 3.45% NA 3.65% 3.65% 3.65% 3.65%
Freedom (for PPT of 7 Years) Par Endowment Compound 3.20% 3.50% 3.50% 3.50% 3.50% 3.50%
Freedom (for PPT of 10 Years) Par Endowment Compound 2.50% 2.85% 2.85% 2.85% 2.85% 2.85%
Freedom (for PPT of 15 Years) Par Endowment Compound 2.35% 2.65% 2.65% 2.65% 2.65% 2.65%
Monthly Insurance Plan (for PPT of 7 Years) Par Endowment Compound 3.80% NA 4.00% 4.00% 4.00% 4.00%
Monthly Insurance Plan (for PPT of 10 Years) Par Endowment Compound 2.90% NA 3.15% 3.15% 3.15% 3.15%
Good Kid Par Endowment Compound 2.10% NA 2.25% 2.25% 2.25% 2.25%
Diamond Savings Plan (8 Pay) V1 Par Endowment Compound 3.20% NA NA 3.20% 3.20% 3.20%
Diamond Savings Plan (12 Pay) V1 Par Endowment Compound 3.50% NA NA 3.50% 3.50% 3.50%
MahaLife Gold Plus Par Whole Life Cash Bonus 4.00% NA NA NA 4.00% 4.00%
MahaLife Gold V2 Par Whole Life Cash Bonus 4.80% NA NA NA 4.80% 4.80%
Diamond Savings Plan version 2 (5 Pay 15) V2 Par Endowment Compound 2.40% NA NA NA NA 3.00%
Diamond Savings Plan version 2 (5 Pay 20) V2 Par Endowment Compound 2.50% NA NA NA NA 3.50%
Diamond Savings Plan version 2 (6 Pay 15) V2 Par Endowment Compound 2.70% NA NA NA NA 3.00%
Diamond Savings Plan (8 Pay 18) V2 Par Endowment Compound 3.20% NA NA NA NA 3.40%
Diamond Savings Plan (12 Pay 25) V2 Par Endowment Compound 3.50% NA NA NA NA 3.65%
Money Back Plus V2 Par Money Back Compound 2.60% NA NA NA NA 2.75%
Insta Wealth Plan V2 Par Endowment (OTC) Compound 2.75% NA NA NA NA 3.25%
Smart Growth Plus Par Endowment Compound 3.40% NA NA NA NA 3.60%
Get the Best of Both Worlds | Guarantee
For internal circulation only
Bonus Declared for DSP V2 FY 19 -20
That’s Tata’s
Promisefor you
2.40%
3.00%
2.50%
3.50%
2.70%
3.00%3.20%
3.40% 3.50%
3.65%
5
15 Pay
5
20 Pay
6
15 Pay
8
18 Pay
12
25 Pay
PPT / PT
We Promised @8%
We Delivered
Get the Best of Both Worlds | Guarantee
For internal circulation only
We Promised We Delivered
Real case of existing customer – DSP 8 Pay 18
Get the Best of Both Worlds | Guarantee
For internal circulation only
Guarantee Growth
+Get the Best of Both Worlds
For internal circulation only
Get the Best of Both Worlds | Growth
Equity Market offers High Returns in Long Term
38,037.32
27,458.31
17,540.28
6,173.82
10 Years | 8.89 %CAGR 15 Years | 13.87 %
…WHAT IF we ensure that,
You keep profit & we keep /
manage your losses
5 Years | 8.89 %
Source: https://finance.yahoo.com/
15 years
10 years
5 years
For internal circulation only
*Only in Accumulated Cash Bonus option
Get the Best of Both Worlds | Growth
Up to 30% Equity* exposure in VIP
Investment Philosophy. To generate a superior and consistent risk
adjusted investment returns to meet investors long term objective and return expectation.
70%* of Tata AIA funds rated 4 or 5 stars by Morningstar (external rating agency)
62%8%
*As of 31st Dec’18
600K+ Investments Covered 27 Countries | 5k+ Employee
Only Traditional product where you get potential of High Returns with up
to 30% Equity participation
No Redemption pressure & Continuous Premium in-flow helps
our fund manager to build Long-term investment horizon
Best In Class Value Stock
HDFC Bank Ltd.
Axis Bank Ltd
Bajaj Finance Ltd.
Reliance Industries Ltd
Larsen and Toubro Ltd.
HCL Technologies Ltd.
Asset Allocation as on 30th June 2019
Instrument % of NAV
Government Securities 48.79%
Equity 36.06%
Corporate Bonds 11.75%
MMI & Others 3.40%
Total 100.00%
Stocks as on 30th June 2019
Best In Class Fund Performance
For internal circulation only
*Only in Accumulated Cash Bonus option
Get the Best of Both Worlds | Growth
Up to 30% Equity* exposure in VIP
Top 10 Stocks out of 36 Stocks | 30th June 2019
Asset Allocation as on 30th June 2019
Instrument % of NAV
Government Securities 48.79%
Equity 36.06%
Corporate Bonds 11.75%
MMI & Others 3.40%
Total 100.00%
Portfolio as on 30th June 2019
HDFC Bank Ltd Financial service activities, except insurance and pension funding 3.51%
Kotak Mahindra Bank Ltd Financial service activities, except insurance and pension funding 1.91%
Tata Consultancy Services Ltd Computer programming, consultancy and related activities 1.84%
Larsen and Toubro Limited Civil engineering 1.83%
Bajaj Finance Limited Financial service activities, except insurance and pension funding 1.83%
Reliance Industries Ltd Manufacture of coke and refined petroleum products 1.83%
ITC Ltd. Manufacture of tobacco products 1.77%
Infosys Technologies Ltd. Computer programming, consultancy and related activities 1.75%
Axis Bank Limited Financial service activities, except insurance and pension funding 1.51%
HCL Technologies Ltd Computer programming, consultancy and related activities 1.36%
For internal circulation only
