Multinaltional Corporation Department

VIETINBANK BANKING SOLUTIONS

Multinaltional Corporation Department

2

VietinBank Overview

VietinBank was established on 26/03/1988 afterits separation from the State Bank of VietnamIndovina Bank

VietinBank Leasing Company Ltd

VietinBank Debt Management andAsset Exploitation Company Ltd

VietinBank Security Joint Stock Company

VietinBank Insurance Company Ltd

Officially listed onHo Chi Minh Stock ExchangeNearly 10% of VietinBank stake was sold

to IFC and IFC Capitalization Fund

Entered a strategic partnershipwith MUFG , by selling 20%VietinBank stake to MUFG Bank

• Leading commercial bank in the market• 21,000+ employees• 50,000+ corporate customers

19881990

1998

2000

2008

2009

2010

2012

2019

Multinaltional Corporation Department

Network

3

North

72 Branches

Central

31 branches

South

52 branches

Domestic Network

155 Branches

Nearly 1,000 Transaction Offices

2 Representative Offices (Da Nang, Ho Chi Minh City)

Over 2,000 ATMs

Foreign Presence

1 Subsidiary in Laos (VietinBank Laos Ltd)

1 Branch in Frankfurt, Germany

1 Branch in Berlin, Germany

1 Representative Office in Myanmar

Multinaltional Corporation Department

Subsidaries

Name of SubsidiariesPercentage of

ownership held by VietinBank

Bussiness

VietinBank Leasing Company Ltd. 100% Leasing

VietinBank Securities Joint Stock Company 76% Securities

VietinBank Debt Management and Asset Exploitation Company Ltd. 100% Asset Management

VietinBank Insurance Company Ltd. 98% Non-life Insurance

VietinBank Gold and Jewlery Trading Company Ltd. 100%Gold and Gemstones Manufacturing and Trading

VietinBank Fund Management Company Ltd. 100% Fund Management

VietinBank Global Money Transfer Company Ltd. 100% Monetary Intermediary

VietinBank Laos Limited 100% Banking and Finance

Indovina Bank 50% Banking and Finance

Multinaltional Corporation Department

VietinBank Ratings

5

Rating Agency Short-term Long-term Outlook

Fitch(Feb 2019)

B BB- Stable

Moody’s(Nov 2018)

B1 Stable

S&P(Aug 2018)

B BB- Negative

Multinaltional Corporation Department

6

Awards

TOP 2000 GLOBAL ENTERPRISES2012 - 2018, Granted by Forbes Magazine

TOP 500 MOST VALUABLE BANKING BRANDS2012 – 2018, Granted by Brand Finance

TOP 1000 WORLD BANKS2017 – 2018, Granted by The Banker

BEST TRADE FINANCE BANK IN VIETNAM

2017 – 2018, Granted by The Asian Banker

LEADING BANK IN CARD PAYMENT AND USAGE

2018, Granted by JCB

TOP CARD PAYMENT BANK

2018, Granted by VISA

Multinaltional Corporation Department

Japan Desk

japandesk@vietinbank.vn

4 Japanese-speaking Relationship Managers

Customized customer experience

Conduct banking transactions with support in your own

language

Multinaltional Corporation Department

Comprehensive Solutions

Business Matching

M&A Advisory

Investment Accounts

Custodian Service

Investment BankingBusiness Matching

Foreign Exchange

Risk Management

Bonds

Structured Financing

IRS

CCS

Commodity Brokerage

Treasury

Cash Management

E-Banking

Trade Finance

Supply-Chain Financing

TransactionBanking

Card Services

Deposit

Housing Loan

Auto Loan

Consumer Loan

Insurance

Employees Services

Working Capital Loan

Project Financing

Revolving Loan

Roll-over Loan

Overdraft

Corporate Credit Card

Financing Solutions

Current Account

Term Deposit

Deposits

Multinaltional Corporation Department

Financing Solutions

Single lending limit: Up to USD 400mio

Short-term financing for OPEX

1. Working Capital Loan

2. Revolving Loan

3. Roll-over Loan

4. Overdraft

5. Corporate Credit Card

Long-term financing for CAPEX

1. Project Financing

2. Refinancing

3. Re-imbursement loan

Housing Guarantee

VietinBank is among 33 banks granted license for providing

housing guarantee

Multinaltional Corporation Department

Trade Finance

BEST TRADE FINANCE BANK IN VIETNAM2017 - 2018, Granted by Asian BankerImporter/Buyer

• Import LC, UPAS LC

• Inward Collection

• Account Receivable Financing(with recourse)

Exporter/Seller

• Pre-export Financing

• LC Advising, LC Transfer, LC Confirmation

• Bank Guarantee

• Outward Collection

• Discounting

• Account Receivable Financing(with recourse)

Multinaltional Corporation Department

Foreign Exchange

‒ 13% market share

‒ Total FX transaction volume exceeds USD 40bio/annum

‒ Intraday FX position approximately +/- USD 680mio

‒ Full range of vanilla and structured FX products

‒ Competitive pricing

VietinBank was honored by Global Finance Magazine (USA) as

"Best FX Provider in Vietnam” for 2018 and 2019

Multinaltional Corporation Department

Investment Banking

Equity Capital Market – ECM

• Capitalization

• IPO and SOE Privatization

Advisory

• Seasonal Offerings

• Listing Advisory

• Custodian Service

Debt Capital Market – DCM

• Issuance Underwriting

• Domestic and Interntaional

Corporate Bond Issuance Advisory

• Listing & Trading Advisory

Asset Management

• Trustee Investment

• Portfolio Management

• Wealth Management

Advisory

• M&A opportunities in sectors like Water

Supply, Rice Processing, Pharmaceutical

• LBO

• Fund Raising

Multinaltional Corporation Department

Employees Services

Card Services

• ATM

• International Debit

and Credit Cards

(VISA, MasterCard,

JCB)

Deposit

• Ordinary Deposit

• Insurance Deposit

Insurance

• Health Insurance

• Worker Insurance

• Travel Insurance

• Home Insurance

• Car/Bike Insurance

Loans• Salary Loan

• Housing Loan

• Auto Loan

Premium Banking

• Dedicated

Relationship Manager

• Eligibility for

numerous VietinBank

preferential programs

• Access to exclusive

events and promotions

Multinaltional Corporation Department

Comprehensive support for Japanese companies

‒ High value business opportunities, free of charge

‒ Large corporate clients network (over 50,000 active accounts)

‒ Business matching channels with MUFG Bank Krungsri Bank (Thailand), Security Bank (Philippines)

‒ Business Matching Events

Ho Chi Minh, Dec 2013: 45 companies, 103meetings

Hanoi, Jul 2016: 100 companies, 202meetings

Ho Chi Minh, Oct 2018: 163 companies, 338meetings

21.1%

16.1%

14.5%

6.8%

6.0%4.8%

3.9%

1.4%1.2%

0.6%

23.7%

Corporate Customer Compositionsby Sectors

ConstructionProcessing, ManufacturingWholesale, Retail, Automobile repairWarehouse goods, TransportationAgriculture, Forestry, SeafoodAdministration, Education, HealthFood, AccomodationMineralsReal EstateFinance

Vietnam Conference

Busines Matching

‒ Direct dialogues with Japanese companies chaired by the Prime Minister of Vietnam, jointly

held by MPI, VietinBank and MUFG Bank

‒ 4 Conferences in 2013, 2015, 2017, 2018 in Tokyo with the participation of 45 Japanese

companies