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Contact:
Vikas R Panditrao, Managing Director – Asia Pacific
+91 9867586859
Source :GSMA 2017
Global
Asia Pacific
Nepal • Mobile Telephone tele-density figure at 127%, • with 94 % coverage of the population,• internet penetration at 57% and on the rise
Source :GSMA 2017
Employment
Asia Pacific
Global
• Uber biggest taxi company, Don’t own any cars • Airbnb biggest hotel company, Don’t own any
property• Kodak 170,000 employees & 85% of all photo paper.
Business model disappeared due to digital photography
Disruptions
Innovation in Financial Services
Mobile
Money is central part of society Connects Cities-Cultures-people Money has been in Physical method of exchange Billions of transaction that our society generates is so
• complex, • time consuming & • expensive
Mobile Financial Services(MFS) are changing the way we • Send• Spend & • Receive money
MFS not replacement but an alternative to cash
• Expanded access : Any time, Any where & Any how • Transformed product & services• Shifting Customer relationships• Changing the way interact• Security Challenges
MFS Offers
Source :GSMA 2017
Mobile contribution to economic and social development across the world
GlobalAsia Pacific
Debit cards transactions
712 million on ATM328 million on POS
Credit cards transactions
112 million on POS
IMPS Transaction
71.8 million
UPI Transaction
4.46 millions
(Jan 2017)
MFS Success
• Cash to Digital cash & Digital cash to Cash• Collaboration between telecom players, Banks &
technology companies • Regulations
MFS business Models for Telco's and Financial Institutions (FI)
• Telco becomes FI• With a leaner business model in terms of infrastructure cost, this
model can allow for service delivery at lower price-points and find favor with low-income economies.
• Telco led approach –along with a bank partnerships or acquiring stake in a Bank • This approach is well-suited to geographies where telco
penetration and brand name is strong, and the regulations mandate a partnership with a FI for compliance.
MFS business Models for Telco's and FI’s
• Telco and FI are equal stakeholders and jointly offer MFS• Both the parties play an equal role, and bring in their core
competencies to strengthen the end offering.
• The FI is the front face for MFS and it either partners with or acquires a telco to offer MFS.• This approach is well-suited to geographies where financial
penetration is moderate to high, and the financial institution wants to extend mobile-based services, for channel extension, or to offer a superior customer experience.
• FI becoming a telco
17 point plan to end poverty, combat climate change , fight injustice & inequality by 2030.
Mobile is already contributing to all 17 SGDs in varying degree
Source :www.un.org
Opportunity is huge
Proven, Flexible and Reliable Platform for Agile Banking,
Mobile Financial Services and Commerce