ForestryFisheries and aquaculture TourismAgriculture and

agri-processing

We invest in sustainability

The eco.business Fund is an impact investment fund that supports business and consumption practices that contribute to biodiversity conservation, the sustainable use of natural resources, climate change mitigation, and adaptation to its impacts.

Operating alongside the fund’s investment activities is the eco.business Development Facility. The Development Facility works to maximize and deepen the impact of the fund in its target regions by providing direct technical assistance.

The eco.business Fund is advised by Finance in Motion, a global impact asset manager. Finance in Motion develops and advises impact investment funds that promote sustainable economic, social, and environmental development.

Who Are We?

What Do We Do?

• Donors and public investors

• International �nancial

development institutions

• Private investors

Fund

ing

Direct investments

Agriculture and agri-processing Forestry

Fisheries and aquaculture Tourism

Technical assistance

Dedicated �nancing

Companies and producers

Financialinstitutions

What Is Our Focus?

• Senior debt• Subordinated debt• Bond issuances• Tailor-made products

Commercial termsUp to a ten year tenorUp to a three years grace period Denomination in US dollars or local currency

Financial Instruments Terms and Conditions

Geographic Coverage• Latin America and the Caribbean, and Sub-Saharan Africa: the fund targets highly biodiverse regions of the world whose ecosystems are particularly vulnerable to the e�ects of agriculture, �shing, forestry, and tourism.

Eligible Partners • For dedicated �nancing: Commercial banks, regulated or unregulated micro�nance institutions, and other non-banking �nancial institutions (e.g. investment and leasing companies, holding companies)• For direct investments: Businesses that follow environmental best practices

The fund o�ers �nancing directed at �nancial institutions, companies, and producers for promotion of business practices that protect the environment. There are two eligibility mechanisms to determine how the �nancing provided can be used:

Green List A list of good practices and investment guidelines that allows producers and companies to contribute to environmental conservation by promoting e�cient use of natural resources, while adapting to and mitigating the e�ects of climate change.

Sustainable Certi�cationsProducers and companies that have at least one of the sustainability certi�cations approved by the eco.business Fund are eligible, given their environmental, social, and good governance commitments.

Some eligible certi�cations include:

How Do We Support Good Business Practices?

What Is Our Value Proposition?

Access to tailor-made,long-term �nancing

Support in monitoring and evaluating green

portfolios

Support in identifying investment opportunities

for �nancial institutions

Technical assistance for �nancial institutions and

their end-borrowers

Who Are Our Partners?

Use of funds: Companies with sustainability certi�cations

Davivienda Costa RicaSenior DebtUSD 27,000,000Costa Rica, April 2015, March 2018

Use of funds: Companies with sustainability certi�cations

Scotiabank Costa RicaSenior DebtUSD 10,000,000Costa Rica, April 2015

Use of funds: Companies with sustainability certi�cations and green-list activitiesSyndicated loan led by IFC

Banco PichinchaSenior DebtUSD 25,000,000Ecuador, April 2019

Use of funds: Companies with sustainability certi�cations and green-list activitiesSyndicated loan led by FMO

FedecréditoSenior DebtUSD 15,000,000El Salvador, October 2016

Use of funds: Companies with sustainability certi�cations and green-list activities

Banco La�se BancentroSenior DebtUSD 26,500,000Nicaragua, April 2017, June 2018

Use of funds: Companies with sustainability certi�cations and green-list activities

Banco HipotecarioSenior DebtUSD 25,000,000El Salvador, September 2016, September 2019

Note: This section contains a few samples of our clients.

Who Are Our Partners?

Note: This section contains a few samples of our clients.

Use of funds: Companies with sustainability certi�cations and green-list activities

BanviviendaSenior DebtUSD 20,000,000Panama, July 2017

Use of funds: Companies with sustainability certi�cations and green-list activities

MultibankSenior DebtUSD 25,000,000Panama, September 2017

Use of funds: Companies with sustainability certi�cations

BICSASenior DebtUSD 35,000,000Panama, September 2017, September 2018, September 2019

Use of funds: Companies with sustainability certi�cations

GNB SudamerisSenior DebtUSD 25,000,000Colombia, May 2018

Use of funds: Companies with sustainability certi�cations and green-list activities

Banco Ficohsa Senior DebtUSD 25,000,000 and 8,000,000Honduras and Nicaragua, September 2018

Use of funds: Companies with sustainability certi�cations and green-list activitiesSyndicated loan led by IFC

Itaú ColombiaSubordinated debtUSD 25,000,000Colombia, December 2017

Who Are Our Partners?

Note: This section contains a few samples of our clients.

Use of funds: Companies with sustainability certi�cations and green-list activities

Use of funds: Companies with sustainability certi�cations and green-list activities

Use of funds: Companies with sustainability certi�cationsUse of funds: Companies with sustainability certi�cations

Banco CuscatlánSenior DebtUSD 5,000,000El Salvador, May 2019

Use of funds: Companies with sustainability certi�cations

Banco del Pací�co S.A.Senior DebtUSD 25,000,000Ecuador, December 2018

Use of funds: Companies with sustainability certi�cations and green-list activities

Banco AtlántidaSenior DebtUSD 15,000,000El Salvador, April 2019

Use of funds: Companies with sustainability certi�cations and green-list activitiesSyndicated loan led by CAF.

Banco GuayaquilSenior DebtUSD 20,000,000Ecuador, June 2019

Use of funds: Companies with sustainability certi�cations and green-list activities

Banco ProméricaSenior DebtUSD 10,000,000Costa Rica, October 2019

How Does The Technical Assistance Program Work?

Donors provide resourcesfor promoting sustainable practices and

for capacity building

1

Technical assistance projects are identi�ed or designed

with partner institutions

2 Technical assistance projects are implemented

such as such as studies, events, capacity building, and sector support

4

An independent commission approves the projects,

provides guidelines and monitors the projects

3

Examples:• La�se Bancentro (Nicaragua)• Banco Guayaquil and Banco del Pací�co (Ecuador)• Banco Hipotecario, Banco Cuscatlán and Banco Atlántida (El Salvador)• Banvivienda, Multibank and BICSA (Panamá)

Examples:• La�se Bancentro (Nicaragua)• Banvivienda and Multibank (Panama)

Forest monitoring:Ensure forest protection in cattle activities to facilitate the �nancing of responsible cattle ranching in Nicaragua

Design and implementation of Environmental and Social Management Systems (ESMS):Advice regarding the implementation of environmental and social policies, procedures, and tools to manage environmental and social risk of our partners operations

Examples Of Our Technical Assistance Program

ESMS in �nancial institutionsActivities:• Diagnosis of existing practices• Design of tailored ESMS• Implementation of ESMS pilot projects in di�erent credit portfolios

Results:• Support the implementation of ESMS in accordance with international standards and best practices

Satellite-based forest monitoring to ensure sustainable livestock production

Activities:• Develop and test a methodology based on satellite monitoring to guarantee that cattle farms �nanced by the bank are not located in protected areas and have not contributed to forest loss

Results:• Implementation of a methodology that enables the fund to monitor cattle activities and identify changes in forest cover over time

www.ecobusiness.fund/info@ecobusiness.fund

Finance in Mo�on (Fund Advisor)Carl-von-Noorden-Platz 5

60596 Frankfurt a.M., Germany

eco.business Fund S.A, SICAV-SIF31 Z.A. Bourmicht

L-8070 Bertrange, Luxembourg

The Fund is a specialized investment fund governed by Luxembourg law and is reserved for ins�tu�onal, professional or other well-informed investors as defined by Luxembourg law. The adequacy or accuracy of the issue document or the assets held in the Fund have, however, not been approved or disapproved by any authority. The informa�on given herein cons�tutes neither an offer, nor a solicita�on of any ac�on based on it, nor does it cons�tute a commitment of the fund to offer its shares and/or notes to any investor. No guarantee is given or intended as to the completeness, �meliness or adequacy of the informa�on provided herein. No investment may be made except upon the basis of the current issue document of the fund, which is obtainable free of charge from Finance in Mo�on, Carl-von-Noorden-Platz 5, D-60596 Frankfurt a.M. These materials are not for distribu�on in the United States or to US Persons, except pursuant to available exemp�ons under the Securi�es Act of 1933 and the Securi�es Exchange Act of 1934. If these materials are distributed in the United States or to US Persons by Finance in Mo�on, such distribu�on will be in compliance with SEC Rule 15a-6. Offers and sales to US Ins�tu�onal Investors and US Major Ins�tu�onal Investors, as these terms are defined in the SEC Rule 15a-6 and related interpre�ve guidance, are chaperoned by Global Alliance Securi�es, LLC (“GAS”), SEC-registered broker-dealer and FINRA member (web: www.globalalliancesecuri�es.com) in accordance with the requirements of SEC Rule 15a-6. Not for distribu�on in or into Canada, Japan or Australia or to any person or in any other jurisdic�on in which such distribu�on would be prohibited by applicable law. This document does not necessarily deal with every important topic or cover every aspect of the to which it deals. The informa�on in this document does not and shall not be construed to cons�tute the provision of investment, legal, tax or any other advice. It has been prepared without regard to the individual financial and other circumstances of persons who receive it.

©eco.business Fund, 2019. All rights reserved. The transla�on, reprin�ng, transmission, distribu�on, presenta�on, use of illustra�ons and tables or reproduc�on or use in any other way is in the permission of the owner of the copyright with proper recogni�on of the author.