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TUESDAY, MARCH 10, 2015 | A1THE MLS BROKER CARAVAN™
OHG 2015-03-04 07:09:16ID 242221 # 03-10-15AreA: 01 COlOr
We’ve been in the same Beverly Hills location for 25 years and are looking forward to serving you for the next 25!
Beth L. PeerceCo-Owner
Kilita SmithSr. Escrow Officer
Mireya RoudenkoSr. Escrow Officer
Luz LopezEscrow Officer
Michael FarfelEscrow Officer
Mary BensionCo-Owner & Escrow Manager
9454 Wilshire Boulevard Suite 901Beverly Hills, California 90212
(310) 273-7106
The Independent Escrow Company with the Best Service in Town
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THE MLS BROKER CARAVAN™A4 | TUESDAY, MARCH 10, 2015
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Lender
Cohen Financial Group
Cohen Financial Group
Cohen Financial Group
Cohen Financial Group
Big Bank
StatusLoan Type
Purchase
Purchase
On Time
On Time
On Time
On Time
Delayed
Online Lender Canceled
PurchaseCredit Union Canceled
Refinance
Refinance
Jumbo Purchase
Cash-out Refi
Mark Cohen, BrokerBRE#: 1016103NMLS#: 37230
Seth Cohen, BrokerBRE#: 01935101 NMLS#: 982573
#1*
TOP ORIGINATOR NATIONWIDE
At Cohen Financial Group, we transform needs
into ACTION and develop real-life solutions for
all types of transactions. Whether your client is a
self-employed borrower with a unique financing
scenario, or an individual who may not meet the
traditional lending guidelines, we offer sound
solutions for the most complex lending needs.
Cohen Financial Group is truly a departure from
the ordinary.
Call Mark Cohen today at 310-777-5401 and put
our lending expertise to work for you.
9595 Wilshire Blvd., Suite 801, Beverly Hills, CA 90212 | cohenfinancialgroup.com | © 2015 Cohen Financial Group, a division of CS Financial, Inc.
P 310.777.5401 | F 310.777.5410
Preferred lending
partner for:
No matter your destination,Cohen gets you there – fast.
TUESDAY, MARCH 10, 2015 | A5THE MLS BROKER CARAVAN™
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Actual closing times may vary based on individual borrower quali� cations and loan terms. Certain guidelines apply. Some products offered by Cohen Financial Group may have a higher interest rate, more points or more fees than other products requiring documentation. Minimum FICO, reserve, and other requirements apply. LTVs based on appraised value. Rates, programs and APRs subject to change at anytime without prior notice. See broker for complete details. Not all applicants will qualify. *By dollar volume according to Mortgage Executive Magazine, “Top 200 Originators in America 2013, Origination News” and Scotsman Guide, “Top Originators,” 2013. **Mortgage Originator, 1996-2009. Cohen Financial Group is a division of CS Financial, Inc., a real estate broker licensed by the CA Bureau of Real Estate, lic# 01257559, NMLS# 31132.
$611,690,019Total Loan Volume (2013)
648Loans Closed (2013)
28 DaysAverage Closing Time
29 YearsIn the Industry
Australian Citizen, No US Income
$780K sales price, 20% down – West LA No US tax returns, no paystubs. Used an employment contract from Australia in order to derive an income. Client had some US credit.
No TaxReturns
$1.1M sales price, 20% down payment – West Hollywood12 months bank statements used to qualify,no tax returns needed.
1 Year Tax Returns
$1.35M sales price, 20% down payment – Hollywood Hills1 year tax returns, YTD P&L used to qualify.
Short Sale $600K purchase price, 20% down payment, condo – Long BeachClient had a short sale within the last 12 months.
Condo: Only 43% owner occupied
$1.05M 20% down, condo – Santa Monica Only 43% owner occupied. Condo project approved based on the financial strength of the borrower.
High LTV Jumbo $1.9M Sales price, 15% down – West LA85% LTV; 80% 1st and 5% HELOC
Gift Funds/Co-signers
$2.5M purchase price, 20% down – West LAEntire down payment came from gift funds. Clients are young doctors and needed a co-borrower.
Super Jumbo High LTV
$15M sales price, 30% down – Los AngelesHigh loan to value, turned down by multiple major banks.
Income Structure Change
$1M sales price, 20% down – Miracle MileClient went from being a salary employee to commission wage earner. Demonstrated historically strong income for the client.
Game-changing deals. Done.
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STAGING AND INTERIORS•RESIDENTIAL•COMMERCIAL•LUXURY FURNITURE LEASESWEST AND EAST COAST • 310 204 5353 • www.meridithbaer.com
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OHG 2015-03-04 16:39:24ID 242335 # 03-10-15AreA: 01 COlOrWELCOM
EELLIMAN
© 2015 DOUGLAS ELLIMAN REAL ESTATE. EQUAL HOUSING OPPORTUNITY.
Nancie Richards has been a successful real estate agent in Southern California for over 16 years. With her extensive background in renovation and sales, Nancie has closed over $200 Million in transactions through both the top and bottom of the real estate cycle.
Robyn Ordon originally owned her own staging and decorating firm and is an expert in architecture and design. Her valued experience including renovating, flipping, staging and re-design of interiors and exteriors for both herself and her clients, was a perfect fit for partnering with Nancie.
Nancie and Robyn are excited to be joining the Los Angeles Elliman office as a team that brings sales, design and renovation experience to all of their transactions. Welcome Nancie and Robyn!
DOUGLAS ELLIMAN IS PROUD TO WELCOME
NANCIE RICHARDSand ROBYN ORDON
ELLIMAN.COM
TUESDAY, MARCH 10, 2015 | A9THE MLS BROKER CARAVAN™
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THE MLS BROKER CARAVAN™A10 | TUESDAY, MARCH 10, 2015
Open an escrow online at www.escrowofthewest.comand be treated as you deserve, like royalty.
Get ready to be treated like Royalty
®
Now Servicing California, Arizona, and Nevada
Our Royal Treatment Consists Of:
Toll Free: (866) 444-5560
TUESDAY, MARCH 10, 2015 | A11THE MLS BROKER CARAVAN™
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James Elliott (���) ���-����[email protected]
guaranteedrate.com/CALosAngeles
OUR JUMBO LENDING EXPERTS WILL HELP YOU CLOSE MORE DEALS, PERIOD.
Contact us to see what sets us apart.
����� Wilshire Blvd, Ste ��� • Los Angeles, CA ����� NMLS (Nationwide Mortgage Licensing System) ID ���� • CA - Licensed by the Department of Business Oversight, Division of Corporations under the California Residential Mortgage Lending Act Lic #�������
~ Josh Altman, Douglas Elliman Beverly Hills
“When the time comes to secure fi nancing to close the deal, I turn to Francesco Foggia. Francesco’s commitment to customer service has exceeded expectations each and every transaction.”
HERE’S WHAT AGENTS ARE SAYING ABOUT US...“If you are buying a house, there is no other mortgage banker to
use than Steven Maizes. All my buyers uniformly love working with him and his team.”
~ Ben Lee, Coldwell Banker Beverly Hills
“Sam Batayneh’s attention to detail and customer service are why his customers keep coming back to him. You can trust Sam with your most demanding clients.”
~ Gene Bush, Coldwell Banker West Hollywood
~ Patricia Norwine, Dolce & Associates Culver City
“Bill Rayman always invests the time and eff ort to get pre-approvals done in a timely manner. I’ve always seen him put the buyer’s needs above everything else.”
GUARANTEED RATE THE NAME YOU NEED TO KNOW IN LOS ANGELESGuaranteed Rate is one of the top �� retail mortgage lenders in the U.S.
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Francesco Foggia has become an integral part of our success as our trusted lender at Hilton & Hyland Real Estate. We work with high-level business managers, attorneys and CPAs who represent our clients, and Francesco has impressed them with his product knowledge and constant availability. Additionally, his ability to understand the ins and outs of financing requirements and even international mortgage needs have far exceeded both our agents’ and our clients’ expectations. He has represented our firm exceedingly well and has proven himself as an expert in his field.
Francesco has not only structured deals that other lenders have not been able to complete, but he has also continued to help educate our agents on the ever-changing home financing process which is invaluable. We appreciate the opportunity to work with Francesco and highly recommend him!
– Jennifer Berman Holt
Francesco Foggia
Francesco exceedsexpectations at Hilton & Hyland
Vice President of Mortgage Lending
“
”
Guaranteed Rate NMLS ID:2611 CA - Licensed by the Department of Business Oversight, Division of Corporations under the California Residential Mortgage Lending Act #413-0699 • Francesco Foggia NMLS ID:278442 CA - CA-DBO278442 - 413 0699 12121 Wilshire Blvd, Ste 350, Los Angeles, CA 90025
Office:(424) 354-5094
Cell:(310) 922-3363
SM
THE MLS BROKER CARAVAN™A14 | TUESDAY, MARCH 10, 2015
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TUESDAY, MARCH 10, 2015 | A15THE MLS BROKER CARAVAN™
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Beverly Hills350 South Beverly Drive, Suite 350
Beverly Hills CA 90212(310) 676-6666
Sherman Oaks15060 Ventura Boulevard, Suite 490
Sherman Oaks CA 91403(818) 386-6666
Introducing The Wintrust Mortgage National Portfolio Loan program!
Call us today to see how we can work for you!
This information is intended for mortgage and real estate professional use only and is not an advertisement to extend customer credit as defined by Section 226.2 Regulation Z. Wintrust Mortgage is a division of Barrington Bank & Trust Company, N.A., a Wintrust Community Bank NMLS #449042. © 2015 Wintrust Mortgage 150200633KO
Do you have a client that doesn’t quite fit the guidelines? Wintrust Mortgage may have a Portfolio Loan that fits your buyer’s needs.
foreclosure, or deed in lieu and three years after bankruptcy
WE CAN CLOSE LOANSOther Lenders Can’t
150300868 Burton MLS Ad National Portfolio Loan v2.indd 1 3/4/15 11:33 AM
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Chuck Keller, Keller Williams Hollywood Hills Team Lead-er & CEO Would Like To Congratulate Our Top Producing Agents For The Year 2014
Rande Gray Todd Michaud Ron Keinan Scottman Wall Randy Wright Brian Borneman
Quadruple Platinum GCI Group - Omega Group
Roberto Seixas Alex Lombardo Andrew Grad Ale Zavalza
Quadruple Platinum GCI Group - The Sunset Team
Zee Spezzano Steven Spezzano
Quadruple Gold GCI - The Intergrity Team
Mark Anderson Maria Anderson Kieran Jackson
Triple Gold GCI Team - The Ando Group
Dominic Pietrangelo
Silver GCI Team - The Urban Group
Bronze GCI Team - L.A. Metrohome
Paul Cruz
Platinum GCI Individual
Matthew Kanner Frank Bruno
Quadruple Gold GCI Individual
Dena Luciano Mark Meyer Rhonda Scott Estel Hilton Mayann O’Donell Stefan Pommepuy
Double Gold GCI Individual
Dale Rowse Ivan Estrada
Gold GCI Individual
TUESDAY, MARCH 10, 2015 | A17THE MLS BROKER CARAVAN™
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No Tax Return Loans*
310-859-0488
Foreign National LoansFrom $500K to $25 million.
DAMON GERMANIDESBRE 01794261 | NMLS [email protected]
CHRIS FURIEBRE 01004991 | NMLS [email protected]
9595 Wilshire Blvd., #205, Beverly Hills, CA 90212 | www.insigniamortgage.com
*
Self Employed & Real EstateInvestor OK
Purchase, Rate and Term and Cash-out
2.500%
2.643%APR
1st Lien Loans
1st Lien Loans
$500,000 - $4,500,000 • 60% LTV
3.500%
3.631%APR
$500,000 - $4,500,000 • 60% LTV
Insignia Mortgage, Inc., is a real estate broker licensed by the CA Bureau of Real Estate, BRE #01969620, NMLS #1277691.
Close!
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THE MLS BROKER CARAVAN™A24 | TUESDAY, MARCH 10, 2015
TUESDAY, MARCH 10, 2015 | 125THE MLS BROKER CARAVAN™
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DO YOU NEED TO VERIFY SQUARE FOOTAGE?
Not sure what the size of the house really is?
Public Records say: XOld MLS says: YHomeowner says: Z
We can measure the house and clarify once and for all.
Prices based on general size, starting at $150.
We can also provide a professional illustration of the floor plan for an additional fee.
Join the area’s top brokers who have been using this tool for years
CALL OR EMAIL BRENTWOOD PROPERTY APPRAISALThe Westside’s Leading Experts In Residential Real Estate Valuation
(310) [email protected]
* There is typically a minor variance and margin of error depending on measuring and rounding styles.
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