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TED ROYSTON, CLTC, LTCP Insurance Broker, 17 Years of Experience
TSR Services, Inc. President/Owner National Producer # 7992994 Phone: (210) 382-1181 Email: [email protected] Website: www.pnwis.com
Most people do not realize that there are Twelve different plans available to pay for long term care. These plans are offered by several Top-Rated Insurance companies like NationWide, OneAmerica, Mutual of Omaha, TransAmerica, Reserve National, National Life, National Guardian Life and several others. Following is a list of the various plans available.
Twelve Different Plans Available for LTC
1. Traditional LTCI with a Maximum 6-yr. Benefit. 2. Traditional LTCI with an Unlimited Benefit period. 3. New LTCI plan with a 40% Cash benefit for Caregivers. 4. Indemnity plans with up to $108,000 annual benefits. 5. Whole Life Insurance policies with LTCI riders. 6. IUL’s with Living Benefits included for LTC & Income. 7. Lump Sum Single Pay Whole Life with LTCI riders. 8. Lump Sum Annuities with lifetime LTC benefits. 9. Life Insurance Settlements with cash outs for LTC. 10. Life Insurance plans with up to 6 times benefits for LTC. 11. Guaranteed Issue Business Group Life plan with LTC riders. 12. Step-Up plans with premium increases as people age.
Because there are so many options available it is extremely important that you meet with an experienced Long Term Care Planning Specialist to help you develop the proper plan to meet your individual needs and fit into your budget.
