Welcome and Thank You for taking the time to view this Very Important Presentation The V.I.P. Payment Program

Welcome and Thank You for taking the time to view this Very Important Presentation

The V.I.P. Payment Program

V.I.P. Payment Program for Animal Care A No Credit Check Interest-Free 90 day payment plan

“The New Market Demands A New Strategy”

“…because every pet is a Very Important Pet to someone.”

Introducing … the V.I.P. Payment Program. A payment plan more of your clients can afford and will qualify for.

Similar to 90 Days Same As Cash, there is no interest charged to your client – just a small “convenience fee” added to each payment. (more on that later)

Increase your traffic, sales and profits with a payment plan your clients will love you for! This is NOT a loan!

No Credit Check means exactly that!

The V.I.P. Payment Program is for those who can’t qualify for financing because of a low credit score.

No Credit Bureau Inquiry No Credit Bureau Reporting No Co-signers Required

First … a couch full of impossibly cute puppies …

OK, now for the good stuff!

Not an attempt to get your credit card processing business. – No terminal lease or purchase is required or desired.

First, what this is NOT!


www.vippaymentprogram.net

http://www.vippaymentprogram.net/

Not a ‘predatory’ “Care-card” promotion that turns into years of high-interest credit card payments.

Not a post-dated check holding scheme.




The VIP Payment Program is a No Interest, No Credit Check payment plan you can offer your clients who can’t qualify for credit-based financing.




Since this is NOT a loan there is no need to run a Credit Bureau inquiry and no need to be concerned with FICO™ scores.




The V.I.P. Payment Program enables you to accept your client’s promise to pay weekly, bi-weekly, or monthly over a 90 day period for products or services valued up to $2000.




We’ll hold them to that promise by debiting the payments from their bank account electronically when due, and transferring the funds into your bank account on time.




In so doing, we are able to remove most of the risk to you with our guarantee that your clients’ payments will be made as promised.




The customer pays a $5, $10, or $15 ‘convenience fee’ per payment which goes into your account as well.

There is no interest charged.




You receive your funds even if the client doesn’t have enough money in their account on the payment due date.*

We Guarantee it!

* NSF (non-sufficient funds)




For instance, on a $1000 transaction we would charge you 6.5% or $65.00. But the client pays $5 per payment over 12 weeks. This goes to you, and is deposited directly into your account along with each payment.




So it costs you $5.00. Add to this just 30¢ per payment for processing and your total cost is $8.60 on a $1000 stransaction paid in 12 weekly installments!

Compare that to your cost when a client uses a credit card!




The client pays a one-time $25 application fee, and the most they will ever pay in convenience fees is $60, so their total cost is $85.00 or less, no matter if the sale is $500 or $1000 or $2000 (maximum amount).




Nearly every application is approved because, again, neither the Credit Bureaus nor credit scoring are used to determine eligibility for the program.




If the client has a legal ID, a bank account, monthly income at least twice the total transaction amount, and a history of meeting their financial obligations on time, they’ll almost certainly be approved.




But please don’t misunderstand.

This program is not for those high-risk consumers with a less than desirable credit history who don't make their payments on time. Those people won’t qualify for the VIP Payment Program.




The VIP Payment Program was designed for those consumers that are principled and strive to maintain a good credit record by taking responsibility for their financial obligations.




Why your clients will love the VIP Payment Program.

Up to $2000.00 in purchasing power 90 days to pay – INTEREST FREE! No credit checks or credit scoring




Approval is immediate

Frees up their credit cards

Additional payment options and purchasing choices




Immediate care their pet needs NOW

No Credit Bureau Reporting

No more concerns over when a payment is due – it’s automatic




Brings you those additional clients who cannot qualify for, or don’t want to pay by traditional methods.



Why YOU will love the VIP Payment Program.


http://www.vippaymentprogram.net/new-enrollment.html

Defines yours as the go-to Practice in your area with an easy payment plan more clients can afford and qualify for.




Provides a great opportunity to up-sell to a higher quality of products and care by putting them within reach of those who would prefer only the best option for their pet if they could afford it.




Clients can’t take their approved status to the competition that doesn’t have such a plan in place.

No more worries about how your clients will pay.




No bank or credit card hassles or card payment declines.

No ‘coding’ or wrestling with Insurers.

No more bounced checks!




Increase your traffic, sales and profit at zero net cost to you.

No special equipment to buy or lease, just a computer with Internet and a fax machine.




Computer with Internet access and a printer.

Scanner or Fax machine. A willingness to work with your clients and let them make payments over 90 days.

Practice Requirements





A desire to capture the business that passes you by every day because you don’t have a payment plan they can qualify for.





Driver’s License or State ID Proof of Income*

Valid Checking Account

Signed Agreement (promise to pay)

Client Requirements

*Total purchase not to exceed $2,000 or 50% of client’s combined monthly net household income.




Log onto your account on our secure Internet portal with your username and password.

Enter the transaction and client information into the application and get a response in seconds.

Print out approval/agreement for signatures.

Fax the signed agreement into the V.I.P. office.

Patient gets the needed care and the payments are deposited to your bank as they come due.

How It Works

Let’s see a visual demonstration of the process.




Log into your accounton our secure Internet portal with your user name and Password.




Enter the customer’s personal information into the application and click “SUBMIT.”




Enter bank account information, payment amount and payment frequency, either weekly, bi-weekly, or monthly and click “SUBMIT.”




Get a response in seconds. Once approved, your client will choose a payment method for the $25 application fee – Cash, Check, Debit or Credit Card.




Print out the Consumer Authorization form for client’s signature and select a start date for first payment.




That’s all there is to it!

Fax the signed agreement into our office.Your patient gets the care it needs and your payments are deposited to your bank account within 36 hours…

GUARANTEED!





Total cost of animal care $1,000.00One time application fee = $25.00 $10.00 convenience fee x 6 bi-weekly payments = $60.00(this is paid to you) Total cost to client = $1,085.00Practice Fees $1,000.00 x 6.5% (Guarantee fee) = $65.00 + 6 payments @ $0.30 = 1.80 Total Cost to Practice = $66.80 Less convenience fees paid to you - 60.00

YOUR TOTAL NET COST $6.80

Example of a $1,000 transaction with bi-weekly payments selected.

Click When Ready to Advance Slide >




As you can see in this example, the convenience fees substantially offset your Guarantee fees and Transaction fees.


$1,070.00


$1,085.00 $1,085.00

As you can see in this example, the convenience fees substantially offset your Guarantee fees and Transaction fees.

Practice Fees

One - time investment of $495.00

Annual renewal is automatic and free

$20.00 per month maintenance fee

6.5% of each qualified, guaranteed sale

$0.30 per payment transfer fee




Client Fees

$25.00 one time application fee

Convenience fees *$5.00 per payment if paid weekly *$10.00 per payment if paid bi-weekly *$15.00 per payment if paid monthly

*These fees go to you!





Weekly

1. How many “would-be” customer get turned down after applying? 4

2. How many times a week do clients leave after hearing the price? 5

3. How many “give me an estimate” calls do you get each week? 3

4. How many clients would buy if you offered no credit check financing? 3

5. How many clientscould you “up-sell” if you could offer extra time to pay? 2

6. How many more people might come in if they saw a no credit check sign? 3

Total Potential Missing patients per Week

20

Average Ticket or Transaction Amount $ 1,500.00

Multiplied By Number Of Missing Patients $ 30,000.00

Potential per Week add’l revenue

Potential Annual Revenue $ 1,560,000.00 Per WEEK

If 85% Could be Sold $ 1,326,000.00 $25,500

If 70% Could be Sold $ 1,092,000.00 $21,000

If 50% Could be Sold $ 780,000.00 $15,000

Substitute your own numbers and you’ll see the potential!

Missing Patient Exercise





You can have a BIG advantage over your competition.

Gain those clients that are having trouble getting approved for conventional or even alternative financing options. If your average sale is $1,000, just 2 additional patients a week could mean over $100,000 a year in increased revenue.




The V.I.P. Payment Program will enable you to capture that additional revenue and grow your practice, at no net cost to you!





This program is essentially FREE to use. When you follow the VIP Payment Program guidelines, the consumer convenience fees paid by your enrolled clients will pay the monthly maintenance fee for you.

Easy and Affordable





There is no equipment to buy or lease—simply connect to the VIP website through the Internet using your computer.

We will provide an easy, hassle-free setup—all you have to do is log on to the website once you receive your username and password.

No Equipment to Buy or Lease





Your 100% Satisfaction is Guaranteed

… or your money back!

Enrollment in the VIP Payment Program entitles you to Free inclusion in our NSF check re-presentment program. The check re-presentment service allows you to focus on new business while eliminating the resources, worry and cost involved with collecting NSF checks.

With this program, when a customer's check bounces, we will re-present it to the bank up to two more times electronically. We have a very high success rate at recovering NSF checks using this method. We do not take a portion of the check - you get 100% face value, and we don’t charge you anything at all for this service!

FREE Bonus Service to Our Clients

It’s 100% FREE to you as a VIP Client





Our company is not a Better Business Bureau accredited business.

What that means is we have never paid any accreditation fees to the BBB.

We are proud of our BBB rating of A+ because we came by it honestly.

We earned it through a clean record of NO COMPLAINTS in 20 years of business.

This is a rarity in any industry, and virtually unheard of in the financial services industry.


How Do You Enroll?

Read and Complete the Application on the “Enroll

Now” page of our website.

Provide a copy of the Principal(s) Driver’s License, and a company voided check.

Fax these into our office.

You will be issued a user ID and password to the application on the VIP website.

$495.00 will be debited from your bank account.





Consumer QualificationsThe consumer may use joint income to qualify.The VIP Payment Program amount must not exceed $2000.00 or 50% of the monthly household net income.Before collecting the Application Fee, the Merchant should make the consumer aware that if the consumer’s credit history is some what in question, they may not qualify. Frequency RecommendationsFor a consumer purchase of $750.00 and under, we recommend any of the three options, Weekly, Biweekly or Monthly. For a consumer purchase of $750.00 to $1000.00, we recommend the use of the Weekly or Biweekly Program.For a consumer purchase of $1000.00 and over we recommend the use of the Biweekly Program. Payments and FeesA nonrefundable $25.00 Application Fee will be collected online via credit card or debit card. Consumers may also pay by cash or check to the Merchant.

*Although cash or check are options we strongly encourage you the Merchant/Service Provider to have consumers make payment on the webpage using debit/credit card. The funds will be debited from your account should payment not be made on the Website with a debit/credit card.

VIP Payment Program Guidelines Summary

Click When Ready to Advance Slide > “The New Market Demands A New Strategy”




Choosing the Start DateThe start date should be a week in which the consumer receives a paycheck. Verifications and GuaranteesThe Merchant/Service Provider must verify the consumer’s proof of income, preferably via a payroll check stub. Merchandise should not be released until all documentation has been confirmed accurate. The Merchant/Service Provider must keep all consumers’ qualifying documentation on file. We will Guarantee all funds that are returned through the ACH Network for R01 or RO9 (insufficient funds). All other returns will void the Guarantee and be placed with the Merchant/Service Provider to collect. The Merchant/Service Provider has 5 days to provide us with documentation collected from the consumer at the time of purchase. If the Merchant/Service Provider cannot produce the documentation, we will not be held liable to collect the debt. Immediate Consumer DisqualificationA consumer may have no more than one (1) active VIP Payment Program within the same 90-day period, including with Merchants/Service Providers other than you. GMS VIP Payment Program StandardsAs a provider of the VIP Payment Program, it is imperative that the Merchant/Service Provider upholds the standard of treating consumers enrolled in the VIP Payment Program like VIPs. If we feel that these standards are not of VIP status, the Merchant/Service Provider may not qualify or may have the VIP Payment Program revoked.

VIP Payment Program Guidelines Summary





As a nationwide Third Party Processor since 1992, our company is expert in the Automated Clearing House (ACH) guidelines and rules process. In the VIP Payment Program, we handle all the technical and rule compliance so you don’t have to. The VIP Payment Program complies with all ACH rules and procedures—allowing you to establish an ACH program with your consumers—automatically.

The VIP Payment Program works through the ACH network, which is an automated credit and debit system governed by the rules of the National Automated Clearing House Association (NACHA).

The ACH network is a processing and delivery system that provides for the distribution and settlement of electronic credits and debits among financial institutions. In response to the rapid growth of check payments, the ACH network was developed in the early 1970s as an efficient, electronic alternative to checks.

Through a nationwide telecommunications network, each ACH operator, who IDs the central clearing and settlement facility for ACH transactions, is able to communicate with other ACH operators to exchange entries quickly and efficiently, regardless of geographic distances involved.

The ACH network offers an assortment of technical formats that can be used for a variety of payment applications, products and services.




http://www.nacha.org/


ENROLL HERE NOW or call 1-877-991-2525 with Questions

Thank You fromThe V.I.P. Team



Documents

Welcome and Thank You for taking the time to view this Very Important Presentation The V.I.P. Payment Program