VA LOANS: GETTING OUR VETERANS INTO HOMES Then you can apply for aVeteran’s Administration loan with us – a qualified VA lender! Take advantage of your right to apply for a VA loan to get into your new home or refinance your current loan! Highlights of VA Loans: • 100% Financing • No cash reserves • Closing costs are limited by VA • Loans are prepayable without penalty • Loans up to $1,050,000 in some areas • No monthly mortgage insurance premiums Who is Eligible? • Veterans • Reservists & National Guard Reservists & National Guard members who have not served active duty call may still qualify for 100% financing • Qualified surviving spouses What You Need: • Certificate of Eligibility or CE • Form DD214 Are you a veteran, reservist, active- duty personnel, or surviving spouse of a veteran? For more information and details on how to qualify for a VA Loan, please do not hesitate to contact me with your questions! • Seller is required to pay certain closing costs thus decreasing the closing costs for the borrower • VA funding fee may be financed • Seller credit up to 6% to be applied to closing costs • Gifts allowed for closing costs & Prepaids First Capital is a Residential Mortgage Lender, and an RMR Financial company, licensed by the California Department of Business Oversight under the California Residential Mortgage Lending Act, license #415-0027. For informational purposes only. Please contact your Mortgage Advisor for information about mortgage products and your eligibility for home financing.

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Being a Veteran has amazing benefits for home-ownership. This flyer will give you an idea of how to take advantage of these benefits. Contact me or Simon with any questions.

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VA LOANS:GETTING OURVETERANS INTOHOMES

Then you can apply for a Veteran’s Administration loan with us – a qualified VA lender! Take advantage of your right to apply for a VA loan to get into your new home or refinance your current loan!

Highlights of VA Loans:• 100% Financing• No cash reserves• Closing costs are limited by VA• Loans are prepayable without penalty• Loans up to $1,050,000 in some areas• No monthly mortgage insurance premiums

Who is Eligible?• Veterans• Reservists & National Guard

Reservists & National Guard members who have not served active duty call may still qualify for 100% financing

• Qualified surviving spouses

What You Need:• Certificate of Eligibility or CE• Form DD214

Are you a veteran, reservist, active-duty personnel, or surviving spouse of a veteran?

For more information and details on how to qualify for a VA Loan, please do not hesitate to contact me with your questions!

• Seller is required to pay certain closing costs thus decreasing the closing costs for the borrower

• VA funding fee may be financed• Seller credit up to 6% to be applied to closing costs• Gifts allowed for closing costs & Prepaids

First Capital is a Residential Mortgage Lender, and an RMR Financial company, licensed by the California Department of Business Oversight under the California Residential Mortgage Lending Act, license #415-0027. For informational purposes only. Please contact your Mortgage Advisor for information about mortgage products and your eligibility for home financing.