Wesley Chapel Magazine

VOLUME I • ISSUE 6 | OCTOBER 2013

EVERYTHING WESLEY CHAPEL

magazinedownhome& friendly•upscale&stylish

INSIDE: Paula S. O’Neil, Ph.D. | OBAMACARE, PLAY OR PAY?

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NationalBreastCancerAwarenessMonth

WCmagazine • OCTOBER 2013 1

Skin Solutionsof Wesley ChapelHydra Facial MD

Lori StricklandLicensed Esthetician

Elan Med SpaSpecializing in Aesthetics

Dr. John Morrison, MD

Dr. William Meadows, MD

October 17th from 5-9pmCome enjoy hors d’oeuvres & refreshments!ENTER DRawiNgs foR: Hair Cut & organic Color $120 valuefREE iPL Photofacial, laser hair removal to lip, chinor underarms, Botox and Juvederm $375 valueHydra facials $75 valueRSVP to Star Ryan at 813.973.8787seven oaks Professional Park 2136 ashley oaks Circle :: suite 101wesley Chapel

welcomes

GRAND OPENING

Come join North East Tampa Women in Business for their annual glamour Night

Thursday, october 10 from 6 - 8:30pm

Hunters Green Country Club • 1801 Longwater Dr, TampaCome Walk the Red Carpet and Be Pampered! Join NETWIB for their Annual Glamour Night.

Girls Night Out for a Cause! After you are done being pampered you can get your professional headshot taken by Black Eye Susan Photography! Enjoy an evening of being pampered, networking and raffles. Would you like to feature your business? Be a Silver, Gold or Platinum Sponsor. How about a vendor table? For more information and to RSVP call Debbie at 813-451-8023 or visit www.netwib.org

10% of all proceeds for the evening will be donated to strides against Breast Cancer.

2 OCTOBER 2013 • WCmagazine

USF JAZZ ORCHESTRA I

30651 Wells Road, Wesley Chapel, FL 33545

NOVEMBER 22, 2013

CONCERT: 7:30PM

Center for the Arts at Wesley Chapel

The Performing Arts Center at Wesley Chapel is honored to present the award winning USF Big Band Jazz Ensemble I in concert, November 22, 2013. The Jazz Orchestra has performed around the world at such notable venues as the North Sea Festival (Netherlands), the Umbria Festival (Italy), the Montreux Jazz Festival (Switzerland), Jazz A Vienne (France), and Festivals in Finland and South Africa to enthusi-astic audiences. Please join us on center stage at the Center for the Arts as the USF Jazz Orchestra presents an exciting look at Big Band Jazz featuring the classic music of Duke Ellington, Count Basie, Glenn Miller, Harry James and Maynard Ferguson through the present day modern classics of the Gordon Godwin’s Big Phat Band. Don’t miss this fantastic jazz orchestra.

$10.00 - General Seating

$5.00 - Seniors & Students

Call the box office at 813-794-8772 or order your tickets at our online box office - cfawesleychapel.com

Publisher

1936 Bruce B. Downs Blvd., #105 • Wesley Chapel, FL 33544www.KEMmediaGroup.com

For Advertising inFormAtion:813-501-4894

Send in your photos and resident articles and news to: [email protected]

© 2013 Wesley Chapel Magazine. All rights reserved. Wesley Chapel Magazine is published monthly, distributed by the U.S. Postal Service to all residents of Wesley Chapel as well as in hundreds of businesses. The views expressed within are not necessarily those of the Publisher.Editorial submissions are welcome. Publisher reserves the right to reject or edit submissions for length and clarity all submission. The Publisher is not responsible for errors or omissions. Wesley Chapel Magazine reserves the right to reject or edit advertisements. Wesley Chapel Magazine is not responsible for errors in advertisements beyond the cost of advertising space.

www.wesleychapelmagazine.comEVERYTHING WESLEY CHAPEL

Cmagazinedownhome& friendly•upscale&stylish

The pioneer Boyett(e), Gillett(e), Godwin and Kersey families received land grants in the area in the 1840’s. The real influx of settlers, however, began around the War Between the States when the Stanleys and Coopers arrived. Originally called Double Branch for the twin creeks that flowed across the Boyette land, the community was named for the Methodist chapel that stood on the northwest corner of SR 54 and Boyette Road. A popular nickname for the area was Gatorville. Since its founding in 1878, the Double Branch Baptist Church (now the First Baptist Church) has served as a focus for community life. The church has had three buildings in its long history. Henry Ryals was pastor in the first building in 1880, Ed Bryant the second in 1935, and Lynn Foster the third in 1970. The turpentine still and sawmill represented early industries, though cattle ranching and hog farming on the then open range, crop farming and citrus growing predominated. When times were hard people turned to char-coal making and even moonshining to survive. Construction of I-75 and the 1979 opening of the Saddlebrook Resort marked the beginning of the current growth of the community. •

This MonTh in The hisTory of Wesley Chapel

Cover PHoTo: KEM Media Group would like to express

our deepest gratitude to: diAmond B rAnCH owner’s John and margaret Bushell

for sharing their time and lovely horse samson, all of whom are proud members of

the Pasco sheriff’s mounted Posse.

FOR MAKING OUR FALL FANTASY SHOT “REAL”:

MatthEW J. JaCoBsonFrEE-LanCE CoMMErCiaL PhotoGraPhEr

PhonE: [email protected]

HAir And mAke-UP stYLists AnAstAsiA goetz and sHArieL ortiz

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CHRISTOPHER THUROW, AAMS®

Financial Advisor

4129 GRANITE GLEN LOOP | WESLEY CHAPEL, FL 33544813.406.4436 | 813.406.4437

[email protected] offered through LPL Financial, member FINRA/SIPC. Investment advice offered through INDEPENDENT FINANCIAL PARTNERS, a registered investment advisor. INDEPENDENT FINANCIAL PARTNERS and Thurow Financial Services Inc. are separate entities from LPL Financial.


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UPCOMING EVENTS

Newsbits / Events

Tampa Bay Buccaneers Treasure Chest 5KSunday, October 134201 N Dale Mabry Hwy., Tampa, Times: Parking- 6:30 a.m5K starts at 8 a.m.Game Kickoff- 1 p.m.Visit Website. Venue: Raymond James Stadium - Tampa Sports Authority. Octo-ber is BreastCancer Awareness Month and we are excited to announce the first-ever Tampa BayBuccaneers Treasure Chests 5K at Raymond James Stadium before the PhiladelphiaEagles vs Tampa Bay Buccaneers game on October 13. Be one of the first to register for the Trea-sure Chests 5K! The first 500registrants will be invited onto the field for a special halftime experience.

As part of a statewide effort, Florida Hospital Wesley Chapel is launching the Pink Army campaign to generate greater aware-ness about the life-saving benefits of annual mammograms and early detection.When a “soldier” enlists in the Pink Army, he or she receives a set of specialty dog tags. Soldiers have the opportunity to move up the ranks through different missions, like attending or host-ing events, volunteering, or getting a mammogram. As soldiers complete missions, they move up the ranks and receive addi-tional rewards. The dog tags are also good for discounts, specials or free gifts through local and statewide participating vendors.Businesses and organizations can also participate by offering a discount to Pink Army soldiers, holding a Pink Party and putting Pink Army information in their stores/offices. The Pink Army campaign, which began in Volusia and Flagler counties three years ago and has since spread across the state, will be in the Tampa Bay area for the first time this year. To learn more about the Pink Army campaign, sign up to participate or register to offer discounts to soldiers, go to www.JoinThePinkArmy.com.

Howl-o-Scream 2013 This fall, for 14 select nights, Howl-O-Scream 2013 returns with tormenting surprises around every corner and unexpected ter-rors. The event then runs Thursday through Saturday nights, Oct. 3-5, 10-12, 17-19 and 24-26. Operating hours are 7:30 p.m. to 1 a.m. Busch Gardens’ 335 acres will be overgrown with dark, sinister, adult-targeted fun and the chance to ride adrenaline-fuelled coasters at night, including Florida’s first triple-launch coaster, Cheetah Hunt.

Wesley Chapel Chamber of Commerce2013 Fall Festivalat The Grove at Wesley ChapelSaturday and Sunday, October 12 & 1310:00 A.M. - 5:00 P.M.


at Wesley Chapel2013-2014 educational PresentationsOctober 15 University of Tampa Wind Ensemble Sound & Vision Center for the ArtsOctober 16 Stuart Little

November 12 Three Billy Goats GruffNovember 13 The Florida OrchestraNovember 22 USF Jazz Orchestra I

visit the Center’s website @ cfawesleychapel.com for more information!

USF Sun DomeDenver-based band The Lumineers are excited to unveil the details of addi-tional North American tour dates, including October 19 at the USF Sun Dome. The band will be visiting Florida for the first time and playing a historic three nights at the Ryman Auditorium in Nashville. The band’s Platinum-selling Grammy-nominated debut album The Lumineers has also reached another milestone, having just recently crossed the one-hundred-million streams mark on Spotify in the USA alone. The album has also recently gone Gold in France, Germany, Australia, and Holland, and is Double Platinum in Canada and Ireland. Tickets can be purchased online at Ticketmaster.com, by calling 1-800-745-3000, or by visiting the Sun Dome Box Office and at all Ticketmaster outlets including Wal-Mart. Price$25.00, $35.00, $39.50, $45.00

Free Family Movie NightFrankenweenieFriday, October 18th at duskAt Dusk on the lawn. Bring a chair and enjoy free popcorn, free drinks, and a free movie.

Sponsored by Savanna Church and Avex Homes.Avalon Park West • 5216 Autumn Ridge Dr. • Wesley Chapel

october 12th “Eager Beavers” Spaghetti Luncheon @Spaghetti Warehouse in Tampaoct 12th & 13th Wesley Chapel Fall Festival oct 16th Making Strides Cancer Walk oct 19th Rattlesnake Festival ALL DAYPUrPLe PINKY DAY is october 26 The Purple Pinkie Project has been successfully duplicated by Rotary clubs all over the world as a purple pinkie has become a symbol of Rotary’s fight to end polio.

The

Ro

tary Club of Wesley Chapel


Newsbits / Events

more EVENTS

Making Strides Against Breast Cancer Walk at The Shops at Wiregrass October 19 Visit our website atwww.makingstrideswalk.org/pasco.The American Cancer Society is the nationwide community-based voluntary health organization dedicated to eliminating cancer as a major health problem by preventing cancer, saving lives and diminishing suffering from cancer, through research, education, advocacy, and service. Making Strides Against Breast Cancer Pasco County encourages you to “Put On Your Pink Bra” and join us in the fight to end breast cancer forever. The pink bra symbolizes how personal the fight against breast cancer is. It’s a call to arms to fight back through Making Strides Against Breast Cancer. “Put on your pink bra!” and join us in the fight against breast cancer in Octobra.https://twitter.com/pinkbrapascohttp://www.youtube.com/user/PinkBraPasco

Come all to the WrHS Drama Club Fundraiser at Beef ‘o’ Brady’s Wesley Chapel-South!The fun starts at 5pm to 9pm, Thursday October 17th!Come out & support your school’s Drama Club! A percent-age of the money you spend on a yummy dinner at Beef’s will go to the WRHS Drama Club. You never know, one of these talented Actresses & Actors may win an Emmy, Tony or Oscar someday…If you have ever acted in front of the mirror, Come to Beef’s. Let’s Make Some DRAMA Wesley Chapel! A special “Thank You” toBeef ’O’ Brady’s Wesley Chapel-South1660 Bruce B. Downs Blvd.813-929-7744

North east Tampa Women in Business Annual Glamour Night Thursday, October 10 Ready to walk the Red Carpet and be pampered!Come join North East Tampa Women in Business for their An-nual Glamour Night AT Hunters Green Country Club, Tampa located at 1801 Longwater Dr, Tampa, FL 33647 from 6:00pm – 8:30pm. Black Eye Susan Photography will be doing our photos again this year! Vendor tables will be setup to touch up your hair, make-up, chair massages and much more. Join us for a fabulous evening of being pampered, network-ing and raffles. The cost is 25.00 for members who pre-register, $28.00 for guest. RSVP (register) online by Friday, October 4, 2013 For more information on vendor tables or being a spon-sor contact Debbie at 813-451-8023 or visit our website at www.netwib.org

10% of all proceeds for the evening will be donated to Strides Against Breast Cancer.

Seven oaks Community Garage Sale Fall 2013October 5th from 7:00 AM until 3:00 PM. Seven Oaks residents will have their garage sales set up in their driveways, with the community gates opening at around 7:00 AM. Each year hundreds of residents participate. Don’t forget to stop by the Seven Oaks Clubhouse Café to get a refreshing treat after you have shopped. Seven Oaks asks that visitors remain respectful, do not park on grass, and drive slow and watch out for children.

Hot rocks, Cool Gems and Fabulous JewelryOctober 20 (No End Date)Strawberry Festival Expo Building, 2301 W. Oak Ave • Plant City, FL 33563Saturday 10 - 5, Sunday 10 - 4 • Adults $5, Students $4, Under 12 FREE, Parking is FREEPhone: 813-831-1944 • Email: [email protected] • Sponsor: Tampa Bay Mineral and Science Admission: Adults $5.00; Children 12 to 16 and Students with ID $4.00; Children under 12 free (with parent)We will have over 40 vendors offering gems, minerals, beads, fossils, tools, lapidary material,jewelry making supplies, jewelry and much more. There will be live demonstrationsthroughout the show and hourly Door Prize drawings. We’ll also have a silent auction, touchtable, grab bags and magazine sales. Parking is free. For more information please visit ourwebsite at www.tampabayrockclub.comContact: email, [email protected], (813) 831-1944


At the USF Sun Dome!When Elmo casts a spell with Abby Cadabby’s magic wand, there’s something in the air - and Sesame Street becomes a nonstop, all-singing, all-dancing musical montage! Grover and Baby Bear sing their highs and lows, Cookie Monster sings fast and slow, Bert and Ernie converse in song and Murray makes mouth music for all to sing along! Learn why it feels good to sing a song, but why it feels good to stop, too! What will Elmo learn about the power of musical magic? Join the conga line of fun to find out! Tickets can be purchased online at Ticketmaster.com, by calling 1-800-745-3000, or by visiting the Sun Dome Box Office and at all Ticketmaster outlets including Wal-Mart.Price $18.50, $24.50, $32.50, $62.50

New Tampa Pediatric Dental’s3rd Annual Fall FestivalSaturday, November 16, 20139am to 1pmEvent is held at our office: Seven Oaks Professional Park2242 Ashley Oaks Cir. • Wesley Chapel, FL 33544Fun games, contests, live music by Mr. Tommy, Masterful Chil-dren’s Entertainer, food, prizes, tours of our office and more!Please RSVP by replying to this email OR through Face-book by clicking this link, https://www.facebook.com/events/677293628949183/, log-in and then click “Join”We will have 1 raffle for all persons who attend, and an extra raffle for those persons who RSVP with us prior to the event, so Please RSVP as soon as you can! We look forward to having lots of fun with everyone! ~ Dr. B, Dr. J, and Staff

Kids eat Free on Sundays at Dickey’s Barbecue Pit!Wesley Chapel families who have not tried Dickey’s, may want to stop by the 2653 Bruce B. Downs Blvd. location on Sundays!All “Lil Wranglers” 12 & under, can get one kids menu item per adult entrée purchased for dine-in. For more YUMMMMY informa-tion on this offer, or to see their menu, go to www.Dickys.com • .

Selena GomezStars Dance World Tour 2013 Tampa Bay Times Forum October 30th at 7pm.If you’re ready, Come and Get It! Worldwide multi-platinum-selling singer and actress, Selena Gomez, has announced that she will embark on a 56-city world tour in support of her highly anticipated summer album. Tickets are $26.00, $36.00, $46.00 & $66.00 thru the Tampa Bay Times Forum.

Michael Bubl’e will return to the Tampa Bay Times Forum for one night only!Make sure you are there on Friday, November 1st. Show starts at 8pm. Tickets are $54.50, $74.50, & $115.00 thru Tampa Bay Times Forum.

An evening with John Fogerty at the Carol Morsani Hall The Straz CenterSunday, October 27th, 8pm.John Fogerty -- singer, songwriter and guitarist -- has sold more than 100 million records, earning 18 Gold Albums and 10 Platinum Albums. He was inducted into the Rock & Roll Hall of Fame in 1993, won the Grammy Award for his album Blue Moon Swamp in 1997 and was inducted into the Songwriters Hall of Fame in 2005. He is also a BMI Icon Award Winner. He’s also called the Father of the Flannel Shirt. Regularly priced tickets start at $59. For ticket information, contact the Straz Center at 813-299-7827 Or visit them On-Line.



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WC Chamber

The Greater Wesley Chapel Chamber of Commerce honored businesses and volunteers at this year’s Excellence in Business Awards. This year, the Greater Wesley Chapel Chamber of Commerce presents five prestigious awards

at the Annual Awards Banquet held on Satur-day, September 14th at Hunter’s Green. These awards acknowledge the accomplishments of small businesses, larger businesses, volunteers, civic organizations, and business leaders for the contributions they make to our regional economy. Nominated and voted on by their peers at the Chamber, this year’s winners are:

Small Business of the Yeara Focus on Fitness

Large Business of the YearFlorida hospital Wesley Chapel

Business Leader of the YearGreg Lenners, the shops at Wiregrass

volunteer of the YearCathy Bickham, Chapel home health

Civic or Non- Profit of the Yearoasis- Pregnancy Care Center

In addition to these prestigious awards, Dean Smith of Quest National Services, was presented the President’s award for his contribution to the organization and Maureen Moore, Saint Leo University, was named the board member of the year. Also at the Annual Awards dinner, the 2014 Honorary Mayor was announced. Cathy Bick-ham will assume the role as Honorary Mayor of the Wesley Chapel Chamber on January 1st. Mary Ann Yaney will serve as Deputy Honor-ary Mayor of the Wesley Chapel Chamber.This year’s event was proudly presented by Grow Financial.About the Chamber - Founded in 1998, the Chamber has seen amazing growth. Today, the Chamber has nearly 500 members, and is here to serve our busi-ness community. We are actively involved in local government, regional economic development and providing valuable resources to our members. •

L to R: Greg Lenners, The Shops at Wiregrass, Business Leader of the Year Peter Castellani, Oasis Pregnancy Care Center, Civic Organization of the Year Maureen Moore, Saint Leo University, Board Member of the Year Kelly Mothershead, A Focus on Fitness, Small Business of the Year Cathy Bickham, Chapel Home Health, Volunteer of the Year Brian Adams, Florida Hospital Wesley Chapel, Large Business of the Year Jeff Novotny, American Consulting Engineers, Chamber President.


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A Look Into the Life of Paula O’Neil, Ph.D.

Profile

he clerk and comp-troller is responsible for a large number of admin-istrative duties. Not only is she

the clerk of the circuit court, but she also serves as county treasurer, recorder, auditor, finance officer, and ex-offico clerk of the county commission. Dr. O’Neil’s office performs a

wide range of record keeping, information management for the judicial system, and county government. Since the clerk and comptrollers’ duties affect the rights and properties of county citizens, it is essential that the clerk and comptrol-ler remain accountable for her actions. On May 24, Paula O’Neil announced on her campaign Facebook page that she was diagnosed with stage two breast cancer. Her mother

was diagnosed with the same condition when she was the same age, and her brother is a colon cancer survivor. Prior to the diagnosis, Paula did not see herself at risk of getting cancer. Even before her diagnosis, she had been active with Making Strides Against Breast Can-cer in Pasco County. She has been able to continue to work throughout her treatment process. On July ninth, on the same Facebook page where she announced her condition, Paula declared that her surgery

was successful and that she was cancer free.

Tell us about yourself, where you’re from, your childhood and your family. I was raised in the suburbs of St. Louis by wonderful par-ents and three sisters and one brother. My

brother coached my softball team for many years, as I start-ed playing in first grade. I love sports and played on my high school basketball and field hockey teams. I played softball for Southwest MO State U, now known as Missouri State. I worked at Burger Chef while in high school and held various jobs in college, including lab assistant, residence hall regis-tration desk assistant, and front desk clerk at Sheraton. Many of my best memories are going to

Cardinal baseball games with my family. Fortunately, there was a church that sent a bus to my neighborhood to pick up kids on Fridays for Friday Night Club, a fun gathering used to spread the gospel. I started attending when I was in seventh grade. They had a lot of competitive activities and one of them involved collect-ing points for badges for a sash they provided. Points could be earned by good appearance (hair combed, shirt tucked, clean fingernails, etc.), atten-dance, and Bible verse memo-rization. I received the Scofield Bible that year because of the points that had accumulated and still treasure it because it opened my eyes to researching biblical stories and differences in customs and cultures. After college, I moved to Lake of the Ozarks and then to Charles-ton, SC. Saddle-brook Resort moved my family to Pasco and Wes-ley Chapel in 1987. I have two sons who live locally.

Since fund-ing for your office comes from money received through fines, fees, forfeitures, court costs, and true funding has yet to be re-alized, how do you cre-ate a

realistic budget and still maintain compli-ance with state and federal reporting requirements?

We rely on past patterns of societal behaviors to make predictions for future budget years. We analyze data on types of court cases, real estate activity, and Board of County Commission needs, to name a few factors, to determine the man-hours needed to provide the services we are constitu-tionally-mandated to deliver. We also continually monitor office activities and adjust manpower as needed. We use allocations to ensure that time spent on each activity is prop-erly attributed to the appropri-ate funding sources.

T

Paula with Senator Marco Rubio.

Paula with Speaker Will Weatherford in Tallahassee.


A Look Into the Life of Paula O’Neil, Ph.D.

With the complications of multi-faceted dimensions of the Clerk and Comptroller’s office, how do you create and improve operational efficiencies?

The more we can bring into the electronic world, the better we can serve the public. One of my campaign promises was that I wanted to serve the pub-lic “online, rather than in line.” In the last five years, we have implemented eForeclosure auc-tions, eJury reporting, eReports for the judiciary, electronic county payroll and statements, eTickets for red light camera violations, eRecording for Title Companies, and eFiling for Civil cases. We are participating with the other Clerks statewide on the Florida ePortal to accept cases and payments. We will be ready to implement eFiling for Criminal cases as soon as the other jus-tice partners are ready. We are replacing a court case mainte-nance system that was installed in the late 1970s. The Civil side is fully operational and the

Criminal portion is anticipated soon. We are also re-placing our financial system in-stalled in the early 90s with an updated menu-driven software solu-tion. We have also looked at our processes throughout the of-fice. One of the major changes we implemented in 2010 was the creation of a customer call center. Subject area experts throughout the court case types were chosen to activate this solution for the 170,000 court-related questions we re-ceive each year. This removed the phone calls from the floor where other deputy clerks address the public face-to-face and docket court activity.

Clerk & Comptroller Pasco County

continued on page 14Paula with Speaker Will Weatherford in Tallahassee.


What new technology helps your office and staff deliver services and manage resourc-es efficiently? In addition to the improve-ments mentioned above, we are using iPads for management. This has helped with meeting workflow and helps us avoid wasting time to duplicate and distribute paper materi-als while saving paper. This also enables the team to have the latest documents at their fingertips during meetings, as well as, historical documents sometimes needed. As they travel throughout the offices, it has proven to be useful and we have found a quicker response time for answers for the public. In our “always on, always connected” world, we have found many efficiencies with this change in our business practice.

How do you and your staff gain insight and knowledge on relevant practices, duties, responsibilities, and standards? We are fortunate to belong to a strong professional associa-tion, the Florida Court Clerks & Comptrollers, with participa-tion of all Clerks and Comp-trollers elected in Florida, and of which I have the pleasure to serve as president this year. Every bill is analyzed from the time it is presented to deter-mine if the proposed changes will have any effect on how we

provide service to the public. We have a Best Practices Committee made up of Clerks and deputy clerks throughout the state who scrutinize and compare workflow processes to determine suggested improve-ments. These are approved by the Executive Committee and presented to the membership for its use. Another organization estab-lished to help with budgeting is the Florida Court Clerks Operations Corporation, of which Speaker Weatherford appointed me to the Council. I have the privilege to chair the Process Improvement and Efficiency (PIE) Committee which analyzes the workflow measures and looks for ways to improve services to the public. We also participate on Supreme Court subcommittees when asked and work closely with other Clerks throughout the state on particular issues.

What inspired you to run for election and re-election in this position? When the former Clerk, Jed Pittman, an-nounced that he would not seek re-election, I decided to

run because no one else from the office wanted to run. With the myriad of duties of the Clerk & Comptroller’s Office, I felt it would be difficult for someone to understand the importance of the constitu-tional duties without having worked inside the office. I ran for re-election because I enjoy serving as Clerk & Comptrol-ler and wanted to continue the electronic transformation we had started.

With a new budget beginning october first, a lot of work and planning had to go into

making it. How did you handle that responsi-bility once you found out you had breast cancer? Our funding comes from dif-ferent sources and we submit over one hundred reports each month to different entities. Because of the complexities of the funding sources and allocations, budgeting never stops. We are watching trends, revenue sources, collections,

investments, account balances, and expenditures on a contin-ual basis. One of our deadlines was June 1st and we had that budget basically ready at the beginning of May. I have a team of experts serv-ing the public every day.

You worked through-out your breast cancer treatment. What treat-ment did you receive and how did you stay upbeat and focused? I was diagnosed in early May and quickly found out that cancer treatment is specialized based on the type of cancer and where it has spread. My cancer was Breast Cancer, Stage 2. I had surgical procedures in June and July and started chemo-therapy in August. I am hoping to complete chemotherapy in October and I have an addi-tional surgery in December. Working took my mind off the treatments and allowed me to focus on positive changes. I have received a lot of support from family, friends, and the community. Knowing so many people wish me well and are praying for me really makes

a difference in the recovery process.

How have your pro-fessional priorities changed since your diagnosis, treatment, and recovery? My professional priorities have not changed, but my health has required me to adjust my personal priorities. I have gotten more rest than I can ever remember in my

life. I have revised my food consumption by adding juic-ing and making more natural choices. Because of the fear of infection during this process, I have been very selective about evening and weekend activities.

out of all the volunteer work you have done, what was the most re-warding? It would be hard to pinpoint one over another because each organization represents a seg-ment of our community that needs help and their missions and approaches to fill the gaps vary so much. I choose my involvement very carefully and ensure that the organizations’ values match mine before get-ting involved. I am very thank-ful that I was involved with the Making Strides Against Breast Cancer and Relay for Life before my diagnosis so I could know about the avail-able resources and personally knew so many survivors. I believe God put that in place to prepare me for this personal journey. I hope to help with the Reach Out to Cancer Kids

continued from page 13

Paula with King Pithla and Queen Chasco in New Port Richey.

Playing a game with the family.


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(ROCK) program in the future.

Do you live in Wesley Chapel? If so, how long and where did you move from? When I first moved here from Charleston, South Caro-lina in 1987, I lived in Wesley Chapel. A year of commut-ing to New Port Richey on then two-lane State Road 54 convinced me to move further west. With so many people working for you, how do you keep everyone motivated? I work with a tremendous team of true experts and geniuses who inspire me every day. They think of solutions that are amazing. They are true public servants, always think-ing about how we can better serve the public. They genu-inely care about their work products and demonstrate their desire to live our vision of “Excellence…Always.” I am not certain if I motivate them; they are self-motivated and professional. We have adopted the “Choose Happiness” motto throughout the office, as we know we cannot always control our circumstances, but we can control our reactions.

What would you say are your core val-ues, and have they changed since your diagnosis? My personal core values are centered on faith, family, and my community. They include integrity, professionalism, compassion, personal develop-ment, stewardship, excellence, and respect. My core values have not changed, but rather, have prepared me for this chal-lenge and many others I have experienced.

Having worked in various capacities in Pasco County govern-ment, not including your present position, which was your favor-ite and why? While working for Com-munity Services, I was exposed

to a lot of the true needs of the County. With the combination of human services, elderly nutrition, public transporta-tion, veterans’ services, and, at one time, homeless grants, a different view of humanity is demonstrated. My Director was Adelaide Reyes and she taught me a lot about compas-sion and kindness. I think it was great preparation for me to work within the justice system.

If you could give in-sight to someone diagnosed with breast cancer, what would you tell her or him? God has a plan. We do not know the reason or the outcome, but we can rely on His sovereignty to guide us and His grace to accompany us on the journey. Every person’s battle is individual and he/she must choose his/her treatment options with the help of prayer and medical professionals There are many survivors and fighters who have paved the path to better health – can-cer is a word, not a sentence. Accept help from friends – they want to lighten your burden. There is a timeframe be-tween the second someone is diagnosed and he/she actually has a treatment plan. That is a scary time because you do not have any answers, but you’ve been hit with dreaded news. You are completely reliant on God to carry you through that uncharted path. It is a sweet time in that you know God loves you and wants the best for you, but it is difficult because you want to know what is involved and how long it will take. Personally, I rely on Romans 5:3-4, “Not only so, but we also glory in our suf-ferings, because we know that suffering produces persever-ance; perseverance, character; and character, hope.” And, we always have hope! •

Paula S. O’Neil, Ph.D., Clerk & Comptroller 38053 Live Oak

Ave. Dade City, FL 33523 Monday - Friday, 8:30 a.m.-5:00 p.m.

Phone: (727) 847-2411http://www.pascoclerk.com

Paula with King Pithla and Queen Chasco in New Port Richey.


Health & Wellness

FLU SeASoNBy Jose D. Jimenez, M.D.

I

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t’s flu season again and it is important to know the facts about the flu in order to best protect

yourself and your family. The flu should not be taken lightly. Every year, depend-ing on the severity of the flu strains, between 3,000 to 50,000 people die in the United States due to compli-cations from the flu. Who is most at risk? The elderly and children are most vulnerable to complications, such as pneumonia, that may require hospitalization and sometimes lead to death. Others at high risk of flu complications are pregnant women, and anyone with a chronic disease, such as asthma, heart disease, and diabetes. Preventing the flu is im-

portant. This starts by know-ing how the flu is spread. The flu can be spread by inhaling droplets transmitted through the air when the infected person coughs or sneezes or by touching objects contaminated with the virus and then touch-ing your nose, eyes or mouth. We can help protect others by covering our mouths and noses when we sneeze or cough and we can protect each other by washing our hands frequently during flu season. The flu vaccine is a great way to help prevent the flu and its potential severe complica-tions. Being a pediatrician, I es-pecially encourage the vaccine if your child is in daycare to protect your child and to help avoid spreading the illness to others. Children can spread

the flu for longer periods of time. Children tend to be infectious for up to 2 weeks, whereas adults are usually infectious for 1 week. The flu vaccine is recommended for ev-eryone beginning at 6 months of age, and especially children, the elderly, pregnant women, and those suffering from asthma or any chronic illness. What do you do if you feel you or your child have the flu? Make a visit to the doctor’s office, rest, and drink plenty of fluids. Visiting the doctor makes sure the diagnosis is correct, and also makes sure you or your child do not have any complications from the flu, such as a pneumonia or an ear infection. Also, there are medi-cations available that your doctor or your child’s doctor can prescribe to help with flu

symptoms and help decrease the duration of the illness. Rest and hydration are incredibly important to a quick recovery. Most of us recover from the flu, but complications can be serious. The flu is an illness that affects our entire body. We live in a world where we are constantly on the go, but it is important to slow down and take care of our-selves and our children when we are sick with the flu. • Jose D. Jimenez, M.D.Small World Pediatrics, P.A.2524 Windguard Circle # 102Wesley Chapel, FL 33544813-907-8001Www.SmallWorldPediatric.com


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A great time was had by all at the Grand Opening of Elements!Club Members were greeted with champagne and a beautiful renovation to their first floor dinning & social area! The theme to the 1.5 million dollar Elements renovation, are the elements that sustain life; Earth, Water, Fire & Air. Entering the Club, I was surprised by the décor’s calming effect. Elegant yet relaxing with soft green hues and subtle lighting.To the right, the private events dining rooms were set up with a beautiful buffet. What a beautiful venue for a wedding Reception, Anniversary or Shower! To the left, the dining area to Elements! Plenty of seating available; Members were enjoying carved steak sliders in comfortable, upholstered, high back chairs. Raised booths along the wall were seating up to six with plenty of room for socializing and sampling new menu creations being passed out by professionally attired service staff. Both lunch and dinner menu have been recreated with extremely tempting choices! Elements is perfect for relaxing and entertaining for business or pleasure. Walking back to the bar and media area, it is apparent that style and comfort wait around every turn; Like the high tables with their own personal television. Each table has the intriguing centerpiece pictured on The Palms News cover representing the life elements theme. During our impromptu tour, member Jean Condrey said these particular tables would be the coveted spots

on game day! In addition there are three big screen televisions making every seat perfect to watch from. Jean and her husband, Bill Condrey, who is the Head of the Board of Governors at the club, have been members for 20 years and have seen many renovations. The exotic fire pits and new lounge furniture on the terrace have them looking forward to autumn evenings after a day on the Links together! Bill and Jean love to travel and play golf together. Bill said of the Tampa Palms course that “Playing this golf course makes you play golf! Play well here and you can play anywhere!” Members of The Tampa Palms Golf and Country Club also have access to all the Club Corp locations around the world!

It is plain to see that the value of a Membership at The Tampa Palms Golf & Country Club has increased in many ways!Please contact Membership Director, Brian Meador, and ask about their new Social Membership! •

Board’s Picture from the Grand Opening. From left to right are as follows: Ken Connolly, Allison Paglieri, Eric Longphee, Phil Zanghi, Deanne Langton, William Koerber, Bill Condrey.

Grand opening of elements at Tampa Palms Golf & Country Club

Around Wesley Chapel


Premium Solutions Group:

Putting heart into Community services

remium Solutions Group opened the doors of their Wesley Chapel office on Valentine’s Day, 2013. The agency has a passion for elegance; excellence and help-

ing people enjoy their home life. Providing management services to Homeowners Associa-tions, Condominium Associations, Professional Office Parks and Community Development Districts is their passion. Because of the experience they gained in the Community Industry in Palm Beach, Florida, services they offer are superior! Working with active adult communities, Premium Solutions Group under-stands that a large amount of detail always goes into the planning. Cherlene Adewunim, president, has always felt that Tampa was missing out on a lot of great services and wanted to provide the highest level of community services- some-thing this area has not yet seen. Cherlene has been in the community manage-ment industry since 2001, when she started out in an upscale Active Adult, Centex and Lennar Com-munity where she had a lot of responsibility. She learned firsthand from some well-respect-ed builders and became a licensed manager with the State of Florida, then obtained national designations. Cherlene’s area of expertise is business relations. The world-view mindset that she has allows her to relate with everyone. She believes people are unique: “You will be amazed how peo-ple can be so different yet so alike”. Cherlene focuses on finding something in common with everyone while also learning about their differences. “It is a truly exciting field to be in,” she says.Premium Solutions Group is different because it is about mak-ing peoples’ lives better: when you put others first, the return will come. The focus is on giving the best solutions, the best services and the best of what they have. Giving from who they are makes them Premium. Premium has a passion for Wesley Chapel because it is a very up and coming area and it is also where they live. •

Premium Solutions Group, LLC. Community Association Management and Business Firm2649 Windguard Circle, Suite 101 Wesley Chapel, FL 33544(813) 406-4411 fax: (813) 388-5241www.premiumsolutionsgrp.com [email protected]

Business Watch

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Chicken Soup for the Soul EvEryonE!By Katy Cox

he way of the foot and hand” is roughly what the

word Taekwondo is translated into from Korean. For Christopher Baluvelt, a 20 year veteran soldier wound-ed by a bomb in Afghanistan, “The way of the foot and hand” would be an inspiring journey for himself and his family. This story begins in 2010 when Chris was an Army Platoon Sargent, via the Con-necticut Active Duty National Guard. He and his men were in Afghanistan doing their job; going into villages making sure everyone was alright and asking if the village was having any Taliban activity. As they were leaving this one village, Taliban soldiers hiding in the village had a bomb hidden in the road and set it off as their vehicle drove over. The explosion was directly under Chris’s seat! “No one was killed, it was a good day” Chris told me. He suffered so many injuries! A collapsed lung, arm nerve damage, broken nose, wrist damage; The vertebrae in his neck and back had to be fused together, pelvis fractured, left foot crushed, left leg suffered a compound fracture. Chris’s

right leg was in such bad shape that later, at Walter Reed Hospi-tal, it was taken off at the knee. Quite a beginning! Most of us would consider what had hap-pened, an end. Chris made it off the ventilator, bones healed, and Chris started adjusting to his new life of being retired at age 45. He, wife Bernadette and their three children, Zachary, Mia & Joe, all relocated to the beautiful community of Grand Hampton here in New Tampa. A lifelong dream of Chris’s has always been to become a Tae kwon do Black belt, but with the constant pain from his inju-ries, Chris thought this dream could be passed down to his son, Zachary. His son was enrolled in the US Tae Kwon Do center, right up the street from Grand Hampton and Dad would take his Son to class 3 days per week. One practice, while Chris was watching Zachary, Grand Master Lee asked him what he was doing; “Nothing” was the reply. Why don’t you try Tae kwon do for just 3 months…? Chris started out just doing hand motions. “Now Chris can kick his pros-thetic leg up and has amazing balance!” says Chris’s mentor, Master Vahid Smith. This past August, Christo-pher Blauvelt traveled to Dae-jeon Korea with Grand Master Lee for the World Tae kwon do Hanmadang 2013. He competed in the Senior III division Power Breaking-Knife Hand. Chris won the Gold Metal breaking 14 stacked bricks with one hit of his right fist. Chris also tested for his Black belt. “I’ve had to face lots of dif-ficulties to keep practicing Tae kwon do, some of them almost unbearable”. Passing the Black

Belt exam with prosthesis was hard, but what Chris said the most difficult was testing bare-footed! He wears custom inserts in his shoes for balance. “There were very tough moments, but I was ready”. I found myself so inspired by Christopher’s story! This hand-some, charismatic, strong and humble, husband and father of 3, through a lot of effort and motivation, managed to stand out among about 3,000 com-

petitors from 43 countries, all of who were without any physical handicaps. The Korean Press was all over him! Grand Master Lee, who is known well and highly respected in the Korean Tae kwon do community, trans-lated for Chris during the many TV and press interviews. Chris says his success comes from his teachers, Grand Master Lee and Master Vahid Smith, whom he practices with!Through US Tae Kwon Do, Mas-ter Smith & Chris plan to bring a group of students to future Hanmadang competitions start-ing next year! The school will be holding fundraiser events to pay for the travel expenses of students. Like Chris, they too will test for their Black Belt in Korea and experience taekwon-do on a world stage. Look for these fundraisers in

future Wesley Chapel Magazine “Events” sections and please support them! Spending time at US Tae Kwon Do has become a “Family Affair” for the Baluvelt’s. Now Bernadette, Mia and Joe join Chris and Zachery. Chris told me that he tells his kids that “This (Tae Kwon Do) is a gift that I give to you (my chil-dren)”. Closing, I want to share with you how Chris sees Taekwondo;

Writen by Yum Hong-chui, the honorary president of The World Taekwondo Hanmadang 2013 in his welcoming address. “It is because Tae kwon do is both a sport and a martial art, that encourages students to walk the human way through physical and mental train-ing. That allows Taekwondo to endure. As you may know very well, prior to technique, Taekwondo teaches the attitude and manners to respect others. This is indeed, one of the most important social values for making the world more beauti-ful”. •

US Tae Kwon Do207540 Center OakTampa, Fl. 33647

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Chicken Soup for the Soul EvEryonE!By Katy Cox


Economic Development

What to DOBedding Plants: Even though temperatures are still warm, begin planting for the cooler months ahead. Dian-thus, petunia, and pansy are good annuals for the fall Bulbs: Plant agapanthus, rain lily, and many varieties of lily now for blooms nextspring or summer. Add organic matter to the planting bed for best results. Herbs: A wide range of herbs can be planted from seeds or plants this month. Some to try are parsley, cilan-tro, chives, garlic, and sage.

vegetables: Plant crops now that will grow and pro-duce throughout the wintermonths. This includes beet, Brussels sprout, carrot, and onion.

What to PlantLawn weeds: The best time to control winter weeds in lawns is before they appear. Pre-emergent herbicides must be applied when nighttime temps are 55°F-60°F for 4-5 days to be effective. Fertilize ornamental trees and shrubs: This is the last month of the

year to fertilize plants that aren’t performing as desired. Controlled-release fertilizer provides nutrients over a lon-ger period of time. Fertilize Bahia and St. Augustine lawns: Choose a fertilizer (not a weed & feed) with little or no phosphorus unless a soil test indicates the need for it. A fertilizer with controlled-re-lease nitrogen will give longer lasting results. This is the last fertilization for these lawn types for the year. Strawberries: Prepare beds and set strawberry plants

Around the Yardthis month. Strawberries also make a colorful and tasty container planting. Either way provide daily watering until plants are established. Winter landscapes: Evergreen hollies and their bright berries add color to the landscape when other plants have died back for the winter. Water well when planting and mulch to minimize weeds. Twig girdlers: Small branches falling from oak and hickory trees may be the work of twig girdlers. To control, clean up and destroy fallen branches. •

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Business Watch

Since opening its doors in June 2009, Garden Montessori School has offered quality pro-grams based on the principals and philosophy of Dr. Maria Montessori. Our mission

of providing a nurturing environment with an

encouraging, stimu-lating program

allows children to develop skills

necessary to be responsible, productive, independent commu-nity members while being respectful to

themselves, others, the com-

munity and the world as future

leaders.

GMS enrolls children from ages 18 months through Kindergarten offering Half Day and Full Day programs for Toddlers and a Full Day for our Early Childhood pro-gram. Before and After Care is also available. Additionally, VPK is offered during summer months.

We are proud to have earned full accredita-tion from The Florida Kindergarten Council, certifying our academic program, particularly our Kindergarten curriculum, staff and environment. Equally important to GMS, is our Full Membership with the Ameri-can Montessori Society. As the name “Montessori” is not reg-istered, many schools may use it, however are oftentimes not true to the method. All GMS classrooms have Montessori certified and degreed teach-ers. Additionally, children are grouped in multi-age class-rooms, allowing learning from not only the Directress, but through peer teaching as well.

This year, GMS will undergo a re-certification with the National Green School Coali-tion. GMS was the first Early Childhood Preschool in the United States to be awarded as a Gold Seal Certified Green School in 2009 by the Green Business League, Inc., a green technology and best- practices organization based in Plain-field, Illinois.

As a member of The Wesley Chapel Chamber of Com-merce, GMS collaborates with other community members in support of businesses in Wesley Chapel and surround-ing areas. As part of our “Kindergarten Peace Project” curriculum, we help raise awareness in “giving back” in our children. In years past, the children and families have given back by volunteering at a local food pantry and raising funds with car washes and bake sales.

Tours are done daily and can be scheduled by contacting our Director of Admissions at (813) 991-6335 or by email at [email protected]. Garden Montessori is located at 6845 Boyette Road, Wesley Chapel, FL 33545. Website: www.gardenmontes-sorischool.org •

WHO IS...


2013WESLEY CHAPEL IS THE PLACE TO BE!

What is on the horizon for our community?Many new home communities coming.

Continued low interest rates. More foreclosures comingPricing is starting to rise.

Brenna EddinsRealtor

WORK WITH YOUR LOCAL WESLEY CHAPEL EXPERTI focus my business on OUR community. I currentlyrank number 1 out of all members of the GreaterTampa Association of Realtors for total number of

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Need to sell or looking to buy or rent? Can’t sell? Rental demand is Huge!Call the Realtor that specializes in Your community and the Wesley

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WHO IS...


asal allergies called allergic rhinitis affects approximately 14%

or about 40 million Americans. Affected individuals often have seasonal flares of allergies, called seasonal allergic rhinitis. Symp-toms include sneezing, itching, nasal congestion, and itchy-wa-tery eyes. Allergic rhinitis is more than just an annoyance, it also has real consequences. Affected individuals have more difficulty concentrating, sleeping and may have more upper respiratory infections, such as sinusitis and otitis media. Nearly a quarter of affected individuals either miss school or work because of allergic rhinitis. An association of allergic rhinitis and shyness has also been found. Knowing this, what can be done? Correctly diagnosing al-lergic rhinitis can lead to effective

therapy. The diagnosis of allergic rhinitis is best performed by a health care professional. The evaluation, a thorough history and physical exam, may also include allergy testing performed by a board certified allergist. Allergy skin testing, is not only very accurate, but also immediately identifies specific allergens to which the affected individual is sensitive. This information is very important to developing an allergen avoidance plan. Aller-gen avoidance can be helpful for dust mites, animal dander, pollen (trees, grass, weeds), mold spore, and even cockroach. Medications are often needed because total allergen avoidance is not possible. Effective medica-tions include antihistamines, intra-nasal corticosteroids and leukot-riene blockers. Simple measures, such as over-the-counter saline sprays, although not as effective, are safe and are somewhat reliev-ing. Antihistamines have been around since the 1940s. Older antihistamines, such as diphen-hydramine (Benadryl ®) are ef-fective, but are sedating and may impair function, such as learning

and driving. Newer antihista-mines, such as Allegra, Astelin, Claritin, Clarinex, Zyrtec, are both effective and much less sedating. Antihistamines generally work well within an hour, thus are very effective on an “as needed” basis. They are very effective in treating sneezing, itching and runny nose, however they usually don’t really relieve that stuffy nose (nasal con-gestion). Thus they are sometimes combined to certain deconges-tants, usually pseudoephedrine (generic for Sudafed) to give more complete relief. Combina-tion products such as Allegra-D, Claritin-D, Clarinex-D and Zyrtec-D, contain both an antihistamine and an extended release pseudo-ephedrine. However deconges-tants, such as pseudoephedrine, may pose a problem for individu-als with elevated blood pressure or enlarged prostates, by raising blood pressure further or blocking urine flow. Intranasal corticoste-roids (examples: Flonase, Nasacort AQ, Nasarel, Nasonex, and Rhinocort AQ) are nasal sprays that have an anti-inflammatory medicine similar to that found in hydrocortisone cream. This type of allergy treatment is the most effective type of medication to treat nasal allergies by not only relieving sneezing, itching and runny nose, but also by reducing stuffiness. However, they are not maximally beneficial until they are used regularly for weeks and may irritate or damage the nasal tissue resulting in nose bleeds. Thus, all of these intranasal corticosteroids are only given by prescription and the nose should be examined regularly by a health care profes-sional. Leukotriene blockers, of which only one, Singulair ®, has been approved to treat allergic rhinitis. Singulair ® also is not as effective as intranasal corticoste-roids. Allergy immunotherapy (AKA allergy shots), is also known as an allergen vaccine. Unlike medications, it is the only FDA (U.S. Food and Drug Administra-tion) approved allergy treatment that reduces allergy symptoms years after a full course of therapy has ended. When an allergic individual undergoes this therapy, he or she receives small, regular

injections of increasing amounts of the allergen vaccine that is “tailor-made” based on specific allergen sensitivities (as found on that person’s allergy test). Al-lergy immunotherapy results in a type of tolerance leading to less nasal allergies and has even been shown to reduce allergic asthma symptoms. It also reduces the need for medications and may also decrease the risk of forming new allergies and/or asthma. To be considered for this type of therapy an individual should be allergic based on allergy test-ing. Potential candidates also have more significant allergies, ex-amples include those that require medications most of the year, have not responded well to avoidance strategies and medications, have both allergic rhinitis and asthma, and/or wish to reduce their need for allergy medications. Allergic rhinitis is not only extremely common but also takes away from our enjoyment of life. Don’t let your allergies control you, take control of your allergies! Dr. Daniel Reichmuth is a graduate of Indiana Medical School and at the University of South Florida. He completed his residency in internal medicine (and served as Chief Resident) and fellowships in both allergy and clinical immunology and clinical laboratory immunology. Dr. Reichmuth is dual board certified through the American Board of Allergy and Immunology (www.abai.org) and the American Board of Internal Medicine (www.abim.org). Dr. Reichmuth stays current in both of these boards (Allergy and Clinical Immunology and Internal Medicine) through Maintenance of Certification (MOC). The American Board of Allergy and Clinical Immunol-ogy is a conjoint board of The American Board of Pediatrics and the American Board of Internal Medicine. Dr. Reichmuth has also been selected by his peers in the Best Doctors in America ® Database on numerous occasions. He is currently accepting new pediatric and adult patients at both his Wesley Chapel and Zephyrhills practice locations and can be reached at 813.991.5480. •

Living in Florida, A Time for Fun, Sun and for some…sneezing, runny nose, and stuffiness!Daniel Reichmuth, MD

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A & A Boutique is a premier luxury consignment retailer offering various designer

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Gucci, Versace, Prada and more. They are also a retailer for designer brand, TWIN. Since June 2012, Allie and Amber Malott, owners of A&A Boutique and fashion designers behind TWIN, have provided Wesley Chapel and New Tampa residents with styling tips, exceptional designer garments and quality customer service. “We love to help our won-derful clientele find just the item they’re looking for,” says Allie. A & A provides top quality designer brands for 50-70% off of standard retail prices and offers a money-back guaran-tee when it comes to brand authenticity. “Authenticity of all items in the store is very impor-tant to us, so we thoroughly authenticate each item that comes in,” says Amber. Consignors will experi-ence

one-on-one relationships when working with Allie and Amber, as well as a return of 50-80% on items that are sold at A & A. Last month in Septem-ber 2013, Allie and Amber launched their own ready-to-wear collection and luxury brand, TWIN. Their launch party was held at The Vault in downtown Tampa. Utiliz-ing organic cotton and silk, the first TWIN collection was well-received and the Malott twins plan to expand the line and sell to boutiques across the country. If you are in need of some-thing fantastic to wear or would like to view the TWIN collection, stop by A & A Bou-tique in Wesley Chapel. To learn more about A&A Boutique, visit: AA-Boutique.

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hear this constantly, everyday, every hour, as Open Enrollment for

Obamacare approaches fast. In spite of the media finally piping up about Obamacare, confusion still reigns amongst the masses. The penalty issue usually comes up in the form of a simple question: Do I have to take an Obamacare plan? The answer is no, you do not, as long as you are fully aware of the alternatives as well as the consequences. In fact, the majority of people on employer-based plans, 60 to 70% by some estimates, will not have to take an Obamacare plan at all in 2014. So, I’m oK with my employer-based Health Insurance Plan? Probably, but a little bit of trivia for the so inclined - did you know that NO other industrialized country has quite this arrangement? It is uniquely American in origin and in modus operandi. We invented it. Our employment-based health insurance system was not the product of a carefully designed health policy. It simply was a byproduct or maybe better stated a loophole, allowed to evade wage controls during Word War II. This is why many people end up working at trivial and boring jobs, trapped for their working career just to pay for health insurance. As long as your employer stays-the-course and continues

to provide decent coverage albeit probably quite expensive, then you need not do anything. Just roll with it until something changes such as a innocuous letter from HR reducing or even worse eliminating your health coverage or all of a sudden you find your hours cut to part-time status making you ineligible for full coverage health insurance. Now you will have a decision to make. What about Quali-fied Health Plans such as Medicare, Medicaid, SSDI, Mili-tary TrICAre, etc? Medicare and SSDI. Again, probably OK for the time being. For example, Medicare Advantage plans for seniors as well as SSDI recipients are very popular. To the tune of over 14 million seniors and disabled people or 28 percent of all Medicare beneficiaries and growing. These plans have a lot of play in how they are designed, changing every year. That is why there is a Medicare Annual Open Enrollment from Oct. 15th through Dec. 7th. To give Medicare beneficiaries time to look at their options. And it is important to note that Advantage plans can never offer skimpier coverage than Original Medicare. Medicaid. Florida as well as many other states opted not to expand Medicaid enrollment and as a result families below federal poverty guidelines will not be able to take advantage of the

new subsidy options available under the new law. Lawmakers “assumed” they would be eligible for Medicaid expansion and did not anticipate the Supreme Court decision allowing Medicaid expansion to be optional. Therefore, families with incomes below the federal poverty guidelines are left in a grey zone with no easy answers at the moment. Tricare. Obamacare has close to zero affect on Tricare, for the simple reason Tricare is governed under a completely separate law. While nobody has a crystal ball, there appears to be little indication that Congress is looking at any changes or reductions to Tricare. I Make Too Much Money! Ok, you are the lucky one! You are self-employed, not eligible for employer coverage, or just making too darn much money. My sagely advice to you is to go make some more! You will need it to pay your health insurance premiums. In Florida, if you make over $45,960 as an individual or $94,200 as a family of four, you are considered “rich” in the federal government's eyes and therefore not eligible for any of the subsidies. Obama was all

about taxing the rich who made over $250,000, but the bar dropped just a tad. The good news is there are still plans available in the private market that should fit your budget. Typically called Catastrophic or High Deductible Plans, these plans strip away many of the least used and more profitable features. They cover you just in case of a serious illness or accident, which after all is what insurance used to be all about. Does your car insurance cover oil changes and rotating your tires? Of course not, but when you end up totaling your car or your body, insurance kicks in where it is best intended. The Penalty! Finally, we end where we began - The Penalty. Should you risk it, go without health insurance, pay the penalty? At $95 per person or 1% of your income in 2014 it is not much, yet. Many people risk it every day and have never had health coverage. Why not you? When you finally have your eventual catastrophic episode and rack up hundreds of thousands of dollars in medical debt, all those folks paying the penalty are sure to kick in their fair share, right? •

What will you do - play or pay?

I’ll Just Pay the Penalty by Capt. Rob Hamilton

Capt. Rob Hamilton and his wife Vicki are Licensed Insurance Agents specializing in providing Health, Life, Medicare and Dental insurance for the Self-Employed, Individuals, Families. Their office is located at 2211 Ashley Oaks Circle, Wesley Chapel FL 33544For more information: (813) 994-5399, website: www.SmartHealthUSA.net or email [email protected]

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The Last Word

“Tough Faith”

Over the past few years one of the fastest growing endurance events in the world has been a new military style adventure race called the Tough Mudder. This 10–12 mile long team race was designed by British Special Forces to test physical strength and mental toughness, and it includes a combination of about 2 dozen obstacles that play on common human fears such as freezing tem-peratures, water, electricity, and heights. The obstacles are very difficult to accomplish alone, so participants must work as a team to overcome the challenges along the way. In a similar way a life of faith can be a tough journey filled with many obstacles and challenging circumstances. Hebrews chapter 11 points out how some of the great heroes of faith such as Noah, Abraham, Moses, and others suffered hardship, endured persecu-tion, and persevered without losing heart. Then Hebrews 12:2 states, “let us run with perseverance the race marked out for us, fixing our eyes on Jesus, the pioneer and perfecter of faith.” Sometimes people face a situation in life that requires an extra level of inspiration, character, and perseverance. Other times they face a grief, disappointment, struggle, or obstacle that seems insurmount-able without a lot of help from a few friends. If you or someone you know is going through a difficult season when it is hard to hold onto hope or to keep the faith, keep these two things in mind. #1--God loves you and He cares deeply about your needs. #2--Godly people are also willing to lend a helping hand when you are going through the tough times in life. Jeff Olsen is the lead pastor of Grace Community--a new church that meets on Sundays at 10:30 am in the cafeteria at Wiregrass Ranch High School. Find information and inspirational messages at www.ExploreGrace.com.

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