Whole Life - Pay to Age 100 20 Pay Whole Life

Issue Ages 0 - 80 0 - 80

Issue Volumes $10,000 - $10,000,000 ($10,000 - $1,000,000 for juvenile (0-17) policies)

$10,000 - $10,000,000 ($10,000 - $1,000,000 for juvenile (0-17) policies)

Premiums Guaranteed and payable until age 100 Guaranteed and payable for 20 years

Guaranteed Cash Surrender Values CSV develops as early as year 5 CSV develops as early as year 5

Additional Details• Guaranteed Cash Values• Policy Loans Available• Automatic Premium Loan

Plan Features & Details

• Annual dividends to purchase Paid-up Additions• Volume Bands: $10,000 - $99,999 / $100,000 - $249,999 / $250,000+

Permanent Life Insurance with the Power of Dividends.

Two plan types are available: Whole Life - Pay to Age 100 and 20 Pay Whole Life.

As policy owners of Whole Life Plans, you will be eligible to receive non-guaranteed dividends. Any dividends earned will be used to purchase paid-up additional insurance, which increase the death benefit.

With the Pay to Age 100 plan, premiums are level, guaranteed, and payable to age 100. For the 20 Pay Whole Life plan, premiums are level, guaranteed, and payable for 20 years.

Wawanesa Life's Whole Life Plans are participating plans that offer you and your family permanent protection with guaranteed premiums and cash values.

WHOLE LIFE Pay to Age 100 & 20 Pay

04/2018

® Wawanesa Life and the tree logo are registered trade-marks of The Wawanesa Mutual Insurance Company and used under license by The Wawanesa Life Insurance Company.

Building Coverage with Dividends.With our Whole Life products, you are eligible to receive annual dividends*, which will be used to purchase Paid-up Additions.

Paid-up Additions also accumulate cash values once purchased, increasing the total cash value of your policy.

*Dividend amounts are based on the performance of the participating account, and are not guaranteed. Cash Values generated from Paid-up Additions are also not guaranteed.

* The total death benefit is not guaranteed

Paid-up additional insurance

Base insurance amount

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Total death benefit*

Available Riders forWhole Life - Pay to Age 100 and 20 Pay

• Term Riders 10, 15, 20, 25, 30 and Term to Age 80 (maximum 1)

• Child Protector Rider

• Accidental Death

For additional information on how Wawanesa Life can benefit you and your family, contact your broker or your

nearest Wawanesa Life branch today.

• Life Insured Disability Waiver of Premium Benefit

• Policy Owner Disability Waiver of Premium Benefit

• Death or Disability Waiver of Premium Benefit (only available on Juvenile policies)