Why Invest And Where to Invest Ajay Garg, M.Com, MBA, FCS, LLB Contact details: [email protected], [email protected]

Why InvestWhy Invest

AndAnd

Where to InvestWhere to InvestAjay Garg, M.Com, MBA, FCS, LLB Contact details: [email protected], 9811386723

Investor in WaitingInvestor in Waiting

Fence SitterFence Sitter Victim of Peer PressureVictim of Peer Pressure Victim of Initial BurnsVictim of Initial Burns Mis informed Mis informed Zero SaverZero Saver Lack of InformationLack of Information Computer IlliteracyComputer Illiteracy

Ajay Garg, M.Com, MBA, FCS, LLB Contact details: [email protected], 9811386723

Passive Vs. Active InvestorPassive Vs. Active Investor

99000 lying in saving bank account99000 lying in saving bank account 44000 lying in cash44000 lying in cash NSC matured in March, 2010 en NSC matured in March, 2010 en

cashed in December 2010cashed in December 2010 FD matured in June, 2010 but re FD matured in June, 2010 but re

deposit took place in January, 2011deposit took place in January, 2011


Do you want to be Investor?Do you want to be Investor?

Why Not? Everybody wish to be Why Not? Everybody wish to be wealthy wealthy

Everybody saves in India (except the Everybody saves in India (except the persons in debt)persons in debt)

Everybody wish to earn better Everybody wish to earn better returns on his savingsreturns on his savings

Everybody is concerned with safety Everybody is concerned with safety of his money / estateof his money / estate


Futuristic Scenario of IndiaFuturistic Scenario of India

Indian Economy is second fastest Indian Economy is second fastest growing economy in world - global funds growing economy in world - global funds flowflow

Infrastructure development is picking up Infrastructure development is picking up more speed – infra, cement, steel, etc.more speed – infra, cement, steel, etc.

Middle class numbers growing up at fast Middle class numbers growing up at fast speed – FMCG, DCG, Auto Sectorspeed – FMCG, DCG, Auto Sector

Big Money coming up in power sector-Big Money coming up in power sector-zero expense in marketing departmentzero expense in marketing department


Futuristic Scenario of SENSEXFuturistic Scenario of SENSEX

Indian companies are aggressive and acquiring Indian companies are aggressive and acquiring others across globalothers across global

Indian management is being clapped by world Indian management is being clapped by world financial institutionfinancial institution

Indian arms of global companies are outgrowing Indian arms of global companies are outgrowing their parent companiestheir parent companies

Focus of world is shifting towards BRIC countriesFocus of world is shifting towards BRIC countries More and more companies are getting listedMore and more companies are getting listed Corporate governance is one of the best in Corporate governance is one of the best in

worldworld


FAQ by Investors (1)FAQ by Investors (1)

How to invest?How to invest? Where to invest?Where to invest? When to invest?When to invest? How much to invest?How much to invest? How to identify opportunities?How to identify opportunities?


FAQ by Investors (2)FAQ by Investors (2)

When to switch?When to switch? When to exit?When to exit? How to achieve computer literacy?How to achieve computer literacy? How to identify good facilitator?How to identify good facilitator? Whom to Beware?Whom to Beware?


How to Invest???How to Invest???

Pre-requisites - PAN Card, Address Pre-requisites - PAN Card, Address Proof, Bank Account, Demat Account, Proof, Bank Account, Demat Account, Trading Account and related mattersTrading Account and related matters

Regular investment in small doses Regular investment in small doses vis a vis Heavy investment in one govis a vis Heavy investment in one go

Putting all savings in one type or in Putting all savings in one type or in three /four categories and then three /four categories and then invest.invest.


Where to Invest???Where to Invest???

Hindi Movies and Stock MarketHindi Movies and Stock Market Growing Vs. Grown up EconomyGrowing Vs. Grown up Economy Expanding Vs. Established SectorExpanding Vs. Established Sector Rising Market Vs. Declining MarketRising Market Vs. Declining Market Market Leader vs. New ChallengerMarket Leader vs. New Challenger Old, Young, Not so young and infant Old, Young, Not so young and infant

companiescompanies Entrepreneurs with investor friendly track Entrepreneurs with investor friendly track

recordrecordAjay Garg, M.Com, MBA, FCS, LLB Contact details: [email protected],

9811386723

When to Invest ???When to Invest ???

Grow with the CompanyGrow with the Company Grow with the entrepreneurGrow with the entrepreneur Grow with technologyGrow with technology Grow with the sectorGrow with the sector Grow with opening up of new sectorGrow with opening up of new sector Grow with the potential sectorGrow with the potential sector Grow with the specific spendingGrow with the specific spending


How Much to Invest ???How Much to Invest ???

500000 or 50000 or 5000500000 or 50000 or 5000 Specific %age of savingsSpecific %age of savings Specific %age of borrowed moneySpecific %age of borrowed money Time bound investmentsTime bound investments Partial InvestmentsPartial Investments Experimental InvestmentsExperimental Investments Margins for contingenciesMargins for contingencies


How to Identify How to Identify Opportunities???Opportunities???

Sector Specific OpportunitiesSector Specific Opportunities Industry Specific OpportunitiesIndustry Specific Opportunities Company Specific OpportunitiesCompany Specific Opportunities Time specific OpportunitiesTime specific Opportunities News specific OpportunitiesNews specific Opportunities So called Tips, Insider Information, So called Tips, Insider Information,

Recommendations, Channels, Print Recommendations, Channels, Print Media and so on.Media and so on.


When to Switch ???When to Switch ???

Earning targets achieved Earning targets achieved Sector attaining growth peak – Sector attaining growth peak –

slowing down of growth %ageslowing down of growth %age Sector crowded with number of good Sector crowded with number of good

companies - restructuringcompanies - restructuring Company attaining cyclical highCompany attaining cyclical high Change in Management / perceptionChange in Management / perception

Ajay Garg, Practicing Company Secretary Contact details: [email protected], 9811386723

When to Exit ???When to Exit ???

Temporary exit vs. longer exitTemporary exit vs. longer exit Anticipating requirement of money Anticipating requirement of money

for fulfilling other duties in lifefor fulfilling other duties in life Cyclical peaksCyclical peaks Onset of Major DowntrendOnset of Major Downtrend Correction vs. crashCorrection vs. crash Heavy and Regular Recommendation Heavy and Regular Recommendation

to enterto enterAjay Garg, M.Com, MBA, FCS, LLB Contact details: [email protected],

9811386723

How to achieve Computer How to achieve Computer Literacy???Literacy???

Level of computer literacy desired is Level of computer literacy desired is only operational literacyonly operational literacy

In company of next generationIn company of next generation In company of friendsIn company of friends In the office of Brokers, sub-brokersIn the office of Brokers, sub-brokers In classrooms – beginners programIn classrooms – beginners program At home of relativesAt home of relatives In the company of some other In the company of some other

investorinvestorAjay Garg, M.Com, MBA, FCS, LLB Contact details: [email protected],

9811386723

How to Identify Good How to Identify Good Facilitator???Facilitator???

Matching age groupMatching age group Young, not so young and maturedYoung, not so young and matured Seasoned and fresh entrantSeasoned and fresh entrant New name vis-à-vis established New name vis-à-vis established

namename Single product vs basket of product Single product vs basket of product Very big, big, medium or small size Very big, big, medium or small size

of operations of operations Ajay Garg, M.Com, MBA, FCS, LLB Contact details: [email protected],

9811386723

Whom to Beware ???Whom to Beware ???

Person obliging you free of costPerson obliging you free of cost Persons enticing you to invest on his Persons enticing you to invest on his

recommendationsrecommendations News Channels regularly repeating News Channels regularly repeating

same recommendationssame recommendations Third and thereafter recommendation Third and thereafter recommendation

of any personof any person Person promising unreasonable Person promising unreasonable

returnsreturnsAjay Garg, M.Com, MBA, FCS, LLB Contact details: [email protected],

9811386723

THANKSTHANKS

Ajay GargAjay GargAGB & PartnersAGB & Partners

Corporate LawyersCorporate Lawyers Contact No:[email protected]

Documents

Why Invest And Where to Invest Ajay Garg, M.Com, MBA, FCS, LLB Contact details: [email protected], [email protected]