Holistic Relationship Driven Wealth Management

THAT STARTS WITH YOU

Plan Better. Invest Better. Live Better.

C lear Thinking Discovery

L ifestyle Financial Planning

E vidence Based Investing

A llowance Planning

R isk Management

E state Planning

R eview

Wilcocks & Wilcocks: Testimonial

“I would recommend Martin and his team at Wilcocks. The manner in which they supported a recent investment made by their client into our business gave rise to a number of complexities during the process which were calmly and professionally managed by Martin’s team, and they ensured that the timing of the investment proceeded to plan. Their approach combined a very positive blend of profession-alism and personal engagement, and they demonstrated to me the breadth of their many years of experience in handling wealth management and investments”

Martyn Best CEO Document Direct Limited

Martyn Best Jon Taylor

“I have been concerned for some time that my pension fund might not be sufficient to achieve the results I expect and in recent times I have noticed a decrease in my total investment. On looking for prospectively improved solutions I discovered an investment opportunity in a rapidly growing local business. I discussed opportunities with the owner of the business and needed a way to take money from my existing plans to invest into this opportunity. I was referred to Martin Wilcocks who helped me to understand my option for releasing my investments with current providers and consolidating them into this more ex-citing opportunity. The process took some time but now I can see my investment growing and have regular reviews to ensure optimal growth of the funds. I would be happy to recommend Martin to anyone looking for investment solutions.”

Jon TaylorBusiness AnalystBrabners LLP

Martin Wilcocks

Wilcocks & Wilcocks: Why | How | Who

Why We ExistOur sole purpose is to bring clarity, meaning, peace of mind and confidence to your financial world, by helping you to build, manage and protect your wealth, in a way that allows you to reach and keep your desired lifestyle and do more of the things that you love to do.

How We HelpWe provide a comprehensive range of services, and support to business owning clients. We understand your personal and professional lives are often intertwined, so we deliver a cohesive strategy that incorporates all aspects of your life. We listen carefully to under-stand your aspirations, objectives and what’s really important to you. We are there for you every step of the way to ensure you stay on course.

Specialist ServicesIncluding corporate finance, retirement planning, pensions and property. Whereappropriate, we can help you to tap into the tax benefits associated with your pension topurchase business premises and factories. By using your pension, you can reduce yourfunding costs by as much as 40%. We will guide you through the pensions framework,keeping it clear and simple at all times.

How Much is Enough?It would be nice to know how much is needed for you to retire, semi-retire or simply achieve financial independence from your business. You may have an idea yourself but would like an expert to confirm if you are on the right track and to ensure you haven’t missed anything. We do these calculations for you and we can also deliver smart strat-egies that may bring that date forward. We can provide exit or funding options that you hadn’t known were available and assist family members or other internal successors to complete a management buy-out (if that is your wish).

Wilcocks & Wilcocks: Why | How | Who (continued)

Who It’s ForThose who benefit most from our work, and to whom we can make a significant positive difference, are owners of small to medium size businesses based in Liverpool, London and surrounding areas; with one eye on a sale or their retirement, who have lost track on what their investments and pensions are worth, the charges they are paying, where their money is invested, and what returns they are getting. They are also in the dark as to how it’s all going to play out in retirement, and how it’s all going to pass to the Children safely and tax efficiently.

Working With Other AdvisersIf you already have other professional advisers in place, it is essential that your financialadviser is able to fit in and work with them effectively. We have a great deal of experienceworking with other professional advisers including accountants, lawyers, and corporatefinanciers. We have references from such professionals backing this up.

The Wilcocks Professional NetworkIf you do ever need another trusted professional to deal with a specific issue, we have anextensive and trusted network of contacts we can connect you to. Members of ourprofessional network have complementary skills and expertise. With our guidance, they will work together seamlessly to manage all aspects of your finances. Why We Are Different Have you considered what happens to your shares if you get ill or pass away? Who will inherit them? Will they have the skill or desire to work in the business? What is thesuccession plan? What if the main sales generator dies? The wealth management firm for entrepreneurs doesn’t just sell a pension and insurance product to the business owner and say ‘see you in 20 years’. A proper wealth management firm helps you ‘get there’. Our business owner service is about wealth creation as much as wealth protection and management. We operate within and have the expertise to advise in multiple areas are managing both opportunity and risk – to make sure that whatever happens, you protected from worst case scenarios and from potential disasters. We help you realise your financial potential, and when you’re there, we ensure you stay there by making you financially bulletproof.

Wilcocks & Wilcocks: Testimonial

“ Martin protected the ownership position within our business, by ensuring if the worst was to happen, our shareholdings pass back to the company, with equal value going to our beneficiaries via a business trust. He has also protected our profits, such that the company is compensated if either one of us as the key shareholding directors pass away or suffer a life-threatening illness. It’s actually enhanced the value of the company in general terms too and enhanced our sale potential ”

Graham WitheManaging Director Webtise Ltd

Graham Withe Justin Young Dave Brown

Wilcocks & Wilcocks The Wilcocks Professional Network

The Wilcocks Professional

Network

Funding &Finance

TaxPlanning

LegalServices

Accounting Services

BusinessConsulting

HumanResources

Professional Network

CorporateFinance

Wilcocks Specialist Services

Business Premises Acquisition

Asset Finance

Commercial Insurance

Secured & Unsecured Loans

Initial Public Offering

Commercial Mortgages

BusinessValuationSpecialist

Services

BizEquity does not represent or endorse the accuracy or reliability of any advice, opinion, statement or any other information displayed or distributed through this report or its website. The estimates and data contained herein are made using the information you provide, publicly available information and data, and rules of thumb for different industries. BizEquity has not audited or attempted to confirm this information for accuracy or completeness. This report should not be used to obtain credit or for any other commercial purposes. This report is the intellectual property of BizEquity and the information provided herein is provided for your internal use only and may not be copied or redistributed for any reason. Your use of this report and the information provided herein is also subject to the online terms of use and privacy policy of BizEquity.

Page 6

Your Valuation

Equity Value (Latest Valuation)

Valuation History

Asset Sale Value Enterprise Value Liquidation Value

This common transaction-oriented fair market value conclusion includes the firm�s in�entor�, furniture, fi�tures and equipment and all intangible assets ranging from customer base to goodwill.

This fair market value estimate is e�ual to the �total �alue of the firm� or the �alue of the firm�s e�uit� �lus its long term debt, e.g. it re�e�ts the value of the entire capital structure �e�uit�holders and debtholders� or �enter�rise�.

The liquidation value conclusion is based on the key assumption of insolvency and the immediate sale of all assets �on or o� the balan�e sheet� at or near �fire sale� le�el �ou�led �ith the nearly simultaneous retirement of all liabilities. This figure does not include accounts receivable.

This fair market value conclusion is the value of the company available to its owners or shareholders and in�or�orates all of the assets in�luded in the �asset �alue� �lus the firm�s li�uid finan�ial assets ��ash, ���, de�osits, et�.� and minus its liabilities ��T and �T�.

GBP

ValuationHistory

ValuationHistory

10.Mar 12.Mar 14.Mar 16.Mar 18.Mar 20.Mar 22.Mar 24.Mar 26.Mar 28.Mar 30.Mar 1.Apr 3.Apr

1,750k

1,760k

1,770k

1,780k

1,790k

1,800k

MLC partners

£1,381,420

04/04/16 Powered by BizEquity

£1,751,764

£1,501,766 £324,998

BizEquity does not represent or endorse the accuracy or reliability of any advice, opinion, statement or any other information displayed or distributed through this report or its website. The estimates and data contained herein are made using the information you provide, publicly available information and data, and rules of thumb for different industries. BizEquity has not audited or attempted to confirm this information for accuracy or completeness. This report should not be used to obtain credit or for any other commercial purposes. This report is the intellectual property of BizEquity and the information provided herein is provided for your internal use only and may not be copied or redistributed for any reason. Your use of this report and the information provided herein is also subject to the online terms of use and privacy policy of BizEquity.

Page 25

LEVEL 1 LEVEL 2 LEVEL 3 LEVEL 4

Value Map

Our goal is to help entrepreneurs “climb the valuation mountain” illustrated above to the highest level possible by internalizing certain key valuation and operational concepts associated with discovering, monitoring and optimizing business value. Every business will go through stages of development and hopefully growth, and we want to be a driver of this process. Once the basics of business valuation are understood, the path towards enhancing value will become clearer and more “real” in the eyes of the owner.

Businesses of all types and sizes get business valuations because they are interested in discovering what their most valuable asset is worth. Taking this first step is a critical one, but only the first. Having “discovered” the business value, the next steps towards proactively managing value involve monitoring and optimizing the value of your company.

One central theme that is as simple as it is important concerns the so-called “size effect” or “size premium”. It is an empirical fact that companies with higher revenues and earnings are worth more than their smaller counterparts. Achieving “exponential” value growth is possible due to the dual impact of higher earnings, e.g. higher earnings will directly increase value at any multiple – AND higher earnings will alone lead to a higher valuation multiple.

Exponential Business Value

1X

< 500K 500K- 2MM 2MM- 10MM 10MM+

3X 5X 10X

£ £ £ £ £ £

04/04/16 Powered by BizEquity

Wilcocks & Wilcocks: Testimonial

“A refreshing change, Rob is someone who knows what he is doing, and is in it for the long haul. He has helped with pensions, insurance, and also some strategic advice which helped grow our business overseas and reduce costs - I would highly recommend him”

Ross Baigent CEO Cataclean Global

Graham Fraser Ross Baigent

Our Journey Together: CLEARER®

StrategyStage 1 – Clear Thinking Discovery

• The purpose of the Discovery session is to help you decide if we are the right adviser for you.• We will ask you about your ‘Bigger Picture’ to understand your goals, ideal lifestyle, concerns, values and ambitions both personally and for your business.• This includes the E, V and O of our EVOKE process. We Explore, create your Vision, and work together to overcome any Obstacles blocking you. To help we have some structured exercises such as the ‘3 Questions’, ‘Hearts Core Grid’, and ‘LifePlanner’.• We will audit your existing financial situation by looking at your business, personal details, family, income, expenditure, savings, investments, pensions, personal insurance and employee benefits.

Stage 2 –Lifestyle Financial Planning

• Using the information gathered during Discovery we help you to identify your ‘Number’- the amount of money you need to sell your business or to achieve and maintain your ideal lifestyle.• We will prepare financial statements such as Income & Expenditure, Net Worth, and Cash Flow, to bring clarity and organisation to your finances. We will also look at current levels of investment risk and tax within your plan and consider in conjunction with what we learnt from Discovery.• We will model different ‘what if’ scenarios to bring to life the information gained from the life planning exercises and your personal audit.• Our strategic advice and recommendations will be impartial and based on your particular situation, and documented in a CLEARER Financial Life Plan Report. You will not be obligated to implement any of our recommendations.

Identify the lifestyle you want, prioritise your goals, and start a relationship with a proper firm of financial advisers

Typical Outcome

Know & understand your Number. Become financially well organised, with clear, prioritised goals.

Typical Outcome

We understand your personal and professional lives are often intertwined, so we deliver a cohesive strategy that incorpo-rates all aspects of your life. Our CLEARER® service is tailored to your specific needs and it works like this;

“ You expect your financial planner to be impartial, completely transparent and objective when itcomes to helping you to decide what to do. We hope we can earn the right to work with youas your trusted adviser for many years to come.”

ImplementationStage 3 - Evidence Based Investing

• We will explain our investment philosophy - how markets work, the difference between speculating and investing; and how we use science and evidence to capture returns.• We will explain the behaviours required for successful investing and perform a psychometric test to anticipate your risk tolerance.• We will consider the results relative to your plan, goals; and capacity and need to take risk before designing your asset allocation & portfolio construction.• We will advise the most suitable products to hold your EBI portfolio, including pension, SIPP, ISA, GIA, trusts, and on/offshore Investment Bonds.

Stage 4 - Allowance Planning

• We will look at the level of income tax you are paying and explore ways to reduce this.• We will analyse your capital gains position and look for ways to minimise and offset any tax.• We will analyse all tax allowances available to you, as well as any tax-favoured investments such as EIS and VCT.• If you own a business we will explore methods of reducing corporation tax and extracting profits and dividends tax efficiently.

Stage 5 - Risk Management

• We will consider catastrophic scenarios such as death or illness, and how this could affect your financial plan, including how these ‘what-if’s’ may affect your family’s current and future lifestyle.• We will consider how the same scenarios would affect your company shareholder ownership and business profitability, alongside issues that may arise for your fellow shareholders & families.• Lasting Powers of Attorney ensure people you trust can handle your health, well-being, property and financial affairs should you be involved in a serious accident or suffer an illness that prevents you from acting for yourself.• If you have business or personal insurance needs we will advise on levels of cover and a suitable provider including shareholder protection, key person insurance and personal life; whole of life, critical illness, private medical and income protection insurance.

Stage 6 - Estate Planning

• We will ensure your Will & Powers of Attorney are up to date and in line with how you wish to manage and pass on your estate. If you have minor children we will nominate guardians to ensure they are cared for by people chosen by you if the worst was to happen.• We will explore the suitability of various Lifetime and Will Trusts to protect your personal and business assets for future generations.• We will discuss gifting and philanthropy and if necessary help you build a ‘Spending and Gifting Program’ to pass on your wealth in a controlled, tax efficient manner.• We will analyse the level of inheritance tax that could become due on your estate and identify and discuss various options for mitigating this tax.

Our Journey Together (continued)

Maximise pension, ISA and CGT allowances and get back £20K for every £100K Corporation Tax paid.

Typical Outcome

Peace of mind about investing, a portfolio linked to your goal(s) and c.£15kp.a. saved in fees on every £1M invested.

Typical Outcome

Protect shareholder value, businesses’ profits and continuity and the lifestyle ofshareholders’ families.

Typical Outcome

Pass wealth tochildren /beneficiariessafely and taxefficiently.

Typical Outcome

Stage 7 - Review -

• Our service is designed to last a lifetime. Our on-going relationship will continue for as long as you feel you are receiving value from us.• We will update your plan to reflect any changes in your objectives and circumstances.• We will account for legislation, taxation and economic conditions so that you stay on course.• We realise that sometimes members of your family face challenges, which you would like to help them through. We can discuss your options for any broader family issues as they arise, which could include:• Care home funding & asset protection - (property, savings and investments).• Paying for children or grandchildren’s Education.• Help with property purchase or downsizing.• Debt repayment or capital raising for Children

Over the years typical annual reviews with Financial Advisers were just really about a cup of coffee and catching up on how the family were. Not anymore. Our review process in a serious business where we record hard facts and data about how we have performed over the past 12 months. This is what it looks like;

Our Journey Together (continued)

Remain focused on your plan, on track with goals, and avoid emotional mistakes related to wealth.

Typical Outcome

Advise BetterLive Better

Portfolio Valuation - 30 June 2005 Mr Client: £37,862.14Mrs Client: £323,807.99

Profile’s Investment Management Added ValueInvestment return compared to market average:

Asset Allocation

UNCOVER YOUR BUSINESS POTENTIAL Day Four

Income & GrowthMarket value as at 18/07/04 = £375,109.73Market value as at 30/06/05 = £361,670.13% Return this year = - 4.56%% Return life of Investment = + 6.57%

This year + 3% ▲ ( £11,250 better off)Life of investment + 4.2% ▲

Profile Partner Service Scorecard

A/Shares 34.55%

I/Shares 24.99%

F/Int 24.99%

Prop sec 9.34%

Cash 3.21% Dir Prop 2.01%

Core Services Provided• Review of financial objectives (all on-track OR modications made during year)

• Re-balance of asset allocation (within allowable parameters)

• New Pension strategy facilitating move to retirement• 2 Review meetings held during year

Profile Value Added Services - year to date:• Pension Strategy - £3,100 tax saving annually • Compensation due to processing delays - £150

• Error on Prudential statement - £628 • Client Education Seminar - Aug ‘04

• Boardroom luncheon - 7IM • Jupiter Hedge Fund

“ When I saw the actual value that Martin and Rob had added over the year it really reminded me how important they are to me”

Mary Elson

Wilcocks & Wilcocks: Testimonial

“We weren’t working towards any personal financial targets as we were just so busy in our day to day business. Martin worked with us to develop a financial plan, that showed us what we needed to do to today, in order to achieve and keep the life we want in the future for us an our families. He has given us total clarity over our future.”

Jonathan McHale & Jeffrey Arnold Directors Tag Scaffolding Ltd

Jonathan McHale Jeffrey Arnold

Our fees are always based on three factors. 1) Value; 2) Complexity; 3) Size. Our fees also cover the regulatory costs of providing advice, specifically FCA fees; independent compliance; Financial Services Compensation Scheme (FSCS) levy; and Professional Indemnity (PI) Insurance, which all help to guarantee and underpin regulated advice.

1. Clear Thinking DiscoveryAn initial CLEARER® discussion is available at our expense, in one of our offices. 2. Lifestyle Financial Planning To assess your affairs, needs and objectives, and create a plan for the future, a typical fee might be £3,000.

3. Evidence Based InvestingIf we implement new investments on your behalf, we will charge a fee to cover a needs assessment, a review of exisitng investments, psychometric risk profiling, strategic asset allocation and portfolio construction. A typical establishment and ongoing management fee structure might be:

Existing Investments & Transfers, Including Retirement Planning and Pension Transfers For transfers of existing assets to an EBI portfolio, where we are required to analyse and research existing investments and/or products, a typical fee might be 1% of the value, or £1,000 per £100,000, subject to a minimum advice & establishment fee of £1250. This includes pension transfers and advising on post-retirement pension products, including pension fund withdrawal & annuity contracts, SIPPs SSASs, and extends to existing ISAs, onshore / offshore bonds, and any other existing investment. 4. Allowance Planning For all tax mitigation work, such as advice on capital gains, corporation tax, dividend extraction and EIS and VCT, we charge a fixed fee. We may work alongside external experts, including your existing advisers, to deliver this advice.

5. Risk Management For insurance solutions, we are typically paid a commission by the insurer, but we retain the right to charge a fixed fee. For care fee planning and Lasting Powers of Attorney we charge a fixed fee.

6. Estate PlanningFor solutions such as wills, LPA’s, trusts, and inheritance tax planning we charge fixed fees. We may work alongside external experts, including your existing advisers, to deliver this advice.

7. Review The costs and necessary margins to maintain you as a client will be quoted on a fixed fee, bespoke basis, towards the end of your client journey. As above, your fee will depend on the value we add, the complexity involved in managing your affairs, and the size of your portfolio / estate that we are responsible for managing moving forward. Our minimum annual fee to retain our service is £1,250, paid monthly via your portfolio and/or retainer.

Hourly rate charges Under certain circumstances it is necessary to use time charges; for example financial planning on divorce or dissolution, complex tax calculations, death claims & administration for probate,certain Trusts, and pension scheme property purchase; typical hourly charge rates are as shown below:

Directors £325.00 Chartered / Certified Wealth Managers £275.00 Paraplanners £125.00 Administrators £80.00

We will always attempt to give you an accurate estimate of the total cost in advance of any chargeable work being undertaken. In the event that your instruction results in more work than wasreasonably foreseeable at outset, a further fee may be payable. We will take reasonable steps to notify you in advance, before you incur extra costs. A list of current transactional service fees, investment management fees and our flagship relationship driven wealth management service

Our Fees

Transactional ServicesFinancial Services From To

Financial review and strategic plan £3000 uncappedPersonal pension review & analysis £1250 uncappedCompany pension review & analysis £3000 uncappedAnnuity advice and implementation £1250 uncappedIncome drawdown advice £1250 uncappedProtection advice and implementation £1250 uncapped

Estate Planning Services Single Mirror

Wills £295 £395Lasting Power of Attorney – P&F £475 £575Lasting Power of Attorney – H&W £475 £575Lasting Power of Attorney - Package £775 £975Lasting Power of Attorney – Register £390 £490Right of Residence Trust £675 £775Life Interest Trust £775 £875Discretionary Trust £875 £975Disabled Persons Discretionary Trust £975 £975Business Property Relief Trust £975 £1295Nil Rate Band Discretionary Trust £975 £1295Right of Residence Will Trust £975 £1295Pilot Trust £1975 £2975Spousal Bypass Trust £2975 £4975Asset Protection Trust £4975 £5975Advance Decision (Living Will) £275 £375Parental Responsibility Agreement £975 £975Severance of Joint Tenancy £975 £975Transfer of Ownership £325 £325Declaration of Trust £325 £1975Will Codicil £125 £225Draft Letter of Wishes £125 £225Document Storage £100 £125

Hourly Rates From To

Directors £325 FixedChartered / Certified Wealth Managers £275 FixedParaplanners £125 FixedAdministrators £60 Fixed

Our Fees (continued)

Wealth ManagementClient Journey – CLEARER®

C lear Thinking DiscoveryL ifestyle Financial PlanningE vidence Based InvestingA llowance PlanningR isk ManagementE state PlanningR eview Annually

Additional Private Client Services Included

The Concierge ServiceRemoving The Complexity & Hassle from Your Financial Life

The Property Sourcing ServiceUsing Our Network to Find You The Right Property The Easy Way

The Capital Raising ServiceDebt Funding & Raising Equity via Alternative Investment Market (AIM)

Unlimited Face to Face, Telephone & Email AccessPhone Calls & Emails Returned Within 12 Hours

The Professionals ServiceProviding Strategic Updates to Your Accountant & Other AdvisersSupplying End of Year Taxation Information (As Required)Recommending Suitable Professionals as Other Needs AriseEnsuring Your Wider Team Provides Coordinated Professional Advice

Second Opinion ServiceConsidering New Ideas from Whatever Source They Originate

FeesFees will be fixed based on size, complexity & value factors.

Example Ongoing Advice Fee:If your net worth is £5Million our fee may be 1% or £50,000 per annum. If your net worth is £5Million and you require extended wealth management services that also support additional family members our fee may be £75,000 per annum.

Fees can be taken from your portfolio or invoiced to you separately.

Investment ManagementImplementation of Evidence Based Investment Portfolio

Needs AssessmentExisting Portfolio ReviewPsychometric Risk ProfilingAsset Allocation ModellingPortfolio ConstructionTurnkey Asset Management Program

FeesFees will be fixed based on size, complexity & value factors.

Example Fee (Cash / Liquid)If investing £500,000 an initial fee might be 1% or £5,000.

Example Fee (Transfers of Existing Assets)If investing £500,000 via several transfers an initial fee might be 2% or £10,000.

Fees can be taken from your portfolio or invoiced to you separately.

Ongoing Management of Evidence Based PortfolioOngoing Investment ManagementOnline Access to Custodian Platform & ValuationsRebalancing (systemised ‘buying low, selling high’)Annual Portfolio Reports

FeesFees start from 1% of assets under management. Minimum monthly fee £125

Example Ongoing Advice Fee:

If managing £250,000 our ongoing fee might be 1% or £2,500 per annum.

Fees can be taken from your portfolio or invoiced to you separately.

Wilcocks & Wilcocks: Testimonial

“ We left it and left it and eventually followed our Accountants advice and went in to see Martin. I can’t tell you how good it feels to have done so. Over the last year we have worked out what we need to put aside from the company to build our future retirement pots, reduced the company corporation tax, and our personal tax bills, organised our pensions, and arranged wills with our wives that include a business trust to eventually pass everything on safely and tax efficiently to our families. Working with Martin has been a breath of fresh air and we would recommend him to any other business owner who want these things taken care of but like us just didn’t have the time to sort it out”

Adam Mullin & Collin Doran Managing Partners Solutions in Service Ltd

Collin Doran Adam Mullin

Wilcocks & Wilcocks: Values | Focus | Niche | DifferentValuesIntegrity We believe the reputation of our family name is of utmost importance, which is why we named the business Wilcocks & WilcocksTrust Our client’s financial security and needs come first. Always.Dedication We built our business out of the worst recession in 100 years, and survived. We have proved we are hardworking and committedInnovation We are changing the way the UK invests. Through our innovative investment techniques we will strive to achieve your goals.Passion Life’s not a rehearsal. We get one shot at an enjoyable, fulfilling life, so we are always engaged, enthusiastic and energetic.

Core Focus Our mission is to make a difference in our clients lives by deploying our unique and holistic 7 staged approach to wealth management, whilst building trusted relationships, and having fun along the way.

Niche Business owners in Liverpool and London with one eye on a sale or their retirement, who have lost track on what their investments and pensions are worth, the charges they are paying, where their money is invested, and what returns they are getting. They are also in the dark as to how it’s all going to play out in retirement, and how it’s all going to pass to the Children safely and tax efficiently.

DifferentMost financial advisers and wealth managers tend to focus on financial products, particularly investments. We take care of all that but our main initial focus is on you, and in linking your goals and values with your money. On the money piece, we deploy clever portfolio design, clever diversification, and clever management of costs, with science and evidence-based Investing that will enhance your wealth. And with investments that work, and without taking excessive risk, you can spend more time on with the things that matter most in your life. We take away the hassle of wealth management, keeping you informed and in control.

Featured in: The Sunday Telegraph, March 2015 The Mail on Sunday, September 2015 The Sunday Times, April 2016

We set the business up so we could be impartial. We wanted to be different and deliver value; to love the work we do. Our goal is to build a family business to be proud of. Brothers & Founders of W&W Martin and Robert Wilcocks were both voted as Top 250 UK Advisers (Vouched For, 2016).

5

Martin Wilcocks DipFA AIPW Robert Wilcocks DipFA CFP

0845 200 4041 info@wilcocksandwilcocks.co.uk www.wilcocksandwilcocks.co.uk

Liverpool Office 8 Water Street Liverpool L2 8TD

London Office1 Fore Street (WeWork serviced office)

LondonEC2Y 5EJ

Our GuaranteeWe are passionate about providing value for our clients. If a client believes that we have offered no value, we will provide a full refund of fees charged - no questions asked.

Past performance is not a guide to future performance. The value of investments, and any income from them, can fall as well as rise and investors may not get back the amount invested. This information does not in any way constitute investment advice. W&W is authorised and regulated by the FCA, firm reference 501064.

“I have confidence in both your ability as advisers, and in the advice you provide. I have no hesitation in introducing clients to Martin & Rob.”

Fergal O’Cleirigh Partner & Head of Commercial, Bermans Solicitors

“Martin and Rob are both fantastic advisers, I ’ve known them for over 15 years. They look after my entire financial position, including my estate, retirement and investment plans and do a great job.” Frank Brennan Director, Safety Lane Ltd

“I contacted Martin, having met a number of other financial advisers, with the intention of finding somebody I knew I could trust to refer our clients to. He has now added value in many ways for my clients and the service has been excellent.”

Paul White Managing Director, APH Accountants

“I have to say I found Martin to be highly professional, knowledgeable and capable.”

Dr Richard Azurdia Consultant & Head of Dermatology, Liverpool NHS

“ I suggest Martin’s service to other business people I know all the time. He is always thinking of my needs and what I want to achieve. He focuses on what things could be if that makes sense. It rubs off on me very well and he encourages me to think big” James QuiltyDirector, Kelsall Service Station Ltd

“ Martin is the consummate professional who always puts his clients needs first. He has helped us plan a number of significant UK and offshore projects on behalf of myself and my business partner Joe Dwek CBE” Roy KennyDirector, Verum Victum Healthcare Ltd