Woodside Herald 10 25 13

To Advertise E-mail [email protected] or call 718-729-3772

FRIDAY, OCTOBER 25, 2013 THE WOODSIDE HERALD PAGE 1

VOL. 79, NO. 43 WOODSIDE, L.I.C., N.Y. FRIDAY, OCTOBER 25, 2013 FREE

SERVING SUNNYSIDE-WOODSIDE AND LONG ISLAND CITY

50% OffRound Trip

Call For Details

Sunnyside Shows Up to Honor the Extraordinary

Cleaning Up WoodsideHonoree Don McCallian, Lily Gavin (Dazies and Sunnyside Chamber VP), Honoree Frances Schmidt, Luke Adams, Patricia Dorfman and Manny Gomez

SeePage 4

by Adrian Bordoni

On a beautiful sunny Saturday overthirty volunteers from every corner ofWoodside and beyond, worked on the firstPhase of the Moore Jackson Cemetery Reno-vation, 90 bags of debris were removed,part of the three month cleanup efforts thathave cleared most of the 1/4 acre plot that

belonged to the Moore Jackson family.Volunteers from Woodside North, Com-munity Organizer Denise Keehan from theBig Six Towers, Parents and students fromPS 152, St. Jacobus Lutheran Church,Church of Latter Day Saints, WOTM Boardmembers and staff worked diligently and ina fun atmosphere with the clear purpose of

returning a green space to the community.Under the guidance of the Queens His-

torical Society, this project was collabora-tion with the Office of CouncilmemberJimmy Van Bramer, the Department ofSanitation, the Office of AssemblywomanMarge Markey and the Woodside Commu-nity Committee. The Woodside Commu-

nity Committee composed of Woodside OnThe Move, Woodside Civic Association,and local residents, plans communityprojects, such as the renovation of St. Paul’sEpiscopal Church, the creation of a Holi-day Train on the 7 Line and our annualSeptember 11 and Memorial Day events.

Annual Halloween Party

Sat. Oct 26th

1-3pmQueen Of Angels Church

44-04 Skillman AveSunnyside

Come Join the Fun, All are welcome!

Costume Parade,Best CostumePrizes, Games,

Crafts & Snacks.

(See continued photos on page 8)


FRIDAY, OCTOBER 25, 2013THE WOODSIDE HERALDPAGE 2

Keep Your Teeth for a LIFETIME!For a FREE Exam & Consultation

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43-34 43rd STREET, SUNNYSIDE, NY 11104

Call: (718) 786-3842

AVAILABLE:

Attorneys-At-LawMARC CRAWFORD LEAVITT

JOSEPH N. YAMANER*IRA R. GREENBERG

PAUL E. KERSON

JOHN F. DUANE

TALI SEHATI

THE BENJAMIN SHAW PROFESSIONAL BUILDING

45-29 47th Street - Woodside, New York 11377718-729-0986

MIDTOWN OFFICE: 228 E. 45TH STREET, 17 FL., NYC 10017

Serving the Community Since 1947*We speak Spanish, Hebrew & Turkish

43-11 Greenpoint Ave., Sunnyside, NY 11104Telephone (718) 729-3772

CONTRIBUTING WRITERS Sue Baldock, Peter A. Ross, Rob MacKay

CONTRIBUTING ARTISTS AND PHOTOGRAPHERSJoe Gurrado, Robert Flanagan, Sue Baldock

Marlene Sabba ............................................................... Publisher

Sherilyn Jo Sabba ................................................................. Editor

PLEASEe-mail Articles, Photos,Letters & Opinions for

To: [email protected]

or mail them to

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SUNNYSIDE, NY 11104

woodsideherald.com

Join theSUNNYSIDE DRUM CORPS

718-786-4141

Diversity Plaza Clean Up

A New School Campus ToCongresswoman Geraldine A. Ferraro

CM Daniel Dromm (D-Jack-son Heights, Elmhurst) joined theJackson Heights BeautificationGroup and many communitymembers to clean up 74th and73rd streets and Diversity Plazaon Saturday.

About 30 residents, studentsand community leaders pickedup trash, planted daffodil bulbsand mums in the planters and treewells and added mulch and com-post to the tree wells.

“Keeping our streets and Di-versity Plaza, which has becomean essential community gather-ing space, clean is important forinsuring a high quality of life forJackson Heights residents,” CMDromm said. “I thank the Jack-son Heights Beautification Groupfor organizing the event.”

Chancellor Dennis M. Walcottand Assemblywoman CatherineNolan dedicated the campus of anew school building after GeraldineA. Ferraro, the first female vice presi-dential candidate and three-termCongresswoman of the Ninth Dis-trict. The Geraldine A. Ferraro Cam-pus will house the former P.S. 290,which is now called the A.C.E. Acad-emy for Scholars. Currently, A.C.E.Academy for Scholars is at 70-02 54Avenue. The new building will openin September 2014 and be located at55-20 Metropolitan Avenue, just afew blocks from the lateCongresswoman’s district office.

The five-story school, currently

under construction, will have 616seats serving pre-kindergarten tofifth grade. The new building willinclude two playgrounds, a gym-nasium that also will serve as anauditorium, a second gymnasium,library, kitchen and cafeteria, 23classrooms and 7 special educa-tion District 75 classrooms with aseparate therapy room. The build-ing also will include a science room,and a science lab with prep rooms.The $46 million contract award forthe new building went to AndronConstruction Corp. and was de-signed by GRAVES-MMA JV Ar-chitects, PLLC.

“I am honored that the New

York City Department of Educa-tion has named a brand new schoolin Ridgewood, Queens after Con-gresswoman Geraldine Ferraro”said Assemblywoman CatherineNolan. “I have championed for thisschool and could think of no otherperson more fitting to have a schoolnamed in their honor. GeraldineFerraro was a great role model tothe many women leaders includingmyself that followed in her foot-steps. She was a champion for ourcommunity, city and state. I wouldlike to thank Chancellor Walcott,SCA president Lorraine Grillo andmy colleagues in government whosupported this great endeavor.”

108th Precinct Community Council Meeting

Tuesday, October 29thSCS, 43-31 39th Street, Sunnyside

Congresswoman Velasquez, Councilwoman Crowley, Queens BP Marshall, Mieasia Harris, Principal ofP.S. 290Q, Assemblywoman Markey, Assemblywoman Nolan, Assemblywoman Glick, AssemblywomanSimotas, Speaker Quinn, Denise Vittor (Principal of Grover Cleveland HS), Lorraine Grillo (Pres. NYCSchool Construction Authority) and members of the Ferraro Family.



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212-685-2600

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New Supermarket OpensIn Sunnyside

by Rob MacKay

There’s always hope in beginnings, andin this case, there’s a lot of produce, too.

A C-Town supermarket celebrated itsgrand opening at 41-25 Greenpoint Ave. inSunnyside on Oct. 11. The storefront hadbeen vacant – and the area had no localgrocery — since last December, when aFoodtown closed at that site.

Individually operated, the C-Town has adeli, prepared food section, and a bakery andcarries Krasdale Foods products as well asother brand name groceries.



by Mary Caulfield

Frances Schmidt and Donald McCallian,each earned the title “Luke AdamsSunnysider of the Year” in a dual ceremonycovering years 2013 and 2014. More than100 of their friends, neighbors and publicofficials applauded them on Thursday, Oc-tober 17 at the Tangra Ballroom on QueensBlvd. The award is given once a year tohonor extraordinary contribution to our area.

This year Sunnyside Artists presentedthe event. “Only one title is given a year togive proper respect to one deserving per-son,” said SA President Manny Gomez, “butwe had a tie, so we decided to celebrate twoyears on the same night.” The event is not afundraiser, Luke Adams explained, and thegroup went all out to provide an old-fash-ioned good time for honorees and guests.

The crystal award for Frances read inpart, “whose moral example, loyalty, inde-fatigability, and compassion are an exampleto all and make our lives better.”

Don’s award included ”whose leader-ship, attention to detail, energy and compas-sion have made our lives better and ourstreets safer.”

The evening began with a with theSunnyside Drum Corps as arriving guestswere greeted by the talented young people insparkling white uniforms, who beat a thun-derous welcome. A crowd of pedestriansstopped in their tracks, enjoying the soundreverberate up and down Queens Boulevard.Joseph Sabba and Anthony Lana began thecorps in 1977, and Tony continues to rununtil this day.

Once inside, diners met KrisCzerniachowicz affixed her handmade bowties and pearl-shaped nametags on lapelsand dresses. Two handsome and fit fellowsin yellow trainers from Phyzique gym es-corted all guests down the marble staircaseto an elegant room, with 17 tables with whitetablecloths and a dozen pink roses on each.

Chandeliers glowed as diners ate threekinds of appetizers, rib eye steak, gingeredfish, chicken cutlet, Pad Thai and strawberrycake with ice cream and enjoyed a free glassor wine or beer donated by Anthony Lodatiof Lowery Liquors, John Lowry (no rela-tion), and Richard Drake, all who also do-nated raffle gifts. Many men wore tuxedoesand looked quite dashing, as did the ladies inpearls, dresses and heels.

“Wow, this singer’s voice is good,”said Ona Whitman, of the Rita JacksonJazz Duo. Jackson’s sophisticated stylingwas supported by the soulful playing of hernoted guitarist, Gene Bertoncini, in townplaying with Tony Bennett. Jackson andDJ mix were arranged by musician/com-poser Trevor Bowen head of the local artsgroup, Art Space Q.

The event had a traditional feel, withReverend Jerome Jecewiz from St. Raphael’sChurch leading all in grace before dinner. Ina very Sunnyside multicultural moment,sponsor Turkish Cultural Center Queens,was called upon to rush over with theirstanding American flag so that a Pledge ofAllegiance could start the evening. Only twodetails, dozens of prints by art world mastersdecorating the walls and colorful sponsorads in the program, indicated the event waspresented by an arts group.

Very Reverend Brian Dowd of Queen ofAngels presented the award to Frances. Hecaptured the essence of why she is so ad-mired when he said, “I see Frances everyday.” She is “always there, whether to wor-ship or to work, her daily, life-long service toothers guides her in all she does.”

Frances received an unanticipated laughwhen she accepted her award and flowers.With her usual reticence to be in the spotlight

(continued from front page)

Sunnyside Shows Up to Honor the Extraordinaryshe began to speak, then she realized she hada captive audience who might have someleisure time. So true to form, she suddenlysaid, “And anyone who is free Saturdaymorning, please come help clean up JohnVincent Daniels Park at 8:30 am.”

Patricia Dorfman, founder of SunnysideArtists gave Don McCallian his award, say-ing he was one of few locals who could keepa secret, and helped “his fellow man withlove and service day after day,” no matterhis or her status in the world. She said Donwould have made a wonderful cop, baseballmanager or priest, the latter not as muchbecause he so loved his wife Eileen.

With his typical modesty, Don’s speechfocused on others. First he asked people toattend the next United Forties meeting, ofwhich he is president, and then spoke aboutthe people who inspired him, including hissister Veronica, Gertrude McDonald, LilyGavin and Walter McCaffrey.

Speeches were short and focused onDon and Frances, even from the officialswho brought special additional awards.Councilman Jimmy Van Bramer spokehighly of the recipients and brought framedawards, as did Assemblywoman CatherineNolan who drove down from Albany. Sena-tor Michael Gianaris praised bothSunnysiders. Awards and words from Con-gressman Joseph Crowley were presentedby Deidre Feerick.

Luke Adams, who explained that theaward was named after him against his will,said the honor came with a mixed blessing.When relatives in Ireland last year read thatFather Brian Dowd had been named “LukeAdams Sunnysider of the Year,” they calledhim, immediately, worried Luke had died.

Paula Hostetter, a singer with the NewYork City Opera, sang “Danny Boy” rewrit-ten by her as “Donny Boy,” and closed theevening with a rousing version of Don’sfavorite song, “God Bless America.”

Among those showing up to pay re-spects to Schmidt and McCallian were theQueen Borough North Commanding Of-ficer Chief Diana Pizzuti, 108 CommandingOfficer Captain Brian Hennessey, Commu-nity Board 2 Chair Joseph Conley, GertrudeMcDonald, 108 Council President DianeBallek, and a cadre of well-wishers from themany local clubs, including Lions and UnitedForties, and St. Raphael’s and Queen ofAngels parishes. Ten free raffle gifts camefrom Lowery Liquors and Bing’s Hallmarkwere welcomed by the winners. Sidetracksdonated a $50 gift certificate. PhyziqueGym’s Nikos Komporozos and Rich Bundywere also sponsors.

Other sponsors were the Woodside Her-ald, Rigo Cardoso of Pronto Car & Limou-sine, Gabriel at Superior Market, OguzhanTuran, Steve Harris, Ira Greenberg, Simon& Nuty Donikian, Ann Cofta, Carol Burch,Dragongfly Graphics, Christopher Whalen,Tony & Leena Tang of UPS, and MaureenLynch of Edward Lynch Funeral Home.

Sunnyside Artists described it-self on the program as “a group ofover 300 local artists and support-ers who promote excellence in thearts, and help all to regain ourinnate but often forgotten exhila-ration about art, local history, cul-ture, imaginative trade, and com-munity spirit through local eventsand programs.

Call 7180909-4806 or [email protected] toget information on the November10 Crafts Fair, to be held at Queenof Angels Church.

Councilman Jimmy Van Bramer gives testimonial from the heart about honorees for theLuke Adams Sunnysiders of the Year for 2013 and 2014 presented by SunnysideArtists.org

Surrounded by happy table mates, community activist Getrude McDonald (97) (seatedcenter), came to add her good wishes to Fran and Don.

Pat Dorfman and Manny Gomez present 2014 award to Don McCallian

Community Board 2 Chair Joe Conley congratulations Don at left. Also in attendance(not pictured) from CB2 were MaryAnn Gurrado with her husband Joe Gurrado


FRIDAY, OCTOBER 25, 2013 THE WOODSIDE HERALD PAGE 5(continued from previous page)

Don McCallian thanks Cathy Nolan for her citation

John Renda of Sunnyside Woodside Boys & Girls Club with CzarinnaAndros of Bings Hallmark

Assemblywomen Nolan’s aides Diane Ballek and David Aglialoro

Don McCallian with his wife and childhood sweetheart, Eileen

Bobbie Burch in background photo bombs Manny Gomez, Rodrigo Tobon, Rigo Cardoso (Pronto) andFreddie Araque. Phyzique’s Rodrigo and Freddie helped those who asked down the stops. Some madeseveral trips just for fun!

Honoree Frances Schmidt with Richie O’Connor



File No.: 2012-4982/ACITATION THE PEOPLE OFTHE STATE OF NEW YORK BYTHE GRACE OF GOD, FREEAND INDEPENDENT To:Attorney General of the State ofNew York The unknowndistributees, legatees, devisees,heirs at law and assignees ofDAVID LAMBERT, deceased, ortheir estates, if any there be, whosenames, places of residence andpost office addresses are unknownto the petitioner and cannot withdue diligence be ascertained.Being the persons interested ascreditors, legatees, distributees orotherwise in the Estate of DAVIDLAMBERT, deceased, who at thetime of death was a resident of195-44 Woodhull Avenue, Hollis,NY 11423, in the County ofQueens, State of New York. SENDGREETING: Upon the petition ofLOIS M. ROSENBLATT, PublicAdministrator of Queens County,who maintains her office at 88-11Sutphin Boulevard, Jamaica,Queens County, New York 11435,as Administrator of the Estate ofDAVID LAMBERT, deceased,you and each of you are herebycited to show cause before theSurrogate at the Surrogate’sCourt of the County of Queens, tobe held at the Queens GeneralCourthouse, 6th Floor, 88-11Sutphin Boulevard, Jamaica, Cityand State of New York, on the21st day of November, 2013 at9:30 o’clock in the forenoon, whythe Account of Proceedings of thePublic Administrator of Queens

County, as Administrator of theEstate of said deceased, a copy ofwhich is attached, should not bejudicially settled, and why theSurrogate should not fix and allowa reasonable amount ofcompensation to GERARD J.SWEENEY, ESQ., for legalservices rendered to petitionerherein in the amount of $5,221.71and that the Court fix the fair andreasonable additional fee for anyservices to be rendered byGERARD J. SWEENEY, ESQ.,hereafter in connection withproceedings on kinship, claimsetc., prior to entry of a final Decreeon this accounting in the amountof 6% of assets or income collectedafter the date of the withinaccounting; and why the Surrogateshould not fix and allow an amountequal to one percent on saidSchedules of the total assets onSchedules A, A1, and A2 plus anyadditional monies receivedsubsequent to the date of thisaccount, as the fair and reasonableamount payable to the Office ofthe Public Administrator for theexpenses of said office pursuantto S.C.P.A. §1106(4); and whyeach of you claiming to be adistributee of the decedent shouldnot establish proof of your kinship;and why the balance of said fundsshould not be paid to said allegeddistributees upon proof of kinship,or deposited with theCommissioner of Finance of theCity of New York should saidalleged distributees default herein,or fail to establish proof of kinship,

• LEGAL NOTICE • LEGAL NOTICE • LEGAL NOTICE •

Annual Halloween Party

Sat. Oct 26th

1-3pm

CostumeParade, Best

CostumePrizes,

Games, Crafts& Snacks.Presented bySunnysideWoodside

MG LotteroLion’s Club

Queen Of Angels Church44-04 Skillman Ave

Sunnyside

Come Join the Fun, All are welcome!

HOLIDAY TOY DRIVETo Benefit “Hour Children”

Presented By:

The LIC/ Astoria

Lions Club

With Help from the program director,Sister Tisa of St. Rita’s Church

DROP BOX FOR TOY DROP OFF AT DR. DEBRAGUTHRIE’s SUNNYSIDE OFFICE

(45-58 43rd Street) starting November 20th.

Public Legal Notices

Phone: (718) 729-3772Email:

[email protected]

• LEGAL NOTICE • LEGAL NOTICE •

PUBLIC NOTICE IS HEREBYGIVEN, PURSUANT TO LAW,THAT THE NYCDEPARTMENT OFCONSUMER AFFAIRS WILLHOLD A PUBLIC HEARING ONWednesday, November 06, 2013AT 2:00 P.M. AT 66 JOHNSTREET, 11TH FLOOR, ON APETITION FOR FIRST DACIACORPORATION TOCONTINUE TO MAINTAIN,AND OPERATE ANUNENCLOSED SIDEWALKCAFÉ AT 4306 43RD ROAD INTHE BOROUGH OF QUEENSFOR A TERM OF TWO YEARS.REQUEST FOR COPIES OF THEREVOCABLE CONSENTAGREEMENT MAY BEADDRESSED TO:DEPARMENT OF CONSUMERAFFAIRS, ATTN: FOILOFFICER, 42 BROADWAY,NEW YORK, NY 10004. 10/25/13, 11/1/13

File No.: 2010-974/B CITATIONTHE PEOPLE OF THE STATEOF NEW YORK BY THE GRACEOF GOD, FREE ANDINDEPENDENT To: NYCHuman Resources Administration,Attorney General of the State ofNew York The unknowndistributees, legatees, devisees,heirs at law and assignees ofDOLORES PETERSON,deceased, or their estates, if anythere be, whose names, places ofresidence and post office addressesare unknown to the petitioner andcannot with due diligence beascertained. Being the personsinterested as creditors, legatees,distributees or otherwise in theEstate of DOLORES PETERSON,deceased, who at the time of deathwas a resident of Flushing ManorGeriatric Center, in the County ofQueens, State of New York. SENDGREETING: Upon the petition ofLOIS M. ROSENBLATT, PublicAdministrator of Queens County,who maintains her office at 88-11Sutphin Boulevard, Jamaica,Queens County, New York 11435,as Administrator of the Estate ofDOLORES PETERSON,

Dated, Attested and Sealed 24thday of September, 2013 HON.PETER J. KELLY, Surrogate,Queens County, Margaret M.Gribbon, Clerk of the Surrogate’sCourt GERARD J. SWEENEY,ESQ. (718) 459-9000, 95-25Queens Boulevard, 11th Floor,Rego Park, New York 11374. Thiscitation is served upon you asrequired by law. You are notobliged to appear in person. Ifyou fail to appear it will beassumed that you do not object tothe relief requested unless you fileformal legal, verified objections.You have a right to have anattorney-at-law appear for you.Accounting Citation 10/4/13, 10/11/13, 10/18/13, 10/25/13

deceased, you and each of you arehereby cited to show cause beforethe Surrogate at the Surrogate’sCourt of the County of Queens, tobe held at the Queens GeneralCourthouse, 6th Floor, 88-11Sutphin Boulevard, Jamaica, Cityand State of New York, on the12th day of December, 2013 at9:30 o’clock in the forenoon, whythe Account of Proceedings of thePublic Administrator of QueensCounty, as Administrator of theEstate of said deceased, a copy ofwhich is attached, should not bejudicially settled, and why theSurrogate should not fix and allowa reasonable amount ofcompensation to GERARD J.SWEENEY, ESQ., for legalservices rendered to petitionerherein in the amount of $6,938.79and that the Court fix the fair andreasonable additional fee for anyservices to be rendered byGERARD J. SWEENEY, ESQ.,hereafter in connection withproceedings on kinship, claimsetc., prior to entry of a final Decreeon this accounting in the amountof 6% of assets or income collectedafter the date of the withinaccounting; and why the Surrogateshould not fix and allow an amountequal to one percent on saidSchedules of the total assets onSchedules A, A1, and A2 plus anyadditional monies receivedsubsequent to the date of thisaccount, as the fair and reasonableamount payable to the Office ofthe Public Administrator for theexpenses of said office pursuantto S.C.P.A. §1106(4); and whyeach of you claiming to be adistributee of the decedent shouldnot establish proof of your kinship;and why the balance of said fundsshould not be paid to New YorkCity Human ResourcesAdministration in settlement oftheir claim of $329,332.15. Dated,

Attested and Sealed18th day ofOctober, 2013 HON.PETER J. KELLY, Surrogate,Queens County, Margaret M.Gribbon, Clerk of the Surrogate’sCourt, GERARD J. SWEENEY,ESQ., (718) 459-9000, 95-25Queens Boulevard, 11th Floor,Rego Park, New York 11374 Thiscitation is served upon you asrequired by law. You are notobliged to appear in person. Ifyou fail to appear it will beassumed that you do not object tothe relief requested unless you fileformal legal, verified objections.You have a right to have anattorney-at-law appear for you.Accounting Citation 10/26/13, 11/1/13, 11/8/13, 11/15/13

Dear Editor,While attending Jr. High 125, back in the 1960’s, our assignment was

to write a composition for the NY World’s Fair 1964-1965 and we weretold that it would then be put into a time capsule to be placed underneaththe medallion which was located at the entrance way to the Fairgroundsonce you came off of the #7 Train Station of the then, Shea Stadium,Flushing Meadow Park grounds.

Does anyone else know anything about that? Was our class assign-ment really buried there? If so, at what point in time will the capsule beopened to reveal what was put into it? Will it be 50 or 100 years from thatpoint in time?

Fondly, Your Neighbor,Dianna Popp

Michael O’HerlihyFuneral Serviceswill be as follows:

Wake Services:Thursday, October 24,

2:00 - 5:00 p.m.and 7:00 - 9:30 p.m.,

at Lynch Funeral Home,43-07 Queens Blvd.

Funeral Mass:Friday, October 25, at

11:15 a.m.,at Queen of Angels

Church (44th Street &Skillman Avenue)

The following letters are the opinions of its authorand not necessarily those of the Woodside Herald.

Letters To The Editor



Take Advantage of “OpenEnrollmenTake Advantage of

“Open Enrollment”At many places of work, it’s

“open enrollment” season — thetime where you get to makechanges to the various benefitsyou receive from your employer.As you review your overall ben-efits package, what areas shouldyou focus on?

Here are three possibilities:Life insurance — If your em-

ployer offers life insurance as abenefit, and you haven’t alreadysigned up for it, consider adding itduring your open enrollment pe-riod — because life insurance canbe important to your family’s fi-nancial security. If you alreadyhave life insurance with your em-ployer, you may want to take thetime, during open enrollment, toreview your beneficiary designa-tions. If you’ve experienced achange in your family situation,such as divorce or remarriage,you’ll want to update your benefi-ciaries, as needed.

However, the amount of lifeinsurance offered by your employerin a group policy may not be suffi-cient for your needs, so you maywant to consult with a financialprofessional to determine if youshould add private, or individual,coverage. You may find that indi-vidual coverage is comparable, interms of cost, to your employer’scoverage. Also, individual cover-

age is “portable” — that is, you cantake it with you if you change jobs.

Disability insurance — Youremployer may also offer disabilityinsurance as a low-cost benefit.The coverage can be invaluable. Infact, nearly one in three women,and about one in four men, canexpect to suffer a disability thatkeeps them out of work for 90 daysor longer at some point during theirworking years, according to theLife and Health Insurance Foun-dation for Education (LIFE).Again, as was the case with lifeinsurance, your employer’s disabil-ity policy may not be enough foryour needs, so you may need toconsider additional coverage.

Retirement plan — Your em-ployer may offer a 401(k) or simi-lar retirement plan, such as a 403(b)plan, if you work for an educa-tional institution or a nonprofit or-ganization, or a 457(b) plan, if youwork for a governmental unit. Allthese plans offer the chance to con-tribute pretax dollars; so the moreyou put in, the lower your taxableincome. Equally important, yourearnings can grow tax deferred,which means your money can ac-cumulate faster than if it wereplaced in an account on which youpaid taxes every year.

Consequently, try to con-tribute as much as you can pos-

sibly afford to your 401(k) orother employer-sponsored plan.If you’ve gotten a raise recently,consider boosting your contri-butions during open enrollment.Also, take this opportunity toreview the array of investmentsyou’ve chosen for your 401(k)or other plan. If you feel thatthey’re underperforming andnot providing you with thegrowth opportunities you need,you may want to consider mak-ing some changes. You mightalso think about making adjust-ments if your portfolio hasshown more volatility than thelevel with which you are com-fortable. Your financial profes-sional can help you determineif your investment mix is stillsuitable for your goals, risk tol-erance and time horizon.

Open enrollment season givesyou the perfect opportunity tomaximize those benefits offered toyou by your employer. So, thinkcarefully about what you’ve gotand what improvements you canmake — it will be time well spent.

This article was written byEdward Jones for use by your localEdward Jones Financial AdvisorVincent Renda, whose office islocated at 47-01 Queens Blvd. Suite203 Sunnyside NY 11104. Phonehim at 718-361-1306. Be Heard!

Letters To The Editor

Email them to [email protected]

Deadline: TUESDAY 5 p.m.


FRIDAY, OCTOBER 25, 2013THE WOODSIDE HERALDPAGE 8(continued from front page)

Cleaning Up Woodside

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Woodside Herald 10 25 13