Workshop 2H: Reducing Barriers to Economic Independence Through Partnership

8/10/2019 Workshop 2H: Reducing Barriers to Economic Independence Through Partnership

1/19


2/19

CC partners with Regence Blue Cross/ Blue Shield to provide

cash assistance to employees impacted by the recession.

Providence Health engages CC to replicate Regence

program for their employees.

CC begins management of Providence Health Systems

Helping Hand Fund.

2008-09

2009

2010


3/19


4/19

What the HHF Looks Like Now

Confidential once in a lifetime benefit (no more repeat users)

Ability to assist with a greater amount

Financial Wellness seminar is a requirement

Results of the Partnership

Ensure consistent and comprehensive approach

100% of donations go directly to fellow caregivers

Offers a real hand up (foreclosure prevention) Greater awareness of needs of employees

Other community partners have asked us to manage

similar funds


5/19

Based on the initial success of our Regence and

Providence emergency assistance programs, the

agency undertakes a formal Asset Building Initiative

in 2011-12.

This initiative engages stakeholdersclients, staff,

community partners, financial institutions, Board

members, & fundersto assess the place of asset

building in social services and potential roles forCatholic Charities in this strategic area.


6/19


7/19

1. Create organizational structures that integrate and prioritize asset

building across the agency.

2. Enhance Financial Wellness Services by developing culturally

effective curricula and expanding to all populations served by CC.

3. Build capacity (staff and volunteer) to deliver services.4. Add long term Financial Coaching support to improve client long

term success rate.

5. Create new opportunities for clients through IDA programming,

micro/social enterprise.

6. Identify and focus on strategic partnerships to achieve asset

building goals and to leverage needed resources and services.


8/19

The

FabricofHuman

Development

Communities in Need

Low-income families

Victims of Domestic ViolenceHomeless Women

Pregnant Women

Families in CrisisRefugees

Youth at Risk

Immigrants

Individuals Impacted by AbortionVictims of Human Trafficking


9/19

Economic Development


10/19

Providence Health Employees

Helping Hand Fund

Lupus Patients

Mollys Fund Patient

Assistance

Financial Education Saving Money Money Attitudes Budgeting Reducing Debt

Additional

Classes

Coaching

IDAs

Community

Members

Referrals

from

Parishes &

Community

Partners

E M E R G E N C Y

A S S I S TA N C E F U N D

A D M I N I S T R A T I O N

F I N A N C I A LE D U C A T I O N

Referrals from all CC Programs

O N G O I N GS U P P O R T


11/19

Danesha

Sleeping in her car with her four children

since being evicted and running out of money

for a motel room.

HHF paid for immediate lodging and CC staffworked hand in hand with Danesha to help

her find affordable housing for her family.

Danesha learned new money management

skills from CCs Financial Wellness course

and is now enrolled in our Financial Coaching

program.

The HHF paid the rental deposit and helped

acquire household items. Now Danesha and

her family are settling into their new home!

DANESHASRESPONSE:

Thank you for everything

you have done for me and

my family. You were ananswer to prayer and have

showed me how I can move

to the next level in my future

goals. I see my life moving in

a positive direction now.

Thank you from the bottom

of my heart!


12/19

I just wanted to say that the class is so good.

My husband I were treated with kindness and

a non-judgmental attitude as we were helped

with our finances. We were put at ease.I am really looking forward to the classes

helping us as my husband has lost two jobs

in the last few years.

Thank you for your help! I think it is great that this

[class] is a requirement of the Helping Hand Fund.

I know I am walking away with the extra support

and tools I need to achieve my goals.


13/19

Of the 818 surveyed participants to date

99% found the class helpful

Of 528 participants who answered questions about how the class

influenced them 82% were committed to starting an emergency fund

96% were committed to using a monthly budget plan

84% were committed to paying down debt

Of 130 class participants who provided an update 6 months later

50% report having increased their savings

50% report using a monthly budget plan

57% report a reduction in personal debt


14/19

Address immediate presenting issues by providing tools,

resources, and referrals to improve financial situations.

Help clients change financial behaviors by providing

accountability.

Assist clients in identifying financial goals (short and long term)

and support client while they work toward meeting those goals.

Enroll in IDAs if appropriate to client goals.


15/19

39

36

23

17

14

0 5 10 15 20 25 30 35 40

Attended 4th

Session

Attended 3rd

Session

Attended 2nd

Session

Attended 1st

Session

Packet Rec'd

Back


16/19

I always felt that I was a conscientious and thrifty spender,but I was not organized. Catholic Charities enabled me to

take a hard look at my finances, which my partner and I

avoided for far too long, and they provided easy-to-followguidelines for saving money and managing our finances.

They also offered very easy budget sheets and other

methods of tracking our spending that worked best for our

lifestyle. After a few months of one-on-one coaching, my

partner and I feel confident with our spending routine, andwe are actively saving money for emergencies and

homeownership.


17/19

Internal audit conducted in 2012

FWS administration of the HHF received recommendation of Best Practices within

the Providence Health System with the additional recommendation that it be shared

with the National Catholic Healthcare Association

Replicated in Spokane, WA w/partnership between Providence and CC

Quote from our partner:

The partnership with Providence Health & Services Oregon and Catholic Charities has

been incredible. Our Helping Hand Fund traditionally was a program that provided support

to individual employees based on their immediate short term needs. Today it has been

transformed into a model for ongoing sustainability. Through this partnership our healthcare

professionals and caregivers are empowered to take real and lasting steps for sustainable

change. Our investment has united our organizations to form a lifeline in the face of what

could be an overwhelming financial crisis. It has also enabled us to learn how our efforts

are making a difference.


18/19

OUR VISION

Every financially vulnerable but motivated household

served by Catholic Charities Oregon will seamlessly

access and develop the financial, physical, spiritual,

and relational tools and resources they need to

achieve economic independence according to their

self-identified goals for long-term prosperity.


19/19

Givea man a fish,

feed him for a day.

Teacha man to fish

and feed him

for a lifetime.

Documents

Workshop 2H: Reducing Barriers to Economic Independence Through Partnership