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Policy Year AGE
Policy Premium Deposit
Car Loan Payment Car Purchase Cash Value
Available Death Benefit Value of CD
1 30 $10,000 $5,831 $605,085 $10,1402 31 $10,000 $11,989 $641,567 $20,4223 32 $10,000 $19,722 $677,509 $30,8484 33 $10,000 $6,000 $25,000 $10,889 $693,066 $22,1545 34 $10,000 $6,000 $27,811 $733,388 $38,6886 35 $10,000 $6,000 $45,520 $773,532 $55,4547 36 $10,000 $6,000 $64,063 $813,543 $72,4548 42 $6,000 $73,226 $831,882 $79,552 Earns 2%, 30% tax bracket; Nets 1.4%
9 43 $6,000 $25,000 $56,884 $813,215 $61,40010 44 $6,000 $65,918 $819,667 $68,34411 45 $6,000 $75,324 $826,234 $75,38412 46 $6,000 $85,274 $833,527 $82,52413 47 $6,000 $95,797 $841,585 $89,763
14 48 $6,000 $25,000 $80,763 $824,238 $71,75415 49 $6,000 $91,275 $832,553 $78,84216 50 $6,000 $102,370 $841,535 $86,03017 51 $6,000 $114,064 $851,169 $93,31918 52 $6,000 $126,357 $861,430 $100,709
19 53 $6,000 $25,000 $113,122 $846,181 $82,85320 54 $6,000 $125,495 $856,539 $90,09721 55 $6,000 $138,486 $867,478 $97,44222 56 $6,000 $152,178 $879,204 $104,89023 57 $6,000 $166,607 $891,022 $112,443
Total Premium & Loan Repaid: $100,000
Cash Value Growth: $40,250Total Premium & Loan Repaid: $30,000
Cash Value Growth: $22,571 $10,211
Details:
$79,552
CD Details:
Cash Values from Policy Illustration$4,000 base; $6,000 PUA year 1-7
Cash Value Growth: $30,560Total Premium & Loan Repaid: $30,000
Total Premium & Loan Repaid: $30,000
$11,734
Cash Value Growth: $73,226
$10,946
Policy Year AGE
Policy Premium Deposit
Car Loan Payment Car Purchase Cash Value
Available Death Benefit Value of CD
1 30 $10,000 $5,831 $605,085 $10,1402 31 $10,000 $11,989 $641,567 $20,4223 32 $10,000 $19,722 $677,509 $30,8484 33 $10,000 $6,000 $25,000 $10,889 $693,066 $22,1545 34 $10,000 $6,000 $27,811 $733,388 $38,6886 35 $10,000 $6,000 $45,520 $773,532 $55,4547 36 $10,000 $6,000 $64,063 $813,543 $72,4548 42 $6,000 $73,226 $831,882 $79,552 Earns 2%, 30% tax bracket; Nets 1.4%
9 43 $6,000 $25,000 $56,884 $813,215 $61,40010 44 $6,000 $65,918 $819,667 $68,34411 45 $6,000 $75,324 $826,234 $75,38412 46 $6,000 $85,274 $833,527 $82,52413 47 $6,000 $95,797 $841,585 $89,763
14 48 $6,000 $25,000 $80,763 $824,238 $71,75415 49 $6,000 $91,275 $832,553 $78,84216 50 $6,000 $102,370 $841,535 $86,03017 51 $6,000 $114,064 $851,169 $93,31918 52 $6,000 $126,357 $861,430 $100,709
19 53 $6,000 $25,000 $113,122 $846,181 $82,85320 54 $6,000 $125,495 $856,539 $90,09721 55 $6,000 $138,486 $867,478 $97,44222 56 $6,000 $152,178 $879,204 $104,89023 57 $6,000 $166,607 $891,022 $112,443
Total Premium & Loan Repaid: $100,000
Cash Value Growth: $40,250Total Premium & Loan Repaid: $30,000
Cash Value Growth: $22,571 $10,211
Details:
$79,552
CD Details:
Cash Values from Policy Illustration$4,000 base; $6,000 PUA year 1-7
Cash Value Growth: $30,560Total Premium & Loan Repaid: $30,000
Total Premium & Loan Repaid: $30,000
$11,734
Cash Value Growth: $73,226
$10,946
Policy Year AGE
Policy Premium Deposit
Car Loan Payment Car Purchase Cash Value
Available Death Benefit Value of CD
1 30 $10,000 $5,831 $605,085 $10,1402 31 $10,000 $11,989 $641,567 $20,4223 32 $10,000 $19,722 $677,509 $30,8484 33 $10,000 $6,000 $25,000 $10,889 $693,066 $22,1545 34 $10,000 $6,000 $27,811 $733,388 $38,6886 35 $10,000 $6,000 $45,520 $773,532 $55,4547 36 $10,000 $6,000 $64,063 $813,543 $72,4548 42 $6,000 $73,226 $831,882 $79,552 Earns 2%, 30% tax bracket; Nets 1.4%
9 43 $6,000 $25,000 $56,884 $813,215 $61,40010 44 $6,000 $65,918 $819,667 $68,34411 45 $6,000 $75,324 $826,234 $75,38412 46 $6,000 $85,274 $833,527 $82,52413 47 $6,000 $95,797 $841,585 $89,763
14 48 $6,000 $25,000 $80,763 $824,238 $71,75415 49 $6,000 $91,275 $832,553 $78,84216 50 $6,000 $102,370 $841,535 $86,03017 51 $6,000 $114,064 $851,169 $93,31918 52 $6,000 $126,357 $861,430 $100,709
19 53 $6,000 $25,000 $113,122 $846,181 $82,85320 54 $6,000 $125,495 $856,539 $90,09721 55 $6,000 $138,486 $867,478 $97,44222 56 $6,000 $152,178 $879,204 $104,89023 57 $6,000 $166,607 $891,022 $112,443
Total Premium & Loan Repaid: $100,000
Cash Value Growth: $40,250Total Premium & Loan Repaid: $30,000
Cash Value Growth: $22,571 $10,211
Details:
$79,552
CD Details:
Cash Values from Policy Illustration$4,000 base; $6,000 PUA year 1-7
Cash Value Growth: $30,560Total Premium & Loan Repaid: $30,000
Total Premium & Loan Repaid: $30,000
$11,734
Cash Value Growth: $73,226
$10,946
Year 1Policy Month
Premium Deposit
Loan Available
Total Funds Available
1 $25,000 $14,366 $14,366
23456789101112
Remaining
Year 2Policy Month
Premium Deposit
Loan Available
Total Funds Available for
Use
13 $25,000 $14,871 $24,327
1415161718192021222324
Remaining
Year 3Policy Month
Premium Deposit
Loan Available
Total Funds Available for
Use
25 $25,000 $22,438 $48,3562627 $5,897282930313233343536
Remaining
Year 4Policy Month
Premium Deposit
Loan Available
Total Funds Available for
Use
37 $25,000 $25,966 $67,9463839404142434445464748
Remaining
Year 5Policy Month
Premium Deposit
Loan Available
Total Funds Available for
Use
49 $25,000 $26,807 $78,467
5051525354555657585960
Remaining
Year 6Policy Month
1st Premium Deposit
Loan Available
Loan Available
Misc. Account
Total Funds
61 $10,000 $13,190 $14,361 $65,808 $93,359
6263646566676869707172
$2,544$2,544$2,544
$1,622$1,622$1,622$1,622$2,544$2,544$2,544
$9,456
Lowe's$5,147 / $28711% / 40mo
Misc. Account
$2,544
Misc. Account
$25,918
BMW$10,432 / $5007.5% / 28mo
BMW$17,621 / $5007.5% / 40mo
Private Loan$5,377 / $922
10% / 7mo
$788$788
$788
$1,622 PAID OFF $15,041
$788$788
PAID OFF
PAID OFF PAID OFF
$788
$788$788
$788$788
PAID OFF PAID OFF PAID OFF PAID OFF
West Marine$47,136 /
$1,2619% / 45mo
Nordstrom$6,720 / $276
3% / 26mo
Wells Fargo CC
$10,270 / $27121% / 63mo
BMW$22,115 / $5007.5% / 52mo
Private Loan$15,355 / $922
10% / 19mo
Condo$105,988 / $1,179
6.2% / 122mo
West Marine$67,000 / $1,261
9% / 69mo
$7,646
House$215,362 / $1,421
4.3% / 219mo
Lowe's$9,574 / $28711% / 40mo
Barclay Card$4,950 / $22829% / 31mo
Wells Fargo$11,251 / $271
21% / 75mo
Nordstrom$9,781 / $276
3% / 38mo
Misc. Account
Discover$2,348 / $16021% / 18mo
Chase$2,650 / $20022% / 15mo
Amex$2,690 / $20016% / 15mo
$788
$788
$4,305$4,305
$4,305$4,305
PAID OFF
$51,660
$4,305
$3,044$3,044$3,044$4,305$4,305
$102,183
$4,305$4,305$4,305$4,305
Misc. Account
Condo$81,076 / $1,179
6.2% / 86mo
$8,304PAID OFF
PAID OFF
$5,484
$65,808
Misc. Account
$4,305
$41,980
$4,305$4,305
$4,305$4,305$4,305
$5,484
$5,484$5,484$5,484$5,484
$5,484
$5,484$5,484$5,484
PAID OFF$25,000
2nd Premium Deposit
House$90,369 /
$1,4214.3% / 159mo
$12,369$4,305
$5,484$5,484
$4,305$4,305$4,305
House$181,421 / $1,421
4.3% / 171mo
Year 1Policy Month
Premium Deposit
Loan Available
Total Funds Available
1 $25,000 $14,366 $14,366
23456789101112
Remaining
Year 2Policy Month
Premium Deposit
Loan Available
Total Funds Available for
Use
13 $25,000 $14,871 $24,327
1415161718192021222324
Remaining
Year 3Policy Month
Premium Deposit
Loan Available
Total Funds Available for
Use
25 $25,000 $22,438 $48,3562627 $5,897282930313233343536
Remaining
Year 4Policy Month
Premium Deposit
Loan Available
Total Funds Available for
Use
37 $25,000 $25,966 $67,9463839404142434445464748
Remaining
Year 5Policy Month
Premium Deposit
Loan Available
Total Funds Available for
Use
49 $25,000 $26,807 $78,467
5051525354555657585960
Remaining
Year 6Policy Month
1st Premium Deposit
Loan Available
Loan Available
Misc. Account
Total Funds
61 $10,000 $13,190 $14,361 $65,808 $93,359
6263646566676869707172
$2,544$2,544$2,544
$1,622$1,622$1,622$1,622$2,544$2,544$2,544
$9,456
Lowe's$5,147 / $28711% / 40mo
Misc. Account
$2,544
Misc. Account
$25,918
BMW$10,432 / $5007.5% / 28mo
BMW$17,621 / $5007.5% / 40mo
Private Loan$5,377 / $922
10% / 7mo
$788$788
$788
$1,622 PAID OFF $15,041
$788$788
PAID OFF
PAID OFF PAID OFF
$788
$788$788
$788$788
PAID OFF PAID OFF PAID OFF PAID OFF
West Marine$47,136 /
$1,2619% / 45mo
Nordstrom$6,720 / $276
3% / 26mo
Wells Fargo CC
$10,270 / $27121% / 63mo
BMW$22,115 / $5007.5% / 52mo
Private Loan$15,355 / $922
10% / 19mo
Condo$105,988 / $1,179
6.2% / 122mo
West Marine$67,000 / $1,261
9% / 69mo
$7,646
House$215,362 / $1,421
4.3% / 219mo
Lowe's$9,574 / $28711% / 40mo
Barclay Card$4,950 / $22829% / 31mo
Wells Fargo$11,251 / $271
21% / 75mo
Nordstrom$9,781 / $276
3% / 38mo
Misc. Account
Discover$2,348 / $16021% / 18mo
Chase$2,650 / $20022% / 15mo
Amex$2,690 / $20016% / 15mo
$788
$788
$4,305$4,305
$4,305$4,305
PAID OFF
$51,660
$4,305
$3,044$3,044$3,044$4,305$4,305
$102,183
$4,305$4,305$4,305$4,305
Misc. Account
Condo$81,076 / $1,179
6.2% / 86mo
$8,304PAID OFF
PAID OFF
$5,484
$65,808
Misc. Account
$4,305
$41,980
$4,305$4,305
$4,305$4,305$4,305
$5,484
$5,484$5,484$5,484$5,484
$5,484
$5,484$5,484$5,484
PAID OFF$25,000
2nd Premium Deposit
House$90,369 /
$1,4214.3% / 159mo
$12,369$4,305
$5,484$5,484
$4,305$4,305$4,305
House$181,421 / $1,421
4.3% / 171mo
