“We believe that high quality Human Capital is the biggest asset in an organization and have been focused on attracting and retaining the best talent from India and abroad. We believe that best performance can only be achieved through empowered employees and therefore, we offer all YES BANKers an opportunity to work in a growth environment with a young work force.”- Rana Kapoor, CEO and MD,YES BANK

Brief • Founded 2004• Type Private company• Sector Banking • Registered office 9th floor ,Nehru Center

Discovery of India building, Dr. AB Rd Worli Mumbai

• Branches 171 branches • Listed in BSE,NSE• Share price• NPA 60.2 crore • Vision “Building the Best Quality

Bank of the World in India” by 2015.

• YES BANK is founded by Mr. Rana Kapoor and Late Mr. Ashok Kapur, who have a collective financial stake of 32.58%.

• The bank went public in June 2005. IPO was over subscribed 30 times.• Brand Pillars Growth Trust Knowledge Driven Human Capital Technology Transparency & Responsible Banking

YES BANK - Slogans - "Experience our Expertise"

About the company• India's new age private sector Bank,• YES BANK is the only Greenfield license awarded by the

RBI in the last 15 years, associated with the finest pedigree investors. YES BANK has fructified into a "full service" commercial Bank that has steadily built Corporate and Institutional Banking, Financial Markets, Investment Banking, Corporate Finance, Branch Banking, Business and Transaction Banking, and Wealth Management business lines across the country, and is well equipped to offer a range of products and services to corporate and retail customers

Share holding

• Promoters 26.72• Public 8.44• FIIs 47.12• Others 17.72Network

Branches 171+ in 141 citiesATMs 225+

Key members

Name Designation• Rana Kapoor Managing Director & CEO• Ajay Vohra Independent Director• Radha Singh Independent Director• Arun K Mago Independent Director• Bharat Patel Independent Director• Wouter Kolff Independent Director

Promoters

• Mr Rana Kapoor• Late Mr Ashok Kapur

Ranking • 37th best financial company in India by

business world(Nov 2010)• NASSCOM Award ‘IT Innovations in Emerging

India• Business today rated yes bank as the 82th best

company in India (Nov 2010) • Ranked the best mid size bank in India by BT

KPMG study in Dec 2010

Service • Corporate Banking• Institutional Banking• Corporate Finance • Branch Banking

– Saving Accounts– Current Accounts

• YES FIRST Wealth Management – ZERO Balance GOLD Savings Account– Doorstep Banking– YES TOUCH Phone Banking Services– Net Banking– Mobile Banking– Money Monitor

– investment banking – Private Equity Syndication– Financial Advisory– Equity Capital Markets– Restructuring & Privatizations– Brokage Services

• Financial Markets – Foreign Exchange– Online Forex Solutions– Fixed Income– Derivatives & Structured Products– Commodity Risk Management Advisory– Liquidity & Balance Sheet Management

• Transaction Banking – Cash Management Services– Capital Market Services– Trade Services– Trade Finance

SERVICES RENDERED

• The urban infrastructure investments by the government including the recently concluded Commonwealth games along with multiple developments of various SEZ/Technology parks across.

• YES BANK, in partnership with the leading names in real estate advisory services, combines high level property and financial skills to help devise Investment strategies.

Capital Structure& Finance

• Authorized Capital & Issued Capital 214.75cr

• Other Key Highlights as at Mar 31, 2010• Advances up 78.9% to Rs. 22,193.1 cr at Mar 31, 2010 (Rs. 12,403.1 cr at Mar

31,2009)• Deposits up 65.7% to Rs. 26,798.6 cr at Mar 31,2010 (Rs. 16,169.4 cr at

Mar 31,2009)• Basel II Capital Adequacy Ratio of 20.61% (Tier I – 12.85%)• Gross NPA at 0.27% of Gross Advances (0.68% as at March 31,2009)• Net NPA at 0.06% of Net Advances (0.33% as at March 31,2009)• Specific provisioning cover at 78.4% (51.5% as at March 31,2009)• Book value per share of Rs.90.96 (Rs. 54.69 as at Mar 31, 2009)• Net Profit up 57.2% to Rs. 477.7 cr (Rs.303.8 cr in FY09)• Operating Profit up 63.6% to Rs.863.3 cr (Rs.527.6 cr in FY09)

Key financials Balance sheet

Particulars March 31(Rs in crore)

Advances 22193

Investments 10209

Share holder fund

3089.6

Total capital fund 5257

Deposits 26798.6

Total 36382.5

FY 2010 Rs in crore

Net interest income 244.2

Non interest income 160.1

Total net income 403.3

Operating expenses 146.7

Operating profit 257.6

Profit after tax 140

INITIATIVES• YES – Professional Entrepreneurship Program (Y-PEP):   Designed around the concept of Talent Development. Ensure the presence of an experienced, dynamic, energetic

and driven team of professionals.    • YES Entrepreneur in Action:   This program allows ONE YES BANKER to take time off to

pursue his / her goals for a year during which time they will focus on a project of their choice

• YES School of Banking (YSB): Initiated to create a center of excellence for learning solutions

in banking and related areas.

Achievements & Awards • 2010

YES Bank has joined hands with handset maker Nokia to offer mobile payment services that will enable consumers pay for goods and services using their mobile devices

• 2009YES BANK was awarded the “Most Innovative Bank in India” at the New Economy First Annual Banking and Finance Awards

• 2008YES BANK received the ‘Best Corporate Social Responsibility Practice’ award at the Social & Corporate Governance Awards