Dmutulazation is for economica
GrowthLess ROE and we can go with a 6% auto declineIf ROE we can reduce 3% - they will look at getting to 6% reduction – segment – looking at CORSimplified filing for the 6% - ask for exception to get it in earlier – otherwise its October (6 month from last)Just Ontario auto If ROE is going to be less will even look at 8%
Working on on-line quoting for coop to make it easier
Underwriting rules will be changed to help (won’t filter on postal code) – new Canadian
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