2014 BSA /AMLCompliance SchoolMARCH 18 & 19 Franklin Marriott Cool SpringsFranklin, TN
The curriculum for this school changes every year. Your continued attendance establishes the commitment of both you and the bank to staying abreast of the most dynamic and pervasive compliance responsibility your institution has.How do you maintain your credentials for managing, auditing, or implementing the portion of your institution’s compliance func-tion that relates to money laundering, terrorist financing, or even national security? It is a question you will have to answer during every future BSA/AML regulatory examination. Your answer will serve as the regulators’ first impression of you and your bank’s compli-ance efforts.Every bank must provide ongoing training to those responsible for BSA and AML compli-ance. This school gives your institution an opportunity to listen to and interact with regulators from the federal functional regula-tory agencies and the Tennessee Department of Financial Institutions. It also provides a unique opportunity to get some rare how-to instruction in BSA/AML compliance issues.
THE MANUALAttendants receive a detailed manual with narrative explanations of regulatory require-ments and examination procedures. The manual is an excellent resource for future reference.
AUDIENCE/PROGRAM LEVEL/DELIVERY METHODThis live, overview program focuses on the many current BSA/AML issues fac-ing financial institutions and will assist financial institutions in meeting the annual training requirements imposed by the BSA regulations. It also provides attendants with the opportunity to network with other professionals interested in BSA compliance. Participants will have ample time to address issues/situations within their own financial institutions.This is not an introductory program. Atten-dants should have received at least 6 hours of formal BSA/AML training prior to at-tending this school. Each fall, TBA conducts a one-day BSA/AML overview program regionally across the state, which serves as excellent preparation for this school.
WHO SHOULD ATTENDThis school is designed for personnel who have management and/or functional level responsibilities for BSA compliance and/or operations. Individuals with retail banking, risk management, compliance, audit, operational, corporate banking, and training responsibilities will benefit from this program.
MARCH 18 & 19 Franklin Marriott Cool Springs 700 Cool Springs Boulevard Franklin, Tennessee 37067
2014 BSA /AML
Compliance School
8:30 - 9:00 am Registration and Continental Breakfast
9:00 - 10:15 am What Happened Since Last Year? Ken Golliher, Principal, Pegasus Educational Services, LLC, Louisville, KYThis is a fast-paced review of the good, the bad, and the ugly BSA/AML compliance milestones we have all passed over the last 12 months. Insights are offered about how these developments may or may not affect your day-to-day compliance efforts. Golliher addresses the major enforcement actions, BSA reporting trends, proposed regulations, notices of proposed rulemaking, and interagency guidance.
10:15 - 10:30 am Break
10:30 am - Noon Regulatory Panel Discussion Representatives from each federal functional regulatory agency and the Tennessee Department of Financial InstitutionsRepresentatives from each of the federal functional regulatory agencies and the Tennessee Department of Financial Institutions have been invited to be present to review their agency’s current philosophies and practices. Each will provide an overview of their agency’s current approach to BSA/AML examinations. Attendants will have an op-portunity to ask questions and participate in give and take discussions.
Noon - 1:00 pm Lunch
1:00 - 2:30 pm How SARs Help & How Good SARs Help More Tennessee SAR Review Team Representative, Criminal Investigation Division, Internal Revenue Service A representative from the Tennessee SAR review team will discuss some generic situations in which SARs were filed, how the information was helpful, and how it was used in their investigations. They will offer their own observations about what type of information and analysis is helpful in the SAR narrative and what is not. You always wondered if anyone ever read the SARs you filed. You are about to get confirmation that they do plus some helpful tips on how to improve your institution’s SAR quality.
AGENDA: Day One TUESDAY, MARCH 18
8:30 - 9:00 am Continental Breakfast9:00 - 10:30 am Tennessee HIDTAs and Your Bank
Ed Shemelya, Appalachia HIDTA, Office of National Drug Control, London, KYTennessee has the distinction of having several of its counties included in either the “Appalachia” or the “Gulf Coast” High In-tensity Drug Trafficking Area (HIDTA). Banks with bricks and mortar in those areas are affected in connection with their AML risk assessments. Banks whose customers live or operate in those areas are also affected. In this presentation, Shemelya will discuss the important role that banks can play in identifying and reporting suspicious activity. The presentation will center upon local problems and provide local information, exactly what banks in our state need to deny use of their facilities to drug traffickers.
10:30 - 10:45 am Break
Day Two WEDNESDAY, MARCH 19
PROGRAM INSTRUCTOR/FACILITATORKen Golliher, Principal, Pegasus Educational Services, LLC, Louisville, KYGolliher is an experienced banker with a unique ability to reduce complex legal concepts to plain English. He has explained the why and how of BSA/AML compliance to thousands of financial institution personnel and examiners.
2:30 - 2:45 pm Break
2:45 - 4:00 pm Writing the SAR Narrative & Using the Spreadsheet Attachment Ken GolliherThe new FinCEN SAR: 1) reduced the amount of characters allowed in the narrative and 2) added an Excel® compatible spreadsheet. Banks need to re-evaluate the “5 Ws and an H” for the SAR narrative and how and when to incorporate the attachment, an excellent way to describe financial activity. This presentation focuses on tightening the narrative and using the attachment to provide the financial picture.
4:00 - 5:00 pm Reception – Hotel Lounge
BSA /AML2014 Compliance School
CONTINUING EDUCATION CREDITAttendants qualify for 13 hours of Continuing Professional Education (CPE) credit in the area of Specialized Knowledge and Application. In accordance with the standards of the National Registry of CPE Sponsors, CPE credits have been granted based on a 50-minute
hour. For more information regarding administrative policies or complaints, please contact our of-fices at 615/244-4871.Tennessee Bankers Association is registered with the National Association of State Boards of Accountancy (NASBA) as a sponsor of continuing professional education on the National Registry of CPE Sponsors. State boards of accountancy have final authority on the acceptance of individual courses for CPE credit. Complaints regarding reg-istered sponsors may be addressed to the National Registry of CPE Sponsors, 150 Fourth Avenue North, Suite 700, Nashville, TN, 37219-2417. Web site: www.nasba.org
This program has not been pre-approved for ICB CE credits. Attendants who require ICB credits should go to http://www.aba.com/icb/membercereview for further instructions.
For additional continuing education credit information, call the TBA education depart-ment at 800/964-5525 or 615/244-4871.
2:45 - 3:15 pm Reporting Suspicious Activity for Lenders Ken GolliherThis is a “train the trainer” session for you to take home. It is based on a set of PowerPoint slides and a brief handout. However, the discussion will focus on how you would do the presentation yourself for your bank’s lending staff. You will receive a copy of the slides after the program.
3:15 - 4:00 pm How to Help Your Customers Launder & Embezzle Money as Well as Cheat on Their Income Taxes Ken Golliher“What, we wouldn’t do that?!” There are a number of banking prac-tices that are very helpful to customers who want to skirt the law. These practices are often used by bank employees simply because they are more convenient or fall under the heading of “That’s the way we always have done it.” This presentation addresses many of those scenarios, shows how they assist customers in achieving their goals, and the attendant risks to the bank. Your goal is to make certain that you do not hear your institution’s practices addressed in the program.
4:00 pm Adjourn
Day Two Continued WEDNESDAY, MARCH 19
BSA /AML2014 Compliance School
10:45 - 11:30 am Preparing for Your Next On-site BSA/AML Examination Ken GolliherYou know your regulator will stop by eventually to evaluate your institution’s BSA/AML compliance program. This segment focuses on the idea that by actively preparing for that examination, not just waiting for it, you may be able to improve the results. It ad-dresses such things as staying abreast of regulatory hot buttons, reviewing the results of the previous examination, responding to the pre-examination questionnaire, the first on-site meeting, identifying contact personnel, and a variety of other things you can do to prepare for the inevitable and make certain the evalua-tion you receive is accurate.
11:30 am - Noon Financial Exploitation of the Elderly Ken GolliherBoth Tennessee and federal law impose upon banks a responsibility to report financial exploitation of an elderly customer. Interagency guidance issued by the federal functional bank regulatory agencies indicates that banks are, indeed, allowed to make these disclosures. Moreover, FinCEN guidance clearly indicates this type of activity is also reportable on a SAR. This presentation analyzes both report-ing issues and will help you understand and comply with both.
Noon - 1:00 pm Lunch1:00 - 2:30 pm The CTR & SAR FAQs
Ken GolliherTwo of the best resources available for direction in the completion of the CTR and the SAR are the FAQs FinCEN issued in May, 2013. This session reviews both publications and includes some additional insights based on the experiences that many discrete filers have had with the reports to date.
2:30 - 2:45 pm Break
PROGRAM FEES
Fee covers instruction; manual; continental breakfast, refreshment breaks, and lunch both days; and reception on Tuesday. Please register early. Day-of-program registrants will be as-sessed an additional $50 late registration fee. No written confirmation of seminar registra-tion will be sent from the TBA.Participation in TBA programs is limited to members, associate members, and nonmem-bers from an eligible membership category at applicable member or nonmember rates.
GENERAL INFORMATIONAttire: Business casual attire is appropriate for all TBA programs. Because of temperature variations in meeting rooms, please bring a sweater or jacket for your comfort.Special Needs: If you have a special need that may affect your participation in this program, please send TBA a statement regarding any of these special needs at least 10 days before the program. We will contact you to discuss accommodations. Cancellation Policy: Cancellations received in the TBA office 5 business days prior to the scheduled program will be refunded in full. Due to commitments, cancellations received less than 5 business days prior to the sched-uled program are not refundable. Substitu-tions are welcome. Registrants who do not attend the program or send a substitute will be responsible for the entire registration fee.
FOR MORE INFORMATION CONTACT: Debbie Brickles - [email protected] President and Director of Training & Development211 Athens Way, Ste 100 • Nashville, TN 37228 • 800/964-5525 or 615/244-4871
DATE AND LOCATION
March 18 & 19, 2014 Franklin Marriott Cool Springs
700 Cool Springs Boulevard Franklin, TN, 37067
615/261-6100
HOTEL INFORMATIONThe Franklin Marriott Cool Springs is holding a limited block of rooms on a first-come, first-served basis at a special group rate of $139 for a standard room. The deadline for making reserva-tions at this special rate is Friday, February 21. Contact either the Mar-riott hotel directly at 615/261-6100 or their corporate reservation number at 800/228-9290 to reserve overnight ac-commodations. Please specify that you are attending the Tennessee Bankers As-sociation BSA School to receive this rate. When the allotted room block is sold, room rates will return to standard prices on a space-available basis. Parking: Hotel self-parking is compli-mentary.
This is not an introductory program; all attendants should receive at least six hours of formal BSA/AML training prior to attending.
BSA /AMLCompliance School
TBA Members / Associate Members Nonmembers
Early Registration $440 $880
Early registration deadline is March 11.
Registration $470 $910
Day-of-Program $520 $960
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Recommended
