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HISTORICAL BACKGROUND OFBANKING IN PAKISTAN
According to various books there were 3106 branches of Indian scheduledbanks in the undivided sub continent as on 1 March 1947 out of which only487 branches were located in areas presently constituting Pakistan.
At the time of partition there were only two banks having the honor to bethe first commercial banks of Pakistan , namely Habib Bank Ltd , whichwas set up in 1941 with its Head Office in India and the Australasia bankLtd, which was established in 1944 with its Head office in Pakistan.
Thus the history of Banking system in Pakistan started with theestablishment of the state Bank of Pakistan which was inaugurated byQuaid-e-Azam Mohammad Ali Jinnah on 1 July 1948.
Consequently three Banks were established which include Muslimcommercial Bank Ltd. Bank of Bahawalpur in October 1948 and National
Bank of Pakistan in 1949.
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HISTORY 0F NATIONAL BANK OFPAKISTAN National Bank of Pakistan (the Bank) was established on
November 9, 1949 under the National bank of PakistanOrdinance, in order to cope with the crisis conditions which
were developed after trade deadlock with India anddevaluation of India Rupee in 1949.Initially the Bank wasestablished with the objective to extend credit to agriculturesector.
The Bank commenced its operations from November 20,1949 atsix important jute centers . The Banks Karachi and Lahoreoffices were subsequently opened in December 1949.The Bankacts as the agent to the State Bank of Pakistan for handlingProvincial/Federal Government Receipts and Payments ontheir behalf.
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National Bank of Pakistan maintains its position asPakistan's premier bank determined to set higher standards ofachievements.
It is the major business partner for the Government ofPakistan with special emphasis on fostering Pakistan'seconomic growth through aggressive and balanced lendingpolicies, technologically oriented products and services offeredthrough its large network of branches locally, internationallyand representative offices.
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BOARD OF DIRECTORS
S. Ali Raza
Chairman &
President
Mr. Sikandar Hayat
JamaliDirector
Mian Kausar Hameed
Director
Mr. Ibrar A.
MumtazDirector
Mr. Tariq Kirmani
DirectorMr. Muhammad Arshad
Chaudhry
Director
Mr. Mohammad
Ayub
Director
Mr. Ekhlaq Ahmed
Secretary Board
of Directors
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THE GROUP AND ITS OPERATIONS
HOLDING COMPANY:
NATIONAL BANK OF PAKSITAN
SUBSIDIARY COMPANY: NBP capital market (wholly owned)
CJSC subsidiary bank of NBP in Kazakhstan. (wholly owned)
NBP exchange company limited. (wholly owned)
NBP Modaraba management company limited. (wholly owned)
Taurus Securities limited. (controlling interest 58.32%) National Agriculture and storage company limited. (wholly owned)
Cash-N-Link products limited.( controlling interest 76.51%)
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The group is engaged in commercial banking, Modaraba
management , Brokerage ,leasing and discounting services.
Holding company is listed at all the stock exchanges inPakistan.
Head office is situated at I.I.Chundrigar Road, Karachi.
Under a Trust Deed , the holding company also providesservices as trustee to NIT including safe custody of securitieson behalf of NIT.
NBP also have a Joint Venture with UBL at U.K., with the nameof Pakistan International Bank (UK) Ltd., with seven branchesat Main Branch, London, Manchester Branch, Glasgow Branch,Bradford Branch, Sheffield Branch, Birmingham Branch andKnightsbridge Branch (London)
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NBP operates 1243(2007:1232)branches inPakistan and 22(2007:18) overseas
branches.
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Objectives of NBP
Objectives are essential for organizational success because thisstart direction, aid in evaluation, create synergy, revealpriorities, focus coordination and provide basis for effectiveplanning, motivating and controlling, activities.
According to official record the bank has the followingobjectives:
1. To modernize the commercial banking operation.2. To improve the service for its customers.
3. To expand the international financial operation.4. To spread the joint venture involving foreign investment,
overseas Pakistanis, and local businessmen.5. To increase the cooperation with the Middle Eastern banks
and exchange companies.
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SERVING THE COMMUNITY
Local communities expect them to consistentlydischarge their social responsibility asemployee-cum-owners and as a corporate
organization. They achieve this by serving thepublic interest the interest of consumers andlocal business, nationwide. They encourage theirbusiness partners to participate in community
work.
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FINANCIAL HIGHLIGHTS
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NBP PRODUCTS
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INTERNATIONAL BANKING
DEMAND DRAFTS
MAIL TRANSFERS
PAY ORDER
TRAVELER'S CHECKS
LETTER OF CREDIT
SHORT TERM
FOREIGN REMITTANCES
EQUITYINVESTMENTS
NBP SERVICES
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TRADE FINANCE OTHER BUSINESSLOANS
AGRICULTURAL FINANCE
1. Agricultural Finance Services
2. Agricultural Credit (Medium Term)
3. Farm Credit
4. Production Loans
NBP SERVICES
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CORPORATE FINANCE
1. Working Capital and Short Term Loans
2. Medium term loans and Capital Expenditure
Financing
NBP SERVICES
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ISLAMIC BANKING
NBP is proud to expand its range of
products and services to include
Shariah Compliant Islamic Banking products,now available at our dedicated Islamic BankingBranches at Karachi, Lahore and Peshawar.and have been certified by NBPs Shariah
Advisor.
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ISLAMIC BANKING MISSION
To become a leading player in the
growing field of Islamic Finance in
Pakistan and abroad,providing depositors
and shareholders in a truly SHARIAH COMPLIANT way,the best combination of returns and future growth
ISLAMIC BANKING VISION
To set standards of best practices and performance
through efficient asset allocation, and offer / develop
products based on the true spirit of Islamic finance.
ISLAMIC BANKING
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Products and services being offered by our
Islamic Banking Branch are fully Shariah
Compliant and have been certified by
NBPs Shariah Advisor.
ISLAMIC BANKING
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National Bank serves as an agent of the
State Bank of PakistanProvides loan to the Govt.
provides training to the banking staff
Provides banking services through its 1243branches throughout the country
National banks contribution to theeconomy
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National banks contribution to theeconomy
Collects utility bills from public thatprovides convenience to people
Collects tax for the Government fromaccount holders
Facilitates newly established companies inraising funds through shares issue
Provides interest-free study loan totalented students
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National banks contribution to theeconomy
Collects and distributes Zakat
Serves as Banker to the GovtProvides Hajj services
Invests in different sectors of the economy
Also provides services as trustee toNational Investment Trust (NIT)
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