Perlindungan Insurans Perubatan komprehensif sehingga usia 85 tahun
A comprehensive Medical Insurance protection till age 85 years
0819
85岁 全面
An AmBank Group brand
MI-UW-F056
An AmBank Group brand
www.kurnia.comKunjungi ejen & cawangan kami 1-800-88-6333
Menara Shell, No. 211, Jalan Tun Sambanthan,50470 Kuala Lumpur, Malaysia.P.O. Box 11228, GPO Kuala Lumpur,50740 W.P. Kuala Lumpur, Malaysia.Tel : 1-800-88-6333Email : [email protected] Web : www.kurnia.com (Service Tax Registration No.: B16-1808-31015443)
Lot 105 to 109,1st �oor, Crown Square,88, Jalan Pending,93450 Kuching, SarawakTel: 082-339 171Fax: 082-339 176
1-800-88-6333 www.kurnia.comVisit our agents & branches
,relieve
.It
-
referring
MediGuard Supreme will double your Overall Annual Limit and take
“Medical Insurance Protection Till Your Golden Years”
Hospitalization
Enrolment age is from 30 days up to 60 years old. Renewal is up to age 85 at the option of the Policyholder, provided that you are enrolled before 61 years old. Age is de�ned as age on the next birthday.
renewal
Number of Physician visit to in-paying patient is now increased to 2 visits.
-
on theof this policy
on the
60 years
Hospitalization
hospitalization
Emergency Accidental and Dental Outpatient Treatment
P
P
&
Intensive Care Unit
Hospitalization
Emergency Accidentaland Dental Out-Patient
hospitalization
681.00
772.00
818.00
956.00
1,415.00
2,058.00
2,793.00
3,712.00
4,630.00
5,549.00
6,889.00
858.00
975.00
1,034.00
1,210.00
1,796.00
2,616.00
3,554.00
4,726.00
5,898.00
7,070.00
8,790.00
1,054.00
1,199.00
1,272.00
1,490.00
2,216.00
3,232.00
4,394.00
5,846.00
7,298.00
8,750.00
10,890.00
1,221.00
1,390.00
1,475.00
1,728.00
2,573.00
3,757.00
5,109.00
6,800.00
8,490.00
10,181.00
12,679.00
1,798.00
2,049.00
2,175.00
2,552.00
3,810.00
5,570.00
7,582.00
10,097.00
12,611.00
15,126.00
18,860.00
3,056.00
3,487.00
3,702.00
4,349.00
6,505.00
9,523.00
12,972.00
17,284.00
21,595.00
25,907.00
32,337.00
Age / Plan
DEDUCTIBLE
their
PRE-EXISTING ILLNESS
SPECIFIED ILLNESSES
Premium stated are without the Service Tax. Service Tax is not applicable for Individual Policyholders. However, 6% Service Tax is chargeable if the Policyholder is a Corporate Organisation.
hospitalization
hospitalized
X
Note: This brochure is a brief description only. The full details of the policy coverage are to be found in the Policy.
anda
Tambahan
A
Amemberi
tekanan
-
tertakluk
Anda dinasihatkan agar mendapatkan maklumat lanjut dengan merujuk kepada buku kecil insuranceinfo mengenai “Insurans Perubatan & Kesihatan” yang terdapat di cawangan kami atau daripada ejen insurans atau kunjungi laman web di www.insuranceinfo.com.my
Had harian lawatan pakar perubatan ke atas pesakit dalam telah ditambah kepada 2 lawatan sehari.
Usia pendaftaran dari 30 hari hingga 60 tahun. Pembaharuan sehingga 85 tahun atas pilihan Pemegang Polisi, dengan syarat anda mendaftar sebelum mencecah usia 61 tahun. Usia ditakriban sebagai usia pada hari lahir anda yang berikut.
apabila
keluar hospital
yang boleh dibayar
Perlindungan satu tahun, boleh diperbaharui sehingga usia maksimum 85 tahun (hari lahir yang berikut), tertakluk pada terma-terma dan syarat-syarat polisi ini dan had sepanjang hayat yang belum habis digunakan lagi.
menukar
keluar hospital
Prosedur Rawatan & Pembedahan
Manfaat Tambahan
60 tahun
apabila
B
deduktibel
piawai
DEDUKTIBEL
cecah
Umur / Pelan
681.00
772.00
818.00
956.00
1,415.00
2,058.00
2,793.00
3,712.00
4,630.00
5,549.00
6,889.00
858.00
975.00
1,034.00
1,210.00
1,796.00
2,616.00
3,554.00
4,726.00
5,898.00
7,070.00
8,790.00
1,054.00
1,199.00
1,272.00
1,490.00
2,216.00
3,232.00
4,394.00
5,846.00
7,298.00
8,750.00
10,890.00
1,221.00
1,390.00
1,475.00
1,728.00
2,573.00
3,757.00
5,109.00
6,800.00
8,490.00
10,181.00
12,679.00
1,798.00
2,049.00
2,175.00
2,552.00
3,810.00
5,570.00
7,582.00
10,097.00
12,611.00
15,126.00
18,860.00
3,056.00
3,487.00
3,702.00
4,349.00
6,505.00
9,523.00
12,972.00
17,284.00
21,595.00
25,907.00
32,337.00
Apakah terma-terma dan syarat-syarat utama yang harus saya tahu?
Bayaran Bersama Bilik Dan Makan Dinaikkan
hilang upaya yang
Premium yang tertera adalah tanpa Cukai Perkhidmatan. Cukai Perkhidmatan tidak dikenakan kepada Pemegang Polisi Individu. Walau bagaimanapun, Cukai Perkhidmatan sebanyak 6% dikenakan jika Pemegang Polisi adalah Pertubuhan Korporat.
Tangguh
hendaklah bermaksud hilang upaya berikut dan komplikasi yang berkaitan dengannya, yang wujud dalam tempoh 120 hari pertama Insurans bagi Orang Yang Diinsuranskan:
�stula
Perhatian: Brosur ini hanya ringkasan sahaja. Maklumat terperinci tentang perlindungan polisi boleh didapati di dalam Polisi.
biliari
didiagnosis
保单
60
60 61
出院
出院
681.00
772.00
818.00
956.00
1,415.00
2,058.00
2,793.00
3,712.00
4,630.00
5,549.00
6,889.00
858.00
975.00
1,034.00
1,210.00
1,796.00
2,616.00
3,554.00
4,726.00
5,898.00
7,070.00
8,790.00
1,054.00
1,199.00
1,272.00
1,490.00
2,216.00
3,232.00
4,394.00
5,846.00
7,298.00
8,750.00
10,890.00
1,221.00
1,390.00
1,475.00
1,728.00
2,573.00
3,757.00
5,109.00
6,800.00
8,490.00
10,181.00
12,679.00
1,798.00
2,049.00
2,175.00
2,552.00
3,810.00
5,570.00
7,582.00
10,097.00
12,611.00
15,126.00
18,860.00
3,056.00
3,487.00
3,702.00
4,349.00
6,505.00
9,523.00
12,972.00
17,284.00
21,595.00
25,907.00
32,337.00
年龄 / 计划
保费不含服务税。服务税不适用于个人保单持有人。但是,如果保单持有人是公司组织,则需要缴纳 6% 的服务税。
注:本手册仅供参考。保单范围的详细信息可在保单中找到。
ejen maklumat