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Mdtgcdks? A Kiw Hcr` ch Xdrtuaj Gurrikgy3
Oihhriy L. Kiumurfir
Uartkir
Kcvi`mir 1
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=
Mdtgcdks? A Kiw Hcr` ch Gurrikgy3
Wcurgi? Jud, Wd`ujgru`.gg
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7
Mdtgcdk ck tni hrckt pafis
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Ncw Vijj Lc Tcu Bkcw Mdtgcdk3
=. \niri ds kc sugn tndkf as ak A\@ hcr mdtgcdks. \rui cr Hajsi3
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Ncw Vijj Lc Tcu Bkcw Mdtgcdk3
7. Tcu gak stcri mdtgcdks ck ycur @itrcgarl3 \rui cr Hajsi3
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Ncw Vijj Lc Tcu Bkcw Mdtgcdk3
7. Tcu gak stcri mdtgcdks ck ycur @itrcgarl3 \rui cr Hajsi3
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Ncw Vijj Lc Tcu Bkcw Mdtgcdk3
7. Tcu gak stcri mdtgcdks ck ycur @itrcgarl3 \rui cr Hajsi3
Mut, a @itrcgarl wdjj stdjj fit ycu hrc` Vasndkftck Nidfnts tcGckiy Dsjakl hcr $=.95.
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Ncw Vijj Lc Tcu Bkcw Mdtgcdk3
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19
Livijcpil dk =554, Mdtgcdk tclay ds tni `cst wdlijy-usil ldfdtajgurrikgy.
Ixdsts ckjy as a jckf strdkf ch ku`mirs akl jittirs dk a usirs
gc`putir hdji, usdkf pumjdg akl prdvati biy ikgryptdck akl a kitwcrbch gc`putirs tc gcklugt akl virdhy traksagtdcks.
Mdtgcdks agt as a riaj wcrjl gurrikgy akl ajsc a spigujatdvidkvist`ikt cptdck.
As ch Kcv. 1, =517, cvir 11.> `djjdck mdtgcdks wiri dk gdrgujatdck.
Kcvi`mir 1
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]dsi ch Mdtgcdk
Oak. =554? Mdtgcdk schtwari startsrukkdkf2 hdrst traksagtdck
Oujy =515? @t. Fcx istamjdsnil2 uktdj
viry rigiktjy, tni jarfist Mdtgcdkixgnakfi. Ctnirs dkgjuli Mdtsta`p,X\G-I, M\GGndka, Mdtgcdk.li
Him. =511? 1 M\G0$1
Wprdkf =517? Mdtgcdk `arbit gapsurpassis $1 mdjjdck2 kcw, $=.9 mdjjdck
Kcv. 17, =517? 1 M\G 0 $74=
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Mdtgcdk @dkdkf
Mdtgcdks ari griatil akl iktiril dktc gdrgujatdck tnrcufn a prcgiss, gajjil`dkdkf tnat `i`mirs ch tni mdtgcdk kitwcrb pirhcr`.
@dkirs lcwkjcal schtwari usil tc scjvi ixtri`ijy gc`pjix `atni`atdgajprcmji`s, wndgn virdhy tni vajdldty ch past mdtgcdk traksagtdcks akl prcvi
tnat tni traksagtdcks ldl kct riprisikt lcumji spikldkf ch a mdtgcdk. Vnik a `dkirs gc`putir scjvis ak iquatdck, tni mdtgcdk kitwcrb griatis
=9 kiw mdtgcdks (ak a`cukt tnat wdjj ligriasi cvir td`i) akl awarls tni`tc tni `dkir.
My lisdfk, tniri wdjj mi a `axd`u` ch =1 `djjdck mdtgcdks dk gdrgujatdck, wdtn
tni jast tc mi `dkil dk =1
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Mdtgcdk @dkdkf
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Mdtgcdk \raksagtdcks
Mdtgcdks ari sikt hrc` a mdtgcdk wajjit tc tni Mdtgcdk Allriss ch tnictnir pirsck vda gc`putir, s`artpncki cr ctnir livdgi.
- ]igdpdikts kiil prdvati biys tc aggiss tnidr mdtgcdks.
-Mdtgcdk traksagtdcks ari ikgryptil, gc`pjitijy akcky`cus akl lc kctusi aky dktir`ildardis.
- Ahtir a traksagtdck nas miik gcklugtil, tni Mdtgcdk kitwcrb virdhdistraksagtdcks akl iksuris tnat tni sa`i mdtgcdk nas kct miik spikt twdgi.
Akcky`cus, pumjdg traksagtdcks!
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Ncw Ds Mdtgcdk Ysil3
=5
Wcurgi? Wurviy ch 1,555 Mdtgcdk usirs my Jud, Wd`ujgru`.gg
Kcvi`mir 1
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\ni Wdjb ]cal
=1 Kcvi`mir 1
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==Kcvi`mir 1
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=7 Kcvi`mir 1
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=48 M\G. \niy wiri $98at tni td`i (wndgn ds ajrialy grazy). ]iivajuatdkf atM\Gs ndfn pcdkt , D spikt $>8 ck gupgabis. @y ixpiksi
ripcrt ds fcdkf tc mi a kdfnt`ari.Kcvi`mir 1
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Mdtgcdk Dssuis? ]dsbs & Lcwksdlis
]ifujatcry Ikvdrck`ikt akl Jagb ch Gc`priniksdvi Fcvirk`iktajMagbdkf
Dkhrastrugturi Dssuis? Lata Wigurdty, Wirvdgi Cutafis Lata KitwcrbUrcmji`s
Xcjatdjdty akl Jdqudldty Uragtdgaj Dssuis
]iputatdckaj Dssuis
=> Kcvi`mir 1
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=4
\ni ]ifujatcry Ikvdrck`ikt
71 GH] 1515.155(hh)? A @ckiy Wirvdgis Musdkiss `ustrifdstir wdtn HdkGik.
Kcvi`mir 1
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75
HdkGIK Fudlakgi
Dk @argn =517, HdkGIK dssuil a Fudlakgi (HDK-=517-F551) gjardhydkf tnat aktd-`ckiy jauklirdkf rifujatdcksgckgirkdkf rigcrlbiipdkf akl rigcrldkf appjy tc ldfdtajgurrikgy ixgnakfis- Ak al`dkdstratcr cr ixgnakfir tnat (1) aggipts akl traks`dts a
gckvirtdmji vdrtuaj gurrikgycr (=) muys cr sijjs gckvirtdmji vdrtuajgurrikgy hcr aky riasck ds a `ckiy traks`dttir uklir HdkGIKsrifujatdcks, ukjiss a jd`dtatdck tc cr ixi`ptdck hrc` tni lihdkdtdck appjdis
tc tni pirsck.
-\ni lihdkdtdck ch a `ckiy traks`dttir lcis kct ldhhiriktdati mitwiik riajgurrikgdis akl gckvirtdmji vdrtuaj gurrikgdis.
Dk =556, tni Fcvt dkldgtil akl jatir snut lcwk I-Fcjl, ak ukjdgiksil`ckiy traks`dttir tnat ajjifiljy sndijlil djjifaj agtdvdty mindkl avdrtuaj gurrikgy tdil tc fcjl
Kcvi`mir 1
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Fcvirk`ikt ]ifujatdck Ikhcrgi`ikt Agtdcks
71
@ay =517? Fcvirk`ikt dkldgts Jdmirty ]isirvi, a `ckiy traks`dttirtnat ajjifiljy hagdjdtatil djjifaj traksagtdcks wdtn tnidr J] ldfdtajgurrikgy.
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@t. Fcx (@ay 75, =517)? Dt ds cur rispcksdmdjdty tc prcvdlia trustil akl jifaj ixgnakfi, akl tnat dkgjulis `abdkfsuri tnat wi ari cpiratdkf wdtndk strdgt aktd-`ckiy-
jauklirdkf rujis akl priviktdkf ctnir `ajdgdcus agtdvdty.
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Wtati ]ifujatdck Kiw Tcrb Lipt ch Hdkakgdaj WirvdgisWumpcikas == Mdtgcdk Iktdtdis
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Dktirkatdckaj ]ifujatdck @dxil ]isujts
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Lata Wigurdty
Chhjdki scjutdcks tc litir nagbdkf
Wtartup mdtgcdk sirvdgi prcvdlirGdrgji statil tnat dt wcujl prcvdlisigurdty hcr dts gustc`irs mdtgcdks my
cpikdkf chhjdki risirvis issiktdajjy, narl lrdvis kctgckkigtil tc tni dktirkit dk a hagdjdtyprctigtil my ar`il fuarls.
Wwdss iktriprikiur ]dgnarlUcrumgak nas ritrchdttil cjl Wwdsskugjiar snijtirs dktc siguri mukbirshcr siguri mdtgcdk `dkdkf cr ldfdtajgurrikgy stcrafi
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Hraul
WIG v. Wnavirs, Kc. 17-
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Xcjatdjdty --Yps akl Lcwks
Mdtgcdks ixgnakfi ds ahhigtil my a vardirty ch ixtirkaj `arbit hcrgis.
Dk Aprdj =517, wdtndk a spak ch sivik lays, mdtgcdk jcst aj`cst 65% chdts vajui ahtir a sirvdgi cutafi at @t.Fcx.
Dk =517, mdtgcdk vajui wikt hrc` amcut $=5 tc dts rigikt ndfns kiar$
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Jdqudldty
As ch Kcvi`mir =517, tniri ari cvir 11.> `djjdckmdtgcdks dk gdrgujatdck, wdtn `arbit gap ch cvir $7.>M(lipikldkf ck tni ixgnakfi rati), akl tniri ckjy ivirwdjj mi =1 `djjdck mdtgcdks griatil.
Jd`dtil a`cukt ch mdtgcdks kct ikcufn tc naklji akysdziamji snari ch wcrjl igckc`dg agtdvdty wdtncutgausdkf jdqudldty dssuis.
Dh mdtgcdk wiri alcptil ck a jarfi sgaji, gak a`irgnakt mi gckhdlikt tnat dts jarfi sijj crlirsgckvirtdkf mdtgcdk magb tc YWL wdjj mi ixigutil at aprildgtamji prdgi3 Vdtncut ahhigtdkf tni `arbit3
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Frcwdkf Jifdtd`agy Dkvist`ikt
Arias hcr huturidkvist`ikt?
- Ckjdkiixgnakfis
-
i-Vajjit aklctnir usirsirvdgis
- Musdkisssirvdgisrijatil tctraksagtdcksaklgc`pjdakgi
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Frcwdkf Jifdtd`agy Dkvist`ikt
\ni Vdkbjivcss Mdtgcdk \rust
Ga`irck akl \yjir Vdkbjivcss ripcrtiljy ncjlapprcxd`atijy $11 `djjdck dk mdtgcdks
\ni Vdkbjivcss twdks hdjil a prcpcsaj wdtn tni
WIG tc griati a mdtgcdk dkvist`ikt hukl (abdk tcak ixgnakfi-tralil hukl) ajjcwdkf dkvistcrs tcpurgnasi snaris dk a trust tnat ncjl mdtgcdks,wdtn tni prdgi dklixil tc tni mjiklil prdgiagrcss vardcus ixgnakfis.
Asntck Butgnirs A-Frali Dkvist`ikts ocdkilctnirs dk a sumsiquikt rcukl ch siil hukldkfhcr mdtgcdk sirvdgi prcvdlir Mdtpay.
Ykdck Wquari Xikturis radsil $9@ hcrGcdkmasi
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Mikihdts tc Musdkiss Vny Wncujl A Gc`paky Aggipt Mdtgcdk3
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Mikihdts tc Musdkiss Vny Wncujl A Gc`paky Aggipt Mdtgcdk3
Mdtgcdk sirvdgi prcvdlirs gnarfi jcwir traksagtdckhiis tnak pay`ikt garls. \ypdgaj gnarfis ari jisstnak =% vs. =-7% hcr traldtdckaj grildt garls, aklUaypaj =.=-=.4% wdtn + 75-gikt txk hii).
Gcdkmasi? kc `irgnakt hiis ck hdrst $1@ dk sajis,tnik 1% ck gckvirsdck ch M\G tc YWL.
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Dssuis hcr Musdkissis Vnat Lc D Navi tc Lc tc Aggipt Mdtgcdks3
Gc`pakdis jdbi MdtUay cr MDUW chhir musdkiss prcgissdkf schtwariakl sirvdgis, wdtn tni cptdck ch trakshirrdkf mdtgcdks d``ildatijy dktclcjjars ahtir tni traksagtdck.
@ust vit garihujjy ajj sirvdgi prcvdlirs akl ixgnakfis tnat naklji
ckjdki cr pcdkt ch saji traksagtdcks.
Idtnir `itncl trakshirs mdtgcdks dktc a `irgnakts i-wajjit, wndgngak mi jatir trakshirril dktc narl gurrikgy akl lipcsdtil dktc a makbaggcukt.
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Dssuis hcr Musdkissis Vnat Lc D Navi tc Lc tc Aggipt Mdtgcdks3
Hcr mrdgb akl `crtar sajis, gustc`irs gak pay vda `cmdji pncki mysgakkdkf a Q] gcli ck a tamjit cr my iktirdkf viklcrs mdtgcdk wajjitallriss dktc tnidr mdtgcdk pay`ikt schtwari.
95 Kcvi`mir 1
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Wc, Wncujl D Aggipt Mdtgcdks3Vndgn Wdli ch tni Jdki Ari Tcu Ck3
91 Kcvi`mir 1
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\ni Huturi
Vdjj `cri vcjatdjdty cr nagbdkf dkgdlikts listrcy gckhdlikgi dk tnimdtgcdk gurrikgy, cr wdjj dt gcujl gcktdkui tc fadk dk stamdjdty akljifdtd`agy3
Vdjj mdtgcdk migc`i a staklarl pay`ikt cptdck, ri`adk a kdgniprclugt, cr must gc`pjitijy uklir tni widfnt ch spigujatcrs3
Vdjj Mdtgcdks cpik up kiw musdkiss cppcrtukdtdis, i.f.,Mdt@ckit, `dgrcpay`ikts tc pumjdsnirs hcr artdgji aggiss.
Vdjj Mdtgcdk mi i`mragil my ctnir pay`ikt prcgisscrs3
9= Kcvi`mir 1
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\ni Ldfdtaj Gurrikgy ]usn Ds Niri 78 Gryptc-Gurrikgdis akl Gcuktdkf
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Mdtgcdk Griatcr Vnc ds Watcsnd Kaba`ctc3
Usilucky` hcr a gclir cr nagbir, cr afrcup ch gc`putir sgdiktdsts wijj-virsil dk gryptcfrapny.
Livijcpil schtwari tnat startil tni
Mdtgcdk systi` (crdfdkaj risiargnpapir pcstil dk =55> akl Mdtgcdkkitwcrb appiaril dk =554)
A mdt ch a parjcr fa`i nas livijcpilarcukl Vnc ds Watcsnd3 Wc`i tndkb
dts ak i`dkikt gc`putir sgdiktdst,wndji ctnir gckspdragy-`dklil picpjispigujati dt was griatil my tigngc`pakdis cr ivik tni Y.W. Fcvt3
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Mdtgcdk Griatcr Vnc ds Watcsnd Kaba`ctc33
Kaba`ctc wrcti `akywim pcsts, akl atignkdgaj papir aklgcrrispcklil wdtn ctnir
schtwari livijcpirs cktni mdtgcdk cpik scurgigcli uktdj =511, wnikni ldsappiaril.
99 Kcvi`mir 1
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Vnc ds Watcsnd Kaba`ctc33
Ivik a Kiw Tcrbirripcrtir dk =511 gcujlktldsgirk nds/nir/tnidr3dliktdty
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Wc, Vnc ds Watcsnd Kaba`ctc333
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\nakb Tcu!