- 1. Employee Financial ResourceProgram R. Xavier Mahdion Senior
Financial representative
2. *This presentation is believed to provide accurate and
authoritative information in regard to the subject matter
covered.The accuracy of the content is not guaranteed, and it is
provided with the understanding that neither Principal Life
Insurance Company nor Princor Financial Services Corporation is
rendering legal, accounting or tax advice.In certain cases, clients
should consult their legal, accounting or tax advisors. 3.
Preparefor your financial future
4. Your Employee Benefits
- Defined Benefit Pension Plan
- (customize for your client)
5. Employee Benefits are great but --
- Will you stay in your current job until you retire?
- Will they keep up with inflation?
6. Why participate in the Employee Financial Resource
Program?
- Everyone needs to plan for the future.
- Our professional associates work with you to provide
information about your current situation and ideas for future
solutions.
- A second opinion can be beneficial and can validate the plans
you have already made.
7. Why participate in the Employee Financial Resource
Program?
- Financial goal-setting makes positive things happen.
- Affordable options can be discussed.
- You will get to know a professional who can assist you in
long-term analysis or goal-setting.
- No fees are charged for this service.
8. Financial Security What are the steps to financial security?
9. 10. Set and Prioritize your Financial Goals
- Are you saving an adequate amount for retirement?
- Is your income protected in the event of you become too sick or
hurt to work?
- Are you providing for your childrens education?
- Have you protected your familys ability to carry on in the
event of your or your spouses premature death?
11. Create an Action Plan
- Prioritize your goals (you may not be able to take care of
everything at once).
- Examine your needs in relation to your ability to fund the
solutions.
12. Implement the Plan
- Begin by attacking the most important needs first.
- Make a commitment to stick to your plans.
13. Monitor your Progress
- Review and, if necessary, update your plans on a regular
basis.
- If you are incrementally addressing your goals, commit to
regularly. increasing your financial commitment as your income
increases.
14. Financial Strategies
- Whats provided by your employer
- Benefits your spouse receives
- How your personal planning fits
- What you need to do to complete your financial picture
15. 16. The Foundation ofFinancial Security 17. Let Us Help You
Develop Your PersonalFinancial Strategy 18. Principal Life
Insurance Company Des Moines, Iowa 50392-0001
http://www.principal.com Insurance issued by Principal Life
Insurance Company.Securities offered through Princor Financial
ServicesCorporation, 800/247 4123, member SIPC. Principal Life and
Princor are members of themembers of the Principal Financial Group
, Des Moines, IA 50392. #7362112005