Loan StructureOffering Purchase, Rate & Term Refinance, Cash-Out Refinance

Loan Type

Loan Amount

Loan Term

Single Asset

$75,000 - 2 MM (For higher amounts, please call)

5/1 ARM, 7/1 ARM, 30-Yr Fixed (No Balloons)/Full 30-Yr Terms

Max Loan-to-Value

Minimum Property Value

80% Purchases and Rate & Term Refinances, 75% Cash-Out Refinances

$125k (higher minimums in certain areas)

Property Based DSCR Yes

Geography Nationwide per property: Ex - AK, DE, ID, MN, NE, NV, ND, OR, RI, SD, UT, VT

Title Insurance Required

Property/Rental Insurance Required

General RequirementsProperty Type 1-4 Unit Single Family Residential, Condos, Townhomes

Valuation Type As Is Full Appraisal with Market Rent Analysis

Borrower TypeInvestor Only, Individuals, LLCs, corporations and limited partnershipsU.S. Citizens. Permanent and non-permanent resident aliens

Borrower FICO Score Minimum 680

Reserves Minimum of 6 Months PITIA

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30 Year Loans forResidential and Vacation

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*All loans are originated by Visio Financial Services Inc. Visio Financial Services Inc. is licensed by the California Department of Business Oversight as a California Finance Lender, license number 60DBO-56345 as well as by the Arizona Department of Financial Institutions as a Arizona Mortgage Banker, license number 1010600. Visio Financial Services Inc. company NMLS ID number is 1935590.