Welcome to Your 2019
BENEFITS GUIDE
HELPING YOU REACH YOUR WELL-BEING POTENTIAL.
SEE INSIDE FOR IMPORTANT INFORMATION ABOUT YOUR BENEFITS.
the details where to gothe perks
Sunrun wants you and your family to be happy, healthy and secure. That’s why we offer a benefits program that is designed to help you achieve your health, financial and work-life well-being potential. We are committed to providing you with tools and resources to help you maximize your benefits, including this Benefits Guide. Please review it carefully for highlights of our benefits and discuss your options with your family.
WELCOME
Contents WELCOME
3 Your Complete Sunrun
Benefits Program
4 Getting Started
HEALTH
5 Medical
7 Healthcare Resources
8 Dental
9 Vision
9 Tobacco Cessation
FINANCIAL
10 Sunrun 401(k) Plan
11 HSA
13 FSA & Commuter Benefit
14 Life and AD&D
14 Disability
WORK-LIFE
15 Voluntary Benefits
16 EAP & Pet Insurance
16 Employee Discounts
CONTENTS 2CONTACT LIST
WELCOME HEALTH FINANCIAL WORK-LIFE RATES CONTACTS
BENEFITS SUPPORT
Have questions about our benefits? Reach out to the Benefits Advocate Center at (844) 632-2197 Monday–Friday, 7:00 a.m. to 5:30 p.m. PT or email [email protected].
For more information, log on to sunrun.gobenefits.net.
Your Sunrun benefits program provides a wide array of benefits to help you achieve your physical, financial and work-life well-being potential. In some cases, Sunrun pays the full cost of benefits, in other cases you pay the full cost and in still others Sunrun and you share the cost. Some benefits are paid for on a pre-tax basis, while others are paid for after tax.
Your Complete Sunrun Benefits Program
HealthMEDICAL• Cigna Preferred Provider Organization
(PPO) Plan
• Cigna Consumer Directed Health Plan
(CDHP) Option 1 with Health Savings
Account (HSA)
• Cigna Consumer Directed Health Plan
(CDHP) Option 2 with Health Savings
Account (HSA)
• Kaiser HMO Base Plan (CA Only)
• Kaiser HMO Buy-Up Plan (CA Only)
• Healthcare Resources
» Telehealth
» Tobacco Cessation
» LivingConnected Diabetes Program
DENTAL• Core Plan
• Buy-Up Plan
VISION
WELLNESS PROGRAM » Tobacco Cessation
FinancialSUNRUN 401(k) PLAN
HEALTH SAVINGS ACCOUNTS (HSAs)
FLEXIBLE SPENDING ACCOUNTS (FSAs)• Healthcare FSA
• Limited-Purpose Healthcare FSA
(for CDHP participants only)
• Dependent Care FSA
COMMUTER BENEFIT ACCOUNT
BASIC AND SUPPLEMENTAL LIFE AND ACCIDENTAL DEATH AND DISMEMBERMENT (AD&D)
SHORT-TERM DISABILITY (STD)
LONG-TERM DISABILITY (LTD)
Work-LifeACCIDENT INSURANCE
CRITICAL ILLNESS INSURANCE
AUTO & HOME INSURANCE
METLAW LEGAL PLAN
IDENTITY THEFT INSURANCE
EMPLOYEE ASSISTANCE PROGRAM (EAP)
GROUP PET INSURANCE
EMPLOYEE DISCOUNTS
LEAVES OF ABSENCE
CONTENTS 3CONTACT LIST
WELCOME HEALTH FINANCIAL WORK-LIFE RATES CONTACTS
Eligibility• Full-time employees working 30 hours
or more per week are eligible for
medical coverage.
• Benefits are effective on the first of the
month following date of hire.
Our Benefits WebsiteSunrun.gobenefits.net is your go-to
resource for coverage information, carrier
contact information, including phone
numbers and links to member websites,
and important documents.
EnrollmentYou must enroll within 31 days from
your eligibility date (the first day of
the month following date of hire).
Elections you make when first becoming
eligible or during Open Enrollment will
remain in effect until our next Open
Enrollment period. In addition, if you
decline coverage for yourself and/or
your dependent(s) when first becoming
eligible, you must wait until the next
Open Enrollment period to enroll.
However, if you experience a qualified
life event (see “Qualified Life Events” on
the right of this page) during the year, you
may make changes to your elections at
that time.
HOW TO ENROLL
• Log into Workday at myapps.sunrun.com.
DEPENDENT ELIGIBILITY VERIFICATION
If you want to add/change dependents or
beneficiaries on any of your benefits, be
sure to gather the necessary information
to verify their relationship to you.
QUALIFIED LIFE EVENTS
If you experience a qualified life event during the year, such as marriage, divorce or the birth or adoption of a child, you may make changes to your elections at that time.
It is your responsibility to make changes to your benefit elections by logging in to sunrunbenefits.com within 30 days of the event. If you fail to do so, you will not be able to enroll or make changes until the next Open Enrollment period.
Getting Started
CONTENTS 4CONTACT LIST
WELCOME HEALTH FINANCIAL WORK-LIFE RATES CONTACTS
HealthMedical Coverage: CignaWe’re proud to offer medical coverage that not only provides coverage for illness and injury, but also enables you and your family to focus on staying well.
Following is a high-level overview of the coverage available. For complete coverage details, please refer to the Summary Plan Description (SPD).
Plan FeatureCigna PPO Plan Cigna CDHP Option 1 with HSA Cigna CDHP Option 2 with HSA
In-Network Out-of-Network In-Network Out-of-Network In-Network Out-of-NetworkAnnual Deductible
�� Employee only $500 $1,000 $2,000 $4,000 $3,000 $4,000
�� Family $1,000 $2,000 $4,000 $8,000 $6,000 $8,000
Annual Out-of-Pocket Maximum
�� Employee only $3,000 $6,000 $3,500 $7,000 $5,000 $8,000
�� Family $6,000 $12,000 $7,000* $14,000* $10,000* $16,000*
Company Contribution to the Health Savings Account (HSA)
�� Employee only N/A $500 (prorated throughout the year) N/A
�� Family N/A $1,000 (prorated throughout the year) N/A
Services
�� Preventive CarePlan pays 100%, no deductible
Plan pays 60% after deductible
Plan pays 100%,no deductible
Plan pays 70% after deductible
Plan pays 100%, no deductible
Plan pays 60% after deductible
�� Primary Care Physician Office Visit
$25 copayPlan pays 60%
after deductiblePlan pays 90%
after deductiblePlan pays 70%
after deductiblePlan pays 80%
after deductiblePlan pays 60%
after deductible
�� Specialist Office Visit
$40 copayPlan pays 60%
after deductiblePlan pays 90%
after deductiblePlan pays 70%
after deductiblePlan pays 80%
after deductiblePlan pays 60%
after deductible
�� Emergency Room Visit (copay waived if admitted)
$150 copay and plan pays 100% after deductible Plan pays 90% after deductiblePlan pays 80%
after deductiblePlan pays 60%
after deductible
�� Inpatient Hospital Stay
$250 copay and plan pays 80% after
deductible
$500 copay and plan pays 60% after
deductible
Plan pays 90%after deductible
Plan pays 70% after deductible
Plan pays 80% after deductible
Plan pays 60% after deductible
Prescription Drugs (Tier 1/Tier 2/Tier 3/Tier 4)
�� Preventive Plan pays 100%, no deductible
Plan pays 100%, no deductible
Plan pays 100%, no deductible
Plan pays 100%, no deductible
Plan pays 100%, no deductible
Plan pays 100%, no deductible
�� Retail (up to a 30-day supply)
$15/$25/$40/30% witha maximum of $75
Plan pays 60% after deductible
After deductible, $15/$25/$40/20%
Plan pays 70% after deductible
Plan pays 80% after deductible
Plan pays 60% after deductible
�� Mail Order (up to a 90-day supply)
$30/$50/$80/30% with a maximum of $150
Not coveredAfter deductible,
$30/$50/$80/20%Not covered
Plan pays 80% after deductible
Not covered
Please note: Your pharmacy benefit services with Cigna will be provided by Express Scripts and administered by RxBenefits. RxBenefits can help you navigate through any issues related to purchasing prescription medication.
*This out-of-pocket maximum is embedded. With an embedded out-of-pocket maximum, the annual out-of-pocket maximum can be met on an individual basis. This means that once a family member meets his/her individual out-of-pocket maximum, the plan will begin to pay coinsurance for that family member. The individual embedded out-of-pocket maximum is $3,500 for the CDHP Option 1 and $6,850 for the CDHP Option 2.
CONTENTS 5CONTACT LIST
WELCOME HEALTH FINANCIAL WORK-LIFE RATES CONTACTS
HealthMedical Coverage: Kaiser Permanente (California Only)Plan Feature
HMO Base Plan HMO Buy-Up Plan
In-Network Only In-Network OnlyAnnual Deductible
�� Employee only $750 $250
�� Family $1,500 $500
Annual Out-of-Pocket Maximum
�� Employee only $3,000 $3,000
�� Family $6,000 $6,000
Services
�� Preventive Care Plan pays 100% Plan pays 100%
�� Primary Care Physician Office Visit
$25 copay $10 copay
�� Specialist Office Visit $25 copay $10 copay
�� Emergency Room Visit Plan pays 80% after deductible Plan pays 90% after deductible
�� Inpatient Hospital Stay Plan pays 80% after deductible Plan pays 90% after deductible
Prescription Drugs (Tier 1/Tier 2/Tier 3/Tier 4)
�� Retail (up to a 30-day supply)$10/$30/$30/20% with a
maximum of $200$10/$30/$30/20% with a
maximum of $200
�� Mail Order (up to a 90-day supply)
$20/$60/$60/20% with a maximum of $200
$20/$60/$60/20% with a maximum of $200
For complete coverage details, please refer to the Summary Plan Description (SPD).
CONTENTS 6CONTACT LIST
WELCOME HEALTH FINANCIAL WORK-LIFE RATES CONTACTS
Maven MaternityIf you or your partner are starting
or growing a family, the confidential
Maven Maternity program is here to
help. When you enroll, you will have
access to:
• An on-demand digital clinic: Speak with more than 1,000
women’s and family health
providers—including OB-GYNs,
maternal mental health providers
and sleep coaches—by text or
video chat.
• 24/7 maternity concierge: Dedicated Care Coordinators can
help you navigate your insurance,
refer you to in-network providers,
coordinate care and access
discounts on child care, cord blood
vendors and more.
• Online community forum: Connect with other parents and
parents-to-be, take quizzes, review
checklists and more at www.mavenclinic.com.
TelehealthAll employees enrolled in a Sunrun
medical plan have access to
licensed, board-certified U.S.-based
doctors via phone, online or video
chat 24/7/365. Costs for these
“virtual visits” vary depending on
your medical plan.
LivingConnected Diabetes ProgramCigna members have access to
CCS Medical’s LivingConnected
diabetes program, which allows
you to manage your condition from
home and comes at no cost as part
of Sunrun’s medical plans. You have
access to:
• Easy-to-use cellular or Bluetooth
glucose meter with 24/7 live
monitoring
• Test strips, lancing devices, lancets
and other diabetes supplies
• Coaching from a registered nurse
when readings are in the critical
range
• Live, personalized health coaching
from Certified Diabetes Educators
• Online portal and smartphone app
Healthcare ResourcesFOR MORE INFORMATION:Maven Maternity
• [email protected]• www.mavenclinic.com
Telehealth: MDLIVE (Cigna)
• (888) 726-3171• www.MDLIVEforCigna.com
Telehealth: Kaiser Permanente
• (800) 464-4000• www.kp.org
Tobacco Cessation
• (844) 729-5169• TDD: (800) 697-0353• www.guidanceresources.com
(Web ID: SUNRUN)
LivingConnected Diabetes Program
• (800) 334-8134• [email protected]• www.express-scripts.com
CONTENTS 7CONTACT LIST
WELCOME HEALTH FINANCIAL WORK-LIFE RATES CONTACTS
Dental Coverage: MetLife Regular dental checkups can do more than keep your smile attractive—they can also tell dentists a lot about your overall health, including whether or not you
may be at risk for chronic diseases. Following is a high-level overview of your dental coverage. For complete coverage details, please refer to the Summary Plan
Description (SPD).
Plan FeatureCore Plan Buy-Up Plan
In-Network Out-of-Network In-Network Out-of-Network
Annual Deductible (single/family)
$50/$150 $25/$75 $50/$150
Annual Maximum Benefit $1,750 $3,000 $2,250
Preventive Plan pays 100% Plan pays 100%
Basic Plan pays 90% after deductible Plan pays 80% after deductible* Plan pays 90% after deductible Plan pays 80% after deductible*
Major Plan pays 60% after deductible Plan pays 50% after deductible* Plan pays 70% after deductible Plan pays 50% after deductible*
Orthodontia Plan pays 50% Plan pays 50%
Orthodontia Lifetime Maximum $1,500 $1,500
*Please note that the out-of-pocket dental plan maximum for Texas employees is 90% for basic and 70% for major services.
Health
CONTENTS 8CONTACT LIST
WELCOME HEALTH FINANCIAL WORK-LIFE RATES CONTACTS
Tobacco CessationWhen you enroll in medical coverage, you will be asked to verify your tobacco use status. If you use tobacco, you will be charged a
$28 monthly tobacco surcharge. As an alternative, you may enroll in ComPsych’s GuidanceResources tobacco cessation program and
complete the program by December 31, 2019. Once you complete the five sessions, you will recoup the $28 monthly surcharges paid
to date and will begin paying the non-tobacco rates. Please note that the sessions are at least one week apart. As a reminder, tobacco
cessation drugs are covered at 100 percent under our Cigna medical plans.
HealthVision Coverage: VSPNot only can yearly eye exams protect your eyes, they can help detect signs of serious health conditions like diabetes, brain tumors,
high blood pressure and high cholesterol. Following is a high-level overview of your vision coverage. Please note that you may use
your frame allowance toward non-prescription sunglasses, and enhanced benefits for safety goggles are available for employees who
use them in their position at Sunrun. Please contact VSP for more information.
Plan Feature Frequency* In-Network Out-of-NetworkExamination Every 12 months $10 Up to $50
Basic Lenses (single/bifocal/trifocal) Every 12 months $30 copay $50–$100
Frames Every 24 months $150–$170 allowance plus 20% discount on amounts over
allowance
Up to $70
Contact Lenses (in lieu of glasses) Every 12 months $140 allowance; up to $60 copay for contact lens exam
Up to $105; contact lens exam not covered
LASIK Surgery N/A Savings of up to 15% off regular price at VSP contracted laser
centers, or an additional 5% off center’s
promotional price
Not covered
*Your benefits refresh on a calendar year basis.
FOR COMPLETE COVERAGE DETAILS, PLEASE REFER TO THE SUMMARY PLAN DESCRIPTION (SPD).
CONTENTS 9CONTACT LIST
WELCOME HEALTH FINANCIAL WORK-LIFE RATES CONTACTS
Sunrun 401(k) Plan: Empower Retirement To help you save for the retirement of your dreams, we
offer the Sunrun 401(k) Plan. The Sunrun 401(k) Plan helps
you save for retirement on a tax-deferred basis. To change
your contribution level or opt out of the Sunrun 401(k) Plan,
log into https://participant.empower-retirement.com.
Your contributions are made via convenient, pre-tax payroll
deductions, and your funds are tax-deferred until you withdraw
them in retirement. There are several important advantages to
the Sunrun 401(k) Plan:
• Company match: Sunrun will match your contributions at
100% on the first 1% of your contributions and 50% on any
contributions above 1% up to 6%.
• Rollover assistance: You may roll over funds from a pre-
existing 401(k) to the Sunrun 401(k) Plan. Contact Empower
Retirement to determine the proper rollover process.
• Deferred taxes: Contributions are made before you pay
income taxes. Taxes are deferred on your savings and any
earnings until you begin making withdrawals.
• Investment choices: A variety of investment options are
available, ranging from conservative to aggressive, so you
can choose the investments that best match your goals and
time frame.
• We also offer a Roth 401(k) option if you wish to make
after-tax contributions now and not pay taxes on your account
once you withdraw funds in retirement.
FinancialFor more information and helpful financial tools, visit www.empower-retirement.com/participant or call (800) 338-4015.
$6,000
$18,000
You can defer up to $18,000* in pre-tax contributions to the Sunrun 401(k) Plan per year.
If you are age 50 or over, you may make additional catch-up contributions of up to $6,000 per year.
*The limit may be subject to change. Go to www.irs.gov for the latest information.
CONTENTS 10CONTACT LIST
WELCOME HEALTH FINANCIAL WORK-LIFE RATES CONTACTS
SUNRUN CONTRIBUTIONS
If you enroll in the CDHP Option 1, Sunrun will contribute $500 for employee-only coverage and $1,000 for family coverage annually. Note: Sunrun contribution amounts will be prorated per paycheck for all employees.
How the Consumer Directed Health Plans (CDHPs) WorkThe Cigna CDHP Option 1 and CDHP Option 2 offer comprehensive healthcare coverage at lower premiums and higher deductibles
than traditional healthcare plans. With lower premiums to pay for coverage, you choose how to spend your healthcare dollars. You can
either pay for eligible services by using funds in your HSA, or you can pay for them out of your own pocket. Note: You can only use HSA
funds as they are deposited in your account. You can always reimburse yourself later once you have accumulated funds in your account.
Financial
Health Savings Accounts (HSAs): HSA BankBoth CDHPs feature a health savings account (HSA) that
enables you to pay for current, qualified healthcare expenses
and save for future expenses on a tax-free basis. You have the
opportunity to set aside funds in your HSA before taxes through
convenient payroll deductions (see “How Your HSA Is Funded”).
How Your HSA Is FundedYOUR CONTRIBUTIONS
There are two ways to contribute money to your HSA:
• Pre-tax contributions through payroll deductions
• After-tax cash contributions that are deductible when you
file your taxes
COMPANY CONTRIBUTIONS
Sunrun contributes $500 for employee-only coverage and
$1,000 for family coverage annually to the HSA tied to the
CDHP Option 1. These contributions are prorated per paycheck.
Sunrun does not make annual contributions to the CDHP
Option 2.
TOTAL ANNUAL CONTRIBUTION LIMIT
It is important to note that your contributions, when combined
with any contributions from the company, may not exceed
the IRS annual maximum of $3,500 for individual coverage
and $7,000 for family coverage in 2019. Note: Individuals 55
and older may make additional “catch-up” contributions up to
$1,000 each year until they enroll in Medicare.
Qualified Healthcare ExpensesHSAs enable you to pay for the following qualified healthcare
expenses on a tax-free basis:
• Qualified medical, dental and vision expenses not covered by
the plans, as defined by the IRS in Publication 502, available
online at http://www.irs.gov/pub/irs-pdf/p502.pdf• COBRA premiums
• Qualified long-term care insurance and expenses
• Health insurance premiums when receiving unemployment
compensation
• Medicare and retiree health insurance premiums (excluding
Medicare Supplement and Medigap insurance premiums)
CONTENTS 11CONTACT LIST
WELCOME HEALTH FINANCIAL WORK-LIFE RATES CONTACTS
HEALTH SAVINGS ACCOUNTS (HSAs) CONTINUED
Advantages of an HSA
Financial
TRIPLE-TAX ADVANTAGE• You contribute pre-tax funds through
payroll deductions, meaning the money
comes out of your paycheck before
federal income tax is calculated. This,
in turn, reduces the amount of taxable
income, so less tax is withheld from your
paycheck.
• Funds grow tax-free, and unused funds
roll over year to year.
• You can withdraw funds tax-free to pay
for qualified healthcare expenses now
and in the future—even in retirement.
CONTROL
You own and control the money in your
HSA. You decide how or if you want to
spend it. You can use it to pay for doctor’s
visits, prescriptions, braces, glasses—even
laser vision correction surgery.
INVESTMENT OPPORTUNITIES
Once you reach and maintain a minimum
cash balance threshold of $2,000, you
can make investments to help your money
grow tax-free.
SAVINGS POTENTIAL
There is no “use it or lose it” rule. Your
account grows over time as you continue
to roll over unused dollars from year to
year.
PORTABILITY
Your HSA is yours for life. The money is
yours to spend or save, regardless of
whether you change health plans,* retire or
leave the company.
*You must be enrolled in a qualified high-deductible health plan to contribute to an HSA.
FOR MORE INFORMATION, VISIT:
http://www.irs.gov/pub/irs-pdf/p969.pdf
CONTENTS 12CONTACT LIST
WELCOME HEALTH FINANCIAL WORK-LIFE RATES CONTACTS
Flexible Spending Program: Discovery BenefitsFlexible spending accounts (FSAs) allow you
to pay for eligible health and/or dependent
care expenses on a pre-tax basis, meaning
your FSA contributions are deducted from
your pay before your federal and Social
Security taxes are calculated. The result is
that your taxable income is reduced and
you get to keep a greater portion of your
paycheck.
Commuter Benefit Account: Discovery BenefitsYou can also use pre-tax dollars to pay for
parking and transit expenses and can enroll
in the program at any point during the year.
FinancialHealthcare FSAEligible Expenses Qualified medical, dental and vision expenses not
covered by insurance
Maximum Annual Contribution $2,700
Limited-Purpose Healthcare FSA (for CDHP participants)Eligible Expenses Qualified dental and vision expenses not covered by
insurance
Maximum Annual Contribution $2,700
Dependent Care FSAEligible Expenses Qualified dependent care, such as child or eldercare
Maximum Annual Contribution $5,000 (or $2,500 if married and filing separately)
Commuter Benefit AccountEligible Expenses Commuting expenses (e.g., bus, commuter train, van
pool, trolley, subway, ferry, parking, etc.)
Monthly Maximum Parking: $260Transit: $260
For a complete list of qualified healthcare expenses, visit http://www.irs.gov/pub/irs-pdf/p502.pdf. For a complete list of qualified dependent care expenses, visit
http://www.irs.gov/pub/irs-pdf/p503.pdf. For a complete list of parking and transit
expenses, visit www.discoverybenefits.com.
Note: The FSA limits may be subject to change. Go to www.irs.gov for the latest
information.
MORE ON FSAs
• You are required to enroll in the FSA each year to participate.
• The IRS requires that any unused funds you have set aside for eligible expenses that are still in your account on March 15, 2020, be claimed by submitting your eligible expenses no later than March 31, 2020. All claims submitted must be from claims incurred before March 15, 2020. Any unused funds will be forfeited.
CONTENTS 13CONTACT LIST
WELCOME HEALTH FINANCIAL WORK-LIFE RATES CONTACTS
FinancialLife and Accidental Death and Dismemberment (AD&D) Coverage: PrudentialWe help our eligible employees maintain financial security by providing a group life and
accidental death and dismemberment (AD&D) benefit. This benefit is paid by Sunrun.
BASIC LIFE AND AD&D COVERAGE
Basic Life and AD&DAmount 1x annual base salary up to $250,000
SUPPLEMENTAL LIFE COVERAGE
You also have the opportunity to purchase additional life and AD&D coverage for yourself
and your dependents at group rates. Please note that rates are based on whether or
not you use tobacco. The chart below shows the coverage available. Note: Spouse and
child coverage is only available when the employee elects voluntary coverage for him or
herself.
Amount Guaranteed IssueEmployee $2 million $250,000
Spouse 100% of employee coverage up to $500,000 $100,000
Child(ren) Up to $20,000 $20,000
Employees and dependents who elect coverage when first eligible can elect up to the
Guaranteed Issue amounts without being required to submit Evidence of Insurability (EOI).
If you wish for more than the Guaranteed Issue amount or to waive coverage now and
elect at a later date, you will be required to submit EOI.
Disability Coverage: PrudentialWe offer eligible employees short-term disability (STD) and long-term disability (LTD)
coverage for your financial needs should you need to take a leave from work due to a
serious illness or non-work-related injury. Following is a brief summary of our STD and
LTD coverage. These benefits are paid by Sunrun.
SHORT-TERM DISABILITY (STD) COVERAGE
STD Coverage FeaturesIncome Replacement 66.67%
Weekly Maximum Benefit $2,500
When Benefit Begins After 7 days
Maximum Benefit Period 12 weeks
LONG-TERM DISABILITY (LTD) COVERAGE
LTD Coverage FeaturesIncome Replacement 60%
Monthly Maximum Benefit $10,000
When Benefit Begins 90 days
Maximum Benefit Period Until age 65
CONTENTS 14CONTACT LIST
WELCOME HEALTH FINANCIAL WORK-LIFE RATES CONTACTS
Accident Insurance: MetLifeYou have the option of purchasing voluntary accident insurance
for you, your spouse and/or your dependent children, which
pays you money based on the injury and the treatment you
receive, whether it’s a simple sprain or something more serious,
like an injury from a car accident. Your plan can pay you a
benefit for an emergency room treatment, stitches, crutches,
injury-related surgery and certain other accident-related
expenses.
Critical Illness Insurance: MetLifeYou have the option of purchasing voluntary critical illness
insurance for you and your eligible family members. This plan
provides a lump-sum payment upon diagnosis of certain
covered conditions, such as cancer, heart attack or stroke, to
use any way you want to help cover extra cost of treatment,
childcare, mortgage, car payments, etc.
Auto & Home Insurance: MetLifeYou have the option of purchasing personal lines of auto and
home insurance at discounted rates.
Legal Plan: MetLaw Legal PlanYou have the option of enrolling in the group legal plan at a low
monthly premium. The plan gives you and your family members
access to legal assistance for matters concerning estate
planning, real estate, family law, consumer protection and more.
Note: One-year enrollment is required.
Identity Theft Insurance: LifeLockYou have the option of enrolling in the voluntary identity theft
protection benefit through LifeLock. LifeLock members have
protection services, including proprietary identity monitoring
with technology that scans hundreds of millions of transactions
per second looking for different threats that could lead to
identity theft.
Two levels of coverage are available for purchase, Benefit Elite
and Ultimate Plus. The main differentiator is that the Ultimate
Plus plan includes credit bureau access, tracking and reporting.
Parental LeaveSunrun understands the need to take time off to take care of
your personal needs—and those of your family. That’s why you
are eligible for up to 12 weeks of Family Medical Leave Act
(FMLA) leave after you have worked at Sunrun for one year. In
addition to FMLA and applicable state leaves, both birth and
non-birth parents are eligible for up to 10 weeks of paid leave at
100 percent of pay.
Work-LifeFOR MORE INFORMATION:
Accident Insurance• (800) GET-MET8 (438-6388)• https://online.metlife.com/
edge/web/public/benefits
Critical Illness Insurance• (800) GET-MET8 (438-6388)• https://online.metlife.com/
edge/web/public/benefits
Auto & Home Insurance• (800) GET-MET8 (438-6388)• https://online.metlife.com/
edge/web/public/benefits
MetLaw Legal Plan• (800) GET-MET8 (438-6388)• https://online.metlife.com/
edge/web/public/benefits
Identity Theft Insurance• (800) 607-9174• [email protected]• www.lifelock.com
Parental Leave• (800) 524-0542 • www.prudential.com/
mybenefits
CONTENTS 15CONTACT LIST
WELCOME HEALTH FINANCIAL WORK-LIFE RATES CONTACTS
Employee Assistance Program (EAP): ComPsychWe understand that it can be difficult
to manage family, work-related and
personal issues. That’s why we offer an
EAP at no cost to you. To help guide
you through difficult situations or simply
assist you with day-to-day tasks like
finding a last-minute dog sitter, trained
professionals work with you as you
search for solutions. The program is
completely confidential and can help
you work through issues related (but not
limited) to:
• Emotional well-being
• Family life
• Healthy living
• Legal/financial matters
Voluntary Pet Insurance: NationwideYou have the option of purchasing
voluntary pet insurance at discounted
group rates to help cover the costs
associated with veterinary care.
Employee Discounts: FondAll employees have access to discounts
on automotive, electronic, consumer,
educational assistance, home security,
travel, home and work-life products
and services through Fond. You can
even use the “Request a Perk” function
to receive discounts on some of your
favorite products and services.
Work-LifeFor more information about these benefits, contact the carriers directly (see page 18 for contact information).
CONTENTS 16CONTACT LIST
WELCOME HEALTH FINANCIAL WORK-LIFE RATES CONTACTS
Rates
Medical Coverage
Cigna PPO Plan Cigna CDHP Option 1 with HSA Cigna CDHP Option 2 with HSA
Kaiser HMO Base Plan (California Only)
Kaiser HMO Buy-Up Plan (California Only)
Non-Tobacco Tobacco Non-Tobacco Tobacco Non-Tobacco Tobacco Non-Tobacco Tobacco Non-Tobacco Tobacco
Employee Only
Employee + Spouse
Employee + Child(ren)
Family
$67.00
$163.00
$146.00
$231.00
$81.00
$177.00
$160.00
$245.00
$56.00
$141.00
$127.00
$200.00
$70.00
$155.00
$141.00
$214.00
$38.00
$110.00
$99.00
$156.00
$52.00
$124.00
$113.00
$170.00
$45.00
$131.00
$106.00
$176.00
$59.00
$145.00
$120.00
$190.00
$60.00
$168.00
$137.00
$227.00
$74.00
$182.00
$151.00
$241.00
2019 Employee Contributions Per Pay Period
Dental Coverage Core Plan Buy-Up Plan
Employee Only
Employee + Spouse
Employee + Child(ren)
Family
$9.00
$18.00
$20.00
$30.00
$11.00
$23.00
$26.00
$39.00
Vision Coverage
Employee Only
Employee + Spouse
Employee + Child(ren)
Family
$3.00
$4.50
$4.50
$7.50
Supplemental Employee Life (Exclude AD&D)
Non-Tobacco (Per $1,000)
Tobacco(Per $1,000)
00-24 $0.071 $0.084
25-29 $0.071 $0.084
30-34 $0.087 $0.103
35-39 $0.113 $0.140
40-44 $0.166 $0.214
45-49 $0.271 $0.349
50-54 $0.431 $0.556
55-59 $0.750 $0.967
60-64 $1.155 $1.428
65-69 $2.125 $2.514
70+ $4.405 $5.211
Supplemental Employee AD&D: Single (Per $1,000)
$0.025
Supplemental Employee AD&D: Family (Per $1,000)
$0.025
Optional Spouse Life
Non-Tobacco (Per $1,000)
Tobacco(Per $1,000)
00-24 $0.071 $0.084
25-29 $0.071 $0.084
30-34 $0.087 $0.103
35-39 $0.113 $0.140
40-44 $0.166 $0.214
45-49 $0.271 $0.349
50-54 $0.431 $0.556
55-59 $0.750 $0.967
60-64 $1.155 $1.428
65-69 $2.125 $2.514
70+ $4.405 $5.211
Optional Child LifePer $1,000
$0.200
CONTENTS 17CONTACT LIST
WELCOME HEALTH FINANCIAL WORK-LIFE RATES CONTACTS
Benefits Contact DirectoryTopic Contact Phone & Email Website & Network
General Benefits and/or Enrollment Benefits Advocate Center(844) 632-2197 Monday–Friday, 7 a.m. to 5:30 p.m. [email protected]
sunrun.gobenefits.netmyapps.sunrun.com
Medical Coverage CignaKaiser Permanente
(800) CIGNA24 (800-244-6224)(800) 464-4000
www.mycigna.com www.kp.org
Prescription Drug Coverage RxBenefits Kaiser Permanente
(800) 334-8134 & [email protected](888) 218-6245
www.express-scripts.comwww.kp.org
Health Savings Accounts (HSAs) HSA Bank (800) CIGNA24 (800-244-6224) www.mycigna.com
Maven Maternity Program Maven Maternity [email protected] www.mavenclinic.com
Telehealth Program Cigna: MDLIVEKaiser Permanente
(888) 726-3171(800) 464-4000
www.MDLIVEforCigna.comwww.kp.org
LivingConnected Diabetes Program RxBenefits (800) 334-8134 & [email protected] www.express-scripts.com
Tobacco Cessation Program ComPsych (GuidanceResources)(844) 729-5169TDD: (800) 697-0353
www.guidanceresources.com (Web ID: SUNRUN)
Dental Coverage MetLife(888) 466-8673 [email protected] https://online.metlife.com/edge/web/public/benefits
Vision Coverage VSP (800) 877-7195 www.vsp.com
Sunrun 401(k) Plan Empower Retirement (800) 338-4015 www.empower-retirement.com/participant
Life, Accidental Death and Dismemberment (AD&D) and Disability Coverage Prudential (800) 524-0542 www.prudential.com/mybenefits
Flexible Spending Accounts (FSAs) & Parking and Transit Program Discovery Benefits (866) 451-3399 www.discoverybenefits.com
Voluntary Accident, Critical Illness, Auto & Home Insurance and Group Legal Plan MetLife (800) GET-MET8 (438-6388) https://online.metlife.com/edge/web/public/benefits
Identity Theft Insurance LifeLock (800) [email protected] www.lifelock.com
Leaves of Absence/FMLA Prudential (800) 524-0542 www.prudential.com/mybenefits
Group Pet Insurance Nationwide (877) 738-7874 www.petinsurance.com/affiliates/Sunrun
Employee Assistance Program (EAP) ComPsych (GuidanceResources) (844) 729-5169www.guidanceresources.com (Web ID: SUNRUN)
Employee Discounts Fond (415) 969-6563 www.fond.co
Please note: This guide is intended to provide you with highlights of our benefits program. It is not intended to address all details. Actual benefit coverage is specified in the Plan Documents. In the event of any differences between this guide and the Plan Documents, the Plan Documents will govern.
CONTENTS 18CONTACT LIST
WELCOME HEALTH FINANCIAL WORK-LIFE RATES CONTACTS