DoubleTree Hotel • Tarrytown, NY

All Pro Cleaning and RestorationAllan M. Block AgencyAppliance DoctorASAP MortgageBank of America Home LoansBrown, Harris, StevensC2G Environmental Consultants LLCCapital One Bank N.A.Carnell EngineeringCitibankCitizens BankClancy Relocation & LogisticsCommission ExpressDavid Lerner AssociatesEdberg SolutionsEmbrace Home LoansEmigrant Mortgage CompanyEstate Inspection Group, Inc.EverBankEvolve BankFlower Property Tax ConsultantsG.Griffin Wine & SpiritsHome Tour VisionHome Warrenty of AmericaHomeKeeprHSBCHudson Valley Federal Credit UnionHyatt HouseJournal News Media GroupJP McHale Pest Management/EnvirocareKorth & Shannahan Painting & CarpentryLighthouse Environmental ConsultantsLuxury Mortgage Corp.M & T BankMark's InspectionsMortgage Master Inc.Mr. ChimneyNational Tenant NetworkNewhouse Financial & InsuranceNYSAROn Time TransportOscar's Cleaning ServiceParkway Pest ServicesPillar to PostPlanomatic Poseidon Home Inspections LLCPost Your ListingsProspect LendingRichard O'Donnell, Tax ConsultantRicky's Home InspectionsRobison OilSharpshooter PicturesShelf GenieShowingTimeSterling Home InspectionsSterling National BankThe Daily VoiceThe Refreshed HomeToll Brothers NY DivisionTompkins Mahopac BankTri-State Engineering, P.C.Trustco BankUnion Street MediaUnited National Federal Credit UnionUpper Cervical Chiropractic of NYWebster Bank

exhibitors

event program8:30 – 11:30 am • Westchester Ballroom

Fa i r and E th i ca l Hous i ngAttorney Don Cummins will present real-life scenarios for complying with federal, state and local rules for Fair Housing and Ethics. No CE Credit: FREE for HGAR members (satisfies NAR’s REALTOR Ethics four-year training requirement) CE Credit (3 hrs): $25 for HGAR members (satisfies NYS DOS three-hour Fair Housing CE requirement and NAR’s REALTOR Ethics four-year training requirement. Full three-hour attendance required for both NAR and DOS requirements

9:30 am – 12:30 pm • Grand Ballroom

Rea l t o r Safe ty : C l i en t and Agency Secur i t y Awareness#1 Best Selling Author Robert Siciliano is the CEO of IDTheftSecurity.com and a U.S.Coast Guard Auxiliary Flotilla Staff Officer of the U.S. Department of Homeland Security. Get the straight talk to stay safe in a world where physical and virtual crime is commonplace. (See above for No CE vs. CE requirements)

10:30 – 11:15 am • Salons 4 & 5

Lega l Upda te for Brokers/Owners/ManagersHGAR Legal Counsel Edward I. Sumber will provide an important Legal Update for agency brokers, owners, and managers. Highlights include: Source of Income Legislation; your role in the new TRID Rules; and Disclosures regarding Truth in Lending and Closing Costs.

11:30 am – 12:15 pm • Salons 4 & 5

Pa i n l ess Prospec t i ngAmy Chorew, VP Platform Development, BHG Rand Real Estate, will show you a simple strategy for identifying prospects who are most likely to be receptive to hearing from you, and how to integrate social media into your prospecting to get even better results.

Lunch Break (Box lunches available for $20)

12:30 pm – 1:45 pm • Westchester Ballroom

RPAC Luncheon , w i t h Darry l Dav i sJoin national speaker and best-selling author Darryl Davis for his brand new seminar, “Design a Life Worth Smiling About.” Darryl has been a top-producing real estate agent and broker, and is the founder of the only year-long real estate coaching program, “The POWER Program.” He has been named one of NAR’s highest rated speakers. (Tickets are $65 and the entire amount benefits RPAC.)

2:00 – 3:15 pm • Grand Ballroom

keynote address, with John G i dd i ng of HGT V ’ s “Curb Appea l ” John Gidding has been featured on ABC, NBC, CNN and HGTV, most recently on "Curb Appeal" as the host and designer. As a partner in the Atlanta-based design firm Gidding & Spencer, John has residential and commercial clients around the country. He holds a Master’s Degree in Architecture from Harvard’s Graduate School of Design, and a B.A, in Architecture Yale University.

S P O N S O R E D B Y

3:30 – 4:30 pm • Grand Ballroom

HGAR Annua l Mee t i ngElect your 2016 HGAR leaders and congratulate the HGAR REALTOR® and Affiliate of the Year, along with other award winners. You MUST attend the Annual Meeting to receive your drink ticket for the cocktail party.

4:30 – 6:00 pm • Salons 4 & 5

Ce l ebra t i on Cock ta i l Par tyJoin your friends and colleagues and celebrate your successes of 2015!

S P O N S O R E D B Y

99th

HUDSON GATEWAYASSOCIATION OF REALTORS

O C T O B E R 1 9 , 2 0 1 5

ANNUAL MEETING& MEMBER’S DAY

60 South Broadway, White Plains, NY 10601

HUDSON GATEWAYASSOCIATION OF REALTORS

Members Dayis FREE, exceptwhere indicated.

For registration: www.HGAR.com (914) 681-0833