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  • 1. Life Insurance for seniors over 70When a family member dies, its often family associates members that isaccountable for making essential options regarding end of life preparations.With memorial costs, outstanding medical, even burial preparations, theeconomical and psychological strain can be overwhelming.Is Life Insurance for Seniors expensive?This is one of the concerns most frequently mentioned by seniors haveabout life insurance. First, your age and even your health should never beobstacles to getting the coverage you need. There are many good policiesyou can get at any age or state of health.There are many companies willing to provide coverage and policy typesthat are both readily available and priced to fit nearly everyonespocketbook. Some companies even offer senior discounts on all kinds ofpolicies designed for seniors. This is one concern you can remove fromyour list now you CAN get life insurance.Pay attention!For the purpose of final expenses, senior life insurance should not be terminsurance. Two of the most common offerings in final expense are a 5 yearterm and a 7 year term insurance. AARP offers a 5 year renewable termpolicy that has no guarantee at all. It projects what the rates will be whenthey go up in 5 year increments, but it wont guarantee those rates. And getthis, it doesnt go up in 5 year increments from the date you sign up. It goesup every 5th year starting at age 45 so if you buy a policy at age 69, yourfirst 5 year term increase is at age 70. Dont buy term for final expense.You need a life time guaranteed level premium and guaranteed deathbenefit.Finding a company that will offer you the best coverage at the mostaffordable price can involve a lot of research.Mintco Financial is the leading independent company in Life Insurance forSeniors in the U.S.

2. Mintco Financial Team of Independent Advisors have helped many seniorsto get affordable life insurance.Advisors at Mintco Financial will shop for you among many insurancecompanies the best quote for you.Call 813-964-7100or visit thewebsite:http://www.mintcofinancial.com/quotes/final-expense-life-insurance-quote/


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