Rebuilding Commerce
Jonathan LeBlanc (@jcleblanc) Head of Global Developer Advocacy at PayPal + Braintree
A Little Story
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Driven by Basic Needs Driven by Efficiency Driven by Innovation
Entrepreneurial Growth
vs Economic Growth
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The Missing Market
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50% of adults on the planet do not have bank account
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Underserved?
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The Underbanked
The Unbanked
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East Asia: 59% South Asia: 59% Latin America: 65% Central Asia / E Europe: 49% Arab States: 67% High Income: 8% Total Underserved: 53%
Global Underserved
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Not Enough Money Geography Culture
Past Behavior Language Barriers
Trust
Why are People Unbanked?
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Systems are Different Everywhere
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The Whole System is Broken
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Most Commerce Targets the Technology Privileged
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The Main Barrier
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Prepaid Cards
Manipulation of the Underserved
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Move to a Cashless Society
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The Opportunity
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Cell Phones Everywhere
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More People Have Mobile Phones than Toilets
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Case Studies
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Qiwi https://qiwi.com/
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Installments
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Person to Person
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Hackathon Products and Ideas
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Technology Leadership
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How We’re Changing for the Market
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Omni Commerce
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Bluetooth Smart
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Bitcoin
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The Market is Shifting
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Thank You!
Jonathan LeBlanc (@jcleblanc) Head of Global Developer Advocacy at PayPal + Braintree