LIVE BELOW
YOUR MEANS
LIVE BELOW YOUR MEANS
PROVERBS 22:7
The rich rule over the poor, and the borrower is
servant to the lender.
LIVE BELOW YOUR MEANS
PROVERBS 13:7
One person pretends to be rich, yet has nothing; another pretends to be
poor, yet has great wealth.
LIVE BELOW YOUR MEANS
OLD RULE:If you don’t
have the money to buy
what you wanted, you
were not allowed to
buy it.
LIVE BELOW YOUR MEANS
NEW RULE:I want to live
the same lifestyle as my parents’ then I
will buy the same that they have and use
my credit card.
LIVE BELOW YOUR MEANS
“HAVES”“HAVE-NOTS”
“HAVE NOT PAID YET”
LIVE BELOW YOUR MEANS
EXAMPLES OF LIVING BEYOND
YOUR MEANS
LIVE BELOW YOUR MEANS
BORROWING TO SUSTAIN A LIFESTYLE
OR HABIT
LIVE BELOW YOUR MEANS
DEPENDING ON OTHERS TO SUSTAIN A LIFESTYLE OR HABIT
LIVE BELOW YOUR MEANS
HABITUALLY BUYING THINGS
WAY BEYOND ONE’S FINANCES
LIVE BELOW YOUR MEANS
EXCESSIVE SPENDING ON ONE ITEM
OR ACTIVITY AT THE EXPENSE OF
OTHER BASIC NEEDS
LIVE BELOW YOUR MEANS
Anyone who cannot afford a lamb is to bring two doves or two young pigeons to the Lord as a penalty for their sin—one for a sin offering and the other for a burnt offering.
LEVITICUS 5:7
LIVE BELOW YOUR MEANS
God respects our economic/financial
limitations.
NOTE:
LIVE BELOW YOUR MEANS
If, however, they cannot afford two doves or two
young pigeons, they are to bring as an offering for their sin a tenth of an
ephah of the finest flour for a sin offering. They must
not put olive oil or incense on it, because it is a sin
offering.
LEVITICUS 5:11
LIVE BELOW YOUR MEANS
It is dishonoring God to live beyond your means.
NOTE:
LIVE BELOW YOUR MEANS
WHY DO PEOPLE LIVE BEYOND THEIR MEANS
LIVE BELOW YOUR MEANS
TO BOAST OR TO IMPRESS
LIVE BELOW YOUR MEANS
TO ENJOY WHAT THEY
DO NOT DESERVE
LIVE BELOW YOUR MEANS
TO DECEIVE PEOPLE
LIVE BELOW YOUR MEANS
IN ANTICIPATION OF EXPECTED RESOURCES
LIVE BELOW YOUR MEANS
ILLUSIONS OF GRANDEUR
LIVE BELOW YOUR MEANS
Living beyond our means robs us of our happiness.
NOTE:
LIVE BELOW YOUR MEANS
HOW IT ROBS OUR HAPPINESS
LIVE BELOW YOUR MEANS
WE PAY WITH OUR MONEY.
LIVE BELOW YOUR MEANS
WE PAY WITH OUR DIGNITY.
LIVE BELOW YOUR MEANS
WE ALWAYS WORRY.
LIVE BELOW YOUR MEANS
WE LOSE PEACE OF MIND.
LIVE BELOW YOUR MEANS
WE FOREGO BASIC NEEDS.
LIVE BELOW YOUR MEANS
HOW TO MANAGE MONEY BIBLICALLY
LIVE BELOW YOUR MEANS
EMBRACE THE VALUE OF
SELF-CONTROL.
LIVE BELOW YOUR MEANS
Like a city whose walls are broken through
is a person who lacks self-control.
PROVERBS 25:28
LIVE BELOW YOUR MEANS
If you are in debt then get out of debt by means
of self-control.
NOTE:
LIVE BELOW YOUR MEANS
Seriously assess your expenditures and source
of income.
NOTE:
LIVE BELOW YOUR MEANS
EMBRACE THE VALUE OF SACRIFICE.
LIVE BELOW YOUR MEANS
1 Therefore, since we are surrounded by such a great cloud of witnesses, let us throw off everything that
hinders and the sin that so easily entangles. And let us run with perseverance the
race marked out for us,
HEBREWS 12:1-2
LIVE BELOW YOUR MEANS
2 fixing our eyes on Jesus, the Pioneer and Perfecter
of faith. For the joy set before Him He endured the cross, scorning its shame, and sat down at the right hand of the throne of God.
HEBREWS 12:1-2
LIVE BELOW YOUR MEANS
Learn to adjust. Keep your feet on the
ground.
NOTE:
LIVE BELOW YOUR MEANS
Stop depending on others.
Be productive.
NOTE:
LIVE BELOW YOUR MEANS
EMBRACE THE VALUE OF PLANNING.
LIVE BELOW YOUR MEANS
Suppose one of you wants to build a tower. Won’t you first sit down and estimate the cost to see if you have
enough money to complete it?
LUKE 14:28
LIVE BELOW YOUR MEANS
The plans of the diligent lead to profit
as surely as haste leads to poverty.
PROVERBS 21:5
LIVE BELOW YOUR MEANS
STEPS TO RIGHT FINANCIAL PLANNING
LIVE BELOW YOUR MEANS
SAVE FOR EMERGENCY.
LIVE BELOW YOUR MEANS
DO THE DEBT SNOWBALL.
LIVE BELOW YOUR MEANS
For the love of money is a root of all kinds of evil. Some people, eager for money, have wandered
from the faith and pierced themselves with many
griefs.
1 TIMOTHY 6:10
LIVE BELOW YOUR MEANS
Whoever loves money never has enough;
whoever loves wealth is never satisfied with their
income. This too is meaningless.
ECCLESIASTES 5:10
LIVE BELOW YOUR MEANS
19 Do not store up for yourselves treasures on earth, where moths and
vermin destroy, and where thieves break in and steal.
MATTHEW 6:19-21
LIVE BELOW YOUR MEANS
20 But store up for yourselves treasures in
heaven, where moths and vermin do not destroy, and where thieves do not break
in and steal.
MATTHEW 6:19-21
LIVE BELOW YOUR MEANS
21 For where your treasure is, there your
heart will be also.
MATTHEW 6:19-21
LIVE BELOW YOUR MEANS
Better to be a nobody and yet have a servant than pretend to be somebody and have
no food.
PROVERBS 12:9
LIVE BELOW YOUR MEANS
10 Whoever can be trusted with very little
can also be trusted with much, and whoever is
dishonest with very little will also be dishonest
with much.
LUKE 16:10-11
LIVE BELOW YOUR MEANS
11 So if you have not been trustworthy in handling worldly wealth, who will
trust you with true riches?
LUKE 16:10-11
LIVE BELOW YOUR MEANS
6 But godliness with contentment is great
gain. 7 For we brought nothing into the world,
and we can take nothing out of it. 8 But if we have food and clothing, we will
be content with that.
1 TIMOTHY 6:6-10
LIVE BELOW YOUR MEANS
9 Those who want to get rich fall into temptation
and a trap and into many foolish and harmful desires that plunge people into ruin and
destruction.
1 TIMOTHY 6:6-10
LIVE BELOW YOUR MEANS
10 For the love of money is a root of all kinds of
evil. Some people, eager for money, have
wandered from the faith and pierced themselves
with many griefs.
1 TIMOTHY 6:6-10
LIVE BELOW YOUR MEANS
CONCLUSION
Every money problem
is a heart problem.
LIVE BELOW YOUR MEANS
CONCLUSION
We don’t serve money — we serve God. Money serves us as we serve God.