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UNITED WOMEN ENTREPRENUER PROGRAMME
Background
This is Local registered Ngo based in Kenya, as per the words it means uniting women to form
programme that make them as entrepreneurs .
I Nancy Gitangu had the vision to form this Ngo and initially started as a CBO (Community based
organization) in 2008 later in the year 2010 had it registered as an NGO.
My background-l was born in a in Kiambu area in the year 1972,being the second born in a family of
seven was brought up in a Christian family and my parents were financially stable started school in 1977
and finished primary education in 1983 where l later joined high schoolin 1984,things turned around as
my lovely father started having affairs outside marriage. My mother who had resigned her secretarial
job to join him flourish his business was left empty as all the capital was used to covering the expenses
of this women, he married a second wife in 1995 and it was a turn around in my life, we could hardly get
the basics in school as my mum had to get ways and means to feed us. By Gods Grace l finished in 1987went through college, fate came in 1993 as my dad started becoming ill, in June 1994 he succumbed to
the disease and died later we discovered that he died of AIDS ,this was unbearable to her she couldnt
stand the shame in church as a senior elder, slowly she became weak, in April 1997 she passed on was
only 25years with the other sibling to take care. l was the only one who was working with a gross pay of
k2900,my elder brother applied for job and was lucky to get one in 2000,he worked we supported each
other but come 2001 April he died of throat cancer was helpless did everything to ensure this kids were
in school and in college, old men who take advantage when l narrated them my story but through it all
they are all done, but the bitterness that grew in me is of the innocent women who are suffering out
there, the single and young girls who cannot afford their day to day and someone somewhere is out
there taking advantage of an orphan child, the passion grew in me and l told God that this will be my joyto ensure that if not all l have rescued the young girls have stabilized the molested, single and widows.
My profession has been an accountant but my goal was to pursue the passion l had and to heal the
hearts of girl child. My board constitute of former bankers, community mobilizes who are from similar
background and two professionals who offer legal advises on matters that arise.
We have not been able to expand as such as l started of with a commercial loan of Ksh500,000 which
was quite expensive for a project that was not generating profit, with this l acquired some furniture and
an office and some members who are at 200.
My members constitute of widows, single parents and orphans, l have them team up in the group of fiveto ten members to act as guarantors to each other.
This are women/girls who are not accessible to our commercial banks as they have no collaterial nor can
they afford to make good their bank statement to acquire loans.
We have them save the little they can which is usually k 200 per month and l give them soft loans
ranging from Ks 5,000-50,000.-this they pay back at a minimum interest of 10% and in a period of an
8/3/2019 United Women Entreprenuer Programme-proposal
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year. Meanwhile we have to ensure that all the other factors are running which has been a challenge to
us. The revolving fund is minimal as the demand is quite high as this is majority of the people in our rural
areas. This calls for cash that is cheap enough to help us give time for them to grow and pay.
Its quite fulfilling to see a single parent who was living in shanty selling tomatoes worth 100/-,after the
loans she can afford buy in crates, later can afford sell in wholesale. Later you will find she can afford toacquire a small piece of land and built her small home. These women are focused and just need a hand
that can be patient to help them grow, nurture them and train them. We have others who rear chicken,
pigs etc, we have get professionals from the ministry of livestock to train them on how best to take care
of the poultry or livestock as such they grow everyday.
The fund given to them is returned at the rate 98% as we rarely have defaulters, they support each
other, when one of them has a calamity we team up with them and give goodwill to help her get back to
the position she was before.
We would request for support to add up on the revolving fund to allow us move to other regions as our
certificate allow us to cover the whole country. We need to be mobile as most of the areas we visit are
rural areas where there are no means of communications, we need upgraded systems to help us capture
the data.