Quy tc thng nht v nh thu - URC 522 ting Vit(Bn sa i nm 1995, c hiu lc 1/1/1996, xut bn s 522 )

A. NHNG QUY NH CHUNG V CC NH NGHAIU 1: p dng quy tc thng nht v nh thu (URC 522) IU 2: nh ngha nh thu IU 3: Cc bn tham gia trong nh thu

B. HNH THC V NI DUNG CA NH THUIU 4: Ch th nh thu

C. HNH THC XUT TRNHIU 5: Xut trnh chng t IU 6: Tr ngay/ chp nhn IU 7: Trao cc chng t thng mi IU 8: Vic to lp chng t

D. NGHA V V TRCH NHIMIU 9: S thin ch v s cn thn hp l IU 10: Cc chng t i vi hng ho/ Dch v/ Cc thc hin IU 11: S min trch i vi hnh ng ca mt bn ra ch th IU 12. Min trch i vi chng t nhn c. IU 13: S min trch v hiu lc ca cc chng t IU 14: S min trch v vic chm tr, mt mt trong vn chuyn v dch thut IU 15. Trng hp bt kh khng

E. THANH TONIU 16: Thanh ton khng chm tr IU 17: Thanh ton bng tin a phng IU 18: Thanh ton bng ngai t IU 19: Thanh ton tng phn

F. TIN LI, L PH V CC CHI PHIU 20: Tin li IU 21: L ph v cc chi ph

G. CC IU KHON KHCIU 22: Chp nhn thanh ton IU 23: K phiu v phng tin khc IU 24: Khng ngh IU 25: Ngi i din khi cn thit IU 26. Thng bo

A. NHNG QUY NH CHUNG V CC NH NGHA IU 1: p dng cc quy tc thng nht v nh thu (URC 522) a. Cc quy tc thng nht v nh thu, sa i nm 1995. S xut bn 522, ca ICC s c p dng cho tt c nh thu nh nh ngha trong iu 2 khi m cc quy tc nh th l mt b phn cu thnh ni dung ca "ch th nh thu" c ni n iu 4 v rng buc tt c cc bn lin quan tr khi c s tho thun khc r rng hoc tr khi tri vi cc quy nh trong lut ca a phng, mt bang hay mt quc gia v/ hoc cc quy ch m khng th b qua c. b. Cc ngn hng s khng c ngha v phi tin hnh nh thu hoc bt c ch th nh thu no, hoc cc ch th lin quan sau ny. c. Nu mt ngn hng, v mt l do no khng chu tin hnh nh thu hoc bt c cc ch th lin quan no m ngn hng ny nhn c th ngn hng ny phi cn phi thng bo ngay cho bn ra ch th nh thu bng ng vin thng, nu khng c th, th hoc bng cc phng tin khn cp khc. IU 2: nh ngha nh thu Nhm phc v cho cc iu khon ny a. "Nh thu" c ngha l cc ngn hng tip nhn cc chng t nh nh ngha iu ph 2 (b) theo ng cc ch th nhn c : 1.Tin hnh thu tin v/hoc yu cu chp nhn thanh ton, hoc: 2.Giao cc chng t nu c thanh ton v/hoc chp nhn thanh ton v/hoc nu c chp nhn thanh ton, hoc 3.Giao cc chng t khi cc iu kin khc t ra c thc hin. b. "Cc chng t" l nhng chng t ti chnh v/hoc nhng chng t thng mi 1. "Cc chng t ti chnh" l bao gm cc hi phiu, k phiu, sc hoc cc loi chng t tng t khc dng thu tin. 2. "Cc chng t thng mi" gm cc ho n, cc chng t vn ti, cc chng t v quyn s hu hoc nhng chng t tng t hoc bt c chng t no khc min l khng phi l cc chng t ti chnh. c. "Nh thu phiu trn" c ngha l nh thu cc chng t ti chnh khng km theo cc chng t. d. "Nh thu km chng t" c ngha l nh thu: 1. Cc chng t ti chnh km theo cc chng t thng mi; 2. Cc chng t thng mi khng km theo chng t ti chnh.

IU 3: Cc bn tham gia trong nh thu a. Nhm phc v cho cc iu khon ny, cc bn tham gia bao gm: 1. "Ngi nh thu" l bn giao u thc nh thu cho mt ngn hng; 2. "Ngn hng chuyn" l ngn hng m ngi nh thu giao u thc nh thu. 3. "Ngn hng thu" l bt k mt ngn hng no m khng phi l ngn hng chuyn thc hin quy trnh nh thu. 4. "Ngn hng xut trnh" l ngn hng thu c nhim v xut trnh chng t ti ngi tr tin. b. "Ngi tr tin" l ngi m chng t xut trnh i tin anh ta theo quy nh ca ch th nh thu. B. HNH THC V NI DUNG CA NH THU IU 4: Ch th nh thu a.1. Mi chng t nh thu gi i u phi km theo ch th nh thu ch r vic nh thu phi theo URC 522 v c nhng ch dn y v chnh xc. Cc ngn hng ch c php hnh ng theo cc ch th c quy nh trong ch th nh thu v phi tun theo cc quy nh ca Quy tc ny. 2. Cc ngn hng s khng kim tra cc chng t thc hin cc ch th. 3. Tr khi c s u quyn ngc li trong ch th nh thu, cc ngn hng s khng tun theo mi ch dn ca bt c ngn hng hoc cc bn no tr cc ngn hng hoc cc bn gi cho h ch th nh thu. b. Mt ch th nh thu cn c nhng mc cc thng tin tng ng sau y: 1. Cc chi tit v ngn hng nhn ch th nh thu, bao gm tn y , a ch bu in v hay a ch SWIFT, s telex, phone, v fax v s tham chiu. 2. Cc chi tit v ngi nh thu: H v tn y , a ch bu in v s telex, in thoi, v fax, nu c. 3. Cc chi tit v ngi tr tin: H tn y , a ch bu in hoc a ch ni xut trnh chng t hoc s telex, phone, fax, nu c. 4. Chi tit v ngn hng xut trnh nu c: Tn y , a ch bu in v s telex, phone, fax nu c. 5. S tin v loi tin t s nh thu. 6. Danh sch cc chng t gi km v s th t ca tng chng t. 7. a. iu kin thanh ton hoc chng t thanh ton. b. iu kin giao chng t khi: 1. Thanh ton v/hoc chp nhn thanh ton. 2. Cc iu kin khc c thc hin. Trch nhim ca cc bn a ra ch th nh thu phi m bo rng cc iu kin chuyn giao cc chng t phi c tuyn b r rng v khng m h, ngc li cc ngn hng s khng c trch nhim i vi bt c hu qu no pht sinh t iu . 8. L ph s thu cn ch r hoc l phi c nh thu hay l b qua.

9. Tin li s c thu nu c, cn ch r hoc l c c thu hay l b qua, bao gm: a. Li sut b. Thi gian tnh li. c. C s tnh ton (V d mt nm l 360 ngy hay 365 ngy) 10. Phng thc thanh ton v hnh thc thng bo thanh ton. 11. Cc trng hp ch dn khng thanh ton hay khng chp nhn thanh ton v/hoc khng tun theo cc ch dn khc. c.1. Cc ch dn nh thu phi ghi y tn v a ch ngi tr tin hoc ni xut trnh chng t. Nu a ch khng y hoc sai th ngn hng thu c th c gng xc nh a ch thch hp nhng khng chu trch nhim v pha mnh. c.2. Ngn hng thu s khng c trch nhim i vi bt c s chm ch no do a ch cng cp khng y , khng ng gy ra. C. HNH THC XUT TRNH IU 5: Xut trnh chng t a. Nhm phc v cho cc iu ny vic xut trnh l mt th tc m ngn hng xut trnh chng t i tin ngi tr tin nh ch th. b. Trong ch th nh thu cn ghi chnh xc khong thi gian m trong qung thi gian ngi tr tin phi thc hin thanh ton. Cc t nh: "Th nht", "Ngay", "Lp tc" v cc t tng t khng nn dng c lin quan n vic xut trnh hoc dn chiu n bt c thi hn no m trong thi hn chng t phi c tip nhn hoc i vi bt c hnh ng no m ngi tr tin phi thc hin. Nu nhng t nh th c s dng th ngn hng s khng xem xt n. c. Cc chng t xut trnh chng t ti ngi tr tin phi nguyn vn nh lc nhn, tr khi cc ngn hng c php dn vo bt c con tem cn thit no vi chi ph do ngi nh thu phi gnh chu, tr khi c ch th ngc li, v ngn hng tin hnh bt c k hu cn thit no hay ng bt c du cao su no hoc mi du hiu khc hoc cc k hiu do tp qun hoc theo yu cu ca nghip v nh thu. d. thc hin c hiu qu ca vic nh thu, ngn hng chuyn s dng ngn hng do ngi nh thu ch th lm ngn hng thu tin. Trong trng hp khng c s ch nh nh th, th ngn hng chuyn c th dng bt k ngn hng no ca chnh mnh hoc chn mt ngn hng khc nc tr tin hoc chp nhn thanh ton hoc mt nc m cc iu kin nh thu t ra ph hp. e. Cc chng t v ch th nh thu c th do ngn hng chuyn gi trc tip cho ngn hng thu hoc qua mt ngn hng khc lm trung gian. f. Nu ngn hng chuyn khng ch nh mt ngn hng xut trnh no xut trnh ring bit th ngn hng thu s t chn mt ngn hng xut trnh. IU 6: Tr ngay/ chp nhn

Trong trng hp chng t quy nh thanh ton khi xut trnh th ngn hng xut trnh phi xut trnh khng chm ch c thanh ton ngay. Trong trng hp chng t quy nh thanh ton k hn m khng phi l tr ngay th ngn hng xut trnh, nu yu cu chp nhn thanh ton, phi ngay lp tc xut trnh chng t c chp nhn thanh ton v nu yu cu thanh ton trc khi hi phiu ht k hn. IU 7: Trao cc chng t thng mi Chp nhn thanh ton i ly chng t (D/A) ngc li vi Thanh ton i ly chng t (D/P) a. Nu cc nh thu khng bao gm cc hi phiu c th thanh ton vo mt ngy trong tng li th cc ch th nh thu phi quy nh rng cc chng t thng mi phi c giao khi nhn c thanh ton. b. Nu nh thu bao gm mt hi phiu c th thanh ton vo mt ngy trong tng lai th ch th nh thu phi ghi r chng t thng mi hoc s c giao cho ngi tr tin chp nhn thanh ton (D/A) hay thanh ton ngay (D/P). Nu khng c quy nh nh th th chng t thng mi s ch c giao khi thanh ton (D/P) v ngn hng thu s khng chu trch nhim v bt c hu qu no pht sinh do bt c s chm tr no trong vic trao chng t. c. Nu nh thu bao gm mt hi phiu c th thanh ton vo mt ngy trong tng lai v ch th nh thu quy nh chng t thng mi s c xut trnh khi thanh ton th chng t ch c giao khi c thanh ton nh th v ngn hng thu s khng chu trch nhim i vi bt k hu qu no pht sinh t bt c s chm ch no trong vic trao chng t. IU 8: Vic to lp chng t Khi ngn hng chuyn ch th rng hoc l ngn hng thu hoc l ngi tr tin s phi to lp chng t (hi phiu, k phiu, bin lai tin khc, th cam kt hoc cc chng t khc) m khng c trong nh thu th hnh thc v li vn cho nhng chng t nh th s do ngn hng chuyn quy nh, ngc li, ngn hng thu s khng chu trch nhim v hnh thc v li vn ca bt k chng t no do ngi tr tin v/hoc ngn hng thu cp. D. NGHA V V TRCH NHIM IU 9: S thin ch v s cn thn hp l Cc ngn hng s hnh ng vi s thin ch v s cn thn hp l. IU 10: Cc chng t i vi hng ho/ Dch v/ Cc thc hin a. Hng ha khng c gi trc tip n a ch ca mt ngn hng hoc c chuyn n hoc c chuyn theo lnh ca mt ngn hng m khng c s tho thun trc ca ngn hng . Tuy vy, trong trng hp hng c gi trc tip n a ch ca ngn hng hoc c chuyn n hoc chuyn theo lnh ca mt ngn hng trao cho ngi tr tin khi h thanh ton hoc khi h chp nhn thanh ton hoc khi nhng iu kin khc c thc hin m khng c s tho thun khc hoc khng c s tho thun trc ca ngn hng th ngn hng s khng c ngha v nhn hng v ri ro, trch nhim i vi hng ho vn thuc v ngi gi hng.

b. Cc ngn hng khng c ngha v thc hin bt c hnh ng no i vi hng ho v phng thc nh thu km theo chng t c lin quan bao gm vic lu kho v bo him hng ho ngay c khi ch th nh thu nu quy nh c th iu . Cc ngn hng s ch lm iu nu khi v chng mc khi m h ng l nh vy trong tng trng hp. D cho c iu khon iu 1 (c), quy nh ny c p dng ngay c khi khng c bt c thng bo c th no v vn ny ca ngn hng thu. c. Tuy nhin, nu cc ngn hng tin hnh bo v hng ho, d c ch th hay khng, cc ngn hng ny cng khng chu trch nhim v s phn v/hoc tnh cnh ca hng ho v/hoc v mi hnh ng v/hoc v thiu st ca bt k bn th ba no c u nhim lu kho v hoc bo v hng ho. Tuy nhin, ngn hng thu phi thng bo ngay cho ngn hng gi ch th nh thu v bt k hnh ng no thuc loi ny. d. Mi l ph v hoc chi ph ca cc ngn hng c lin quan ti bt c hnh ng no trong vic bo v hng ho s do bn gi ch th nh thu gnh chu. e.1. D cho c iu khon trong iu 10(a) nu hng ho c gi n hoc gi theo lnh ca ngn hng thu v ngi tr tin thanh ton, chp nhn thanh ton hoc cc iu kn khc c thc hin v ngn hng thu b tr vic giao hng, th ngn hng chuyn s phi cho php ngn hng thu lm nh vy. 2. Theo ch dn ca ngn hng chuyn hoc theo iu ph 10(e)1, ngn hng thu sp xp vic giao hng th ngn hng chuyn s hon tr mi chi ph v thit hi m ngn hng thu chu IU 11: S min trch i vi hnh ng ca mt bn ra ch th a. Cc ngn hng s dng dch v ca mt ngn hng khc hoc cc ngn hng khc nhm thc hin c hiu qu ch th ca ngi nh thu th mi chi ph v s ri ro s do ngi nh thu gnh chu. b. Cc ngn hng s khng c ngha v v chu trch nhim g nu nhng ch th nh thu m h chuyn khng c thc hin, thm ch ngay c khi bn thn h la chn cc ngn hng . c. Mt bn ch th cho bn khc thc hin dch v s b rng buc v chu trch nhim i vi cc ngha v v trch nhim m lut l v tp qun nc ngoi p t i vi bn nhn ch th. IU 12. Min trch i vi chng t nhn c. a. Cc ngn hng phi xc nh rng cc chng t nhn c u c lit k trong bn ch th nh thu v phi thng bo bng ng vin thng hoc nu khng th th bng cc phng tin ho tc, khng chm ch cho bn gi ch th nh thu v bt k mt chng t no b thiu hay khc vi bn lit k. V vic ny cc ngn hng khng c ngha v g thm. b. Nu cc chng t khng c lit k trong bn ch th nh thu th ngn hng chuyn s khng lin can n tranh chp v loi v s lng cc chng t giao cho ngn hng thu. c. Theo iu ph 5(c) v 12 (b) trn, cc ngn hng s xut trnh cc chng t nh nhn m khng phi kim tra g thm. IU 13: S mim trch v hiu lc ca cc chng t Cc ngn hng khng c ngha v hoc chu trch nhim g i vi hnh thc, y , chnh xc, chn tht hay gi di, hoc hiu lc php l ca bt k chng t no, hoc i vi cc iu kin chung v/hoc ring quy nh cho cc chng t hoc km theo chng, h cng khng c ngha v hoc chu trch nhim i vi vic m t s lng, cht lng, trng lng, trng thi, bao b, vic giao hng, gi tr hay s tn ti ca hng ha th hin trong bt k chng t no, hoc i vi s thin ch hoc cc hnh vi v hoc s thiu st, kh nng tr n s thc hin ngha v hay s tn nhim ca nhng ngi gi, nhng ngi vn chuyn, nhng ngi giao nhn, nhng ngi nhn hng hay ngi bo him hng ho, hoc i vi bt k ai khc.

IU 14: S min trch v vic chm tr, mt mt trong vn chuyn v dch thut a. Cc ngn hng khng c ngha v hoc chu trch nhim v cc hu qu pht sinh t vic chm tr v/hoc vic mt mt cc th t trong vic vn chuyn bt c cc in tn, cc th t, cc chng t no hoc i vi vic chm tr, ct xn hay cc sai st khc pht sinh trong qu trnh chuyn bt c in tn no hoc i vi cc li trong dch thut v/hoc gii thch i vi cc thut ng. b. Cc ngn hng s khng c ngha v hoc chu trch nhim i vi bt c s chm tr no gy ra bi s cn thit phi lm sng t cc ch th nh thu c nhn. IU 15. Trng hp bt kh khng Cc ngn hng khng c ngha v hoc chu trch nhim v cc hu qu pht sinh do hot ng kinh doanh ca mnh b gin on v thin tai, bo lon, dn bin, s ni dy, chin tranh hay bt k nguyn nhn no nm ngoi s kim sot ca h, hoc i vi hu qu ca nh cng, b xng. E. THANH TON IU 16: Thanh ton khng chm tr a. S tin thu c (tr i cc cc ph v/hoc cc ng chi v/hoc chi ph nu c) phi giao ngay cho bn nhn bn ch th nh thu ph hp vi cc iu kin ghi trong bn iu kin nh thu ny. b. D cho c quy nh trong iu ph 1(c), v tr khi c s tho thun ngc li, ngn hng thu s ch thanh ton s tin thu c cho ngn hng chuyn. IU 17: Thanh ton bng tin a phng Trong trng hp cc chng t c th thanh ton bng tin ca nc tr tin (tin a phng), ngn hng xut trnh phi giao cc chng t cho ngi tr tin khi h thanh ton bng tin a phng ch khi no khon tin c sn tr ngay bng phng thc thanh ton quy nh trong bn ch th nh thu, tr khi c s ch dn ngc li trong ch th nh thu. IU 18: Thanh ton bng ngoi t Trong trng hp chng t c th thanh ton bng ng tin khng phi l ng tin ca nc tr tin (ngoi t) th ngn hng xut trnh phi giao chng t cho ngi tr tin khi h thanh ton bng mt ngoi t tho thun ch khi nu khon ngoi t ny c th c chuyn ngay theo cc ch dn trong bn ch dn nh thu, tr khi c s ch dn ngc li trong ch th nh thu. IU 19: Thanh ton tng phn a. i vi cc nh thu phiu trn, vic thanh ton tng phn c th c chp nhn nu nh v mc v theo cc iu kin m vic thanh ton tng phn c lut php hin hnh ni thanh ton cho php. Cc chng t ti chnh s ch c giao cho ngi tr tin khi ngi ny mi thanh ton ton b. b. i vi cc nh thu km chng t thanh ton tng b phn ch c th c chp nhn nu nh c s cho php c bit ghi trong bn ch th nh thu. Tuy nhin ngn hng xut trnh s giao cc chng t cho ngi tr tin ch khi no s thanh ton ton b, tr khi c quy nh khc, v ngn hng xut trnh s khng chu trch nhim i vi hu qu, nu c pht sinh t bt c s chm tr no trong vic giao chng t. c. Trong mi trng hp thanh ton tng phn s ch c chp nhn khi phi tun theo hoc l cc iu khon trong iu 17 v/hoc l iu 18. Nu c chp thun, thanh ton tng phn s c chp hnh theo cc iu khon ca iu 16.

F. TIN LI, L PH V CC CHI PH IU 20: Tin li a. Nu bn ch th nh thu quy nh s phi thu li nhng ngi tr tin khng chu tr li th ngn hng xut trnh c th giao chng t khi c thanh ton hoc khi c chp nhn thanh ton v khi cc iu kin khc c thc hin nu l trng hp cn thit m khng cn thu li, tr khi p dng cho iu 20(c). b. Nu tin li nh th s phi thu c th bn ch th nh thu cn ghi r li sut, thi gian tnh v c s tnh ton. c. Nu bn ch th nh thu ni r khng b qua tin li m ngi tr tin t chi thanh ton tin li th ngn hng xut trnh s khng giao cc chng t v s khng chu trch nhim i vi bt c hu qu no pht sinh t bt c s chm ch no trong vic giao chng t. Khi vic thanh ton tin li b t chi, ngn hng xut trnh phi thng bo ngay cho ngn hng gi chng t n bng ng vin thng hoc nu khng th, bng bt k phng tin ho tc no. IU 21:L ph v cc chi ph a. Nu bn ch th nh thu quy nh c th rng mi l ph v chi ph nh thu l do ngi tr tin chu v ngi ny li t chi thanh ton th ngn hng xut trnh c th giao cc chng t khi c thanh ton hay khi c chp nhn thanh ton hoc khi cc iu kin khc c thc hin nu l cn thit, khng cn thu l ph v chi ph, tr khi iu 21 (b) c p dng. Nu cc chi ph v/hoc l ph nh thu nh th phi thu th bn a ra ch th nh thu s chu nhng chi ph ny hoc c th tr vo s tin thu c. b. Nu bn ch th nh thu quy nh r rng l cc chi ph v l ph khng c th b qua v ngi tr tin t chi thanh ton th ngn hng xut trnh s khng giao chng t v khng chu trch nhim i vi bt c hu qu no sinh ra t bt c s chm tr no trong vic giao chng t. Khi vic thanh ton chi ph v l ph nh thu ny b t chi th ngn hng xut trnh phi thng bo ngay bng ng vin thng hoc nu khng th bng phng tin ho tc khc cho ngn hng gi ch th nh thu n. c. Trong mi trng hp, nu cc iu kin ca ch th nh thu ni r hoc theo bn quy tc ny, mi chi ph v tin ng chi cho ngi nh thu gnh chu th ngn hng thu s c quyn thu hi ngay cc khon tin chi ph c lin quan n tin ng chi, l ph v cc chi ph t ngn hng gi ch th nh thu v Ngn hng chuyn s c quyn thu hi li ngay t ngi nh thu bt c s tin no tr cng vi cc l ph, chi ph v tin ng chi tng ng, khng cn bit n kt qu nh thu nh th no. d. Cc ngn hng c quyn i thanh ton trc nhng l ph v chi ph i vi bn gi ch th nh thu tr nhng chi ph nhm thc hin bt c cc ch th no v khi cha nhn c s thanh ton trc ny th h c quyn khng thc hin cc ch th nh thu ny. G. CC IU KHON KHC IU 22: Chp nhn thanh ton Ngn hng xut trnh c trch nhim xem xt hnh thc chp nhn thanh ton mt hi phiu c y v ng n hay khng , nhng li khng c trch nhim i vi tnh xc thc ca bt c ch k no hoc vi s u quyn ca bt c bn k no k nhn. IU 23: K phiu v phng tin khc

Ngn hng xut trnh khng c trch nhim i vi tnh xc thc ca bt c ch k no c i vi s u quyn ca bt c bn k no k mt k phiu, ho n thu tin hay cc phng tin khc IU 24: Khng ngh Bn ch th nh thu cn c nhng ch th c th v khng ngh (hoc bt k qu trnh t tng lin quan no), v vic khng thanh ton hoc khng chp nhn thanh ton. Nu khng c nhng ch th ny, nhng ngn hng lin quan n nh thu s khng c ngha v phi c cc chng t khng ngh vic khng thanh ton hoc khng chp nhn. Bt c cc chi ph v hoc l ph ca cc ngn hng c lin quan n khng ngh hoc cc t tng php l khc s bn gi ch th nh thu phi gnh chu. IU 25: Ngi i din khi cn thit Nu ngi nh thu ch nh mt ngi i din khi cn thit phng trng hp khng thanh ton v hoc khng chp nhn thanh ton th quyn hn ca ngi i din phi c ghi r trong bn ch th nh thu, nu khng, cc ngn hng khng chp nhn bt c mt ch th no ca ngi ny. IU 26. Thng bo Cc ngn hng thu cn thng bo s kin theo cc quy nh sau: a. Hnh thc thng bo Mi thng bo hoc thng tin t ngn hng thu gi n ngn hng gi ch th nh thu trong mi trng hp u phi ghi mi chi tit thch ng bao gm s tham chiu ca ngn hng gi lnh nh thu c ghi trong ch th nh thu. b. Phng php thng bo Ngn hng chuyn s c trch nhim ch dn ngn hng thu v phng php thng bo c ni r trong mc (c) 1, (c) 2, v (c) 3 di y. Nu khng c ch dn ny th ngn hng thu s gi nhng thng bo tng ng bng phng php t chn vi chi ph ca ngn hng gi ch th nh thu. c. 1. Thng bo thanh ton

Ngn hng thu phi lp tc gi thng bo v thanh ton n ngn hng gi bn ch th nh thu, ni r s tin hoc cc s tin thu c, cc chi ph v/hoc tin ng chi v hoc cc l ph khu tr, nu c, v phng php chuyn tin cn li. c. 2. Thng bo vic chp nhn thanh ton

Ngn hng thu phi lp tc gi thng bo v vic chp nhn thanh ton cho ngn hng gi bn ch th nh thu ti. c. 3. Thng bo vic khng thanh ton hay/ v khng chp nhn thanh ton

Ngn hng xut trnh cn tm ra l do ca vic ny khng thanh ton khc v/hoc khng chp nhn thanh ton v thng bo ngay cho ngn hng gi bn ch th nh thu. Ngn hng xut trnh phi gi ngay thng bo khng thanh ton v/hoc thng bo khng chp nhn thanh ton cho Ngn hng gi ch th nh thu.

Khi nhn c thng bo ny, ngn hng chuyn phi c ch th thch hp v vic tip tc x l cc chng t. Nu sau 60 ngy k t khi gi thng bo v vic khng thanh ton v/hoc khng chp nhn thanh ton m ngn hng xut trnh vn khng nhn c nhng ch th ni trn th cc chng t s c chuyn tr li ngn hng gi n, ngn hng xut trnh s khng chu trch nhim g thm.