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09-AE-0791 West Des Moines, IA 50266 IN LIFETIME INCOME RIDERS THE ONLY CHOICE AMERICAN EQUITY AMERICAN EQUITY INDEXED ANNUITIES NOW AVAILABLE ON MORE 12% Premium Bonus** Full Contract Value upon death UNBEATABLE COMBINATION 12% Premium Bonus** PLUS 5% or 8% Guaranteed Accumulated Rate for Income Account Value* Guaranteed 5% OR 8% Annual Growth of Income Account Value* NO annuitization required Ability to STOP and START income INCLUDING THE RETIREMENT GOLD (RG-FIA-09) + Rick Plata CA# 0F10820 888-235-8060 [email protected] (LIBR-2008) + *By Choosing the 8% IAV Option you will be charged a 0.45% annual fee from your contract value. Income Account Value (IAV) only used to calculate lifetime income payments. Not part of underlying Contract Value or available in a lump sum. Not included in Death Benefit. If payments not elected by 10th Contract anniversary, growth of IAV will stop unless client elects to restart accumulation period. **Each year after the 3rd Contract year, you become vested in a percentage of the bonus, until 100% vested at the end of the 14th Contract year. Vested amounts of the bonus are the amounts not forfeited as a result of an early Withdrawal or Surrender. Bonus, Surrender Charges, and Vesting Schedules may vary by state see Disclosure and Brochure for details. + Form number and availability may vary by state. 10 year surrender charge period Bonus fully vested after 14 years

10% Rollover Bonus 8% Guaranteed Annual Growth

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Page 1: 10% Rollover Bonus 8% Guaranteed Annual Growth

09-AE-0791

West Des Moines, IA 50266

IN LIFETIME INCOME RIDERS THE ONLY CHOICEAMERICAN

EQUITY

AMERICAN EQUITY INDEXED ANNUITIESNOW AVAILABLE ON MORE

12% Premium Bonus**Full Contract Value upon death

UNBEATABLE COMBINATION12% Premium Bonus**

PLUS 5% or 8% Guaranteed Accumulated

Rate for Income Account Value*

Guaranteed 5% OR 8% Annual Growth of Income Account Value*

NO annuitization required

Ability to STOP and START income

INCLUDING THE RETIREMENT GOLD(RG-FIA-09)+

Rick PlataCA# 0F10820

[email protected]

(LIBR-2008)+

*By Choosing the 8% IAV Option you will be charged a 0.45% annual fee from your contract value. Income Account Value (IAV) only used to calculate lifetime income payments. Not part of underlying Contract Value or available in a lump sum. Not included in Death Benefit. If payments not elected by 10th Contract anniversary, growth of IAV will stop unless client elects to restart accumulation period. **Each year after the 3rd Contract year, you become vested in a percentage of the bonus, until 100% vested at the end of the 14th Contract year. Vested amounts of the bonus are the amounts not forfeited as a result of an early Withdrawal or Surrender. Bonus, Surrender Charges, and Vesting Schedules may vary by state see Disclosure and Brochure for details.+ Form number and availability may vary by state.

10 year surrendercharge period

Bonus fully vested after 14 years