View
1.111
Download
1
Embed Size (px)
DESCRIPTION
20 fiery and sizzling tips to lead a debt free life . Awesome content created by Debtconsolidationcare.com Follow the tips to lead a happy debt-free life.
Citation preview
Debconsolidationcare.com
Internet's first get-out-of-debt community
471,099 members
Use a debt calculatorCalculate how much
you owe in totalCalculate how much
you’re paying on interest rates
Calculate your monthly income, expenditures, savings, and deficits
20 FIERY AND SIZZLING TIPS TO LEAD A DEBT FREE LIFE
Devise a smart budget planCreate a budget to have
control on your finances Allocate money in
different categories to come up with extra funds
Keep the funds for making debt payments
20 FIERY AND SIZZLING TIPS TO LEAD A DEBT FREE LIFE
Make a list of your debts Make a list of your
debts one by one Calculate how much you
owe on individual debtsCalculate how much
interest rate you’re paying right now
20 FIERY AND SIZZLING TIPS TO LEAD A DEBT FREE LIFE
Knock the door of your creditors Notify your creditors
that you’re going through financial hardship
Offer an amount you can pay on the debts
20 FIERY AND SIZZLING TIPS TO LEAD A DEBT FREE LIFE
Start saving moneyTry to save 10
percent of your income every month
Stop yourself from making impulsive purchases
20 FIERY AND SIZZLING TIPS TO LEAD A DEBT FREE LIFE
Enroll into a debt settlement program
Work with a settlement company and strike out a deal
Save money in a trust account every month
Get rid of debt by paying less than what you owe
20 FIERY AND SIZZLING TIPS TO LEAD A DEBT FREE LIFE
Enroll into a debt consolidation program
Consolidate your debts into a simple monthly payment plan
Make only one payment every month
Get rid of debt within 2 and 5 years
20 FIERY AND SIZZLING TIPS TO LEAD A DEBT FREE LIFE
Pay off your highest debts first Make the maximum payment on the highest interest debt
Make the minimum payments on all other debts
Repeat this process till you pay off highest interest debt
Once the debt is eliminated, focus on next highest interest debt
20 FIERY AND SIZZLING TIPS TO LEAD A DEBT FREE LIFE
Pay off your lowest debts first Pay the maximum amount on your debt
with lowest balance Make regular payments on other debtsOnce you get rid of lowest debt, make
maximum payment on second lowest debt Continue this process till you’re debt
free
20 FIERY AND SIZZLING TIPS TO LEAD A DEBT FREE LIFE
Take advantage of a debt management plan
Use DMP to qualify for interest rate reduction
Get help in planning a suitable budget
Get less collection calls
20 FIERY AND SIZZLING TIPS TO LEAD A DEBT FREE LIFE
Earn more than what you used to
Do a part-time job to increase your income
Ask your boss for a salary hike
Get a better job to change your debt situation
Earn dollars from the DebtCC community
20 FIERY AND SIZZLING TIPS TO LEAD A DEBT FREE LIFE
Set up automatic bill payments
Arrange an automatic bill payment system with the bank
Don’t miss payments for this will hurt your credit score
20 FIERY AND SIZZLING TIPS TO LEAD A DEBT FREE LIFE
Get financial help from your friends
Borrow small loans from your friends and relatives
Use the money to pay back your creditors
20 FIERY AND SIZZLING TIPS TO LEAD A DEBT FREE LIFE
Don’t borrow more than your affordability Avoid taking out big
loans with high interest rates
Avoid using too many credit cards
Don’t co-sign on any one’s loan
20 FIERY AND SIZZLING TIPS TO LEAD A DEBT FREE LIFE
Follow frugal living principles
Entertain yourself at low cost
Stay away from restaurants and luxury items
Fix things on your own
20 FIERY AND SIZZLING TIPS TO LEAD A DEBT FREE LIFE
Bargain with your creditors
Negotiate with your creditors for a good payment plan
Request them to drag down the interest rate
Ask them to waive off late fees and penalties
20 FIERY AND SIZZLING TIPS TO LEAD A DEBT FREE LIFE
Stop making unnecessary expenditures Curtail useless expendituresBuy only what you need
20 FIERY AND SIZZLING TIPS TO LEAD A DEBT FREE LIFE
Participate in DebtCC Forums & Answers
Explain your unique debt situation in the DebtCC Forums & Answers
Find out how others have killed debts
Get expert suggestions from forum experts
20 FIERY AND SIZZLING TIPS TO LEAD A DEBT FREE LIFE
Get useful resources from DebtCC Get no-obligation FREE counseling
session Read get-out-of-debt articles and watch
videos Use debt repayment calculators for free Get more than 470 financial tips and 31
sample debt letters
20 FIERY AND SIZZLING TIPS TO LEAD A DEBT FREE LIFE
Get legal help through bankruptcy
File chapter 7 bankruptcy to get rid of debt within 3-4 months
File chapter 13 bankruptcy to get out of debt between 3 & 5 years
20 FIERY AND SIZZLING TIPS TO LEAD A DEBT FREE LIFE
Contact us at 800-DEBT-913
Send mails at
Find us on
TO GET DETAILED INFORMATION ON DEBT SOLUTIONS