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Helping Small Businesses Grow…
© 2013, Biz2Credit, Inc. All Rights Reserved - Proprietary and Confidential
2012 - Entrepreneur.com Top Small Business Finance Resource2011 - Crain’s Top Entrepreneur
Biz2Credit: Who we are
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• Funded over $750 million to date
• Over 1,100 lenders on our platform, including 50+ micro-lenders
• Have direct reach to our network of over 1.6 million SMB’s
© 2013, Biz2Credit, Inc. All Rights Reserved - Proprietary and Confidential
There is a fundamental problem in the market today
SMALL BUSINESSOWNERS
BANKS & OTHERLENDERS
LACK OF TRANSPARENCY
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What product is best for me?Where do I go?Am I getting the best rate?Process too cumbersome
How do I find good borrowers?How risky are they?How do I retain customers?How do I manage declines?Process too cumbersome
© 2013, Biz2Credit, Inc. All Rights Reserved - Proprietary and Confidential
Biz2Credit is the solution for Small Businesses
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Current Market:
------------------------------------------With Biz2Credit:
Lender A
Lender A
Lender C
Lender B
Lender D
Lender B
Lender C
?
© 2013, Biz2Credit, Inc. All Rights Reserved - Proprietary and Confidential
Commercial loans-Definition
Commercial loans- A debt based fund agreement that is provided to the business rather
than to a customer. Commercial loans are short term loans that can be renewable and
be used to finance a company’s working capital needs. Commercial loans are for short
term, secured or unsecured and are advanced for financing equipment, machinery or
inventory. Due to expensive costs and prices of equipments, small businesses do not
possess the capacity to fund their capital expenditure. Small business owners are in
need of commercial loans when they are in the business of real estate.
© 2013, Biz2Credit, Inc. All Rights Reserved - Proprietary and Confidential
Types of commercial loans• Commercial Mortgage-This type of loan is available when the property that is being
financed is used as collateral
• Bridge loan- This loan provides the borrower with an instant cash flow in order to finance the immediate requirements of a project.
• Participating Mortgage- In a participating mortgage, the lender shares the profits that are generated from the property or the real estate along with the interest and mortgage payment.
• Joint venture loan- This loan is offered when all the parties are equally responsible for profits and losses of the property.
• Commercial construction loans- This type of loans are provided to improve constructions on commercial properties such as buildings, warehouses, shopping centers etc.
• Other types of commercial loans- There are other various types of commercial loans available with various lenders, customized to meet the needs of various commercial establishments.
© 2013, Biz2Credit, Inc. All Rights Reserved - Proprietary and Confidential
What Biz2Credit has to offer
• Commercial Loans
• Commercial Loan Packaging
• Commercial Loan paper work
• Property Appraisal
• Title Verification
© 2013, Biz2Credit, Inc. All Rights Reserved - Proprietary and Confidential
Process to get loan approvals faster with Biz2Credit
Tell us about your business- In order for the loans to be processed, the lenders would
like to know what your business is, They will want to know your business and understand
how you are planning to run it. Hence we would require you to tell us about your business
in detail.
Get the perfect match- Based on the information provided, Biz2Credit gives you the
best, real time options among its lenders numbering more than 1200. Through its online
platform which is both safe and transparent, you just need to upload the documents and
Get matched by lenders looking to fund businesses such as yours.
Choosing the best loan- In less than 5 minutes you would be able to know the list of
lenders interested to provide you loans based on your requirements. In consultation with
our experts we will help you choose and recommend loan options and lenders that best
suit your needs according to your size and type of business.
© 2013, Biz2Credit, Inc. All Rights Reserved - Proprietary and Confidential
Benefits you have with Biz2CreditBiz2Credit with more than 1200 plus lenders
and $800 million in funding, we help you
connect with the right lender to build your
business. Through our online and transparent
platform you get to choose your lender in less
than 4 minutes. With various programs
customized to help your business needs,
Biz2Credit is your perfect online partner.
• -10% off on Business plan report• -50% off on Equifax credit report• -Free consultancy and free registration• -95% repeat customers with 74% loan approval rate• Start up loan funding from $5,000 to $1 Million
Biz2Credit has preapproved lenders which consist of banks, credit unions, micro lenders, CDFIs,
VC’s and alternative lenders. We also provide services to those borrowers who need assistance
throughout the lending process, helping you take the right decision for your business.
© 2013, Biz2Credit, Inc. All Rights Reserved - Proprietary and Confidential
• Contact- info@ biz2credit.com
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Questions?