BELIEVE IN

Historical FactsAchievements of Ancient India

The world's largest, oldest, continuous civilization is India.

In her last 10000 years of history, India did not invade any country, but was attacked by different countries for her wealth.

The number Zero was invented by Aryabhatta.

In 700BC the World's first university was established in Takshashila. More than 60 subjects from this university were studied by more than 10,500 students from all over the world.

All the European languages originated from Sanskrit. According to Forbes magazine July 1987 report, Sanskrit is the most understandable language for computer software.

Ayurveda is the earliest school of medicine. It was first consolidated by Charaka, the father of ayurveda medicine 2500 years ago.

India was the richest country on earth until 17th Century. Christopher Columbus was attracted by India's wealth.

India invented Algebra, Trigonometry and Calculus.

India also invented the game of Chess.

The time taken by earth to revolve around the sun has been calculated hundreds of years back by Indian

astrologer Bhaskaracharya.

In 1820, India was the second largest economy in the world with 16% of the world’s GDP, after China. And USA was only 2% of world’s GDP.

In 1700, India’s GDP was almost 9 times higher than Britain’s GDP. Just before Indian Independence from British in 1947, the British GDP became 1.2 times higher than India.

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Welcome

Of Opportunities

To TheGolden

Gate

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Savings pattern of Indian Investor:

Option Product Reason Investment Return %

Debt SB A/c, FD, PO, LI Safety, Guaranteed return Maximum 4 – 10%

Equity Stock market, MF Volatile, Fear of losing money Very, very less More than 15%

From the above, we see that every investment option have its own risk. Lets meet with the SILENT & INVISIABLE KILLER of all investment option

INFLATION

The following tables are showing the impact of inflation.

Savings A/C & FD Return After Tax & Inflation

Scheme Amount Return % Return Tax

Rate Tax Post Tax Return

Post Tax Value Inflation Inflation

ErosionNet

ValueNet Loss Loss %

Savings A/C 300000 4.00% 12000 30% 600 11400 311400 8% 24912 275088 24912 8.30%

Fixed Deposit 400000 9.00% 36000 30% 10800 25200 425200 8% 34016 365984 34016 8.50%

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The below table shows the different asset class returns & inflation.

Year Financial Year Inflation Inflated Value of 100000 Gold Price Gold Return Value of Gold FD Rate Value of FD Sensex Sensex Return Value of Sensex Total Value

1 1979-80 17.12% 82880 1159 46% 146000 7.00% 107000 129 29% 129000 382000

2 1980-81 18.24% 67763 1522 31% 191727 7.50% 115025 173 34% 173000 479752

3 1981-82 9.33% 61440 1719 13% 216544 8.00% 124227 218 26% 218000 558771

4 1982-83 4.90% 58430 1723 0% 217047 8.00% 134165 212 -3% 212000 563213

5 1983-84 7.53% 54030 1858 8% 234053 8.00% 144898 245 16% 245000 623952

6 1984-85 6.47% 50534 1984 7% 249926 8.00% 156490 354 44% 354000 760416

7 1985-86 4.41% 48306 2125 7% 267688 8.50% 169792 574 62% 574000 1011480

8 1986-87 5.82% 45494 2323 9% 292630 8.50% 184224 510 -11% 510000 986854

9 1987-88 8.14% 41791 3082 33% 388242 9.00% 200804 398 -22% 398000 987046

10 1988-89 7.46% 38674 3175 3% 399957 9.00% 218877 714 79% 714000 1332834

11 1989-90 7.46% 35788 3229 2% 406759 9.00% 238576 781 9% 781000 1426335

12 1990-91 10.26% 32117 3452 7% 434851 9.00% 260048 1168 50% 1168000 1862898

13 1991-92 13.74% 27704 4298 25% 541422 12.00% 291253 4285 267% 4285000 5117675

14 1992-93 10.06% 24917 4104 -5% 516984 11.00% 323291 2281 -47% 2281000 3121275

15 1993-94 8.35% 22836 4532 10% 570899 10.00% 355620 3779 66% 3779000 4705519

16 1994-95 12.60% 19959 4667 3% 587905 11.00% 394738 3261 -14% 3261000 4243644

17 1995-96 7.99% 18364 4958 6% 624563 12.00% 442107 3367 3% 3367000 4433670

18 1996-97 4.61% 17518 5071 2% 638797 11.00% 490739 3361 0% 3361000 4490536

19 1997-98 4.40% 16747 4347 -14% 547594 10.50% 542266 3893 16% 3893000 4982861

20 1998-99 5.95% 15750 4268 -2% 537643 9.00% 591070 3740 -4% 3740000 4868713

21 1999-00 3.27% 15235 4394 3% 553515 8.50% 641311 5001 34% 5001000 6195826

22 2000-01 7.16% 14144 4474 2% 563593 8.50% 695823 3604 -28% 3604000 4863416

23 2001-02 3.60% 13635 4579 2% 576820 7.50% 748010 3469 -4% 3469000 4793829

24 2002-03 3.41% 13170 5332 16% 671676 4.25% 779800 3049 -12% 3049000 4500475

25 2003-04 5.46% 12451 5719 7% 720426 4.00% 810992 5591 83% 5591000 7122418

26 2004-05 6.48% 11644 6145 7% 774090 5.25% 853569 6493 16% 6493000 8120659

27 2005-06 4.50% 11120 6901 12% 869324 6.00% 904783 11280 74% 11280000 13054107

28 2006-07 6.60% 10386 9240 34% 1163969 7.50% 972642 13072 16% 13072000 15208611

29 2007-08 4.67% 9901 9996 8% 1259203 8.25% 1052885 15644 20% 15644000 17956088

30 2008-09 8.06% 9103 12890 29% 1623762 8.00% 1137116 9708 -38% 9708000 12468877

31 2009-10 3.81% 8756 15756 22% 1984794 6.00% 1205343 17527 81% 17527000 20717136

32 2010-11 9.56% 7919 19227 22% 2422038 8.25% 1304783 19455 11% 19455000 23181821

33 2011-12 8.93% 7212 25723 34% 3240343 9.00% 1422214 17404 -11% 17404000 22066557

34 2012-13 7.00% 6707 29411 14% 3704923 9.00% 1550213 18835 8% 18835000 24090136

Annualised 7.57% -7.86%     11.57%   8.66%     17.20% 14.21%

Real Return 4.00% 1.09% 9.63% 6.64%

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1980-81

1982-83

1984-85

1986-87

1988-89

1990-91

1992-93

1994-95

1996-97

1998-99

2000-01

2002-03

2004-05

2006-07

2008-09

2010-11

2012-130

5000000

10000000

15000000

20000000

25000000

30000000

Different Value of Rs. 100000

Inflation Value of 100000Value of 100000 invested in GoldValue of 100000 invested in FDValue of 100000 invested in SensexTotal Value

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GDP Growth

The reason of growing Indian stock market is strong Indian economy.

Do we still think it is the problem with the market?

Pre-Inflation Returns

Inflation

Post-Inflation Returns

Financial Year FD PPF Gold Sensex FD PPF Gold Sensex Your Return

Average from

1980-20119.15 10.40 10.05 25.98 7.18 1.97 3.22 2.87 18.80 6.72

Country 2000 2001 2002 2003 2004 2005 2006 2007 2008 2009 2010 2011 Average

Brazil 4.31 1.32 2.66 1.15 5.71 3.16 3.96 6.09 5.16 -0.65 7.49 3.77 3.68

Canada 5.23 1.78 2.93 1.88 3.12 3.02 2.82 2.20 0.69 -2.77 3.22 2.08 2.18

China 8.40 8.29 9.10 10.00 10.10 11.30 12.70 14.20 9.60 9.22 10.33 9.47 10.23

France 3.87 1.79 0.95 0.89 2.35 1.87 2.65 2.23 -0.21 -2.63 1.83 1.65 1.44

Germany 3.30 1.64 0.03 -0.39 0.70 0.83 3.89 3.39 0.81 -5.08 3.56 2.73 1.28

India 5.83 3.89 4.56 6.85 7.59 9.03 9.53 9.99 6.19 6.77 10.09 7.84 7.35

Italy 3.69 1.82 0.45 -0.02 1.53 0.66 2.04 1.48 -1.32 -5.22 1.30 0.64 0.59

Japan 2.86 0.18 0.26 1.41 2.74 1.93 2.04 2.36 -1.17 -6.28 3.96 -0.47 0.82

Rassia 10.05 5.09 4.74 7.25 7.15 6.39 8.15 8.54 5.25 -7.80 4.00 4.29 5.26

South Affirca 4.16 2.74 3.67 2.95 4.56 5.28 5.60 5.57 3.58 -1.68 2.84 3.40 3.56

UK 3.92 2.46 2.10 2.81 2.95 2.17 2.79 2.69 -0.07 -4.88 1.35 1.14 1.62

US 4.14 1.08 1.81 2.54 3.47 3.07 2.66 1.91 -0.34 -3.49 3.03 1.53 1.78

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Holder March 11 March 12FIIs 20.20 20.40Promoters 54.10 53.10Financial Institutions 8.20 8.70MFs 3.60 3.60Public and others 14.00 14.10

Ownership trends of Top 75 companies

As on March ’12, the value of FII holdings in Indian stock market is around $227 billion. Where as, on March ‘11 Indians have deposited Rs.13,77,288 crores with banks.

We, Indians, are very aggressive saver but very conservative investor.

13.3

47.3

-0.4

6.5

22.6

11.5

Indian investors savings pattern 2010-11 If we invest 10% of our bank deposit in equity market, then the investment will be Rs.1,37,729 crores. Where as FII equity investment was Rs. 47,738 crores in 2011-12. FII highest equity investment was Rs. 1,10,221 crores in 2009-10. We Indians have enough money to run our stock market.

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Name Holding%

Name Holding%

Name Holding%

Name Holding%

HDFC 65.81 Dr.Reddys Lab 27.42 Asian Paints 17.87 Tata Steel 14.36

IDFC 48.52 Ambuja Cement 25.79 CESC 17.86 Petronet LNG 14.28

United Spirits 47.47 NIIT 24.31 Indraprasta Gas 17.74 TCS 14.04

Apollo Hospitals 40.04 Pantaloon Retail 23.02 Reliance Industries 17.55 Britania 13.62

India Infoline 39.84 TATA Power 21.87 United Beverages 17.49 Bank of Baroda 13.54

Infosys 39.02 Maruti Suzuki 21.45 ITC 17.40 BHEL 13.48

ICICI Bank 35.79 Reliance Capital 20.93 PNB 17.38 Andhra Bank 13.45

India Bulls 35.70 Colgate 20.20 Bata India 17.12 India Hotels 13.21

LIC Housing Finance 34.25 Voltas 20.00 Bharti Airtel 16.93 Power Grid Corp 12.93

Hero Moto Crop 33.38 Havells India 19.84 Bajaj Auto 16.42 Allahabad Bank 12.54

Unitech 32.97 HUL 19.43 DLF 15.47 Network 18 11.95

Axis Bank 32.94 Dabur India 18.42 Idea Cellular 15.26 Dish TV India 11.19

Tata Motors 27.62 ACC 18.25 Titan Industries 14.96 Zee News 11.14

Lupin 27.52 Exide Industries 18.10 Emami 14.83 VIP Industries 10.15

FIIs Holdings in Different Companies

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Category 1991 2010 Growth

Gold 3452 15756 456%

Silver 6761 25321 375%

Sensex 1167 17527 1502%

Commercial Property 1991 2010 Growth

Bangalore 700 11000 1471%

Delhi 4000 25000 525%

Mumbai 5000 35000 600%

Chennai 1800 10000 456%

Different Asset Class Growth

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From the above, we come to know that we can make profit from the Equity Market.

But how can we unlock the profit?

What is the key?

WEALTH CREATOR

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Like Success, making profit is also a Process.

Process of making Profit

Current Financial Situation Analysis

Time Horizon Analysis

Risk Analysis

Asset AllocationImplementation

Monitoring

Rebalancing

A Wealth Creator, follows the Process.

The advantage of this process is to protect the profits and minimizing the losses.

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Asset Allocation & Rebalancing in One Time Investment

Date

Debt Equity

Sensex Sensex

Value in Rs.

Without Rebalancing Value in Rs.

Rebalancing Value in Rs.

Rebalancing Gain in Rs.Buy Sale

Remaining Value

Buy SaleRemaining

Value

03/01/00 100000 0 100000 0 0 0 5375.11 100000 100000 100000 0

19/09/01 0115223 (100%)

0 115223 0 0 2804.16 52169 38339 115223 76885

02/01/04 557829 0 0 0557829 (100%)

0 6026.59 112120 185609 557829 372220

17/05/04 0566974 (100%)

0 566974 0 0 4505.16 83815 153957 566974 413017

20/04/06 2075752 0 0 02075752 (100%)

0 12039.55 223987 563651 2075752 151101

13/06/06 02092490 (100%)

0209249

00 0 9062.65 168604 406155 2092490 1686336

27/08/07 719390 0 0 0719390 (20% )

2877561 14842.38 276132 698172 3596952 2898779

19/09/07 951841 0 1674531 0951841 (30%)

2220962 16322.75 303673 769806 3895493 3125687

05/10/07 957221 0 2637372 0957221 (40% )

1435832 17773.36 330660 829454 4073204 3243750

15/10/07 758990 0 3401581 0758990 (50% )

758990 19058.67 354573 876909 4160570 3283661

01/11/07 482886 0 3895803 0482886 (60%)

321924 19724.35 366957 929847 4217726 3287879

14/11/07 330351 0 4236241 0330350 (100%)

0 19929.06 370766 954188 4236241 3282053

09/03/09 04717711 (100%)

0 0 0 0 8160.40 151818 424294 4717711 4293417

Compounded Annual Growth Rate 4% 4% 16% 47%

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03/01/00

19/09/01

02/01/04

5/17/2004

20/04/06

13/06/06

27/08/07

19/09/07

05/10/07

15/10/07

01/11/07

14/11/07

09/03/09

0

500000

1000000

1500000

2000000

2500000

3000000

3500000

4000000

4500000

5000000

Asset Allocation & Rebalancing in One Time Investment

Sensex Sensex Value in Rs.Without Rebalancing Value in Rs.Rebalancing Value in Rs.

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Asset Allocation & Rebalancing in SIP Investment

Date

Debt Equity

Sensex InvestmentNormal

Equity SIP Value

Rebalancing SIP Value

Rebalancing Gain / LossBuy Sale

Remaining Value

Buy SaleRemaining

Value

03/01/00 Start Monthly SIP Rs. 5000 in Liquid Fund 5375.11 

19/09/01 0 113014 0 113014 0 0 2804.16 105000 36834 113014 76180

02/01/04 696731 0 0 0 547131 0 6026.59 245000 718273 696731 -21541

17/05/04 0 728297 0 728298 0 0 4505.16 265000 613296 728297 115001

20/04/06 2705118 0 0 0 2663373 0 12039.55 380000 2478530 2705118 226587

13/06/06 0 2725443 0 2725443 0 0 9062.65 390000 1793501 2725443 931943

27/08/07 937728 0 0 0 936997 (20% ) 3747989 14842.38 460000 3166193 4685718 1519524

19/09/07 1239812 0 2181841 0 1239762 (30%) 2892777 16322.75 465000 3496309 5074618 1578309

05/10/07 1246819 0 3435982 0 1246769 (40% ) 1870154 17773.36 470000 3772229 5306136 1533907

15/10/07 988575 0 4434357 0 988575 (50% ) 988575 19058.67 470000 3988047 5419932 1431885

01/11/07 629003 0 5075128 0 628953 (60%) 419302 19724.35 475000 4233747 5494430 1260683

14/11/07 430278 0 5118547 0 430278 0 19929.06 475000 4344574 5518547 1173974

09/03/09 0 6145758 0 0 0 0 8160.40 555000 1982834 6145758 4162924

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19/09/01

02/01/04

17/05/04

20/04/06

13/06/06

27/08/07

19/09/07

05/10/07

15/10/07

01/11/07

14/11/07

09/03/09

0

1000000

2000000

3000000

4000000

5000000

6000000

7000000

Asset Allocation & Rebalancing in SIP Investment

Sensex InvestmentNormal Equity SIP Value Rebalancing SIP Value

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Tourism:

Tourism

Aviation

Auto

Road & Transport

Hotel

Constrauction & Real

EstatePower

Banking

Health Care

Telecom

Foreign Currency

Over all economic development for Tourism

Particulars 2011 2021Average real growth p.a. 2011-2021

Direct contribution to GDP

1570.5 (bn)

3414.8 (bn) 8.1%

Total contribution to GDP

3680.4 (bn)

8523.1 (bn) 8.8%

Direct contribution to employment

24931000 jobs

30439000 jobs 2.0%

Total contribution to employment

37655000 jobs

47480000 jobs 2.3%

Visitor exports 678.6 (bn) 1344.7 (bn) 7.1%

Investment 1233 (bn) 2827.5 (bn) 8.7%

Expected contribution of Travel & Tourism to the economy

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Medical Tourism:

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Cost effective health care treatment in $

Treatment India Thailand Singapore UK US

Heart Bypass Graft Surgery 6000 7894 10417 19700 23938

Heart Valve Replacement 8000 10000 12500 90000 200000

Angioplasty 11000 13000 13000 - 31000 to 70000

Hip Replacement 9000 12000 12000 - 22000 to 52000

Bone marrow transplant 30000 - - 150000 250000 to 400000

Liver Transplant 40000 to 69000 - - 200000 300000 to 500000

Neurosurgery 800 - - - 29000

Knee surgery 2000 to 4500 8000 - 12000 16000 to 20000

Cosmetic surgery 2000 3500 - 10000 20000

Why India?

Low Cost

Less Waiting Time

World Class Quality

Personalized services

Rich Cultural Heritage

Why Medical Tourism in India?

Indian medical tourism industry will attract 32 lakhs foreign patients and its value will be Rs.10,800 crores by 2015 due to India’s world class medical benefit and skilled medical workforce.

India’s slogan for Medical Tourism

"First World treatment' at Third

World prices"

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River linking projectThe idea began as a scheme to link the Ganga and Cauveri in 1834 by Sir Arthur Cotton, the builder of the Godavari and the Krishna dam. The project was initially expected to begin in 2007 and end by 2016 at an estimated cost of Rs.5.6 lakh crores. Himalayan component 14 link canals, Peninsular component 16 link canals, total 12000 kms of link canals. Advantages – In 2050 approximate new 146 million hectares irrigated areas will be added; 30000 MW hydro power will be generated; Flood and drought control will be done; Increase in domestic and industrial water supplies; Navigation; Pollution control.

Kalpasar project Kalpasar dam is in Gujrat. The approximate length is 30 kms, 100 metres wide, 10 lane road plus railway, reserver area 2000 sq.kms, reduction of distance Bhavnagar – Dahej 200 kms, Bhavnagar – South Gujrat 225 kms, 10.54 lakh hectare land will be irrigated, solar and wind power, tourism, fisheries. As per 1998 cost was Rs.53000 crores. Dedicated department is Kalpasar Department.

NSDC ProjectIn 2008-09 budget Finance Minister announced the formation of National Skill Development Council. The purpose of this council to train 500 million people by 2022 to fill up the industry demand. Rs. 1000 core allotted in 2012-13 budget.

Financial Inclusion Only 40% population have bank accounts. Government had taken initiative for banking facilities to all habitations that have population of more than 1600 people. India has more than 600000 villages, towns and cities and only 30000 bank branches.

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Dedicated Freight Corridor project This project was initiated on April 2005 and deadline was 2016-17. Eastern freight corridor project of 1839 kms from Dancuni, West Bengal to Ludhiana, Punjab. Western Corridor of 1483 kms from J.N.P.T, Mumbai to Rewari, Hariyana. The project will be connected to Pipavav, Mundra, and Kandla port in Gujrat. The project cost is Rs.18000 crores. For the first phase of project 85% of land has been acquired.

Feature Existing Dedicated Freight Corridor

Height

 

Container Stack

Train length

Train Load

Maximum Speed

Single Stack

7.1 m for Western DFC5.1 m for Eastern DFC

Double Stack

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Need based subsidy

Particulars 2008-09 2009-10 2010-11 2011-12 (RE) 2012-13 (BE)

Fertilizer Subsidy 76,602 61,264 62,301 67,199 60,974

1.4% 0.9% 0.8% 0.8% 0.6%

Food Subsidy 43,751 58,443 63,844 72,823 75,000

0.8% 0.9% 0.8% 0.8% 0.7%

Petroleum Subsidy 2,852 14,951 38,371 68,481 43,580

0.1% 0.2% 0.5% 0.8% 0.4%

Interest Subsidies 3,493 2,686 4,680 5,791 7,968

0.1% 0.0% 0.1% 0.1% 0.1%

Other Subsidies 3,009 4,006 4,223 2,002 2,493

0.1% 0.1% 0.1% 0.02% 0.02%

Total Subsidies 129,708 141,351 173,420 216,297 190,015

2.3% 2.2% 2.3% 2.4% 1.9%

Subsidy trends (Rs crore and as a % of GDP)

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Reducing Subsidy

Education

HealthInfrastructure

Welfare Activity

Advantages of Need-based subsidy:

Fund Management of EPF:

From July 2008, EPFO had appointed private fund managers to manage its member’s deposits. This contract will be renewed after every three years. Before that, SBI was the only fund manager since its inception 1952.From September 2011, four fund managers - SBI, HSBC AMC, Reliance Capital and ICICI Securities Primary Dealership – had been appointed to manage the corpus of Rs 3.5 lakh crores for three years.

Infrastructure Investment:

India will invest Rs.50,00,000 crores for 12th Five-year plan in Infrastructure from 2012-17.

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Gold Year Import Amount

( Crores ) Return % Exchange Rate

1999-00 17990.9 2.94 43.60

2000-01 18829.3 1.82 46.64

2001-02 19889.2 2.36 48.80

2002-03 18607.7 16.45 47.50

2003-04 29946.2 7.25 43.44

2004-05 47347.6 7.46 43.75

2005-06 47950.5 12.29 44.60

2006-07 65439.5 33.91 43.59

2007-08 67330.4 8.17 39.98

2008-09 95323.8 28.95 50.94

2009-10 135877.9 22.33 45.13

2010-11 154346.7 22.01 44.64

Indians Household Gold Reserve Valuation

Let me give you some more information. The gold price was crashed in the international market almost 3 times from $850 per ounce in January 1980 to $252 per ounce in August 1999. During this period, the Indian rupee became weaker almost 6 times from Rs.8.19 to Rs.46.64 against $1 . This has pushed up the Indian gold price from Rs.3452 to Rs.4474 almost 3 times in Indian rupees.

As on march 2012 we hold around 20000 tones of gold which has a valuation of Rs.54 Lakh Crore. If we switch 10% of it to equity

market, then the equity market will get a inflow of Rs. 5.40 Lakh Crore.Myth - Gold price never fall

Gold Plated Indian Economy

After crude oil and capital goods, gold is the third largest imported commodities. Crude oil and capital goods run our economy but gold generally does not have any productive value. If we will import less gold it will reduce our trade deficit, increase foreign exchange reserve and strengthen our rupee. Treat gold like equity investment. Sell it at higher level and buy it at lower level.

We Indians have enough money to run our stock market.

Biswajit Das

Metro Rail:City Length (KM) Cost in crores

Bangalore 93 26,383

Chennai 45 18,000

Delhi 190 30,571

Ahmadabad 219.45 12,000

Hyderabad 71.16 12,132

Jaipur 32.5 8,250

Kanpur 158 10,000

Kochi 27 6,000

Kolkata 125 15,000

Mumbai 149 36,000

Pune 100 30,000

New Pension System (NPS):Government employees: New Pension Scheme has been made compulsory for all the Central Government employees who had joined the service on or after 1st Jan, 2004 (except armed force). 10% of the salary and DA has to be contributed both by the employee and the government. It has been regulated by the Pension Fund Regulatory and Development Authority (PFRDA). In the year 2007-08, three sponsors – LIC, SBI Mutual Fund and UTI Mutual Fund - were appointed to manage the funds of NPS.For all citizens: From 1st May 2009, NPS has been made available to all Indian citizens. For non-government employees, there is no contribution from the government. For all citizens, six pension fund managers - SBI Pension Funds, UTI Retirement Solutions, IDFC Pension Funds, ICICI Prudential Pension Funds, Kotak Mahindra Pension Fund and Reliance Capital Pension Fund - had been appointed to manage the fund. According to the NPS investment guideline, there will be three asset classes – index equity fund, government securities and bonds issued by institutions other than Central & State governments.If the subscriber does not specify the percentage of asset allocation, then his investment will be according to an automatic asset option. This automatic asset option is based on the subscriber’s age.

Rajiv Gandhi Equity Savings Scheme:In 2012-13 budget, the finance minister had announced a new equity tax savings scheme for investors. The investor should be a first time investor in equity market. The investor’s income should be upto Rs.10 lakhs to avail this tax benefit. And the maximum investment is Rs.50,000 p.a. The investor will enjoy tax benefit on 50% of the invested amount and the locking period is 3 years.

Biswajit Das

Aadhar

Citizenship Card

Minimizing Subsidy Leakage

Growth of Banking Industry

Growth of IT Industry

AADHAR – Unique Identity Number

In future, we may get extra tax benefit for solar power, rain water harvesting, water recycle, waste garbage recycle, credit card use.

Financial Literacy:

Government is seriously thinking to introduce financial literacy in school level. So that the future investor will be fully equipped with proper financial knowledge.

27Biswajit Das

The top 3 largest economies in 2050

Researcher No 1 country No 2 country No 3 country

Citi Group India China US

PWC China India US

Goldman Sachs China US India

HSBC China US India

From the above table, we can say that the economic situation predicted by the above companies is almost similar to that of 200

years ago situation.

Biswajit Das

SOURCE:

Page No 1 – Strong Bridge, coolavenues.comPage No 4 – RBI, bseindia.com, answers.oneindia.inPage No 5 – Planning CommissionPage No 6 – Business Standard 4/5/12, RBI Annual Report 2010-11, sebi.govt.in Page No 7 – moneycontrol.com 14/6/12Page No 8 – Times of India 27/2/10Page No 11 – Reliance Liquid Fund, Reliance Growth Fund, bseindia.com Page No 13 – Reliance Liquid Fund, Reliance Growth Fund, bseindia.com Page No 16 – World Travel & Tourism CouncilPage No 18 – Times of India 9/4/08, aalatimes.comPage No 19 – iwmi.org, kalsar-dhaval.blog.spot.com, nsdcindia.org, The telegraph 14/6/12, 28/2/12Page No 20 – dfccil.orgPage No 21 – Budget Document 2012-13Page No 22 – pib.nic.in, Budget Document 2012-13Page No 23 – article.economictimes.indiatimes.com, RBI, reuters.comPage No 24 – Wikipedia, pfrda.org.in, licpensionfund.in, Budget Document 2012-13Page No 26 – RBI, bseindia.comPage No 27 – Citi Group, PWC, Goldman Sachs, HSBC

Biswajit Das

Disclaimer:

The purpose of this presentation is only information sharing. This presentation should not be considered as an investment guideline or recommendation to the readers or any one. I have used only publically available information and believe that the source is reliable. Utmost care has been taken to ensure that the facts are accurate. I am not responsible for any wrong information. This information is not for buy and sale of equity. Equity investment is always subject to market risks and, there is no assurance or guarantee of capital protection and return. Market return totally depends on domestic, international political and economical events. I am not responsible for any losses, liabilities arising out of the use of this information. The readers are requested to make their own investigation and take professional advice before investment.

Biswajit Das

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Biswajit Das