SAFE AND SIMPLE ONLINE PAYMENT

SIMPLE ONLINE PAYMENT REALLYCOUNTS FOR YOUR CUSTOMERS.

“I expect maximum data security from my online-payment service.”

Thomas H., law student (26)

“Secure payment is a must when I’m shopping the Internet.”

Lisa S., architect (33)

“I want to be able to choose how I pay when I’m on the Web.”

Peter L., executive (53)

“I only hand out myname and bank details to brands that I trust.”

Sara B., housewife (45)

SO ONLINE PAYMENT WILLCOUNT MORE AND MORE FORYOUR COMPANY.

IT’S TIME FOR YOU TO PARTNER WITHA LEADING ONLINE PAYMENTS PROVIDER.

BECAUSE YOUR CUSTOMERSCAN PAY MORE EASILY

AND THIS REDUCES THE NUMBER OF INCOMPLETE PAYMENT PROCESSES.

WELCOME TOCLICKANDBUY.

WELCOME TO A NETWORK WITH OVER13 MILLION USERS WORLDWIDE.

More than 16,000 companies have chosen our service for their online sales. With over 100,000 trans-actions every day and more than 250,000 new customers each month, ClickandBuy is one of the most established payment systems around. Our partners can also tap into our customer community through our high-quality, global marketing.

ClickandBuy is one of the world’s largest online payment services. And with over 10 years of experience, it also ranks among the most established.

Having been authorised by Britain’s Financial Services Authority (FSA) as an e-Money institution, we have succeeded in earning the confidence of international partners of all sizes. The full-service, custom-ised packages we have created, making e-commerce simple and successful for every organisation, have been key forces in our continuous expansion and success.

YOUCAN FOCUS ON

YOUR BUSINESS.

OUR MISSION.

WEHANDLE THE

ONLINEPAYMENT.

personal accountadvisor family account

a leading online-payment service

50 payment methodsglobal access to local markets proven in over

30 countries

reminder andcollection services

dedicated ClickandBuyadministrative portal

compatibility withshop systems

fraud prevention

McAfee-certified

redundancy systems

TÜV seal of quality

authorisede-Money institution

data security

under the supervisionof the Financial ServicesAuthority (FSA)

intelligentfraud server

connection to scoring systems and credit rating agencies

marketing tools

more than16,000 merchantsover 13 million users

WE ARE THE PARTNER THATMAKES EVERYTHING SIMPLE.

sor to help with any technical or commercial issues you may encounter, ensuring that you get the best possible solution for your needs. With ClickandBuy you simplify all the processes within your company – with no need for software or additional man-power. What’s more, you offer your customers added flexibility for their purchases. Joining the ClickandBuy community means significantly increasing your sales.

At ClickandBuy simplicity means one thing: getting a full-service package that covers all your needs. Inclusive of 50 leading local and international payment methods and a marketing starter set, you are fully equipped to sell merchandise and services of all types – anywhere around the globe. Configure your own individual package from a range of services tailored to your specific needs. You will be allocated a personal advi-

Karen FischerFinance

Aurélie DegerSales

Frank KollackCustomer Care

Christianvon Hammel-BontenProduct Management

Denis WormSales Controlling

BOTH YOU AND YOUR CUSTOMERSWILL BENEFIT.From payment systems to marketing tools, we offer you a one-stop source of top solutions.

streamlinedprocesses

over 50payment methods

fraudprevention

reminderand collection

services

purchasing made simple

marketing starter set

payment in every currency

easyintegration

customersmerchants

WHAT MATTERS TO US.

YOUR SECURITY.

CERTIFIED SECURITY,TRUSTED THE WORLD OVER.

ClickandBuy is approved as an internet payment system by the European Union. As such, we are subject to the Financial Services Authority (FSA) which supervises all UK transactions. Receiving a licence from this body testifies to the supreme quality and security of our services. Organisations offering electronic financial services need to satisfy an array of particularly demanding FSA regulations, including rigorous requirements concerning their liquidity and capital.

Moreover, your security has always been our number one concern. For this reason, complying with ad-ditional international standards and actively seeking the relevant – optional – certifications have always been key goals. ClickandBuy services conform to the first-ever ISO standard regulating electronic trading. They are also sanctioned by the German Technical Inspection Association (TÜV), the country’s principal testing and standards agency. Furthermore, ClickandBuy is the only electronic payment system world-wide to be certified by McAfee.

Authorised by the Financial Services Authority (FSA)to operate as e-Money institution.

WE ALWAYS KEEPA CLOSE EYE ONYOUR CUSTOMERS.

Prevention is the best cure – that’s our philosophy at ClickandBuy when it comes to risk management. Based on years of close cooperation with major international partners, we have developed one of the world’s leading anti-fraud sys-tems. This system guarantees that all users are individually classified according to their risk potential. At all times – both before and during the purchasing process. However, our top priority is to minimise the percentage of aborted purchases and thus keep your sales at a maximum. For higher-priced merchandise and services we offer a special option: We han-dle the risk management for your transactions and adjust the security tools to your specific needs. For example, by chang-ing restriction levels or offering individualised phone support and supervision for your customers. At all times, the anti-fraud technology remains hidden in the background, invisible to customers. We would be happy to discuss your ideal solu-tion with you personally.

SUPREME PROTECTIONTHANKS TO OUTSTANDINGSECURITY.

The utmost care is taken in keeping your data – and that of your customers – safe and secure. To achieve this, we utilise state-of-the-art technology to give our systems the maximum protection from attacks and downtime. Our com-puter centre, for example, contains a special secured server and several redundant systems on which all data is mirrored at all times. The system is simultaneously subject to 24/7 monitoring by our network specialists to defend its integrity against potential hackers. All of your data is transferred using SSL encryption, keeping it safe from prying eyes.

TAP THE EXPERIENCE GAINED FROM TRANSACTIONS WORTH OVER ONE BILLION EUROS.

In the 10 years since ClickandBuy launched operations, we have not only assembled an impressive portfolio of part-ners; we have also continuously optimised our risk and fraud management processes. Today over 16,000 partners from a multitude of sectors have placed their trust in us – and perform transactions totalling more than one billion eu-ros a year. Each of them benefits from direct access to our 13 million-strong customer community worldwide and our expertise in local markets, helping them to expand their busi-ness and operations rapidly.

“We not only comply with security standards. We set them.”

CUSTOM SOLUTIONS.

Irrespective of what merchandise or services you are selling, at ClickandBuy you can be sure of a so-lution that meets your requirements. This will make purchasing more convenient for your customers and – in doing so – increase your sales. Simply choose the most appropriate option from our four dif-ferent modules:

CUSTOM CHARGING MODULES – TAILORED TO YOUR NEEDS.

CLICKANDBUY TRANSACTION.Transactions are the most common form of online payment. With this model, the customers are directed to ClickandBuy with their shopping basket – for each order they place. Once customers have registered or logged in, we offer them one or more payment methods. The alternatives provided will hinge on multiple factors, including the contents of the shopping basket and your own and your customer’s risk profile. That way, you enjoy maximum security and your customer maximum convenience. Once the purchase has been confirmed, ClickandBuy notifies you, enabling you to monitor all outstanding payments in the administrative portal.

CLICKANDBUY SUBSCRIPTION.With subscriptions, payment occurs at regular, predefined intervals. Depend-ing on the product involved, this may be every week, every month or every quarter. Subscriptions are exceptionally versatile. For example, they can be used for special promotions that are automatically extended. ClickandBuy handles the management of the subscription and triggers the corresponding payments on your behalf – it couldn’t be easier. And, needless to say, you can review the status of the payments and subscriptions at all times.

CLICKANDBUY BILLING AGREEMENT.ClickandBuy billing agreements are ideal if individual customers purchase merchandise from you on a regular basis. With this model, they do not have to complete the entire payment process for each order; rather they simply grant authorisation once – enabling them to buy music, videos and other products or services as often as they want, bypassing all the for-malities. This user-friendly module increases the likelihood of purchases – a particularly convenient solution for customers with cellphones.

CLICKANDBUY PERIOD-BASED CHARGING.This module was developed specifically for digital products. You only grant customers access to a product once payment has been received, after which you set a flexible time frame for them to download it. In this way, you can make digital products – graphics, videos, archives, text and audio files – available only to paying customers. The invoices are processed securely and in real time, worldwide.

SIMPLE PROCESSES.

EVERY ACTIVITYAT A GLANCE – EVERYACTION AT A CLICK.

It’s our goal to offer a payment system that gives you full information on outstanding orders at all times. In doing this, you run less risk of non-payment, and boost your efficiency and profitability. We offer you a convenient administrative portal with transparent, real-time monitoring and a compre-hensive range of reporting tools. The portal features a control function for incoming payments, a status check for all trans-actions, and even displays detailed statistics on the socio-demographic composition of your customer base.

LEAN SYSTEMSMEAN FASTINTEGRATION.

ClickandBuy is the versatile payment system for companies of all sizes. Whether you are a top global player or a village startup from Scotland, we can offer you the right solution and find ways to keep your processes as simple as possible. Part-nering with ClickandBuy involves no investment in hardware, software or additional manpower. The technical integration is almost effortless because ClickandBuy is compatible with all major shopping systems and programming languages. Ex-perts from our Commerce, Technology and Marketing units will be pleased to discuss coordination with you.

YOU CAN ADDRESS OVER13 MILLION CUSTOMERSPERSONALLY VIA CLICKANDBUY.

ClickandBuy will give you access to our 13 million customers, enabling you to benefit from our brand’s good reputation and presence. You can incorporate your marketing into our cus-tomer communications in numerous ways. The options range from co-branding and special discount promotions through to online, print and PR campaigns.

EXCELLENT CUSTOMER ACCEPTANCE.

OVER 50 DIFFERENT PAYMENT METHODSOPEN THE DOORS TO YOUR CUSTOMERS.

Across the globe ClickandBuy supports a spectrum of diverse payment methods – ranging from local favourites to the universally recognised. As a result, you can always offer customers their preferred method. The methods available around the world include: direct debit, immediate and regular bank transfers, Giropay, Visa, Visa Electron, MasterCard, American Express, Diners Club, JCB and eWallet.

Whether you want to sell merchandise, services or content, we can always offer the ideal payment systems – adjusted to reflect the conditions and preferences in any given country. No additional agreements with banks or service providers are needed; nor are any additional interfaces. Moreover, we ensure compliance with all international requirements when processing payments.

This array of different options reduces inhibitions among customers, allowing you to gain the trust of people in different countries without having to worry about local legislation and practices.

PAY IN THE WORLD’SCURRENCIES.

From the American dollar to the Polish zloty, your customers can use the cur-rency and payment method of their choice. This builds confidence and increases the likelihood that they will conclude purchases. The various ClickandBuy systems are interconnected via unique network technology. This “roaming” function allows you to reach a broad target group and therefore boost your sales potential in new markets.

To sell your product in a specific currency, you only need to activate the currency in your administrative portal. Thanks to the system’s multilingual capabilities, you can offer your product in every single country with just a few clicks of the mouse.

Many shoppers are reluctant to disclose personal details on the Internet with many shying away from complicated registration processes. To help address these customers the ClickandBuy system offers a streamlined process for selected pay-ment methods. With these, full registration is not required for single purchases. However, if customers return to shop again, we draw their attention to the benefits of registering. To cover the preferences of all customers, we recommend offering both of these registration processes at the same time.

SIMPLE TO REGISTER,SIMPLE TO USE.

HERE’S HOW TO BOOST YOUR SALES.

SIMPLERPROCESSES =MORE PURCHASES.

TANGIBLESUCCESS:SIGNIFICANTLYHIGHER TURNOVER.

YOU GET ACCESSTO 13 MILLION CLICKANDBUYCUSTOMERS.

YOU’LLIMPROVE YOURCOMPANY’SCASH FLOW.

Current studies show that the propor-tion of customers aborting purchases drops significantly if an online service like ClickandBuy simplifies payment.

As our partner, you are given access to a professional online marketing package that will help you tap into our continuously expanding community of over 13 million customers.

Above all in the retail sector payment deadlines of 30 days are commonplace. With ClickandBuy, you see your money in no time.

According to a study by the University of Cologne, using ClickandBuy boosts sales by up to 150% – no competitor can beat this!

+ 150 %

From BonPrix to iTunes and Germany’s top consumer magazine “Stiftung Warentest” – ClickandBuy provides services to well-known, international brands, medium-sized companies and (as yet) little-known online shops. Each of these appreciates our pay-

16,000 ORGANISATIONS OFALL TYPES AND SIZES GAINFROM OUR SERVICES.

ment system, its simple interface, and its fast-growing international customer com-munity. Choosing ClickandBuy has proved a particular boon for companies specialising in retail, gaming, content and services.

OUR HISTORYAT A GLANCE.ClickandBuy is one of the leading payment systems on the Internet. Originally es-tablished in 1999 in Cologne, Germany, we are now a British-based company with our head offices in London. As an international full-service provider for electronic payments and billing, we can look back on a unique success story. Every year has seen us register renewed growth. Today we work with global brands such as iTunes, McAfee, Orange, AOL and Parship, and major German names like T-Online, Bild.de, SPIEGEL ONLINE, Autoscout 24, Redcoon and Stiftung Warentest.

In 2009 ClickandBuy is posting a major landmark, as its total annual transactions exceed one billion euros for the first time. Current consumer trends give cause for further optimism. The rising volume of purchases made by smartphone indicates an additional source of growth in the years ahead.

Since December 2008 Charles Fränkl has been CEO of the company which is regu-lated by the British Financial Services Authority (FSA). As an Internet payment service we offer 50 local and international payment methods in over 120 currencies to our customers around the world.

2000 2010

A BRIEF GLANCE ATOUR R&D UNIT.

PERSON-TO-PERSON PAYMENT.Direct money transfers between customers will be possible in the future – without the use of their own bank accounts.

FAMILY ACCOUNT.Customers with a family can specify a spending limit and block access to content not suitable for minors.

SHOPPING AIRBAG.ClickandBuy users can stipulate a spending limit for a monthly period.

CREDIT CARD.Customers will be able to use their ClickandBuy balance to pay by credit card when they are on the road.

The success posted by ClickandBuy is powered by products that meet the needs of vendors and shoppers alike. So we’ll be continuously expanding and refining our services – keeping your customers’ lives simple and enabling you to tap more and more market potential.

MAY WE INTRODUCEOURSELVES?

CHARLES FRÄNKL

Appointed on 1 December 2008, Charles Fränkl is CEO of the ClickandBuy Group.

Prior to this Fränkl had been CEO of AOL Deutschland and of Vodafone Informa-tion Systems, and Director of the Corpo-rate Customer Division at the cellphone provider E-Plus. Previously, he had established and headed the Data and Multimedia Products Divisions at the communications company Swisscom.

DR CHRISTOPHKURPINSKI

Since 1 May 2009, Dr Christoph Kurpinksi has been CTO of the Clickand-Buy Group and CEO of CBS GmbH.

Thanks to his experience in a range of management positions in the communi-cation and information technology sec-tor, Dr Kurpinski has exactly the profes-sional background that the ClickandBuy Group needs for this period of increased expansion.

FRANK BRINKER

Frank Brinker is CFO at ClickandBuy. He is responsible for the Finance, Controlling and Legal portfolios.

Brinker joined the company in 2004 from the Nassauische Sparkasse, Germany’s fourth-largest savings bank. From 1994 onwards he assumed positions in the B2B and B2C units, holding the post of Director of Private Customers in his last four years there.

MICHAEL GRODD

As CMO Michael Grodd has been responsible for our Marketing/Sales unit since the end of 2008.

In 2006 he was appointed to the Man-aging Board of the communications specialist Arcor where he was assigned responsibility for Sales and Marketing. Grodd can also call on his experience as the Director of Sales and Marketing at Mobilcom.

CONTACT INFORMATION.

SALES@CLICKANDBUY.COM ClickandBuy International LimitedLincoln House137–143 Hammersmith RoadLondon W14 0QLEngland

Phone UK: +44 203 3180734Phone GER: +49 221 17738-700

ClickandBuy International Limited