August 2015

About Credit Suisse – A brief presentation

Disclaimer

August 2015 2

Cautionary statement regarding forward-looking statements

This presentation contains forward-looking statements that involve inherent risks and uncertainties, and we might not be able to achieve the predictions, forecasts, projections and other outcomes we describe or imply in forward-looking statements. A number of important factors could cause results to differ materially from the plans, objectives, expectations, estimates and intentions we express in these forward-looking statements, including those we identify in

"Risk Factors" in our Annual Report on Form 20-F for the fiscal year ended December 31, 2014 and in "Cautionary statement regarding forward-looking information" in our second quarter financial report 2015 filed with the US Securities and Exchange Commission, and in other public filings and press

releases. We do not intend to update these forward-looking statements except as may be required by applicable law.

Statement regarding non-GAAP financial measures

This presentation also contains non-GAAP financial measures, including adjusted cost run-rates. Information needed to reconcile such non-GAAP financial measures to the most directly comparable measures under US GAAP can be found in the presentation to investors slides for the second quarter 2015, which is available on our website at credit-suisse.com.

Statement regarding capital, liquidity and leverage

As of January 1, 2013, Basel 3 was implemented in Switzerland along with the Swiss “Too Big to Fail” legislation and regulations thereunder. As of January 1, 2015, the Bank for International Settlements (BIS) leverage ratio framework, as issued by the Basel Committee on Banking Supervision (BCBS), was implemented in Switzerland by FINMA. Our related disclosures are in accordance with our interpretation of such requirements, including relevant assumptions. Changes in the interpretation of these requirements in Switzerland or in any of our assumptions or estimates could result in different numbers from those shown in this presentation. Capital and ratio numbers for periods prior to 2013 are based on estimates, which are calculated as if the Basel 3 framework had been in place in Switzerland during such periods.

Unless otherwise noted, leverage exposure is based on the BIS leverage ratio framework and consists of period-end balance sheet assets and prescribed regulatory adjustments. Leverage amounts for 4Q14, which are presented in order to show meaningful comparative information, are based on estimates which

are calculated as if the BIS leverage ratio framework had been implemented in Switzerland at such time. Beginning in 2015, the Swiss leverage ratio is calculated as Swiss total capital, divided by period-end leverage exposure. The look-through BIS tier 1 leverage ratio and CET1 leverage ratio are calculated as look-through BIS tier 1 capital and CET1 capital, respectively, divided by end-period leverage exposure. Leverage exposure target assumes constant USD/CHF and EUR/CHF exchange rates equal to those at the end of 2Q15.

Credit Suisse: an integrated global bank

August 2015 3

Founded in 1856 with headquarters in Zurich, Switzerland, Credit Suisse has operations in over 50 countries and employs 46,600 individuals from over 150 different nations

Our integrated business

model combines the resources of our two divisions, allowing us to provide

comprehensive solutions to our clients

Picture: Credit Suisse head office at Paradeplatz in Zurich, Switzerland.

Private Banking &

Wealth Management

Investment

Banking

Equities Sales & Trading

Fixed Income Sales & Trading

Underwriting & Advisory

Wealth Management Clients

Corporate & Institutional Clients

Asset Management

Sound capital foundation and capital ratios (on a look-through basis)

Solid financial performance and

strong asset gathering momentum1

A balanced business portfolio4

Net revenues

Credit Suisse Group: facts & figures

August 2015 4

CET1 = Common equity tier 1. RWA = Risk-weighted assets. 1 Core results. 2 In 4Q13, we created non-strategic units within the Private Banking & Wealth Management and Investment Banking divisions and separated non-strategic items in the Corporate Center. For further information, see our 2014 annual report. 3 Return on equity for strategic results calculated by dividing annualized strategic net income by average strategic shareholders' equity (derived by deducting 10% of non-strategic RWA from reported shareholders’ equity). 4 Reported Core results, excluding Corporate Center. 5 Full-time equivalents. 6 Relate to senior unsecured debt and are subject to change without notice. Latest rating action on June 9, 2015.

Strategic results2 in CHF bn (in/end of) 6M15 2014 2013 2012

Net revenues 13.3 25.1 25.5 25.4

Pre-tax income 3.6 6.8 7.2 6.3

Return on equity3 13% 12% 13% not

applicable

Total reported results in CHF bn

Net revenues 13.6 25.8 25.2 23.3

Pre-tax income 3.2 3.2 3.5 1.9

Net income att. to shareholders 2.1 1.9 2.3 1.3

Net new assets 31.2 28.2 32.1 10.8

Assets under management 1,356 1,377 1,282 1,251

Private Banking &

Wealth Management

Investment Banking

Switzerland

Americas

EMEA

Asia Pacific

22%

35%

27%

16% 6M15

Number of employees5 end 2Q15

19,800

26,500 Private Banking &

Wealth Management

Investment Banking

46,600 Corporate Center

300

Basel 3 total eligible capital in CHF bn 45.9 46.9 40.2 not

applicable

Basel 3 CET1 ratio in % 10.3 10.1 10.0 8.0

Swiss leverage ratio in % 4.3 4.1 not

applicable

not

applicable

53%

47%

6M15

Strong senior credit ratings6 Credit Suisse AG (the Bank)

Short- Long- term term Outlook

Moody’s P-1 A1

S&P A-1 A

Fitch Ratings F1 A

Stable

Stable

Stable

August 2015 5

CHF

1,346 bn

Assets under management1 as of end 2Q15

Assets under management in WMC business, as of end 2Q15

221

278

1,660 1,010 540 520

Number of relationship managers within WMC business, as of end 2Q15

Private Banking & Wealth Management

Switzerland Americas

EMEA

Asia

Pacific

Total

3,730

Wealth Management

Clients

Asset Management

Corporate &

Institutional Clients

Rounding differences may occur. WMC = Wealth Management Clients. EMEA = Europe, Middle East and Africa. UHNWI = Ultra-high-net-worth individuals: total wealth > CHF 250 mn or AuM > CHF 50 mn. 1 Strategic assets under management. Assumes assets managed across businesses relate to strategic businesses only.

Strategic results in CHF bn (in/end of) 6M15 2014 2013 2012

Net revenues 6.1 12.1 12.4 12.3

Pre-tax income 1.9 3.7 3.6 3.4

Cost/income ratio 67% 68% 70% 72%

Products & services

We offer comprehensive advice and a broad range of

financial solutions to private, corporate and

institutional clients

Clients

We advise and manage portfolios, mutual funds and

other investment vehicles for private clients,

corporates, institutions and governments

Strategy

Deliver tailor-made and best-in-

class financial solutions, building on

our structured advisory process

Further increase market share in

Switzerland across client segments

Reallocate resources and capital to

capture growth, particularly in

emerging markets and UHNWI

segment

Reposition select onshore mature

markets and further grow select

profitable onshore businesses

33%

22%

18%

CHF

848 bn

27%

848

Net new assets in WMC business

(from 2011 through end 2Q15)

11% 51%

15%

CHF

118 bn

23%

Wealth

Management

Clients

Corporate &

Institutional

Clients

Asset

Management

Strategic businesses

Switzerland

Americas

EMEA

Asia Pacific

Switzerland

Americas

EMEA

Asia Pacific

August 2015 6

Investment Banking

Strategic results in CHF bn (in/end of) 6M15 2014 2013 2012

Net revenues 7.2 13.1 13.1 13.3

Pre-tax income 2.0 3.7 3.9 3.5

Cost/income ratio 72% 71% 70% 74%

Return on regulatory capital1 17% 17% 17% -

Strategy

Focusing on client-driven and

capital-efficient businesses

Continue transformation of Fixed

Income business to achieve

strong and sustainable returns

Maintain market-leading and

highly scalable Equities franchise

Continue to win significant

mandates/gain wallet share in

underwriting and M&A

Enhanced efficiency through

substantial cost reductions

1 Return on regulatory capital is calculated using income after tax denominated in USD and assumes tax rates of 30% in 2Q15, 1Q15 and 2014, 28% in 2013 and 25% in 2012 and capital allocated based on average of 10% of average risk-weighted assets and 3% of average leverage exposure for 2Q15 and 1Q15 and 2.4% of average leverage exposure for periods prior to 2015. 2 2011 and 2012 risk-weighted assets are presented to show meaningful comparative information and based on estimates, which are calculated as if the Basel 3 framework had been in place in Switzerland during such periods. 3 Figures reflect risk-weighted assets transfer from Investment Banking to Private Banking & Wealth Management.

Strategic net revenue details in CHF bn

13.3 13.1

Debt and equity underwriting, advisory & other fees

Fixed income sales and trading

Equity sales and trading

46% 40%

32%

37%

24% 25%

Other revenues

324

167

2Q 3Q 4Q 1Q 2Q 3Q 4Q 1Q 2Q 3Q 4Q 1Q 2Q 3Q 4Q 1Q 2Q

(48)%

Basel 3 risk-weighted assets in USD bn

(including non-strategic unit)

20112 20122 20133

Products & services

Our suite of products and services includes global

securities sales, trading and execution, prime

brokerage and capital raising and advisory services,

as well as comprehensive investment research

Clients

Corporations, governments, institutional investors,

including hedge funds, and private individuals

Integrated model

Work closely with Private Banking & Wealth

Management to provide clients with customized

financial solutions

2012 2013

(2)% (2)%

6M15

7.2

44%

37%

21%

(2)%

20143

2014

13.1

42%

35%

26%

(3)%

2015

August 2015 7

Centers of Excellence (CoEs) Our Centers of Excellence support our operations and are essential in the implementation of our strategy. Wroclaw in Poland, Mumbai and Pune in India and Raleigh-Durham in the US are home to our CoEs. At year-end 2014, they accounted for 17% of our global workforce.

With our local presence and global approach, we are well-positioned to respond to changing

client needs and market trends, while coordinating our activities on a cross-divisional basis

Switzerland

Europe, Middle

East and Africa

204 branches

Americas

Asia Pacific

All information for or as of year-end 2014, as applicable, unless noted otherwise. UHNWI = Ultra-high-net-worth individuals: total wealth > CHF 250 mn or AuM > CHF 50 mn. 1 In Swiss Francs. Reported Core results, excluding Corporate Center.

51 offices

42 offices

25 offices

37%

22%

24%

17%

6.8 bn

5.7 bn

9.5 bn

3.2 bn

27%

22%

38%

13%

Employees Pre-tax income1 Net revenues1

2.3 bn

0.4 bn

0.4 bn

0.9 bn

60%

9%

9%

22%

17,100

9,900

10,900

7,900

Credit Suisse1 key performance indicators (KPIs)

Key performance indicators

August 2015 8

1 Core results. 2 Source: Bloomberg. Total shareholder return (TSR) is calculated as equal to the appreciation or depreciation of a particular share, plus any dividends, over a given period, expressed as a percentage of the share’s value at the beginning of the period. 3 Comprises Bank of America, Barclays, BNP Paribas, Citigroup, Deutsche Bank, Goldman Sachs, HSBC, JPMorgan Chase, Morgan Stanley, Nomura, Société Générale and UBS. The total shareholder return of this peer group is calculated as a simple, unweighted average of the return reported by Bloomberg for each of the members of the peer group. 4 Includes the previously announced CHF 1,618 mn charge relating to the final settlement of all outstanding US cross-border matters. 5 Long-term net new asset growth target. 6 2013 through 2015 net new assets growth target. 7 Includes outflows from a single low margin mandate in 2012. 8 Includes outflows relating to the change of management of funds from Hedging Griffo to a new venture in Brazil, Verde Asset Management, in which we have a significant investment.

Target 6M15 2014 2013 2012

Collaboration revenues

18% to 20%

of net revenues 15% 17% 18% 19%

Target superior TSR2 vs. peers

Credit Suisse 5% (6)% 26% 5%

Peer group3 10% (1)% 34% 53%

Return on equity above 15% 10% 4% 6% 4%

Cost/income ratio below 70% 76% 87%4 85% 91%

Look-through CET1 ratio 11% 10.3% 10.1% 10.0% -

Our KPIs are targets to be achieved over a three to five year period across market cycles.

Our KPIs are assessed annually

as part of our normal planning process and may be revised to reflect our strategic plan, the regulatory environment and market and industry trends.

Divisional and operational businesses KPIs

Cost/income ratio

Private Banking & Wealth

Management

3% 3% 4%

4%

2012 2013 2014 6M15

6%5

Asset Management

(3%)

5%

1%

10%

2012 2013 2014 6M15

6%

Net new assets growth rate

Wealth Management Clients

Investment Banking

74% 70% 71% 72%

2012 2013 2014 6M15

70%

target

7

3% to

4%6

84% 86% 85%

Strategic

70% 68% 67%

2012 2013 2014 6M15

65%

71% 75% 83%4

Strategic

8

70%

78%

August 2015 9

PB&WM = Private Banking & Wealth Management. EMEA = Europe, Middle East and Africa. Note: CEO Asia Pacific: Helman Sitohang (not a member of the Executive Board).

Executive Board

Tidjane Thiam

Chief Executive Officer

Divisional & Regional

Management

James L. Amine Head Investment

Banking - Investment Banking Department

Robert Shafir Joint Head Private Banking

& Wealth Management

Hans-Ulrich Meister Joint Head Private Banking

& Wealth Management

Gaël de Boissard Head Investment

Banking - Fixed Income

CEO Switzerland

David Mathers Chief Financial Officer

Pamela Thomas- Graham Chief Marketing and Talent Officer,

Head PB&WM New Markets

Romeo Cerutti General Counsel

Joachim Oechslin Chief Risk Officer

Shared Services heads

Timothy P. O’Hara Head Investment

Banking - Equities

CEO Americas CEO EMEA

August 2015 10

Urs Rohner Chairman,

Chairman of the Chairman's

and Governance Committee

Jassim Bin Hamad J.J. Al Thani

Chairman’s and Governance Committee Audit Committee Compensation Committee Risk Committee

Iris Bohnet

Seraina Maag

Jean Lanier Chairman

Compensation

Committee

Kai S. Nargolwala

Severin Schwan

John Tiner Chairman Audit

Committee

Noreen Doyle Vice-Chair and Lead

Independent Director

Andreas N. Koopmann

Members of the:

Richard E. Thornburgh Vice-Chair and

Chairman Risk

Committee

Sebastian Thrun

Board of Directors

August 2015 11

Credit Suisse’s strategy: an integrated global bank with a strong local presence

Client focus We put our clients’ needs first. We aspire to be a reliable and trusted partner to our clients at all times

Employees

We strive to attract, develop and retain top talent in order to deliver outstanding financial products and services to our clients

Capital

and risk

management

Prudent risk-taking aligned with our strategic priorities is fundamental to our business. We maintain a conservative framework to manage liquidity and capital

Efficiency We strive for superior efficiency levels, while not compromising growth or reputation

Corporate

responsibility

As a member of global economy and society, we are committed to assuming our responsibilities as a bank, an employer and towards the economy, society and the environment

2.1 million clients served world-wide as of end 2014

46,600 employees worldwide

as of 2Q15

10.3% look-through CET1 ratio as of 2Q15

CHF 3.5 bn cost base reduction1

All information for or as of year-end 2014, as applicable, unless noted otherwise. 1 Achieved by end 2Q15, measured at constant FX rates against 6M11 annualized total expenses, excluding realignment and other significant expense items and variable compensation expenses. 2 Revenues from transactions in which both divisions, or more than one business within PB&WM, were involved.

Collaboration

Close collaboration between our divisions and regions is essential to delivering comprehensive solutions to meet the complex financial needs of our clients

17% of collaboration

revenues in 20142

2.4 million people who have

benefited of Credit Suisse’s microfinance

activities

Responsibility

in Banking

Corporate Responsibility at Credit Suisse: our responsible approach

to business is a key factor in determining our long-term success

August 2015 12

All information for or as of year-end 2014, as applicable, unless noted otherwise.

transactions or client relationships were assessed for potential environmental

and social risks

Business Conduct Behaviors

were introduced to guide our employees in

their daily work and to help reduce the

potential for operational or conduct losses

is our volume of assets under management with high social and environmental benefits

571 10 CHF 8,974 mn

Responsibility

in Economy

and Society is Credit Suisse’s volume of

loans outstanding in Switzerland

hours were dedicated to skills-based voluntary work by our

employees

is the value of goods, services and licenses purchased from

suppliers globally

around CHF 156 bn 73,468 over CHF 6 bn

Responsibility

as an

Employer

of all vacancies were filled through internal appointments

individuals from over 150 different nations work at Credit

Suisse

young talents are taking part in our training programs in

Switzerland

42% 45,800 1,200

Responsibility

for the

Environment

gigawatt-hours of energy were saved globally as a result of increasing our

server virtualization rate to 60% worldwide over the past 4 years

hours of video conferencing were used as an alternative to

business travel, helping to reduce our CO2 emissions

employees were trained in environmental management

49 173,362 1,084

Credit Suisse with a diverse international shareholder base

August 2015

1 Through July 22, 2015. 2 One American Depositary Share represents one common share. 3 Share ownership of at least 3% as per latest available notification to the SIX Swiss Exchange. 4 Harris Associates L.P.’s position includes the reportable position (4.21% shareholding) of Harris Associates Investment Trust, which is managed by Harris Associates L.P., as published by the SIX on November 26, 2014. 5 Dodge & Cox’s position includes the reportable position (3.03% shareholding) of Dodge & Cox International Stock Fund, which is managed by Dodge & Cox, as published by the SIX on June 11, 2014. 6 Source: IPREO.

13

Shareholder base6 as of end 1Q15

Switzerland

North America

Europe

Other (predominantly Middle East)

14%

10%

16%

48%

9%

83%

8%

Institutional investors

Private investors

Other investors

United Kingdom & Ireland

12%

Credit Suisse shares are listed on the SIX Swiss Exchange and on the New York Stock Exchange in the form of American Depositary Shares2

Since January 1, 2009 Credit Suisse shares outperformed the EURO STOXX Banks index by 20 percentage points

Olayan Group 6.7%

Qatar Holding LLC 5.2%

Harris Associates L.P.4 5.2%

Norges Bank 5.0%

Dodge & Cox5 5.0%

Franklin Resources Inc. 4.2%

BlackRock, Inc. 3.0%

Capital Group Companies, Inc. 3.0%

Share ownership

Significant shareholders3

0

10

20

30

40

50

60

70

Jan. 2009 Jan. 2010 Jan. 2011 Jan. 2012 Jan. 2013 Jan. 2014 Jan. 2015

EURO STOXX Banks index (rebased as of January 1, 2009)

Credit Suisse (CSGN VX)

Share price development from 2009 through 20151 in CHF