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Copyright ⓒ 2014 P2P Cash, Inc. All rights reserved
“Send Cash Home FREE!” tm
How Digital Currency is
Revolutionizing Financial Services
Copyright ⓒ 2015 P2P Cash, Inc. All rights reserved
80% of the global population has a mobile phone…
So why pay Western Union $50 Billion a year
to move “MoneyBits” around?
IMT Token
Cloud
Instant Money Transfer (IMT) is a
Better Way!
IMT Enables:Free Money TransferMobile MoneyMicro-Insurance
IMT
IMTs Can Save Consumers $48 Billion*/Year
$48 Billion in Savings
from NO Fees
$600 Billion Global Cash
Transfer
* Based upon Average 8% Money Transfer Fee (2014 World Bank)
IMT Digital Currency Advantages
Instant Money Transfer (IMT) Tokens
Transfer Money Instantly
Settle Transactions over Existing
Financial Services Infrastructure SWIFT, MasterCard, Carrier mobile wallets
Mobile Wallet enables Transfers between
Any Two Cellphones Globally
IMT Flow Chart
3 Options to Redeem IMTs:1. Top-Up Her Mobile Account2. Deposit into Her Bank Account3. Cash from any mWallet Retailer
IMTs SentVia Text
Sender
Mom
SWIFT
Buys IMTs. Sent to
Mom’s Cell
IMT Issuance & AML Compliance
“Free” FX Revenue Model
Cash Sender Pays No Fees, so How Does
P2P Generate Revenue?
P2P “Buys” FX at Wholesale Bank Rate, then
Delivers FX to Recipient at Retail Rate
The Wholesale/Retail FX Spread is 2-6%
Depending upon the Country
After Marketing Cost, P2P Splits Gross
Spread 50/50 with Bank Partners
IMTs WU/MG Transferwise
User Transfer Fees Zero 10% 1-2%
Free Instant Clearing Yes No No
Secure Token Technology Yes* No No
Mobile Wallet Yes No No
Retail Locations* 26M** 0.5M No
Pre-Paid Top Ups Yes No No
White Label Mobile Wallet Yes No No
IMT Competitive Advantages
*- Patent Pending**Potential MasterCard Locations
IMTs are Win-Win-Win!
Consumers:FREE Money/Minutes Transfer
Banks:New CustomersFX and Processing Revenue
Retailers: New Financial Services, Customers and Revenue
Experienced Management Team
• Tom Meredith, CEOFinancial Services/Telecom Entrepreneur, MBA Harvard, Stanford Engineer
•Morris Mwanga, CTOBuilt Kenya’s Largest Currency Exchange, CISSP Security Certified
•Kern Lewis, VP Marketing American Express, World Savings Bank, Stanford, MBA Harvard
•Peter Carruthers, Director FX Operations25 years FX Risk Mgmt Expert: Citi, Credit-Suisse, RBS; Fordham MBA
•Donald Chapman, VP Business DevelopmentFinancial Services Technology Executive, MBA Babson College
Advisory Board
• Leonard Schrank: Former CEO SWIFT
•Brian Smith: Former General Counsel MasterCard, Office Comptroller and Currency (OCC)
P2P Cash Closing $2.5M Series A
Proceeds Used to Implement:
• MasterCard and other contracts into 60+ countries
• Drive awareness via social media in target markets
• Outsource and train customer service
• Continue business development increasing global
reach
Copyright ⓒ 2014 P2P Cash, Inc. All rights reserved
Revolutionizing Mobile Financial Services!
For more information please contact:
Tom Meredith
Founder, CEO
+1 (404) 388-9247
