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About GreenSky
GreenSky is a leading company in the consumer finance marketplace specializing in Home Improvement, Retail and Patient credit. We have built relationships with dealers, retailers and providers in all 50 states.
Since 2006, GreenSky has played a critical role in transforming small business and consumer credit, enabling more affordable and more pervasive access to financing. Our company’s people, process and technology solutions improve customers’ lives.
GreenSky serves customers ranging from the world's largest and most demanding businesses, to small and medium businesses, and consumers nationwide. GreenSky is recognized for its ability to provide customized credit solutions that enhance sales.
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The Traditional Model:
Consumer Financing – The Traditional Model
The traditional approach to providing consumer credit is mired in inefficiencies and lost opportunities
• Lengthy Application Process
• Lengthy Funding Process
• Slow to Act
• Inflexible Finance Options
• Antiquated Technologies
The Traditional ModelCharacteristics:
• Lower approval rates
• Lower sales
• More paperwork
• Lower close rates
Consequences Include:Your Business
Contractors
Retailers
Service Providers
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The GreenSky Advantage
At GreenSky, we’re committed to providing the tools your business needs to increase sales
Your Business
Contractors
Retailers
Service Providers
The Highest Approval Rates
The Easiest Process
The Best Products
Our Commitment
That is the
TM
Advantage
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How It Works – The Highest Approval Rates
Every declined application represents a lost opportunity for our customers…
TM
The Highest Approval Rates
The Easiest Process
The Best Products
That’s why GreenSky built a national network of funding sources to provide a one stop and seamless solution for prime, near prime and subprime customers.
All at theLowest Dealer Cost!
The Result• Highest approval rates • Best credit terms for your customer
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How It Works – The Easiest Process
Combining industry expertise with the latest technologies, our application and funding process is so advanced it’s simple!
TM
The Highest Approval Rates
The Easiest Process
The Best Products
Step 1: Apply for GreenSky Credit (Simple and Fast)
Paperless application process takes less than 5 minutes
Apply on-line or by phone (iPhone/Droid app coming soon!)
Step 3: Get Funded
GreenSky immediately provides the customer with an Account #
Customer pays Dealer by providing the Account #
Dealer processes the payment just like a credit card payment
NO Certificate of Completion or paperwork required for funding
Step 2: Get Customer Approved
85% of credit decisions are made INSTANTLY
All other credit decision are made within fifteen minutes
GET PAID FAST!
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How It Works – The Best Products
Offering the broadest range of Credit Products in the Industry…the choice is yours!
TM
The Highest Approval Rates
The Easiest Process
The Best Products
No Interest*
No Interest & No Payment
Same as
Cash
6, 12, & 18 month options
6 & 12 month options
Reduced Interest Rate
Pay in Full w/ Equal Monthly Payments
At No or Reduced Interest
0%, 3.99%, 7.99%, 9.99%, 11.99% options
12, 18, & 36 month options
Self-funded Subprime Products Dealer can utilize any credit product
All Products Are:
• Fixed Monthly Payments and Fixed Interest Rates (average APR of 14%)
• Repayment terms: Payment Factor as low as 1.67%
• Credit Limits up to $40k*With Minimum Monthly Payment
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GreenSky vs. Competition
Other Finance Companies
Highest Approval Rates
Credit Limits up to $40,000
Broadest Offering of Credit Products
Ability to Customize Credit Products
Seamless Prime and Sub-Prime Approvals
Lowest Average Customer Interest Rate
Paperless Application Process
Paperless Funding Process
Must Provide Powerwork to get Funded
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The GreenSky AdvantageWhy your Customers will love GreenSky
• No Interest with Minimum Monthly Payments • No Interest and No Payments • Reduced Rate APR • Equal Payments with No Interest
Application Process is Fast, Easy & Paperless
Credit Limits up to $40,000
Attractive, Fixed Interest Rates (as low as 3.99%)
Low Monthly Payments
Offer your customer the Promotion that will close the sale
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Getting Started with GreenSky: Dealer Enrollment
Getting Started with GreenSky is as Easy as 1, 2, 3:
Step 1: Complete the one page online dealer application
Step 2: Accept the GreenSky Dealer Contract
Step 3: You’ll receive a “Welcome Kit” (within one business day):
• Your GreenSky Dealer #
• Contact information for your dedicated GreenSky representative
• Training Materials for sales and administrative staff
Sign up Today
Online: www.GreenSkyCredit.com
Call/Email your Dealer Representative
Jeffrey Gold, 404.832.4130
Dealer and Customer Service Hours866.936.0602
Monday – Saturday: 6 am – Midnight ESTSunday: 8 am – 10 pm EST
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GreenSky’s success is dependent on our Customers’ experience. We have earned the trust of world class companies because of our commitment to customer care and fairness. We keep that trust by living up to that commitment every day.
GreenSky’s Customer Service Commitment
The GreenSky Customer Experience Vision
1. Our Customers understand the value and cost of the product and how they can maximize the product to their benefit.
2. Our Customers are offered a fair deal and believe that they received a fair deal.
3. Our process is simple and easily understood by our Customers.
4. Our Customers can reach GreenSky for the service they need, when they need it, utilizing their preferred method.
5. Our Customers’ issues are resolved efficiently.
6. Every Customer is treated with respect and care and a sense of urgency.
7. Choosing GreenSky means our Customer received the best service, the best value, and the best experience.
Appendix
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Increase the Close Rate and Average Order Value by Focusing on Low Monthly Payments
Loan Amount Monthly Payment
$2,500 $47
$5,000 $94
$7,500 $141
$10,000 $188
$15,000 $282
$20,000 $375
$25,000 $469
$30,000 $563
$35,000 $656
$40,000 $750
*Quoted Monthly Payments assume an 84 month term at 13.99% Annual Percentage Rate.
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Benefits for Your Business
The GreenSky Advantage – Strategic Partners Programs
Partnering with GreenSky empowers you to develop programs that will increase your sales and benefit your authorized dealers
Your Business
Manufacturers
Distributors
Retailers
Franchisors
Trade Associations
Increased sales
Increased market share
More visibility
More control
Greater differentiation
