India Investment Survey Report 2016

Respondent Sample Size Overview

Male82%

Female18%

Gender

Male Female

Respondent Sample Size Overview

Intermediate4%

Undergraduate33%

Postgraduate54%

Others9%

Education Profile

Respondent Sample Size Overview

Less than Rs. 3 Lakhs pa

25%

Between Rs. 3-7 Lakhs pa

35%

Between Rs. 7-12 Lakhs pa

21%

Between Rs. 12-24 Lakhs pa

12%

More than Rs. 24 Lakhs pa

7%

Annual Income

Only 67% respondents budget and regularly track their

expenses

Snapshot of the average monthly budget allocation

• 39% respondents say that Loans/EMIs account for more than 20% of the monthly income allocation

• 76% respondents spend more than one-fifth of monthly income on discretionary expenses

• Only 44% respondents plan for an emergency corpus

• Children Education, Marriage and Retirement rank in the 3 positions in terms of maximum budget allocation

Preferred choice of investment

Only 44% respondents look forward to long-term wealth

creation with a horizon of more than 5 years

~50% respondents expect more than 15% annual returns from their investment

Money Control & ET Markets top the preference list for investment information

Top Investment & Financial Planning challenges faced

• Lack of credible investment advice

• Lack of time

• Lack of good resources

*Interestingly, 21% respondents do not see the need for financial planning

Dream Home and Early Retirement top the list of long-term financial goals

• 47% respondents do not have a financial plan to achieve their goals

• Only 17% hired the services of a professional financial planner

Goals are there but:

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